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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Loans receivable, including fees:        
Taxable $ 18,516 $ 18,075 $ 36,487 $ 35,835
Tax-exempt 905 897 1,836 1,764
Securities:        
Taxable 5,007 5,567 10,366 11,238
Tax-exempt 184 86 368 119
Federal funds sold 0 0 0 1
Total interest income 24,612 24,625 49,057 48,957
Interest Expense        
Deposits 1,525 2,000 3,144 4,082
Short-term borrowings 181 74 312 127
Long-term debt 307 581 667 1,162
Total interest expense 2,013 2,655 4,123 5,371
Net interest income 22,599 21,970 44,934 43,586
Provision for loan losses 1,800 2,950 4,100 5,450
Net interest income after provision for loan losses 20,799 19,020 40,834 38,136
Noninterest Income        
Service charges, fees and other operating income 7,093 7,076 14,025 13,953
Gains on sales of loans 250 372 663 601
Total fees and other income 7,343 7,448 14,688 14,554
Other-than-temporary impairment (OTTI) losses 0 0 0 (649)
Portion recognized in other comprehensive income (before taxes) 0 0 0 0
Net impairment loss on investment securities 0 0 0 (649)
Net gains (losses) on sales/calls of securities (9) 12 21 996
Total noninterest income 7,334 7,460 14,709 14,901
Noninterest Expenses        
Salaries and employee benefits 10,391 10,166 21,216 20,704
Occupancy 2,150 2,050 4,273 4,133
Furniture and equipment 1,185 1,238 2,272 2,504
Advertising and marketing 448 381 817 801
Data processing 3,276 3,281 6,482 6,663
Regulatory assessments and related costs 551 849 1,085 1,675
Telephone 875 833 1,828 1,707
Loan expense 1,044 321 1,369 691
Foreclosed real estate 71 781 215 1,144
Pennsylvania shares tax 573 515 1,138 1,019
Other 1,796 2,259 3,994 4,564
Total noninterest expenses 22,360 22,674 44,689 45,605
Income before taxes 5,773 3,806 10,854 7,432
Provision for federal income taxes 1,725 1,044 3,161 1,986
Net income $ 4,048 $ 2,762 $ 7,693 $ 5,446
Net Income per Common Share        
Basic (in dollars per share) $ 0.28 $ 0.19 $ 0.54 $ 0.38
Diluted (in dollars per share) $ 0.28 $ 0.19 $ 0.54 $ 0.38
Average Common and Common Equivalent Shares Outstanding        
Basic (in shares) 14,137 14,128 14,134 14,127
Diluted (in shares) 14,243 14,128 14,201 14,127