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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest Income    
Interest and Fees on Loans & Leases $ 16,271 $ 15,445
Interest on Deposits with Banks 64 44
Interest on Investment Securities:    
Taxable 2,115 2,106
Exempt from Federal Tax 597 660
Total Interest Income 19,047 18,255
Interest Expense    
Deposits 600 683
Subordinated Debentures 80 81
Total Interest Expense 680 764
Net Interest Income 18,367 17,491
Provision for Credit Losses 0 0
Net Interest Income After Provision for Credit Losses 18,367 17,491
Non-Interest Income    
Service Charges on Deposit Accounts 938 1,104
Net Gain on Sale of Investment Securities 3 735
Increase in Cash Surrender Value of Life Insurance 455 457
Debit Card and ATM Fees 735 727
Net Gain on Deferred Compensation Investments 443 1,690
Other 588 784
Total Non-Interest Income 3,162 5,497
Non-Interest Expense    
Salaries and Employee Benefits 8,237 8,045
Net Gain on Deferred Compensation Investments 443 1,690
Occupancy 622 621
Equipment 703 695
Legal Fees 47 197
FDIC Insurance 252 240
Other 1,336 1,471
Total Non-Interest Expense 11,640 12,959
Income Before Income Taxes 9,889 10,029
Provision for Income Taxes 3,607 3,778
Net Income $ 6,282 $ 6,251
Basic Earnings Per Common Share (in dollars per share) $ 8.08 $ 8.04