<SEC-DOCUMENT>0000930413-15-004670-index.html : 20151204 <SEC-HEADER>0000930413-15-004670.hdr.sgml : 20151204 <ACCEPTANCE-DATETIME>20151204115943 ACCESSION NUMBER: 0000930413-15-004670 CONFORMED SUBMISSION TYPE: 497J PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20151204 DATE AS OF CHANGE: 20151204 EFFECTIVENESS DATE: 20151204 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497J SEC ACT: 1933 Act SEC FILE NUMBER: 333-76651 FILM NUMBER: 151269332 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 <SERIES-AND-CLASSES-CONTRACTS-DATA> <EXISTING-SERIES-AND-CLASSES-CONTRACTS> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005360 <SERIES-NAME>TIAA-CREF Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162542 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005361 <SERIES-NAME>TIAA-CREF S&P 500 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162543 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TISAX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005367 <SERIES-NAME>TIAA-CREF Small-Cap Blend Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162544 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRHBX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005368 <SERIES-NAME>TIAA-CREF International Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162545 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005369 <SERIES-NAME>TIAA-CREF Real Estate Securities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162546 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005370 <SERIES-NAME>TIAA-CREF Growth & Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162547 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TGIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005371 <SERIES-NAME>TIAA-CREF Social Choice Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162548 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TICHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005372 <SERIES-NAME>TIAA-CREF Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162549 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIBHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005373 <SERIES-NAME>TIAA-CREF Inflation-Linked Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162550 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005374 <SERIES-NAME>TIAA-CREF Money Market Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162551 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TMHXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005375 <SERIES-NAME>TIAA-CREF Lifecycle 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162552 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCLHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005376 <SERIES-NAME>TIAA-CREF Lifecycle 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162553 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCNHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005377 <SERIES-NAME>TIAA-CREF Lifecycle 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162554 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCWHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005378 <SERIES-NAME>TIAA-CREF Lifecycle 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162555 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCQHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005379 <SERIES-NAME>TIAA-CREF Lifecycle 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162556 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCHHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005380 <SERIES-NAME>TIAA-CREF Lifecycle 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162557 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCYHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005381 <SERIES-NAME>TIAA-CREF International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162558 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIEHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005382 <SERIES-NAME>TIAA-CREF Lifecycle 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162559 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCZHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005383 <SERIES-NAME>TIAA-CREF Large-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162560 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRLHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005384 <SERIES-NAME>TIAA-CREF Mid-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162561 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005385 <SERIES-NAME>TIAA-CREF Mid-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162562 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRVHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005386 <SERIES-NAME>TIAA-CREF Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162563 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSCHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005387 <SERIES-NAME>TIAA-CREF Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162564 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TRIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000005388 <SERIES-NAME>TIAA-CREF Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162565 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>THCVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012195 <SERIES-NAME>TIAA-CREF Short-Term Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162566 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCTHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012196 <SERIES-NAME>TIAA-CREF High-Yield Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162567 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIHHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012197 <SERIES-NAME>TIAA-CREF Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162568 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TILHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012198 <SERIES-NAME>TIAA-CREF Bond Plus Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162569 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCBHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000012199 <SERIES-NAME>TIAA-CREF Tax-Exempt Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162570 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIXHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019656 <SERIES-NAME>TIAA-CREF Enhanced International Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162571 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEIEX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019657 <SERIES-NAME>TIAA-CREF Enhanced Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162572 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TECGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019658 <SERIES-NAME>TIAA-CREF Enhanced Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162573 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TELCX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019659 <SERIES-NAME>TIAA-CREF Lifecycle 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162574 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTFHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019660 <SERIES-NAME>TIAA-CREF Lifecycle 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162575 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TFTHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000019661 <SERIES-NAME>TIAA-CREF Lifecycle Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162576 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026498 <SERIES-NAME>TIAA-CREF Lifecycle Index 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162577 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLTHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026499 <SERIES-NAME>TIAA-CREF Lifecycle Index Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162578 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026500 <SERIES-NAME>TIAA-CREF Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162579 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TBIAX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026501 <SERIES-NAME>TIAA-CREF Lifecycle Index 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162580 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLFAX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026502 <SERIES-NAME>TIAA-CREF Lifecycle Index 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162581 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLWHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026503 <SERIES-NAME>TIAA-CREF Lifecycle Index 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162582 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLQHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026504 <SERIES-NAME>TIAA-CREF Lifecycle Index 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162583 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLHHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026505 <SERIES-NAME>TIAA-CREF Lifecycle Index 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162584 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLYHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026506 <SERIES-NAME>TIAA-CREF Lifecycle Index 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162585 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLZHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026507 <SERIES-NAME>TIAA-CREF Lifecycle Index 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162586 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000026508 <SERIES-NAME>TIAA-CREF Lifecycle Index 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162587 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLLHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000029604 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162588 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000029605 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162589 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEQHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000031926 <SERIES-NAME>TIAA-CREF Lifecycle Index 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162590 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000031927 <SERIES-NAME>TIAA-CREF Lifecycle 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162591 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034062 <SERIES-NAME>TIAA-CREF Global Natural Resources Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162592 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TNRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034958 <SERIES-NAME>TIAA-CREF Lifestyle Aggressive Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162593 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSAHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034959 <SERIES-NAME>TIAA-CREF Lifestyle Conservative Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162594 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLSHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034960 <SERIES-NAME>TIAA-CREF Lifestyle Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162595 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSGHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034961 <SERIES-NAME>TIAA-CREF Lifestyle Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162596 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000034962 <SERIES-NAME>TIAA-CREF Lifestyle Moderate Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162597 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSMHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000038169 <SERIES-NAME>TIAA-CREF Social Choice Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162598 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSBHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000040206 <SERIES-NAME>TIAA-CREF International Opportunities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162599 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TIOHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046660 <SERIES-NAME>TIAA-CREF Emerging Markets Debt Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162600 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TEDHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046661 <SERIES-NAME>TIAA-CREF Lifecycle 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162601 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TLXHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000046662 <SERIES-NAME>TIAA-CREF Lifecycle Index 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162602 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TVIHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050278 <SERIES-NAME>TIAA-CREF Short-Term Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162603 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TTBHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050279 <SERIES-NAME>TIAA-CREF Social Choice International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162604 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TSOHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001084380 <SERIES-ID>S000050280 <SERIES-NAME>TIAA-CREF Social Choice Low Carbon Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162605 <CLASS-CONTRACT-NAME>Advisor Class <CLASS-CONTRACT-TICKER-SYMBOL>TCCHX </CLASS-CONTRACT> </SERIES> </EXISTING-SERIES-AND-CLASSES-CONTRACTS> </SERIES-AND-CLASSES-CONTRACTS-DATA> </SEC-HEADER> <DOCUMENT> <TYPE>497J <SEQUENCE>1 <FILENAME>c82273_497j.htm <TEXT> Document 1 - file: c82273_497j.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>2 <FILENAME>image_002.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 2 - file: image_002.jpg
</DOCUMENT> </SEC-DOCUMENT>