XML 115 R58.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans Receivable and Allowance for Loan Losses (Summary of Allowances on Loans Receivable, by Class) (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       $ 23,110us-gaap_LoansAndLeasesReceivableAllowance       $ 25,282us-gaap_LoansAndLeasesReceivableAllowance $ 23,110us-gaap_LoansAndLeasesReceivableAllowance $ 25,282us-gaap_LoansAndLeasesReceivableAllowance $ 21,620us-gaap_LoansAndLeasesReceivableAllowance
Provision charged to operating expenses 2,650us-gaap_ProvisionForLoanAndLeaseLosses 2,100us-gaap_ProvisionForLoanAndLeaseLosses 1,100us-gaap_ProvisionForLoanAndLeaseLosses 900us-gaap_ProvisionForLoanAndLeaseLosses 1,575us-gaap_ProvisionForLoanAndLeaseLosses 1,200us-gaap_ProvisionForLoanAndLeaseLosses 1,800us-gaap_ProvisionForLoanAndLeaseLosses 2,300us-gaap_ProvisionForLoanAndLeaseLosses 6,750us-gaap_ProvisionForLoanAndLeaseLosses 6,875us-gaap_ProvisionForLoanAndLeaseLosses 10,100us-gaap_ProvisionForLoanAndLeaseLosses
Recoveries of loans previously charged-off                 2,810us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts 1,701us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts 919us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Loans charged-off                 (7,672)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (10,748)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs (7,357)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Allowance for loan losses, ending 24,998us-gaap_LoansAndLeasesReceivableAllowance       23,110us-gaap_LoansAndLeasesReceivableAllowance       24,998us-gaap_LoansAndLeasesReceivableAllowance 23,110us-gaap_LoansAndLeasesReceivableAllowance 25,282us-gaap_LoansAndLeasesReceivableAllowance
Commercial and industrial [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       8,178us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialAndIndustrialMember
      9,959us-gaap_LoansAndLeasesReceivableAllowance
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8,178us-gaap_LoansAndLeasesReceivableAllowance
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9,959us-gaap_LoansAndLeasesReceivableAllowance
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8,400us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialAndIndustrialMember
Provision charged to operating expenses                 3,822us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialAndIndustrialMember
524us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialAndIndustrialMember
3,634us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialAndIndustrialMember
Recoveries of loans previously charged-off                 1,468us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialAndIndustrialMember
1,122us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialAndIndustrialMember
227us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialAndIndustrialMember
Loans charged-off                 (1,754)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_CommercialAndIndustrialMember
(3,427)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_CommercialAndIndustrialMember
(2,302)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_CommercialAndIndustrialMember
Allowance for loan losses, ending 11,714us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialAndIndustrialMember
      8,178us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialAndIndustrialMember
      11,714us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialAndIndustrialMember
8,178us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialAndIndustrialMember
9,959us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= metr_CommercialAndIndustrialMember
Commercial tax-exempt [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       72us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
      83us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
72us-gaap_LoansAndLeasesReceivableAllowance
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83us-gaap_LoansAndLeasesReceivableAllowance
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79us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
Provision charged to operating expenses                 (17)us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialTaxExemptMember
(11)us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialTaxExemptMember
4us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialTaxExemptMember
Recoveries of loans previously charged-off                 0us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialTaxExemptMember
0us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialTaxExemptMember
0us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialTaxExemptMember
Loans charged-off                 0us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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0us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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0us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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Allowance for loan losses, ending 55us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
      72us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
      55us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
72us-gaap_LoansAndLeasesReceivableAllowance
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83us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialTaxExemptMember
Owner occupied real estate [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       2,180us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
      2,129us-gaap_LoansAndLeasesReceivableAllowance
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2,180us-gaap_LoansAndLeasesReceivableAllowance
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2,129us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
729us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
Provision charged to operating expenses                 201us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_OwnerOccupiedRealEstateMember
343us-gaap_ProvisionForLoanAndLeaseLosses
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2,165us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_OwnerOccupiedRealEstateMember
Recoveries of loans previously charged-off                 325us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_OwnerOccupiedRealEstateMember
3us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_OwnerOccupiedRealEstateMember
7us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_OwnerOccupiedRealEstateMember
Loans charged-off                 (775)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_OwnerOccupiedRealEstateMember
(295)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_OwnerOccupiedRealEstateMember
(772)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_OwnerOccupiedRealEstateMember
Allowance for loan losses, ending 1,931us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
      2,180us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
      1,931us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
2,180us-gaap_LoansAndLeasesReceivableAllowance
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2,129us-gaap_LoansAndLeasesReceivableAllowance
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= metr_OwnerOccupiedRealEstateMember
Commercial construction and land development [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       5,559us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialConstructionAndLandDevelopmentMember
      7,222us-gaap_LoansAndLeasesReceivableAllowance
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5,559us-gaap_LoansAndLeasesReceivableAllowance
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7,222us-gaap_LoansAndLeasesReceivableAllowance
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7,840us-gaap_LoansAndLeasesReceivableAllowance
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Provision charged to operating expenses                 (570)us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialConstructionAndLandDevelopmentMember
691us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialConstructionAndLandDevelopmentMember
243us-gaap_ProvisionForLoanAndLeaseLosses
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= metr_CommercialConstructionAndLandDevelopmentMember
Recoveries of loans previously charged-off                 546us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialConstructionAndLandDevelopmentMember
490us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialConstructionAndLandDevelopmentMember
517us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= metr_CommercialConstructionAndLandDevelopmentMember
Loans charged-off                 (1,293)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_CommercialConstructionAndLandDevelopmentMember
(2,844)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= metr_CommercialConstructionAndLandDevelopmentMember
(1,378)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= metr_CommercialConstructionAndLandDevelopmentMember
Allowance for loan losses, ending 4,242us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialConstructionAndLandDevelopmentMember
      5,559us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialConstructionAndLandDevelopmentMember
      4,242us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialConstructionAndLandDevelopmentMember
5,559us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialConstructionAndLandDevelopmentMember
7,222us-gaap_LoansAndLeasesReceivableAllowance
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= metr_CommercialConstructionAndLandDevelopmentMember
Commercial real estate [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       4,161us-gaap_LoansAndLeasesReceivableAllowance
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      3,983us-gaap_LoansAndLeasesReceivableAllowance
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4,161us-gaap_LoansAndLeasesReceivableAllowance
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3,983us-gaap_LoansAndLeasesReceivableAllowance
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3,241us-gaap_LoansAndLeasesReceivableAllowance
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Provision charged to operating expenses                 1,448us-gaap_ProvisionForLoanAndLeaseLosses
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2,951us-gaap_ProvisionForLoanAndLeaseLosses
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2,498us-gaap_ProvisionForLoanAndLeaseLosses
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Recoveries of loans previously charged-off                 203us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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0us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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97us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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Loans charged-off                 (1,105)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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(2,773)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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(1,853)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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Allowance for loan losses, ending 4,707us-gaap_LoansAndLeasesReceivableAllowance
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= us-gaap_CommercialRealEstateMember
      4,161us-gaap_LoansAndLeasesReceivableAllowance
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      4,707us-gaap_LoansAndLeasesReceivableAllowance
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4,161us-gaap_LoansAndLeasesReceivableAllowance
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3,983us-gaap_LoansAndLeasesReceivableAllowance
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Residential [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       960us-gaap_LoansAndLeasesReceivableAllowance
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= us-gaap_ResidentialPortfolioSegmentMember
      324us-gaap_LoansAndLeasesReceivableAllowance
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960us-gaap_LoansAndLeasesReceivableAllowance
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324us-gaap_LoansAndLeasesReceivableAllowance
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435us-gaap_LoansAndLeasesReceivableAllowance
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Provision charged to operating expenses                 1,282us-gaap_ProvisionForLoanAndLeaseLosses
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958us-gaap_ProvisionForLoanAndLeaseLosses
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193us-gaap_ProvisionForLoanAndLeaseLosses
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Recoveries of loans previously charged-off                 20us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= us-gaap_ResidentialPortfolioSegmentMember
10us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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4us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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= us-gaap_ResidentialPortfolioSegmentMember
Loans charged-off                 (1,466)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
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(332)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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(308)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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= us-gaap_ResidentialPortfolioSegmentMember
Allowance for loan losses, ending 796us-gaap_LoansAndLeasesReceivableAllowance
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= us-gaap_ResidentialPortfolioSegmentMember
      960us-gaap_LoansAndLeasesReceivableAllowance
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      796us-gaap_LoansAndLeasesReceivableAllowance
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960us-gaap_LoansAndLeasesReceivableAllowance
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324us-gaap_LoansAndLeasesReceivableAllowance
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Consumer [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       1,303us-gaap_LoansAndLeasesReceivableAllowance
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1,303us-gaap_LoansAndLeasesReceivableAllowance
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831us-gaap_LoansAndLeasesReceivableAllowance
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Provision charged to operating expenses                 659us-gaap_ProvisionForLoanAndLeaseLosses
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1,511us-gaap_ProvisionForLoanAndLeaseLosses
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639us-gaap_ProvisionForLoanAndLeaseLosses
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Recoveries of loans previously charged-off                 248us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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67us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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Loans charged-off                 (1,279)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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(1,077)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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(744)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
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Allowance for loan losses, ending 931us-gaap_LoansAndLeasesReceivableAllowance
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      1,303us-gaap_LoansAndLeasesReceivableAllowance
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Unallocated Financing Receivables [Member]                      
Financing Receivable, Allowance for Credit Losses [Roll Forward]                      
Allowance for loan losses, beginning       697us-gaap_LoansAndLeasesReceivableAllowance
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697us-gaap_LoansAndLeasesReceivableAllowance
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Recoveries of loans previously charged-off                 0us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
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