The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   442,137 3,890 SH   SOLE   3,890 0 0
AbbVie Inc Common Stock 00287Y109   1,113,177 6,113 SH   SOLE   6,113 0 0
Adobe Systems Inc Common Stock 00724F101   355,743 705 SH   SOLE   705 0 0
Air Products & Chemicials Inc Common Stock 009158106   267,224 1,103 SH   SOLE   1,103 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   493,322 3,240 SH   SOLE   3,240 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   1,481,831 9,818 SH   SOLE   9,818 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   60,372 400 SH   OTR   400 0 0
Amazon Com Inc Common Stock 023135106   335,507 1,860 SH   SOLE   1,860 0 0
American Electric Power Inc Common Stock 025537101   290,588 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   171,711 1,527 SH   OTR   1,527 0 0
Apollo Global Management Inc Common Stock 03769M106   3,049,756 27,121 SH   SOLE   27,121 0 0
Apple Computer Inc Common Stock 037833100   3,738,093 21,799 SH   SOLE   21,799 0 0
Apple Computer Inc Common Stock 037833100   149,531 872 SH   OTR   872 0 0
Armstrong World Industries Common Stock 04247X102   330,549 2,661 SH   SOLE   2,661 0 0
Automatic Data Processing Inc Common Stock 053015103   299,688 1,200 SH   SOLE   1,200 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   333,270 5,750 SH   SOLE   5,750 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   10,597,795 166,266 SH   SOLE   166,266 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   2,425,163 36,823 SH   SOLE   36,823 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   7,763,636 120,816 SH   SOLE   120,816 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   5,095,575 54,376 SH   SOLE   54,376 0 0
Bank of America Corp Common Stock 060505104   60,672 1,600 SH   OTR   1,600 0 0
Bank of America Corp Common Stock 060505104   1,176,961 31,038 SH   SOLE   31,038 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   4,621,094 10,989 SH   SOLE   10,989 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   129,100 307 SH   OTR   307 0 0
Black Hills Corp Common Stock 092113109   435,872 7,983 SH   SOLE   7,983 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   1,198,379 110,961 SH   SOLE   110,961 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   1,010,008 61,812 SH   SOLE   61,812 0 0
Blackstone Inc Common Stock 09260D107   105,096 800 SH   OTR   800 0 0
Blackstone Inc Common Stock 09260D107   2,087,863 15,893 SH   SOLE   15,893 0 0
Bristol Myers Squibb Co Common Stock 110122108   607,105 11,195 SH   SOLE   11,195 0 0
Broadcom Inc Common Stock 11135F101   334,003 252 SH   SOLE   252 0 0
Caterpillar Inc Common Stock 149123101   1,762,528 4,810 SH   SOLE   4,810 0 0
Caterpillar Inc Common Stock 149123101   425,059 1,160 SH   OTR   1,160 0 0
CENCORA, INC. Common Stock 03073E105   242,990 1,000 SH   SOLE   1,000 0 0
Chevron Corp Common Stock 166764100   744,060 4,717 SH   SOLE   4,717 0 0
Cisco Systems Inc Common Stock 17275R102   495,457 9,927 SH   SOLE   9,927 0 0
Conocophillips Common Stock 20825C104   312,982 2,459 SH   SOLE   2,459 0 0
CSX Corp Common Stock 126408103   1,501,335 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   471,440 1,600 SH   SOLE   1,600 0 0
CVS Health Corporation Common Stock 126650100   280,915 3,522 SH   SOLE   3,522 0 0
Deere & Co Common Stock 244199105   245,623 598 SH   SOLE   598 0 0
Dimensional California Municipal Bond ETF Fixed Income ETF 25434V633   378,113 7,500 SH   SOLE   7,500 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   314,560 10,409 SH   SOLE   10,409 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   728,754 19,944 SH   SOLE   19,944 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   5,526,040 135,111 SH   SOLE   135,111 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500   3,615,159 57,991 SH   SOLE   57,991 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   7,965,162 313,096 SH   SOLE   313,096 0 0
Dollar General Common Stock 256677105   399,982 2,563 SH   SOLE   2,563 0 0
Dollar Tree Inc Common Stock 256746108   608,096 4,567 SH   SOLE   4,567 0 0
Electronic Arts Inc Common Stock 285512109   301,692 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   970,116 1,247 SH   SOLE   1,247 0 0
Emerson Electric Co Common Stock 291011104   33,913 299 SH   SOLE   299 0 0
Emerson Electric Co Common Stock 291011104   204,156 1,800 SH   OTR   1,800 0 0
Enterprise Products Partners LP Common Stock 293792107   236,358 8,100 SH   SOLE   8,100 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   575,244 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   156,343 1,345 SH   OTR   1,345 0 0
Exxon Mobil Corp Common Stock 30231G102   869,656 7,482 SH   SOLE   7,482 0 0
GE AEROSPACE Common Stock 369604301   214,498 1,222 SH   SOLE   1,222 0 0
GE AEROSPACE Common Stock 369604301   69,334 395 SH   OTR   395 0 0
General Dynamics Corp Common Stock 369550108   417,238 1,477 SH   SOLE   1,477 0 0
Hingham Institution For Saving Common Stock 433323102   214,586 1,230 SH   SOLE   1,230 0 0
Home Depot Inc Common Stock 437076102   408,918 1,066 SH   SOLE   1,066 0 0
Huntington Bancshares Inc Common Stock 446150104   221,331 15,866 SH   OTR   15,866 0 0
Intel Corp Common Stock 458140100   572,222 12,955 SH   SOLE   12,955 0 0
Intel Corp Common Stock 458140100   50,796 1,150 SH   OTR   1,150 0 0
International Business Machines Common Stock 459200101   257,796 1,350 SH   SOLE   1,350 0 0
International Business Machines Common Stock 459200101   319,858 1,675 SH   OTR   1,675 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106   1,112,516 44,932 SH   SOLE   44,932 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   2,896,058 17,099 SH   SOLE   17,099 0 0
iShares California Muni Bond ETF Fixed Income ETF 464288356   345,240 6,000 SH   SOLE   6,000 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   638,812 8,607 SH   SOLE   8,607 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   10,654,001 158,707 SH   SOLE   158,707 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   244,464 465 SH   SOLE   465 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   703,066 11,575 SH   SOLE   11,575 0 0
iShares Gold Trust Exchange Traded Fund 464285204   273,065 6,500 SH   SOLE   6,500 0 0
iShares MSCI China ETF Exchange Traded Fund 46429B671   245,611 6,182 SH   SOLE   6,182 0 0
IShares Msci Eafe Index Fund Exchange Traded Fund 464287465   205,560 2,574 SH   SOLE   2,574 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   948,907 23,099 SH   SOLE   23,099 0 0
iShares MSCI India ETF Exchange Traded Fund 46429B598   445,634 8,638 SH   SOLE   8,638 0 0
IShares Nasdaq Biotech Index Fund Exchange Traded Fund 464287556   274,440 2,000 SH   SOLE   2,000 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   1,277,212 11,870 SH   SOLE   11,870 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   73,276 681 SH   OTR   681 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   2,337,779 6,936 SH   SOLE   6,936 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   855,457 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,745,201 15,290 SH   SOLE   15,290 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   2,348,192 27,809 SH   SOLE   27,809 0 0
J P Morgan Chase & Co Common Stock 46625H100   94,341 471 SH   OTR   471 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,628,038 8,128 SH   SOLE   8,128 0 0
Johnson & Johnson Common Stock 478160104   643,359 4,067 SH   SOLE   4,067 0 0
Johnson & Johnson Common Stock 478160104   157,083 993 SH   OTR   993 0 0
KKR & Company Inc Common Stock 48251W104   1,396,855 13,888 SH   SOLE   13,888 0 0
Lockheed Martin Corp Common Stock 539830109   417,571 918 SH   SOLE   918 0 0
Lockheed Martin Corp Common Stock 539830109   34,115 75 SH   OTR   75 0 0
Lowes Companies Inc Common Stock 548661107   400,945 1,574 SH   SOLE   1,574 0 0
Marathon Petroleum Corp Common Stock 56585A102   332,072 1,648 SH   SOLE   1,648 0 0
Mastercard Inc Common Stock 57636Q104   1,368,140 2,841 SH   SOLE   2,841 0 0
Mastercard Inc Common Stock 57636Q104   198,407 412 SH   OTR   412 0 0
McDonalds Corp Common Stock 580135101   428,282 1,519 SH   SOLE   1,519 0 0
Merck and Co Inc Common Stock 58933Y105   424,351 3,216 SH   SOLE   3,216 0 0
Meta Platforms Inc Common Stock 30303M102   803,635 1,655 SH   SOLE   1,655 0 0
Meta Platforms Inc Common Stock 30303M102   169,953 350 SH   OTR   350 0 0
Microsoft Corp Common Stock 594918104   126,216 300 SH   OTR   300 0 0
Microsoft Corp Common Stock 594918104   2,531,052 6,016 SH   SOLE   6,016 0 0
Minnehaha Banshares Inc-Common Common Stock 603995002   1,463,253 9,174 SH   SOLE   9,174 0 0
Monster Beverage Common Stock 61174X109   433,337 7,310 SH   SOLE   7,310 0 0
Monster Beverage Common Stock 61174X109   65,801 1,110 SH   OTR   1,110 0 0
Nextera Energy Inc Common Stock 65339F101   314,309 4,918 SH   SOLE   4,918 0 0
Nike Common Stock 654106103   344,625 3,667 SH   SOLE   3,667 0 0
NVIDIA Corp Common Stock 67066G104   423,770 469 SH   SOLE   469 0 0
Oracle Corp Common Stock 68389X105   251,220 2,000 SH   OTR   2,000 0 0
Oracle Corp Common Stock 68389X105   1,357,593 10,808 SH   SOLE   10,808 0 0
O'Reilly Automotive Inc Common Stock 67103H107   537,347 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   158,043 140 SH   OTR   140 0 0
Paypal Holdings Inc Common Stock 70450Y103   200,903 2,999 SH   SOLE   2,999 0 0
Pepsico Inc Common Stock 713448108   490,553 2,803 SH   SOLE   2,803 0 0
Phillips 66 Common Stock 718546104   520,075 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   719,741 4,436 SH   SOLE   4,436 0 0
Qualcomm Inc Common Stock 747525103   126,975 750 SH   OTR   750 0 0
Qualcomm Inc Common Stock 747525103   142,551 842 SH   SOLE   842 0 0
Salesforce, Inc Common Stock 79466L302   398,762 1,324 SH   SOLE   1,324 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   4,183,897 45,124 SH   SOLE   45,124 0 0
Servicenow Inc Common Stock 81762P102   564,176 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   1,278,522 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   393,572 2,515 SH   SOLE   2,515 0 0
Simon Property Group Inc Common Stock 828806109   70,421 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   280,421 705 SH   OTR   705 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   388,214 976 SH   SOLE   976 0 0
SPDR Gold Trust Exchange Traded Fund 78463V107   729,277 3,545 SH   SOLE   3,545 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   470,763 900 SH   OTR   900 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   2,630,519 5,029 SH   SOLE   5,029 0 0
Steven Madden LTD Common Stock 556269108   342,468 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   542,617 3,062 SH   SOLE   3,062 0 0
Target Corp Common Stock 87612E106   106,326 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   580,873 2,524 SH   SOLE   2,524 0 0
TJX Companies Inc Common Stock 872540109   649,088 6,400 SH   SOLE   6,400 0 0
Uber Technologies Inc Common Stock 90353T100   670,660 8,711 SH   SOLE   8,711 0 0
Union Pacific Corp Common Stock 907818108   1,243,422 5,056 SH   SOLE   5,056 0 0
UnitedHealth Group Inc Common Stock 91324P102   803,888 1,625 SH   SOLE   1,625 0 0
VanEck Vectors Gold Miners ETF Exchange Traded Fund 92189F106   284,580 9,000 SH   SOLE   9,000 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   15,662,167 32,582 SH   SOLE   32,582 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   20,068 400 SH   OTR   400 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   426,596 8,503 SH   SOLE   8,503 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   1,196,095 3,475 SH   SOLE   3,475 0 0
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   6,221,264 24,899 SH   SOLE   24,899 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   1,029,285 11,902 SH   SOLE   11,902 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   678,871 3,538 SH   SOLE   3,538 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   4,746,718 29,146 SH   SOLE   29,146 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   784,499 6,484 SH   SOLE   6,484 0 0
Visa Inc Common Stock 92826C839   3,586,736 12,852 SH   SOLE   12,852 0 0
Vornado Realty Trust Common Stock 929042109   440,497 15,311 SH   SOLE   15,311 0 0
WalMart Inc Common Stock 931142103   117,332 1,950 SH   OTR   1,950 0 0
WalMart Inc Common Stock 931142103   145,852 2,424 SH   SOLE   2,424 0 0
Walt Disney Productions Common Stock 254687106   972,884 7,951 SH   SOLE   7,951 0 0
Walt Disney Productions Common Stock 254687106   33,037 270 SH   OTR   270 0 0
Waste Management Inc Common Stock 94106L109   448,681 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   829,234 14,307 SH   SOLE   14,307 0 0
Xcel Energy Inc Common Stock 98389B100   219,246 4,079 SH   SOLE   4,079 0 0