<SEC-DOCUMENT>0000930413-15-003875-index.html : 20151001
<SEC-HEADER>0000930413-15-003875.hdr.sgml : 20151001
<ACCEPTANCE-DATETIME>20150930174414
ACCESSION NUMBER:		0000930413-15-003875
CONFORMED SUBMISSION TYPE:	497K
PUBLIC DOCUMENT COUNT:		8
FILED AS OF DATE:		20151001
DATE AS OF CHANGE:		20150930
EFFECTIVENESS DATE:		20151001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TIAA-CREF FUNDS
		CENTRAL INDEX KEY:			0001084380
		IRS NUMBER:				134055167
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		497K
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-76651
		FILM NUMBER:		151134746

	BUSINESS ADDRESS:	
		STREET 1:		730 THIRD AVE.
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017
		BUSINESS PHONE:		2129166746

	MAIL ADDRESS:	
		STREET 1:		730 THIRD AVE.
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TIAA CREF INSTITUTIONAL MUTUAL FUNDS
		DATE OF NAME CHANGE:	19990415
<SERIES-AND-CLASSES-CONTRACTS-DATA>
<EXISTING-SERIES-AND-CLASSES-CONTRACTS>
<SERIES>
<OWNER-CIK>0001084380
<SERIES-ID>S000005377
<SERIES-NAME>TIAA-CREF Lifecycle 2020 Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000014641
<CLASS-CONTRACT-NAME>Retirement Class
<CLASS-CONTRACT-TICKER-SYMBOL>TCLTX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000047974
<CLASS-CONTRACT-NAME>Institutional Class
<CLASS-CONTRACT-TICKER-SYMBOL>TCWIX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000079561
<CLASS-CONTRACT-NAME>Premier Class
<CLASS-CONTRACT-TICKER-SYMBOL>TCWPX
</CLASS-CONTRACT>
</SERIES>
</EXISTING-SERIES-AND-CLASSES-CONTRACTS>
</SERIES-AND-CLASSES-CONTRACTS-DATA>
</SEC-HEADER>
<DOCUMENT>
<TYPE>497K
<SEQUENCE>1
<FILENAME>c82362_497k.htm
<DESCRIPTION>TIAA-CREF LIFECYCLE 2020 FUND
<TEXT>
Document 1 - file: c82362_497k.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>img_c0738f60a54c4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: img_c0738f60a54c4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>img_5dced753b26b4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: img_5dced753b26b4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>img_a38ad8c17c034.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: img_a38ad8c17c034.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>img_aa03743f7be14.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: img_aa03743f7be14.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>img_452d6d208d5d4.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: img_452d6d208d5d4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>img_adcd352ce2f64.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: img_adcd352ce2f64.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>img_b7515d165e664.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: img_b7515d165e664.jpg

</DOCUMENT>
</SEC-DOCUMENT>