The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,785 26,713 SH   SOLE   26,713 0 0
ABBVIE INC COM 00287Y109 3,003 51,994 SH   SOLE   51,994 0 0
ALCOA INC COM 013817101 174 10,786 SH   SOLE   10,786 0 0
AMAZON COM INC COM 023135106 2,623 8,136 SH   SOLE   8,136 0 0
AMERICAN EXPRESS CO COM 025816109 2,950 33,697 SH   SOLE   33,697 0 0
AMGEN INC COM 031162100 739 5,262 SH   SOLE   5,262 0 0
ANADARKO PETE CORP COM 032511107 3,717 36,639 SH   SOLE   34,946 0 1,693
APPLE INC COM 037833100 6,183 61,369 SH   SOLE   61,369 0 0
AT&T INC COM 00206R102 3,010 85,413 SH   SOLE   85,413 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 217 2,612 SH   SOLE   2,612 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,002 7,255 SH   SOLE   7,255 0 0
BOEING CO COM 097023105 3,863 30,328 SH   SOLE   30,328 0 0
BP PLC SPONSORED ADR 055622104 331 7,539 SH   SOLE   7,539 0 0
CATERPILLAR INC DEL COM 149123101 2,673 26,989 SH   SOLE   26,989 0 0
CELGENE CORP COM 151020104 4,273 45,085 SH   SOLE   45,085 0 0
CHEVRON CORP NEW COM 166764100 2,636 22,092 SH   SOLE   22,092 0 0
COCA COLA CO COM 191216100 297 6,958 SH   SOLE   6,958 0 0
COMCAST CORP NEW CL A SPL 20030N200 281 5,244 SH   SOLE   275 0 4,969
CONOCOPHILLIPS COM 20825C104 503 6,567 SH   SOLE   6,567 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,820 22,501 SH   SOLE   22,501 0 0
CVS HEALTH CORP COM 126650100 4,335 54,471 SH   SOLE   54,471 0 0
DANAHER CORP DEL COM 235851102 3,256 42,860 SH   SOLE   42,860 0 0
DISNEY WALT CO COM DISNEY 254687106 272 3,055 SH   SOLE   3,055 0 0
DTE ENERGY CO COM 233331107 615 8,088 SH   SOLE   8,088 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,849 24,735 SH   SOLE   24,735 0 0
EXXON MOBIL CORP COM 30231G102 3,337 35,485 SH   SOLE   35,485 0 0
F5 NETWORKS INC COM 315616102 2,381 20,050 SH   SOLE   20,050 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 640 43,264 SH   SOLE   43,264 0 0
FREEPORT-MCMORAN INC CL B 35671D857 1,660 50,840 SH   SOLE   49,330 0 1,510
GALLAGHER ARTHUR J & CO COM 363576109 2,227 49,107 SH   SOLE   49,107 0 0
GENERAL ELECTRIC CO COM 369604103 2,615 102,086 SH   SOLE   102,086 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,521 13,734 SH   SOLE   13,734 0 0
HORMEL FOODS CORP COM 440452100 3,674 71,499 SH   SOLE   71,499 0 0
INTEL CORP COM 458140100 376 10,803 SH   SOLE   10,803 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 970 5,109 SH   SOLE   5,109 0 0
ISHARES SHT NTLAMTFR ETF 464288158 882 8,305 SH   SOLE   8,305 0 0
ISHARES NAT AMT FREE BD 464288414 892 8,135 SH   SOLE   8,135 0 0
ISHARES 1-3 YR CR BD ETF 464288646 1,252 11,896 SH   SOLE   11,896 0 0
ISHARES GOLD TRUST ISHARES 464285105 4,368 373,305 SH   SOLE   370,725 0 2,580
ISHARES TR SELECT DIVID ETF 464287168 465 6,291 SH   SOLE   6,291 0 0
ISHARES TR TIPS BD ETF 464287176 11,482 102,457 SH   SOLE   101,334 0 1,123
ISHARES TR CORE S&P500 ETF 464287200 96,232 485,382 SH   SOLE   480,098 0 5,284
ISHARES TR MSCI EMG MKT ETF 464287234 1,367 32,891 SH   SOLE   32,891 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 468 4,377 SH   SOLE   4,377 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,408 84,349 SH   SOLE   84,282 0 67
ISHARES TR RUS MID-CAP ETF 464287499 2,263 14,295 SH   SOLE   14,185 0 110
ISHARES TR CORE S&P MCP ETF 464287507 18,504 135,323 SH   SOLE   134,513 0 810
ISHARES TR COHEN&STEER REIT 464287564 3,192 37,788 SH   SOLE   37,288 0 500
ISHARES TR RUS 1000 VAL ETF 464287598 647 6,460 SH   SOLE   6,460 0 0
ISHARES TR S&P MC 400GR ETF 464287606 239 1,575 SH   SOLE   1,575 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 970 10,586 SH   SOLE   10,586 0 0
ISHARES TR RUS 1000 ETF 464287622 21,434 195,082 SH   SOLE   195,082 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,947 17,804 SH   SOLE   17,804 0 0
ISHARES TR U.S. UTILITS ETF 464287697 340 3,230 SH   SOLE   3,230 0 0
ISHARES TR CORE S&P SCP ETF 464287804 13,467 129,119 SH   SOLE   128,389 0 730
ISHARES TR CORE HIGH DV ETF 46429B663 343 4,558 SH   SOLE   4,558 0 0
JOHNSON & JOHNSON COM 478160104 709 6,653 SH   SOLE   6,653 0 0
JPMORGAN CHASE & CO COM 46625H100 4,508 74,839 SH   SOLE   74,839 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,831 34,500 SH   SOLE   34,500 0 0
KIMBERLY CLARK CORP COM 494368103 291 2,707 SH   SOLE   2,707 0 0
LOWES COS INC COM 548661107 3,534 66,777 SH   SOLE   66,777 0 0
MEDTRONIC INC COM 585055106 1,390 22,441 SH   SOLE   22,441 0 0
MICROSOFT CORP COM 594918104 4,241 91,490 SH   SOLE   90,990 0 500
NATIONAL OILWELL VARCO INC COM 637071101 1,940 25,489 SH   SOLE   24,634 0 855
NUCOR CORP COM 670346105 1,998 36,803 SH   SOLE   34,738 0 2,065
ORACLE CORP COM 68389X105 591 15,430 SH   SOLE   15,430 0 0
PEPSICO INC COM 713448108 332 3,567 SH   SOLE   3,567 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 14,929 169,799 SH   SOLE   168,009 0 1,790
PRICE T ROWE GROUP INC COM 74144T108 3,237 41,291 SH   SOLE   41,291 0 0
PROCTER & GAMBLE CO COM 742718109 2,932 35,019 SH   SOLE   35,019 0 0
QUALCOMM INC COM 747525103 3,614 48,335 SH   SOLE   48,335 0 0
ROCKWELL MED INC COM 774374102 636 69,634 SH   SOLE   69,634 0 0
ROPER INDS INC NEW COM 776696106 3,268 22,340 SH   SOLE   22,340 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 338 4,440 SH   SOLE   4,440 0 0
SCHLUMBERGER LTD COM 806857108 2,511 24,691 SH   SOLE   24,691 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 355 7,463 SH   SOLE   7,463 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 552 11,737 SH   SOLE   11,737 0 0
SHERWIN WILLIAMS CO COM 824348106 4,660 21,278 SH   SOLE   21,278 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 4,103 70,681 SH   SOLE   70,681 0 0
SNAP ON INC COM 833034101 2,336 19,290 SH   SOLE   19,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,395 22,307 SH   SOLE   22,307 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 480 1,925 SH   SOLE   1,925 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 21,554 720,137 SH   SOLE   717,187 0 2,950
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 624 15,529 SH   SOLE   15,529 0 0
STRYKER CORP COM 863667101 4,410 54,618 SH   SOLE   54,618 0 0
SYNOPSYS INC COM 871607107 2,396 60,350 SH   SOLE   60,350 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 325 6,048 SH   SOLE   6,048 0 0
TJX COS INC NEW COM 872540109 2,725 46,053 SH   SOLE   46,053 0 0
UNITED PARCEL SERVICE INC CL B 911312106 10,329 105,085 SH   SOLE   105,085 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,524 33,368 SH   SOLE   33,368 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,526 40,879 SH   SOLE   38,000 0 2,879
V F CORP COM 918204108 3,384 51,246 SH   SOLE   51,246 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,858 10,290 SH   SOLE   9,960 0 330
VANGUARD INDEX FDS REIT ETF 922908553 1,333 18,555 SH   SOLE   18,555 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 331 2,820 SH   SOLE   2,820 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 440 3,975 SH   SOLE   3,975 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,471 44,160 SH   SOLE   44,160 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,954 310,574 SH   SOLE   308,454 0 2,120
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 19,734 247,076 SH   SOLE   247,076 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 11,305 131,804 SH   SOLE   131,654 0 150
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 50,522 1,270,999 SH   SOLE   1,263,289 0 7,710
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 14,636 220,391 SH   SOLE   219,766 0 625
WABTEC CORP COM 929740108 3,766 46,472 SH   SOLE   46,472 0 0
WELLS FARGO & CO NEW COM 949746101 410 7,903 SH   SOLE   7,903 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 11,304 236,581 SH   SOLE   234,511 0 2,070