The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   463,285 4,209 SH   SOLE   4,209 0 0
AbbVie Inc Common Stock 00287Y109   962,829 6,213 SH   SOLE   6,213 0 0
Adobe Systems Inc Common Stock 00724F101   420,603 705 SH   SOLE   705 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   456,613 3,240 SH   SOLE   3,240 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   55,876 400 SH   OTR   400 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   1,336,414 9,567 SH   SOLE   9,567 0 0
Amazon Com Inc Common Stock 023135106   282,608 1,860 SH   SOLE   1,860 0 0
American Electric Power Inc Common Stock 025537101   274,118 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   2,490,596 26,726 SH   SOLE   26,726 0 0
Apollo Global Management Inc Common Stock 03769M106   142,301 1,527 SH   OTR   1,527 0 0
Apple Computer Inc Common Stock 037833100   167,886 872 SH   OTR   872 0 0
Apple Computer Inc Common Stock 037833100   3,663,268 19,027 SH   SOLE   19,027 0 0
Armstrong World Industries Common Stock 04247X102   261,630 2,661 SH   SOLE   2,661 0 0
Automatic Data Processing Inc Common Stock 053015103   279,564 1,200 SH   SOLE   1,200 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   464,372 8,235 SH   SOLE   8,235 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   9,006,487 149,040 SH   SOLE   149,040 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   1,998,055 31,974 SH   SOLE   31,974 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   5,750,412 99,557 SH   SOLE   99,557 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   4,053,662 45,141 SH   SOLE   45,141 0 0
Bank of America Corp Common Stock 060505104   53,872 1,600 SH   OTR   1,600 0 0
Bank of America Corp Common Stock 060505104   1,046,565 31,083 SH   SOLE   31,083 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   109,495 307 SH   OTR   307 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   3,932,177 11,025 SH   SOLE   11,025 0 0
Black Hills Corp Common Stock 092113109   506,213 9,383 SH   SOLE   9,383 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   1,210,585 110,961 SH   SOLE   110,961 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   950,332 58,446 SH   SOLE   58,446 0 0
Blackstone Inc Common Stock 09260D107   2,080,712 15,893 SH   SOLE   15,893 0 0
Blackstone Inc Common Stock 09260D107   104,736 800 SH   OTR   800 0 0
Bristol Myers Squibb Co Common Stock 110122108   574,415 11,195 SH   SOLE   11,195 0 0
Broadcom Inc Common Stock 11135F101   281,295 252 SH   SOLE   252 0 0
Caterpillar Inc Common Stock 149123101   342,977 1,160 SH   OTR   1,160 0 0
Caterpillar Inc Common Stock 149123101   1,422,173 4,810 SH   SOLE   4,810 0 0
CENCORA, INC. Common Stock 03073E105   205,380 1,000 SH   SOLE   1,000 0 0
Chevron Corp Common Stock 166764100   631,842 4,236 SH   SOLE   4,236 0 0
Cisco Systems Inc Common Stock 17275R102   501,512 9,927 SH   SOLE   9,927 0 0
Conocophillips Common Stock 20825C104   285,416 2,459 SH   SOLE   2,459 0 0
CSX Corp Common Stock 126408103   1,404,135 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   383,312 1,600 SH   SOLE   1,600 0 0
CVS Health Corporation Common Stock 126650100   27,636 350 SH   OTR   350 0 0
CVS Health Corporation Common Stock 126650100   241,144 3,054 SH   SOLE   3,054 0 0
Deere & Co Common Stock 244199105   239,122 598 SH   SOLE   598 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   439,051 15,330 SH   SOLE   15,330 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   902,671 27,148 SH   SOLE   27,148 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   5,028,831 135,111 SH   SOLE   135,111 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500   2,825,928 47,399 SH   SOLE   47,399 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   7,645,804 313,096 SH   SOLE   313,096 0 0
Dollar General Common Stock 256677105   348,168 2,561 SH   SOLE   2,561 0 0
Dollar Tree Inc Common Stock 256746108   648,742 4,567 SH   SOLE   4,567 0 0
Electronic Arts Inc Common Stock 285512109   311,106 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   726,901 1,247 SH   SOLE   1,247 0 0
Emerson Electric Co Common Stock 291011104   175,194 1,800 SH   OTR   1,800 0 0
Emerson Electric Co Common Stock 291011104   29,102 299 SH   SOLE   299 0 0
Enterprise Products Partners LP Common Stock 293792107   213,435 8,100 SH   SOLE   8,100 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   633,875 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   134,473 1,345 SH   OTR   1,345 0 0
Exxon Mobil Corp Common Stock 30231G102   750,106 7,503 SH   SOLE   7,503 0 0
General Dynamics Corp Common Stock 369550108   387,428 1,492 SH   SOLE   1,492 0 0
General Electric Company Common Stock 369604301   155,964 1,222 SH   SOLE   1,222 0 0
General Electric Company Common Stock 369604301   50,414 395 SH   OTR   395 0 0
Home Depot Inc Common Stock 437076102   369,422 1,066 SH   SOLE   1,066 0 0
Huntington Bancshares Inc Common Stock 446150104   201,816 15,866 SH   OTR   15,866 0 0
Intel Corp Common Stock 458140100   57,788 1,150 SH   OTR   1,150 0 0
Intel Corp Common Stock 458140100   650,989 12,955 SH   SOLE   12,955 0 0
International Business Machines Common Stock 459200101   273,946 1,675 SH   OTR   1,675 0 0
International Business Machines Common Stock 459200101   228,643 1,398 SH   SOLE   1,398 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106   931,890 44,932 SH   SOLE   44,932 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   2,708,479 17,164 SH   SOLE   17,164 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   747,187 10,621 SH   SOLE   10,621 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   8,489,316 133,354 SH   SOLE   133,354 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   475,242 995 SH   SOLE   995 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   641,602 2,315 SH   SOLE   2,315 0 0
iShares Gold Trust Exchange Traded Fund 464285204   253,695 6,500 SH   SOLE   6,500 0 0
iShares MSCI China ETF Exchange Traded Fund 46429B671   251,855 6,182 SH   SOLE   6,182 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   928,811 23,099 SH   SOLE   23,099 0 0
iShares MSCI India ETF Exchange Traded Fund 46429B598   421,621 8,638 SH   SOLE   8,638 0 0
IShares Nasdaq Biotech Index Fund Exchange Traded Fund 464287556   491,777 3,620 SH   SOLE   3,620 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   73,827 681 SH   OTR   681 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   1,286,827 11,870 SH   SOLE   11,870 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   2,104,303 6,941 SH   SOLE   6,941 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   796,763 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,597,193 15,290 SH   SOLE   15,290 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   2,088,456 27,809 SH   SOLE   27,809 0 0
J P Morgan Chase & Co Common Stock 46625H100   80,117 471 SH   OTR   471 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,384,274 8,138 SH   SOLE   8,138 0 0
Johnson & Johnson Common Stock 478160104   155,643 993 SH   OTR   993 0 0
Johnson & Johnson Common Stock 478160104   665,988 4,249 SH   SOLE   4,249 0 0
KKR & Company Inc Common Stock 48251W104   1,162,137 14,027 SH   SOLE   14,027 0 0
Lockheed Martin Corp Common Stock 539830109   33,993 75 SH   OTR   75 0 0
Lockheed Martin Corp Common Stock 539830109   416,074 918 SH   SOLE   918 0 0
Lowes Companies Inc Common Stock 548661107   350,294 1,574 SH   SOLE   1,574 0 0
Marathon Petroleum Corp Common Stock 56585A102   244,497 1,648 SH   SOLE   1,648 0 0
Mastercard Inc Common Stock 57636Q104   175,722 412 SH   OTR   412 0 0
Mastercard Inc Common Stock 57636Q104   1,211,715 2,841 SH   SOLE   2,841 0 0
McDonalds Corp Common Stock 580135101   450,399 1,519 SH   SOLE   1,519 0 0
Merck and Co Inc Common Stock 58933Y105   350,608 3,216 SH   SOLE   3,216 0 0
Meta Platforms Inc Common Stock 30303M102   123,886 350 SH   OTR   350 0 0
Meta Platforms Inc Common Stock 30303M102   585,804 1,655 SH   SOLE   1,655 0 0
Microsoft Corp Common Stock 594918104   112,812 300 SH   OTR   300 0 0
Microsoft Corp Common Stock 594918104   2,262,257 6,016 SH   SOLE   6,016 0 0
Minnehaha Banshares Inc-Common Common Stock 603995002   1,427,525 8,950 SH   SOLE   8,950 0 0
Monster Beverage Common Stock 61174X109   63,947 1,110 SH   OTR   1,110 0 0
Monster Beverage Common Stock 61174X109   421,129 7,310 SH   SOLE   7,310 0 0
Nextera Energy Inc Common Stock 65339F101   298,719 4,918 SH   SOLE   4,918 0 0
Nike Common Stock 654106103   398,126 3,667 SH   SOLE   3,667 0 0
NVIDIA Corp Common Stock 67066G104   232,258 469 SH   SOLE   469 0 0
Oracle Corp Common Stock 68389X105   1,139,487 10,808 SH   SOLE   10,808 0 0
Oracle Corp Common Stock 68389X105   210,860 2,000 SH   OTR   2,000 0 0
O'Reilly Automotive Inc Common Stock 67103H107   452,238 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   133,011 140 SH   OTR   140 0 0
Paypal Holdings Inc Common Stock 70450Y103   184,169 2,999 SH   SOLE   2,999 0 0
Paypal Holdings Inc Common Stock 70450Y103   21,494 350 SH   OTR   350 0 0
Pepsico Inc Common Stock 713448108   477,590 2,812 SH   SOLE   2,812 0 0
Phillips 66 Common Stock 718546104   423,918 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   650,051 4,436 SH   SOLE   4,436 0 0
Qualcomm Inc Common Stock 747525103   121,778 842 SH   SOLE   842 0 0
Qualcomm Inc Common Stock 747525103   108,473 750 SH   OTR   750 0 0
Renaissance IPO ETF Exchange Traded Fund 759937204   384,265 10,190 SH   SOLE   10,190 0 0
Salesforce, Inc Common Stock 79466L302   348,397 1,324 SH   SOLE   1,324 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   3,500,746 42,198 SH   SOLE   42,198 0 0
Servicenow Inc Common Stock 81762P102   522,803 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   1,148,104 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   358,740 2,515 SH   SOLE   2,515 0 0
Simon Property Group Inc Common Stock 828806109   64,188 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   639,172 1,696 SH   SOLE   1,696 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   265,693 705 SH   OTR   705 0 0
SPDR Gold Trust Exchange Traded Fund 78463V107   677,698 3,545 SH   SOLE   3,545 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   2,390,334 5,029 SH   SOLE   5,029 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   427,779 900 SH   OTR   900 0 0
Steven Madden LTD Common Stock 556269108   340,200 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   436,090 3,062 SH   SOLE   3,062 0 0
Target Corp Common Stock 87612E106   85,452 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   482,511 2,533 SH   SOLE   2,533 0 0
TJX Companies Inc Common Stock 872540109   600,384 6,400 SH   SOLE   6,400 0 0
Uber Technologies Inc Common Stock 90353T100   381,549 6,197 SH   SOLE   6,197 0 0
Union Pacific Corp Common Stock 907818108   1,241,855 5,056 SH   SOLE   5,056 0 0
UnitedHealth Group Inc Common Stock 91324P102   855,514 1,625 SH   SOLE   1,625 0 0
VanEck Vectors Gold Miners ETF Exchange Traded Fund 92189F106   541,404 17,459 SH   SOLE   17,459 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   12,918,360 29,575 SH   SOLE   29,575 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   411,748 8,596 SH   SOLE   8,596 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   19,160 400 SH   OTR   400 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   1,081,241 3,478 SH   SOLE   3,478 0 0
Vanguard Intermediate-Term Corp Fixed Income ETF 92206C870   25,817,292 317,634 SH   SOLE   0 0 317,634
Vanguard Long-Term Corporate Index Fund ETF Fixed Income ETF 92206C813   8,356,679 104,263 SH   SOLE   0 0 104,263
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   5,275,577 22,677 SH   SOLE   22,677 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   1,033,989 11,702 SH   SOLE   11,702 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   636,734 3,538 SH   SOLE   3,538 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   3,904,940 26,120 SH   SOLE   26,120 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   774,042 6,934 SH   SOLE   6,934 0 0
Visa Inc Common Stock 92826C839   3,346,018 12,852 SH   SOLE   12,852 0 0
Vornado Realty Trust Common Stock 929042109   418,524 14,815 SH   SOLE   14,815 0 0
WalMart Inc Common Stock 931142103   127,381 808 SH   SOLE   808 0 0
WalMart Inc Common Stock 931142103   102,473 650 SH   OTR   650 0 0
Walt Disney Productions Common Stock 254687106   24,378 270 SH   OTR   270 0 0
Walt Disney Productions Common Stock 254687106   699,477 7,747 SH   SOLE   7,747 0 0
Waste Management Inc Common Stock 94106L109   377,006 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   704,191 14,307 SH   SOLE   14,307 0 0
Wells Fargo & Co Common Stock 949746101   81,213 1,650 SH   OTR   1,650 0 0
Xcel Energy Inc Common Stock 98389B100   210,742 3,404 SH   SOLE   3,404 0 0