<informationTable xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">
<infoTable><nameOfIssuer>Abbott Laboratories</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>002824100</cusip><value>369469</value><shrsOrPrnAmt><sshPrnamt>3870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AbbVie Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>00287Y109</cusip><value>1341716</value><shrsOrPrnAmt><sshPrnamt>6420</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6420</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Air Products &amp; Chemicials Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>009158106</cusip><value>350149</value><shrsOrPrnAmt><sshPrnamt>1178</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1178</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Alphabet Inc Cap Stk Class C</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>02079K107</cusip><value>1069190</value><shrsOrPrnAmt><sshPrnamt>3213</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3213</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Alphabet Inc Capital Stock Class A</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>02079K305</cusip><value>3074919</value><shrsOrPrnAmt><sshPrnamt>9151</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9151</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Alphabet Inc Capital Stock Class A</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>02079K305</cusip><value>134408</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Amazon Com Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>023135106</cusip><value>71664</value><shrsOrPrnAmt><sshPrnamt>287</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>287</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Amazon Com Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>023135106</cusip><value>5824003</value><shrsOrPrnAmt><sshPrnamt>23324</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23324</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>American Electric Power Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>025537101</cusip><value>454140</value><shrsOrPrnAmt><sshPrnamt>3375</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3375</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Americold Realty Trust Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>03064D108</cusip><value>625208</value><shrsOrPrnAmt><sshPrnamt>50420</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50420</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Apollo Global Management Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>03769M106</cusip><value>184477</value><shrsOrPrnAmt><sshPrnamt>1527</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1527</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Apollo Global Management Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>03769M106</cusip><value>3430158</value><shrsOrPrnAmt><sshPrnamt>28393</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28393</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Apple Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>037833100</cusip><value>229685</value><shrsOrPrnAmt><sshPrnamt>872</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>872</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Apple Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>037833100</cusip><value>5625697</value><shrsOrPrnAmt><sshPrnamt>21358</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21358</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Armstrong World Industries</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>04247X102</cusip><value>409625</value><shrsOrPrnAmt><sshPrnamt>2360</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2360</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ASML Holding NV</nameOfIssuer><titleOfClass>Int'l Common Stock</titleOfClass><cusip>N07059210</cusip><value>114277</value><shrsOrPrnAmt><sshPrnamt>81</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>81</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASML Holding NV</nameOfIssuer><titleOfClass>Int'l Common Stock</titleOfClass><cusip>N07059210</cusip><value>1262693</value><shrsOrPrnAmt><sshPrnamt>895</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>895</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Automatic Data Processing Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>053015103</cusip><value>263112</value><shrsOrPrnAmt><sshPrnamt>1313</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1313</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Avantis International Equity ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>025072703</cusip><value>25690947</value><shrsOrPrnAmt><sshPrnamt>284980</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>284980</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Avantis Intl Small Cap Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>025072802</cusip><value>9041867</value><shrsOrPrnAmt><sshPrnamt>84956</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>84956</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Avantis US Large Cap Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>025072349</cusip><value>19039027</value><shrsOrPrnAmt><sshPrnamt>225021</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>224901</Sole><Shared>0</Shared><None>120</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Avantis US Mid Cap Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>025072133</cusip><value>2815920</value><shrsOrPrnAmt><sshPrnamt>36723</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36723</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Avantis US Small Cap Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>025072877</cusip><value>8909554</value><shrsOrPrnAmt><sshPrnamt>76999</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>76999</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Bank of America Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>060505104</cusip><value>85616</value><shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Bank of America Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>060505104</cusip><value>1447231</value><shrsOrPrnAmt><sshPrnamt>27046</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27046</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>084670702</cusip><value>5146500</value><shrsOrPrnAmt><sshPrnamt>10832</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10832</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>084670702</cusip><value>145862</value><shrsOrPrnAmt><sshPrnamt>307</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>307</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Black Hills Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>092113109</cusip><value>421259</value><shrsOrPrnAmt><sshPrnamt>5483</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5483</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Blackrock Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>09290D101</cusip><value>230614</value><shrsOrPrnAmt><sshPrnamt>225</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>225</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Blackstone Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>09260D107</cusip><value>1969102</value><shrsOrPrnAmt><sshPrnamt>15368</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15368</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Blackstone Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>09260D107</cusip><value>102504</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Bristol Myers Squibb Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>110122108</cusip><value>542137</value><shrsOrPrnAmt><sshPrnamt>9195</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9195</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Broadcom Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>11135F101</cusip><value>627192</value><shrsOrPrnAmt><sshPrnamt>1574</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1574</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Cambria US EW ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>02072Q572</cusip><value>2661968</value><shrsOrPrnAmt><sshPrnamt>51144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>51144</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Cardinal Health Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>14149Y108</cusip><value>287685</value><shrsOrPrnAmt><sshPrnamt>1350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Caterpillar Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>149123101</cusip><value>3470016</value><shrsOrPrnAmt><sshPrnamt>4491</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4491</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Caterpillar Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>149123101</cusip><value>896286</value><shrsOrPrnAmt><sshPrnamt>1160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CENCORA, INC.</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>03073E105</cusip><value>322370</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Chevron Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>166764100</cusip><value>912904</value><shrsOrPrnAmt><sshPrnamt>4852</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4852</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Cisco Systems Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>17275R102</cusip><value>716307</value><shrsOrPrnAmt><sshPrnamt>8477</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8477</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Coca-Cola Company</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>191216100</cusip><value>674289</value><shrsOrPrnAmt><sshPrnamt>8969</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8969</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>192446102</cusip><value>242120</value><shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Cohen &amp; Steers Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>19247A100</cusip><value>282994</value><shrsOrPrnAmt><sshPrnamt>4378</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4378</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Conocophillips</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>20825C104</cusip><value>312678</value><shrsOrPrnAmt><sshPrnamt>2572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2572</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CSX Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>126408103</cusip><value>1730160</value><shrsOrPrnAmt><sshPrnamt>40500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Cummins Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>231021106</cusip><value>974224</value><shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Danaher Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>235851102</cusip><value>876079</value><shrsOrPrnAmt><sshPrnamt>4521</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4521</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Deere &amp; Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>244199105</cusip><value>339414</value><shrsOrPrnAmt><sshPrnamt>581</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>581</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dimensional California Municipal Bond ETF</nameOfIssuer><titleOfClass>Fixed Income ETF</titleOfClass><cusip>25434V633</cusip><value>207798</value><shrsOrPrnAmt><sshPrnamt>4146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dimensional International Core Equity Market ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>25434V203</cusip><value>4600817</value><shrsOrPrnAmt><sshPrnamt>111562</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>111562</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dimensional US Core Equity Market ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>25434V104</cusip><value>940851</value><shrsOrPrnAmt><sshPrnamt>19407</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19407</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dimensional US Marketwide Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>25434V724</cusip><value>6777142</value><shrsOrPrnAmt><sshPrnamt>134254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>134254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dimensional US Small Cap ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>25434V500</cusip><value>10929051</value><shrsOrPrnAmt><sshPrnamt>144794</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>144794</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dimensional World EX US Core Equity 2 ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>25434V880</cusip><value>11237635</value><shrsOrPrnAmt><sshPrnamt>308472</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>308472</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dollar General</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>256677105</cusip><value>365842</value><shrsOrPrnAmt><sshPrnamt>2963</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2963</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Dollar Tree Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>256746108</cusip><value>461477</value><shrsOrPrnAmt><sshPrnamt>4618</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4618</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Ebay Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>278642103</cusip><value>246029</value><shrsOrPrnAmt><sshPrnamt>2413</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2413</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Electronic Arts Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>285512109</cusip><value>462463</value><shrsOrPrnAmt><sshPrnamt>2274</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2274</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>532457108</cusip><value>1045916</value><shrsOrPrnAmt><sshPrnamt>1157</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1157</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Elm Market Navigator ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>81752T429</cusip><value>1836995</value><shrsOrPrnAmt><sshPrnamt>64797</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>64797</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Emerson Electric Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>291011104</cusip><value>252666</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Emerson Electric Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>291011104</cusip><value>41971</value><shrsOrPrnAmt><sshPrnamt>299</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>299</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Envirochem, Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>29403U105</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>27500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Evergy Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>30034W106</cusip><value>220662</value><shrsOrPrnAmt><sshPrnamt>2691</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2691</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Expedia Group Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>30212P303</cusip><value>1018483</value><shrsOrPrnAmt><sshPrnamt>4003</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4003</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Exxon Mobil Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>30231G102</cusip><value>204413</value><shrsOrPrnAmt><sshPrnamt>1345</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1345</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Exxon Mobil Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>30231G102</cusip><value>1813054</value><shrsOrPrnAmt><sshPrnamt>11930</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11930</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Fair Isaac Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>303250104</cusip><value>558503</value><shrsOrPrnAmt><sshPrnamt>522</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>522</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GE Vernova LLC</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>36828A101</cusip><value>314041</value><shrsOrPrnAmt><sshPrnamt>321</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>321</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE Vernova LLC</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>36828A101</cusip><value>95875</value><shrsOrPrnAmt><sshPrnamt>98</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>98</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>General Dynamics Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>369550108</cusip><value>470563</value><shrsOrPrnAmt><sshPrnamt>1405</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1405</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>General Electric</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>369604301</cusip><value>117825</value><shrsOrPrnAmt><sshPrnamt>395</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>395</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>General Electric</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>369604301</cusip><value>378232</value><shrsOrPrnAmt><sshPrnamt>1268</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1268</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Hingham Institution For Saving</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>433323102</cusip><value>369984</value><shrsOrPrnAmt><sshPrnamt>1230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1230</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Home Depot Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>437076102</cusip><value>459535</value><shrsOrPrnAmt><sshPrnamt>1363</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1363</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Huntington Bancshares Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>446150104</cusip><value>262900</value><shrsOrPrnAmt><sshPrnamt>15866</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>15866</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>International Business Machines</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>459200101</cusip><value>314754</value><shrsOrPrnAmt><sshPrnamt>1254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>International Business Machines</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>459200101</cusip><value>219625</value><shrsOrPrnAmt><sshPrnamt>875</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>875</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Invesco QQQ Trust Series 1 ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>46090E103</cusip><value>208153</value><shrsOrPrnAmt><sshPrnamt>325</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>325</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Invesco S&amp;P 500 Equal Weight ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>46137V357</cusip><value>11360437</value><shrsOrPrnAmt><sshPrnamt>56621</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>56621</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Invesco S&amp;P Spin-Off ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>46137V159</cusip><value>219249</value><shrsOrPrnAmt><sshPrnamt>1767</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1767</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Ishares Core MSCI EAFE ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>46432F842</cusip><value>899379</value><shrsOrPrnAmt><sshPrnamt>9351</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9351</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>iShares Core MSCI International </nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>46435G326</cusip><value>22004935</value><shrsOrPrnAmt><sshPrnamt>247915</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>247915</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares Core S&amp;P 500 ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287200</cusip><value>805518</value><shrsOrPrnAmt><sshPrnamt>1143</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1143</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares Core S&amp;P Mid-Cap ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287507</cusip><value>876396</value><shrsOrPrnAmt><sshPrnamt>12259</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12259</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>iShares Gold Trust</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464285204</cusip><value>223056</value><shrsOrPrnAmt><sshPrnamt>2474</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2474</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares Msci Eafe Index Fund</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287465</cusip><value>566143</value><shrsOrPrnAmt><sshPrnamt>5496</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5496</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares MSCI Emerging Markets</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287234</cusip><value>489546</value><shrsOrPrnAmt><sshPrnamt>7839</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7839</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares National Muni Bond ETF</nameOfIssuer><titleOfClass>Fixed Income ETF</titleOfClass><cusip>464288414</cusip><value>1269853</value><shrsOrPrnAmt><sshPrnamt>11870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares Russell 1000 Growth Index Fund</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287614</cusip><value>2931280</value><shrsOrPrnAmt><sshPrnamt>6247</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6247</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares Russell 2000 Growth Fund</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287648</cusip><value>1101449</value><shrsOrPrnAmt><sshPrnamt>3159</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3159</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IShares Russell MidCap Growth</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287481</cusip><value>2065220</value><shrsOrPrnAmt><sshPrnamt>15290</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15290</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>iShares S&amp;P 500 Growth ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>464287309</cusip><value>1388203</value><shrsOrPrnAmt><sshPrnamt>10967</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10967</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>J P Morgan Chase &amp; Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>46625H100</cusip><value>145986</value><shrsOrPrnAmt><sshPrnamt>471</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>471</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>J P Morgan Chase &amp; Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>46625H100</cusip><value>2319356</value><shrsOrPrnAmt><sshPrnamt>7483</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7483</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>478160104</cusip><value>232898</value><shrsOrPrnAmt><sshPrnamt>993</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>993</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>478160104</cusip><value>768118</value><shrsOrPrnAmt><sshPrnamt>3275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3275</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JPMorgan Mortgage-Backed Securities ETF</nameOfIssuer><titleOfClass>Fixed Income ETF</titleOfClass><cusip>46654Q575</cusip><value>75635</value><shrsOrPrnAmt><sshPrnamt>1481</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1481</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPMorgan Mortgage-Backed Securities ETF</nameOfIssuer><titleOfClass>Fixed Income ETF</titleOfClass><cusip>46654Q575</cusip><value>31170217</value><shrsOrPrnAmt><sshPrnamt>610343</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>605116</Sole><Shared>0</Shared><None>5227</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KKR &amp; Company Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>48251W104</cusip><value>1367374</value><shrsOrPrnAmt><sshPrnamt>13403</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13403</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Lockheed Martin Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>539830109</cusip><value>557676</value><shrsOrPrnAmt><sshPrnamt>918</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>918</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Lockheed Martin Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>539830109</cusip><value>45562</value><shrsOrPrnAmt><sshPrnamt>75</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>75</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Long Pond Real Estate Select ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>30151E517</cusip><value>798364</value><shrsOrPrnAmt><sshPrnamt>28646</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28646</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Lowes Companies Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>548661107</cusip><value>512476</value><shrsOrPrnAmt><sshPrnamt>2114</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2114</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Marathon Petroleum Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>56585A102</cusip><value>372844</value><shrsOrPrnAmt><sshPrnamt>1648</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1648</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Mastercard Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>57636Q104</cusip><value>1673847</value><shrsOrPrnAmt><sshPrnamt>3228</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3228</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Mastercard Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>57636Q104</cusip><value>213638</value><shrsOrPrnAmt><sshPrnamt>412</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>412</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>McDonalds Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>580135101</cusip><value>411019</value><shrsOrPrnAmt><sshPrnamt>1339</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1339</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Merck and Co Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>58933Y105</cusip><value>250548</value><shrsOrPrnAmt><sshPrnamt>2170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2170</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Meta Platforms Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>30303M102</cusip><value>1087730</value><shrsOrPrnAmt><sshPrnamt>1607</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1607</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Meta Platforms Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>30303M102</cusip><value>236905</value><shrsOrPrnAmt><sshPrnamt>350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Microsoft Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>594918104</cusip><value>126078</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Microsoft Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>594918104</cusip><value>2977122</value><shrsOrPrnAmt><sshPrnamt>7084</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7060</Sole><Shared>0</Shared><None>24</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Monster Beverage</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>61174X109</cusip><value>542592</value><shrsOrPrnAmt><sshPrnamt>7200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Monster Beverage</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>61174X109</cusip><value>83650</value><shrsOrPrnAmt><sshPrnamt>1110</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1110</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Nextera Energy Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>65339F101</cusip><value>417643</value><shrsOrPrnAmt><sshPrnamt>4548</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4548</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NVIDIA Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>67066G104</cusip><value>358815</value><shrsOrPrnAmt><sshPrnamt>1809</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1809</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Oracle Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>68389X105</cusip><value>356680</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Oracle Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>68389X105</cusip><value>1794992</value><shrsOrPrnAmt><sshPrnamt>10065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10065</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>O'Reilly Automotive Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>67103H107</cusip><value>586483</value><shrsOrPrnAmt><sshPrnamt>6326</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6326</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>O'Reilly Automotive Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>67103H107</cusip><value>194691</value><shrsOrPrnAmt><sshPrnamt>2100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Pepsico Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>713448108</cusip><value>1270208</value><shrsOrPrnAmt><sshPrnamt>8020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8020</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Philip Morris International</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>718172109</cusip><value>852289</value><shrsOrPrnAmt><sshPrnamt>5455</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5455</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Phillips 66</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>718546104</cusip><value>471207</value><shrsOrPrnAmt><sshPrnamt>2885</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2885</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Pool Corporation</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>73278L105</cusip><value>510172</value><shrsOrPrnAmt><sshPrnamt>2261</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2261</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Portillo's Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>73642K106</cusip><value>55900</value><shrsOrPrnAmt><sshPrnamt>10000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Procter &amp; Gamble Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>742718109</cusip><value>611080</value><shrsOrPrnAmt><sshPrnamt>4270</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4270</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Qnity Electronics Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>74743L100</cusip><value>349389</value><shrsOrPrnAmt><sshPrnamt>2661</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2661</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RTX Corporation</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>75513E101</cusip><value>346263</value><shrsOrPrnAmt><sshPrnamt>1768</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1768</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Salesforce, Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>79466L302</cusip><value>228881</value><shrsOrPrnAmt><sshPrnamt>1263</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1263</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Schwab U.S. Large-Cap Growth ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>808524300</cusip><value>9120133</value><shrsOrPrnAmt><sshPrnamt>283851</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>283851</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Sempra Energy</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>816851109</cusip><value>222233</value><shrsOrPrnAmt><sshPrnamt>2320</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2320</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Servicenow Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>81762P102</cusip><value>356828</value><shrsOrPrnAmt><sshPrnamt>3700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Sherwin Williams Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>824348106</cusip><value>1227025</value><shrsOrPrnAmt><sshPrnamt>3681</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3681</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Simon Property Group Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>828806109</cusip><value>491495</value><shrsOrPrnAmt><sshPrnamt>2441</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2441</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Simon Property Group Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>828806109</cusip><value>90608</value><shrsOrPrnAmt><sshPrnamt>450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>450</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Simplify MBS ETF</nameOfIssuer><titleOfClass>Fixed Income ETF</titleOfClass><cusip>82889N525</cusip><value>150367</value><shrsOrPrnAmt><sshPrnamt>3017</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3017</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Simplify MBS ETF</nameOfIssuer><titleOfClass>Fixed Income ETF</titleOfClass><cusip>82889N525</cusip><value>2467130</value><shrsOrPrnAmt><sshPrnamt>49501</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>49501</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR Gold Trust</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>78463V107</cusip><value>484088</value><shrsOrPrnAmt><sshPrnamt>1100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Starbucks Corporation</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>855244109</cusip><value>642586</value><shrsOrPrnAmt><sshPrnamt>6533</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6533</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>State Street SPDR Dow Jones Industrial Average ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>78467X109</cusip><value>342369</value><shrsOrPrnAmt><sshPrnamt>705</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>705</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>State Street SPDR S&amp;P 500 ETF Trust</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>78462F103</cusip><value>3821240</value><shrsOrPrnAmt><sshPrnamt>5446</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5446</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street SPDR S&amp;P 500 ETF Trust</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>78462F103</cusip><value>631494</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Steven Madden LTD</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>556269108</cusip><value>309825</value><shrsOrPrnAmt><sshPrnamt>8100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Target Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>87612E106</cusip><value>150551</value><shrsOrPrnAmt><sshPrnamt>1215</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1215</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Target Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>87612E106</cusip><value>74346</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>The Campbell's Company</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>134429109</cusip><value>554031</value><shrsOrPrnAmt><sshPrnamt>26458</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26458</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>The Travelers Companies Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>89417E109</cusip><value>756962</value><shrsOrPrnAmt><sshPrnamt>2533</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2533</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>883556102</cusip><value>419508</value><shrsOrPrnAmt><sshPrnamt>813</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>813</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TJX Companies Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>872540109</cusip><value>928345</value><shrsOrPrnAmt><sshPrnamt>5895</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5895</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Uber Technologies Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>90353T100</cusip><value>1431935</value><shrsOrPrnAmt><sshPrnamt>18723</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18723</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Union Pacific Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>907818108</cusip><value>1216183</value><shrsOrPrnAmt><sshPrnamt>4844</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4844</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UnitedHealth Group Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>91324P102</cusip><value>438847</value><shrsOrPrnAmt><sshPrnamt>1387</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1387</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Valero Energy Corp</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>91913Y100</cusip><value>203545</value><shrsOrPrnAmt><sshPrnamt>842</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>842</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard 500 Index Fund ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>922908363</cusip><value>32387449</value><shrsOrPrnAmt><sshPrnamt>50224</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50224</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard FTSE Developed Markets Index Fund ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>921943858</cusip><value>27452</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Vanguard FTSE Developed Markets Index Fund ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>921943858</cusip><value>2001937</value><shrsOrPrnAmt><sshPrnamt>29170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29170</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard Growth Vipers Fund ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>922908736</cusip><value>1181222</value><shrsOrPrnAmt><sshPrnamt>2428</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2428</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard High Dividend Yield ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>921946406</cusip><value>1029277</value><shrsOrPrnAmt><sshPrnamt>6691</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6691</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard International High Dividend Yield ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>921946794</cusip><value>247775</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard Mid-Cap Index ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>922908629</cusip><value>14580316</value><shrsOrPrnAmt><sshPrnamt>48158</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>48158</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>922908553</cusip><value>382258</value><shrsOrPrnAmt><sshPrnamt>4017</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4017</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard Small-Cap Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>922908611</cusip><value>573846</value><shrsOrPrnAmt><sshPrnamt>2514</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2514</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vanguard Value ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>922908744</cusip><value>11225363</value><shrsOrPrnAmt><sshPrnamt>55412</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>55412</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Visa Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>92826C839</cusip><value>3983494</value><shrsOrPrnAmt><sshPrnamt>12642</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12642</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Vornado Realty Trust</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>929042109</cusip><value>803437</value><shrsOrPrnAmt><sshPrnamt>28300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WalMart Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>931142103</cusip><value>243399</value><shrsOrPrnAmt><sshPrnamt>1950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1950</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WalMart Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>931142103</cusip><value>243025</value><shrsOrPrnAmt><sshPrnamt>1947</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1947</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Walt Disney Co/The</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>254687106</cusip><value>1008142</value><shrsOrPrnAmt><sshPrnamt>9703</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9703</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Waste Management Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>94106L109</cusip><value>246488</value><shrsOrPrnAmt><sshPrnamt>1100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Wells Fargo &amp; Co</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>949746101</cusip><value>1095656</value><shrsOrPrnAmt><sshPrnamt>13485</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13485</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>West Pharmaceutical Services Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>955306105</cusip><value>67453</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>West Pharmaceutical Services Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>955306105</cusip><value>1207939</value><shrsOrPrnAmt><sshPrnamt>4477</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4477</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WisdomTree U.S. SmallCap Quality Dividend </nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>97717X651</cusip><value>500519</value><shrsOrPrnAmt><sshPrnamt>9052</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9052</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WisdomTree U.S. Value Fund</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>97717W547</cusip><value>2165701</value><shrsOrPrnAmt><sshPrnamt>22226</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22226</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WisdomTree US Quality Dividend Growth ETF</nameOfIssuer><titleOfClass>Exchange Traded Fund</titleOfClass><cusip>97717X669</cusip><value>476816</value><shrsOrPrnAmt><sshPrnamt>5137</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5137</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Xcel Energy Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>98389B100</cusip><value>275894</value><shrsOrPrnAmt><sshPrnamt>3404</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3404</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>Yum Brands Inc</nameOfIssuer><titleOfClass>Common Stock</titleOfClass><cusip>988498101</cusip><value>286817</value><shrsOrPrnAmt><sshPrnamt>1798</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1798</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
</informationTable>
