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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Operating Activities      
Net income $ 17,260 $ 10,894 $ 289
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 6,875 10,100 20,592
Provision for depreciation and amortization 5,157 5,824 6,476
Deferred income tax (benefit) expense 137 118 (1,511)
Amortization of securities premiums and accretion of discounts (net) 803 1,635 2,506
Losses (gains) on sales of available for sales securities (net) 358 (629) (343)
Gains on sales/calls of held to maturity securities (1,022) (422) (7)
Other-than-temporary impairment losses on investment securities 0 649 324
Proceeds from sales and transfers of SBA loans originated for sale 0 0 12,063
Proceeds/payments from sales of other loans originated for sale 63,573 76,277 60,822
Loans originated for sale (53,604) (80,881) (60,911)
Gains on sales of loans (net) (955) (1,220) (2,728)
Loss on write-down on foreclosed real estate 89 257 2,060
Losses (gains) on sales of foreclosed real estate (net) 54 649 (116)
Losses on disposal of premises and equipment (net) 217 79 1,265
Stock-based compensation 948 1,082 1,250
Amortization of deferred loan origination fees and costs (net) 2,688 2,647 2,069
Debt prepayment charge 0 140 75
(Increase) decrease in other assets (985) 5,782 15,437
Increase (decrease) in other liabilities 2,947 (1,253) (11,679)
Net cash provided by operating activities 44,540 31,728 47,933
Securities available for sale:      
Proceeds from principal repayments, calls and maturities 134,199 161,013 79,695
Proceeds from sales 76,262 299,338 125,299
Purchases (158,826) (518,375) (368,537)
Securities held to maturity:      
Proceeds from principal repayments, calls and maturities 66,199 146,503 87,074
Proceeds from sales 22,259 6,101 852
Purchases (101,455) (225,420) (57,059)
Proceeds from Sale of Loans Receivable 4,952 0 0
Proceeds from sales of foreclosed real estate 1,552 6,472 2,930
Increase in loans receivable (net) (241,982) (103,992) (85,458)
(Purchase) redemption of restricted investments in bank stock (net) (5,114) 1,352 3,812
Proceeds from sale of premises and equipment 316 931 2
Purchases of premises and equipment (2,685) (3,508) (1,695)
Net cash used by investing activities (204,323) (229,585) (213,085)
Financing Activities      
Increase in demand, interest checking, money market, and savings deposits (net) 13,098 190,834 281,381
Decrease in time and other noncore deposits (net) (4,768) (31,117) (41,986)
Increase (decrease) in short-term borrowings (net) 164,525 48,225 (75,475)
Repayment of long-term borrowings (25,000) (8,540) (5,275)
Proceeds from long-term borrowings 0 0 25,000
Proceeds from common stock options exercised 304 0 0
Proceeds from dividend reinvestment and common stock purchase plan 67 44 3,802
Tax benefit on exercise of stock options 51 0 0
Cash dividends on preferred stock (80) (80) (80)
Net cash provided by financing activities 148,197 199,366 187,367
(Decrease) increase in cash and cash equivalents (11,586) 1,509 22,215
Cash and cash equivalents at beginning of year 56,582 55,073 32,858
Cash and cash equivalents at year-end 44,996 56,582 55,073
Cash paid for interest on deposits and borrowings 8,283 10,261 14,870
Cash paid for income taxes 7,325 3,250 700
Supplemental schedule of noncash activities:      
Transfer of loans to foreclosed assets $ 3,722 $ 2,778 $ 5,336