Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Cash and Cash Equivalents:
Cash and Due from Banks	$ 45,112	$ 28,484
Interest Bearing Deposits with Banks	56,548	32,176
Total Cash and Cash Equivalents	101,660	60,660
Investment Securities:
Available-for-Sale	479,820	428,644
Held-to-Maturity	63,092	64,937
Total Investment Securities	542,912	493,581
Loans:	1,163,078	1,176,002
Less: Allowance for Loan Losses	33,017	32,261
Loans, Net	1,130,061	1,143,741
Premises and Equipment, Net	24,058	24,214
Bank Owned Life Insurance	47,418	45,584
Interest Receivable and Other Assets	73,575	73,711
Total Assets	1,919,684	1,841,491
Deposits:
Demand	389,639	343,482
Interest-Bearing Transaction	220,736	195,576
Savings and Money Market	498,011	453,531
Time	517,811	573,914
Total Deposits	1,626,197	1,566,503
Securities Sold Under Agreement to Repurchase	60,000	60,000
Federal Home Loan Bank Advances	530	591
Subordinated Debentures	10,310	10,310
Interest Payable and Other Liabilities	33,301	30,846
Total Liabilities	1,730,338	1,668,250
Commitments & Contingencies (See Note 19)
Shareholders' Equity
Preferred Stock: No Par Value. 1,000,000 Authorized, None Issued or Outstanding	0	0
Common Stock: Par Value $0.01, 20,000,000 Shares Authorized, 779,424 Issued and Outstanding for both December 31, 2011 and 2010.	8	8
Additional Paid-In Capital	75,590	75,590
Retained Earnings	109,081	96,030
Accumulated Other Comprehensive Gain	4,667	1,613
Total Shareholders' Equity	189,346	173,241
Total Liabilities and Shareholders' Equity	$ 1,919,684	$ 1,841,491