Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$ 47,995	$ 42,832
Securities, available for sale at fair value	401,610	528,038
Securities, held to maturity at cost (fair value 2015: $326,410; 2014: $319,923)	325,378	324,994
Loans, held for sale	5,380	4,996
Loans receivable, net of allowance for loan losses (allowance 2015: $26,742; 2014: $24,998)	2,070,962	1,973,536
Restricted investments in bank stock	11,775	15,223
Premises and equipment, net	72,640	75,182
Other assets	30,420	32,771
Total assets	2,966,160	2,997,572
Liabilities and Stockholders' Equity
Noninterest-bearing	541,060	478,724
Interest-bearing	1,904,427	1,901,948
Total deposits	2,445,487	2,380,672
Short-term borrowings	200,295	333,475
Long-term debt	25,000	0
Other liabilities	17,780	17,902
Total liabilities	2,688,562	2,732,049
Stockholders' Equity:
Preferred stock - Series A noncumulative; $10.00 par value; $1,000 aggregate liquidation preference; (1,000,000 shares authorized; 40,000 shares issued and outstanding)	400	400
Common stock - $1.00 par value; 25,000,000 shares authorized; (issued shares 2015: 14,434,329; 2014: 14,232,844; outstanding shares 2015: 14,133,129; 2014: 14,220,544)	14,434	14,233
Surplus	165,886	160,588
Retained earnings	106,180	94,496
Accumulated other comprehensive loss	(1,571)	(3,875)
Treasury stock, at cost (common shares 2015: 301,200; 2014: 12,300)	(7,731)	(319)
Total stockholders' equity	277,598	265,523
Total liabilities and stockholders' equity	$ 2,966,160	$ 2,997,572