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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Loans receivable, including fees:        
Taxable $ 19,938 $ 18,516 $ 39,148 $ 36,487
Tax-exempt 834 905 1,695 1,836
Securities:        
Taxable 5,018 5,007 10,064 10,366
Tax-exempt 191 184 381 368
Total interest income 25,981 24,612 51,288 49,057
Interest Expense        
Deposits 1,401 1,525 2,835 3,144
Short-term borrowings 278 181 509 312
Long-term debt 307 307 614 667
Total interest expense 1,986 2,013 3,958 4,123
Net interest income 23,995 22,599 47,330 44,934
Provision for loan losses 1,100 1,800 2,000 4,100
Net interest income after provision for loan losses 22,895 20,799 45,330 40,834
Noninterest Income        
Service charges on deposit accounts 2,233 2,222 4,269 4,598
Card income 3,990 3,667 7,815 7,168
Other 1,134 1,204 2,204 2,259
Gains on sales of loans 138 250 274 663
Net gains (losses) on sales/calls of securities 0 (9) 11 21
Total noninterest income 7,495 7,334 14,573 14,709
Noninterest Expenses        
Salaries and employee benefits 11,055 10,391 22,482 21,216
Occupancy 2,104 2,150 4,579 4,273
Furniture and equipment 994 1,185 2,024 2,272
Advertising and marketing 376 389 769 745
Data processing 3,320 3,276 6,570 6,482
Regulatory assessments and related costs 584 551 1,153 1,085
Telephone 902 875 1,826 1,828
Loan expense 881 1,044 1,016 1,369
Pennsylvania shares tax 546 573 1,086 1,138
Other 2,259 1,926 4,298 4,281
Total noninterest expenses 23,021 22,360 45,803 44,689
Income before taxes 7,369 5,773 14,100 10,854
Provision for federal income taxes 2,288 1,725 4,075 3,161
Net income $ 5,081 $ 4,048 $ 10,025 $ 7,693
Net Income per Common Share        
Basic (in dollars per share) $ 0.36 $ 0.28 $ 0.70 $ 0.54
Diluted (in dollars per share) $ 0.35 $ 0.28 $ 0.70 $ 0.54
Average Common and Common Equivalent Shares Outstanding        
Basic (in shares) 14,184 14,137 14,172 14,134
Diluted (in shares) 14,387 14,256 14,366 14,209