0000930413-15-000946.txt : 20150302 0000930413-15-000946.hdr.sgml : 20150302 20150227175648 ACCESSION NUMBER: 0000930413-15-000946 CONFORMED SUBMISSION TYPE: 497J PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20150302 DATE AS OF CHANGE: 20150227 EFFECTIVENESS DATE: 20150302 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA-CREF FUNDS CENTRAL INDEX KEY: 0001084380 IRS NUMBER: 134055167 STATE OF INCORPORATION: DE FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497J SEC ACT: 1933 Act SEC FILE NUMBER: 333-76651 FILM NUMBER: 15661112 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129166746 MAIL ADDRESS: STREET 1: 730 THIRD AVE. CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: TIAA CREF INSTITUTIONAL MUTUAL FUNDS DATE OF NAME CHANGE: 19990415 0001084380 S000005360 TIAA-CREF Equity Index Fund C000014611 Institutional Class TIEIX C000033987 Retirement Class TIQRX C000033988 Retail Class TINRX C000079551 Premier Class TCEPX 0001084380 S000005361 TIAA-CREF S&P 500 Index Fund C000014612 Institutional Class TISPX C000014613 Retirement Class TRSPX 0001084380 S000005367 TIAA-CREF Small-Cap Blend Index Fund C000014624 Institutional Class TISBX C000014625 Retirement Class TRBIX 0001084380 S000005368 TIAA-CREF International Equity Index Fund C000014626 Institutional Class TCIEX C000014627 Retirement Class TRIEX C000079552 Premier Class TRIPX 0001084380 S000005370 TIAA-CREF Growth & Income Fund C000014631 Institutional Class TIGRX C000014632 Retirement Class TRGIX C000033989 Retail Class TIIRX C000079554 Premier Class TRPGX 0001084380 S000005371 TIAA-CREF Social Choice Equity Fund C000014633 Institutional Class TISCX C000014634 Retirement Class TRSCX C000033990 Retail Class TICRX C000079555 Premier Class TRPSX 0001084380 S000005381 TIAA-CREF International Equity Fund C000014645 Institutional Class TIIEX C000014646 Retirement Class TRERX C000033996 Retail Class TIERX C000079565 Premier Class TREPX 0001084380 S000005383 TIAA-CREF Large-Cap Value Fund C000014648 Institutional Class TRLIX C000014649 Retail Class TCLCX C000014650 Retirement Class TRLCX C000079567 Premier Class TRCPX 0001084380 S000005384 TIAA-CREF Mid-Cap Growth Fund C000014651 Institutional Class TRPWX C000014652 Retail Class TCMGX C000014653 Retirement Class TRGMX C000079568 Premier Class TRGPX 0001084380 S000005385 TIAA-CREF Mid-Cap Value Fund C000014654 Institutional Class TIMVX C000014655 Retail Class TCMVX C000014656 Retirement Class TRVRX C000079569 Premier Class TRVPX 0001084380 S000005386 TIAA-CREF Small-Cap Equity Fund C000014657 Institutional Class TISEX C000014658 Retail Class TCSEX C000014659 Retirement Class TRSEX C000079570 Premier Class TSRPX 0001084380 S000005387 TIAA-CREF Large-Cap Growth Index Fund C000014660 Institutional Class TILIX C000014661 Retirement Class TRIRX 0001084380 S000005388 TIAA-CREF Large-Cap Value Index Fund C000014662 Institutional Class TILVX C000014663 Retirement Class TRCVX 0001084380 S000012197 TIAA-CREF Large-Cap Growth Fund C000033280 Retail Class TIRTX C000033281 Retirement Class TILRX C000033282 Institutional Class TILGX C000079573 Premier Class TILPX 0001084380 S000019656 TIAA-CREF Enhanced International Equity Index Fund C000054988 Institutional Class TFIIX 0001084380 S000019657 TIAA-CREF Enhanced Large-Cap Growth Index Fund C000054989 Institutional Class TLIIX 0001084380 S000019658 TIAA-CREF Enhanced Large-Cap Value Index Fund C000054990 Institutional Class TEVIX 0001084380 S000029604 TIAA-CREF Emerging Markets Equity Fund C000090850 Retail Class TEMRX C000090851 Retirement Class TEMSX C000090852 Premier Class TEMPX C000090853 Institutional Class TEMLX 0001084380 S000029605 TIAA-CREF Emerging Markets Equity Index Fund C000090854 Retail Class TEQKX C000090855 Retirement Class TEQSX C000090856 Premier Class TEQPX C000090857 Institutional Class TEQLX 0001084380 S000034062 TIAA-CREF Global Natural Resources Fund C000104992 Institutional Class TNRIX C000107737 Premier Class TNRPX C000107738 Retail Class TNRLX C000107739 Retirement Class TNRRX 0001084380 S000040206 TIAA-CREF International Opportunities Fund C000124962 Institutional Class TIOIX C000124963 Premier Class TIOPX C000124964 Retail Class TIOSX C000124965 Retirement Class TIOTX 0001084380 S000046660 TIAA-CREF Emerging Markets Debt Fund C000145608 Institutional Class TEDNX C000145609 Premier Class TEDPX C000145610 Retail Class TEDLX C000145611 Retirement Class TEDTX 497J 1 c79867_497j.htm

 

 

 

Jeremy D. Franklin

Associate General Counsel

Advocacy & Oversight

8500 Andrew Carnegie Boulevard

Charlotte, NC 28262

T 704 988-4101

F 704 988-4924

jfranklin@tiaa-cref.org

 

 

March 1, 2015

 

 

Via EDGAR Transmission

 

U.S. Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

 

Re: Rule 497(j) Filing for TIAA-CREF Funds (the “Trust”)

 

To Whom It May Concern:

 

In accordance with the provisions of Rule 497(j) under the Securities Act of 1933 (the “Securities Act”), this letter serves as certification that: (i) the form of Prospectuses and Statement of Additional Information (“SAI”) that the Trust would have filed pursuant to Rule 497(c) under the Securities Act would not have differed from the Prospectuses and SAI contained in Post-Effective Amendment No. 81 to the Trust’s Registration Statement on Form N-1A (File Nos. 333-76651, 811-09301); and (ii) the text of this Amendment was filed electronically via EDGAR on February 26, 2015.

 

Please contact the undersigned at (704) 988-4101 should you have any questions or comments regarding this letter.

 

 

 

Sincerely,

   
 

/s/ Jeremy D. Franklin

    Jeremy D. Franklin

 

 

 

 


GRAPHIC 2 image_001.jpg GRAPHIC begin 644 image_001.jpg M_]C_X``02D9)1@`!`0```0`!``#_VP!#``@&!@<&!0@'!P<)"0@*#!0-#`L+ M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$! M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$" M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#W^BBB@`HH MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB M@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHK-T_7;#5 M=0OK.SE\UK(HLSK]W`>^,.958C["G!Q_K#_A M2?\`"=3?\^*?]_#_`(5O]5J]C'ZS3[G:T5Q7_"=3?\^*?]_#_A1_PG4W_/BG M_?P_X4?5:O8/K-/N=K17%?\`"=3?\^*?]_#_`(4?\)U-_P`^*?\`?P_X4?5: MO8/K-/N=K17%?\)U-_SXI_W\/^%'_"=3?\^*?]_#_A1]5J]@^LT^YVM%<5_P MG4W_`#XI_P!_#_A1_P`)U-_SXI_W\/\`A1]5J]@^LT^YVM%<5_PG4W_/BG_? MP_X4?\)U-_SXI_W\/^%'U6KV#ZS3[G:T5Q7_``G4W_/BG_?P_P"%'_"=3?\` M/BG_`'\/^%'U6KV#ZS3[G:T5Q7_"=3?\^*?]_#_A1_PG4W_/BG_?P_X4?5:O M8/K-/N=K17&Q>-Y9)DC^PH-S`9\P]_PKLJSJ4I4_B-(5(S^$****S+"BBB@` MHHHH`****`"BBB@`HHHH`****`"BBB@`I"0H))``ZDTDDB11M)(P5%&69C@` M5XMX]^(SZH7TO1I"ED,B6<<&;V'HO\ZZ,-AIXB?+'YLPQ&(A0CS2^XO>/OB1 MYOFZ1HA_]GKR*O7?@I_J-:_WH?Y/7M8K# MPH8.48>7YGD8:O.MBHREY_D59/\`6/\`4TVG2?ZQ_J:;61H%%%%`@HHHH`** M**`"BBB@`HHHH`****`"BBB@"6U_X^X?^NB_SKUVO(K7_C[A_P"NB_SKUVN# M&[Q.[![,****X3M"BBB@`HHHH`****`"BBB@`HHHH`****`"HKBXAM+:2XN) M%CAC4L[L:^._B#/X@E M?3].9HM,4X)Z--[GV]JX.BBOKJ-&%&')!:'RU6K*K+FF]0KUWX*?ZC6O]Z'^ M3UY%7KOP4_U&M?[T/\GKES+_`':7R_,Z,O\`]XC\_P`@DTR_,C?Z#<]3_P`L MF_PI/[,U#_GQN?\`ORW^%>KT5XGUV78]CZFNYY1_9FH?\^-S_P!^6_PH_LS4 M/^?&Y_[\M_A7J]%'UV78/J:[GE']F:A_SXW/_?EO\*/[,U#_`)\;G_ORW^%> MKT4?79=@^IKN>4?V9J'_`#XW/_?EO\*/[,U#_GQN?^_+?X5ZO11]=EV#ZFNY MY1_9FH?\^-S_`-^6_P`*/[,U#_GQN?\`ORW^%>KT4?79=@^IKN>4?V9J'_/C M<_\`?EO\*/[,U#_GQN?^_+?X5ZO11]=EV#ZFNYY1_9FH?\^-S_WY;_"JTD;Q M2&.1&1QU5A@BO8*\R\2?\C#>?[X_D*WH8AU96:,:U!4XW3,JBBBNDYB6U_X^ MX?\`KHO\Z]=KR*U_X^X?^NB_SKUVN#&[Q.[![,****X3M"BBB@`HHHH`**** M`"BBB@`HHHH`****`"N2^)G_`"3W5/\`ME_Z-2NMKDOB9_R3W5/^V7_HU*WP MW\>'JOS,<1_!GZ,^>:***^O/E0KUWX*?ZC6O]Z'^3UY%7KOP4_U&M?[T/\GK MAS+_`':7R_,[,O\`]XC\_P`CU:BBO)M<^'?BG4-=O[RUU.!+>>=Y(U-Q("%) MR!@+Q7SU"E"HVIRY?4]ZM4G!)QCS'K-%?-FF6&M:KX@_L6#4'6YWNFYYW"Y7 M.>>O;TKTWP5X)\0Z#X@%[J5_#-;^4R;$G=CDXQP0!757P,**UJ*]KVMNC7] MK.4;?"+17D/Q:URYDU>RT:QEE5HE\R01,06=N@X]!_.M/X1:[)=V%[I-U*[S MV[^:A=LDJ>"/P(_6M)8*2P_M[_+R(6,BZ_L;?,]+HHKS?XN:Y)8Z7::;;RLD MUR^]BC8(5?IZG^5<]"BZU14UU-JU54H.;Z'I%%>/_"?6[F+6[S2+Z64M*NY5 ME8DJZ]1S_GBO8*K$T'0JLJT.=:!7F7B3_D8;S_`'Q_(5Z;7F7B3_D8 M;S_?'\A6N#^-^AEB_@7J95%%%>B>>2VO_'W#_P!=%_G7KM>16O\`Q]P_]=%_ MG7KM<&-WB=V#V84445PG:%%%%`!1110`4444`%%%%`!1110`4444`%ZI_P!LO_1J5UMZI_VR_P#1J5OAOX\/5?F8XC^#/T9\\T445]>? M*A7KOP4_U&M?[T/\GKR*O7?@I_J-:_WH?Y/7#F7^[2^7YG9E_P#O$?G^1ZM1 M117RY](>$>"_^2LG_KXN/_9J]WKPCP7_`,E9/_7Q[UZ69_P`2/^%' MGY=_#EZL\$^(_P#R45_^V5>[R2I!;M+(<(B[F/H`*\(^(_\`R45_^V5>D?$S M6O[)\'2Q(V)[TB!,=<'EC^7'XBM<13=2%""ZK_(SH5%3E6F^C_S.%\'1MXL^ M)L^JS#=#"S7!ST]$']?PID#'P9\6F0_+;2R[3Z&.3I^1/Z51\-^`=?UC2DU& MPNX[:*4D`-(RE@#C/`JOXI\%ZUX(7DA\:?%I(P=]I!*$7T\N/D_F<_G7;+XN4_ M"W^V=X^T>1Y)Y_Y:_=_^O7F'A7P;K7B2&>^TZX2!8WV%W-O"GQ)MM9MUQ%,RSX7N1PX_'K^->TPS M)<01S1,&CD4.K#N",@UX+XC\`:_I&E/J-_=QW,4)`($C,5![\BO1_A=K/]I^ M$8K=VS-9-Y)]=O5?TX_"EC*<98>$XRYN71L>$G*->4)*W-JD=M7F7B3_`)&& M\_WQ_(5Z;7F7B3_D8;S_`'Q_(5RX/XWZ'1B_@7J95%%%>B>>2VO_`!]P_P#7 M1?YUZ[7D5K_Q]P_]=%_G7KM<&-WB=V#V84445PG:%%%%`!1110`4444`%%%% M`!1110`4444`%ZI_P!LO_1J5OAOX\/5 M?F8XC^#/T9\\T445]>?*A7KOP4_U&M?[T/\`)Z\BKUWX*?ZC6O\`>A_D]<.9 M?[M+Y?F=F7_[Q'Y_D>K445F:UX@TWP_:BXU*Y6)6.%7JS'V'>OF(QO/XUIUP_M;RQ6]MIDFMV7>LB'((K:M2K0LZB?S,J52E*ZIM?(IW?AS1K^[-U= MZ9;37!Q^\>,%N.G-3:CHNF:MY?\`:%C!<^7G9YJ;MN>N/RKE_P#A:OA;_GXN M/^_!JU9?$GPO?3K"M^8F8X!F0J,_6K='$K7E>GJ0JV'>EUKZ'3VUK!9VR6]M M$D4,8PB(,`"H[[3[34K8VU[;QW$)()21M7 M+'3K/3+;[/8VT5O#DMLC7`R>]FUYEXD_Y&&\_WQ_( M5I@_C?H9XOX%ZF51117HGGDMK_Q]P_\`71?YUZ[7D5K_`,?K5X/XHDF\ M7?$XZ9YI6%;@6J8_@5?O$>_!->\5X-IW^@_&5A-\O_$RE&3_`+1;'\Q7DY;H MZDUNHZ'J9AJH1>S>IWVJ?"O0KG26M["(VUVH_=SEBV3_`+0[UJ^&_"X\*:!< M68OI;K>K.=P`53CG:.WYUTDDB0QM)(ZHBC+,QP`/*L['@_PUT/3]?\07%MJ,'G1);%U7<1@[E';ZFMKX ME^#=&T#2+6^TU&@D><1-&7)#`J3GGTQ^MOM3FC\/3M#="(LY679E, MCC/UQ4L$6H^)/%%OI.NZK-'()#%ON&+[#Z`>IQBO?G&?UCVG/[J6J_X!X<)1 M]ARC/6_`MW/>?#:-YV+,D4L8)[@9`KR[P#I.D:QKUQ!K)06ZP,Z[I?+^ M;!^$O"S^+-7GLDNUMC'$9=Y3?G M!`QC(]:X\).,HUI)\J?7L=>)A*,J,6N9KIW/6K7X?>#)Y=UJBRO&0W[NZ+8_ M(U!\6@%\&*HZ"=`*M>"/`LGA"YNYGOUNO/15`6+9MP<^IJM\7/\`D3A_U\)7 M+"?-BX)3UOPR+S4X]UP9G7/G%>!C'&:[W0_! MNA:%>?;=,@992I3=YI88->1^&/AS=^)]'&HPW\$"&1H]CH2>/I7L?A/0Y/#O MAVWTR:9)GB+$N@(!RQ/?ZUICYV9>)/^1AO/]\? MR%>FUYEXD_Y&&\_WQ_(5S8/XWZ'1B_@7J95%%%>B>>2VO_'W#_UT7^=>NUY% M:_\`'W#_`-=%_G7KM<&-WB=V#V84445PG:%%%%`!1110`4444`%%%%`!1110 M`4444`%ZI_VR_P#1J5UMZI_VR_\`1J5OAOX\/5?F8XC^ M#/T9\\T445]>?*A7KOP4_P!1K7^]#_)Z\BKUWX*?ZC6O]Z'^3UPYE_NTOE^9 MV9?_`+Q'Y_D>K5Y?\1/`5]J.I?VWHJ;[@@>=$IPQ(Z,OOP/RKU"BOG:%>="? M/`]^M1C6ARR/";R3XB:Y9C2KFWO7B.`P,03=C^\W%>E>#?#%UX<\-2VUU<-- M660_ODCZJPZ-^/]*]6HI_7JGM MO;6UM:W07U*'L?97TW,/29]0OO"@.HVDL%_Y+))&XY9@,9'UKQ;2]$\;:'=R M7.FZ;?V\KJ4++#G*YSCD>PKZ%HI4<8Z7-:*:ET'6PBJ\MY--=3Q2*_\`B?YJ M;X]1V[AG_1UZ?E7;?$C3;_5?",=O9VLMQ<>:C%(UR?>NUHHEC+SC-02Y>P1P MMH2@Y-W[G'_#33KS2_"(MKZVDMYO/=MDBX.#C!KL***YZM1U)N;ZG13@J<%! M=`KS+Q)_R,-Y_OC^0KTVO,O$G_(PWG^^/Y"NC!_&_0Y\7\"]3*HHHKT3SR6U M_P"/N'_KHO\`.O7:\BM?^/N'_KHO\Z]=K@QN\3NP>S"BBBN$[0HHHH`****` M"BBB@`HHHH`****`"BBB@`KDOB9_R3W5/^V7_HU*ZVN2^)G_`"3W5/\`ME_Z M-2M\-_'AZK\S'$?P9^C/GFBBBOKSY4*]9^#$\4,.L^;*B9:'&Y@,\/7DU%8X MFC[:FZ=[7-L/6]C44[7L?5GVVU_Y^8?^_@H^VVO_`#\P_P#?P5\IT5Y?]CK^ M?\/^">C_`&L_Y/Q/JS[;:_\`/S#_`-_!1]MM?^?F'_OX*^4Z*/['7\_X?\$/ M[6?\GXGU9]MM?^?F'_OX*/MMK_S\P_\`?P5\IT4?V.OY_P`/^"']K/\`D_$^ MK/MMK_S\P_\`?P4?;;7_`)^8?^_@KY3HH_L=?S_A_P`$/[6?\GXGU9]MM?\` MGYA_[^"C[;:_\_,/_?P5\IT4?V.OY_P_X(?VL_Y/Q/JS[;:_\_,/_?P4?;;7 M_GYA_P"_@KY3HH_L=?S_`(?\$/[6?\GXGU=')JJI+3H>EAZ3A'7J%%%%J:=<:GXKNX+ M=,G>-S'HHP.37C8II8IM_P`J/7PZ;PR2[LQ[.SGO[E;>W0N[?H/4^U>BZ+H< M&D0<8>X8?/)C]![5+I.D6^DVPCB&Z0_?D(Y8_P"%:%>97Q#G[L=CT*%!0U>X M4445RG2%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!6;KVC0>(-%N-+N9 M)(X9]NYHR`PVL&&,@]Q6E13C)Q:DMT*45)-/8\Y_X4UH7_/_`*C_`-])_P#$ MT?\`"FM"_P"?_4?^^D_^)KT:BNKZ]B?YW_7R.?ZEA_Y$><_\*:T+_G_U'_OI M/_B:/^%-:%_S_P"H_P#?2?\`Q->C44?7L3_._P"OD'U+#_R(\Y_X4UH7_/\` MZC_WTG_Q-'_"FM"_Y_\`4?\`OI/_`(FO1J*/KV)_G?\`7R#ZEA_Y$><_\*:T M+_G_`-1_[Z3_`.)H_P"%-:%_S_ZC_P!])_\`$UZ-11]>Q/\`._Z^0?4L/_(C MSG_A36A?\_\`J/\`WTG_`,31_P`*:T+_`)_]1_[Z3_XFO1J*/KV)_G?]?(/J M6'_D1YS_`,*:T+_G_P!1_P"^D_\`B:/^%-:%_P`_^H_]])_\37HU%'U[$_SO M^OD'U+#_`,B/.?\`A36A?\_^H_\`?2?_`!-'_"FM"_Y_]1_[Z3_XFO1J*/KV M)_G?]?(/J6'_`)$><_\`"FM"_P"?_4?^^D_^)H_X4UH7_/\`ZC_WTG_Q->C4 M4?7L3_._Z^0?4L/_`"(Y'PU\/=,\+ZH=0M+J[EE,9CVS,I&"0>RCTKJHX(HG MD=$"M(=SD=2:DHK"I5G4?--W9M"G"FN6"L@HHHK,L****`"BBB@`HHHH`*** M*`"BBB@`HHHH`****`"BBB@`HHKGO'.IWFC>#K^_L)?*N8O+V/M#8S(H/!!' M0FKA!SDH+J3.:A%R?0Z&BO']'U#XFZ[IR7]C?0O;N2%+)`IX.#P5KII7\:VW M@MVN;VWBUG[0-LKF(+Y?''3;Z^]=,\&X/E6_VIT`DEWJ%9O8CC\JMOJNGQSK`]];K,V,(91DY]JYG!IM M;G0IIJY6UO(DPGF.%S^=7.DXV6]U?0B-12O MTMW+-%06UY;7D>^UN(ID]8W##]*X'P+XHUC6?%>K65_=^=;VX8QIY2+MP^.H M`)XJH492C*7\NXIUHQE&/\QZ+139'6*-I&.%4%C]!7D=EXC\7^.M7NH]%OH= M-M8/F"G`.,\9."2?TITR1Z]17"^$[[QG#K4NF:_: MFYMDR!>JJJ`<9'/&X'Z9KLKJ_M+%0UW=0P`]#(X7/YU-2DX2Y;W]-2J=53CS M6MZZ%BBHH+F"ZB$MO-'+&?XD8$?I4)U2P"2.;VWVQ??/F#Y?KZ5GROL7S+N6 MZ*JC4[$NB?;+?P&X^U'*^P77@DD"G]:CE;=K M%W25RU138Y$FC$D;JZ-R&4Y!JI+K&F03>3-J%M'+TV-*H/Y9H46]$@;2W9=H MI%8,H92"#T([TM(84444`%%%%`!1110`5R7Q,_Y)[JG_`&R_]&I76UC>+-%E M\0^&;O2H94BDGV8=P2!M=6[?2M:$E&K&3V31E7BY4I16[3/*?"FF^.[C0(9- M#U!(;`LVQ"ZC!SSU![UTOCN+48?A;#'JT@EOEEC$S@@Y.3Z5UOA'0I?#GAZ' M39IDF>-F)=`0#DY[TSQEX>F\3>'VTZ"=(7,BOO<$CCZ5W2Q<98A-V45*]['' M'"N.':5[M;7/-O%G_))?#7^^O_H+55\6^%;'2O!FDZO"\[7UP4,TCR$[MRYZ M=L5V^L^`KO4_!FE:&E[`DMD06D93M;`(X_.K?B7P;IS_BV;3KGP7H#:QJMW"9+:-_(M MU#-.VT9)R?\`.:XSQ7%:6D.GW6EZ!?:.,G;-,[`RXZ$9.0?>O0?$GP\N]4T_ M1OLE[&EYIUND)+`[6V@)/$UO`^JZW;&XB.%C6+$:CUX')-5AZ M]&'+[^EW??SZ):_,FO0JSO[NME;;RZWT^1B?$TRW.J^'#YA6:2!?W@X(8D<_ MG5+QSX=L_".N:0^E/,COAV9Y"26##G-=SXE\"W>NWFCSQWD$0L8U1PRD[B"# MQ^52^-_!5UXIOK&XM[N&`6P((D4G/.>U31Q<(^SCS:6=_P`;%5<-.7/+EUNK M?J.Q#(FU3CJ,D_4]*WF^'UOH_B6SO\`0]433U3!:"5R MQDYYZGH15OQCX!DUW4(=5TV\%IJ,0`W'.&QT.1T(JCIGP]U6[U^#5O$^JB\: MW(*1ISNQT!/&!FH5>'LH\L^5)6:MN_R*=&?M)Y,RZEXANR6!M8DPB'T!!S@?E76GP3<_P#"Q!XE^UP^0#GR=IW? ME9,'@+Q!HGB2ZU'0M3MHX[@L"9DW$*3G&,<\U4:])M/FLU%+MKZVO]PI M4:B37+=.3??3TO;[S`\`E[/XFW%I#!-90,)`;5WR4`&0#ZXJ]\,?^1YUW_=? M_P!&5N:!X"U#1_&C:U/J$=U&X;>6!#LS#D^G6K?A/P5=>'?$.HZE-=PRI=!@ MJ(I!7+9YS17Q%*2G9[Q2^84:%2+A=;2?W'9OMV-OQLQSGIBO([OX9W27\]WX M5UJ(*&/R"4AH^^W3! M(?NN2IQ[X&#]:Y<'4Y.:T^5^:NF=.+I\]KPNO)V:*OA;Q3XCT;Q?%XL1QLX2TA)^0`X&<=A_.N^\,?# MVXT_7/[(VNX6@E9R(0IW#(Q]*R;[X=:KI^N3ZEX7U5;,3 MDEHWXVYY('!R*W6(I.ZC*SY4D^UMT8^PJ*S<;KF;MW[%K1?#LG@NXUB[L]5C MGLTAED6R)RRE02N>>HZ5Y]X;?^U[R^OM4T&^U^:0\M$S80GUQ^E>F>$/`9T2 MXN[_`%2Z%[?72LKGG;AOO=>I-94?@#7_``_J%Q+X6UB."VGZQS+DJ.PY!!QZ MT0Q%-.:G^10\#VOB2T@US34L[RTAEMY& MLS<*1Y73M/ MOQ?ZI<3W]\I#SQN1Y>>JUMW6W6_P#5R98>HH1T>E^SW\C>^'EYI]UX7C33[BZECA8HPN2"Z'KC MCMZ5U=<]X.\+1^%-(-HLWG32/YDLF,`GIP/2NAKRL0XNK)P=U<].@I*G%26H M4445B:A1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% <%`!1110`4444`%%%%`!1110`4444`%%%%`'_V3\_ ` end