Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income
Interest and Fees on Loans	$ 17,949	$ 18,342	$ 52,946	$ 54,480
Interest on Deposits with Banks	28	32	67	68
Interest on Investment Securities:
Taxable	2,247	1,917	6,988	6,729
Tax-Exempt	637	677	1,926	2,084
Total Interest Income	20,861	20,968	61,927	63,361
Interest Expense
Deposits	1,337	1,757	4,279	5,472
Borrowed Funds	549	550	1,632	1,634
Subordinated Debentures	82	88	245	250
Total Interest Expense	1,968	2,395	6,156	7,356
Net Interest Income	18,893	18,573	55,771	56,005
Provision for Loan Losses	900	1,315	5,350	10,550
Net Interest Income After Provision for Loan Losses	17,993	17,258	50,421	45,455
Non-Interest Income
Service Charges on Deposit Accounts	1,356	1,680	4,096	4,964
Net Gain on Investment Securities	0	4	0	2,857
Increase in Cash Surrender Value of Life Insurance	466	462	1,376	1,366
Debit Card and ATM Fees	704	680	2,078	1,930
(Loss) Gain on Non-Qualified Deferred Compensation Plan Investments	(1,198)	998	(808)	463
Other	442	484	1,357	1,513
Total Non-Interest Income	1,770	4,308	8,099	13,093
Non-Interest Expense
Salaries & Employee Benefits	7,512	7,067	22,217	21,403
(Loss) Gain on Non-Qualified Deferred Compensation Plan Investments	(1,198)	998	(808)	463
Occupancy	674	684	1,920	1,984
Equipment	726	689	2,151	1,948
ORE Holding Costs	364	268	1,256	763
FDIC Insurance	236	496	1,226	1,804
Other	1,507	1,428	4,528	4,464
Total Non-Interest Expense	9,821	11,630	32,490	32,829
Income Before Income Taxes	9,942	9,936	26,030	25,719
Provision for Income Taxes	3,675	3,727	9,482	9,453
Net Income	$ 6,267	$ 6,209	$ 16,548	$ 16,266
Earnings Per Share (in dollars per share)	$ 8.04	$ 7.95	$ 21.23	$ 20.83