<SEC-DOCUMENT>0000930413-16-005089-index.html : 20160126 <SEC-HEADER>0000930413-16-005089.hdr.sgml : 20160126 <ACCEPTANCE-DATETIME>20160126172725 ACCESSION NUMBER: 0000930413-16-005089 CONFORMED SUBMISSION TYPE: N-CSRS PUBLIC DOCUMENT COUNT: 61 CONFORMED PERIOD OF REPORT: 20151130 FILED AS OF DATE: 20160126 DATE AS OF CHANGE: 20160126 EFFECTIVENESS DATE: 20160126 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: N-CSRS SEC ACT: 1940 Act SEC FILE NUMBER: 811-09301 FILM NUMBER: 161362487 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 <SERIES-AND-CLASSES-CONTRACTS-DATA> <EXISTING-SERIES-AND-CLASSES-CONTRACTS> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005375 <SERIES-NAME>TIAA-CREF Lifecycle 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014639 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047972 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079559 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005376 <SERIES-NAME>TIAA-CREF Lifecycle 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014640 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047973 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCNIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079560 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCFPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005377 <SERIES-NAME>TIAA-CREF Lifecycle 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014641 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047974 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCWIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079561 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCWPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005378 <SERIES-NAME>TIAA-CREF Lifecycle 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014642 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLFX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047975 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCYIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079562 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCQPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005379 <SERIES-NAME>TIAA-CREF Lifecycle 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014643 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047976 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079563 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCHPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005380 <SERIES-NAME>TIAA-CREF Lifecycle 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014644 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047977 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079564 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCYPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005382 <SERIES-NAME>TIAA-CREF Lifecycle 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000014647 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLOX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000047978 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCOIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079566 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCZPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012194 <SERIES-NAME>TIAA-CREF Managed Allocation Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033271 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TIMRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033272 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TITRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000033273 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TIMIX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019659 <SERIES-NAME>TIAA-CREF Lifecycle 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054991 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054992 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079575 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019660 <SERIES-NAME>TIAA-CREF Lifecycle 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054993 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TFTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054994 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079576 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019661 <SERIES-NAME>TIAA-CREF Lifecycle Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054995 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TLRRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054996 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000054997 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079577 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TPILX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026498 <SERIES-NAME>TIAA-CREF Lifecycle Index 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079517 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079518 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079519 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026499 <SERIES-NAME>TIAA-CREF Lifecycle Index Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079520 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TRILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079521 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079522 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TRCIX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026501 <SERIES-NAME>TIAA-CREF Lifecycle Index 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079527 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079528 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079529 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLGRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026502 <SERIES-NAME>TIAA-CREF Lifecycle Index 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079530 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079531 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079532 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026503 <SERIES-NAME>TIAA-CREF Lifecycle Index 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079533 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLQIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079534 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLVPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079535 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLQRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026504 <SERIES-NAME>TIAA-CREF Lifecycle Index 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079536 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079537 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079538 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026505 <SERIES-NAME>TIAA-CREF Lifecycle Index 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079539 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079540 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079541 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026506 <SERIES-NAME>TIAA-CREF Lifecycle Index 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079542 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLZIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079543 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLPRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079544 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLZRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026507 <SERIES-NAME>TIAA-CREF Lifecycle Index 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079545 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079546 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLMPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079547 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLMRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026508 <SERIES-NAME>TIAA-CREF Lifecycle Index 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079548 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079549 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000079550 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000031926 <SERIES-NAME>TIAA-CREF Lifecycle Index 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099413 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099414 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099415 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000031927 <SERIES-NAME>TIAA-CREF Lifecycle 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099416 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099417 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000099418 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034958 <SERIES-NAME>TIAA-CREF Lifestyle Aggressive Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107517 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSAIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107518 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSAPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107519 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSALX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107520 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSARX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034959 <SERIES-NAME>TIAA-CREF Lifestyle Conservative Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107521 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TCSIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107522 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLSPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107523 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSCLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107524 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSCTX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034960 <SERIES-NAME>TIAA-CREF Lifestyle Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107525 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107526 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107527 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107528 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034961 <SERIES-NAME>TIAA-CREF Lifestyle Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107529 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSITX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107530 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107531 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSILX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107532 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLSRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034962 <SERIES-NAME>TIAA-CREF Lifestyle Moderate Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107533 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TSIMX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107534 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107535 <CLASS-CONTRACT-NAME>Retail Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000107536 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMTX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046661 <SERIES-NAME>TIAA-CREF Lifecycle 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145612 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145613 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145614 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046662 <SERIES-NAME>TIAA-CREF Lifecycle Index 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145615 <CLASS-CONTRACT-NAME>Retirement Class <CLASS-CONTRACT-TICKER-SYMBOL>TVITX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145616 <CLASS-CONTRACT-NAME>Institutional Class <CLASS-CONTRACT-TICKER-SYMBOL>TVIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145617 <CLASS-CONTRACT-NAME>Premier Class <CLASS-CONTRACT-TICKER-SYMBOL>TVIPX </CLASS-CONTRACT> </SERIES> </EXISTING-SERIES-AND-CLASSES-CONTRACTS> </SERIES-AND-CLASSES-CONTRACTS-DATA> </SEC-HEADER> <DOCUMENT> <TYPE>N-CSRS <SEQUENCE>1 <FILENAME>c83255_ncsrs.htm <TEXT> Document 1 - file: c83255_ncsrs.htm
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</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>x1_c83256x1x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 22 - file: x1_c83256x1x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>x1_c83256x1x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 23 - file: x1_c83256x1x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>x1_c83256x12x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 24 - file: x1_c83256x12x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>x1_c83256x13x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 25 - file: x1_c83256x13x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>x1_c83256x14x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 26 - file: x1_c83256x14x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>x1_c83256x15x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 27 - file: x1_c83256x15x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>x1_c83256x16x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 28 - file: x1_c83256x16x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>x1_c83256x17x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 29 - file: x1_c83256x17x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>x1_c83256x18x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 30 - file: x1_c83256x18x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>x1_c83256x19x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 31 - file: x1_c83256x19x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>x1_c83256x20x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 32 - file: x1_c83256x20x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>x1_c83256x21x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 33 - file: x1_c83256x21x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>x1_c83256x22x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 34 - file: x1_c83256x22x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>x1_c83256x23x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 35 - file: x1_c83256x23x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>x1_c83256x78x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 36 - file: x1_c83256x78x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>x1_c83256x78x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 37 - file: x1_c83256x78x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>38 <FILENAME>x1_c83256x78x3.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 38 - file: x1_c83256x78x3.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>39 <FILENAME>x1_c83256x78x4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 39 - file: x1_c83256x78x4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>40 <FILENAME>x1_c83256x79x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 40 - file: x1_c83256x79x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>41 <FILENAME>x1_c83256x79x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 41 - file: x1_c83256x79x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>42 <FILENAME>x1_c83256x79x3.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 42 - file: x1_c83256x79x3.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>43 <FILENAME>x1_c83256x80x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 43 - file: x1_c83256x80x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>44 <FILENAME>x1_c83258x1x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 44 - file: x1_c83258x1x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>45 <FILENAME>x1_c83258x1x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 45 - file: x1_c83258x1x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>46 <FILENAME>x1_c83258x12x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 46 - file: x1_c83258x12x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>47 <FILENAME>x1_c83258x13x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 47 - file: x1_c83258x13x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>48 <FILENAME>x1_c83258x14x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 48 - file: x1_c83258x14x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>49 <FILENAME>x1_c83258x15x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 49 - file: x1_c83258x15x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>50 <FILENAME>x1_c83258x16x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 50 - file: x1_c83258x16x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>51 <FILENAME>x1_c83258x43x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 51 - file: x1_c83258x43x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>52 <FILENAME>x1_c83258x43x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 52 - file: x1_c83258x43x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>53 <FILENAME>x1_c83258x43x3.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 53 - file: x1_c83258x43x3.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>54 <FILENAME>x1_c83258x43x4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 54 - file: x1_c83258x43x4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>55 <FILENAME>x1_c83257x1x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 55 - file: x1_c83257x1x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>56 <FILENAME>x1_c83257x1x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 56 - file: x1_c83257x1x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>57 <FILENAME>x1_c83257x8x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 57 - file: x1_c83257x8x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>58 <FILENAME>x1_c83257x27x1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 58 - file: x1_c83257x27x1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>59 <FILENAME>x1_c83257x27x2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 59 - file: x1_c83257x27x2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>60 <FILENAME>x1_c83257x27x3.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 60 - file: x1_c83257x27x3.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>61 <FILENAME>x1_c83257x27x4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 61 - file: x1_c83257x27x4.jpg
</DOCUMENT> </SEC-DOCUMENT>