EXHIBIT 23

                       CONSENT OF BEARD MILLER COMPANY LLP
                              INDEPENDENT AUDITORS


We  hereby  consent  to the  incorporation  by  reference  in  the  Registration
Statements  (Forms S-8,  File Nos.  333-82085,  333-82083 and 333-87313 and Form
S-3, File No. 333-87329) of our report,  dated February 2, 2001, relating to the
consolidated   financial  statements  of  Pennsylvania  Commerce  Bancorp,  Inc.
incorporated  by reference  in its Annual  Report (Form 10-K) for the year ended
December 31, 2000.



                                                    /s/ BEARD MILLER COMPANY LLP




Harrisburg, Pennsylvania
March 27, 2001



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