SEC EDGAR Submission 0000930413-18-002949

<SEC-DOCUMENT>0000930413-18-002949-index.html : 20190307
<SEC-HEADER>0000930413-18-002949.hdr.sgml : 20190307

<ACCEPTANCE-DATETIME>20180927150808

<PRIVATE-TO-PUBLIC>

ACCESSION NUMBER:		0000930413-18-002949

CONFORMED SUBMISSION TYPE:	485BPOS

PUBLIC DOCUMENT COUNT:		68

FILED AS OF DATE:		20180927

DATE AS OF CHANGE:		20180927

EFFECTIVENESS DATE:		20181001


FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			TIAA-CREF FUNDS

		CENTRAL INDEX KEY:			0001084380

		IRS NUMBER:				134055167

		STATE OF INCORPORATION:			DE

		FISCAL YEAR END:			0930



	FILING VALUES:

		FORM TYPE:		485BPOS

		SEC ACT:		1933 Act

		SEC FILE NUMBER:	333-76651

		FILM NUMBER:		181090712



	BUSINESS ADDRESS:	

		STREET 1:		730 THIRD AVE.

		CITY:			NEW YORK

		STATE:			NY

		ZIP:			10017

		BUSINESS PHONE:		2129166746



	MAIL ADDRESS:	

		STREET 1:		730 THIRD AVE.

		CITY:			NEW YORK

		STATE:			NY

		ZIP:			10017



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	TIAA CREF INSTITUTIONAL MUTUAL FUNDS

		DATE OF NAME CHANGE:	19990415




FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			TIAA-CREF FUNDS

		CENTRAL INDEX KEY:			0001084380

		IRS NUMBER:				134055167

		STATE OF INCORPORATION:			DE

		FISCAL YEAR END:			0930



	FILING VALUES:

		FORM TYPE:		485BPOS

		SEC ACT:		1940 Act

		SEC FILE NUMBER:	811-09301

		FILM NUMBER:		181090711



	BUSINESS ADDRESS:	

		STREET 1:		730 THIRD AVE.

		CITY:			NEW YORK

		STATE:			NY

		ZIP:			10017

		BUSINESS PHONE:		2129166746



	MAIL ADDRESS:	

		STREET 1:		730 THIRD AVE.

		CITY:			NEW YORK

		STATE:			NY

		ZIP:			10017



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	TIAA CREF INSTITUTIONAL MUTUAL FUNDS

		DATE OF NAME CHANGE:	19990415



<SERIES-AND-CLASSES-CONTRACTS-DATA>

<EXISTING-SERIES-AND-CLASSES-CONTRACTS>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005375

<SERIES-NAME>TIAA-CREF Lifecycle 2010 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014639

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLEX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047972

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCTIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079559

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCTPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162552

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005376

<SERIES-NAME>TIAA-CREF Lifecycle 2015 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014640

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047973

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCNIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079560

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCFPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162553

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCNHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005377

<SERIES-NAME>TIAA-CREF Lifecycle 2020 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014641

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLTX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047974

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCWIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079561

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCWPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162554

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCWHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005378

<SERIES-NAME>TIAA-CREF Lifecycle 2025 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014642

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLFX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047975

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCYIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079562

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCQPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162555

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCQHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005379

<SERIES-NAME>TIAA-CREF Lifecycle 2030 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014643

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLNX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047976

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCRIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079563

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCHPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162556

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCHHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005380

<SERIES-NAME>TIAA-CREF Lifecycle 2035 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014644

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047977

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCIIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079564

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCYPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162557

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCYHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000005382

<SERIES-NAME>TIAA-CREF Lifecycle 2040 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000014647

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLOX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000047978

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCOIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079566

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCZPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162559

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCZHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000012194

<SERIES-NAME>TIAA-CREF Managed Allocation Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000033271

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TIMRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000033272

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TITRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000033273

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TIMIX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000019659

<SERIES-NAME>TIAA-CREF Lifecycle 2045 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054991

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTFIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054992

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTFRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079575

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTFPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162574

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTFHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000019660

<SERIES-NAME>TIAA-CREF Lifecycle 2050 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054993

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TFTIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054994

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLFRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079576

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCLPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162575

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TFTHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000019661

<SERIES-NAME>TIAA-CREF Lifecycle Retirement Income Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054995

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLRRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054996

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLRIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000054997

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLIRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079577

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TPILX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162576

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLRHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026498

<SERIES-NAME>TIAA-CREF Lifecycle Index 2010 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079517

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLTIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079518

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLTPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079519

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLTRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162577

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLTHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026499

<SERIES-NAME>TIAA-CREF Lifecycle Index Retirement Income Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079520

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TRILX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079521

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLIPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079522

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TRCIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162578

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLIHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026501

<SERIES-NAME>TIAA-CREF Lifecycle Index 2015 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079527

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLFIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079528

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLFPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079529

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLGRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162580

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLFAX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026502

<SERIES-NAME>TIAA-CREF Lifecycle Index 2020 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079530

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLWIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079531

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLWPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079532

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLWRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162581

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLWHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026503

<SERIES-NAME>TIAA-CREF Lifecycle Index 2025 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079533

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLQIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079534

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLVPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079535

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLQRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162582

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLQHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026504

<SERIES-NAME>TIAA-CREF Lifecycle Index 2030 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079536

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLHIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079537

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLHPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079538

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLHRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162583

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLHHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026505

<SERIES-NAME>TIAA-CREF Lifecycle Index 2035 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079539

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLYIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079540

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLYPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079541

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLYRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162584

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLYHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026506

<SERIES-NAME>TIAA-CREF Lifecycle Index 2040 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079542

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLZIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079543

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLPRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079544

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLZRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162585

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLZHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026507

<SERIES-NAME>TIAA-CREF Lifecycle Index 2045 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079545

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLXIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079546

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLMPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079547

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLMRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162586

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLMHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000026508

<SERIES-NAME>TIAA-CREF Lifecycle Index 2050 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079548

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLLIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079549

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLLPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000079550

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLLRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162587

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLLHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000031926

<SERIES-NAME>TIAA-CREF Lifecycle Index 2055 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000099413

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTIRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000099414

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTIIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000099415

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTIPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162590

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTIHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000031927

<SERIES-NAME>TIAA-CREF Lifecycle 2055 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000099416

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTRLX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000099417

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTRIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000099418

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTRPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162591

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TTRHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000034958

<SERIES-NAME>TIAA-CREF Lifestyle Aggressive Growth Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107517

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSAIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107518

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSAPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107519

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSALX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107520

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSARX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162593

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSAHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000034959

<SERIES-NAME>TIAA-CREF Lifestyle Conservative Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107521

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TCSIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107522

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLSPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107523

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSCLX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107524

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSCTX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162594

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLSHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000034960

<SERIES-NAME>TIAA-CREF Lifestyle Growth Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107525

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSGPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107526

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSGLX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107527

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSGRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107528

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSGGX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162595

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSGHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000034961

<SERIES-NAME>TIAA-CREF Lifestyle Income Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107529

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSITX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107530

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSIPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107531

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSILX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107532

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLSRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162596

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSIHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000034962

<SERIES-NAME>TIAA-CREF Lifestyle Moderate Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107533

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSIMX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107534

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSMPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107535

<CLASS-CONTRACT-NAME>Retail Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSMLX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000107536

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSMTX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162597

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TSMHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000046661

<SERIES-NAME>TIAA-CREF Lifecycle 2060 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000145612

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLXNX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000145613

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLXPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000145614

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLXRX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162601

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TLXHX

</CLASS-CONTRACT>

</SERIES>

<SERIES>

<OWNER-CIK>0001084380

<SERIES-ID>S000046662

<SERIES-NAME>TIAA-CREF Lifecycle Index 2060 Fund

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000145615

<CLASS-CONTRACT-NAME>Retirement Class

<CLASS-CONTRACT-TICKER-SYMBOL>TVITX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000145616

<CLASS-CONTRACT-NAME>Institutional Class

<CLASS-CONTRACT-TICKER-SYMBOL>TVIIX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000145617

<CLASS-CONTRACT-NAME>Premier Class

<CLASS-CONTRACT-TICKER-SYMBOL>TVIPX

</CLASS-CONTRACT>

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000162602

<CLASS-CONTRACT-NAME>Advisor Class

<CLASS-CONTRACT-TICKER-SYMBOL>TVIHX

</CLASS-CONTRACT>

</SERIES>

</EXISTING-SERIES-AND-CLASSES-CONTRACTS>

</SERIES-AND-CLASSES-CONTRACTS-DATA>

</SEC-HEADER>

<DOCUMENT>
<TYPE>485BPOS
<SEQUENCE>1
<FILENAME>c91548_485bpos.htm
<TEXT>
Document 1 - file: c91548_485bpos.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(93)
<SEQUENCE>2
<FILENAME>c91548_ex-d93.htm
<TEXT>
Document 2 - file: c91548_ex-d93.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(94)
<SEQUENCE>3
<FILENAME>c91548_ex-d94.htm
<TEXT>
Document 3 - file: c91548_ex-d94.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(95)
<SEQUENCE>4
<FILENAME>c91548_ex-d95.htm
<TEXT>
Document 4 - file: c91548_ex-d95.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(96)
<SEQUENCE>5
<FILENAME>c91548_ex-d96.htm
<TEXT>
Document 5 - file: c91548_ex-d96.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(I)
<SEQUENCE>6
<FILENAME>c91548_ex-i.htm
<TEXT>
Document 6 - file: c91548_ex-i.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(J)(1)
<SEQUENCE>7
<FILENAME>c91548_ex-j1.htm
<TEXT>
Document 7 - file: c91548_ex-j1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(J)(2)
<SEQUENCE>8
<FILENAME>c91548_ex-j2.htm
<TEXT>
Document 8 - file: c91548_ex-j2.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: image_001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>img_0286ddff63284.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 12 - file: img_0286ddff63284.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>img_04438761d2574.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 13 - file: img_04438761d2574.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>img_05a793a7a09a4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 14 - file: img_05a793a7a09a4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>img_0a5914a482224.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 15 - file: img_0a5914a482224.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>img_0ada745bad644.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 16 - file: img_0ada745bad644.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>img_0cc190eadbd34.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 17 - file: img_0cc190eadbd34.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>img_0f19e61aaab64.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 18 - file: img_0f19e61aaab64.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>img_1091f3c1bdaa4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 19 - file: img_1091f3c1bdaa4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>img_1752ee1e4c9e4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 20 - file: img_1752ee1e4c9e4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>img_237b063820934.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 21 - file: img_237b063820934.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>img_2be5aeaf00234.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 22 - file: img_2be5aeaf00234.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>img_2d4601d13c3e4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 23 - file: img_2d4601d13c3e4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>img_2d8d1cd442ec4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 24 - file: img_2d8d1cd442ec4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>img_31e99345fc534.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 25 - file: img_31e99345fc534.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>img_339e2841a43b4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 26 - file: img_339e2841a43b4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>img_363f80c3144a4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 27 - file: img_363f80c3144a4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>img_3717edfec95d4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 28 - file: img_3717edfec95d4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>img_3faf15d8acf04.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 29 - file: img_3faf15d8acf04.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>img_456b649934de4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 30 - file: img_456b649934de4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>img_4d85f0e2ba9a4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 31 - file: img_4d85f0e2ba9a4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>img_50886439b9ea4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 32 - file: img_50886439b9ea4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>img_5693d409af3a4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 33 - file: img_5693d409af3a4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>34
<FILENAME>img_67a98dcb977e4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 34 - file: img_67a98dcb977e4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>35
<FILENAME>img_69b8043a53684.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 35 - file: img_69b8043a53684.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>36
<FILENAME>img_70809e3d36024.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 36 - file: img_70809e3d36024.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>37
<FILENAME>img_7680771422fb4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 37 - file: img_7680771422fb4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>38
<FILENAME>img_76b80214ba514.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 38 - file: img_76b80214ba514.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>39
<FILENAME>img_792044e1f7c24.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 39 - file: img_792044e1f7c24.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>40
<FILENAME>img_856bfd074e064.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 40 - file: img_856bfd074e064.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>41
<FILENAME>img_8a922c0ac1e34.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 41 - file: img_8a922c0ac1e34.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>42
<FILENAME>img_8ae664f926ef4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 42 - file: img_8ae664f926ef4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>43
<FILENAME>img_9071f75bf5744.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 43 - file: img_9071f75bf5744.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>44
<FILENAME>img_92a1b3aac5c64.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 44 - file: img_92a1b3aac5c64.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>45
<FILENAME>img_93f973c512a64.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 45 - file: img_93f973c512a64.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>46
<FILENAME>img_9904730885854.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 46 - file: img_9904730885854.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>47
<FILENAME>img_9929cb6dd2344.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 47 - file: img_9929cb6dd2344.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>48
<FILENAME>img_ab3658bfdc104.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 48 - file: img_ab3658bfdc104.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>49
<FILENAME>img_abf59dda91664.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 49 - file: img_abf59dda91664.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>50
<FILENAME>img_ae22b4d214454.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 50 - file: img_ae22b4d214454.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>51
<FILENAME>img_ae484514830d4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 51 - file: img_ae484514830d4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>52
<FILENAME>img_aeb40f4b47b64.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 52 - file: img_aeb40f4b47b64.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>53
<FILENAME>img_b44ab608ea504.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 53 - file: img_b44ab608ea504.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>54
<FILENAME>img_b58c9e4d09704.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 54 - file: img_b58c9e4d09704.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>55
<FILENAME>img_ca6030b6c5f54.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 55 - file: img_ca6030b6c5f54.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>56
<FILENAME>img_cd97366b8b4f4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 56 - file: img_cd97366b8b4f4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>57
<FILENAME>img_cee020cbe8624.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 57 - file: img_cee020cbe8624.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>58
<FILENAME>img_da9f9815bc524.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 58 - file: img_da9f9815bc524.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>59
<FILENAME>img_db81a96ba4e24.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 59 - file: img_db81a96ba4e24.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>60
<FILENAME>img_dec99ca3b2b64.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 60 - file: img_dec99ca3b2b64.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>61
<FILENAME>img_e8a8077cfc524.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 61 - file: img_e8a8077cfc524.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>62
<FILENAME>img_ec635ea57d0e4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 62 - file: img_ec635ea57d0e4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>63
<FILENAME>img_f0a2312f29f24.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 63 - file: img_f0a2312f29f24.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>64
<FILENAME>img_f347350ecc7b4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 64 - file: img_f347350ecc7b4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>65
<FILENAME>img_f439d94af6564.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 65 - file: img_f439d94af6564.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>66
<FILENAME>img_f6b28f3653da4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 66 - file: img_f6b28f3653da4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>67
<FILENAME>img_f90db8f791954.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 67 - file: img_f90db8f791954.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>68
<FILENAME>x2_c91548a001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 68 - file: x2_c91548a001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>69
<FILENAME>image_001.gif
<DESCRIPTION>GRAPHIC
<TEXT>
Document 69 - file: image_001.gif

</DOCUMENT>
<DOCUMENT>
<TYPE>COVER
<SEQUENCE>70
<FILENAME>filename70.htm
<TEXT>
Document 70 - file: filename70.htm

</DOCUMENT>
</SEC-DOCUMENT>