9.	Federal Funds and Overnight Funds Purchased:

The Company has unsecured federal funds borrowing lines with various correspondent banks totaling $113,000. At December 31, 2012, there was $11,570 outstanding on these lines. At December 31, 2011, there was $12,300 in outstanding borrowings on these lines.

The Company also has a secured overnight borrowing line available from the Federal Reserve Bank totaling $87,740 at December 31, 2012. The Federal Reserve Bank borrowing line is secured through the pledging of approximately $131,196 of commercial loans under the Company’s Borrower-In-Custody program. At December 31, 2012, and December 31, 2011, there were no outstanding borrowings on this line.