The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   404,210 3,890 SH   SOLE   3,890 0 0
AbbVie Inc Common Stock 00287Y109   1,048,502 6,113 SH   SOLE   6,113 0 0
Adobe Systems Inc Common Stock 00724F101   391,656 705 SH   SOLE   705 0 0
Air Products & Chemicials Inc Common Stock 009158106   303,983 1,178 SH   SOLE   1,178 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   582,725 3,177 SH   SOLE   3,177 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   1,781,063 9,778 SH   SOLE   9,778 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   72,860 400 SH   OTR   400 0 0
Amazon Com Inc Common Stock 023135106   359,445 1,860 SH   SOLE   1,860 0 0
American Electric Power Inc Common Stock 025537101   296,123 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   180,293 1,527 SH   OTR   1,527 0 0
Apollo Global Management Inc Common Stock 03769M106   3,202,176 27,121 SH   SOLE   27,121 0 0
Apple Computer Inc Common Stock 037833100   4,591,305 21,799 SH   SOLE   21,799 0 0
Apple Computer Inc Common Stock 037833100   183,661 872 SH   OTR   872 0 0
Armstrong World Industries Common Stock 04247X102   301,332 2,661 SH   SOLE   2,661 0 0
Automatic Data Processing Inc Common Stock 053015103   286,428 1,200 SH   SOLE   1,200 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   351,268 5,750 SH   SOLE   5,750 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   11,511,687 184,897 SH   SOLE   184,897 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   3,159,493 48,645 SH   SOLE   48,645 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   8,537,631 135,863 SH   SOLE   135,863 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   5,194,698 57,899 SH   SOLE   57,899 0 0
Bank of America Corp Common Stock 060505104   63,632 1,600 SH   OTR   1,600 0 0
Bank of America Corp Common Stock 060505104   1,234,381 31,038 SH   SOLE   31,038 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   4,505,717 11,076 SH   SOLE   11,076 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   124,888 307 SH   OTR   307 0 0
Black Hills Corp Common Stock 092113109   298,166 5,483 SH   SOLE   5,483 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   958,500 90,000 SH   SOLE   90,000 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   955,592 58,446 SH   SOLE   58,446 0 0
Blackstone Inc Common Stock 09260D107   99,040 800 SH   OTR   800 0 0
Blackstone Inc Common Stock 09260D107   1,967,553 15,893 SH   SOLE   15,893 0 0
Bristol Myers Squibb Co Common Stock 110122108   464,928 11,195 SH   SOLE   11,195 0 0
Broadcom Inc Common Stock 11135F101   404,594 252 SH   SOLE   252 0 0
Caterpillar Inc Common Stock 149123101   1,602,211 4,810 SH   SOLE   4,810 0 0
Caterpillar Inc Common Stock 149123101   386,396 1,160 SH   OTR   1,160 0 0
CENCORA, INC. Common Stock 03073E105   225,300 1,000 SH   SOLE   1,000 0 0
Chevron Corp Common Stock 166764100   731,420 4,676 SH   SOLE   4,676 0 0
Cisco Systems Inc Common Stock 17275R102   471,632 9,927 SH   SOLE   9,927 0 0
Conocophillips Common Stock 20825C104   281,260 2,459 SH   SOLE   2,459 0 0
CSX Corp Common Stock 126408103   1,354,725 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   443,088 1,600 SH   SOLE   1,600 0 0
CVS Health Corporation Common Stock 126650100   208,009 3,522 SH   SOLE   3,522 0 0
Deere & Co Common Stock 244199105   223,431 598 SH   SOLE   598 0 0
Dimensional California Municipal Bond ETF Fixed Income ETF 25434V633   375,600 7,500 SH   SOLE   7,500 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   308,835 10,409 SH   SOLE   10,409 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   747,701 19,944 SH   SOLE   19,944 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   5,274,393 134,311 SH   SOLE   134,311 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500   4,776,540 79,503 SH   SOLE   79,503 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   7,946,190 312,596 SH   SOLE   312,596 0 0
Dollar General Common Stock 256677105   338,905 2,563 SH   SOLE   2,563 0 0
Dollar Tree Inc Common Stock 256746108   487,619 4,567 SH   SOLE   4,567 0 0
Electronic Arts Inc Common Stock 285512109   316,836 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   1,129,009 1,247 SH   SOLE   1,247 0 0
Emerson Electric Co Common Stock 291011104   32,938 299 SH   SOLE   299 0 0
Emerson Electric Co Common Stock 291011104   198,288 1,800 SH   OTR   1,800 0 0
Enterprise Products Partners LP Common Stock 293792107   217,350 7,500 SH   SOLE   7,500 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   526,134 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   154,836 1,345 SH   OTR   1,345 0 0
Exxon Mobil Corp Common Stock 30231G102   861,047 7,480 SH   SOLE   7,480 0 0
GE AEROSPACE Common Stock 369604301   194,261 1,222 SH   SOLE   1,222 0 0
GE AEROSPACE Common Stock 369604301   62,793 395 SH   OTR   395 0 0
General Dynamics Corp Common Stock 369550108   428,537 1,477 SH   SOLE   1,477 0 0
Hingham Institution For Saving Common Stock 433323102   220,022 1,230 SH   SOLE   1,230 0 0
Home Depot Inc Common Stock 437076102   366,960 1,066 SH   SOLE   1,066 0 0
Huntington Bancshares Inc Common Stock 446150104   209,114 15,866 SH   OTR   15,866 0 0
Intel Corp Common Stock 458140100   362,504 11,705 SH   SOLE   11,705 0 0
Intel Corp Common Stock 458140100   35,616 1,150 SH   OTR   1,150 0 0
International Business Machines Common Stock 459200101   233,482 1,350 SH   SOLE   1,350 0 0
International Business Machines Common Stock 459200101   289,691 1,675 SH   OTR   1,675 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106   707,622 29,732 SH   SOLE   29,732 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   2,624,209 15,974 SH   SOLE   15,974 0 0
iShares California Muni Bond ETF Fixed Income ETF 464288356   341,280 6,000 SH   SOLE   6,000 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   625,212 8,607 SH   SOLE   8,607 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   11,633,180 177,227 SH   SOLE   177,227 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   254,462 465 SH   SOLE   465 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   677,369 11,575 SH   SOLE   11,575 0 0
iShares Gold Trust Exchange Traded Fund 464285204   285,545 6,500 SH   SOLE   6,500 0 0
IShares Msci Eafe Index Fund Exchange Traded Fund 464287465   201,621 2,574 SH   SOLE   2,574 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   983,786 23,099 SH   SOLE   23,099 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   1,264,749 11,870 SH   SOLE   11,870 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   72,561 681 SH   OTR   681 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   2,528,241 6,936 SH   SOLE   6,936 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   829,332 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,687,252 15,290 SH   SOLE   15,290 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   2,573,445 27,809 SH   SOLE   27,809 0 0
J P Morgan Chase & Co Common Stock 46625H100   95,264 471 SH   OTR   471 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,643,969 8,128 SH   SOLE   8,128 0 0
Johnson & Johnson Common Stock 478160104   594,433 4,067 SH   SOLE   4,067 0 0
Johnson & Johnson Common Stock 478160104   145,137 993 SH   OTR   993 0 0
KKR & Company Inc Common Stock 48251W104   1,461,573 13,888 SH   SOLE   13,888 0 0
Lockheed Martin Corp Common Stock 539830109   428,798 918 SH   SOLE   918 0 0
Lockheed Martin Corp Common Stock 539830109   35,033 75 SH   OTR   75 0 0
Lowes Companies Inc Common Stock 548661107   347,004 1,574 SH   SOLE   1,574 0 0
Marathon Petroleum Corp Common Stock 56585A102   285,895 1,648 SH   SOLE   1,648 0 0
Mastercard Inc Common Stock 57636Q104   1,253,336 2,841 SH   SOLE   2,841 0 0
Mastercard Inc Common Stock 57636Q104   181,758 412 SH   OTR   412 0 0
McDonalds Corp Common Stock 580135101   387,102 1,519 SH   SOLE   1,519 0 0
Merck and Co Inc Common Stock 58933Y105   398,141 3,216 SH   SOLE   3,216 0 0
Meta Platforms Inc Common Stock 30303M102   834,484 1,655 SH   SOLE   1,655 0 0
Meta Platforms Inc Common Stock 30303M102   176,477 350 SH   OTR   350 0 0
Microsoft Corp Common Stock 594918104   134,085 300 SH   OTR   300 0 0
Microsoft Corp Common Stock 594918104   2,699,578 6,040 SH   SOLE   6,016 0 24
Minnehaha Banshares Inc-Common Common Stock 603995002   1,463,253 9,174 SH   SOLE   9,174 0 0
Monster Beverage Common Stock 61174X109   365,135 7,310 SH   SOLE   7,310 0 0
Monster Beverage Common Stock 61174X109   55,445 1,110 SH   OTR   1,110 0 0
Nextera Energy Inc Common Stock 65339F101   348,244 4,918 SH   SOLE   4,918 0 0
Nike Common Stock 654106103   276,382 3,667 SH   SOLE   3,667 0 0
NVIDIA Corp Common Stock 67066G104   579,403 4,690 SH   SOLE   4,690 0 0
Oracle Corp Common Stock 68389X105   282,400 2,000 SH   OTR   2,000 0 0
Oracle Corp Common Stock 68389X105   1,526,090 10,808 SH   SOLE   10,808 0 0
O'Reilly Automotive Inc Common Stock 67103H107   502,685 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   147,848 140 SH   OTR   140 0 0
Pepsico Inc Common Stock 713448108   466,092 2,826 SH   SOLE   2,826 0 0
Pfizer Inc Common Stock 717081103   239,649 8,565 SH   SOLE   8,565 0 0
Philip Morris International Common Stock 718172109   579,304 5,717 SH   SOLE   5,717 0 0
Phillips 66 Common Stock 718546104   449,485 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   731,585 4,436 SH   SOLE   4,436 0 0
Qualcomm Inc Common Stock 747525103   149,385 750 SH   OTR   750 0 0
Qualcomm Inc Common Stock 747525103   156,954 788 SH   SOLE   788 0 0
Salesforce, Inc Common Stock 79466L302   340,400 1,324 SH   SOLE   1,324 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   5,247,512 52,038 SH   SOLE   52,038 0 0
Servicenow Inc Common Stock 81762P102   582,136 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   1,098,521 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   381,777 2,515 SH   SOLE   2,515 0 0
Simon Property Group Inc Common Stock 828806109   68,310 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   275,747 705 SH   OTR   705 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   381,743 976 SH   SOLE   976 0 0
SPDR Gold Trust Exchange Traded Fund 78463V107   762,210 3,545 SH   SOLE   3,545 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   489,798 900 SH   OTR   900 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   2,736,882 5,029 SH   SOLE   5,029 0 0
Starbucks Corporation Common Stock 855244109   440,242 5,655 SH   SOLE   5,655 0 0
Steven Madden LTD Common Stock 556269108   342,630 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   453,298 3,062 SH   SOLE   3,062 0 0
Target Corp Common Stock 87612E106   88,824 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   518,314 2,549 SH   SOLE   2,549 0 0
TJX Companies Inc Common Stock 872540109   704,640 6,400 SH   SOLE   6,400 0 0
Uber Technologies Inc Common Stock 90353T100   814,525 11,207 SH   SOLE   11,207 0 0
Union Pacific Corp Common Stock 907818108   1,143,971 5,056 SH   SOLE   5,056 0 0
UnitedHealth Group Inc Common Stock 91324P102   827,548 1,625 SH   SOLE   1,625 0 0
VanEck Vectors Gold Miners ETF Exchange Traded Fund 92189F106   305,370 9,000 SH   SOLE   9,000 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   18,687,858 37,366 SH   SOLE   37,366 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   19,768 400 SH   OTR   400 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   961,021 19,446 SH   SOLE   19,446 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   1,299,685 3,475 SH   SOLE   3,475 0 0
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   7,061,573 29,168 SH   SOLE   29,168 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   781,397 9,329 SH   SOLE   9,329 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   488,789 2,678 SH   SOLE   2,678 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   5,907,900 36,830 SH   SOLE   36,830 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   769,002 6,484 SH   SOLE   6,484 0 0
Visa Inc Common Stock 92826C839   3,373,264 12,852 SH   SOLE   12,852 0 0
Vornado Realty Trust Common Stock 929042109   402,526 15,311 SH   SOLE   15,311 0 0
WalMart Inc Common Stock 931142103   132,035 1,950 SH   OTR   1,950 0 0
WalMart Inc Common Stock 931142103   164,129 2,424 SH   SOLE   2,424 0 0
Walt Disney Productions Common Stock 254687106   789,455 7,951 SH   SOLE   7,951 0 0
Walt Disney Productions Common Stock 254687106   26,808 270 SH   OTR   270 0 0
Waste Management Inc Common Stock 94106L109   449,081 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   849,693 14,307 SH   SOLE   14,307 0 0