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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Operating Activities      
Net income (loss) $ 10,894 $ 289 $ (4,337)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Provision for loan losses 10,100 20,592 21,000
Provision for depreciation and amortization 5,824 6,476 6,142
Deferred income tax (benefit) expense 118 (1,511) (4,772)
Amortization of securities premiums and accretion of discounts (net) 1,635 2,506 122
Net gains on sales of available for sales securities (629) (343) (2,762)
Gains on sales/calls of held to maturity securities (422) (7) (39)
Other-than-temporary impairment losses on investment securities 649 324 962
Proceeds from sales and transfers of SBA loans originated for sale 0 12,063 30,573
Proceeds from sales of other loans originated for sale 70,448 52,492 65,892
Loans originated for sale (75,052) (52,581) (98,994)
Gains on sales of loans originated for sale (1,220) (2,728) (2,434)
Loss on write-down on foreclosed real estate 257 2,060 860
(Gains) losses on sales of foreclosed real estate (net) 649 (116) (51)
(Gains) losses on disposal of furniture and equipment (net) (45) 1,254 89
Stock-based compensation 1,082 1,250 1,244
Amortization of deferred loan origination fees and costs (net) 2,647 2,069 1,928
Debt prepayment charge 140 75 1,574
Decrease (increase) in other assets 5,782 15,437 (6,856)
Decrease in other liabilities (1,253) (11,679) (1,392)
Net cash provided by operating activities 31,604 47,922 8,749
Securities available for sale:      
Proceeds from principal repayments, calls and maturities 161,013 79,695 153,786
Proceeds from sales 299,338 125,299 292,899
Purchases (518,375) (368,537) (485,985)
Securities held to maturity:      
Proceeds from principal repayments, calls and maturities 146,503 87,074 64,481
Proceeds from sales 6,101 852 3,327
Purchases (225,420) (57,059) (177,535)
Proceeds from sales of foreclosed real estate 6,472 2,930 3,513
(Increase) decrease in loans receivable (net) (103,992) (85,458) 45,505
Redemption of restricted investments in bank stock (net) 1,352 3,812 1,016
Proceeds from sale of premises and equipment 931 2 25
Purchases of premises and equipment (3,384) (1,684) (638)
Net cash used by investing activities (229,461) (213,074) (99,606)
Financing Activities      
Increase in demand, interest checking, money market, and savings deposits (net) 190,834 281,381 17,505
Decrease in time deposits (net) (31,117) (41,986) (59)
Increase (decrease) in short-term borrowings (net) 48,225 (75,475) 89,400
Repayment of long-term borrowings (8,540) (5,275) (26,574)
Proceeds from long-term borrowings 0 25,000 0
Proceeds from common stock options exercised 0 0 78
Proceeds from dividend reinvestment and common stock purchase plan 44 3,802 3,156
Tax benefit on exercise of stock options 0 0 25
Cash dividends on preferred stock (80) (80) (80)
Net cash provided by financing activities 199,366 187,367 83,451
Increase (decrease) in cash and cash equivalents 1,509 22,215 (7,406)
Cash and cash equivalents at beginning of year 55,073 32,858 40,264
Cash and cash equivalents at year-end 56,582 55,073 32,858
Supplementary cash flow information:      
Transfer of loans to foreclosed assets $ 2,778 $ 5,336 $ 3,372