The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,754 27,673 SH   SOLE   27,673 0 0
ABBOTT LABS COM 002824100 213 5,530 SH   SOLE   5,530 0 0
ABBVIE INC COM 00287Y109 2,745 53,403 SH   SOLE   53,403 0 0
AMAZON COM INC COM 023135106 2,590 7,701 SH   SOLE   7,701 0 0
AMERICAN EXPRESS CO COM 025816109 3,172 35,238 SH   SOLE   35,238 0 0
AMGEN INC COM 031162100 649 5,262 SH   SOLE   5,262 0 0
ANADARKO PETE CORP COM 032511107 3,210 37,874 SH   SOLE   35,970 0 1,904
APPLE INC COM 037833100 4,653 8,669 SH   SOLE   8,669 0 0
AT&T INC COM 00206R102 3,211 91,565 SH   SOLE   91,565 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 217 2,812 SH   SOLE   2,812 0 0
BED BATH & BEYOND INC COM 075896100 251 3,650 SH   SOLE   3,650 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 944 7,555 SH   SOLE   7,555 0 0
BOEING CO COM 097023105 3,822 30,455 SH   SOLE   30,455 0 0
BP PLC SPONSORED ADR 055622104 363 7,539 SH   SOLE   7,539 0 0
CATERPILLAR INC DEL COM 149123101 2,842 28,604 SH   SOLE   28,604 0 0
CELGENE CORP COM 151020104 3,159 22,628 SH   SOLE   22,628 0 0
CHEVRON CORP NEW COM 166764100 2,705 22,746 SH   SOLE   22,746 0 0
COCA COLA CO COM 191216100 286 7,408 SH   SOLE   7,408 0 0
COMCAST CORP NEW CL A SPL 20030N200 278 5,700 SH   SOLE   275 0 5,425
CONOCOPHILLIPS COM 20825C104 527 7,486 SH   SOLE   7,486 0 0
CORINTHIAN COLLEGES INC COM 218868107 14 10,000 SH   SOLE   10,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,668 23,891 SH   SOLE   23,891 0 0
CVS CAREMARK CORPORATION COM 126650100 4,273 57,081 SH   SOLE   57,081 0 0
DANAHER CORP DEL COM 235851102 3,378 45,043 SH   SOLE   45,043 0 0
DTE ENERGY CO COM 233331107 599 8,062 SH   SOLE   8,062 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,881 26,405 SH   SOLE   26,405 0 0
EXXON MOBIL CORP COM 30231G102 3,599 36,849 SH   SOLE   36,849 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 545 34,946 SH   SOLE   34,946 0 0
FOREST LABS INC COM 345838106 343 3,720 SH   SOLE   0 0 3,720
FREEPORT-MCMORAN COPPER & GO COM 35671D857 1,796 54,315 SH   SOLE   52,805 0 1,510
GALLAGHER ARTHUR J & CO COM 363576109 2,296 48,253 SH   SOLE   48,253 0 0
GENERAL ELECTRIC CO COM 369604103 2,831 109,346 SH   SOLE   109,346 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,407 14,693 SH   SOLE   14,693 0 0
GOOGLE INC CL A 38259P508 303 272 SH   SOLE   272 0 0
HORMEL FOODS CORP COM 440452100 3,690 74,888 SH   SOLE   74,888 0 0
INTEL CORP COM 458140100 358 13,854 SH   SOLE   13,854 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,211 6,290 SH   SOLE   6,290 0 0
ISHARES SELECT DIVID ETF 464287168 461 6,291 SH   SOLE   6,291 0 0
ISHARES TIPS BD ETF 464287176 7,629 68,057 SH   SOLE   66,957 0 1,100
ISHARES CORE S&P500 ETF 464287200 91,807 487,970 SH   SOLE   482,686 0 5,284
ISHARES MSCI EMG MKT ETF 464287234 878 21,421 SH   SOLE   21,421 0 0
ISHARES S&P 500 GRWT ETF 464287309 505 5,057 SH   SOLE   5,057 0 0
ISHARES MSCI EAFE ETF 464287465 5,837 86,860 SH   SOLE   86,793 0 67
ISHARES RUS MID-CAP ETF 464287499 2,426 15,675 SH   SOLE   15,565 0 110
ISHARES CORE S&P MCP ETF 464287507 19,927 144,954 SH   SOLE   144,144 0 810
ISHARES COHEN&STEER REIT 464287564 4,177 50,788 SH   SOLE   50,288 0 500
ISHARES RUS 1000 VAL ETF 464287598 623 6,460 SH   SOLE   6,460 0 0
ISHARES S&P MC 400GR ETF 464287606 287 1,875 SH   SOLE   1,875 0 0
ISHARES RUS 1000 GRW ETF 464287614 916 10,584 SH   SOLE   10,584 0 0
ISHARES RUS 1000 ETF 464287622 21,025 200,682 SH   SOLE   200,682 0 0
ISHARES RUSSELL 2000 ETF 464287655 2,136 18,363 SH   SOLE   18,363 0 0
ISHARES U.S. UTILITS ETF 464287697 215 2,060 SH   SOLE   2,060 0 0
ISHARES CORE S&P SCP ETF 464287804 13,961 126,756 SH   SOLE   126,026 0 730
ISHARES SHT NTLAMTFR ETF 464288158 585 5,505 SH   SOLE   5,505 0 0
ISHARES NAT AMT FREE BD 464288414 601 5,610 SH   SOLE   5,610 0 0
ISHARES 1-3 YR CR BD ETF 464288646 1,743 16,523 SH   SOLE   16,523 0 0
ISHARES GOLD TRUST ISHARES 464285105 4,745 381,430 SH   SOLE   378,850 0 2,580
ISHARES TR HIGH DIVIDND ETF 46429B663 280 3,918 SH   SOLE   3,918 0 0
JOHNSON & JOHNSON COM 478160104 654 6,653 SH   SOLE   6,653 0 0
JPMORGAN CHASE & CO COM 46625H100 4,535 74,699 SH   SOLE   74,699 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,599 34,350 SH   SOLE   34,350 0 0
KIMBERLY CLARK CORP COM 494368103 265 2,407 SH   SOLE   2,407 0 0
LANNET INC COM 516012101 236 6,600 SH   SOLE   6,600 0 0
LOWES COS INC COM 548661107 3,328 68,049 SH   SOLE   68,049 0 0
MEDTRONIC INC COM 585055106 1,381 22,441 SH   SOLE   22,441 0 0
MICROSOFT CORP COM 594918104 3,970 96,865 SH   SOLE   96,365 0 500
NATIONAL OILWELL VARCO INC COM 637071101 2,066 26,532 SH   SOLE   25,677 0 855
NUCOR CORP COM 670346105 1,929 38,159 SH   SOLE   36,094 0 2,065
ORACLE CORP COM 68389X105 754 18,428 SH   SOLE   18,428 0 0
PEPSICO INC COM 713448108 241 2,881 SH   SOLE   2,881 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 13,374 158,006 SH   SOLE   156,216 0 1,790
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 206 2,350 SH   SOLE   2,350 0 0
PRICE T ROWE GROUP INC COM 74144T108 3,341 40,571 SH   SOLE   40,571 0 0
PROCTER & GAMBLE CO COM 742718109 3,000 37,223 SH   SOLE   37,223 0 0
QUALCOMM INC COM 747525103 3,986 50,541 SH   SOLE   50,541 0 0
ROCKWELL MED INC COM 774374102 825 65,134 SH   SOLE   65,134 0 0
ROPER INDS INC NEW COM 776696106 3,239 24,258 SH   SOLE   24,258 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 324 4,440 SH   SOLE   4,440 0 0
SCHLUMBERGER LTD COM 806857108 2,543 26,085 SH   SOLE   26,085 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 272 5,951 SH   SOLE   5,951 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 451 10,087 SH   SOLE   10,087 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,733 72,850 SH   SOLE   72,850 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 280 2,264 SH   SOLE   2,264 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,297 22,977 SH   SOLE   22,977 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 494 1,970 SH   SOLE   1,970 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 21,453 692,709 SH   SOLE   689,759 0 2,950
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 600 14,519 SH   SOLE   14,519 0 0
STRYKER CORP COM 863667101 4,569 56,082 SH   SOLE   56,082 0 0
SYNOPSYS INC COM 871607107 2,186 56,920 SH   SOLE   56,920 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 335 6,348 SH   SOLE   6,348 0 0
TJX COS INC NEW COM 872540109 3,043 50,180 SH   SOLE   50,180 0 0
UNITED PARCEL SERVICE INC CL B 911312106 10,233 105,085 SH   SOLE   105,085 0 0
UNITED TECHNOLOGIES CORP COM 913017109 4,065 34,792 SH   SOLE   34,792 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,512 42,831 SH   SOLE   39,952 0 2,879
V F CORP COM 918204108 3,265 52,764 SH   SOLE   52,764 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,773 10,345 SH   SOLE   10,015 0 330
VANGUARD INDEX FDS REIT ETF 922908553 203 2,871 SH   SOLE   2,871 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 320 2,820 SH   SOLE   2,820 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 449 3,975 SH   SOLE   3,975 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,123 42,303 SH   SOLE   42,303 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,966 319,516 SH   SOLE   317,396 0 2,120
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 17,176 214,757 SH   SOLE   214,757 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,549 100,603 SH   SOLE   100,453 0 150
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 52,545 1,273,205 SH   SOLE   1,265,495 0 7,710
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 13,613 215,673 SH   SOLE   215,048 0 625
WABTEC CORP COM 929740108 3,591 46,335 SH   SOLE   46,335 0 0
WEATHERFORD INTERNATIONAL LT REG SHS H27013103 189 10,915 SH   SOLE   0 0 10,915
WELLS FARGO & CO NEW COM 949746101 392 7,888 SH   SOLE   7,888 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 12,673 258,268 SH   SOLE   256,198 0 2,070