<SEC-DOCUMENT>0000930413-18-002463-index.html : 20180801 <SEC-HEADER>0000930413-18-002463.hdr.sgml : 20180801 <ACCEPTANCE-DATETIME>20180731181116 ACCESSION NUMBER: 0000930413-18-002463 CONFORMED SUBMISSION TYPE: 497J PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20180801 DATE AS OF CHANGE: 20180731 EFFECTIVENESS DATE: 20180801 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497J SEC ACT: 1933 Act SEC FILE NUMBER: 333-76651 FILM NUMBER: 18982321 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 <SERIES-AND-CLASSES-CONTRACTS-DATA> <EXISTING-SERIES-AND-CLASSES-CONTRACTS> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005360 <SERIES-NAME>TIAA-CREF Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202742 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEQWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005361 <SERIES-NAME>TIAA-CREF S&P 500 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202743 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TISWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005367 <SERIES-NAME>TIAA-CREF Small-Cap Blend Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202744 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TRHWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005368 <SERIES-NAME>TIAA-CREF International Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202745 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TCIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005369 <SERIES-NAME>TIAA-CREF Real Estate Securities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014628 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIREX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014629 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCREX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014630 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRRSX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079553 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TRRPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162546 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005370 <SERIES-NAME>TIAA-CREF Growth & Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202746 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TGIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005372 <SERIES-NAME>TIAA-CREF Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014635 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBDX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033991 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIDRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033992 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIORX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079556 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIDPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162549 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202747 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TBBWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005373 <SERIES-NAME>TIAA-CREF Inflation-Linked Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014636 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014637 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033993 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIKRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079557 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIKPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162550 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIIHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202748 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005374 <SERIES-NAME>TIAA-CREF Money Market Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014638 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033994 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIEXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033995 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIRXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079558 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPPXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162551 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TMHXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202749 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TMWXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005381 <SERIES-NAME>TIAA-CREF International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202750 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIEWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005383 <SERIES-NAME>TIAA-CREF Large-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202751 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TRLWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005386 <SERIES-NAME>TIAA-CREF Quant Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202752 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TSCWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005387 <SERIES-NAME>TIAA-CREF Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202753 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TRIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005388 <SERIES-NAME>TIAA-CREF Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202754 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>THCWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012195 <SERIES-NAME>TIAA-CREF Short-Term Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033274 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033275 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TISRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033276 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TISIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079571 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSTPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162566 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202755 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TCTWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012196 <SERIES-NAME>TIAA-CREF High-Yield Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033277 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIYRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033278 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033279 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079572 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162567 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202756 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIHWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012197 <SERIES-NAME>TIAA-CREF Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202757 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TILWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012198 <SERIES-NAME>TIAA-CREF Bond Plus Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033283 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033284 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033285 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBFX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079574 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TBPPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162569 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202758 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TCBWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012199 <SERIES-NAME>TIAA-CREF 5-15 Year Laddered Tax-Exempt Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033286 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIXRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033287 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TITIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162570 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIXHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019656 <SERIES-NAME>TIAA-CREF Quant International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202759 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019657 <SERIES-NAME>TIAA-CREF Quant Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202760 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TECWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019658 <SERIES-NAME>TIAA-CREF Quant Large-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202761 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TELWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026500 <SERIES-NAME>TIAA-CREF Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079523 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079524 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079525 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079526 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TBILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162579 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202762 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TBIWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000029604 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202763 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEMVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000029605 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202764 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TENWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000038169 <SERIES-NAME>TIAA-CREF Social Choice Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117721 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117722 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117723 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000117724 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162598 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000040206 <SERIES-NAME>TIAA-CREF International Opportunities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202765 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIOVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046660 <SERIES-NAME>TIAA-CREF Emerging Markets Debt Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202766 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TEDVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050278 <SERIES-NAME>TIAA-CREF Short-Term Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158750 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TNSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158751 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158752 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TRSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000158753 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TESHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162603 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTBHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202767 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TTBWX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000054622 <SERIES-NAME>TIAA-CREF International Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202768 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TIBUX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000054623 <SERIES-NAME>TIAA-CREF Quant Small/Mid-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202769 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TSMUX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000055721 <SERIES-NAME>TIAA-CREF Quant International Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000202770 <CLASS-CONTRACT-NAME>Class W <CLASS-CONTRACT-TICKER-SYMBOL>TAIWX </CLASS-CONTRACT> </SERIES> </EXISTING-SERIES-AND-CLASSES-CONTRACTS> </SERIES-AND-CLASSES-CONTRACTS-DATA> </SEC-HEADER> <DOCUMENT> <TYPE>497J <SEQUENCE>1 <FILENAME>c91155_497j.htm <TEXT> Document 1 - file: c91155_497j.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>2 <FILENAME>image_001.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 2 - file: image_001.jpg
</DOCUMENT> </SEC-DOCUMENT>