The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,449 28,880 SH   SOLE   28,530 0 350
ABBOTT LABS COM 002824100 1,309 39,452 SH   SOLE   38,652 0 800
ABBVIE INC COM 00287Y109 1,682 37,608 SH   SOLE   36,808 0 800
AMERICAN EXPRESS CO COM 025816109 2,865 37,941 SH   SOLE   36,135 0 1,806
AMGEN INC COM 031162100 589 5,262 SH   SOLE   5,262 0 0
ANADARKO PETE CORP COM 032511107 2,884 31,009 SH   SOLE   29,105 0 1,904
APPLE INC COM 037833100 4,320 9,061 SH   SOLE   8,811 0 250
AT&T INC COM 00206R102 3,367 99,552 SH   SOLE   98,370 0 1,182
AUTOMATIC DATA PROCESSING IN COM 053015103 205 2,839 SH   SOLE   2,839 0 0
BANK NEW YORK MELLON CORP COM 064058100 332 11,000 SH   SOLE   11,000 0 0
BED BATH & BEYOND INC COM 075896100 282 3,650 SH   SOLE   3,650 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 935 8,235 SH   SOLE   8,235 0 0
BOEING CO COM 097023105 4,031 34,309 SH   SOLE   31,273 0 3,036
BP PLC SPONSORED ADR 055622104 332 7,889 SH   SOLE   7,889 0 0
CATERPILLAR INC DEL COM 149123101 2,345 28,114 SH   SOLE   27,964 0 150
CELGENE CORP COM 151020104 3,628 23,540 SH   SOLE   23,290 0 250
CHEVRON CORP NEW COM 166764100 2,870 23,623 SH   SOLE   23,623 0 0
CISCO SYS INC COM 17275R102 1,960 83,635 SH   SOLE   83,635 0 0
COCA COLA CO COM 191216100 391 10,328 SH   SOLE   10,328 0 0
COMCAST CORP NEW CL A SPL 20030N200 247 5,700 SH   SOLE   275 0 5,425
CONOCOPHILLIPS COM 20825C104 554 7,967 SH   SOLE   7,767 0 200
CORINTHIAN COLLEGES INC COM 218868107 22 10,000 SH   SOLE   10,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,829 24,564 SH   SOLE   24,564 0 0
CVS CAREMARK CORPORATION COM 126650100 3,386 59,661 SH   SOLE   59,061 0 600
DANAHER CORP DEL COM 235851102 3,201 46,181 SH   SOLE   46,181 0 0
DISNEY WALT CO COM DISNEY 254687106 513 7,955 SH   SOLE   1,955 0 6,000
DTE ENERGY CO COM 233331107 578 8,758 SH   SOLE   8,758 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,914 28,665 SH   SOLE   28,665 0 0
E M C CORP MASS COM 268648102 2,594 101,472 SH   SOLE   100,472 0 1,000
EXXON MOBIL CORP COM 30231G102 3,397 39,478 SH   SOLE   39,478 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 926 54,874 SH   SOLE   54,874 0 0
FREEPORT-MCMORAN COPPER & GO COM 35671D857 1,896 57,311 SH   SOLE   55,551 0 1,760
GALLAGHER ARTHUR J & CO COM 363576109 2,135 48,901 SH   SOLE   48,901 0 0
GENERAL ELECTRIC CO COM 369604103 2,675 111,962 SH   SOLE   109,927 0 2,035
GOLDMAN SACHS GROUP INC COM 38141G104 2,306 14,579 SH   SOLE   14,329 0 250
GOOGLE INC CL A 38259P508 258 294 SH   SOLE   294 0 0
HORMEL FOODS CORP COM 440452100 3,211 76,228 SH   SOLE   75,628 0 600
INTEL CORP COM 458140100 352 15,354 SH   SOLE   15,354 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,611 8,702 SH   SOLE   7,596 0 1,106
ISHARES SELECT DIVID ETF 464287168 510 7,685 SH   SOLE   7,685 0 0
ISHARES TIPS BD ETF 464287176 5,407 48,031 SH   SOLE   46,461 0 1,570
ISHARES CORE S&P500 ETF 464287200 76,239 451,386 SH   SOLE   441,710 0 9,676
ISHARES MSCI EMG MKT ETF 464287234 790 19,392 SH   SOLE   19,292 0 100
ISHARES S&P 500 GRWT ETF 464287309 476 5,322 SH   SOLE   5,322 0 0
ISHARES MSCI EAFE ETF 464287465 5,589 87,601 SH   SOLE   87,534 0 67
ISHARES RUS MID-CAP ETF 464287499 2,842 20,434 SH   SOLE   20,174 0 260
ISHARES CORE S&P MCP ETF 464287507 19,089 153,767 SH   SOLE   152,245 0 1,522
ISHARES COHEN&STEER REIT 464287564 3,923 51,023 SH   SOLE   50,303 0 720
ISHARES RUS 1000 VAL ETF 464287598 586 6,800 SH   SOLE   6,800 0 0
ISHARES S&P MC 400GR ETF 464287606 271 1,945 SH   SOLE   1,945 0 0
ISHARES RUS 1000 GRW ETF 464287614 800 10,236 SH   SOLE   10,236 0 0
ISHARES RUS 1000 ETF 464287622 19,146 203,314 SH   SOLE   203,314 0 0
ISHARES RUSSELL 2000 ETF 464287655 2,055 19,280 SH   SOLE   19,280 0 0
ISHARES CORE S&P SCP ETF 464287804 12,557 125,817 SH   SOLE   124,576 0 1,241
ISHARES SHT NTLAMTFR ETF 464288158 341 3,215 SH   SOLE   3,215 0 0
ISHARES NAT AMT FREE BD 464288414 372 3,560 SH   SOLE   3,560 0 0
ISHARES 1-3 YR CR BD ETF 464288646 2,300 21,843 SH   SOLE   20,443 0 1,400
ISHARES HIGH DIVIDND ETF 46429B663 268 4,040 SH   SOLE   4,040 0 0
ISHARES GOLD TRUST ISHARES 464285105 4,844 375,829 SH   SOLE   371,869 0 3,960
JOHNSON & JOHNSON COM 478160104 704 8,120 SH   SOLE   8,120 0 0
JPMORGAN CHASE & CO COM 46625H100 4,003 77,444 SH   SOLE   73,744 0 3,700
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,640 36,775 SH   SOLE   35,775 0 1,000
KIMBERLY CLARK CORP COM 494368103 231 2,450 SH   SOLE   2,450 0 0
LOWES COS INC COM 548661107 3,256 68,383 SH   SOLE   67,883 0 500
MATTEL INC COM 577081102 2,875 68,637 SH   SOLE   68,637 0 0
MEDTRONIC INC COM 585055106 996 18,700 SH   SOLE   18,700 0 0
MICROSOFT CORP COM 594918104 2,961 88,979 SH   SOLE   88,479 0 500
NATIONAL OILWELL VARCO INC COM 637071101 2,087 26,720 SH   SOLE   25,365 0 1,355
NUCOR CORP COM 670346105 1,951 39,799 SH   SOLE   37,734 0 2,065
ORACLE CORP COM 68389X105 3,640 109,749 SH   SOLE   107,949 0 1,800
PEPSICO INC COM 713448108 229 2,881 SH   SOLE   2,881 0 0
PFIZER INC COM 717081103 528 18,389 SH   SOLE   2,389 0 16,000
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 10,787 142,895 SH   SOLE   140,255 0 2,640
PRICE T ROWE GROUP INC COM 74144T108 3,026 42,066 SH   SOLE   42,066 0 0
PROCTER & GAMBLE CO COM 742718109 2,982 39,452 SH   SOLE   38,952 0 500
QUALCOMM INC COM 747525103 3,514 52,196 SH   SOLE   51,696 0 500
ROCKWELL MED INC COM 774374102 736 64,534 SH   SOLE   64,534 0 0
ROPER INDS INC NEW COM 776696106 3,378 25,423 SH   SOLE   25,023 0 400
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 292 4,440 SH   SOLE   4,440 0 0
SCHLUMBERGER LTD COM 806857108 2,388 27,030 SH   SOLE   27,030 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 227 5,526 SH   SOLE   5,526 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 223 5,555 SH   SOLE   5,555 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 284 2,214 SH   SOLE   2,214 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,867 23,016 SH   SOLE   23,016 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 474 2,093 SH   SOLE   2,093 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 4,798 120,417 SH   SOLE   116,527 0 3,890
STRYKER CORP COM 863667101 3,780 55,923 SH   SOLE   55,323 0 600
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 240 6,348 SH   SOLE   6,348 0 0
TJX COS INC NEW COM 872540109 2,936 52,069 SH   SOLE   51,569 0 500
UNITED PARCEL SERVICE INC CL B 911312106 10,515 115,085 SH   SOLE   115,085 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,933 36,474 SH   SOLE   35,974 0 500
UNITEDHEALTH GROUP INC COM 91324P102 3,142 43,883 SH   SOLE   41,004 0 2,879
V F CORP COM 918204108 2,780 13,966 SH   SOLE   13,816 0 150
VANGUARD INDEX FDS S&P 500 ETF SH 922908413 1,561 20,270 SH   SOLE   20,270 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 295 2,880 SH   SOLE   2,880 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 379 3,700 SH   SOLE   3,700 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,526 40,231 SH   SOLE   40,231 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,825 319,553 SH   SOLE   316,062 0 3,491
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,244 153,820 SH   SOLE   151,320 0 2,500
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,690 68,210 SH   SOLE   65,350 0 2,860
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 47,303 1,195,112 SH   SOLE   1,181,443 0 13,669
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 12,284 213,664 SH   SOLE   213,039 0 625
WABTEC CORP COM 929740108 3,110 49,470 SH   SOLE   48,870 0 600
WEATHERFORD INTERNATIONAL LT REG SHS H27013103 167 10,915 SH   SOLE   0 0 10,915
WELLS FARGO & CO NEW COM 949746101 363 8,774 SH   SOLE   8,774 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 13,263 256,584 SH   SOLE   253,484 0 3,100