The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   429,321 3,938 SH   SOLE   3,938 0 0
AbbVie Inc Common Stock 00287Y109   842,601 6,254 SH   SOLE   6,254 0 0
Activision Blizzard Inc Common Stock 00507V109   402,280 4,772 SH   SOLE   4,772 0 0
Adobe Systems Inc Common Stock 00724F101   347,183 710 SH   SOLE   710 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   391,943 3,240 SH   SOLE   3,240 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   1,197,000 10,000 SH   SOLE   10,000 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   47,880 400 SH   OTR   400 0 0
Amazon Com Inc Common Stock 023135106   242,470 1,860 SH   SOLE   1,860 0 0
American Electric Power Inc Common Stock 025537101   284,175 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   2,363,136 30,766 SH   SOLE   30,766 0 0
Apollo Global Management Inc Common Stock 03769M106   117,289 1,527 SH   OTR   1,527 0 0
Apple Computer Inc Common Stock 037833100   3,689,697 19,022 SH   SOLE   19,022 0 0
Apple Computer Inc Common Stock 037833100   169,142 872 SH   OTR   872 0 0
Automatic Data Processing Inc Common Stock 053015103   265,067 1,206 SH   SOLE   1,206 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   757,537 14,078 SH   SOLE   14,078 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   6,403,888 111,566 SH   SOLE   111,566 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   1,130,306 19,637 SH   SOLE   19,637 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   3,030,333 56,801 SH   SOLE   56,801 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   3,280,575 42,270 SH   SOLE   42,270 0 0
Bank of America Corp Common Stock 060505104   891,771 31,083 SH   SOLE   31,083 0 0
Bank of America Corp Common Stock 060505104   45,904 1,600 SH   OTR   1,600 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   3,759,866 11,026 SH   SOLE   11,026 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   104,687 307 SH   OTR   307 0 0
Black Hills Corp Common Stock 092113109   565,420 9,383 SH   SOLE   9,383 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   1,521,520 143,000 SH   SOLE   143,000 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   1,559,460 94,000 SH   SOLE   94,000 0 0
Blackstone Inc Common Stock 09260D107   1,477,572 15,893 SH   SOLE   15,893 0 0
Blackstone Inc Common Stock 09260D107   74,376 800 SH   OTR   800 0 0
Bristol Myers Squibb Co Common Stock 110122108   715,920 11,195 SH   SOLE   11,195 0 0
Broadcom Inc Common Stock 11135F101   218,592 252 SH   SOLE   252 0 0
Caterpillar Inc Common Stock 149123101   1,183,501 4,810 SH   SOLE   4,810 0 0
Caterpillar Inc Common Stock 149123101   285,418 1,160 SH   OTR   1,160 0 0
Chevron Corp Common Stock 166764100   668,265 4,247 SH   SOLE   4,247 0 0
Cisco Systems Inc Common Stock 17275R102   513,623 9,927 SH   SOLE   9,927 0 0
Conocophillips Common Stock 20825C104   255,917 2,470 SH   SOLE   2,470 0 0
CSX Corp Common Stock 126408103   1,381,050 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   392,256 1,600 SH   SOLE   1,600 0 0
CVS Health Corporation Common Stock 126650100   233,245 3,374 SH   SOLE   3,374 0 0
CVS Health Corporation Common Stock 126650100   24,196 350 SH   OTR   350 0 0
Deere & Co Common Stock 244199105   242,304 598 SH   SOLE   598 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   418,816 15,330 SH   SOLE   15,330 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   841,317 27,148 SH   SOLE   27,148 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   4,661,330 135,111 SH   SOLE   135,111 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500   1,115,180 20,350 SH   SOLE   20,350 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   7,298,268 313,096 SH   SOLE   313,096 0 0
Dollar Tree Inc Common Stock 256746108   694,397 4,839 SH   SOLE   4,839 0 0
Electronic Arts Inc Common Stock 285512109   294,938 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   584,818 1,247 SH   SOLE   1,247 0 0
Enterprise Products Partners LP Common Stock 293792107   213,435 8,100 SH   SOLE   8,100 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   456,813 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   858,000 8,000 SH   SOLE   8,000 0 0
Exxon Mobil Corp Common Stock 30231G102   144,251 1,345 SH   OTR   1,345 0 0
General Dynamics Corp Common Stock 369550108   342,519 1,592 SH   SOLE   1,592 0 0
Home Depot Inc Common Stock 437076102   331,142 1,066 SH   SOLE   1,066 0 0
Intel Corp Common Stock 458140100   453,145 13,551 SH   SOLE   13,551 0 0
Intel Corp Common Stock 458140100   38,456 1,150 SH   OTR   1,150 0 0
International Business Machines Common Stock 459200101   187,066 1,398 SH   SOLE   1,398 0 0
International Business Machines Common Stock 459200101   224,132 1,675 SH   OTR   1,675 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   2,568,421 17,164 SH   SOLE   17,164 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   716,918 10,621 SH   SOLE   10,621 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   5,412,115 88,549 SH   SOLE   88,549 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   443,481 995 SH   SOLE   995 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   605,326 2,315 SH   SOLE   2,315 0 0
iShares Gold Trust Exchange Traded Fund 464285204   236,535 6,500 SH   SOLE   6,500 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   310,111 7,839 SH   SOLE   7,839 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   1,919,931 6,977 SH   SOLE   6,977 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   766,563 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,477,473 15,290 SH   SOLE   15,290 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,161,193 7,984 SH   SOLE   7,984 0 0
J P Morgan Chase & Co Common Stock 46625H100   68,502 471 SH   OTR   471 0 0
Johnson & Johnson Common Stock 478160104   678,963 4,102 SH   SOLE   4,102 0 0
Johnson & Johnson Common Stock 478160104   185,382 1,120 SH   OTR   1,120 0 0
Kellogg Co Common Stock 487836108   233,811 3,469 SH   SOLE   3,469 0 0
KKR & Company Inc Common Stock 48251W104   785,512 14,027 SH   SOLE   14,027 0 0
Lockheed Martin Corp Common Stock 539830109   593,890 1,290 SH   SOLE   1,290 0 0
Lockheed Martin Corp Common Stock 539830109   34,529 75 SH   OTR   75 0 0
Lowes Companies Inc Common Stock 548661107   355,252 1,574 SH   SOLE   1,574 0 0
Mastercard Inc Common Stock 57636Q104   1,117,365 2,841 SH   SOLE   2,841 0 0
Mastercard Inc Common Stock 57636Q104   162,040 412 SH   OTR   412 0 0
McDonalds Corp Common Stock 580135101   453,285 1,519 SH   SOLE   1,519 0 0
Merck and Co Inc Common Stock 58933Y105   428,789 3,716 SH   SOLE   3,716 0 0
Meta Platforms Inc Common Stock 30303M102   704,536 2,455 SH   SOLE   2,455 0 0
Meta Platforms Inc Common Stock 30303M102   100,443 350 SH   OTR   350 0 0
Microsoft Corp Common Stock 594918104   2,174,688 6,386 SH   SOLE   6,386 0 0
Microsoft Corp Common Stock 594918104   102,162 300 SH   OTR   300 0 0
Minnehaha Banshares Inc-Common Common Stock 603995002   1,752,600 9,200 SH   SOLE   9,200 0 0
Monster Beverage Common Stock 61174X109   419,886 7,310 SH   SOLE   7,310 0 0
Monster Beverage Common Stock 61174X109   63,758 1,110 SH   OTR   1,110 0 0
Nextera Energy Inc Common Stock 65339F101   374,413 5,046 SH   SOLE   5,046 0 0
Nike Common Stock 654106103   404,727 3,667 SH   SOLE   3,667 0 0
Oracle Corp Common Stock 68389X105   1,287,125 10,808 SH   SOLE   10,808 0 0
Oracle Corp Common Stock 68389X105   238,180 2,000 SH   OTR   2,000 0 0
O'Reilly Automotive Inc Common Stock 67103H107   454,723 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   133,742 140 SH   OTR   140 0 0
Paypal Holdings Inc Common Stock 70450Y103   226,815 3,399 SH   SOLE   3,399 0 0
Paypal Holdings Inc Common Stock 70450Y103   23,356 350 SH   OTR   350 0 0
Pepsico Inc Common Stock 713448108   542,880 2,931 SH   SOLE   2,931 0 0
Pfizer Inc Common Stock 717081103   287,314 7,833 SH   SOLE   7,833 0 0
Pfizer Inc Common Stock 717081103   32,462 885 SH   OTR   885 0 0
Phillips 66 Common Stock 718546104   303,690 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   680,706 4,486 SH   SOLE   4,486 0 0
Salesforce, Inc Common Stock 79466L302   279,708 1,324 SH   SOLE   1,324 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   2,403,871 32,073 SH   SOLE   32,073 0 0
Servicenow Inc Common Stock 81762P102   415,858 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   977,379 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   290,432 2,515 SH   SOLE   2,515 0 0
Simon Property Group Inc Common Stock 828806109   51,966 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   111,064 323 SH   SOLE   323 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   242,414 705 SH   OTR   705 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   53,637 121 SH   SOLE   121 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   398,952 900 SH   OTR   900 0 0
Steven Madden LTD Common Stock 556269108   264,789 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   403,878 3,062 SH   SOLE   3,062 0 0
Target Corp Common Stock 87612E106   79,140 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   443,180 2,552 SH   SOLE   2,552 0 0
TJX Companies Inc Common Stock 872540109   542,656 6,400 SH   SOLE   6,400 0 0
Uber Technologies Inc Common Stock 90353T100   253,624 5,875 SH   SOLE   5,875 0 0
Union Pacific Corp Common Stock 907818108   1,034,559 5,056 SH   SOLE   5,056 0 0
UnitedHealth Group Inc Common Stock 91324P102   781,040 1,625 SH   SOLE   1,625 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   8,045,409 19,754 SH   SOLE   19,754 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   400,288 8,668 SH   SOLE   8,668 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   18,472 400 SH   OTR   400 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   986,964 3,488 SH   SOLE   3,488 0 0
Vanguard Intermediate-Term Corp Fixed Income ETF 92206C870   25,102,615 317,634 SH   SOLE   0 0 317,634
Vanguard Long-Term Corporate Index Fund ETF Fixed Income ETF 92206C813   8,183,603 104,263 SH   SOLE   0 0 104,263
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   3,042,611 13,820 SH   SOLE   13,820 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   977,819 11,702 SH   SOLE   11,702 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   585,185 3,538 SH   SOLE   3,538 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   2,648,602 18,639 SH   SOLE   18,639 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   735,489 6,934 SH   SOLE   6,934 0 0
Visa Inc Common Stock 92826C839   3,052,093 12,852 SH   SOLE   12,852 0 0
Vornado Realty Trust Common Stock 929042109   237,834 13,111 SH   SOLE   13,111 0 0
WalMart Inc Common Stock 931142103   134,546 856 SH   SOLE   856 0 0
WalMart Inc Common Stock 931142103   102,167 650 SH   OTR   650 0 0
Walt Disney Productions Common Stock 254687106   892,443 9,996 SH   SOLE   9,996 0 0
Walt Disney Productions Common Stock 254687106   24,106 270 SH   OTR   270 0 0
Waste Management Inc Common Stock 94106L109   365,049 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   786,336 18,424 SH   SOLE   18,424 0 0
Wells Fargo & Co Common Stock 949746101   70,422 1,650 SH   OTR   1,650 0 0
Xcel Energy Inc Common Stock 98389B100   354,556 5,703 SH   SOLE   5,703 0 0