<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/nport" xmlns:com="http://www.sec.gov/edgar/common" xmlns:ncom="http://www.sec.gov/edgar/nportcommon" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sec.gov/edgar/nport eis_NPORT_Filer.xsd">
  <headerData>
    <submissionType>NPORT-P</submissionType>
    <isConfidential>false</isConfidential>
    <filerInfo>

      <filer>
        <issuerCredentials>
          <cik>0001084380</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>


      <seriesClassInfo>
        <seriesId>S000026507</seriesId>
        <classId>C000079545</classId>
        <classId>C000079546</classId>
        <classId>C000079547</classId>
        <classId>C000162586</classId>
      </seriesClassInfo>


    </filerInfo>
  </headerData>
  <formData>
    <genInfo>
      <regName>TIAA-CREF Funds</regName>
      <regFileNumber>811-09301</regFileNumber>
      <regCik>0001084380</regCik>
      <regLei>549300L8R42TEBN5NG46</regLei>
      <regStreet1>730 Third Avenue</regStreet1>
      <regCity>New York</regCity>
      <regStateConditional regCountry="US" regState="US-NY"/>
      <regZipOrPostalCode>10017</regZipOrPostalCode>
      <regPhone>800-842-2733</regPhone>
      <seriesName>Nuveen Lifecycle Index 2045 Fund</seriesName>
      <seriesId>S000026507</seriesId>
      <seriesLei>549300IM4QFJTR76JZ55</seriesLei>
      <repPdEnd>2026-05-31</repPdEnd>
      <repPdDate>2026-02-28</repPdDate>
      <isFinalFiling>N</isFinalFiling>
    </genInfo>
    <fundInfo>
      <totAssets>9944617610.00</totAssets>
      <totLiabs>1125825.00</totLiabs>
      <netAssets>9943491785.00</netAssets>
      <assetsAttrMiscSec>0.00000000</assetsAttrMiscSec>
      <assetsInvested>0.00000000</assetsInvested>
      <amtPayOneYrBanksBorr>0.00000000</amtPayOneYrBanksBorr>
      <amtPayOneYrCtrldComp>0.00000000</amtPayOneYrCtrldComp>
      <amtPayOneYrOthAffil>0.00000000</amtPayOneYrOthAffil>
      <amtPayOneYrOther>0.00000000</amtPayOneYrOther>
      <amtPayAftOneYrBanksBorr>0.00000000</amtPayAftOneYrBanksBorr>
      <amtPayAftOneYrCtrldComp>0.00000000</amtPayAftOneYrCtrldComp>
      <amtPayAftOneYrOthAffil>0.00000000</amtPayAftOneYrOthAffil>
      <amtPayAftOneYrOther>0.00000000</amtPayAftOneYrOther>
      <delayDeliv>0.00000000</delayDeliv>
      <standByCommit>0.00000000</standByCommit>
      <liquidPref>0.00000000</liquidPref>
      <cshNotRptdInCorD>0.00000000</cshNotRptdInCorD>
      <isNonCashCollateral>N</isNonCashCollateral>
      <returnInfo>
        <monthlyTotReturns>
          <monthlyTotReturn classId="C000079545" rtn1="0.75229300" rtn2="2.72904400" rtn3="1.46381100"/>
          <monthlyTotReturn classId="C000079546" rtn1="0.73134700" rtn2="2.71632600" rtn3="1.44492900"/>
          <monthlyTotReturn classId="C000079547" rtn1="0.71125100" rtn2="2.73008700" rtn3="1.42465700"/>
          <monthlyTotReturn classId="C000162586" rtn1="0.71992100" rtn2="2.73513800" rtn3="1.46699200"/>
        </monthlyTotReturns>
        <othMon1 netRealizedGain="56805341.47000000" netUnrealizedAppr="-216882780.60000000"/>
        <othMon2 netRealizedGain="2484796.05000000" netUnrealizedAppr="254724088.55000000"/>
        <othMon3 netRealizedGain="10721173.19000000" netUnrealizedAppr="127881463.46000000"/>
      </returnInfo>
      <mon1Flow redemption="497078745.00000000" reinvestment="283265990.00000000" sales="182350882.00000000"/>
      <mon2Flow redemption="203814193.00000000" reinvestment="0.00000000" sales="145530557.00000000"/>
      <mon3Flow redemption="91843549.00000000" reinvestment="0.00000000" sales="124891017.00000000"/>



    </fundInfo>
    <invstOrSecs>
      <invstOrSec>
        <name>Nuveen Bond Index Fund</name>
        <lei>NCAWRAP0DM0YEWRNTR48</lei>
        <title>Nuveen Bond Index Fund, Class W</title>
        <cusip>87245P411</cusip>
        <identifiers>
          <isin value="US87245P4110"/>
        </identifiers>
        <balance>112799450.85600000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1117842557.98000000</valUSD>
        <pctVal>11.24195184297</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Nuveen Emerging Markets Equity Index Fund</name>
        <lei>5493004RD24327BLFY59</lei>
        <title>Nuveen Emerging Markets Equity Index Fund, Class W</title>
        <cusip>87245P247</cusip>
        <identifiers>
          <isin value="US87245P2478"/>
        </identifiers>
        <balance>65231032.67900000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1048915005.48000000</valUSD>
        <pctVal>10.54875921014</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Nuveen Equity Index Fund</name>
        <lei>5493008XKF5QLPMT8X42</lei>
        <title>Nuveen Equity Index Fund, Class W</title>
        <cusip>87245P296</cusip>
        <identifiers>
          <isin value="US87245P2965"/>
        </identifiers>
        <balance>113547436.75000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>5383283976.32000000</valUSD>
        <pctVal>54.13876827897</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Nuveen International Equity Index Fund</name>
        <lei>5493007QRNHFHVDGR653</lei>
        <title>Nuveen International Equity Index Fund, Class W</title>
        <cusip>87245P239</cusip>
        <identifiers>
          <isin value="US87245P2395"/>
        </identifiers>
        <balance>65822768.72300000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2017467861.36000000</valUSD>
        <pctVal>20.28932999576</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Nuveen High Yield Corporate Bond Etf</name>
        <lei>254900BHVIZ3N6CM2C91</lei>
        <title>Nuveen High Yield Corporate Bond Etf</title>
        <cusip>67092P680</cusip>
        <identifiers>
          <isin value="US67092P6806"/>
        </identifiers>
        <balance>3369232.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>84365569.28000000</valUSD>
        <pctVal>0.848450133053</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Nuveen International Aggregate Bond Etf</name>
        <lei>254900I1FK6BLIV8RX55</lei>
        <title>Nuveen International Aggregate Bond Etf</title>
        <cusip>67092P672</cusip>
        <identifiers>
          <isin value="US67092P6723"/>
        </identifiers>
        <balance>10881050.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>276813912.00000000</valUSD>
        <pctVal>2.783870273997</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Bank of New York Mellon Corp/The</name>
        <lei>WFLLPEPC7FZXENRZV188</lei>
        <title>Fixed Income Clearing Corp</title>
        <cusip>RPEH59NY1</cusip>
        <identifiers>
          <ticker value="FICCNT"/>
        </identifiers>
        <balance>12220000.00000000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>12220000.00000000</valUSD>
        <pctVal>0.122894454626</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>RA</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <repurchaseAgrmt>
          <transCat>Repurchase</transCat>
          <clearedCentCparty centralCounterparty="Fixed Income Clearing Corporation" isCleared="Y"/>
          <isTriParty>N</isTriParty>
          <repurchaseRt>3.660</repurchaseRt>
          <maturityDt>2026-03-02</maturityDt>
          <repurchaseCollaterals>
            <repurchaseCollateral>
              <principalAmt>14413400</principalAmt>
              <principalCd>USD</principalCd>
              <collateralVal>12464434.7</collateralVal>
              <collateralCd>USD</collateralCd>
              <invstCat>UST</invstCat>
            </repurchaseCollateral>
          </repurchaseCollaterals>
        </repurchaseAgrmt>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <signature>
      <ncom:dateSigned>2026-02-28</ncom:dateSigned>
      <ncom:nameOfApplicant>TIAA-CREF Funds</ncom:nameOfApplicant>
      <ncom:signature>Gina Spunder</ncom:signature>
      <ncom:signerName>Gina Spunder</ncom:signerName>
      <ncom:title>Director, Fund Financial Reporting</ncom:title>
    </signature>
  </formData>
  <documents>XXXX</documents>
</edgarSubmission>
