XML 47 R61.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans Receivable and Allowance for Loan Losses (Credit Quality Indicators for Commercial Loans, by Loan Type) (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans $ 1,660,688us-gaap_LoansAndLeasesReceivableCommercial $ 1,437,659us-gaap_LoansAndLeasesReceivableCommercial
Commercial and industrial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 525,127us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember		 447,144us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
Commercial tax-exempt [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 71,151us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember		 81,734us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
Owner occupied real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 332,070us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember		 302,417us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
Commercial construction and land development [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 138,064us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember		 133,176us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
Commercial real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 594,276us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember		 473,188us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 1,574,075us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember		 1,362,775us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Pass [Member] | Commercial and industrial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 473,984us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember		 410,530us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Pass [Member] | Commercial tax-exempt [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 71,151us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember		 81,734us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Pass [Member] | Owner occupied real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 311,668us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember		 285,416us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Pass [Member] | Commercial construction and land development [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 133,033us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember		 120,687us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Pass [Member] | Commercial real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 584,239us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember		 464,408us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Special Mention [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 26,827us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember		 12,006us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Special Mention [Member] | Commercial and industrial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 20,785us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember		 8,064us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Special Mention [Member] | Commercial tax-exempt [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Special Mention [Member] | Owner occupied real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 4,268us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember		 3,624us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Special Mention [Member] | Commercial construction and land development [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 190us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Special Mention [Member] | Commercial real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 1,584us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember		 318us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 31,684us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember		 32,531us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Substandard [Member] | Commercial and industrial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 18,724us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember		 18,333us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Substandard [Member] | Commercial tax-exempt [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Substandard [Member] | Owner occupied real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 8,718us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember		 8,539us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Substandard [Member] | Commercial construction and land development [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 1,613us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember		 3,902us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Substandard [Member] | Commercial real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 2,629us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember		 1,757us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Substandard Nonaccrual [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 28,102us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember		 30,347us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember
Substandard Nonaccrual [Member] | Commercial and industrial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 11,634us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember		 10,217us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember
Substandard Nonaccrual [Member] | Commercial tax-exempt [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember
Substandard Nonaccrual [Member] | Owner occupied real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 7,416us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember		 4,838us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember
Substandard Nonaccrual [Member] | Commercial construction and land development [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 3,228us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember		 8,587us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember
Substandard Nonaccrual [Member] | Commercial real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 5,824us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember		 6,705us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= metr_SubstandardNonaccrualMember
Doubtful [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember
Doubtful [Member] | Commercial and industrial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialAndIndustrialMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember
Doubtful [Member] | Commercial tax-exempt [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialTaxExemptMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember
Doubtful [Member] | Owner occupied real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_OwnerOccupiedRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember
Doubtful [Member] | Commercial construction and land development [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember		 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= metr_CommercialConstructionAndLandDevelopmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember
Doubtful [Member] | Commercial real estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Credit exposure for commercial loans $ 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember		 $ 0us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_DoubtfulMember