<SEC-DOCUMENT>0000930413-15-003645-index.html : 20151208 <SEC-HEADER>0000930413-15-003645.hdr.sgml : 20151208 <ACCEPTANCE-DATETIME>20150904112606 <PRIVATE-TO-PUBLIC> ACCESSION NUMBER: 0000930413-15-003645 CONFORMED SUBMISSION TYPE: 485APOS PUBLIC DOCUMENT COUNT: 100 FILED AS OF DATE: 20150904 DATE AS OF CHANGE: 20151208 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 485APOS SEC ACT: 1933 Act SEC FILE NUMBER: 333-76651 FILM NUMBER: 151093757 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 485APOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-09301 FILM NUMBER: 151093758 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 <SERIES-AND-CLASSES-CONTRACTS-DATA> <NEW-SERIES-AND-CLASSES-CONTRACTS> <OWNER-CIK>0001084380 <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005360 <SERIES-NAME>TIAA-CREF Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162542 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005361 <SERIES-NAME>TIAA-CREF S&P 500 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162543 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005367 <SERIES-NAME>TIAA-CREF Small-Cap Blend Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162544 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005368 <SERIES-NAME>TIAA-CREF International Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162545 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005369 <SERIES-NAME>TIAA-CREF Real Estate Securities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162546 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005370 <SERIES-NAME>TIAA-CREF Growth & Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162547 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005371 <SERIES-NAME>TIAA-CREF Social Choice Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162548 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005372 <SERIES-NAME>TIAA-CREF Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162549 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005373 <SERIES-NAME>TIAA-CREF Inflation-Linked Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162550 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005374 <SERIES-NAME>TIAA-CREF Money Market Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162551 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005375 <SERIES-NAME>TIAA-CREF Lifecycle 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162552 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005376 <SERIES-NAME>TIAA-CREF Lifecycle 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162553 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005377 <SERIES-NAME>TIAA-CREF Lifecycle 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162554 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005378 <SERIES-NAME>TIAA-CREF Lifecycle 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162555 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005379 <SERIES-NAME>TIAA-CREF Lifecycle 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162556 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005380 <SERIES-NAME>TIAA-CREF Lifecycle 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162557 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005381 <SERIES-NAME>TIAA-CREF International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162558 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005382 <SERIES-NAME>TIAA-CREF Lifecycle 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162559 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005383 <SERIES-NAME>TIAA-CREF Large-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162560 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005384 <SERIES-NAME>TIAA-CREF Mid-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162561 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005385 <SERIES-NAME>TIAA-CREF Mid-Cap Value Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162562 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005386 <SERIES-NAME>TIAA-CREF Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162563 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005387 <SERIES-NAME>TIAA-CREF Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162564 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000005388 <SERIES-NAME>TIAA-CREF Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162565 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000012195 <SERIES-NAME>TIAA-CREF Short-Term Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162566 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000012196 <SERIES-NAME>TIAA-CREF High-Yield Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162567 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000012197 <SERIES-NAME>TIAA-CREF Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162568 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000012198 <SERIES-NAME>TIAA-CREF Bond Plus Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162569 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000012199 <SERIES-NAME>TIAA-CREF Tax-Exempt Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162570 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000019656 <SERIES-NAME>TIAA-CREF Enhanced International Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162571 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000019657 <SERIES-NAME>TIAA-CREF Enhanced Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162572 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000019658 <SERIES-NAME>TIAA-CREF Enhanced Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162573 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000019659 <SERIES-NAME>TIAA-CREF Lifecycle 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162574 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000019660 <SERIES-NAME>TIAA-CREF Lifecycle 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162575 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000019661 <SERIES-NAME>TIAA-CREF Lifecycle Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162576 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026498 <SERIES-NAME>TIAA-CREF Lifecycle Index 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162577 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026499 <SERIES-NAME>TIAA-CREF Lifecycle Index Retirement Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162578 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026500 <SERIES-NAME>TIAA-CREF Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162579 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026501 <SERIES-NAME>TIAA-CREF Lifecycle Index 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162580 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026502 <SERIES-NAME>TIAA-CREF Lifecycle Index 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162581 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026503 <SERIES-NAME>TIAA-CREF Lifecycle Index 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162582 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026504 <SERIES-NAME>TIAA-CREF Lifecycle Index 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162583 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026505 <SERIES-NAME>TIAA-CREF Lifecycle Index 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162584 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026506 <SERIES-NAME>TIAA-CREF Lifecycle Index 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162585 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026507 <SERIES-NAME>TIAA-CREF Lifecycle Index 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162586 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000026508 <SERIES-NAME>TIAA-CREF Lifecycle Index 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162587 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000029604 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162588 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000029605 <SERIES-NAME>TIAA-CREF Emerging Markets Equity Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162589 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000031926 <SERIES-NAME>TIAA-CREF Lifecycle Index 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162590 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000031927 <SERIES-NAME>TIAA-CREF Lifecycle 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162591 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000034062 <SERIES-NAME>TIAA-CREF Global Natural Resources Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162592 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000034958 <SERIES-NAME>TIAA-CREF Lifestyle Aggressive Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162593 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000034959 <SERIES-NAME>TIAA-CREF Lifestyle Conservative Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162594 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000034960 <SERIES-NAME>TIAA-CREF Lifestyle Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162595 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000034961 <SERIES-NAME>TIAA-CREF Lifestyle Income Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162596 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000034962 <SERIES-NAME>TIAA-CREF Lifestyle Moderate Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162597 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000038169 <SERIES-NAME>TIAA-CREF Social Choice Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162598 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000040206 <SERIES-NAME>TIAA-CREF International Opportunities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162599 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000046660 <SERIES-NAME>TIAA-CREF Emerging Markets Debt Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162600 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000046661 <SERIES-NAME>TIAA-CREF Lifecycle 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162601 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000046662 <SERIES-NAME>TIAA-CREF Lifecycle Index 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162602 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000050278 <SERIES-NAME>TIAA-CREF Short-Term Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162603 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000050279 <SERIES-NAME>TIAA-CREF Social Choice International Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162604 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> <NEW-CLASSES-CONTRACTS> <SERIES-ID>S000050280 <SERIES-NAME>TIAA-CREF Social Choice Low Carbon Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000162605 <CLASS-CONTRACT-NAME>Investor Class </CLASS-CONTRACT> </NEW-CLASSES-CONTRACTS> </NEW-SERIES-AND-CLASSES-CONTRACTS> </SERIES-AND-CLASSES-CONTRACTS-DATA> </SEC-HEADER> <DOCUMENT> <TYPE>485APOS <SEQUENCE>1 <FILENAME>c82273_485apos.htm <TEXT> Document 1 - file: c82273_485apos.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(A)(20) <SEQUENCE>2 <FILENAME>c82273_ex99-a20.htm <TEXT> Document 2 - file: c82273_ex99-a20.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>4 <FILENAME>img_023145ee18534.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 4 - file: img_023145ee18534.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>5 <FILENAME>img_030d0518eb3b4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 5 - file: img_030d0518eb3b4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>img_05dc5ed104c14.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 6 - file: img_05dc5ed104c14.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>img_092342f12acb4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 7 - file: img_092342f12acb4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>img_0a6ead13a2e44.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 8 - file: img_0a6ead13a2e44.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>img_0e58a9b2472b4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 9 - file: img_0e58a9b2472b4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>img_100424ef20b94.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 10 - file: img_100424ef20b94.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>img_1007e77bbd944.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 11 - file: img_1007e77bbd944.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>img_10fc87ab19a64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 12 - file: img_10fc87ab19a64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>img_1112f1ca308e4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 13 - file: img_1112f1ca308e4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>img_116547f9ca014.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 14 - file: img_116547f9ca014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>img_1606ca75d5014.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 15 - file: img_1606ca75d5014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>img_16bf5e9b88e64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 16 - file: img_16bf5e9b88e64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>img_1bfb8895a6894.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 17 - file: img_1bfb8895a6894.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>img_1f48e716e8ce4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 18 - file: img_1f48e716e8ce4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>img_212347f62e734.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 19 - file: img_212347f62e734.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>img_23e555cce7524.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 20 - file: img_23e555cce7524.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>img_24f1ba69cef74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 21 - file: img_24f1ba69cef74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>img_28815939810b4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 22 - file: img_28815939810b4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>img_2940d4cdf85f4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 23 - file: img_2940d4cdf85f4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>img_2edc5c6eda5a4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 24 - file: img_2edc5c6eda5a4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>img_2f9b21eed8184.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 25 - file: img_2f9b21eed8184.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>img_31fbfc1c6bfa4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 26 - file: img_31fbfc1c6bfa4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>img_357891a68ab64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 27 - file: img_357891a68ab64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>img_39729653f1534.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 28 - file: img_39729653f1534.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>img_39ccb294f6d74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 29 - file: img_39ccb294f6d74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>img_3ce620d4f5254.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 30 - file: img_3ce620d4f5254.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>img_3ed9491addeb4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 31 - file: img_3ed9491addeb4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>img_459c2a70c8a34.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 32 - file: img_459c2a70c8a34.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>img_4b09a5e59e634.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 33 - file: img_4b09a5e59e634.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>img_4b9ee1373fe24.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 34 - file: img_4b9ee1373fe24.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>img_4c646e21f7184.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 35 - file: img_4c646e21f7184.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>img_4dcef640195f4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 36 - file: img_4dcef640195f4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>img_4fbb1d53c8f74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 37 - file: img_4fbb1d53c8f74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>38 <FILENAME>img_5276e7282be04.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 38 - file: img_5276e7282be04.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>39 <FILENAME>img_5c2e2a06f8c94.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 39 - file: img_5c2e2a06f8c94.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>40 <FILENAME>img_5e4708b1950b4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 40 - file: img_5e4708b1950b4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>41 <FILENAME>img_5f53210bba714.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 41 - file: img_5f53210bba714.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>42 <FILENAME>img_6346015b2fb64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 42 - file: img_6346015b2fb64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>43 <FILENAME>img_6356cb562ae84.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 43 - file: img_6356cb562ae84.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>44 <FILENAME>img_65671b552e404.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 44 - file: img_65671b552e404.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>45 <FILENAME>img_69e8c45a7fd84.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 45 - file: img_69e8c45a7fd84.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>46 <FILENAME>img_6c1ef588186d4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 46 - file: img_6c1ef588186d4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>47 <FILENAME>img_6e7f27273f204.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 47 - file: img_6e7f27273f204.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>48 <FILENAME>img_6faaf232cd8d4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 48 - file: img_6faaf232cd8d4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>49 <FILENAME>img_797bf0bde5954.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 49 - file: img_797bf0bde5954.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>50 <FILENAME>img_7a9a18a719cf4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 50 - file: img_7a9a18a719cf4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>51 <FILENAME>img_7ca7049e3cb04.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 51 - file: img_7ca7049e3cb04.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>52 <FILENAME>img_7cc278441f504.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 52 - file: img_7cc278441f504.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>53 <FILENAME>img_7ceadceb67804.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 53 - file: img_7ceadceb67804.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>54 <FILENAME>img_816be01c6f6b4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 54 - file: img_816be01c6f6b4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>55 <FILENAME>img_83400b398f044.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 55 - file: img_83400b398f044.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>56 <FILENAME>img_83b7dfadc3084.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 56 - file: img_83b7dfadc3084.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>57 <FILENAME>img_84f97ff780a74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 57 - file: img_84f97ff780a74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>58 <FILENAME>img_8512e6a1ee044.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 58 - file: img_8512e6a1ee044.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>59 <FILENAME>img_860f0efc1e1c4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 59 - file: img_860f0efc1e1c4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>60 <FILENAME>img_8e9a6b0acef94.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 60 - file: img_8e9a6b0acef94.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>61 <FILENAME>img_9022527142c64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 61 - file: img_9022527142c64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>62 <FILENAME>img_944faf403b124.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 62 - file: img_944faf403b124.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>63 <FILENAME>img_9a5deb1224d54.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 63 - file: img_9a5deb1224d54.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>64 <FILENAME>img_aa2628ab09ba4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 64 - file: img_aa2628ab09ba4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>65 <FILENAME>img_accb88ec14eb4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 65 - file: img_accb88ec14eb4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>66 <FILENAME>img_af224adf328d4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 66 - file: img_af224adf328d4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>67 <FILENAME>img_afe42d1b52a14.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 67 - file: img_afe42d1b52a14.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>68 <FILENAME>img_b12ae3c080694.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 68 - file: img_b12ae3c080694.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>69 <FILENAME>img_b613bf0853da4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 69 - file: img_b613bf0853da4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>70 <FILENAME>img_ba95af7ed1f94.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 70 - file: img_ba95af7ed1f94.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>71 <FILENAME>img_baeb510f93e64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 71 - file: img_baeb510f93e64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>72 <FILENAME>img_bc420427eb394.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 72 - file: img_bc420427eb394.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>73 <FILENAME>img_bd3e5c6cb92f4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 73 - file: img_bd3e5c6cb92f4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>74 <FILENAME>img_be19681a57434.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 74 - file: img_be19681a57434.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>75 <FILENAME>img_beab1edc0ad64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 75 - file: img_beab1edc0ad64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>76 <FILENAME>img_c0c8bd53e8404.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 76 - file: img_c0c8bd53e8404.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>77 <FILENAME>img_c39a6b59ff0d4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 77 - file: img_c39a6b59ff0d4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>78 <FILENAME>img_cb6781179d9d4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 78 - file: img_cb6781179d9d4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>79 <FILENAME>img_d2f2e11343204.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 79 - file: img_d2f2e11343204.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>80 <FILENAME>img_d4d700e265e54.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 80 - file: img_d4d700e265e54.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>81 <FILENAME>img_d59b71f715a34.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 81 - file: img_d59b71f715a34.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>82 <FILENAME>img_dbbb85516ecb4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 82 - file: img_dbbb85516ecb4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>83 <FILENAME>img_dcbe2fb04eb04.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 83 - file: img_dcbe2fb04eb04.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>84 <FILENAME>img_de159ce067f64.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 84 - file: img_de159ce067f64.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>85 <FILENAME>img_df5188157b8a4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 85 - file: img_df5188157b8a4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>86 <FILENAME>img_df7f61d8d1fa4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 86 - file: img_df7f61d8d1fa4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>87 <FILENAME>img_e09cb6f26e924.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 87 - file: img_e09cb6f26e924.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>88 <FILENAME>img_e5d0143e90334.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 88 - file: img_e5d0143e90334.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>89 <FILENAME>img_eb0104a765214.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 89 - file: img_eb0104a765214.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>90 <FILENAME>img_eb634141f4ed4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 90 - file: img_eb634141f4ed4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>91 <FILENAME>img_f3c9f376d6124.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 91 - file: img_f3c9f376d6124.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>92 <FILENAME>img_f457b688d96a4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 92 - file: img_f457b688d96a4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>93 <FILENAME>img_f4f98ea4e7ef4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 93 - file: img_f4f98ea4e7ef4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>94 <FILENAME>img_f63554e246084.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 94 - file: img_f63554e246084.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>95 <FILENAME>img_f8e77b03abe74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 95 - file: img_f8e77b03abe74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>96 <FILENAME>img_f90c5789fc164.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 96 - file: img_f90c5789fc164.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>97 <FILENAME>img_fccd9b25482a4.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 97 - file: img_fccd9b25482a4.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>98 <FILENAME>img_fcee0b718eb74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 98 - file: img_fcee0b718eb74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>99 <FILENAME>img_ff7fdd6d12514.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 99 - file: img_ff7fdd6d12514.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>100 <FILENAME>x1_c82273a001.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 100 - file: x1_c82273a001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>COVER <SEQUENCE>101 <FILENAME>filename101.htm <TEXT> Document 101 - file: filename101.htm
</DOCUMENT> </SEC-DOCUMENT>