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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Operating Activities      
Net Income $ 23,349 $ 22,209 $ 21,118
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:      
Provision for Loan Losses 1,850 6,775 14,735
Depreciation and Amortization 1,704 1,801 1,867
Provision for Deferred Income Taxes (2,548) (1,260) (1,877)
Net Amortization of Investment Security Premium & Discounts 3,944 1,230 289
Net Gain on Investment Securities (158) (95) (2,895)
Net Gain on Sale of Property & Equipment 0 (5) (19)
Net Change in Operating Assets & Liabilities:      
Net Increase in Interest Receivable and Other Assets (434) (2,750) (6,360)
Net Increase in Interest Payable and Other Liabilities 4,016 2,455 3,142
Net Cash Provided by Operating Activities 31,723 30,360 30,000
Investing Activities      
Purchase of Investment Securities Available-for-Sale (143,295) (296,852) (379,795)
Proceeds from Sold, Matured, or Called Securities Available-for-Sale 205,374 249,930 308,504
Purchase of Investment Securities Held-to-Maturity (10,739) (1,580) (2,277)
Proceeds from Matured, or Called Securities Held-to-Maturity 5,419 3,402 6,984
Purchase of Life Insurance Contracts (1,000) 0 0
Net Loans Paid, Originated or Acquired (84,872) 6,778 24,193
Principal Collected on Loans Previously Charged Off 398 127 236
Additions to Premises and Equipment (547) (1,660) (1,196)
Proceeds from Sale of Property & Equipment 0 20 21
Net Cash Used by Investing Activities (29,262) (39,835) (43,330)
Financing Activities      
Net Increase in Deposits 95,829 59,694 68,379
Net Change in Other Borrowings (530) (61) (19,558)
Net Decrease in Securities Sold Under Agreement to Repurchase (60,000) 0 0
Stock Repurchases (576) 0 (608)
Cash Dividends (9,418) (9,158) (8,855)
Net Cash Provided by Financing Activities 25,305 50,475 39,358
Increase in Cash and Cash Equivalents 27,766 41,000 26,028
Cash and Cash Equivalents at Beginning of Year 101,660 60,660 34,632
Cash and Cash Equivalents at End of Year 129,426 101,660 60,660
Supplementary Data      
Loans Transferred to Foreclosed Assets (ORE) 58 1,092 3,407
Cash Payments Made for Income Taxes 17,472 12,070 16,025
Interest Paid $ 5,553 $ 8,474 $ 9,829