X0202 SCHEDULE 13G/A 0001314440 XXXXXXXX LIVE 2 Common Stock, $0.01 Par Value Per Share 06/30/2026 0001084961 Encore Capital Group, Inc. 292554102 350 Camino De La Reina, Suite 100 San Diego CA 92108 Rule 13d-1(b) Stephens Investment Management Group, LLC b AR 0 224402 0 264755 264755 N 1.2 IA Stephens Investments Holdings LLC b AR 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a parent holding company of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). Warren A. Stephens Trust UID 9/30/87 b AR 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a parent holding company of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). Warren A. Stephens b X1 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a control person of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). Warren Miles Amerine Stephens 2012 Trust UID 12/27/12 b AR 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a parent holding company of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). John Calhoun Stephens 2012 Trust UID 12/27/12 b AR 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a parent holding company of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). Laura Whitaker Stephens 2012 Trust UID 12/27/12 b AR 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a parent holding company of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). Warren Miles Amerine Stephens b X1 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a control person of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). John Calhoun Stephens b X1 0 224402 0 264755 264755 N 1.2 HC Reporting person may be deemed a control person of Stephens Investment Management Group LLC in accordance with Rule 13d-1(b)(1)(ii)(G). Encore Capital Group, Inc. 350 Camino De La Reina, Suite 100, San Diego, California 92108 See responses in row 1 on the cover pages of this schedule. 111 Center Street, Little Rock, Arkansas 72201 See responses in row 4 on the cover pages of this schedule. N IA HC See responses in row 9 on the cover pages of this schedule. See responses in row 11 on the cover pages of this schedule. See resposes in row 5 on the cover pages of this schedule. See responses in row 6 on the cover pages of this schedule. See responses in row 7 on the cover pages of this schedule. See responses in row 8 on the cover pages of this schedule. N Y Y N Please see Exhibit B attached hereto. Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11. Stephens Investment Management Group, LLC Allison Rhodes 08/05/2026 Stephens Investments Holdings LLC Todd Ferguson 08/05/2026 Warren A. Stephens Trust UID 9/30/87 Todd Ferguson 08/05/2026 Warren A. Stephens Todd Ferguson 08/05/2026 Warren Miles Amerine Stephens 2012 Trust UID 12/27/12 Todd Ferguson 08/05/2026 John Calhoun Stephens 2012 Trust UID 12/27/12 Todd Ferguson 08/05/2026 Laura Whitaker Stephens 2012 Trust UID 12/27/12 Todd Ferguson 08/05/2026 Warren Miles Amerine Stephens Todd Ferguson 08/05/2026 John Calhoun Stephens Todd Ferguson 08/05/2026