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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Loans receivable, including fees:    
Taxable $ 17,760 $ 17,513
Tax-exempt 867 986
Securities:    
Taxable 5,671 5,395
Tax-exempt 33 0
Federal funds sold 1 1
Total interest income 24,332 23,895
Interest Expense    
Deposits 2,082 2,997
Short-term borrowings 53 210
Long-term debt 581 671
Total interest expense 2,716 3,878
Net interest income 21,616 20,017
Provision for loan losses 2,500 1,792
Net interest income after provision for loan losses 19,116 18,225
Noninterest Income    
Service charges, fees and other operating income 6,877 6,724
Gains on sales of loans 229 1,198
Total fees and other income 7,106 7,922
Other-than-temporary impairment (OTTI) losses 649 0
Portion recognized in other comprehensive income (before taxes) 0 0
Net impairment loss on investment securities 649 0
Net gains on sales of securities 984 34
Total noninterest income 7,441 7,956
Noninterest Expenses    
Salaries and employee benefits 10,538 10,379
Occupancy 2,083 2,462
Furniture and equipment 1,266 1,335
Advertising and marketing 420 399
Data processing 3,382 3,395
Regulatory assessments and related fees 826 1,085
Telephone 874 872
Loan expense 370 324
Foreclosed real estate 363 1,052
Consulting fees 272 407
Pennsylvania shares tax 504 445
Other 2,033 2,152
Total noninterest expenses 22,931 24,307
Income before taxes 3,626 1,874
Provision for federal income taxes 942 342
Net income $ 2,684 $ 1,532
Net Loss per Common Share    
Basic (in dollars per share) $ 0.19 $ 0.11
Diluted (in dollars per share) $ 0.19 $ 0.11
Average Common and Common Equivalent Shares Outstanding    
Basic (in shares) 14,126 13,779
Diluted (in shares) 14,126 13,779