<SEC-DOCUMENT>0000930413-21-001494-index.html : 20210820 <SEC-HEADER>0000930413-21-001494.hdr.sgml : 20210820 <ACCEPTANCE-DATETIME>20210820080125 ACCESSION NUMBER: 0000930413-21-001494 CONFORMED SUBMISSION TYPE: N-PX PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20210630 FILED AS OF DATE: 20210820 DATE AS OF CHANGE: 20210820 EFFECTIVENESS DATE: 20210820 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: N-PX SEC ACT: 1940 Act SEC FILE NUMBER: 811-09301 FILM NUMBER: 211191726 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 <SERIES-AND-CLASSES-CONTRACTS-DATA> <EXISTING-SERIES-AND-CLASSES-CONTRACTS> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005360 <SERIES-NAME>TIAA-CREF Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014611 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIEIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033987 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIQRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033988 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TINRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079551 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCEPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162542 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202742 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEQWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005361 <SERIES-NAME>TIAA-CREF S&P 500 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014612 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TISPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014613 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRSPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162543 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TISAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202743 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TISWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005367 <SERIES-NAME>TIAA-CREF Small-Cap Blend Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014624 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TISBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014625 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRBIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162544 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRHBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202744 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TRHWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005368 <SERIES-NAME>TIAA-CREF International Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014626 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014627 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRIEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079552 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162545 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202745 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TCIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005369 <SERIES-NAME>TIAA-CREF Real Estate Securities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014628 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIREX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014629 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCREX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014630 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRRSX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079553 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRRPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162546 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005370 <SERIES-NAME>TIAA-CREF Growth & Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014631 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIGRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014632 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRGIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033989 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079554 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRPGX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162547 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TGIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202746 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TGIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005371 <SERIES-NAME>TIAA-CREF Social Choice Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014633 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TISCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014634 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRSCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033990 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TICRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079555 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRPSX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162548 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TICHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005372 <SERIES-NAME>TIAA-CREF Core Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014635 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBDX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033991 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIDRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033992 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIORX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079556 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIDPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162549 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202747 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TBBWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005373 <SERIES-NAME>TIAA-CREF Inflation-Linked Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014636 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014637 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033993 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIKRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079557 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIKPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162550 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202748 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005374 <SERIES-NAME>TIAA-CREF Money Market Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014638 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033994 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIEXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033995 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIRXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079558 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPPXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162551 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TMHXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202749 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TMWXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005375 <SERIES-NAME>TIAA-CREF Lifecycle 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014639 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047972 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079559 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162552 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005376 <SERIES-NAME>TIAA-CREF Lifecycle 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014640 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047973 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCNIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079560 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCFPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162553 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCNHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005377 <SERIES-NAME>TIAA-CREF Lifecycle 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014641 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047974 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCWIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079561 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCWPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162554 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCWHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005378 <SERIES-NAME>TIAA-CREF Lifecycle 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014642 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLFX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047975 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCYIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079562 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCQPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162555 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCQHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005379 <SERIES-NAME>TIAA-CREF Lifecycle 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014643 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047976 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079563 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCHPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162556 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCHHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005380 <SERIES-NAME>TIAA-CREF Lifecycle 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014644 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047977 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079564 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCYPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162557 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCYHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005381 <SERIES-NAME>TIAA-CREF International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014645 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIIEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014646 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRERX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033996 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIERX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079565 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TREPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162558 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIEHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202750 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIEWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005382 <SERIES-NAME>TIAA-CREF Lifecycle 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014647 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLOX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047978 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCOIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079566 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCZPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162559 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCZHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005383 <SERIES-NAME>TIAA-CREF Large-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014648 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TRLIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014649 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014650 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRLCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079567 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRCPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162560 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRLHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202751 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TRLWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005384 <SERIES-NAME>TIAA-CREF Mid-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014651 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TRPWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014652 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCMGX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014653 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRGMX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079568 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRGPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162561 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005385 <SERIES-NAME>TIAA-CREF Mid-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014654 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIMVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014655 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCMVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014656 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRVRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079569 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRVPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162562 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRVHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005386 <SERIES-NAME>TIAA-CREF Quant Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014657 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TISEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014658 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCSEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014659 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRSEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079570 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSRPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162563 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSCHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202752 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TSCWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005387 <SERIES-NAME>TIAA-CREF Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014660 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TILIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014661 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162564 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202753 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TRIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005388 <SERIES-NAME>TIAA-CREF Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014662 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TILVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014663 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRCVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162565 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>THCVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202754 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>THCWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012194 <SERIES-NAME>TIAA-CREF Managed Allocation Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033271 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIMRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033272 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TITRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033273 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIMIX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012195 <SERIES-NAME>TIAA-CREF Short-Term Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033274 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033275 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TISRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033276 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TISIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079571 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSTPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162566 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202755 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TCTWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012196 <SERIES-NAME>TIAA-CREF High-Yield Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033277 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIYRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033278 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033279 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079572 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162567 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202756 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIHWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012197 <SERIES-NAME>TIAA-CREF Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033280 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIRTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033281 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TILRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033282 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TILGX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079573 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TILPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162568 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TILHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202757 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TILWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012198 <SERIES-NAME>TIAA-CREF Core Plus Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033283 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033284 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033285 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBFX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079574 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TBPPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162569 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202758 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TCBWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012199 <SERIES-NAME>TIAA-CREF 5-15 Year Laddered Tax-Exempt Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033286 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIXRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033287 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TITIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162570 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIXHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019656 <SERIES-NAME>TIAA-CREF Quant International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054988 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TFIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162571 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEIEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202759 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019657 <SERIES-NAME>TIAA-CREF Quant Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054989 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162572 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TECGX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202760 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TECWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019658 <SERIES-NAME>TIAA-CREF Quant Large-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054990 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TEVIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162573 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TELCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202761 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TELWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019659 <SERIES-NAME>TIAA-CREF Lifecycle 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054991 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054992 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079575 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162574 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019660 <SERIES-NAME>TIAA-CREF Lifecycle 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054993 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TFTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054994 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079576 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162575 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TFTHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019661 <SERIES-NAME>TIAA-CREF Lifecycle Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054995 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TLRRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054996 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054997 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079577 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162576 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026498 <SERIES-NAME>TIAA-CREF Lifecycle Index 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079517 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079518 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079519 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162577 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026499 <SERIES-NAME>TIAA-CREF Lifecycle Index Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079520 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TRILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079521 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079522 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRCIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162578 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026500 <SERIES-NAME>TIAA-CREF Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079523 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079524 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079525 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079526 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TBILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162579 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202762 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TBIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026501 <SERIES-NAME>TIAA-CREF Lifecycle Index 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079527 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079528 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079529 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLGRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162580 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFAX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026502 <SERIES-NAME>TIAA-CREF Lifecycle Index 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079530 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079531 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079532 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162581 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026503 <SERIES-NAME>TIAA-CREF Lifecycle Index 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079533 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLQIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079534 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLVPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079535 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLQRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162582 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLQHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026504 <SERIES-NAME>TIAA-CREF Lifecycle Index 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079536 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079537 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079538 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162583 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026505 <SERIES-NAME>TIAA-CREF Lifecycle Index 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079539 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079540 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079541 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162584 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026506 <SERIES-NAME>TIAA-CREF Lifecycle Index 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079542 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLZIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079543 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLPRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079544 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLZRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162585 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLZHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026507 <SERIES-NAME>TIAA-CREF Lifecycle Index 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079545 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079546 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLMPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079547 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLMRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162586 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026508 <SERIES-NAME>TIAA-CREF Lifecycle Index 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079548 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079549 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079550 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162587 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000029604 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090850 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TEMRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090851 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TEMSX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090852 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TEMPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090853 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TEMLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162588 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEMHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202763 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEMVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000029605 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090854 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TEQKX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090855 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TEQSX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090856 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TEQPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000090857 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TEQLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162589 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEQHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202764 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TENWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000031926 <SERIES-NAME>TIAA-CREF Lifecycle Index 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099413 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099414 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099415 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162590 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000031927 <SERIES-NAME>TIAA-CREF Lifecycle 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099416 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099417 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099418 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162591 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034958 <SERIES-NAME>TIAA-CREF Lifestyle Aggressive Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107517 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSAIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107518 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSAPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107519 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSALX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107520 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSARX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162593 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSAHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034959 <SERIES-NAME>TIAA-CREF Lifestyle Conservative Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107521 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCSIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107522 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLSPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107523 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSCLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107524 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSCTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162594 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLSHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034960 <SERIES-NAME>TIAA-CREF Lifestyle Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107525 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107526 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107527 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107528 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGGX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162595 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034961 <SERIES-NAME>TIAA-CREF Lifestyle Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107529 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSITX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107530 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107531 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107532 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLSRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162596 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034962 <SERIES-NAME>TIAA-CREF Lifestyle Moderate Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107533 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSIMX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107534 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107535 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107536 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162597 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000038169 <SERIES-NAME>TIAA-CREF Core Impact Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117721 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117722 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117723 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117724 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162598 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000040206 <SERIES-NAME>TIAA-CREF International Opportunities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000124962 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIOIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000124963 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIOPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000124964 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIOSX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000124965 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIOTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162599 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIOHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202765 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIOVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046660 <SERIES-NAME>TIAA-CREF Emerging Markets Debt Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145608 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TEDNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145609 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TEDPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145610 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TEDLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145611 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TEDTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162600 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEDHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202766 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEDVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046661 <SERIES-NAME>TIAA-CREF Lifecycle 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145612 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145613 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145614 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162601 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046662 <SERIES-NAME>TIAA-CREF Lifecycle Index 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145615 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TVITX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145616 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TVIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145617 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TVIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162602 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TVIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050278 <SERIES-NAME>TIAA-CREF Short-Term Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158750 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TNSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158751 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158752 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TRSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158753 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TESHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162603 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTBHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202767 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TTBWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050279 <SERIES-NAME>TIAA-CREF Social Choice International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158754 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSONX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158755 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSOPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158756 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSORX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158757 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSOEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162604 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSOHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050280 <SERIES-NAME>TIAA-CREF Social Choice Low Carbon Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158758 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPWCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158759 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158760 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TEWCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158761 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TNWCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162605 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCCHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000054622 <SERIES-NAME>TIAA-CREF International Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171516 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171517 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171518 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171519 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171520 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202768 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIBUX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000054623 <SERIES-NAME>TIAA-CREF Quant Small/Mid-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171521 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMOX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171522 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171523 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171524 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMMX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000171525 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202769 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TSMUX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000055721 <SERIES-NAME>TIAA-CREF Quant International Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000175453 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TAISX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000175454 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIISX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000175455 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPISX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000175456 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TLISX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000175457 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTISX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202770 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TAIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000063522 <SERIES-NAME>TIAA-CREF Green Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205811 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TGRNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205812 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TGRLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205813 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TGROX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205814 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TGRMX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205815 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TGRKX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000063523 <SERIES-NAME>TIAA-CREF Short Duration Impact Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205816 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSDJX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205817 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSDFX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205818 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSDBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205819 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSDDX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000205820 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSDHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000069450 <SERIES-NAME>TIAA-CREF Lifecycle 2065 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221702 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSFPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221703 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSFHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221704 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSFTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221705 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSFRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000069451 <SERIES-NAME>TIAA-CREF Lifecycle Index 2065 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221706 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TFIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221707 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TFIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221708 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TFIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000221709 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TFITX </CLASS-CONTRACT> </SERIES> </EXISTING-SERIES-AND-CLASSES-CONTRACTS> </SERIES-AND-CLASSES-CONTRACTS-DATA> </SEC-HEADER> <DOCUMENT> <TYPE>N-PX <SEQUENCE>1 <FILENAME>c102111_npx.txt <TEXT> Document 1 - file: c102111_npx.txt
</DOCUMENT> </SEC-DOCUMENT>