The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,914 25,368 SH   SOLE   25,368 0 0
ABBVIE INC COM 00287Y109 3,297 49,066 SH   SOLE   49,066 0 0
ALLERGAN PLC SHS G0177J108 266 876 SH   SOLE   144 0 732
AMAZON COM INC COM 023135106 3,729 8,591 SH   SOLE   8,591 0 0
AMERICAN EXPRESS CO COM 025816109 531 6,835 SH   SOLE   6,835 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,953 18,365 SH   SOLE   18,365 0 0
AMGEN INC COM 031162100 792 5,162 SH   SOLE   5,162 0 0
ANADARKO PETE CORP COM 032511107 2,795 35,801 SH   SOLE   33,702 0 2,099
APPLE INC COM 037833100 7,304 58,233 SH   SOLE   58,233 0 0
AT&T INC COM 00206R102 2,924 82,307 SH   SOLE   82,307 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 210 2,612 SH   SOLE   2,612 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 933 6,855 SH   SOLE   6,855 0 0
BOEING CO COM 097023105 4,185 30,169 SH   SOLE   30,169 0 0
BP PLC SPONSORED ADR 055622104 304 7,606 SH   SOLE   7,606 0 0
CATERPILLAR INC DEL COM 149123101 2,575 30,362 SH   SOLE   30,362 0 0
CELGENE CORP COM 151020104 4,697 40,585 SH   SOLE   40,585 0 0
CHEVRON CORP NEW COM 166764100 2,168 22,476 SH   SOLE   22,476 0 0
COCA COLA CO COM 191216100 212 5,410 SH   SOLE   5,410 0 0
COMCAST CORP NEW CL A SPL 20030N200 314 5,244 SH   SOLE   275 0 4,969
CONOCOPHILLIPS COM 20825C104 389 6,327 SH   SOLE   6,327 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,056 22,626 SH   SOLE   22,626 0 0
CVS HEALTH CORP COM 126650100 5,293 50,468 SH   SOLE   50,468 0 0
DANAHER CORP DEL COM 235851102 3,647 42,615 SH   SOLE   42,615 0 0
DISNEY WALT CO COM DISNEY 254687106 352 3,084 SH   SOLE   3,084 0 0
DTE ENERGY CO COM 233331107 812 10,882 SH   SOLE   10,882 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,644 23,284 SH   SOLE   23,284 0 0
EXXON MOBIL CORP COM 30231G102 3,166 38,048 SH   SOLE   38,048 0 0
F5 NETWORKS INC COM 315616102 2,542 21,125 SH   SOLE   21,125 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 598 39,814 SH   SOLE   39,814 0 0
FREEPORT-MCMORAN INC CL B 35671D857 963 51,694 SH   SOLE   48,695 0 2,999
GALLAGHER ARTHUR J & CO COM 363576109 2,325 49,160 SH   SOLE   49,160 0 0
GENERAL ELECTRIC CO COM 369604103 2,479 93,286 SH   SOLE   93,286 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,868 13,734 SH   SOLE   13,734 0 0
HORMEL FOODS CORP COM 440452100 3,724 66,058 SH   SOLE   66,058 0 0
INTEL CORP COM 458140100 325 10,693 SH   SOLE   10,693 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 631 3,877 SH   SOLE   3,877 0 0
ISHARES SHT NTLAMTFR ETF 464288158 1,840 17,410 SH   SOLE   17,410 0 0
ISHARES NAT AMT FREE BD 464288414 1,275 11,785 SH   SOLE   11,785 0 0
ISHARES 1-3 YR CR BD ETF 464288646 1,082 10,276 SH   SOLE   10,276 0 0
ISHARES GOLD TRUST ISHARES 464285105 3,950 348,345 SH   SOLE   346,415 0 1,930
ISHARES TR SELECT DIVID ETF 464287168 330 4,391 SH   SOLE   4,391 0 0
ISHARES TR TIPS BD ETF 464287176 16,559 147,781 SH   SOLE   146,118 0 1,663
ISHARES TR CORE S&P500 ETF 464287200 104,357 503,604 SH   SOLE   497,730 0 5,874
ISHARES TR MSCI EMG MKT ETF 464287234 2,126 53,659 SH   SOLE   53,659 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 411 3,607 SH   SOLE   3,607 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,497 86,577 SH   SOLE   86,510 0 67
ISHARES TR RUS MID-CAP ETF 464287499 2,307 13,548 SH   SOLE   13,438 0 110
ISHARES TR CORE S&P MCP ETF 464287507 28,058 187,076 SH   SOLE   186,266 0 810
ISHARES TR COHEN&STEER REIT 464287564 2,905 32,414 SH   SOLE   31,914 0 500
ISHARES TR RUS 1000 VAL ETF 464287598 689 6,684 SH   SOLE   6,684 0 0
ISHARES TR S&P MC 400GR ETF 464287606 267 1,575 SH   SOLE   1,575 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,063 10,736 SH   SOLE   10,736 0 0
ISHARES TR RUS 1000 ETF 464287622 11,977 103,211 SH   SOLE   103,211 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,162 17,313 SH   SOLE   17,313 0 0
ISHARES TR U.S. UTILITS ETF 464287697 354 3,415 SH   SOLE   3,415 0 0
ISHARES TR S&P MC 400VL ETF 464287705 254 1,970 SH   SOLE   1,970 0 0
ISHARES TR CORE S&P SCP ETF 464287804 20,862 176,974 SH   SOLE   176,244 0 730
ISHARES TR CORE HIGH DV ETF 46429B663 305 4,143 SH   SOLE   4,143 0 0
JOHNSON & JOHNSON COM 478160104 807 8,278 SH   SOLE   8,278 0 0
JPMORGAN CHASE & CO COM 46625H100 5,049 74,508 SH   SOLE   74,508 0 0
KIMBERLY CLARK CORP COM 494368103 249 2,350 SH   SOLE   2,350 0 0
KROGER CO COM 501044101 202 2,784 SH   SOLE   2,784 0 0
LOWES COS INC COM 548661107 4,139 61,809 SH   SOLE   61,809 0 0
METLIFE INC COM 59156R108 2,047 36,561 SH   SOLE   36,561 0 0
MICROSOFT CORP COM 594918104 4,100 92,876 SH   SOLE   92,376 0 500
NATIONAL OILWELL VARCO INC COM 637071101 1,160 24,024 SH   SOLE   23,169 0 855
NUCOR CORP COM 670346105 1,596 36,223 SH   SOLE   34,158 0 2,065
ORACLE CORP COM 68389X105 546 13,559 SH   SOLE   13,559 0 0
PEPSICO INC COM 713448108 460 4,930 SH   SOLE   4,930 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 14,260 157,260 SH   SOLE   155,270 0 1,990
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 288 2,686 SH   SOLE   2,686 0 0
PRICE T ROWE GROUP INC COM 74144T108 3,055 39,307 SH   SOLE   39,307 0 0
PROCTER & GAMBLE CO COM 742718109 2,757 35,233 SH   SOLE   35,233 0 0
QUALCOMM INC COM 747525103 2,976 47,513 SH   SOLE   47,513 0 0
ROCKWELL MED INC COM 774374102 1,061 65,834 SH   SOLE   65,834 0 0
ROPER TECHNOLOGIES INC COM 776696106 3,814 22,113 SH   SOLE   22,113 0 0
SCHLUMBERGER LTD COM 806857108 2,268 26,311 SH   SOLE   26,311 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 471 9,367 SH   SOLE   9,367 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 767 15,558 SH   SOLE   15,558 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 235 5,509 SH   SOLE   5,509 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 231 4,024 SH   SOLE   4,024 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 303 9,951 SH   SOLE   9,951 0 0
SHERWIN WILLIAMS CO COM 824348106 679 2,470 SH   SOLE   2,470 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,943 28,272 SH   SOLE   28,272 0 0
SNAP ON INC COM 833034101 3,348 21,024 SH   SOLE   21,024 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,623 22,460 SH   SOLE   22,460 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 534 1,955 SH   SOLE   1,955 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 21,687 750,154 SH   SOLE   747,204 0 2,950
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 238 6,204 SH   SOLE   6,204 0 0
STRYKER CORP COM 863667101 5,209 54,502 SH   SOLE   54,502 0 0
SYNOPSYS INC COM 871607107 2,940 58,040 SH   SOLE   58,040 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 352 5,948 SH   SOLE   5,948 0 0
TJX COS INC NEW COM 872540109 2,928 44,250 SH   SOLE   44,250 0 0
UNITED PARCEL SERVICE INC CL B 911312106 10,184 105,085 SH   SOLE   105,085 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,505 31,596 SH   SOLE   31,596 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,590 37,625 SH   SOLE   34,746 0 2,879
V F CORP COM 918204108 3,485 49,978 SH   SOLE   49,978 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,944 10,296 SH   SOLE   9,966 0 330
VANGUARD INDEX FDS REIT ETF 922908553 1,760 23,560 SH   SOLE   23,520 0 40
VANGUARD INDEX FDS MID CAP ETF 922908629 344 2,700 SH   SOLE   2,700 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 483 3,975 SH   SOLE   3,975 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,558 42,591 SH   SOLE   42,591 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,187 322,574 SH   SOLE   320,284 0 2,290
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 21,983 276,234 SH   SOLE   276,234 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,129 165,634 SH   SOLE   165,234 0 400
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 53,689 1,354,061 SH   SOLE   1,345,581 0 8,480
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 17,056 253,363 SH   SOLE   252,738 0 625
WABTEC CORP COM 929740108 2,409 25,566 SH   SOLE   25,566 0 0
WELLS FARGO & CO NEW COM 949746101 347 6,168 SH   SOLE   6,168 0 0