Portfolio

of

Investments

(unaudited)

Lifecycle

Retirement

Income

Fund

August

31,

2023

1

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—100.0%(a)

DIRECT

REAL

ESTATE—5.3%

2,048,043

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-8/17/23;

cost

$21,658,420)

$

22,979,037‌

TOTAL

DIRECT

REAL

ESTATE

22,979,037‌

FIXED

INCOME—40.2%

10,304,621

TIAA-CREF

Core

Bond

Fund

92,123,311‌

6,373,724

TIAA-CREF

Core

Plus

Bond

Fund

57,108,563‌

1,026,492

TIAA-CREF

Emerging

Markets

Debt

Fund

8,273,522‌

1,044,278

TIAA-CREF

High-Yield

Fund

8,751,052‌

1,133,247

TIAA-CREF

International

Bond

Fund

9,145,302‌

TOTAL

FIXED

INCOME

175,401,750‌

INFLATION-PROTECTED

ASSETS—10.0%

4,206,287

TIAA-CREF

Inflation-Linked

Bond

Fund

43,913,638‌

TOTAL

INFLATION-PROTECTED

ASSETS

43,913,638‌

INTERNATIONAL

EQUITY—11.9%

1,117,129

TIAA-CREF

Emerging

Markets

Equity

Fund

8,769,467‌

1,763,168

TIAA-CREF

International

Equity

Fund

22,568,550‌

943,708

TIAA-CREF

International

Opportunities

Fund

13,504,456‌

732,472

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

7,288,095‌

TOTAL

INTERNATIONAL

EQUITY

52,130,568‌

SHORT-TERM

FIXED

INCOME—10.1%

4,469,813

TIAA-CREF

Short-Term

Bond

Fund

43,982,959‌

TOTAL

SHORT-TERM

FIXED

INCOME

43,982,959‌

U.S.

EQUITY—22.5%

262,118

Nuveen

Dividend

Growth

Fund

14,183,220‌

1,031,768

Nuveen

Dividend

Value

Fund

14,475,712‌

712,176

Nuveen

Growth

Opportunities

ETF

16,764,623‌

940,932

TIAA-CREF

Growth

&

Income

Fund

14,255,115‌

746,208

TIAA-CREF

Large-Cap

Growth

Fund

16,289,720‌

704,113

TIAA-CREF

Large-Cap

Value

Fund

14,469,512‌

209,869

TIAA-CREF

Quant

Small-Cap

Equity

Fund

3,519,507‌

318,135

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

4,215,284‌

TOTAL

U.S.

EQUITY

98,172,693‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

436,580,645‌

(Cost

$425,384,082)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$475,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

475,000‌

TOTAL

REPURCHASE

AGREEMENT

475,000‌

TOTAL

SHORT-TERM

INVESTMENTS

475,000‌

(Cost

$475,000)

TOTAL

INVESTMENTS—100.1%

437,055,645‌

(Cost

$425,859,082)

OTHER

ASSETS

&

LIABILITIES,

NET—(0.1)%

(

376,205‌

)

NET

ASSETS—100.0%

$

436,679,440‌

ETF

Exchange

Traded

Fund

Lifecycle

Retirement

Income

Fund

August

31,

2023

2

Portfolio

of

Investments

(unaudited)

(continued)

Portfolio

of

Investments

(unaudited)

(continued)

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$22,979,037

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$475,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

4.125%

and

maturity

date

6/15/26,

valued

at

$484,517.

Portfolio

of

Investments

(unaudited)

Lifecycle

2010

Fund

August

31,2023

3

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.7%(a)

DIRECT

REAL

ESTATE—3.6%

2,722,082

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

7/01/16-8/17/23;

cost

$27,956,804)

$

30,541,765‌

TOTAL

DIRECT

REAL

ESTATE

30,541,765‌

FIXED

INCOME—40.2%

19,814,905

TIAA-CREF

Core

Bond

Fund

177,145,254‌

12,256,694

TIAA-CREF

Core

Plus

Bond

Fund

109,819,983‌

1,972,518

TIAA-CREF

Emerging

Markets

Debt

Fund

15,898,496‌

2,005,013

TIAA-CREF

High-Yield

Fund

16,802,010‌

2,177,786

TIAA-CREF

International

Bond

Fund

17,574,735‌

TOTAL

FIXED

INCOME

337,240,478‌

INFLATION-PROTECTED

ASSETS—10.0%

8,083,626

TIAA-CREF

Inflation-Linked

Bond

Fund

84,393,056‌

TOTAL

INFLATION-PROTECTED

ASSETS

84,393,056‌

INTERNATIONAL

EQUITY—11.4%

2,049,710

TIAA-CREF

Emerging

Markets

Equity

Fund

16,090,222‌

3,231,774

TIAA-CREF

International

Equity

Fund

41,366,709‌

1,727,267

TIAA-CREF

International

Opportunities

Fund

24,717,197‌

1,343,723

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

13,370,042‌

TOTAL

INTERNATIONAL

EQUITY

95,544,170‌

SHORT-TERM

FIXED

INCOME—13.2%

11,277,457

TIAA-CREF

Short-Term

Bond

Fund

110,970,177‌

TOTAL

SHORT-TERM

FIXED

INCOME

110,970,177‌

U.S.

EQUITY—21.5%

481,303

Nuveen

Dividend

Growth

Fund

26,043,292‌

1,898,135

Nuveen

Dividend

Value

Fund

26,630,831‌

1,306,743

Nuveen

Growth

Opportunities

ETF

30,760,730‌

1,730,015

TIAA-CREF

Growth

&

Income

Fund

26,209,727‌

1,365,561

TIAA-CREF

Large-Cap

Growth

Fund

29,810,188‌

1,294,607

TIAA-CREF

Large-Cap

Value

Fund

26,604,180‌

386,859

TIAA-CREF

Quant

Small-Cap

Equity

Fund

6,487,633‌

585,424

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

7,756,866‌

TOTAL

U.S.

EQUITY

180,303,447‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

838,993,093‌

(Cost

$801,969,375)

TOTAL

INVESTMENTS—99.9%

838,993,093‌

(Cost

$801,969,375)

OTHER

ASSETS

&

LIABILITIES,

NET—0.1%

889,651‌

NET

ASSETS—100.0%

$

839,882,744‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$30,541,765

or

3.6%

of

net

assets.

Lifecycle

2015

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

4

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.7%(a)

DIRECT

REAL

ESTATE—5.2%

5,660,358

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

11/28/16-8/17/23;

cost

$59,460,489)

$

63,509,216‌

TOTAL

DIRECT

REAL

ESTATE

63,509,216‌

FIXED

INCOME—39.7%

28,228,039

TIAA-CREF

Core

Bond

Fund

252,358,668‌

17,459,915

TIAA-CREF

Core

Plus

Bond

Fund

156,440,842‌

2,811,959

TIAA-CREF

Emerging

Markets

Debt

Fund

22,664,389‌

2,861,172

TIAA-CREF

High-Yield

Fund

23,976,621‌

3,104,422

TIAA-CREF

International

Bond

Fund

25,052,683‌

TOTAL

FIXED

INCOME

480,493,203‌

INFLATION-PROTECTED

ASSETS—9.3%

10,750,449

TIAA-CREF

Inflation-Linked

Bond

Fund

112,234,687‌

TOTAL

INFLATION-PROTECTED

ASSETS

112,234,687‌

INTERNATIONAL

EQUITY—12.6%

3,257,877

TIAA-CREF

Emerging

Markets

Equity

Fund

25,574,334‌

5,136,375

TIAA-CREF

International

Equity

Fund

65,745,594‌

2,748,161

TIAA-CREF

International

Opportunities

Fund

39,326,189‌

2,131,967

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

21,213,074‌

TOTAL

INTERNATIONAL

EQUITY

151,859,191‌

SHORT-TERM

FIXED

INCOME—9.3%

11,430,939

TIAA-CREF

Short-Term

Bond

Fund

112,480,439‌

TOTAL

SHORT-TERM

FIXED

INCOME

112,480,439‌

U.S.

EQUITY—23.6%

763,514

Nuveen

Dividend

Growth

Fund

41,313,757‌

3,006,045

Nuveen

Dividend

Value

Fund

42,174,808‌

2,056,182

Nuveen

Growth

Opportunities

ETF

48,402,524‌

2,742,158

TIAA-CREF

Growth

&

Income

Fund

41,543,693‌

2,190,431

TIAA-CREF

Large-Cap

Growth

Fund

47,817,115‌

2,051,663

TIAA-CREF

Large-Cap

Value

Fund

42,161,665‌

611,615

TIAA-CREF

Quant

Small-Cap

Equity

Fund

10,256,790‌

927,061

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

12,283,560‌

TOTAL

U.S.

EQUITY

285,953,912‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

1,206,530,648‌

(Cost

$1,202,778,037)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$815,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

815,000‌

TOTAL

REPURCHASE

AGREEMENT

815,000‌

TOTAL

SHORT-TERM

INVESTMENTS

815,000‌

(Cost

$815,000)

TOTAL

INVESTMENTS—99.8%

1,207,345,648‌

(Cost

$1,203,593,037)

OTHER

ASSETS

&

LIABILITIES,

NET—0.2%

1,926,942‌

NET

ASSETS—100.0%

$

1,209,272,590‌

ETF

Exchange

Traded

Fund

5

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$63,509,216

or

5.2%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$815,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

1.625%

and

maturity

date

5/15/26,

valued

at

$831,327.

Lifecycle

2020

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

6

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—100.0%(a)

DIRECT

REAL

ESTATE—5.3%

12,363,411

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

11/28/16-8/17/23;

cost

$130,228,118)

$

138,717,469‌

TOTAL

DIRECT

REAL

ESTATE

138,717,469‌

FIXED

INCOME—38.8%

60,101,795

TIAA-CREF

Core

Bond

Fund

537,310,047‌

37,216,920

TIAA-CREF

Core

Plus

Bond

Fund

333,463,602‌

5,990,109

TIAA-CREF

Emerging

Markets

Debt

Fund

48,280,283‌

6,091,935

TIAA-CREF

High-Yield

Fund

51,050,418‌

6,611,657

TIAA-CREF

International

Bond

Fund

53,356,073‌

TOTAL

FIXED

INCOME

1,023,460,423‌

INFLATION-PROTECTED

ASSETS—7.3%

18,413,444

TIAA-CREF

Inflation-Linked

Bond

Fund

192,236,353‌

TOTAL

INFLATION-PROTECTED

ASSETS

192,236,353‌

INTERNATIONAL

EQUITY—14.3%

8,068,697

TIAA-CREF

Emerging

Markets

Equity

Fund

63,339,272‌

12,747,467

TIAA-CREF

International

Equity

Fund

163,167,573‌

6,821,650

TIAA-CREF

International

Opportunities

Fund

97,617,811‌

5,295,658

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

52,691,798‌

TOTAL

INTERNATIONAL

EQUITY

376,816,454‌

SHORT-TERM

FIXED

INCOME—7.3%

19,587,714

TIAA-CREF

Short-Term

Bond

Fund

192,743,106‌

TOTAL

SHORT-TERM

FIXED

INCOME

192,743,106‌

U.S.

EQUITY—27.0%

1,896,984

Nuveen

Dividend

Growth

Fund

102,645,814‌

7,470,537

Nuveen

Dividend

Value

Fund

104,811,635‌

5,143,800

Nuveen

Growth

Opportunities

ETF

121,085,052‌

6,811,993

TIAA-CREF

Growth

&

Income

Fund

103,201,701‌

5,423,526

TIAA-CREF

Large-Cap

Growth

Fund

118,395,576‌

5,096,859

TIAA-CREF

Large-Cap

Value

Fund

104,740,450‌

1,518,724

TIAA-CREF

Quant

Small-Cap

Equity

Fund

25,468,997‌

2,302,635

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

30,509,913‌

TOTAL

U.S.

EQUITY

710,859,138‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

2,634,832,943‌

(Cost

$2,590,415,898)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.0%

REPURCHASE

AGREEMENT—0.0%

$995,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

995,000‌

TOTAL

REPURCHASE

AGREEMENT

995,000‌

TOTAL

SHORT-TERM

INVESTMENTS

995,000‌

(Cost

$995,000)

TOTAL

INVESTMENTS—100.0%

2,635,827,943‌

(Cost

$2,591,410,898)

OTHER

ASSETS

&

LIABILITIES,

NET—(0.0)%

(

509,279‌

)

NET

ASSETS—100.0%

$

2,635,318,664‌

ETF

Exchange

Traded

Fund

7

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$138,717,469

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$995,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

4.500%

and

maturity

date

7/15/26,

valued

at

$1,014,985.

Lifecycle

2025

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

8

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.2%

18,661,139

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-8/07/23;

cost

$198,559,932)

$

209,377,982‌

TOTAL

DIRECT

REAL

ESTATE

209,377,982‌

FIXED

INCOME—36.3%

84,797,556

TIAA-CREF

Core

Bond

Fund

758,090,153‌

52,421,079

TIAA-CREF

Core

Plus

Bond

Fund

469,692,871‌

8,443,685

TIAA-CREF

Emerging

Markets

Debt

Fund

68,056,098‌

8,610,172

TIAA-CREF

High-Yield

Fund

72,153,245‌

9,367,774

TIAA-CREF

International

Bond

Fund

75,597,937‌

TOTAL

FIXED

INCOME

1,443,590,304‌

INFLATION-PROTECTED

ASSETS—5.3%

20,163,030

TIAA-CREF

Inflation-Linked

Bond

Fund

210,502,037‌

TOTAL

INFLATION-PROTECTED

ASSETS

210,502,037‌

INTERNATIONAL

EQUITY—16.6%

14,136,730

TIAA-CREF

Emerging

Markets

Equity

Fund

110,973,329‌

22,328,687

TIAA-CREF

International

Equity

Fund

285,807,195‌

11,922,379

TIAA-CREF

International

Opportunities

Fund

170,609,248‌

9,266,426

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

92,200,943‌

TOTAL

INTERNATIONAL

EQUITY

659,590,715‌

SHORT-TERM

FIXED

INCOME—5.3%

21,486,222

TIAA-CREF

Short-Term

Bond

Fund

211,424,429‌

TOTAL

SHORT-TERM

FIXED

INCOME

211,424,429‌

U.S.

EQUITY—31.2%

3,314,911

Nuveen

Dividend

Growth

Fund

179,369,843‌

13,048,826

Nuveen

Dividend

Value

Fund

183,075,034‌

8,933,404

Nuveen

Growth

Opportunities

ETF

210,292,330‌

11,899,784

TIAA-CREF

Growth

&

Income

Fund

180,281,732‌

9,512,612

TIAA-CREF

Large-Cap

Growth

Fund

207,660,326‌

8,906,284

TIAA-CREF

Large-Cap

Value

Fund

183,024,137‌

2,653,265

TIAA-CREF

Quant

Small-Cap

Equity

Fund

44,495,247‌

4,022,267

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

53,295,034‌

TOTAL

U.S.

EQUITY

1,241,493,683‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

3,975,979,150‌

(Cost

$3,839,579,625)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$4,405,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

4,405,000‌

TOTAL

REPURCHASE

AGREEMENT

4,405,000‌

TOTAL

SHORT-TERM

INVESTMENTS

4,405,000‌

(Cost

$4,405,000)

TOTAL

INVESTMENTS—100.0%

3,980,384,150‌

(Cost

$3,843,984,625)

OTHER

ASSETS

&

LIABILITIES,

NET—(0.0)%

(

1,180,335‌

)

NET

ASSETS—100.0%

$

3,979,203,815‌

ETF

Exchange

Traded

Fund

9

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$209,377,982

or

5.2%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$4,405,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

1.625%

and

maturity

date

5/15/26,

valued

at

$4,493,123.

Lifecycle

2030

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

10

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.3%

21,517,562

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-8/17/23;

cost

$230,901,759)

$

241,427,047‌

TOTAL

DIRECT

REAL

ESTATE

241,427,047‌

FIXED

INCOME—31.2%

84,212,483

TIAA-CREF

Core

Bond

Fund

752,859,600‌

51,950,082

TIAA-CREF

Core

Plus

Bond

Fund

465,472,736‌

8,372,163

TIAA-CREF

Emerging

Markets

Debt

Fund

67,479,634‌

8,549,214

TIAA-CREF

High-Yield

Fund

71,642,416‌

9,291,165

TIAA-CREF

International

Bond

Fund

74,979,703‌

TOTAL

FIXED

INCOME

1,432,434,089‌

INFLATION-PROTECTED

ASSETS—3.3%

14,422,201

TIAA-CREF

Inflation-Linked

Bond

Fund

150,567,775‌

TOTAL

INFLATION-PROTECTED

ASSETS

150,567,775‌

INTERNATIONAL

EQUITY—19.7%

19,344,250

TIAA-CREF

Emerging

Markets

Equity

Fund

151,852,365‌

30,639,306

TIAA-CREF

International

Equity

Fund

392,183,120‌

16,332,830

TIAA-CREF

International

Opportunities

Fund

233,722,796‌

12,724,608

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

126,609,846‌

TOTAL

INTERNATIONAL

EQUITY

904,368,127‌

SHORT-TERM

FIXED

INCOME—3.3%

15,345,520

TIAA-CREF

Short-Term

Bond

Fund

150,999,920‌

TOTAL

SHORT-TERM

FIXED

INCOME

150,999,920‌

U.S.

EQUITY—37.1%

4,547,276

Nuveen

Dividend

Growth

Fund

246,053,129‌

17,911,600

Nuveen

Dividend

Value

Fund

251,299,751‌

12,253,460

Nuveen

Growth

Opportunities

ETF

288,446,448‌

16,322,510

TIAA-CREF

Growth

&

Income

Fund

247,286,031‌

13,048,422

TIAA-CREF

Large-Cap

Growth

Fund

284,847,049‌

12,217,725

TIAA-CREF

Large-Cap

Value

Fund

251,074,239‌

3,639,578

TIAA-CREF

Quant

Small-Cap

Equity

Fund

61,035,718‌

5,518,681

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

73,122,520‌

TOTAL

U.S.

EQUITY

1,703,164,885‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

4,582,961,843‌

(Cost

$4,328,149,790)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$4,890,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

4,890,000‌

TOTAL

REPURCHASE

AGREEMENT

4,890,000‌

TOTAL

SHORT-TERM

INVESTMENTS

4,890,000‌

(Cost

$4,890,000)

TOTAL

INVESTMENTS—100.0%

4,587,851,843‌

(Cost

$4,333,039,790)

OTHER

ASSETS

&

LIABILITIES,

NET—(0.0)%

(

626,961‌

)

NET

ASSETS—100.0%

$

4,587,224,882‌

ETF

Exchange

Traded

Fund

11

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$241,427,047

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$4,890,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

1.625%

and

maturity

date

5/15/26,

valued

at

$4,987,870.

Lifecycle

2035

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

12

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.3%

22,637,730

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-8/17/23;

cost

$243,976,537)

$

253,995,334‌

TOTAL

DIRECT

REAL

ESTATE

253,995,334‌

FIXED

INCOME—24.7%

70,026,336

TIAA-CREF

Core

Bond

Fund

626,035,440‌

43,088,597

TIAA-CREF

Core

Plus

Bond

Fund

386,073,830‌

6,940,480

TIAA-CREF

Emerging

Markets

Debt

Fund

55,940,266‌

7,082,790

TIAA-CREF

High-Yield

Fund

59,353,783‌

7,725,809

TIAA-CREF

International

Bond

Fund

62,347,280‌

TOTAL

FIXED

INCOME

1,189,750,599‌

INFLATION-PROTECTED

ASSETS—1.2%

5,840,984

TIAA-CREF

Inflation-Linked

Bond

Fund

60,979,870‌

TOTAL

INFLATION-PROTECTED

ASSETS

60,979,870‌

INTERNATIONAL

EQUITY—23.4%

24,051,854

TIAA-CREF

Emerging

Markets

Equity

Fund

188,807,051‌

38,271,766

TIAA-CREF

International

Equity

Fund

489,878,599‌

20,366,639

TIAA-CREF

International

Opportunities

Fund

291,446,607‌

15,832,861

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

157,536,963‌

TOTAL

INTERNATIONAL

EQUITY

1,127,669,220‌

SHORT-TERM

FIXED

INCOME—1.3%

6,210,705

TIAA-CREF

Short-Term

Bond

Fund

61,113,340‌

TOTAL

SHORT-TERM

FIXED

INCOME

61,113,340‌

U.S.

EQUITY—44.0%

5,682,177

Nuveen

Dividend

Growth

Fund

307,462,587‌

22,441,207

Nuveen

Dividend

Value

Fund

314,850,128‌

15,249,448

Nuveen

Growth

Opportunities

ETF

358,972,006‌

20,381,579

TIAA-CREF

Growth

&

Income

Fund

308,780,924‌

16,256,976

TIAA-CREF

Large-Cap

Growth

Fund

354,889,776‌

15,253,208

TIAA-CREF

Large-Cap

Value

Fund

313,453,432‌

4,548,889

TIAA-CREF

Quant

Small-Cap

Equity

Fund

76,284,873‌

6,891,049

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

91,306,395‌

TOTAL

U.S.

EQUITY

2,126,000,121‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

4,819,508,484‌

(Cost

$4,399,739,255)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$5,420,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

5,420,000‌

TOTAL

REPURCHASE

AGREEMENT

5,420,000‌

TOTAL

SHORT-TERM

INVESTMENTS

5,420,000‌

(Cost

$5,420,000)

TOTAL

INVESTMENTS—100.0%

4,824,928,484‌

(Cost

$4,405,159,255)

OTHER

ASSETS

&

LIABILITIES,

NET—(0.0)%

(

1,290,827‌

)

NET

ASSETS—100.0%

$

4,823,637,657‌

ETF

Exchange

Traded

Fund

13

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$253,995,334

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$5,420,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

1.625%

and

maturity

date

5/15/26,

valued

at

$5,528,405.

Lifecycle

2040

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

14

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.3%

27,048,873

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-7/31/23;

cost

$291,380,433)

$

303,488,355‌

TOTAL

DIRECT

REAL

ESTATE

303,488,355‌

FIXED

INCOME—15.6%

52,792,506

TIAA-CREF

Core

Bond

Fund

471,965,006‌

32,534,214

TIAA-CREF

Core

Plus

Bond

Fund

291,506,558‌

5,229,721

TIAA-CREF

Emerging

Markets

Debt

Fund

42,151,555‌

5,340,548

TIAA-CREF

High-Yield

Fund

44,753,788‌

5,827,779

TIAA-CREF

International

Bond

Fund

47,030,173‌

TOTAL

FIXED

INCOME

897,407,080‌

INTERNATIONAL

EQUITY—27.4%

33,749,904

TIAA-CREF

Emerging

Markets

Equity

Fund

264,936,747‌

53,515,305

TIAA-CREF

International

Equity

Fund

684,995,900‌

28,519,116

TIAA-CREF

International

Opportunities

Fund

408,108,555‌

22,153,984

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

220,432,140‌

TOTAL

INTERNATIONAL

EQUITY

1,578,473,342‌

U.S.

EQUITY—51.6%

7,957,332

Nuveen

Dividend

Growth

Fund

430,571,242‌

31,396,866

Nuveen

Dividend

Value

Fund

440,498,032‌

21,338,850

Nuveen

Growth

Opportunities

ETF

502,316,529‌

28,539,899

TIAA-CREF

Growth

&

Income

Fund

432,379,465‌

22,783,153

TIAA-CREF

Large-Cap

Growth

Fund

497,356,227‌

21,355,195

TIAA-CREF

Large-Cap

Value

Fund

438,849,267‌

6,365,742

TIAA-CREF

Quant

Small-Cap

Equity

Fund

106,753,499‌

9,649,718

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

127,858,766‌

TOTAL

U.S.

EQUITY

2,976,583,027‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

5,755,951,804‌

(Cost

$5,074,410,797)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$5,795,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

5,795,000‌

TOTAL

REPURCHASE

AGREEMENT

5,795,000‌

TOTAL

SHORT-TERM

INVESTMENTS

5,795,000‌

(Cost

$5,795,000)

TOTAL

INVESTMENTS—100.0%

5,761,746,804‌

(Cost

$5,080,205,797)

OTHER

ASSETS

&

LIABILITIES,

NET—0.0%

524,343‌

NET

ASSETS—100.0%

$

5,762,271,147‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$303,488,355

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$5,795,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

4.500%

and

maturity

date

7/15/26,

valued

at

$5,910,932.

Portfolio

of

Investments

(unaudited)

Lifecycle

2045

Fund

August

31,2023

15

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.3%

18,877,167

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-7/31/23;

cost

$206,220,352)

$

211,801,817‌

TOTAL

DIRECT

REAL

ESTATE

211,801,817‌

FIXED

INCOME—8.0%

18,890,429

TIAA-CREF

Core

Bond

Fund

168,880,437‌

11,632,990

TIAA-CREF

Core

Plus

Bond

Fund

104,231,590‌

1,875,711

TIAA-CREF

Emerging

Markets

Debt

Fund

15,118,233‌

1,904,097

TIAA-CREF

High-Yield

Fund

15,956,335‌

2,070,013

TIAA-CREF

International

Bond

Fund

16,705,006‌

TOTAL

FIXED

INCOME

320,891,601‌

INTERNATIONAL

EQUITY—30.0%

25,873,501

TIAA-CREF

Emerging

Markets

Equity

Fund

203,106,984‌

40,945,821

TIAA-CREF

International

Equity

Fund

524,106,512‌

21,791,328

TIAA-CREF

International

Opportunities

Fund

311,833,899‌

16,919,230

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

168,346,342‌

TOTAL

INTERNATIONAL

EQUITY

1,207,393,737‌

U.S.

EQUITY—56.6%

6,076,485

Nuveen

Dividend

Growth

Fund

328,798,580‌

23,989,831

Nuveen

Dividend

Value

Fund

336,577,333‌

16,290,099

Nuveen

Growth

Opportunities

ETF

383,468,930‌

21,797,287

TIAA-CREF

Growth

&

Income

Fund

330,228,898‌

17,420,706

TIAA-CREF

Large-Cap

Growth

Fund

380,294,012‌

16,372,054

TIAA-CREF

Large-Cap

Value

Fund

336,445,716‌

4,873,910

TIAA-CREF

Quant

Small-Cap

Equity

Fund

81,735,464‌

7,405,693

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

98,125,437‌

TOTAL

U.S.

EQUITY

2,275,674,370‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

4,015,761,525‌

(Cost

$3,441,232,429)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$4,910,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

4,910,000‌

TOTAL

REPURCHASE

AGREEMENT

4,910,000‌

TOTAL

SHORT-TERM

INVESTMENTS

4,910,000‌

(Cost

$4,910,000)

TOTAL

INVESTMENTS—100.0%

4,020,671,525‌

(Cost

$3,446,142,429)

OTHER

ASSETS

&

LIABILITIES,

NET—(0.0)%

(

45,098‌

)

NET

ASSETS—100.0%

$

4,020,626,427‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$211,801,817

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$4,910,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

4.500%

and

maturity

date

7/15/26,

valued

at

$5,008,210.

Lifecycle

2050

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

16

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.3%

14,576,728

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-7/31/23;

cost

$160,758,708)

$

163,550,894‌

TOTAL

DIRECT

REAL

ESTATE

163,550,894‌

FIXED

INCOME—4.3%

7,894,520

TIAA-CREF

Core

Bond

Fund

70,577,009‌

4,862,880

TIAA-CREF

Core

Plus

Bond

Fund

43,571,401‌

783,400

TIAA-CREF

Emerging

Markets

Debt

Fund

6,314,202‌

794,158

TIAA-CREF

High-Yield

Fund

6,655,045‌

862,960

TIAA-CREF

International

Bond

Fund

6,964,088‌

TOTAL

FIXED

INCOME

134,081,745‌

INTERNATIONAL

EQUITY—31.3%

20,823,069

TIAA-CREF

Emerging

Markets

Equity

Fund

163,461,088‌

32,970,580

TIAA-CREF

International

Equity

Fund

422,023,427‌

17,502,401

TIAA-CREF

International

Opportunities

Fund

250,459,364‌

13,599,128

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

135,311,327‌

TOTAL

INTERNATIONAL

EQUITY

971,255,206‌

U.S.

EQUITY—59.0%

4,888,314

Nuveen

Dividend

Growth

Fund

264,506,695‌

19,340,513

Nuveen

Dividend

Value

Fund

271,347,400‌

13,092,360

Nuveen

Growth

Opportunities

ETF

308,194,155‌

17,529,169

TIAA-CREF

Growth

&

Income

Fund

265,566,913‌

14,040,591

TIAA-CREF

Large-Cap

Growth

Fund

306,506,100‌

13,162,775

TIAA-CREF

Large-Cap

Value

Fund

270,495,025‌

3,920,502

TIAA-CREF

Quant

Small-Cap

Equity

Fund

65,746,824‌

5,978,057

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

79,209,249‌

TOTAL

U.S.

EQUITY

1,831,572,361‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

3,100,460,206‌

(Cost

$2,683,523,746)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$3,545,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

3,545,000‌

TOTAL

REPURCHASE

AGREEMENT

3,545,000‌

TOTAL

SHORT-TERM

INVESTMENTS

3,545,000‌

(Cost

$3,545,000)

TOTAL

INVESTMENTS—100.0%

3,104,005,206‌

(Cost

$2,687,068,746)

OTHER

ASSETS

&

LIABILITIES,

NET—0.0%

661,862‌

NET

ASSETS—100.0%

$

3,104,667,068‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$163,550,894

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$3,545,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

3.625%

and

maturity

date

5/15/26,

valued

at

$3,615,914.

Portfolio

of

Investments

(unaudited)

Lifecycle

2055

Fund

August

31,2023

17

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.9%(a)

DIRECT

REAL

ESTATE—5.3%

7,029,110

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-7/31/23;

cost

$79,121,882)

$

78,866,618‌

TOTAL

DIRECT

REAL

ESTATE

78,866,618‌

FIXED

INCOME—3.1%

2,713,756

TIAA-CREF

Core

Bond

Fund

24,260,983‌

1,669,763

TIAA-CREF

Core

Plus

Bond

Fund

14,961,078‌

266,958

TIAA-CREF

Emerging

Markets

Debt

Fund

2,151,685‌

272,203

TIAA-CREF

High-Yield

Fund

2,281,061‌

293,852

TIAA-CREF

International

Bond

Fund

2,371,384‌

TOTAL

FIXED

INCOME

46,026,191‌

INTERNATIONAL

EQUITY—31.7%

10,196,490

TIAA-CREF

Emerging

Markets

Equity

Fund

80,042,449‌

16,091,041

TIAA-CREF

International

Equity

Fund

205,965,330‌

8,569,304

TIAA-CREF

International

Opportunities

Fund

122,626,739‌

6,641,177

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

66,079,712‌

TOTAL

INTERNATIONAL

EQUITY

474,714,230‌

U.S.

EQUITY—59.8%

2,388,379

Nuveen

Dividend

Growth

Fund

129,235,199‌

9,451,288

Nuveen

Dividend

Value

Fund

132,601,569‌

6,390,159

Nuveen

Growth

Opportunities

ETF

150,424,343‌

8,587,165

TIAA-CREF

Growth

&

Income

Fund

130,095,553‌

6,881,516

TIAA-CREF

Large-Cap

Growth

Fund

150,223,500‌

6,430,544

TIAA-CREF

Large-Cap

Value

Fund

132,147,671‌

1,914,352

TIAA-CREF

Quant

Small-Cap

Equity

Fund

32,103,678‌

2,911,243

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

38,573,972‌

TOTAL

U.S.

EQUITY

895,405,485‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

1,495,012,524‌

(Cost

$1,333,836,111)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.1%

REPURCHASE

AGREEMENT—0.1%

$2,030,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

2,030,000‌

TOTAL

REPURCHASE

AGREEMENT

2,030,000‌

TOTAL

SHORT-TERM

INVESTMENTS

2,030,000‌

(Cost

$2,030,000)

TOTAL

INVESTMENTS—100.0%

1,497,042,524‌

(Cost

$1,335,866,111)

OTHER

ASSETS

&

LIABILITIES,

NET—0.0%

327,711‌

NET

ASSETS—100.0%

$

1,497,370,235‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$78,866,618

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$2,030,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

4.500%

and

maturity

date

7/15/26,

valued

at

$2,070,602.

Lifecycle

2060

Fund

August

31,2023

Portfolio

of

Investments

(unaudited)

18

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—99.8%(a)

DIRECT

REAL

ESTATE—5.3%

2,647,339

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

8/01/16-8/17/23;

cost

$30,595,799)

$

29,703,144‌

TOTAL

DIRECT

REAL

ESTATE

29,703,144‌

FIXED

INCOME—1.8%

606,079

TIAA-CREF

Core

Bond

Fund

5,418,344‌

374,885

TIAA-CREF

Core

Plus

Bond

Fund

3,358,967‌

60,376

TIAA-CREF

Emerging

Markets

Debt

Fund

486,627‌

61,449

TIAA-CREF

High-Yield

Fund

514,946‌

66,679

TIAA-CREF

International

Bond

Fund

538,096‌

TOTAL

FIXED

INCOME

10,316,980‌

INTERNATIONAL

EQUITY—32.1%

3,893,645

TIAA-CREF

Emerging

Markets

Equity

Fund

30,565,111‌

6,128,958

TIAA-CREF

International

Equity

Fund

78,450,662‌

3,283,261

TIAA-CREF

International

Opportunities

Fund

46,983,466‌

2,545,508

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

25,327,802‌

TOTAL

INTERNATIONAL

EQUITY

181,327,041‌

U.S.

EQUITY—60.6%

912,895

Nuveen

Dividend

Growth

Fund

49,396,733‌

3,604,251

Nuveen

Dividend

Value

Fund

50,567,646‌

2,431,228

Nuveen

Growth

Opportunities

ETF

57,231,107‌

3,280,359

TIAA-CREF

Growth

&

Income

Fund

49,697,432‌

2,628,962

TIAA-CREF

Large-Cap

Growth

Fund

57,390,233‌

2,454,311

TIAA-CREF

Large-Cap

Value

Fund

50,436,092‌

731,794

TIAA-CREF

Quant

Small-Cap

Equity

Fund

12,272,179‌

1,108,917

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

14,693,155‌

TOTAL

U.S.

EQUITY

341,684,577‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

563,031,742‌

(Cost

$518,817,201)

PRINCIPAL

RATE

MATURITY

DATE

SHORT-TERM

INVESTMENTS—0.2%

REPURCHASE

AGREEMENT—0.2%

$1,040,000

(c)

Fixed

Income

Clearing

Corp

(FICC)

5

.300

%

09/01/23

1,040,000‌

TOTAL

REPURCHASE

AGREEMENT

1,040,000‌

TOTAL

SHORT-TERM

INVESTMENTS

1,040,000‌

(Cost

$1,040,000)

TOTAL

INVESTMENTS—100.0%

564,071,742‌

(Cost

$519,857,201)

OTHER

ASSETS

&

LIABILITIES,

NET—0.0%

106,692‌

NET

ASSETS—100.0%

$

564,178,434‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$29,703,144

or

5.3%

of

net

assets.

(c)

Agreement

with

Fixed

Income

Clearing

Corp

(FICC),

5.300%

dated

8/31/23

to

be

repurchased

at

$1,040,000

on

9/1/23,

collateralized

by

Government

Agency

Securities,

with

coupon

rate

4.125%

and

maturity

date

6/15/26,

valued

at

$1,060,897.

Portfolio

of

Investments

(unaudited)

Lifecycle

2065

Fund

August

31,2023

19

(Unaudited)

SHARES

DESCRIPTION

VALUE

AFFILIATED

INVESTMENT

COMPANIES—98.7%(a)

DIRECT

REAL

ESTATE—5.2%

235,334

(b)

TIAA-CREF

Real

Property

Fund

LP

(purchased

9/30/20-8/17/23;

cost

$2,873,732)

$

2,640,449‌

TOTAL

DIRECT

REAL

ESTATE

2,640,449‌

FIXED

INCOME—0.6%

17,332

TIAA-CREF

Core

Bond

Fund

154,950‌

10,724

TIAA-CREF

Core

Plus

Bond

Fund

96,091‌

1,726

TIAA-CREF

Emerging

Markets

Debt

Fund

13,913‌

1,757

TIAA-CREF

High-Yield

Fund

14,727‌

1,908

TIAA-CREF

International

Bond

Fund

15,400‌

TOTAL

FIXED

INCOME

295,081‌

INTERNATIONAL

EQUITY—32.3%

350,818

TIAA-CREF

Emerging

Markets

Equity

Fund

2,753,925‌

552,271

TIAA-CREF

International

Equity

Fund

7,069,070‌

295,759

TIAA-CREF

International

Opportunities

Fund

4,232,314‌

229,610

TIAA-CREF

Quant

International

Small-Cap

Equity

Fund

2,284,615‌

TOTAL

INTERNATIONAL

EQUITY

16,339,924‌

U.S.

EQUITY—60.7%

82,376

Nuveen

Dividend

Growth

Fund

4,457,365‌

323,892

Nuveen

Dividend

Value

Fund

4,544,205‌

217,128

Nuveen

Growth

Opportunities

ETF

5,111,193‌

295,897

TIAA-CREF

Growth

&

Income

Fund

4,482,841‌

238,448

TIAA-CREF

Large-Cap

Growth

Fund

5,205,315‌

221,073

TIAA-CREF

Large-Cap

Value

Fund

4,543,040‌

65,916

TIAA-CREF

Quant

Small-Cap

Equity

Fund

1,105,404‌

99,843

TIAA-CREF

Quant

Small/Mid-Cap

Equity

Fund

1,322,923‌

TOTAL

U.S.

EQUITY

30,772,286‌

TOTAL

AFFILIATED

INVESTMENT

COMPANIES

50,047,740‌

(Cost

$46,409,390)

TOTAL

INVESTMENTS—98.8%

50,047,740‌

(Cost

$46,409,390)

OTHER

ASSETS

&

LIABILITIES,

NET—1.2%

595,311‌

NET

ASSETS—100.0%

$

50,643,051‌

ETF

Exchange

Traded

Fund

(a)

The

Fund

invests

its

assets

in

the

affiliated

TIAA-CREF

Real

Property

Fund

LP,

the

affiliated

Nuveen

Growth

Opportunities

ETF,

Class

W

shares

of

the

affiliated

TIAA-CREF

Funds

and

Class

R6

shares

of

the

affiliated

Nuveen

Funds.

(b)

Restricted

security.

At

8/31/23,

the

total

value

of

this

security

amounted

to

$2,640,449

or

5.2%

of

net

assets.

20

Notes

to

Portfolios

of

Investments

(Unaudited)

Organization

and

Significant

Accounting

Policies

Part

F

of

Form

N-PORT

was

prepared in

accordance

with

accounting

principles

generally

accepted

in

the

United

States

of

America

(“U.S.

GAAP”)

and

in

conformity

with

the

applicable

rules

and

regulations

of

the

U.S.

Securities

and

Exchange

Commission related

to

interim

filings. Part

F

of

Form

N-PORT

does

not

include

all

information

and

footnotes

required

by

U.S.

GAAP

for

complete

financial

statements.

Certain

footnote

disclosures

normally

included

in

financial

statements

prepared

in

accordance

with

U.S.

GAAP

have

been

condensed

or

omitted

from

this

report.

For

a

full

set

of

financial

statement

notes,

please

refer

to

the

most

recently

filed

annual

or

semiannual

report.

Valuation

of

Investments

The

Funds' investments

in

securities

are

recorded

at

their

estimated

fair

value

utilizing

valuation

methods

approved

by

the

Adviser,

subject

to

the

review

and

oversight

of

the

Board.

Fair

value

is

defined

as

the

price

that

would

be

received

upon

selling

an

investment

or

transferring

a

liability

in

an

orderly

transaction

to

an

independent

buyer

in

the

principal

or

most

advantageous

market

for

the

investment.

U.S.

GAAP

establishes

the

three-tier

hierarchy

that

is

used

to

maximize

the

use

of

observable

market

data

and

minimize

the

use

of

unobservable

inputs

and

to

establish

classification

of

fair

value

measurements

for

disclosure

purposes.

Observable

inputs

reflect

the

assumptions

market

participants

would

use

in

pricing

the

asset

or

liability.

Observable

inputs

are

based

on

market

data

obtained

from

sources

independent

of

the

reporting

entity.

Unobservable

inputs

reflect

management’s

assumptions

about

the

assumptions

market

participants

would

use

in

pricing

the

asset

or

liability.

Unobservable

inputs

are

based

on

the

best

information

available

in

the

circumstances.

The

following

is

a

summary

of

the

three-tiered

hierarchy

of

valuation

input

levels:

Level

1

–

Inputs

are

unadjusted

and

prices

are

determined

using

quoted

prices

in

active

markets

for

identical

securities.

Level

2

–

Prices

are

determined

using

other

significant

observable

inputs

(including

quoted

prices

for

similar

securities,

interest

rates,

credit

spreads,

etc.).

Level

3

–

Prices

are

determined

using

significant

unobservable

inputs

(including

management’s

assumptions

in

determining

the

fair

value

of

investments).

In

accordance

with

ASC

820,

certain

portfolio

investments

that

are

measured

at

fair

value

using

the

net

asset

value

("NAV")

per

share

practical

expedient

are

not

categorized

within

the

fair

value

hierarchy.

These

investments

will

be

disclosed

at

their

fair

value

to

allow

reconciliation

back

to

the

portfolio

of

investments. 

The

following

table

summarizes

the

market

value

of

the

Funds'

investments

as

of

the

end

of

the

reporting

period,

based

on

the

inputs

used

to

value

them:

Fund

Level

1

Level

2

Level

3

Fair

value

using

practical

expedient

a

Total

Lifecycle

Retirement

Income

Registered

investment

companies

$

413,601,608

$

—

$

—

$

—

$

413,601,608

TIAA-CREF

Real

Property

Fund

LP

—

—

—

22,979,037

22,979,037

Short-term

investments

—

475,000

—

—

475,000

Total

$

413,601,608

$

475,000

$

—

$

22,979,037

$

437,055,645

Lifecycle

2010

Registered

investment

companies

$

808,451,328

$

—

$

—

$

—

$

808,451,328

TIAA-CREF

Real

Property

Fund

LP

—

—

—

30,541,765

30,541,765

Total

$

808,451,328

$

—

$

—

$

30,541,765

$

838,993,093

Lifecycle

2015

Registered

investment

companies

$

1,143,021,432

$

—

$

—

$

—

$

1,143,021,432

TIAA-CREF

Real

Property

Fund

LP

—

—

—

63,509,216

63,509,216

Short-term

investments

—

815,000

—

—

815,000

Total

$

1,143,021,432

$

815,000

$

—

$

63,509,216

$

1,207,345,648

Lifecycle

2020

Registered

investment

companies

$

2,496,115,474

$

—

$

—

$

—

$

2,496,115,474

TIAA-CREF

Real

Property

Fund

LP

—

—

—

138,717,469

138,717,469

Short-term

investments

—

995,000

—

—

995,000

Total

$

2,496,115,474

$

995,000

$

—

$

138,717,469

$

2,635,827,943

Lifecycle

2025

Registered

investment

companies

$

3,766,601,168

$

—

$

—

$

—

$

3,766,601,168

TIAA-CREF

Real

Property

Fund

LP

—

—

—

209,377,982

209,377,982

Short-term

investments

—

4,405,000

—

—

4,405,000

Total

$

3,766,601,168

$

4,405,000

$

—

$

209,377,982

$

3,980,384,150

Lifecycle

2030

Registered

investment

companies

$

4,341,534,796

$

—

$

—

$

—

$

4,341,534,796

TIAA-CREF

Real

Property

Fund

LP

—

—

—

241,427,047

241,427,047

Short-term

investments

—

4,890,000

—

—

4,890,000

Total

$

4,341,534,796

$

4,890,000

$

—

$

241,427,047

$

4,587,851,843

21

Fund

Level

1

Level

2

Level

3

Fair

value

using

practical

expedient

a

Total

Lifecycle

2035

Registered

investment

companies

$

4,565,513,150

$

—

$

—

$

—

$

4,565,513,150

TIAA-CREF

Real

Property

Fund

LP

—

—

—

253,995,334

253,995,334

Short-term

investments

—

5,420,000

—

—

5,420,000

Total

$

4,565,513,150

$

5,420,000

$

—

$

253,995,334

$

4,824,928,484

Lifecycle

2040

Registered

investment

companies

$

5,452,463,449

$

—

$

—

$

—

$

5,452,463,449

TIAA-CREF

Real

Property

Fund

LP

—

—

—

303,488,355

303,488,355

Short-term

investments

—

5,795,000

—

—

5,795,000

Total

$

5,452,463,449

$

5,795,000

$

—

$

303,488,355

$

5,761,746,804

Lifecycle

2045

Registered

investment

companies

$

3,803,959,708

$

—

$

—

$

—

$

3,803,959,708

TIAA-CREF

Real

Property

Fund

LP

—

—

—

211,801,817

211,801,817

Short-term

investments

—

4,910,000

—

—

4,910,000

Total

$

3,803,959,708

$

4,910,000

$

—

$

211,801,817

$

4,020,671,525

Lifecycle

2050

Registered

investment

companies

$

2,936,909,312

$

—

$

—

$

—

$

2,936,909,312

TIAA-CREF

Real

Property

Fund

LP

—

—

—

163,550,894

163,550,894

Short-term

investments

—

3,545,000

—

—

3,545,000

Total

$

2,936,909,312

$

3,545,000

$

—

$

163,550,894

$

3,104,005,206

Lifecycle

2055

Registered

investment

companies

$

1,416,145,906

$

—

$

—

$

—

$

1,416,145,906

TIAA-CREF

Real

Property

Fund

LP

—

—

—

78,866,618

78,866,618

Short-term

investments

—

2,030,000

—

—

2,030,000

Total

$

1,416,145,906

$

2,030,000

$

—

$

78,866,618

$

1,497,042,524

Lifecycle

2060

Registered

investment

companies

$

533,328,598

$

—

$

—

$

—

$

533,328,598

TIAA-CREF

Real

Property

Fund

LP

—

—

—

29,703,144

29,703,144

Short-term

investments

—

1,040,000

—

—

1,040,000

Total

$

533,328,598

$

1,040,000

$

—

$

29,703,144

$

564,071,742

Lifecycle

2065

Registered

investment

companies

$

47,407,291

$

—

$

—

$

—

$

47,407,291

TIAA-CREF

Real

Property

Fund

LP

—

—

—

2,640,449

2,640,449

Total

$

47,407,291

$

—

$

—

$

2,640,449

$

50,047,740

a

In

accordance

with

ASC

820,

certain

investments

that

are

measured

at

fair

value

using

the

net

asset

value

per

share

practical

expedient

have

not

been

classified

in

the

fair

value

hierarchy.

The

fair

value

amounts

presented

in

this

table

are

intended

to

permit

reconciliation

of

the

fair

value

hierarchy

to

the

amounts

presented

in

the

Statements

of

assets

and

liabilities.

A10998-D

(10/23)