The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   410,935 4,243 SH   SOLE   4,243 0 0
AbbVie Inc Common Stock 00287Y109   930,731 6,244 SH   SOLE   6,244 0 0
Activision Blizzard Inc Common Stock 00507V109   446,802 4,772 SH   SOLE   4,772 0 0
Adobe Systems Inc Common Stock 00724F101   362,029 710 SH   SOLE   710 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   427,194 3,240 SH   SOLE   3,240 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   1,304,282 9,967 SH   SOLE   9,967 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   52,344 400 SH   OTR   400 0 0
Amazon Com Inc Common Stock 023135106   236,443 1,860 SH   SOLE   1,860 0 0
American Electric Power Inc Common Stock 025537101   253,868 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   2,732,564 30,443 SH   SOLE   30,443 0 0
Apollo Global Management Inc Common Stock 03769M106   137,064 1,527 SH   OTR   1,527 0 0
Apple Computer Inc Common Stock 037833100   3,256,757 19,022 SH   SOLE   19,022 0 0
Apple Computer Inc Common Stock 037833100   149,295 872 SH   OTR   872 0 0
Automatic Data Processing Inc Common Stock 053015103   288,696 1,200 SH   SOLE   1,200 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   437,101 8,280 SH   SOLE   8,280 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   6,859,308 123,258 SH   SOLE   123,258 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   1,472,630 25,456 SH   SOLE   25,456 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   4,109,356 78,006 SH   SOLE   78,006 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   3,216,061 41,258 SH   SOLE   41,258 0 0
Bank of America Corp Common Stock 060505104   851,053 31,083 SH   SOLE   31,083 0 0
Bank of America Corp Common Stock 060505104   43,808 1,600 SH   OTR   1,600 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   3,862,408 11,026 SH   SOLE   11,026 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   107,542 307 SH   OTR   307 0 0
Black Hills Corp Common Stock 092113109   474,686 9,383 SH   SOLE   9,383 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   1,336,930 134,500 SH   SOLE   134,500 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   1,311,340 86,500 SH   SOLE   86,500 0 0
Blackstone Inc Common Stock 09260D107   1,702,776 15,893 SH   SOLE   15,893 0 0
Blackstone Inc Common Stock 09260D107   85,712 800 SH   OTR   800 0 0
Boston Beer Inc Common Stock 100557107   212,294 545 SH   SOLE   545 0 0
Bristol Myers Squibb Co Common Stock 110122108   649,758 11,195 SH   SOLE   11,195 0 0
Broadcom Inc Common Stock 11135F101   209,306 252 SH   SOLE   252 0 0
Caterpillar Inc Common Stock 149123101   1,313,130 4,810 SH   SOLE   4,810 0 0
Caterpillar Inc Common Stock 149123101   316,680 1,160 SH   OTR   1,160 0 0
Chevron Corp Common Stock 166764100   714,274 4,236 SH   SOLE   4,236 0 0
Cisco Systems Inc Common Stock 17275R102   533,676 9,927 SH   SOLE   9,927 0 0
Conocophillips Common Stock 20825C104   295,906 2,470 SH   SOLE   2,470 0 0
CSX Corp Common Stock 126408103   1,245,375 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   365,536 1,600 SH   SOLE   1,600 0 0
CVS Health Corporation Common Stock 126650100   232,431 3,329 SH   SOLE   3,329 0 0
CVS Health Corporation Common Stock 126650100   24,437 350 SH   OTR   350 0 0
Deere & Co Common Stock 244199105   225,673 598 SH   SOLE   598 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   400,266 15,330 SH   SOLE   15,330 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   813,083 27,148 SH   SOLE   27,148 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   4,596,476 135,111 SH   SOLE   135,111 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500   1,677,843 31,965 SH   SOLE   31,965 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   7,050,922 313,096 SH   SOLE   313,096 0 0
Dollar Tree Inc Common Stock 256746108   598,462 5,622 SH   SOLE   5,622 0 0
Electronic Arts Inc Common Stock 285512109   273,790 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   669,801 1,247 SH   SOLE   1,247 0 0
Emerson Electric Co Common Stock 291011104   28,874 299 SH   SOLE   299 0 0
Emerson Electric Co Common Stock 291011104   173,826 1,800 SH   OTR   1,800 0 0
Enterprise Products Partners LP Common Stock 293792107   221,697 8,100 SH   SOLE   8,100 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   430,420 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   939,111 7,987 SH   SOLE   7,987 0 0
Exxon Mobil Corp Common Stock 30231G102   158,145 1,345 SH   OTR   1,345 0 0
General Dynamics Corp Common Stock 369550108   351,784 1,592 SH   SOLE   1,592 0 0
Home Depot Inc Common Stock 437076102   322,103 1,066 SH   SOLE   1,066 0 0
Intel Corp Common Stock 458140100   460,550 12,955 SH   SOLE   12,955 0 0
Intel Corp Common Stock 458140100   40,883 1,150 SH   OTR   1,150 0 0
International Business Machines Common Stock 459200101   196,139 1,398 SH   SOLE   1,398 0 0
International Business Machines Common Stock 459200101   235,003 1,675 SH   OTR   1,675 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106   961,994 44,932 SH   SOLE   44,932 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   2,431,967 17,164 SH   SOLE   17,164 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   683,461 10,621 SH   SOLE   10,621 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   5,927,251 101,703 SH   SOLE   101,703 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   427,283 995 SH   SOLE   995 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   577,245 2,315 SH   SOLE   2,315 0 0
iShares Gold Trust Exchange Traded Fund 464285204   227,435 6,500 SH   SOLE   6,500 0 0
iShares MSCI China ETF Exchange Traded Fund 46429B671   267,619 6,182 SH   SOLE   6,182 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   876,607 23,099 SH   SOLE   23,099 0 0
iShares MSCI India ETF Exchange Traded Fund 46429B598   381,972 8,638 SH   SOLE   8,638 0 0
IShares Nasdaq Biotech Index Fund Exchange Traded Fund 464287556   442,690 3,620 SH   SOLE   3,620 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   512,700 5,000 SH   SOLE   5,000 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414   69,830 681 SH   OTR   681 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   1,846,769 6,943 SH   SOLE   6,943 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   708,090 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,396,742 15,290 SH   SOLE   15,290 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   1,902,692 27,809 SH   SOLE   27,809 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,180,173 8,138 SH   SOLE   8,138 0 0
J P Morgan Chase & Co Common Stock 46625H100   68,304 471 SH   OTR   471 0 0
Johnson & Johnson Common Stock 478160104   630,632 4,049 SH   SOLE   4,049 0 0
Johnson & Johnson Common Stock 478160104   154,660 993 SH   OTR   993 0 0
KELLANOVA Common Stock 487836108   206,440 3,469 SH   SOLE   3,469 0 0
KKR & Company Inc Common Stock 48251W104   864,063 14,027 SH   SOLE   14,027 0 0
Lockheed Martin Corp Common Stock 539830109   527,558 1,290 SH   SOLE   1,290 0 0
Lockheed Martin Corp Common Stock 539830109   30,672 75 SH   OTR   75 0 0
Lowes Companies Inc Common Stock 548661107   327,140 1,574 SH   SOLE   1,574 0 0
Marathon Petroleum Corp Common Stock 56585A102   249,408 1,648 SH   SOLE   1,648 0 0
Mastercard Inc Common Stock 57636Q104   1,124,780 2,841 SH   SOLE   2,841 0 0
Mastercard Inc Common Stock 57636Q104   163,115 412 SH   OTR   412 0 0
McDonalds Corp Common Stock 580135101   400,165 1,519 SH   SOLE   1,519 0 0
Merck and Co Inc Common Stock 58933Y105   382,562 3,716 SH   SOLE   3,716 0 0
Meta Platforms Inc Common Stock 30303M102   737,016 2,455 SH   SOLE   2,455 0 0
Meta Platforms Inc Common Stock 30303M102   105,074 350 SH   OTR   350 0 0
Microsoft Corp Common Stock 594918104   1,931,127 6,116 SH   SOLE   6,116 0 0
Microsoft Corp Common Stock 594918104   94,725 300 SH   OTR   300 0 0
Minnehaha Banshares Inc-Common Common Stock 603995002   1,752,600 9,200 SH   SOLE   9,200 0 0
Monster Beverage Common Stock 61174X109   387,065 7,310 SH   SOLE   7,310 0 0
Monster Beverage Common Stock 61174X109   58,775 1,110 SH   OTR   1,110 0 0
Nextera Energy Inc Common Stock 65339F101   287,882 5,025 SH   SOLE   5,025 0 0
Nike Common Stock 654106103   350,639 3,667 SH   SOLE   3,667 0 0
NVIDIA Corp Common Stock 67066G104   204,010 469 SH   SOLE   469 0 0
Occidental Petroleum Corp Common Stock 674599105   205,994 3,175 SH   SOLE   3,175 0 0
Oracle Corp Common Stock 68389X105   1,144,783 10,808 SH   SOLE   10,808 0 0
Oracle Corp Common Stock 68389X105   211,840 2,000 SH   OTR   2,000 0 0
O'Reilly Automotive Inc Common Stock 67103H107   432,617 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   127,240 140 SH   OTR   140 0 0
Paypal Holdings Inc Common Stock 70450Y103   198,706 3,399 SH   SOLE   3,399 0 0
Paypal Holdings Inc Common Stock 70450Y103   20,461 350 SH   OTR   350 0 0
Pepsico Inc Common Stock 713448108   477,990 2,821 SH   SOLE   2,821 0 0
Pfizer Inc Common Stock 717081103   234,943 7,083 SH   SOLE   7,083 0 0
Pfizer Inc Common Stock 717081103   29,355 885 SH   OTR   885 0 0
Phillips 66 Common Stock 718546104   382,558 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   654,328 4,486 SH   SOLE   4,486 0 0
Renaissance IPO ETF Exchange Traded Fund 759937204   407,250 12,737 SH   SOLE   12,737 0 0
Salesforce, Inc Common Stock 79466L302   268,481 1,324 SH   SOLE   1,324 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   2,569,270 35,331 SH   SOLE   35,331 0 0
Servicenow Inc Common Stock 81762P102   413,630 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   938,839 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   271,695 2,515 SH   SOLE   2,515 0 0
Simon Property Group Inc Common Stock 828806109   48,614 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   568,075 1,696 SH   SOLE   1,696 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   236,140 705 SH   OTR   705 0 0
SPDR Gold Trust Exchange Traded Fund 78463V107   607,790 3,545 SH   SOLE   3,545 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   2,149,797 5,029 SH   SOLE   5,029 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   384,732 900 SH   OTR   900 0 0
Steven Madden LTD Common Stock 556269108   257,337 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   338,565 3,062 SH   SOLE   3,062 0 0
Target Corp Common Stock 87612E106   66,342 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   415,297 2,543 SH   SOLE   2,543 0 0
TJX Companies Inc Common Stock 872540109   568,832 6,400 SH   SOLE   6,400 0 0
Uber Technologies Inc Common Stock 90353T100   270,191 5,875 SH   SOLE   5,875 0 0
Union Pacific Corp Common Stock 907818108   1,029,553 5,056 SH   SOLE   5,056 0 0
UnitedHealth Group Inc Common Stock 91324P102   819,309 1,625 SH   SOLE   1,625 0 0
VanEck Vectors Gold Miners ETF Exchange Traded Fund 92189F106   471,974 17,539 SH   SOLE   17,539 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   8,812,188 22,440 SH   SOLE   22,440 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   375,817 8,596 SH   SOLE   8,596 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   17,488 400 SH   OTR   400 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   949,817 3,488 SH   SOLE   3,488 0 0
Vanguard Intermediate-Term Corp Fixed Income ETF 92206C870   24,133,831 317,634 SH   SOLE   0 0 317,634
Vanguard Long-Term Corporate Index Fund ETF Fixed Income ETF 92206C813   7,467,316 104,263 SH   SOLE   0 0 104,263
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   3,726,663 17,896 SH   SOLE   17,896 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   885,373 11,702 SH   SOLE   11,702 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   564,276 3,538 SH   SOLE   3,538 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   2,771,427 20,093 SH   SOLE   20,093 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   716,421 6,934 SH   SOLE   6,934 0 0
Visa Inc Common Stock 92826C839   2,956,089 12,852 SH   SOLE   12,852 0 0
Vornado Realty Trust Common Stock 929042109   297,357 13,111 SH   SOLE   13,111 0 0
WalMart Inc Common Stock 931142103   129,223 808 SH   SOLE   808 0 0
WalMart Inc Common Stock 931142103   103,955 650 SH   OTR   650 0 0
Walt Disney Productions Common Stock 254687106   417,732 5,154 SH   SOLE   5,154 0 0
Walt Disney Productions Common Stock 254687106   21,884 270 SH   OTR   270 0 0
Waste Management Inc Common Stock 94106L109   320,886 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   686,734 16,807 SH   SOLE   16,807 0 0
Wells Fargo & Co Common Stock 949746101   67,419 1,650 SH   OTR   1,650 0 0