Dental Loan Portfolio (Tables)

12 Months Ended

Dec. 31, 2012

Major Classifications of Dental Loans

Major classifications of Dental Loans, at December 31, 2012, and 2011, are as follows:

	December 31,
	2012		2011
Real estate secured loans:
Owner-occupied commercial	$	59,327	$	35,949
Other dental real estate loans		3,103		12,284
Total permanent real estate loans		62,430		48,233
Dental construction loans		2,093		1,993
Total real estate loans		64,523		50,226
Commercial loans		206,259		158,263
Gross loans	$	270,782	$	208,489

Dental Loan Total by Market

The following table represents the dental lending by borrower location:

	December 31,
	2012		2011
In Market	$	191,908	$	166,133
Out-of-Market		78,874		42,356
Total	$	270,782	$	208,489

Dental Portfolio Allowance Activity

Allowance

	Twelve months ended December 31,
	2012			2011
Balance, beginning of period	$	1,824		$	1,916
Provision charged to income		1,315			313
Loans charged against allowance		(488	)		(405	)
Recoveries credited to allowance		32			—
Balance, end of period	$	2,683		$	1,824