<SEC-DOCUMENT>0000930413-20-002375-index.html : 20200930
<SEC-HEADER>0000930413-20-002375.hdr.sgml : 20200930
<ACCEPTANCE-DATETIME>20200929181831
ACCESSION NUMBER:		0000930413-20-002375
CONFORMED SUBMISSION TYPE:	497K
PUBLIC DOCUMENT COUNT:		8
FILED AS OF DATE:		20200930
DATE AS OF CHANGE:		20200929
EFFECTIVENESS DATE:		20200930

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TIAA-CREF FUNDS
		CENTRAL INDEX KEY:			0001084380
		IRS NUMBER:				134055167
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		497K
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-76651
		FILM NUMBER:		201210037

	BUSINESS ADDRESS:	
		STREET 1:		730 THIRD AVE.
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017
		BUSINESS PHONE:		2129166746

	MAIL ADDRESS:	
		STREET 1:		730 THIRD AVE.
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TIAA CREF INSTITUTIONAL MUTUAL FUNDS
		DATE OF NAME CHANGE:	19990415
<SERIES-AND-CLASSES-CONTRACTS-DATA>
<EXISTING-SERIES-AND-CLASSES-CONTRACTS>
<SERIES>
<OWNER-CIK>0001084380
<SERIES-ID>S000026507
<SERIES-NAME>TIAA-CREF Lifecycle Index 2045 Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000079545
<CLASS-CONTRACT-NAME>Institutional Class
<CLASS-CONTRACT-TICKER-SYMBOL>TLXIX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000079546
<CLASS-CONTRACT-NAME>Premier Class
<CLASS-CONTRACT-TICKER-SYMBOL>TLMPX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000079547
<CLASS-CONTRACT-NAME>Retirement Class
<CLASS-CONTRACT-TICKER-SYMBOL>TLMRX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000162586
<CLASS-CONTRACT-NAME>Advisor Class
<CLASS-CONTRACT-TICKER-SYMBOL>TLMHX
</CLASS-CONTRACT>
</SERIES>
</EXISTING-SERIES-AND-CLASSES-CONTRACTS>
</SERIES-AND-CLASSES-CONTRACTS-DATA>
</SEC-HEADER>
<DOCUMENT>
<TYPE>497K
<SEQUENCE>1
<FILENAME>c100422_497k.htm
<TEXT>
Document 1 - file: c100422_497k.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>img_09b463c275db4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: img_09b463c275db4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>img_c0f2bac6a35e4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: img_c0f2bac6a35e4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>img_9be6d1e4e5404.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: img_9be6d1e4e5404.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>img_0a5c846d41f74.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: img_0a5c846d41f74.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>img_dbbc5c41d2974.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: img_dbbc5c41d2974.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>img_b854270ee6974.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: img_b854270ee6974.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>img_01ca909229104.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: img_01ca909229104.jpg

</DOCUMENT>
</SEC-DOCUMENT>