The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,944 22,382 SH   SOLE 22,382 0 0
ABBVIE INC COM 00287Y109 3,266 51,791 SH   SOLE 51,791 0 0
ALPHABET INC CAP STK CL A 02079K305 236 294 SH   SOLE 294 0 0
ALTRIA GROUP INC COM 02209S103 359 5,675 SH   SOLE 5,675 0 0
AMAZON COM INC COM 023135106 7,449 8,896 SH   SOLE 8,896 0 0
AMERICAN EXPRESS CO COM 025816109 208 3,250 SH   SOLE 3,250 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,228 15,205 SH   SOLE 15,205 0 0
AMGEN INC COM 031162100 717 4,300 SH   SOLE 4,300 0 0
ANADARKO PETE CORP COM 032511107 2,584 40,788 SH   SOLE 37,715 0 3,073
APPLE INC COM 037833100 6,513 57,614 SH   SOLE 57,614 0 0
AT&T INC COM 00206R102 3,341 82,281 SH   SOLE 82,281 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 785 5,432 SH   SOLE 5,432 0 0
BOEING CO COM 097023105 3,901 29,610 SH   SOLE 29,610 0 0
BP PLC SPONSORED ADR 055622104 282 8,007 SH   SOLE 8,007 0 0
BROADCOM LTD SHS Y09827109 277 1,605 SH   SOLE 0 0 1,605
CATERPILLAR INC DEL COM 149123101 2,715 30,588 SH   SOLE 30,588 0 0
CELGENE CORP COM 151020104 3,308 31,643 SH   SOLE 31,643 0 0
CHEVRON CORP NEW COM 166764100 2,392 23,246 SH   SOLE 23,246 0 0
COCA COLA CO COM 191216100 224 5,284 SH   SOLE 5,284 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,459 30,572 SH   SOLE 30,572 0 0
COMCAST CORP NEW CL A 20030N101 375 5,657 SH   SOLE 688 0 4,969
COSTCO WHSL CORP NEW COM 22160K105 2,827 18,537 SH   SOLE 18,537 0 0
CVS HEALTH CORP COM 126650100 3,860 43,377 SH   SOLE 43,377 0 0
DANAHER CORP DEL COM 235851102 3,150 40,181 SH   SOLE 40,181 0 0
DISNEY WALT CO COM DISNEY 254687106 250 2,688 SH   SOLE 2,688 0 0
DTE ENERGY CO COM 233331107 1,003 10,706 SH   SOLE 10,706 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,634 20,420 SH   SOLE 20,420 0 0
EXXON MOBIL CORP COM 30231G102 3,847 44,079 SH   SOLE 44,079 0 0
F5 NETWORKS INC COM 315616102 2,242 17,988 SH   SOLE 17,988 0 0
FACEBOOK INC CL A 30303M102 4,665 36,366 SH   SOLE 36,366 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 326 27,028 SH   SOLE 27,028 0 0
FREEPORT-MCMORAN INC CL B 35671D857 149 13,710 SH   SOLE 2,700 0 11,010
GALLAGHER ARTHUR J & CO COM 363576109 2,285 44,926 SH   SOLE 44,926 0 0
GENERAL ELECTRIC CO COM 369604103 2,789 94,164 SH   SOLE 94,164 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,338 14,499 SH   SOLE 14,499 0 0
HOME DEPOT INC COM 437076102 279 2,171 SH   SOLE 2,171 0 0
HORMEL FOODS CORP COM 440452100 2,338 61,638 SH   SOLE 61,638 0 0
INTEL CORP COM 458140100 430 11,386 SH   SOLE 11,386 0 0
ISHARES GOLD TRUST ISHARES 464285105 3,927 309,432 SH   SOLE 306,872 0 2,560
ISHARES INC CORE MSCI EMKT 46434G103 1,865 40,891 SH   SOLE 40,371 0 520
ISHARES TR SELECT DIVID ETF 464287168 485 5,658 SH   SOLE 5,658 0 0
ISHARES TR TIPS BD ETF 464287176 21,697 186,252 SH   SOLE 184,349 0 1,903
ISHARES TR CORE S&P500 ETF 464287200 113,948 523,756 SH   SOLE 518,347 0 5,409
ISHARES TR MSCI EMG MKT ETF 464287234 1,126 30,057 SH   SOLE 30,057 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 389 3,197 SH   SOLE 3,197 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,431 108,761 SH   SOLE 108,694 0 67
ISHARES TR RUS MID-CAP ETF 464287499 3,092 17,740 SH   SOLE 17,630 0 110
ISHARES TR CORE S&P MCP ETF 464287507 44,838 289,820 SH   SOLE 288,280 0 1,540
ISHARES TR COHEN&STEER REIT 464287564 2,273 21,666 SH   SOLE 21,576 0 90
ISHARES TR RUS 1000 VAL ETF 464287598 781 7,390 SH   SOLE 7,390 0 0
ISHARES TR S&P MC 400GR ETF 464287606 294 1,680 SH   SOLE 1,680 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,628 15,630 SH   SOLE 15,630 0 0
ISHARES TR RUS 1000 ETF 464287622 11,410 94,721 SH   SOLE 94,721 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,825 22,745 SH   SOLE 22,745 0 0
ISHARES TR U.S. UTILITS ETF 464287697 794 6,475 SH   SOLE 6,475 0 0
ISHARES TR S&P MC 400VL ETF 464287705 222 1,670 SH   SOLE 1,670 0 0
ISHARES TR CORE S&P SCP ETF 464287804 31,075 250,306 SH   SOLE 248,996 0 1,310
ISHARES TR SP SMCP600GR ETF 464287887 206 1,501 SH   SOLE 1,501 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,171 29,913 SH   SOLE 29,913 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,876 25,505 SH   SOLE 25,505 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 3,424 32,377 SH   SOLE 32,377 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 349 4,291 SH   SOLE 4,291 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,182 75,845 SH   SOLE 74,305 0 1,540
JOHNSON & JOHNSON COM 478160104 972 8,229 SH   SOLE 8,229 0 0
JPMORGAN CHASE & CO COM 46625H100 4,917 73,841 SH   SOLE 73,841 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 208 6,595 SH   SOLE 6,595 0 0
KIMBERLY CLARK CORP COM 494368103 322 2,550 SH   SOLE 2,550 0 0
LENNOX INTL INC COM 526107107 1,367 8,706 SH   SOLE 8,706 0 0
LOWES COS INC COM 548661107 3,851 53,332 SH   SOLE 53,332 0 0
MICROSOFT CORP COM 594918104 5,574 96,764 SH   SOLE 96,264 0 500
NATIONAL OILWELL VARCO INC COM 637071101 1,056 28,735 SH   SOLE 26,880 0 1,855
NUCOR CORP COM 670346105 1,858 37,581 SH   SOLE 35,081 0 2,500
PEPSICO INC COM 713448108 225 2,069 SH   SOLE 2,069 0 0
PHILIP MORRIS INTL INC COM 718172109 260 2,673 SH   SOLE 2,673 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 14,622 156,213 SH   SOLE 154,223 0 1,990
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 297 2,501 SH   SOLE 2,501 0 0
PROCTER AND GAMBLE CO COM 742718109 3,240 36,102 SH   SOLE 36,102 0 0
QUALCOMM INC COM 747525103 2,595 37,890 SH   SOLE 37,890 0 0
RAYTHEON CO COM NEW 755111507 268 1,968 SH   SOLE 1,968 0 0
ROCKWELL MED INC COM 774374102 558 83,234 SH   SOLE 83,234 0 0
ROPER TECHNOLOGIES INC COM 776696106 3,634 19,916 SH   SOLE 19,916 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 211 4,208 SH   SOLE 4,208 0 0
SCHLUMBERGER LTD COM 806857108 2,231 28,364 SH   SOLE 28,364 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 690 13,186 SH   SOLE 13,186 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,209 23,421 SH   SOLE 23,421 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 398 9,144 SH   SOLE 9,144 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 353 6,134 SH   SOLE 6,134 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 451 15,682 SH   SOLE 15,682 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 266 3,327 SH   SOLE 3,327 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 495 7,006 SH   SOLE 7,006 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 280 14,525 SH   SOLE 14,525 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 522 10,931 SH   SOLE 10,931 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,285 30,011 SH   SOLE 30,011 0 0
SNAP ON INC COM 833034101 3,211 21,129 SH   SOLE 21,129 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 279 2,217 SH   SOLE 2,217 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,135 23,740 SH   SOLE 23,740 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 693 2,455 SH   SOLE 2,455 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 19,683 710,838 SH   SOLE 707,288 0 3,550
STRYKER CORP COM 863667101 6,365 54,681 SH   SOLE 54,681 0 0
SYNOPSYS INC COM 871607107 3,013 50,770 SH   SOLE 50,770 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 269 5,848 SH   SOLE 5,848 0 0
TJX COS INC NEW COM 872540109 3,480 46,534 SH   SOLE 46,534 0 0
ULTA SALON COSMETCS & FRAG I COM 90384S303 2,646 11,120 SH   SOLE 11,120 0 0
UNITED PARCEL SERVICE INC CL B 911312106 10,972 100,326 SH   SOLE 100,326 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,788 27,441 SH   SOLE 27,441 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,343 31,023 SH   SOLE 28,631 0 2,392
V F CORP COM 918204108 2,831 50,508 SH   SOLE 50,508 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,897 9,550 SH   SOLE 9,550 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,119 35,959 SH   SOLE 35,569 0 390
VANGUARD INDEX FDS MID CAP ETF 922908629 407 3,144 SH   SOLE 3,144 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 622 5,094 SH   SOLE 5,094 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,952 53,465 SH   SOLE 53,465 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,272 299,554 SH   SOLE 297,904 0 1,650
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 21,527 267,253 SH   SOLE 267,253 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 21,563 240,711 SH   SOLE 240,711 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 50,009 1,336,775 SH   SOLE 1,330,595 0 6,180
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 19,612 271,862 SH   SOLE 270,787 0 1,075
WABTEC CORP COM 929740108 2,198 26,921 SH   SOLE 26,921 0 0
WAL-MART STORES INC COM 931142103 303 4,204 SH   SOLE 4,204 0 0
WEATHERFORD INTL PLC ORD SHS G48833100 142 25,250 SH   SOLE 0 0 25,250
WELLS FARGO & CO NEW COM 949746101 246 5,564 SH   SOLE 5,564 0 0
WEYERHAEUSER CO COM 962166104 1,754 54,902 SH   SOLE 54,902 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307 206 2,670 SH   SOLE 2,670 0 0