Income Taxes	6 Months Ended
Jun. 30, 2013
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The tax provision for federal income taxes was $1.7 million for the second quarter of 2013, compared to $1.0 million for the same period in 2012. The effective tax rate was 30% and 27% for the quarters ended June 30, 2013 and June 30, 2012, respectively. The reason for the increase in the effective tax rate for the second quarter of 2013 over the same quarter last year was the result of a higher statutory rate, higher overall pretax income partially offset by the proportion of tax free income to the Company's earnings before taxes which was higher during the second quarter of 2012. The tax provision for federal income taxes was $3.2 million for the first six months of 2013, compared to $2.0 million for the same period in 2012. The effective tax rates were 29% and 27% for the first six months months ended June 30, 2013 and June 30, 2012, respectively. The variance in effective tax rates was primarily the result of a higher statutory rate, higher overall pretax income during the first six months of 2013 partially offset by the proportion of tax free income to the Company's earnings before taxes which was higher during the first six months of 2012. The Company's statutory tax rate was 35% for the six months months ended June 30, 2013 compared to 34% in the first six months of 2012. At June 30, 2013, the Company had a net deferred tax asset of $11.6 million. An analysis was conducted to determine if a valuation allowance against its deferred tax assets was required. The Company used current forecasts of future expected income, possible tax planning strategies, current and future economic and business conditions (such as the possibility of a decrease in real estate value for properties the Bank holds as collateral on loans), the probability that taxable income will continue to be generated in future periods and the cumulative losses recorded in previous years to make the assessment. Management concluded that a valuation allowance was not necessary at June 30, 2013.

Income Taxes

6 Months Ended

Jun. 30, 2013

The tax provision for federal income taxes was $1.7 million for the second quarter of 2013, compared to $1.0 million for the same period in 2012. The effective tax rate was 30% and 27% for the quarters ended June 30, 2013 and June 30, 2012, respectively. The reason for the increase in the effective tax rate for the second quarter of 2013 over the same quarter last year was the result of a higher statutory rate, higher overall pretax income partially offset by the proportion of tax free income to the Company's earnings before taxes which was higher during the second quarter of 2012.

The tax provision for federal income taxes was $3.2 million for the first six months of 2013, compared to $2.0 million for the same period in 2012. The effective tax rates were 29% and 27% for the first six months months ended June 30, 2013 and June 30, 2012, respectively. The variance in effective tax rates was primarily the result of a higher statutory rate, higher overall pretax income during the first six months of 2013 partially offset by the proportion of tax free income to the Company's earnings before taxes which was higher during the first six months of 2012. The Company's statutory tax rate was 35% for the six months months ended June 30, 2013 compared to 34% in the first six months of 2012.

At June 30, 2013, the Company had a net deferred tax asset of $11.6 million. An analysis was conducted to determine if a valuation allowance against its deferred tax assets was required. The Company used current forecasts of future expected income, possible tax planning strategies, current and future economic and business conditions (such as the possibility of a decrease in real estate value for properties the Bank holds as collateral on loans), the probability that taxable income will continue to be generated in future periods and the cumulative losses recorded in previous years to make the assessment. Management concluded that a valuation allowance was not necessary at June 30, 2013.