0000930413-24-001892.txt : 20240618 0000930413-24-001892.hdr.sgml : 20240618 20240618080147 ACCESSION NUMBER: 0000930413-24-001892 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20240618 DATE AS OF CHANGE: 20240618 EFFECTIVENESS DATE: 20240618 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 ORGANIZATION NAME: IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-76651 FILM NUMBER: 241050225 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 0001084380 S000005360 Nuveen Equity Index Fund C000014611 Class R6 TIEIX C000033987 Retirement Class TIQRX C000033988 Class A TINRX C000079551 Premier Class TCEPX C000162542 Class I TEIHX C000202742 Class W TEQWX 0001084380 S000005361 Nuveen S&P 500 Index Fund C000014612 Class R6 TISPX C000014613 Retirement Class TRSPX C000162543 Class I TISAX C000202743 Class W TISWX 0001084380 S000005367 Nuveen Small Cap Blend Index Fund C000014624 Class R6 TISBX C000014625 Retirement Class TRBIX C000162544 Class I TRHBX C000202744 Class W TRHWX 0001084380 S000005368 Nuveen International Equity Index Fund C000014626 Class R6 TCIEX C000014627 Retirement Class TRIEX C000079552 Premier Class TRIPX C000162545 Class I TCIHX C000202745 Class W TCIWX 0001084380 S000005371 Nuveen Large Cap Responsible Equity Fund C000014633 Class R6 TISCX C000014634 Retirement Class TRSCX C000033990 Class A TICRX C000079555 Premier Class TRPSX C000162548 Class I TICHX 0001084380 S000005387 Nuveen Large Cap Growth Index Fund C000014660 Class R6 TILIX C000014661 Retirement Class TRIRX C000162564 Class I TRIHX C000202753 Class W TRIWX 0001084380 S000005388 Nuveen Large Cap Value Index Fund C000014662 Class R6 TILVX C000014663 Retirement Class TRCVX C000162565 Class I THCVX C000202754 Class W THCWX 0001084380 S000029605 Nuveen Emerging Markets Equity Index Fund C000090854 Class A TEQKX C000090855 Retirement Class TEQSX C000090856 Premier Class TEQPX C000090857 Class R6 TEQLX C000162589 Class I TEQHX C000202764 Class W TENWX 0001084380 S000050279 Nuveen International Responsible Equity Fund C000158754 Class R6 TSONX C000158755 Premier Class TSOPX C000158756 Class A TSORX C000158757 Retirement Class TSOEX C000162604 Class I TSOHX 0001084380 S000050280 Nuveen Social Choice Low Carbon Equity Fund C000158758 Premier Class TPWCX C000158759 Class A TLWCX C000158760 Retirement Class TEWCX C000158761 Class R6 TNWCX C000162605 Class I TCCHX 497 1 c109123_497.htm
Nuveen
Funds
Supplement

 

Nuveen U.S. Equity Funds

 

Nuveen Large Cap Responsible Equity Fund
Nuveen Social Choice Low Carbon Equity Fund

 

SUPPLEMENT NO. 2

dated June 18, 2024, to the Statutory Prospectus dated March 1, 2024, as supplemented through May 6, 2024

 

Effective June 18, 2024, Lei Liao has retired and is no longer a portfolio manager of the Nuveen Large Cap Responsible Equity Fund and Nuveen Social Choice Low Carbon Equity Fund (the “Funds”). Therefore, all references to Mr. Liao are hereby removed from these Funds’ portfolio management team disclosure in the Statutory Prospectus.

 

Effective June 18, 2024, Nazar Romanyak has been added to the portfolio management team of the Funds listed above. Consequently, the following is hereby added to the sub-sections entitled “Portfolio Managers” in the sections entitled “Portfolio management” on pages 80 and 89 of the Statutory Prospectus:

 

Name: Nazar Romanyak, CFA
Title: Senior Director
Experience on Fund: since 2024

 

Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the entries for each Fund in the table of the sub-section entitled “Portfolio management teams” of the section entitled “Management of the Funds” on pages 116 and 117 of the Statutory Prospectus:

 

            Total Experience
(since dates
specified below)
Name & Title   Portfolio Role   Experience Over
Past Five Years
  At
Advisors*
 

Total

  On
Team
Nazar Romanyak, CFA                    
Senior Director   Portfolio Manager   Advisors, TCIM and other advisory affiliates—2013 to Present (portfolio management of domestic and international large-, mid- and small-cap equity index and ESG portfolios)   2013   2002   2024
* Including tenure at affiliate or predecessor firms, as applicable.

 

A41708 (6/24)

 
Nuveen
Funds
Supplement

 

Nuveen Equity Index Funds

 

Nuveen Equity Index Fund

Nuveen Large Cap Growth Index Fund

Nuveen Large Cap Value Index Fund

Nuveen S&P 500 Index Fund

Nuveen Small Cap Blend Index Fund

Nuveen Emerging Markets Equity Index Fund

Nuveen International Equity Index Fund

 

SUPPLEMENT NO. 2
dated June 18, 2024, to the Statutory Prospectus dated March 1, 2024, as supplemented through May 6, 2024

 

Effective June 18, 2024, Lei Liao has retired and is no longer a portfolio manager of the Nuveen Equity Index Fund, Nuveen Large Cap Growth Index Fund, Nuveen Large Cap Value Index Fund, Nuveen S&P 500 Index Fund, Nuveen Small Cap Blend Index Fund, Nuveen Emerging Markets Equity Index Fund and Nuveen International Equity Index Fund (the “Funds”). Therefore, all references to Mr. Liao are hereby removed from these Funds’ portfolio management team disclosure in the Statutory Prospectus.

 

Effective June 18, 2024, Nazar Romanyak has been added to the portfolio management team of the Funds listed above. Consequently, the following is hereby added to the sub-sections entitled “Portfolio Managers” in the sections entitled “Portfolio management” on pages 12, 20, 28, 35, 44, 54 and 62 of the Statutory Prospectus:

 

Name: Nazar Romanyak, CFA
Title: Senior Director
Experience on Fund: since 2024
 

Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the entries for each Fund in the table of the sub-section entitled “Portfolio management teams” of the section entitled “Management of the Funds” beginning on page 82 of the Statutory Prospectus:

 

            Total Experience
(since dates
specified below)
Name & Title   Portfolio Role   Experience Over
Past Five Years
  At
Advisors*
  Total   On
Team
Nazar Romanyak, CFA                    
Senior Director   Portfolio Manager   Advisors, TCIM and other advisory affiliates—2013 to Present (portfolio management of domestic and international large-, mid- and small-cap equity index and ESG portfolios)   2013   2002   2024
* Including tenure at affiliate or predecessor firms, as applicable.

 

A41709 (6/24)

 
Nuveen
Funds
Supplement

 

Nuveen International Funds

 

Nuveen International Responsible Equity Fund

 

SUPPLEMENT NO. 2
dated June 18, 2024, to the Statutory Prospectus dated March 1, 2024, as supplemented through May 6, 2024

 

Effective June 18, 2024, Lei Liao has retired and is no longer a portfolio manager of the Nuveen International Responsible Equity Fund (the “Fund”). Therefore, all references to Mr. Liao are hereby removed from the Fund’s portfolio management team disclosure in the Statutory Prospectus.

 

Effective June 18, 2024, Nazar Romanyak has been added to the portfolio management team of the Fund. Consequently, the following is hereby added to the sub-section entitled “Portfolio Managers” in the section entitled “Portfolio management” on page 52 of the Statutory Prospectus:

 

Name: Nazar Romanyak, CFA
Title: Senior Director
Experience on Fund: since 2024

 

Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the entry for the Fund in the table of the sub-section entitled “Portfolio management teams” of the section entitled “Management of the Funds” on page 109 of the Statutory Prospectus:

 

            Total Experience
(since dates
specified below)
Name & Title   Portfolio Role   Experience Over
Past Five Years
  At
Advisors*
  Total   On
Team
Nazar Romanyak, CFA                    
Senior Director   Portfolio Manager   Advisors, TCIM and other advisory affiliates—2013 to Present (portfolio management of domestic and international large-, mid- and small-cap equity index and ESG portfolios)   2013   2002   2024
* Including tenure at affiliate or predecessor firms, as applicable.

 

A41710 (6/24)

 
Nuveen
Funds
Supplement

 

SUPPLEMENT NO. 2
dated June 18, 2024, to the Statement of Additional Information (“SAI”) dated March 1, 2024 and August 1, 2023, as supplemented through May 6, 2024

 

Effective June 18, 2024, Lei Liao has retired and is no longer a portfolio manager of the Nuveen Emerging Markets Equity Index Fund, Nuveen Equity Index Fund, Nuveen International Equity Index Fund, Nuveen Large Cap Growth Index Fund, Nuveen Large Cap Value Index Fund, Nuveen Small Cap Blend Index Fund, Nuveen Large Cap Responsible Equity Fund, Nuveen International Responsible Equity Fund, Nuveen Social Choice Low Carbon Equity Fund and Nuveen S&P 500 Index Fund (the “Funds”). Therefore, all references to Mr. Liao are hereby removed from the portfolio management team disclosure for these Funds in the SAI.

 

Effective June 18, 2024, Nazar Romanyak has been added to the portfolio management team of the Funds listed above. Accordingly, the following is hereby added to the entries for each Fund in the chart appearing under the sub-section entitled “Additional information regarding portfolio managers” of the section entitled “Information about the Funds’ portfolio management” beginning on page 99 of the SAI:

 

   Number of other accounts managed  Total assets in other accounts managed (millions)     
Name of portfolio manager  Registered
investment
companies
  Other pooled
investment
vehicles
  Other
accounts
  Registered
investment
companies
  Other pooled
investment
vehicles
  Other
accounts
  Dollar range of
equity securities
owned in Fund*
 
Nuveen Emerging Markets Equity Index Fund                    
Nazar Romanyak**  27  6  6  $164,240  $3,637  $1,824  $0  
Nuveen Equity Index Fund                    
Nazar Romanyak**  27  6  6  $127,582  $3,637  $1,824  $0  
Nuveen International Equity Index Fund                    
Nazar Romanyak**  27  6  6  $146,654  $3,637  $1,824  $0  
Nuveen Large Cap Growth Index Fund                    
Nazar Romanyak**  27  6  6  $157,634  $3,637  $1,824  $0  
Nuveen Large Cap Value Index Fund                    
Nazar Romanyak**  27  6  6  $160,768  $3,637  $1,824  $0  
Nuveen Small Cap Blend Index Fund                    
Nazar Romanyak**  27  6  6  $167,221  $3,637  $1,824  $0  
Nuveen Large Cap Responsible Equity Fund                    
Nazar Romanyak**  27  6  6  $164,443  $3,637  $1,824  $0  
Nuveen International Responsible Equity Fund                    
Nazar Romanyak**  27  6  6  $168,903  $3,637  $1,824  $0  
Nuveen Social Choice Low Carbon Equity Fund                    
Nazar Romanyak**  27  6  6  $169,334  $3,637  $1,824  $0  
Nuveen S&P 500 Index Fund                    
Nazar Romanyak**  27  6  6  $161,097  $3,637  $1,824  $1–10,000  
  * Includes notional amounts awarded in connection with long-term compensation awards described above.
  ** This information is as of April 30, 2024.

 

A41711 (6/24)

 
GRAPHIC 2 x2_c109123x1x1.jpg GRAPHIC begin 644 x2_c109123x1x1.jpg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end