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Loans (Tables)
12 Months Ended
Dec. 31, 2012
Loans [Abstract]  
Schedule of loans
Loans as of December 31 consisted of the following:
 
(in thousands)
 
2012
 
 
2011
 
        Commercial Real Estate
 
$
353,109
 
 
$
307,670
 
        Agricultural Real Estate
 
 
311,992
 
 
 
280,139
 
        Real Estate Construction
 
 
32,680
 
 
 
29,607
 
        Residential 1st Mortgages
 
 
140,257
 
 
 
107,421
 
        Home Equity Lines and Loans
 
 
42,042
 
 
 
50,956
 
        Agricultural
 
 
221,032
 
 
 
217,227
 
        Commercial
 
 
143,293
 
 
 
165,089
 
        Consumer & Other
 
 
5,058
 
 
 
6,935
 
Total Gross Loans
 
 
1,249,463
 
 
 
1,165,044
 
        Less: Unearned Income
 
 
2,561
 
 
 
1,966
 
Subtotal
 
 
1,246,902
 
 
 
1,163,078
 
        Less: Allowance for Loan Losses
 
 
34,217
 
 
 
33,017
 
Loans, Net
 
$
1,212,685
 
 
$
1,130,061