485BPOS 1 combo2017hartfordleadersdoc.htm 485BPOS 2017 Hartford Leaders Plus 1 HLA 333-91921 Combined Document


As filed with the Securities and Exchange Commission on April 20, 2017
File No. 333-91921
811-09295
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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

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FORM N-4
REGISTRATION STATEMENT UNDER
THE SECURITIES ACT OF 1933
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PRE-EFFECTIVE AMENDMENT NO.
/ /
POST-EFFECTIVE AMENDMENT NO. 34
/X/

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940

AMENDMENT NO. 575
/X/

HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT SEVEN

(Exact Name of Registrant)

HARTFORD LIFE AND ANNUITY INSURANCE COMPANY

(Name of Depositor)

P.O. BOX 2999
HARTFORD, CT 06104-2999

(Address of Depositor's Principal Offices)

(860) 547-4390

(Depositor's Telephone Number, Including Area Code)

LISA PROCH
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
P.O. BOX 2999
HARTFORD, CT 06104-2999

(Name and Address of Agent for Service)
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APPROXIMATE DATE OF PROPOSED PUBLIC OFFERING:
AS SOON AS PRACTICABLE AFTER THE EFFECTIVE DATE OF THE REGISTRATION STATEMENT.
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It is proposed that this filing will become effective:
/ /
immediately upon filing pursuant to paragraph (b) of Rule 485
/X/
on May 1, 2017 pursuant to paragraph (b) of Rule 485
/ /
60 days after filing pursuant to paragraph (a)(1) of Rule 485
/ /
on pursuant to paragraph (a)(1) of Rule 485
/ /
this post-effective amendment designates a new effective date for a previously filed post-effective amendment

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PART A


 

HARTFORD LEADERS PLUS*
hartfordlogo.jpg
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT SEVEN (EST. 4/1/99)
HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT SEVEN (EST. 12/8/86)
P.O. BOX 14293
LEXINGTON, KY 40512-4293
 
1-800-862-6668 (CONTRACT OWNERS)
1-800-862-7155 (REGISTERED REPRESENTATIVES)
www.thehartford.com/annuities
 
 
 
 
 
 
*This product was previously sold under various marketing names depending on which distribution partner sold the product and/or when the product was sold. These market names include: Hartford Leaders Plus Series I/IR, Hartford Leaders Elite Plus Series I/IR and Hartford Leaders Solution Plus Series I/IR. The variable annuity products described in this prospectus are no longer for sale. In 2013, We announced that The Hartford would no longer be selling or issuing annuity products and part of the company’s long-term strategy is to reduce the liabilities associated with in-force annuity contracts. However, we continue to administer the in force annuity contracts. You should read the terms of your annuity contract, including any riders, as your contract contains the specific terms of the benefits, limitations, restrictions, costs and obligations regarding your annuity.
We call this annuity "Plus" because each time you make a Premium Payment, Hartford will credit your Contract Value with a Payment Enhancement. The expenses for this annuity may be higher than the expenses for an annuity without the Payment Enhancements. The Payment Enhancements may, over time, be more than offset by the higher expenses. We expect to make a profit from bonus charges.
This variable annuity prospectus describes a contract between each Owner and joint Owner (“you”) and Hartford Life and Annuity Insurance Company or Hartford Life Insurance Company (“us,” “we” or “our”) where you agreed to make at least one Premium Payment to us and we agreed to make a series of Annuity Payouts at a later date. This Contract is a flexible premium, tax-deferred, variable annuity offered to both individuals and groups.
At the time you purchased your Contract, you allocated your Premium Payment to “Sub-Accounts.” These are subdivisions of our Separate Account, an account that keeps your Contract assets separate from our company assets. The Sub-Accounts then purchase shares of mutual funds set up exclusively for variable annuity or variable life insurance products. These are not the same mutual funds that you buy through your stockbroker or through a retail mutual fund. They may have similar investment strategies and the same portfolio managers as retail mutual funds. This Contract offers you Funds with investment strategies ranging from conservative to aggressive and you may pick those Funds that meet your investment goals and risk tolerance. The Funds described in this prospectus are part of the following Portfolio companies: AIM Variable Insurance Funds, American Funds Insurance Series, BlackRock, Franklin Templeton Investments, Hartford HLS Funds, MFS Investments Management and The Prudential Series Fund.
At the time you purchased your Contract you were able to allocate some or all of your Premium Payment to the “Fixed Accumulation Feature,” which pays an interest rate guaranteed for a certain time period from the time the Premium Payment is made. Amounts allocated to the Fixed Accumulation Feature are not segregated from our company assets like the assets of the Separate Account. The Fixed Accumulation Feature is currently not available.
Please read this prospectus carefully and keep it for your records and for future reference. The Statement of Additional Information contains more information about this Contract and, like this prospectus, is filed with the Securities and Exchange Commission (“SEC” or “Commission”). Although we file this prospectus and the Statement of Additional Information with the SEC, the SEC doesn’t approve or disapprove these securities or determine if the information in this prospectus is truthful or complete. Anyone who represents that the SEC does these things may be guilty of a criminal offense. This prospectus and the Statement of Additional Information can be obtained free of charge from us by calling 1-800-862-6668 or from the SEC’s website (www.sec.gov).
Pursuant to IRS Circular 230, you are hereby notified of the following: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax adviser. This product is not intended to provide tax, accounting or legal advice. Please consult with your tax accountant or attorney prior to finalizing or implementing any tax or legal strategy or for any tax, accounting or legal advice concerning your situation.


2
 
 
 

NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY
MAY LOSE VALUE
NOT A DEPOSIT OF OR GUARANTEED BY ANY BANK OR ANY BANK AFFILIATE
fdichprmva2.jpg
Date of Prospectus: May 1, 2017
Date of Statement of Additional Information: May 1, 2017



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Table of Contents
 
Page
Appendix IV — ACD Deferral Option — Examples
Appendix VI — Model Investment Options




4
 
 
 

Definitions
These terms are capitalized when used throughout this prospectus. Please refer to these defined terms if you have any questions as you read your prospectus.
Account: Any of the Sub-Accounts or the Fixed Accumulation Feature.
Accumulation Units: If you allocate your Premium Payment to any of the Sub-Accounts, we will convert those payments into Accumulation Units in the selected Sub-Accounts. Accumulation Units are valued at the end of each Valuation Day and are used to calculate the value of your Contract prior to Annuitization.
Accumulation Unit Value: The daily price of Accumulation Units on any Valuation Day.
Administrative Office: Our overnight mailing address is: The Hartford - Annuity Service Operations, 1338 Indian Mound Drive, Mt. Sterling, KY 40353. Our standard mailing address is The Hartford - Annuity Service Operations, PO Box 14293, Lexington, KY 40512-4293.
Anniversary Value: The value equal to the Contract Value as of a Contract Anniversary, adjusted for subsequent Premium Payments and partial Surrenders.
Annual Maintenance Fee: An annual $30 charge deducted on a Contract Anniversary or upon full Surrender if the Contract Value at either of those times is less than $50,000. The charge is deducted proportionately from each Account in which you are invested.
Annual Withdrawal Amount (AWA): This is the amount you can Surrender per Contract Year without paying a Contingent Deferred Sales Charge. This amount is non-cumulative, meaning that it cannot be carried over from one year to the next.
Annuitant: The person on whose life the Contract is issued. The Annuitant may not be changed after your Contract is issued.
Annuity Calculation Date: The date we calculate the first Annuity Payout.
Annuity Commencement Date: The later of the 10th Contract Anniversary or the date the Annuitant reaches age 90, unless you elect an earlier date.
Annuity Payout: The money we pay out after the Annuity Commencement Date for the duration and frequency you select.
Annuity Payout Option: Any of the options available for payout after the Annuity Commencement Date or death of the Contract Owner or Annuitant.
Annuity Unit: The unit of measure we use to calculate the value of your Annuity Payouts under a variable dollar amount Annuity Payout Option.
Annuity Unit Value: The daily price of Annuity Units on any Valuation Day.
Beneficiary: The person(s) entitled to receive benefits pursuant to the terms of the Contract, upon the death of any Contract Owner, joint Contract Owner or Annuitant.
Benefit Amount: The basis used to determine the maximum payout guaranteed under The Hartford’s Principal First. The initial Benefit Amount is your Premium Payments if you elected the benefit upon purchase or your Contract Value on the date we add the benefit to your Contract if you elect the benefit at a later date. The Benefit Amount is referred to as the Guaranteed Remaining Balance in your Contract.
Benefit Payment: The maximum guaranteed payment that can be made each Contract Year under The Hartford’s Principal First. The initial Benefit Payment is equal to 7% of your Premium Payments if you elect the benefit upon purchase or 7% of your Contract Value on the date we add the benefit to your Contract. The Benefit Payment can never exceed the Benefit Amount. The Benefit Payment is called Guaranteed Annual Withdrawal Benefit in your Contract.
Charitable Remainder Trust: An irrevocable trust, where an individual donor makes a gift to the trust, and in return receives an income tax deduction. In addition, the individual donor has the right to receive a percentage of the trust earnings for a specified period of time.
Code: The Internal Revenue Code of 1986, as amended.
Commuted Value: The present value of any remaining guaranteed Annuity Payouts. This amount is calculated using the Assumed Investment Return for variable dollar amount Annuity Payouts and a rate of return determined by us for fixed dollar amount Annuity Payouts.
Contingent Annuitant: The person you may designate to become the Annuitant if the original Annuitant dies before the Annuity Commencement Date. You must name a Contingent Annuitant before the original Annuitant’s death.


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Contingent Deferred Sales Charge (“CDSC”): The deferred sales charge that may apply when you make a full or partial Surrender.
Contract: The individual Annuity Contract and any endorsements or riders. Group participants and some individuals may receive a certificate rather than a Contract.
Contract Anniversary: The anniversary of the date we issued your Contract. If the Contract Anniversary falls on a Non-Valuation Day, then the Contract Anniversary will be the next Valuation Day.
Contract Owner, Owner or you: The owner or holder of the Contract described in this prospectus including any joint Owner(s). We do not capitalize “you” in the prospectus.
Contract Value: The total value of the Accounts on any Valuation Day.
Contract Year: Any 12 month period between Contract Anniversaries, beginning with the date the Contract was issued.
Death Benefit: The amount payable if the Contract Owner, Joint Contract Owner, or the Annuitant dies before the Annuity Commencement Date.
Deferred Annuity Commencement Date: The Annuitant’s 100th birthday.
Dollar Cost Averaging: A program that allows you to systematically make transfers between Accounts available in your Contract.
Financial Intermediary: The broker dealer through whom you purchased your contract or the investment professional who is listed in our administrative systems as the agent of record on your Contract and services your Contract.
Fixed Accumulation Feature: Part of our General Account, where you may allocate a portion of your Contract Value. In the Contract, the Fixed Accumulation Feature is called the “Fixed Account.” If you signed the application for your Contract on or after December 12, 2002, or if your Contract was issued on or after December 12, 2002, you cannot allocate any Premium Payments or transfer any Contract Value to the Fixed Accumulation Feature until further notice.
General Account: The General Account includes our company assets, including any money you have invested in the Fixed Accumulation Feature.
In Good Order: Certain transactions require your authorization and completion of requisite forms. Such transactions will not be considered in good order unless received by us in our Administrative Office or via telephone or facsimile. Generally, our request for documentation will be considered in good order when we receive all of the requisite information on the form required by us.
Joint Annuitant: The person on whose life Annuity Payouts are based if the Annuitant dies after Annuitization. You may name a Joint Annuitant only if your Annuity Payout Option provides for a survivor. The Joint Annuitant may not be changed.
Maximum Anniversary Value: This is the highest Anniversary Value, adjusted for subsequent Premium Payments and withdrawals, prior to the deceased’s 81st birthday or the date of death, if earlier.
Net Investment Factor: This is used to measure the investment performance of a Sub-Account from one Valuation Day to the next, and is also used to calculate your Annuity Payout amount.
Non-Valuation Day: Any day the New York Stock Exchange is not open for trading.
Payee: The person or party you designate to receive Annuity Payouts.
Payment Enhancement: An amount that Hartford credits your Contract Value at the time a premium payment is made. The amount of a Payment Enhancement is based on the cumulative premium payments you make to your Contract.
Premium Payment: Money sent to us to be invested in your Contract.
Premium Tax: The amount of tax, if any, charged by federal, state, or other governmental entity on Premium Payments or Contract Values. On any contract subject to a Premium Tax, We may deduct the tax on a pro-rata basis from the Sub-Accounts at the time We pay the tax to the applicable taxing authorities, at the time the contract is surrendered, at the time death benefits are paid or on the Annuity Commencement Date. The Premium Tax rate varies by state or municipality. Currently the maximum rate charged by any state is 3.5% and 1.0% in Puerto Rico.
Qualified Contract: A contract issued to qualify under Sections 401, 403 or 408 of the Internal Revenue Code.
Required Minimum Distribution: A federal requirement that individuals age 70½ and older must take a distribution from their tax-qualified retirement account by December 31, each year. For employer sponsored qualified Contracts, the individual must begin taking distributions at the age of 70½ or upon retirement, whichever comes later.


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Spouse: A person related to a Contract Owner by marriage pursuant to the Code.
Sub-Account Value: The value on or before the Annuity Calculation Date, which is determined on any day by multiplying the number of Accumulation Units by the Accumulation Unit Value for that Sub-Account.
Surrender: A complete or partial withdrawal from your Contract.
Surrender Value: The amount we pay you if you terminate your Contract before the Annuity Commencement Date. The Surrender Value is equal to the Contract Value minus any applicable charges (subject to rounding).
The Hartford’s Principal First: An option that was available at an additional charge where, if elected, you may take withdrawals that are guaranteed to equal your total Premium Payments as long as certain conditions are met. The guaranteed amount is different if you elected this benefit after you purchased your Contract. This benefit is called the Guaranteed Income Benefit in your Contract. This rider/option can no longer be elected or added after you purchase your Contract.
Valuation Day: Every day the New York Stock Exchange is open for trading. Values of the Separate Account are determined as of the close of the New York Stock Exchange, generally 4:00 p.m. Eastern Time.
Valuation Period: The time span between the close of trading on the New York Stock Exchange from one Valuation Day to the next.



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Fee Tables
The following tables describe the fees and expenses that you will pay when buying, owning, and surrendering the Contract.
This table describes the fees and expenses that you will pay at the time that you purchase the Contract or Surrender the Contract. Charges for state premium taxes may also be deducted when you purchase the Contract, upon Surrender or when we start to make Annuity Payouts.
Contract Owner Transaction Expenses
Sales Charge Imposed on Purchases (as a percentage of Premium Payments)
None
Contingent Deferred Sales Charge (as a percentage of Premium Payments) (1)
 
First Year (2)
8%
Second Year
8%
Third Year
8%
Fourth Year
8%
Fifth Year
7%
Sixth Year
6%
Seventh Year
5%
Eighth Year
0%
(1)
Each Premium Payment has its own Contingent Deferred Sales Charge schedule. The Contingent Deferred Sales Charge is not assessed on partial Surrenders which do not exceed the Annual Withdrawal Amount. We waive the Contingent Deferred Sales Charge on certain types of Surrenders. See the Contingent Deferred Sales Charge in the Charges and Fees Section of this prospectus.
(2)
Length of time from each Premium Payment.
Contract Owner Periodic Expenses
This table describes the fees and expenses that you will pay periodically and on a daily basis during the time that you own the Contract, not including fees and expenses of the underlying Funds.
Annual Maintenance Fee (3)
$30
Separate Account Annual Expenses (as a percentage of average daily Sub-Account Value)
 
Mortality and Expense Risk Charge
1.50%
Administrative Charge
0.15%
Total Separate Account Annual Expenses
1.65%
Optional Charges (as a percentage of average daily Sub-Account Value)
 
The Hartford’s Principal First Charge
0.75%
Optional Death Benefit Charge
0.15%
Earnings Protection Benefit Charge
0.20%
Total Separate Account Annual Expenses with all optional charges
2.75%
(3)
An annual $30 charge deducted on a Contract Anniversary or upon Surrender if the Contract Value at either of those times is less than $50,000. It is deducted proportionately from the Sub-Accounts in which you are invested at the time of the charge.
This table shows the minimum and maximum total annual fund operating expenses charged by the underlying Funds that you may pay on a daily basis during the time that you own the Contract. More detail concerning each underlying Fund’s fees and expenses is contained in the prospectus for each Fund.
Hartford Leaders Plus
Minimum
Maximum
Total Annual Fund Operating Expenses
 
 
(these are expenses that are deducted from Sub-Account assets, including management fees, Rule 12b-1 distribution and/or service fees, and other expenses)
0.31%
1.39%


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Hartford Leaders Elite Plus
Minimum
Maximum
Total Annual Fund Operating Expenses
 
 
(these are expenses that are deducted from Sub-Account assets, including management fees, Rule 12b-1 distribution and/or service fees, and other expenses)
0.31%
1.65%
Hartford Leaders Solution Plus
Minimum
Maximum
Total Annual Fund Operating Expenses
 
 
(these are expenses that are deducted from Sub-Account assets, including management fees, Rule 12b-1 distribution and/or service fees, and other expenses)
0.31%
1.42%

EXAMPLE
This Example is intended to help you compare the cost of investing in the Contract with the cost of investing in other variable annuity contracts. The Example reflects a deduction for any Contingent Deferred Sales Charge, Annual Maintenance Fee, maximum Separate Account Annual Expenses including all Optional Charges (excluding any Payment Enhancements), and the highest Total Annual Fund Operating Expenses of the underlying Funds. The Example does not reflect the deduction of any applicable Premium Taxes, income taxes or tax penalties you may be required to pay if you Surrender your Contract. If you did not select all of the optional benefits, your expenses would be lower than those shown in the Example.
The Example should not be considered a representation of past or future expenses and actual expenses may be greater or less than those shown. In the following Example table, Hartford assumes a Contract Value of $40,000 to illustrate the charges that would be deducted. Our average Contract Value is $80,000, but we use a smaller Contract Value so that we can show you the highest possible deductions. The Example assumes the Annual Maintenance Fee will always be deducted if the Contract is Surrendered. If your Contract Value is $50,000 or more, Hartford waives the Annual Maintenance Fee, so the Example shows charges that are higher than you would have to pay. We change the Annual Maintenance Fee for a $40,000 Contract Value into a percentage to more easily calculate the charges. The percentage we use is 0.075%.
The Example assumes that you invest $10,000 in the Contract for the time periods indicated. The Example also assumes that your investment has a 5% return each year and assumes the highest Total Annual Fund Operating Expenses. Although your actual costs may be higher or lower, based on these assumptions, your costs would be:

Hartford Leaders Plus:
(1)
If you Surrender your Contract at the end of the applicable time period:
1 year
$
1,185

3 years
$
2,107

5 years
$
2,943

10 years
$
4,632

(2)
If you annuitize at the end of the applicable time period:
1 year
$
347

3 years
$
1,261

5 years
$
2,183

10 years
$
4,522

(3)
If you do not Surrender your Contract:
1 year
$
454

3 years
$
1,369

5 years
$
2,291

10 years
$
4,632




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Hartford Leaders Elite Plus:
(1)
If you Surrender your Contract at the end of the applicable time period:
1 year
$
1,209

3 years
$
2,177

5 years
$
3,056

10 years
$
4,849

(2)
If you annuitize at the end of the applicable time period:
1 year
$
374

3 years
$
1,338

5 years
$
2,306

10 years
$
4,741

(3)
If you do not Surrender your Contract:
1 year
$
481

3 years
$
1,446

5 years
$
2,414

10 years
$
4,849


Hartford Leaders Solution Plus:
(1)
If you Surrender your Contract at the end of the applicable time period:
1 year
$
1,203

3 years
$
2,156

5 years
$
3,023

10 years
$
4,783

(2)
If you annuitize at the end of the applicable time period:
1 year
$
366

3 years
$
1,315

5 years
$
2,268

10 years
$
4,674

(3)
If you do not Surrender your Contract:
1 year
$
473

3 years
$
1,422

5 years
$
2,376

10 years
$
4,783

Condensed Financial Information
When Premium Payments (and any applicable Payment Enhancements) are credited to your Sub-Accounts, they are converted into Accumulation Units by dividing the amount of your Premium Payments (and any applicable Payment Enhancements), minus any Premium Taxes, by the Accumulation Unit Value for that day. For more information on how Accumulation Unit Values are calculated see “How is the value of my Contract calculated before the Annuity Commencement Date?” Please refer to Appendix IV for information regarding the minimum and maximum class of Accumulation Unit Values. All classes of Accumulation Unit Values may be obtained, free of charge, by calling us at 1-800-862-6668.
Available Information
We provide information about our financial strength in reports filed with the SEC and state insurance departments. For example, we file annual reports (Form 10-K), quarterly reports (Form 10-Q) and periodic reports (Form 8-K) with the SEC. Forms 10-K


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and 10-Q include information such as our financial statements, management discussion and analysis of the previous year of operations, risk factors, and other information. Form 8-K reports are used to communicate important developments that are not otherwise disclosed in the other forms described above.
You may read or copy these reports at the SEC’s Public Reference Room at 100 F. Street N.E., Room 1580, Washington, D.C. 20549-2001. You may also obtain reports and other information about us by contacting us using the information stated on the cover page of this prospectus, visiting our website at www.thehartford.com/annuities or visiting at the SEC’s website at www.sec.gov. You may also obtain reports and other financial information about us by contacting your state insurance department.
Highlights
How do I purchase this Contract?
This Contract is closed to new investors. In addition, as of October 4, 2013, we no longer allow Contract Owners to reinstate their Contracts when a Contract Owner requests a Surrender (either Full or Partial). Subsequent Premium Payments must be at least $500, unless you take advantage of our InvestEase® Program or are part of certain retirement plans.
What are Payment Enhancements?
Each time you make a Premium Payment, Hartford will credit your Contract Value with a Payment Enhancement. The amount of the Payment Enhancement is based on your cumulative Premium Payments.
Hartford developed a variety of variable annuities to help you meet your goals. We issued variable annuities that do not have Payment Enhancements, but that do have lower mortality and expense risk charges and shorter contingent deferred sales charge periods than this Contract. Do you understand that you pay for Payment Enhancements through higher surrender charges, a longer surrender period and higher mortality and expense risk charges? Do you know that Payment Enhancements may be more than offset by the additional fees and charges associated with the bonus? Do you know that we may take back some or all Payment Enhancements in certain circumstances? When you talk to your financial adviser, you should make sure that an annuity with a Payment Enhancement is a suitable investment for you.
What type of sales charges apply?
You didn’t pay a sales charge when you purchased your Contract. We may charge you a Contingent Deferred Sales Charge when you partially or fully Surrender your Contract. The Contingent Deferred Sales Charge will depend on the amount you choose to Surrender and the length of time the Premium Payment you made has been in your Contract.
The percentage used to calculate the Contingent Deferred Sales Charge is equal to:
Number of years from
 Premium Payment
Contingent Deferred
Sales Charge
1
8%
2
8%
3
8%
4
8%
5
7%
6
6%
7
5%
8 or more
0%
You won’t be charged a Contingent Deferred Sales Charge on:
ü
The Annual Withdrawal Amount
 
 
ü
Premium Payments that have been in your Contract for more than eight years
 
 
ü
Payment Enhancements or earnings
 
 
ü
Distributions made due to death
 
 
ü
Distributions under a program for substantially equal periodic payments made for your life or life expectancy
 
 
ü
Most payments we make to you as part of your Annuity Payout
Is there an Annual Maintenance Fee?
We deduct this $30 fee each year on your Contract Anniversary or when you fully Surrender your Contract, if, on either of those


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dates, the value of your Contract is less than $50,000.
What charges will I pay on an annual basis?
In addition to the Annual Maintenance Fee, you pay the following charges each year:
•
Mortality and Expense Risk Charge — This charge is deducted daily and is equal to an annual charge of 1.50% of your Contract Value invested in the Sub-Accounts.
•
Administrative Charge — This charge is for administration. It is deducted daily and is equal to an annual charge of 0.15% of your Contract Value invested in the Sub-Accounts.
•
Annual Fund Operating Expenses — These charges are for the underlying Funds. See the Funds’ prospectuses for more complete information.
•
The Hartford’s Principal First Charge — This rider/option can no longer be elected or added after you purchase your Contract. If you elected The Hartford’s Principal First, we deduct an additional charge on a daily basis that is equal to an annual charge of 0.50% of your Contract Value invested in the Sub-Accounts. If you elected this benefit, you cannot cancel it and we continue to deduct the charge until we begin to make Annuity Payouts.
•
Optional Death Benefit Charge — If you elected the Optional Death Benefit, we deduct an additional charge on a daily basis until we begin to make Annuity Payouts that is equal to an annual charge of 0.15% of your Contract Value invested in the Funds.
•
Earnings Protection Benefit Charge — If you elected the Earnings Protection Benefit, we deduct an additional charge on a daily basis until we begin to make Annuity Payouts that is equal to an annual charge of 0.20% of your Contract Value invested in the Funds.
If you elect the Deferral Option, then upon the original Annuity Commencement Date, the Hartford’s Principal First, the Optional Death Benefit and the Earnings Protection Benefit riders are terminated and the associated rider charges will no longer be assessed.
Charges and fees may have a significant impact on Contract Values and the investment performance of Sub-Accounts (particularly in Contracts with lower Contract Value).
Can I take out any of my money?
You may Surrender all or part of the amounts you have invested at any time before we start making Annuity Payouts. Once Annuity Payouts begin, you may take full or partial Surrenders under the Payments for a Period Certain, Life Annuity with Payments for a Period Certain or the Joint and Last Survivor Life Annuity with Payments for a Period Certain Annuity Options, but only if you selected the variable dollar amount Annuity Payouts.
Ÿ
You may have to pay income tax on the money you take out and, if you Surrender before you are age 59½, you may have to pay a federal income tax penalty.
 
 
Ÿ
You may have to pay a Contingent Deferred Sales Charge on the money you Surrender.
Will Hartford pay a Death Benefit?
There is a Death Benefit if the Contract Owner, joint Contract Owner or the Annuitant, if applicable, die before we begin to make Annuity Payouts. The Death Benefit will be calculated as of the date we receive a certified death certificate or other legal document acceptable to us.
The Death Benefit amount will remain invested in the Sub-Accounts and Fixed Accumulation Feature according to your last instructions and will fluctuate with the performance of the underlying Funds.
If death occurs before the Annuity Commencement Date, the Death Benefit is the greatest of:
•
The total Premium Payments you have made to us minus the dollar amount of any partial Surrenders, or
•
The Contract Value of your Contract minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit, or,
•
Your Maximum Anniversary Value, which is described below, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit.
The Maximum Anniversary Value is based on a series of calculations on Contract Anniversaries of Contract Values, Premium Payments, Payment Enhancements and partial Surrenders. We will calculate an Anniversary Value for each Contract Anniversary prior to the deceased’s 81st birthday or date of death, whichever is earlier.
If you purchased your Contract on or after May 1, 2002, the Anniversary Value is equal to the Contract Value as of a Contract Anniversary with the following adjustments:
•
Your Anniversary Value is increased by the dollar amount of any Premium Payments and Payment Enhancements made since the Contract Anniversary; and
•
Your Anniversary Value is reduced proportionally for any partial Surrenders. We calculate the proportion based on the amount of any partial Surrenders since the Contract Anniversary divided by your Contract Value at the time of Surrender.


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If you purchased your Contract before May 1, 2002, the Anniversary Value is equal to the Contract Value as of a Contract Anniversary with the following adjustments:
•
Your Anniversary Value is increased by the dollar amount of any Premium Payments and Payment Enhancements made since the Contract Anniversary; and
•
Your Anniversary Value is reduced by the dollar amount of any partial Surrenders since the Contract Anniversary.
The Maximum Anniversary Value is equal to the greatest Anniversary Value attained from this series of calculations.
If you elect the Deferral Option, then on and after the original Annuity Commencement Date, your Death Benefit will equal the Contract Value calculated as of the date of receipt of Due Proof of Death at our Administrative Office. During the time period between our receipt of Due Proof of Death and our receipt of complete settlement instructions from each Beneficiary, the calculated Death Benefit amount will be subject to market fluctuations. No other Death Benefit or optional Death Benefits apply. All optional Death Benefits and Earnings Protection Benefit and their associated charges will terminate. Please see the section titled Annuity Commencement Date Deferral Option for more information.
Optional Death Benefit — If you elected the Optional Death Benefit at an additional charge, the Death Benefit will be the greatest of:
•
the total Premium Payments you have made to us minus the dollar amount of any partial Surrenders;
•
the Contract Value of your Contract minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit;
•
your Maximum Anniversary Value, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit;
•
your Interest Accumulation Value from the date the Optional Death Benefit is added to your Contract.
If you elected the Optional Death Benefit, you cannot cancel it.
Earnings Protection Benefit — You may have elected the Earnings Protection Benefit at an additional charge. If you elected the Earnings Protection Benefit, you cannot cancel it.
If you and your Annuitant are age 69 or under on the date the Earnings Protection Benefit is added to your Contract, the death benefit calculation is the greatest of:
•
The total Premium Payments you have made to us minus the dollar amount of any partial Surrenders, or
•
The Maximum Anniversary Value, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit, or
•
Your Contract Value on the date we receive a death certificate or other legal document acceptable to us, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit, plus 40% of the Contract gain since the date the Earnings Protection Benefit was added to your Contract.
If you or your Annuitant are age 70 through 75 on the date the Earnings Protection Benefit is added to your Contract, the percentage of Contract gain added to your Contract Value is reduced to 25%.
Your Contract gain is limited to or “capped” at a maximum of 200% of Contract Value on the date the Earnings Protection Benefit was added to your Contract plus Premium Payments not previously withdrawn made after the Earnings Protection Benefit was added to your Contract, excluding any Premium Payments made in the 12 months before the date of death. We subtract any Payment Enhancements and any adjustments for partial Surrenders.
What Annuity Payout Options are available?
When it comes time for us to make Annuity Payouts, you may choose one of the following Annuity Payout Options: Life Annuity, Life Annuity with Cash Refund, Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity, Joint and Last Survivor Life Annuity with Payments for a Period Certain and Payments For a Period Certain. We may make other Annuity Payout Options available at any time.
You must begin to take Annuity Payouts by the Annuitant’s 90th birthday or the end of the 10th Contract Year, whichever is later. As of October 4, 2013, we no longer allow Contract Owners to extend their Annuity Commencement Date even though we may have granted extensions in the past to you or other similarly situated investors. If you do not tell us what Annuity Payout Option you want before that time, we will make Automatic Annuity Payouts under the Life Annuity with Payments for a Period Certain Payout Option with a ten-year period certain payment option.
On or about February 1, 2016, we will allow eligible Contract Owners to defer their Annuity Commencement Date pursuant to the provisions outlined in the Annuity Commencement Date Deferral Option section.
For Qualified Contracts, if you defer your Annuity Commencement Date, the minimum periods for the Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity with Payments for a Period Certain and Payments For a Period Certain Annuity Payout Options will be five years. For non-Qualified Contracts, if you defer your Annuity Commencement Date, the minimum periods for the Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity with Payments for a Period Certain and Payments for a Period Certain Annuity Payout Options will be ten years.


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For Qualified Contracts, if you defer your Annuity Commencement Date and if, between your original Annuity Commencement Date and your Deferred Annuity Commencement Date, you do not tell us which Annuity Payout Option you want, we will pay you under the Life Annuity with Payments for a Period Certain Payout Option with period certain payments for five years. For non-Qualified Contracts, if you defer your Annuity Commencement Date and if, between your Annuity Commencement Date and your Deferred Annuity Commencement Date, you do not tell us which Annuity Payout Option you want, we will pay you under the Life Annuity with Payments For a Period Certain Payout Option with period certain payments for ten years.
Depending on the investment allocation of your Contract in effect on the Annuity Commencement Date, we will make Automatic Annuity Payouts that are:
•
fixed dollar amount Automatic Annuity Payouts,
•
variable dollar amount Automatic Annuity Payouts, or
•
a combination of fixed dollar amount and variable dollar amount Automatic Annuity Payouts.
Can I defer my Annuity Commencement Date?
If you are eligible, you may elect a one-time deferral of your Annuity Commencement Date. To elect this option we must receive at our Administrative Office the Annuity Commencement Date Deferral Option Form In Good Order during the Election Period. The Election Period begins when we send you the Deferral Option rider and ends on your Annuity Commencement Date. The Deferral Option rider will become effective on the Annuity Commencement Date. For more information, please see the section titled Annuity Commencement Date Deferral Option.
General Contract Information
The Company
We are a stock life insurance company. Hartford Life Insurance Company is authorized to do business in all states of the United States and the District of Columbia. Hartford Life and Annuity Insurance Company is authorized to do business in Puerto Rico, the District of Columbia, and all states of the United States except New York. Hartford Life Insurance Company was originally incorporated under the laws of Massachusetts on June 5, 1902, and subsequently redomiciled to Connecticut. Hartford Life and Annuity Insurance Company was originally incorporated under the laws of Wisconsin on January 9, 1956, and subsequently redomiciled to Connecticut. Hartford Life and Annuity Insurance Company is a subsidiary of Hartford Life Insurance Company. Our corporate offices are located in Hartford, Connecticut. Neither company cross guarantees the obligations of the other. We are ultimately controlled by The Hartford Financial Services Group, Inc.
All guarantees under the Contract are subject to each issuing company’s financial strength and claims-paying capabilities. We provide information about our financial strength in reports filed with the SEC (Hartford Life Insurance Company only) and/or state insurance departments. For example, Hartford Life Insurance Company files annual reports (Form 10-K), quarterly reports (Form 10-Q) and periodic reports (Form 8-K) with the SEC. Forms 10-K and 10-Q include information such as our financial statements, management discussion and analysis of the previous year of operations, risk factors, and other information. Form 8-K reports are used to communicate important developments that are not otherwise disclosed in the other forms described above. You may read or copy these reports at the SEC’s Public Reference Room at 100 F. Street N.E., Room 1580, Washington, D.C. 20549-2001. You may also obtain reports and other information about us by contacting us using the information stated on the cover page of this prospectus, visiting our website at www.thehartford.com/annuities or visiting the SEC’s website at www.sec.gov. You may also obtain reports and other financial information about us by contacting your state insurance department.
The General Account
The Fixed Accumulation Feature is part of our General Account. Any amounts that we are obligated to pay under the Fixed Accumulation Feature and any other payment obligation we undertake under the Contract are subject to our financial strength and claims-paying ability and our long-term ability to make such payments. We invest the assets of the General Account according to the laws governing the investments of insurance company general accounts. The General Account is not a bank account and is not insured by the FDIC or any other government agency. We receive a benefit from all amounts held in our General Account. Amounts in our General Account are available to our general creditors. We issue other types of insurance policies and financial products and pay our obligations under these products from our assets in the General Account.
Effective August 8, 2016, if you purchased your Contract after May 1, 2002, and the Amendatory Rider was approved in your state at the time you purchased your Contract, you cannot allocate amounts to the Fixed Accumulation Feature until further notice. This restriction applies regardless of when you signed your application or when your Contract was issued.
The Separate Account
We set aside and invest the assets of some of our annuity contracts, including these Contracts, in a Separate Account. These Separate Accounts are registered as unit investment trusts under the 1940 Act. This registration does not involve supervision by the SEC of the management or the investment practices of a Separate Account or us. Separate Accounts meet the definition


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of “Separate Account” under federal securities law. The Separate Accounts referenced in this prospectus hold only assets for variable annuity contracts. These Separate Accounts:
•
hold assets for your benefit and the benefit of other Contract Owners, and the persons entitled to the payouts described in the Contract;
•
are not subject to the liabilities arising out of any other business we may conduct;
•
are not affected by the rate of return of our General Account or by the investment performance of any of our other Separate Accounts;
•
may be subject to liabilities of other variable annuity contracts offered by this Separate Account which are not described in this prospectus; and
•
are credited with income and gains, and takes losses, whether or not realized, from the assets they hold without regard to our other income, gains or loss.
We do not guarantee the investment results of the Separate Account.
The Funds
At the time you purchased your Contract, you allocated your Premium Payments to Sub-Accounts. These are subdivisions of our Separate Account, an account that keeps your Contract assets separate from our company assets. The Sub-Accounts then purchase shares of mutual funds set up exclusively for variable annuity or variable life insurance products. These are not the same mutual funds that you buy through your investment professional even though they may have similar investment strategies and the same portfolio managers. Each Fund has varying degrees of investment risk. Funds are also subject to separate fees and expenses such as management fees, distribution charges and operating expenses. “Master-feeder” or “fund of funds” (“feeder funds”) invest substantially all of their assets in other funds and will therefore bear a pro-rata share of fees and expenses incurred by both funds. This will reduce your investment return. Please contact us to obtain a copy of the prospectuses for each Fund (or for any feeder funds). Read these prospectuses carefully before investing. We do not guarantee the investment results of any Fund. Certain Funds may not be available in all states and in all Contract classes. Please see Appendix I for additional information.
Mixed and Shared Funding — Fund shares may be sold to our other Separate Accounts, our insurance company affiliates or other unaffiliated insurance companies to serve as an underlying investment for variable annuity contracts and variable life insurance policies, pursuant to a practice known as mixed and shared funding. As a result, there is a possibility that a material conflict may arise between the interests of Owners, and other Contract Owners investing in these Funds. If a material conflict arises, we will consider what action may be appropriate, including removing the Fund from the Separate Account or replacing the Fund with another underlying Fund.
Voting Rights — We are the legal owners of all Fund shares held in the Separate Account and we have the right to vote at the Funds’ shareholder meetings. To the extent required by federal securities laws or regulations, we will:
•
notify you of any Fund shareholders’ meeting if the shares held for your Contract may be voted;
•
send proxy materials and a form of instructions that you can use to tell us how to vote the Fund shares held for your Contract;
•
arrange for the handling and tallying of proxies received from Owners;
•
vote all Fund shares attributable to your Contract according to timely instructions received from you, and
•
vote all Fund shares for which no timely voting instructions are received in the same proportion as shares for which timely voting instructions have been received.
If any federal securities laws or regulations, or their present interpretation, change to permit us to vote Fund shares on our own, we may decide to do so. You may attend any shareholder meeting at which Fund shares held for your Contract may be voted. After we begin to make Annuity Payouts to you, the number of votes you have will decrease. There is no minimum number of shares for which we must receive timely voting instructions before we vote the shares. Therefore, as a result of proportional voting, the instruction of a small number of Owners could determine the outcome of matters subject to shareholder vote.
Substitutions, Additions, or Deletions of Funds — Subject to any applicable law, we may make certain changes to the Funds offered under your Contract. We may, at our discretion, establish new Funds. New Funds may be made available to existing Owners as we deem appropriate. We may also close one or more Funds to additional Premium Payments or transfers from existing Funds. We may liquidate one or more Sub-Accounts if the board of directors of any Fund determines that such actions are prudent. Unless otherwise directed, investment instructions will be automatically updated to reflect the Fund surviving after any merger, substitution or liquidation.
We may eliminate the shares of any of the Funds from the Contract for any reason and we may substitute shares of another registered investment company for the shares of any Fund already purchased or to be purchased in the future by the Separate Account. To the extent required by the 1940 Act, substitutions of shares attributable to your interest in a Fund will not be made until we have the approval of the SEC, and we have notified you of the change.


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In the event of any substitution or change, we may, by appropriate endorsement, make any changes in the Contract necessary or appropriate to reflect the substitution or change. If we decide that it is in the best interest of the Owners, the Separate Account may be operated as a management company under the 1940 Act or any other form permitted by law, may be de-registered under the 1940 Act in the event such registration is no longer required, or may be combined with one or more other Separate Accounts.
Fees and Payments We Receive from Funds and related parties — We receive substantial fees and payments with respect to the Funds that are offered through your Contract (sometimes referred to as revenue sharing payments). We consider these fees and payments, among a number of facts, when deciding to include a Fund that we offer through the Contract. All of the Funds that are offered through your Contract make payments to Hartford or an affiliate. We receive these payments and fees under agreements between us and a Fund’s principal underwriter, transfer agent, investment adviser and/or other entities related to the Funds in amounts up to 0.55% of assets invested in a Fund. These fees and payments may include asset-based sales compensation and service fees under Premium Based Charges and/or servicing plans adopted by Funds pursuant to Rule 12b-1 under the Investment Company Act of 1940. These fees and payments may also include administrative service fees and additional payments, expense reimbursements and other compensation. Hartford expects to make a profit on the amount of the fees and payments that exceed Hartford’s own expenses, including our expenses of payment compensation to broker-dealers, financial institutions and other persons for selling the Contracts.
The availability of these types of arrangements creates an incentive for us to seek and offer Funds (and classes of shares of such Funds) that pay us revenue sharing. Other Funds (or available classes of shares) may have lower fees and better overall investment performance. As of December 31, 2016, we have entered into arrangements to receive administrative service payments and/or Rule 12b-1 fees from each of the following Fund complexes (or affiliated entities):
AllianceBernstein Variable Products Series Funds & Alliance Bernstein Investments, American Century Investment Services Inc., BlackRock Advisors, LLC, BlackRock Investment, LLC, Columbia Management Distributors, Inc., Fidelity Distributors Corporation, Fidelity Investments Institutional Operations Company, Franklin Templeton Services, LLC, The Huntington Funds, Invesco Advisors Inc., Invesco Distributors Inc., Lord Abbett Series Fund & Lord Abbett Distributor, LLC, MFS Fund Distributors, Inc. & Massachusetts Financial Services Company, Morgan Stanley Distribution, Inc. & Morgan Stanley Investment Management & The Universal Institutional Funds, JPMorgan Investment Advisors, Inc., Oppenheimer Variable Account Funds & Oppenheimer Funds Distributor, Inc., Pioneer Variable Contracts Trust & Pioneer Investment Management, Inc. & Pioneer Funds Distributor, Inc., Prudential Investment Management Services, LLC, Putnam Retail Management Limited Partnership, The Victory Variable Insurance Funds & Victory Capital Management, Inc. & Victory Capital Advisers, Inc. and Wells Fargo Variable Trust & Wells Fargo Fund Management, LLC.
We are affiliated with Hartford Series Fund, Inc. and Hartford HLS Series Fund II, Inc. (collectively, the HLS Funds) and HIMCO VIT Funds based on our affiliation with their investment advisers HL Investment Advisors, LLC and Hartford Investment Management Company. In addition to investment advisory fees, we, or our other insurance company affiliates, receive fees to provide, among other things, administrative, processing, accounting and shareholder services for the HLS Funds.
Not all Fund complexes pay the same amount of fees and compensation to us and not all Funds pay according to the same formula. Because of this, the amount of fees and payments received by Hartford varies by Fund and Hartford may receive greater or less fees and payments depending on the Funds you select. Revenue sharing payments and Rule 12b-1 fees did not exceed 0.40% and 0.35%, respectively, in 2016, and are not expected to exceed 0.40% and 0.35%, respectively, of the annual percentage of the average daily net assets (for instance, assuming that you invested in a Fund that paid us the maximum fees and you maintained a hypothetical average balance of $10,000, we would collect a total of $75 from that Fund). For the fiscal year ended December 31, 2016, revenue sharing payments and Rule 12b-1 fees did not collectively exceed approximately $53.5 million. These fees do not take into consideration indirect benefits received by offering HLS Funds as investment options.
Performance Related Information
The Separate Account may advertise certain performance-related information concerning the Sub-Accounts. Performance information about a Sub-Account is based on the Separate Account’s past performance only and is no indication of future performance.
When a Sub-Account advertises its standardized total return, it will usually be calculated from the date of either the Separate Account’s inception or the Sub-Account’s inception, whichever is later, for one year, five years, and ten years or some other relevant periods if the Sub-Account has not been in existence for at least ten years. Total return is measured by comparing the value of an investment in the Sub-Account at the beginning of the relevant period to the value of the investment at the end of the period. Total return calculations reflect a deduction for Total Annual Fund Operating Expenses, any Contingent Deferred Sales Charge, Separate Account Annual Expenses without any optional charge deductions, and the Annual Maintenance Fee.
The Separate Account may also advertise non-standard total returns that pre-date the inception date of the Separate Account. These non-standardized total returns are calculated by assuming that the Sub-Accounts have been in existence for the same periods as the underlying Funds and by taking deductions for charges equal to those currently assessed against the Sub-


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Accounts. Non-standardized total return calculations reflect a deduction for Total Annual Fund Operating Expenses and Separate Account Annual Expenses without any optional charge deductions, and do not include deduction for the Contingent Deferred Sales Charge or the Annual Maintenance Fee. This means the non-standardized total return for a Sub-Account is higher than the standardized total return for a Sub-Account. These non-standardized returns must be accompanied by standardized returns.
If applicable, the Sub-Accounts may advertise yield in addition to total return. This yield is based on the 30-day SEC yield of the underlying Fund less the recurring charges at the Separate Account level.
A money market Sub-Account may advertise yield and effective yield. The yield of a Sub-Account is based upon the income earned by the Sub-Account over a seven-day period and then annualized; i.e., the income earned in the period is assumed to be earned every seven days over a 52-week period and stated as a percentage of the investment. Effective yield is calculated similarly but when annualized, the income earned by the investment is compounded in the course of a 52-week period. Yield and effective yield reflect the recurring charges at the Separate Account level.
We may provide information on various topics to Contract Owners and prospective Contract Owners in advertising, sales literature or other materials. These topics may include the relationship between sectors of the economy and the economy as a whole and its effect on various securities markets, investment strategies and techniques (such as value investing, dollar cost averaging and asset allocation), the advantages and disadvantages of investing in tax-deferred and taxable instruments, customer profiles and hypothetical purchase scenarios, financial management and tax and retirement planning, and other investment alternatives, including comparisons between the Contracts and the characteristics of and market for such alternatives.
Fixed Accumulation Feature
Important Information You Should Know: This portion of the Prospectus relating to the Fixed Accumulation Feature is not registered under the Securities Act of 1933 (“1933 Act”) and the Fixed Accumulation Feature is not registered as an investment company under the 1940 Act. The Fixed Accumulation Feature or any of its interests are not subject to the provisions or restrictions of the 1933 Act or the 1940 Act, and the staff of the Securities and Exchange Commission has not reviewed the disclosure regarding the Fixed Accumulation Feature. The following disclosure about the Fixed Accumulation Feature may be subject to certain generally applicable provisions of the federal securities laws regarding the accuracy and completeness of disclosure.
If you signed the application for your Contract on or after December 12, 2002, or if your Contract was issued on or after December 12, 2002, you cannot allocate any Premium Payments or transfer any Contract Value to the Fixed Accumulation Feature until further notice.
I n addition, if you purchased your Contract between May 1, 2002 and December 12, 2002, and the Amendatory Rider was approved in your state at the time you purchased your Contract, you cannot allocate amounts to the Fixed Accumulation Feature until further notice.
Premium Payments (and any applicable Payment Enhancements) and Contract Values allocated to the Fixed Accumulation Feature become a part of our General Account assets. We invest the assets of the General Account according to the laws governing the investments of insurance company General Accounts. The General Account is not a bank account and is not insured by the FDIC or any other government agency. We receive a benefit from all amounts held in the General Account. Premium Payments (and any applicable Payment Enhancements) and Contract Values allocated to the Fixed Accumulation Feature are available to our general creditors.
We guarantee that we will credit interest to amounts you allocate to the Fixed Accumulation Feature at a minimum rate that meets your State’s minimum non-forfeiture requirements. We reserve the right to prospectively declare different rates of excess interest depending on when amounts are allocated or transferred to the Fixed Accumulation Feature. This means that amounts at any designated time may be credited with a different rate of excess interest than the rate previously credited to such amounts and to amounts allocated or transferred at any other designated time. We will periodically publish the Fixed Accumulation Feature interest rates currently in effect. There is no specific formula for determining interest rates and no assurances are offered as to future rates. Some of the factors that we may consider in determining whether to credit excess interest are: general economic trends, rates of return currently available for the types of investments and durations that match our liabilities and anticipated yields on our investments; regulatory and tax requirements; and competitive factors.
In most states, we guarantee that we will credit interest at an annual effective rate of not less than 3% per year, compounded annually, to amounts you allocate to the Fixed Accumulation Feature. In some states, the minimum guaranteed interest rate is lower. If your Contract was issued before May 1, 2003, the minimum guaranteed interest rate is 3%. We reserve the right to change the rate subject only to applicable state insurance law.
We will account for any deductions, Surrenders or transfers from the Fixed Accumulation Feature on a “first-in first-out” basis. For Contracts issued in the state of New York, the Fixed Accumulation Feature interest rates may vary from other states.
Important: Any interest credited to amounts you allocate to the Fixed Accumulation Feature in excess of your minimum guaranteed interest rate per year will be determined at our sole discretion. You assume the risk that interest credited to the


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Fixed Accumulation Feature may not exceed the minimum guaranteed interest rate for any given year. While we do not charge a separate fee for investing in the Fixed Accumulation Feature, our expenses associated with offering this feature are factored into the Fixed Accumulation Feature.
From time to time, we may credit increased interest rates under certain programs established in our sole discretion.
The Contract
Purchases and Contract Value
What types of Contracts are available?
This Contract is no longer available for sale. The Contract is an individual or group tax-deferred variable annuity contract. It was designed for retirement planning purposes and was available for purchase by any individual, group or trust, including:
•
Any trustee or custodian for a retirement plan qualified under Sections 401(a) or 403(a) of the Code;
•
Annuity purchase plans adopted by public school systems and certain tax-exempt organizations according to Section 403(b) of the Code. We no longer accept any incoming 403(b) exchanges or applications for 403(b) individual annuity contracts or additional Premium Payments into any individual annuity contract funded through a 403(b) plan;
•
Individual Retirement Annuities adopted according to Section 408 of the Code;
•
Employee pension plans established for employees by a state, a political subdivision of a state, or an agency of either a state or a political subdivision of a state, and
•
Certain eligible deferred compensation plans as defined in Section 457 of the Code.
The examples above represent qualified Contracts, as defined by the Code. In addition, individuals and trusts were able to purchase Contracts that were not part of a tax qualified retirement plan. These are known as non-qualified Contracts.
If you purchased the Contract for use in an IRA or other qualified retirement plan, you should consider other features of the Contract besides tax deferral, since any investment vehicle used within an IRA or other qualified plan receives tax deferred treatment under the Code.
This prospectus describes two versions of the Contract. Series I of the Contract was sold before May 1, 2002. Series IR of the Contract is sold on or after May 1, 2002, or the date your state approved Series IR for sale, if later.
How do I purchase a Contract?
The Contract was only available for purchase through a Financial Intermediary.
Premium Payments sent to us must be made payable in U.S. dollars and checks must be drawn on U.S. banks. We do not accept cash, third party checks or double endorsed checks. We reserve the right to limit the number of checks processed at one time. If your check does not clear, your purchase will be cancelled and you could be liable for any losses or fees incurred. A check must clear our account through our Administrative Office to be considered to be in good order.
Premium Payments may not exceed $1 million without our prior approval. We reserve the right to impose special conditions on anyone who seeks our approval to exceed this limit.
For Contracts issued in Massachusetts and Oregon, Premium Payments are only accepted in the first contract year.
How are Premium Payments applied to my Contract?
If we receive a subsequent Premium Payment before the end of a Valuation Day, it will be invested on the same Valuation Day. If we receive your subsequent Premium Payment after the end of a Valuation Day, it will be invested on the next Valuation Day. If we receive a subsequent Premium Payment on a non-Valuation Day, the amount will be invested on the next Valuation Day. Unless we receive new instructions, we will invest all Premium Payments based on your last instructions on record. We will send you a confirmation when we invest your Premium Payment.
It is important that you notify us if you change your address. If your mail is returned to us, we are likely to suspend future mailings until an updated address is obtained. In addition, we may rely on a third party, including the US Postal Service, to update your current address. Failure to give us a current address may result in payments due and payable on your annuity contract being considered abandoned property under state law, and remitted to the applicable state.
What are Payment Enhancements?
Each time you make a Premium Payment to your Contract, Hartford will credit your Contract Value with a Payment Enhancement. The Payment Enhancement is based on your cumulative Premium Payments and is equal to:
ü
3% of the Premium Payment if your cumulative Premium Payments are less than $50,000.

 
 
ü
4% of the Premium Payment if your cumulative Premium Payments are $50,000 or more.

If you make a subsequent Premium Payment that increases your cumulative Premium Payments to $50,000 or more, Hartford will credit an additional Payment Enhancement to your Contract Value equal to 1% of your prior Premium Payments.
The Payment Enhancements will be allocated to the same Accounts and in the same proportion as your Premium Payment.


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Do I always get to keep my Payment Enhancements?
You won’t always get to keep the Payment Enhancements credited to your Contract Value. Hartford will take back or “recapture” some or all of the Payment Enhancements under certain circumstances:
•
Hartford will deduct any Payment Enhancements credited to your Contract Value in the 24 months prior to the Annuity Calculation Date when we determine the amount available for Annuity Payouts.
•
Hartford will deduct all Payment Enhancements credited during a period of eligible confinement to a hospital, nursing home or other qualified long-term care facility under the Waiver of Sales Charge Rider if you request a full or partial Surrender.
If you purchased your Contract in New York, Hartford will not recapture Payment Enhancements credited to your Contract Value in the 24 months prior to the Annuity Calculation Date when we determine the amount available for Annuity Payouts.
Do Payment Enhancements always benefit me?
Not all of the time. Hartford issued a variety of variable annuities designed to meet different retirement planning goals. Some of our variable annuities had no Payment Enhancement, some had lower mortality and expense risk charges and still others had no contingent deferred sales charge. You and your financial adviser should decide if you may be better off in certain circumstances with one of our other variable annuities. You and your financial adviser should consider some of the following factors when determining which annuity is appropriate for you:
•
The length of time you plan to continue to own your Contract.
•
The frequency, amount and timing of any partial Surrenders.
•
The amount of your Premium Payments.
•
When you plan to annuitize your Contract.
•
Whether you might experience an event that results in the loss of some or all of the Payment Enhancements.
We recapture the Payment Enhancements credited in the 24 months prior to the Annuity Calculation Date, in the 12 months prior to the date we receive notice of death, and under certain circumstances, if you are confined to a nursing home. It might not be beneficial to purchase this Contract if you know you will experience an event that will require Hartford to take back these Payment Enhancements. In addition, although this Contract’s fees and charges are lower than many annuities that add a “bonus” or Payment Enhancement, the expenses are higher than some variable annuities without a Payment Enhancement. Over the life of the Contract, the Payment Enhancements you receive may be more than offset by the higher expenses.
Replacement of Annuities
A "replacement" occurs when a new contract is purchased and, in connection with the sale, an existing contract is surrendered, lapsed, forfeited, assigned to the replacing insurer, otherwise terminated, or used in a financed purchase. A "financed purchase" occurs when the purchase of a new annuity contract involves the use of the funds obtained from the values of an existing annuity contract through Withdrawal, Surrender or loan.
There are circumstances in which replacing your existing annuity contract can benefit you. However, a replacement may not be in your best interest. Accordingly, you should make a careful comparison of the cost and benefits of your existing contract and the proposed contract with the assistance of your financial and tax advisers to determine whether replacement is in your best interest. You should be aware that the person selling you the new contract will generally earn a commission if you buy the new contract through a replacement. Remember that if you replace a contract with another contract, you might have to pay a surrender charge on the replaced contract, and there may be a new surrender charge period for the new contract. In addition, other charges may be higher (or lower) and the benefits may be different.
You should also note that once you have replaced your variable annuity contract, you generally cannot reinstate it even if you choose not to accept your new variable annuity contract during your "free look" period. The only exception to this rule would be if your previously issued contract was issued in a state that requires the insurer to reinstate the previously surrendered contract if the owner chooses to reject their new variable annuity contract during their "free look" period.
Description of Right to Cancel provision you had when you Purchased your Contract.
If, for any reason, you are not satisfied with your Contract, simply return it within ten days after you receive it with a written request for cancellation that indicates your tax-withholding instructions. In some states, you may be allowed more time to cancel your Contract. We may require additional information, including a signature guarantee, before we can cancel your Contract.
Unless otherwise required by state law, we will pay you your Contract Value as of the Valuation Date we receive your request to cancel and will refund any sales or contract charges incurred during the period you owned the Contract. The Contract Value may be more or less than your Premium Payments depending upon the investment performance of your Account. This means that you bear the risk of any decline in your Contract Value until we receive your notice of cancellation. In certain states, however, we are required to return your Premium Payment without deduction for any fees or charges.
If you cancel a Plus Contract, we will recapture any Payment Enhancements we previously credited to your Contract, and you will assume the risk of any investment loss on those Payment Enhancements.
How is the value of my Contract calculated before the Annuity Commencement Date?
The Contract Value is the sum of all Accounts. There are two things that affect your Sub-Account value: (1) the number of


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Accumulation Units and (2) the Accumulation Unit Value. The Sub-Account value is determined by multiplying the number of Accumulation Units by the Accumulation Unit Value. On any Valuation Day your Contract Value reflects the investment performance of the Sub-Accounts and will fluctuate with the performance of the underlying Funds.
When Premium Payments and Payment Enhancements are credited to your Sub-Accounts, they are converted into Accumulation Units by dividing the sum of your Premium Payments and Payment Enhancements, minus any Premium Taxes, by the Accumulation Unit Value for that day. The more Premium Payments you make to your Contract, the more Accumulation Units you will own. You decrease the number of Accumulation Units you have by requesting Surrenders, transferring money out of a Sub-Account, settling a Death Benefit claim or by annuitizing your Contract.
To determine the current Accumulation Unit Value, we take the prior Valuation Day’s Accumulation Unit Value and multiply it by the Net Investment Factor for the current Valuation Day.
The Net Investment Factor is used to measure the investment performance of a Sub-Account from one Valuation Day to the next. The Net Investment Factor for each Sub-Account equals:
•
The net asset value per share plus applicable distributions per share of each Fund at the end of the current Valuation Day divided by
•
The net asset value per share of each Fund at the end of the prior Valuation Day; multiplied by
•
Contract charges including the daily expense factor for the mortality and expense risk charge and any other periodic expenses, including charges for optional benefits, adjusted for the number of days in the period.
We will send you a statement at least annually, which tells you how many Accumulation Units you have, their value and your total Contract Value.
Can I transfer from one Sub-Account to another?
You may make transfers between the Sub-Accounts offered in this Contract according to our policies and procedures as amended from time to time. In addition, there may be investment restrictions applicable to your contract in conjunction with certain riders as described in this prospectus.
What is a Sub-Account Transfer?
A Sub-Account transfer is a transaction requested by you that involves reallocating part or all of your Contract Value among the Funds available in your Contract. Your transfer request will be processed as of the end of the Valuation Day that it received is in good order. Otherwise, your request will be processed on the following Valuation Day. We will send you a confirmation when we process your transfer. You are responsible for verifying transfer confirmations and promptly advising us of any errors within 30 days of receiving the confirmation.
What Happens When I Request a Sub-Account Transfer?
Many Contract Owners request Sub-Account transfers. Some request transfers into (purchases) a particular Sub-Account, and others request transfers out of (redemptions) a particular Sub-Account. In addition, some Contract Owners allocate new Premium Payments to Sub-Accounts, and others request Surrenders. We combine all the daily requests to transfer out of a Sub-Account along with all Surrenders from that Sub-Account and determine how many shares of that Fund we would need to sell to satisfy all Contract Owners’ “transfer-out” requests. At the same time, we also combine all the daily requests to transfer into a particular Sub-Account or new Premium Payments allocated to that Sub-Account and determine how many shares of that Fund we would need to buy to satisfy all Contract Owners’ “transfer-in” requests.
In addition, many of the Funds that are available as investment options in our variable annuity products are also available as investment options in variable life insurance policies, retirement plans, funding agreements and other products offered by us or our affiliates. Each day, investors and participants in these other products engage in similar transfer transactions.
We take advantage of our size and available technology to combine sales of a particular Fund for many of the variable annuities, variable life insurance policies, retirement plans, funding agreements or other products offered by us or our affiliates. We also combine many of the purchases of that particular Fund for many of the products we offer. We then “net” these trades by offsetting purchases against redemptions. Netting trades has no impact on the net asset value of the Fund shares that you purchase or sell. This means that we sometimes reallocate shares of a Fund rather than buy new shares or sell shares of the Fund.
For example, if we combine all transfer-out (redemption) requests and Surrenders of a stock Fund Sub-Account with all other sales of that Fund from all our other products, we may have to sell $1 million dollars of that Fund on any particular day. However, if other Contract Owners and the owners of other products offered by us, want to transfer-in (purchase) an amount equal to $300,000 of that same Fund, then we would send a sell order to the Fund for $700,000 (a $1 million sell order minus the purchase order of $300,000) rather than making two or more transactions.
What Restrictions Are There on My Ability to Make a Sub-Account Transfer?
First, you may make only one Sub-Account transfer request each day. We limit each Contract Owner to one Sub-Account transfer request each Valuation Day. We count all Sub-Account transfer activity that occurs on any one Valuation Day as one “Sub-Account transfer;” however, you cannot transfer the same Contract Value more than once a Valuation Day.


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Examples
Transfer Request Per Valuation Day
Permissible?
Transfer $10,000 from a money market Sub-Account to a growth Sub-Account
Yes
Transfer $10,000 from a money market Sub-Account to any number of other Sub-Accounts (dividing the $10,000 among the other Sub-Accounts however you chose)
Yes
Transfer $10,000 from any number of different Sub-Accounts to any number of other Sub-Accounts
Yes
Transfer $10,000 from a money market Sub-Account to a growth Sub-Account and then, before the end of that same Valuation Day, transfer the same $10,000 from the growth Sub-Account to an international Sub-Account
No
Second, you are allowed to submit a total of 20 Sub-Account transfers each Contract Year (the “Transfer Rule”) by U.S. Mail, Internet or telephone. Once you have reached the maximum number of Sub-Account transfers, you may only submit any additional Sub-Account transfer requests and any trade cancellation requests in writing through U.S. Mail or overnight delivery service. In other words, Internet or telephone transfer requests will not be honored. We may, but are not obligated to, notify you when you are in jeopardy of approaching these limits. For example, we will send you a letter after your 10th Sub-Account transfer to remind you about the Transfer Rule. After your 20th transfer request, our computer system will not allow you to do another Sub-Account transfer by telephone or via the Internet. You will then be instructed to send your Sub-Account transfer request by U.S. Mail or overnight delivery service.
We reserve the right to aggregate your Contracts (whether currently existing or those recently surrendered) for the purposes of enforcing these restrictions.
The Transfer Rule does not apply to Sub-Account transfers that occur automatically as part of a Company-sponsored asset allocation or Dollar Cost Averaging program. Reallocations made based on a Fund merger, substitution or liquidation also do not count toward this transfer limit. Restrictions may vary based on state law.
We make no assurances that the Transfer Rule is or will be effective in detecting or preventing market timing.
Third, policies have been designed to restrict excessive Sub-Account transfers. You should not purchase this Contract if you want to make frequent Sub-Account transfers for any reason. In particular, don’t purchase this Contract if you plan to engage in “market timing,” which includes frequent transfer activity into and out of the same Fund, or frequent Sub-Account transfers in order to exploit any inefficiencies in the pricing of a Fund. Even if you do not engage in market timing, certain restrictions may be imposed on you, as discussed below:
Abusive Transfer Policy (effective until July 1, 2007):
Regardless of the number of Sub-Account transfers you have done under the Transfer Rule, you still may have your Sub-Account transfer privileges restricted if you violate the Abusive Transfer Policy.
We rely on the Funds to identify a pattern or frequency of Sub-Account transfers that the Fund wants us to investigate. Most often, the Fund will identify a particular day where it experienced a higher percentage of shares bought followed closely by a day where it experienced the almost identical percentage of shares sold. Once a Fund contacts us, we run a report that identifies all Contract Owners who transferred in or out of that Fund’s Sub-Account on the day or days identified by the Fund. We may share tax identification numbers and other shareholder identifying information contained in our records with Funds. We then review the Contracts on that list to determine whether transfer activity of each identified Contract violates our written Abusive Transfer Policy. We don't reveal the precise details of our analysis to help make it more difficult for abusive traders to adjust their behavior to escape detection.
We consider some or all of the following factors:
ü the dollar amount of the transfer;
ü the total assets of the Funds involved in the transfer;
ü the number of transfers completed in the current calendar quarter;
ü whether the transfer is part of a pattern of transfers designed to take advantage of short-term market fluctuations or market inefficiencies; or
ü the frequent trading policies and procedures of a potentially affected Fund.
If you violate the Abusive Trading Policy, we will terminate your Sub-Account transfer privileges until your next Contract Anniversary. We do not differentiate between Contract Owners when enforcing this policy.
Fund Trading Policies (effective after July 1, 2007):
You are subject to Fund trading policies, if any. We are obligated to provide, at the Fund’s request, tax identification numbers and other shareholder identifying information contained in our records to assist Funds in identifying any pattern or frequency of Sub-Account transfers that may violate their trading policy. In certain instances, we have agreed to serve as a Fund’s agent to help monitor compliance with that Fund’s trading policy.


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We are obligated to follow each Fund’s instructions regarding enforcement of their trading policy. Penalties for violating these policies may include, among other things, temporarily or permanently limiting or banning you from making Sub-Account transfers into a Fund or other funds within that fund complex. We are not authorized to grant exceptions to a Fund’s trading policy. Please refer to each Fund’s prospectus for more information.
Fund trading policies do not apply or may be limited. For instance:
ü Certain types of financial intermediaries may not be required to provide us with shareholder information.
ü “Excepted funds” such as money market funds and any Fund that affirmatively permits short-term trading of its securities may opt not to adopt this type of policy. This type of policy may not apply to any financial intermediary that a Fund treats as a single investor.
ü A Fund can decide to exempt categories of contract holders whose contracts are subject to inconsistent trading restrictions or none at all.
ü Non-shareholder initiated purchases or redemptions may not always be monitored. These include Sub-Account transfers that are executed: (i) automatically pursuant to a company-sponsored contractual or systematic program such as transfers of assets as a result of “dollar cost averaging” programs, asset allocation programs, automatic rebalancing programs, annuity payouts, loans, or systematic withdrawal programs; (ii) as a result of the payment of a Death Benefit; (iii) as a step-up in Contract Value pursuant to a Contract Death Benefit or guaranteed minimum withdrawal benefit; (iv) as a result of any deduction of charges or fees under a Contract; or (v) as a result of payments such as loan repayments, scheduled contributions, scheduled withdrawals or surrenders, retirement plan salary reduction contributions, or planned premium payments.
Possibility of undetected abusive trading or market timing. We may not be able to detect or prevent all abusive trading or market timing activities. For instance,
•
Since we net all the purchases and redemptions for a particular Fund for this and many of our other products, transfers by any specific market timer could be inadvertently overlooked.
•
Certain forms of variable annuities and types of Funds may be attractive to market timers. We cannot provide assurances that we will be capable of addressing possible abuses in a timely manner.
•
These policies apply only to individuals and entities that own this Contract or have the right to make transfers (regardless of whether requests are made by you or anyone else acting on your behalf). However, the Funds that make up the Sub-Accounts of this Contract are also available for use with many different variable life insurance policies, variable annuity products and funding agreements, and are offered directly to certain qualified retirement plans. Some of these products and plans may have less restrictive transfer rules or no transfer restrictions at all.
•
In some cases, we are unable to count the number of Sub-Account transfers requested by group annuity participants co-investing in the same Funds (“Participants”) or enforce the Transfer Rule because we do not keep Participants’ account records for a Contract. In those cases, the Participant account records and Participant Sub-Account transfer information are kept by such owners or its third party service provider. These owners and third party service providers may provide us with limited information or no information at all regarding Participant Sub-Account transfers.
How am I affected by frequent Sub-Account Transfers?
We are not responsible for losses or lost investment opportunities associated with the effectuation of these policies. Frequent Sub-Account transfers may result in the dilution of the value of the outstanding securities issued by a Fund as a result of increased transaction costs and lost investment opportunities typically associated with maintaining greater cash positions. This can adversely impact Fund performance and, as a result, the performance of your Contract. This may also lower the Death Benefit paid to your Beneficiary or lower Annuity Payouts for your Payee as well as reduce value of other optional benefits available under your Contract.
Separate Account investors could be prevented from purchasing Fund shares if we reach an impasse on the execution of a Fund’s trading instructions. In other words, a Fund complex could refuse to allow new purchases of shares by all our variable product investors if the Fund and we cannot reach a mutually acceptable agreement on how to treat an investor who, in a Fund’s opinion, has violated the Fund’s trading policy.
In some cases, we do not have the tax identification number or other identifying information requested by a Fund in our records. In those cases, we rely on the Contract Owner to provide the information. If the Contract Owner does not provide the information, we may be directed by the Fund to restrict the Contract Owner from further purchases of Fund shares. In those cases, all participants under a plan funded by the Contract will also be precluded from further purchases of Fund shares.
Fixed Accumulation Feature Transfers
During each Contract Year, you may make transfers out of the Fixed Accumulation Feature to the Sub-Accounts, subject to the transfer restrictions discussed below. All transfer allocations must be in whole numbers (e.g., 1%).
Fixed Accumulation Feature Transfer Restrictions
Each Contract Year, unless you have elected the Deferral Option, you may transfer the greater of:


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•
30% of the greatest Contract Value in the Fixed Accumulation Feature as of any Contract Anniversary or Contract issue date. When we calculate the 30%, we add Premium Payments made after that date but before the next Contract Anniversary; or
•
An amount equal to your largest previous transfer from the Fixed Accumulation Feature in any one Contract Year.
These transfer restrictions do not include systematic transfers and Dollar Cost Averaging Programs.
If you elect the Deferral Option, there is an imposed limit of 20% of the Contract Value that may be allocated to the Fixed Accumulation Feature on the original Annuity Commencement Date. Any amount over 20% of Contract Value allocated to the Fixed Accumulation Feature on the original Annuity Commencement Date will be moved out of the Fixed Accumulation Feature via a Dollar Cost Averaging program with a duration of six months or less according to the instructions that you provide to us on the Annuity Commencement Date Deferral Option Form. Any existing restriction on the maximum amount transferable from the Fixed Accumulation Feature during any Contract Year will be waived on and after the original Annuity Commencement Date. On or after the original Annuity Commencement Date, if at the time of the transfer you are not subject to restrictions on your ability to transfer funds into the Fixed Accumulation Feature described in the definition of Fixed Accumulation Feature above, then you may transfer amounts from existing funds to the Fixed Accumulation Feature until the total amount in the Fixed Accumulation Feature reaches a maximum of 20% of the Contract Value. The Contract Value is calculated on the Valuation Day immediately before the transfer.
Similarly, on or after the original Annuity Commencement Date, if at the time of the transfer you are not subject to restrictions on your ability to transfer funds into the Fixed Accumulation Feature described in the definition of Fixed Accumulation Feature above, then a maximum of 20% of any additional Premium Payments may be allocated to the Fixed Accumulation Feature.
Whether or not you elect the Deferral Option, if any interest rate applicable to your Fixed Accumulation Feature renews at a rate at least 1% lower than your prior interest rate, you may transfer an amount equal to up to 100% of the amount that would receive the reduced rate. You must make this transfer request within 60 days of being notified of the renewal rate.
We may defer transfers and Surrenders from the Fixed Accumulation Feature for up to 6 months from the date of your request.
You must wait six months after your most recent transfer from the Fixed Accumulation Feature before moving Sub-Account Values back to the Fixed Accumulation Feature. If you make systematic transfers from the Fixed Accumulation Feature under a Dollar Cost Averaging Program, you must wait six months after your last systematic transfer before moving Sub-Account Values back to the Fixed Accumulation Feature.
Mail, Telephone and Internet Transfers
You may make transfers through the mail or your Financial Intermediary. You may also make transfers by calling us or through our website. Transfer instructions received by telephone before the end of any Valuation Day will be carried our at the end of that date. Otherwise, the instructions will be carried out at the end of the next Valuation Day.
Transfer instructions you send electronically are considered to be received by Hartford at the time and date stated on the electronic acknowledgment Hartford returns to you. If the time and date indicated on the acknowledgment is before the end of any Valuation Day, the instructions will be carried out that day. Otherwise, the instructions will be carried out at the end of the next Valuation Day. If you do not receive an electronic acknowledgment, you should telephone us as soon as possible.
We will send you a confirmation when we process your transfer. You are responsible for verifying transfer confirmations and promptly reporting any inaccuracy or discrepancy to us and your investment professional. Any verbal communication should be re-confirmed in writing.
Telephone or Internet transfer requests may currently only be canceled by calling us before the close of the New York Stock Exchange on the day you made the transfer request.
We, our agents or our affiliates are not responsible for losses resulting from telephone or electronic requests that we believe are genuine. We will use reasonable procedures to confirm that instructions received by telephone or through our website are genuine, including a requirement that Contract Owners provide certain identification information, including a personal identification number. We record all telephone transfer instructions. We may suspend, modify, or terminate telephone or electronic transfer privileges at any time.
Power of Attorney
You may authorize another person to conduct financial and other transactions on your behalf by submitting a copy of a power of attorney (POA) executed by you that meets the requirements of your resident state law. Once we have the POA on file, we will accept transaction requests, including transfer instructions, subject to our transfer restrictions, from your designated agent (attorney-in-fact). We reserve the right to request an affidavit or certification from the agent that the POA is in effect when the agent makes such transactions. You may instruct us to discontinue honoring the POA at any time.
Charges and Fees
The following charges and fees are associated with the Contract:
The Contingent Deferred Sales Charge
The Contingent Deferred Sales Charge covers some of the expenses relating to the sale and distribution of the Contract,


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including commissions paid to Registered Representatives and the cost of preparing sales literature and other promotional activities.
We may assess a Contingent Deferred Sales Charge when you request a full or partial Surrender. The Contingent Deferred Sales Charge is based on the amount you choose to Surrender and how long your Premium Payments have been in the Contract. Each Premium Payment has its own Contingent Deferred Sales Charge schedule. Premium Payments are Surrendered in the order in which they were received. The longer you leave your Premium Payments in the Contract, the lower the Contingent Deferred Sales Charge will be when you Surrender. The amount assessed a Contingent Deferred Sales Charge will not exceed your total Premium Payments.
The percentage used to calculate the Contingent Deferred Sales Charge is equal to:
Number of years from
 Premium Payment
Contingent Deferred
Sales Charge
1
8%
2
8%
3
8%
4
8%
5
7%
6
6%
7
5%
8 or more
0%
For example, you made an initial Premium Payment of $10,000 five years ago and an additional Premium Payment of $20,000 one year ago. If you request a partial withdrawal of $15,000 and you have not taken your Annual Withdrawal Amount for the year, we will deduct a Contingent Deferred Sales Charge as follows:
Ÿ Hartford will Surrender the Annual Withdrawal Amount which is equal to 10% of your total Premium Payments or $3,000 without charging a Contingent Deferred Sales Charge.
Ÿ We will then Surrender the Premium Payments that have been in the Contract the longest.
Ÿ That means we would Surrender the entire $10,000 initial Premium Payment and deduct a Contingent Deferred Sales Charge of 7% on that amount, or $700.00.
Ÿ The remaining $2,000 will come from the additional Premium Payment made one year ago and we will deduct a Contingent Deferred Sales Charge of 8% of the $2,000, or $160.00.
Ÿ Your Contingent Deferred Sales Charge is $860.00.
If you have any questions about these charges, please contact your Registered Representative or Hartford.
If you purchase your Contract in Oregon the percentage used to calculate the Contingent Deferred Sales Charge is equal to:
Number of years from
 Premium Payment
Contingent Deferred
Sales Charge
1
8%
2
8%
3
8%
4
7%
5
6%
6
5%
7
4%
8 or more
0%
The following Surrenders are NOT subject to a Contingent Deferred Sales Charge:
•
AWA — Each Premium Payment has its own schedule of Contingent Deferred Sales charges; however, in any contract year you may able to take Partial Surrenders up to a certain percentage of your total Premium Payments without being subject to a Contingent Deferred Sales Charge. Please refer to your Contract for your specific Annual Withdrawal Percentage amounts and your Contingent Deferred Sales Charge schedule.
Under the following situations, the Contingent Deferred Sales Charge is WAIVED:
•
Upon eligible confinement as described in the Waiver of Sales Charge Rider — We will waive any Contingent


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Deferred Sales Charge applicable to a partial or full Surrender if you, the joint Contract Owner or the Annuitant, is confined for at least 180 consecutive calendar days to a: (a) facility recognized as a general hospital by the proper authority of the state in which it is located; or (b) facility recognized as a general hospital by the Joint Commission on the Accreditation of Hospitals; or (c) facility certified by Medicare as a hospital or long-term care facility; or (d) nursing home licensed by the state in which it is located and offers the services of a registered nurse 24 hours a day. If you, the joint Contract Owner or the Annuitant is confined when you purchase or upgrade the Contract, this waiver is not available. For it to apply, you must: (a) have owned the Contract continuously since it was issued, (b) provide written proof of confinement satisfactory to us, and (c) request the Surrender within 91 calendar days of the last day of confinement. This waiver may not be available in all states. Please contact your Registered Representative or us to determine if it is available for you. Once you elect this waiver, Hartford will not accept any subsequent Premium Payments. In addition, if you request a full or partial Surrender during confinement, we will deduct from your Contract Value any Payment Enhancements credited during the time you were confined.
•
For Required Minimum Distributions — This allows Annuitants who are age 70½ or older, with a Contract held under an Individual Retirement Account or 403(b) plan, to Surrender an amount equal to the Required Minimum Distribution for the Contract without a Contingent Deferred Sales Charge. All requests for Required Minimum Distributions must be in writing.
The following situations are NOT subject to a Contingent Deferred Sales Charge:
•
Upon death of the Annuitant, Contract Owner or joint Contract Owner — No Contingent Deferred Sales Charge will be deducted if the Annuitant, Contract Owner or joint Contract Owner dies.
•
Upon Annuitization — The Contingent Deferred Sales Charge is not deducted when you annuitize the Contract. However, we will charge a Contingent Deferred Sales Charge if the Contract is Surrendered during the Contingent Deferred Sales Charge period under an Annuity Payout Option which allows Surrenders.
•
For The Hartford’s Principal First Benefit Payments — If your Benefit Payment on your most recent Contract Anniversary exceeds the Annual Withdrawal Amount, we will waive any applicable Contingent Deferred Sales Charge for withdrawals up to that Benefit Payment amount.
•
For substantially equal periodic payments — We will waive the Contingent Deferred Sales Charge if you take partial Surrenders under the Automatic Income Program where you receive a scheduled series of substantially equal periodic payments. Payments under this program must be made at least annually for your life (or your life expectancy) or the joint lives (or joint life expectancies) or you and your designated Beneficiary.
•
Upon cancellation during the Right to Cancel Period.
Surrender Order — During the first seven Contract Years all Surrenders in excess of the Annual Withdrawal Amount will be taken first from Premium Payments, then from earnings and then from Payment Enhancements. Surrenders from Premium Payments in excess of the Annual Withdrawal Amount will be subject to a Contingent Deferred Sales Charge.
After the Seventh Contract Year, all Surrenders in excess of the Annual Withdrawal Amount will be taken first from earnings, then from Premium Payments held in your Contract for more than seven years, then from the Payment Enhancements credited for more than seven years, then from Premium Payments invested for less than seven years and then from the Payment Enhancements credited for less than seven years. Only Premium Payments invested for less than seven years are subject to a Contingent Deferred Sales Charge.
Mortality and Expense Risk Charge
For assuming mortality and expense risks under the Contract, we deduct a daily charge at an annual rate of 1.50% of Sub-Account Value. The mortality and expense risk charge is broken into charges for mortality risks and for an expense risk:
•
Mortality Risk — There are two types of mortality risks that we assume, those made while your Premium Payments are accumulating and those made once Annuity Payouts have begun.
During the period your Premium Payments are accumulating, we are required to cover any difference between the Death Benefit paid and the Surrender Value. These differences may occur during periods of declining value or in periods where the Contingent Deferred Sales Charges would have been applicable. The risk that we bear during this period is that actual mortality rates, in aggregate, may exceed expected mortality rates.
Once Annuity Payouts have begun, we may be required to make Annuity Payouts as long as the Annuitant is living, regardless of how long the Annuitant lives. The risk that we bear during this period is that the actual mortality rates, in aggregate, may be lower than the expected mortality rates.
•
Expense Risk — We also bear an expense risk that the Contingent Deferred Sales Charges and the Annual Maintenance Fee collected before the Annuity Commencement Date may not be enough to cover the actual cost of selling, distributing and administering the Contract.
Although variable Annuity Payouts will fluctuate with the performance of the underlying Fund selected, your Annuity Payouts will not be affected by (a) the actual mortality experience of our Annuitants, or (b) our actual expenses if they are greater than the deductions stated in the Contract. Because we cannot be certain how long our Annuitants will live, we charge this percentage


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fee based on the mortality tables currently in use. The mortality and expense risk charge enables us to keep our commitments and to pay you as planned.
If the mortality and expense risk charge under a Contract is insufficient to cover our actual costs, we will bear the loss. If the mortality and expense risk charge exceeds these costs, we keep the excess as profit. We may use these profits for any proper corporate purpose including, among other things, payment of sales expenses. We expect to make a profit from the mortality and expense risk charge.
Annual Maintenance Fee
The Annual Maintenance Fee is a flat fee that is deducted from your Contract Value to reimburse us for expenses relating to the administrative maintenance of the Contract and the Accounts. The annual $30 charge is deducted on a Contract Anniversary or when the Contract is fully Surrendered if the Contract Value at either of those times is less than $50,000. The charge is deducted proportionately from each Account in which you are invested.
When is the Annual Maintenance Fee Waived?
We will waive the Annual Maintenance Fee if your Contract Value is $50,000 or more on your Contract Anniversary or when you fully Surrender your Contract. In addition, we will waive one Annual Maintenance Fee for Contract Owners who own more than one Contract with a combined Contract Value between $50,000 and $100,000. If you have multiple Contracts with a combined Contract Value of $100,000 or greater, we will waive the Annual Maintenance Fee on all Contracts. However, we may limit the number of waivers to a total of six Contracts. We also may waive the Annual Maintenance Fee under certain other conditions. We do not include contracts from our Putnam Hartford line of variable annuity contracts with the Contracts when we combine Contract Value for purposes of this waiver.
Administrative Charge
For administration, we apply a daily charge at the rate of 0.15% per annum against all Contract Values held in the Separate Account during both he accumulation and annuity phases of the Contract. There is not necessarily a relationship between the amount of administrative charge imposed on a given Contract and the amount of expenses that may be attributable to that Contract; expenses may be more or less than the charge.
Premium Taxes
The amount of tax, if any, charged by federal, state, or other governmental entity on Premium Payments or Contract Values. On any contract subject to a Premium Tax, We may deduct the tax on a pro-rata basis from the Sub-Accounts at the time We pay the tax to the applicable taxing authorities, at the time the contract is surrendered, at the time death benefits are paid or on the Annuity Commencement Date. The Premium Tax rate varies by state or municipality. Currently the maximum rate charged by any state is 3.5% and 1.0% in Puerto Rico.
Charges Against the Funds
Annual Fund Operating Expenses — The Separate Account purchases shares of the Funds at net asset value. The net asset value of the Fund reflects investment advisory fees and administrative expenses already deducted from the assets of the Funds. These charges are described in the Funds’ prospectus accompanying this prospectus.
The Hartford’s Principal First Charge
We will deduct this charge on a daily basis based on your Contract Value invested in the Sub-Accounts. If you elected this benefit, you cannot cancel it and we continue to deduct the charge until we begin to make Annuity Payouts. You may elect the annuitization option at any time. You will be subject to fee increases if you elect to step-up the Benefit Amount.
Optional Death Benefit Charge
If you elected the Optional Death Benefit, we deduct an additional charge on a daily basis until we begin to make Annuity Payouts that is equal to an annual charge of 0.15% of your Contract Value invested in the Sub-Accounts. If you elected this benefit, you cannot cancel it and we continue to deduct the charge until we begin to make Annuity Payouts.
Earnings Protection Death Benefit Charge
If you elected the Earnings Protection Benefit, we deduct an additional charge on a daily basis until we begin to make Annuity Payouts that is equal to an annual charge of 0.20% of your Contract Value invested in the Sub-Accounts. If you elected this benefit, you cannot cancel it and we continue to deduct the charge until we begin to make Annuity Payouts.
If you elect the Deferral Option, then upon the original Annuity Commencement Date, the Hartford’s Principal First, the Optional Death Benefit and the Earnings Protection Benefit riders are terminated and the associated rider charges will no longer be assessed.
Payment Enhancements
No specific charges are assessed to cover the expenses of the Payment Enhancement. Rather, the combination of charges and fees within the Contract, including the Mortality and Expense Risk Charge and the Contingent Deferred Sales Charge, are set at a level sufficient to cover the cost of offering the enhancements. As with all of its investment products, Hartford expects to make a profit on the sale of these Contracts, however, there are no additional profits inherent with the structure of this Contract when compared with any other product we offer.


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Other disclosure specific to Invesco V.I. Government Money Market Fund
The Invesco V.I. Government Money Market Fund will continue to use the amortized cost method of valuation to seek to maintain a stable $1.00 net asset value and does not intend to impose liquidity fees or redemption gates on Fund redemptions. The Fund's board reserves the right to impose a liquidity fee or redemption gate in the future upon prior notice to shareholders and in conformance to Rule 2a-7 of the Investment Company Act of 1940. Further detail regarding these changes is set forth in the fund's prospectus.
Reduced Fees and Charges
We may offer, in our discretion, reduced fees and charges including, but not limited to Contingent Deferred Sales Charges, the Mortality and Expense Risk Charge, any applicable administrative charges and the Annual Maintenance Fee, for certain Contracts (including employer sponsored savings plans) which may result in decreased costs and expenses. Reductions in these fees and charges will not be unfairly discriminatory against any Contract Owner.
The Hartford’s Principal First
This rider/option can no longer be elected or added after you purchase your Contract. If you elected this benefit, you cannot cancel it and we will continue to deduct the charge until we begin to make Annuity Payouts. We reserve the right to treat all Contracts issued to you by Hartford or one of its affiliates within a calendar year as one Contract for purposes of The Hartford’s Principal First. This means that if you purchase two Contracts from us in any twelve month period and elect The Hartford’s Principal First on both Contracts, withdrawals from one Contract will be treated as withdrawals from the other Contract. If you elect The Hartford’s Principal First, a company-sponsored exchange will not be considered to be a revocation or termination of the benefit.
If you elected The Hartford’s Principal First when you purchase your Contract, your initial Premium Payment, not including Payment Enhancements, is equal to the maximum payouts (the “Benefit Amount”). If you elected this option at a later date, your Contract Value on the date we added the benefit to your Contract is equal to the initial Benefit Amount. The Benefit Amount can never be more than $5 million dollars. The Benefit Amount is reduced as you take withdrawals. The Hartford’s Principal First operates as a guarantee of the Benefit Amount. Benefit Payments under The Hartford’s Principal First are treated as partial Surrenders and are deducted from your Contract Value.
Once the initial Benefit Amount has been determined, Hartford calculates the maximum guaranteed payment that may be made each year (“Benefit Payment”). The Benefit Payment is equal to 7% of the initial Benefit Amount. If you do not take 7% one year, you may not take more than 7% the next year. The Benefit Payment can be divided up and taken on any payment schedule that you request. You can continue to take Benefit Payments until the Benefit Amount has been depleted.
If you Surrender more than the Benefit Payment out of your Contract in any one year we will recalculate the Benefit Amount. If you establish The Hartford’s Principal First when you purchase your Contract, we count one year as the time between each Contract Anniversary. If you establish the benefit at any time after purchase, we count one year as the time between the date we added the option to your Contract and your next Contract Anniversary, which could be less than a year. Anytime we recalculate your Benefit Amount or your Benefit Payment we count one year as the time between the date we re-calculate and your next Contract Anniversary, which could be less than a year.
If, in one year, your Surrenders total more than your Benefit Payment out of your Contract we will recalculate your Benefit Amount and your Benefit Payment may be lower in the future. We recalculate your Benefit Amount by comparing the results of two calculations. First we deduct the amount of the last Surrender from your Contract Value (“New Contract Value”) and then we deduct the amount of the last Surrender from the Benefit Amount (“New Benefit Amount”). Then we compare those results:
•
If the New Contract Value is more than or equal to the New Benefit Amount, and more than or equal to the Premium Payments invested in the Contract before the Surrender, the Benefit Payment is unchanged.
•
If the New Contract Value is more than or equal to the New Benefit Amount, but less than the Premium Payments invested in the Contract before the Surrender, we have to recalculate your Benefit Payment. Your Benefit Payment becomes 7% of the greater of your New Contract Value and New Benefit Amount.
•
If the New Contract Value is less than the New Benefit Amount, we have to recalculate your Benefit Payment. We recalculate the Benefit Payment by comparing the “old” Benefit Payment to 7% of the New Benefit Amount and your Benefit Payment becomes the lower of those two values. Your New Benefit Amount is then equal to the New Contract Value.
•
If your Benefit Payment on your most recent Contract Anniversary exceeds the Annual Withdrawal Amount, we will waive any applicable Contingent Deferred Sales Charge for withdrawals up to that Benefit Payment amount.
Any additional Premium Payments made to your Contract will cause the Benefit Amount to be increased on a dollar-for-dollar basis. The Benefit Payment will equal the prior Benefit Payment plus 5% or 7% of the additional Premium Payment for The Hartford’s Principal First Preferred and The Hartford’s Principal First, respectively.
If you change the ownership or assign this Contract to someone other than your spouse anytime after one year of electing The Hartford’s Principal First, we will recalculate the Benefit Amount and the Benefit Payment may be lower in the future.


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The Benefit Amount will be recalculated to equal the lesser of:
•
The Benefit Amount immediately prior to the ownership change or assignment, or
•
The Contract Value at the time of the ownership change or assignment.
Any time after the 5th year The Hartford’s Principal First has been in effect, you may elect to “step-up” the benefit. If you choose to “step-up” the benefit, your Benefit Amount is recalculated to equal your total Contract Value. Your Benefit Payment then becomes 7% of the new Benefit Amount, and will never be less than your existing Benefit Payment. You cannot elect to “step-up” if your current Benefit Amount is higher than your Contract Value. Any time after the 5th year the “step-up” benefit has been in place, you may choose to “step-up” the benefit again. Contract Owners who become owners by virtue of the Spousal Contract Continuation provision of the Contract can “step up” without waiting for the 5th year their Contract has been in force.
We currently allow you to “step-up” on any day after the 5th year the benefit has been in effect, however, in the future we may only allow a “step-up” to occur on your Contract Anniversary. At the time you elect to “step up,” we may be charging more for The Hartford’s Principal First. Regardless of when you bought your Contract, upon “step up” we will charge you the current charge. Before you decide to “step up,” you should request a current prospectus which will describe the current charge for this Benefit. This rider protects your investment by guaranteeing Benefit Payments until your Benefit Amount, rather than your Contract Value, has been exhausted. You may also elect “step-ups” that reset your Benefit Amount to the then prevailing Contract Value.
You or your Spouse (if Spousal Contract continuation has been chosen) may elect to step-up your Benefit Amount following the 5th Contract Year that you added this rider to your Contract and again on each fifth anniversary from the last time you elected to step-up your Benefit Amount (or upon Spousal Contract continuation, whichever is earlier). These dates are called “election dates” in this section. Your Benefit Amount will then become the Contract Value as of the close of business on the Valuation Date that you properly made this election. Each time that you exercise step-up rights, your Benefit Payment will be reset to 7% of the new Benefit Amount, but will never be less than your then existing Benefit Payment. You must follow certain requirements to make this election:
•
We will accept requests for a step-up in writing, verbally or electronically, if available.
•
Written elections must be submitted using the forms we provide. For telephonic and Internet elections, if available, you must authenticate your identity and acknowledge your understanding of the implications of making this election. We are not responsible for lost investment opportunities associated with elections that are not in good order and for relying on the genuineness of any election.
•
We will not accept any written election request received more than 30 days prior to an election date.
•
We will not accept any Internet (if available) or telephone election requests received prior to the election date. You may not post-date your election.
•
If an election form is received in good order within the 30 days prior to an election date, the “step-up” will automatically occur on the rider anniversary (or if the rider anniversary in a Non-Valuation Day then the next following Valuation Day). If an election form is received in good order on or after an election date, the “step-up” will occur as of the close of business on the Valuation Day that the request is received by us at our Administrative Office. We reserve the right to require you to elect step-ups only on Contract Anniversaries.
•
We will not honor any election request if your Contract Value is less than your Benefit Amount effective as of the step-up effective date.
•
Your election is irrevocable. This means that if your Contract Value increases after your step-up, you cannot ask us to reset your Benefit Amount again until your next election date. The fee for this rider may also change when you make this election and will remain in effect until your next election, if any.
Each Surrender you make as a Benefit Payment reduces the amount you may Surrender under your Annual Withdrawal Amount.
You can Surrender your Contract any time, even if you have The Hartford’s Principal First, however, you will receive your Contract Value at the time you request the Surrender with any applicable charges deducted and not the Benefit Amount or the Benefit Payment amount you would have received under The Hartford’s Principal First. If you still have a Benefit Amount after you Surrender all of your Contract Value or your Contract Value is reduced to zero, you will still receive a Benefit Payment through an Annuity Payout option called The Hartford’s Principal First Payout Option until your Benefit Amount is depleted. While you are receiving payments, you may not make additional Premium Payments, and if you die before you receive all of your payments, your Beneficiary will continue to receive the remaining payments.
If you elected The Hartford’s Principal First and later decide to annuitize your Contract, you may choose another Annuity Payout Option in addition to those Annuity Payout Options offered in the Contract. Under this Annuity Payout Option, called The Hartford’s Principal First Payout Option, Hartford will pay a fixed dollar amount for a specific number of years (“Payout Period”). If you, the joint Contract Owner or the Annuitant should die before the Payout Period is complete the remaining payments will be made to the Beneficiary. The Payout Period is determined on the Annuity Calculation Date and it will equal the current Benefit Amount divided by the Benefit Payment. The total amount of the Annuity Payouts under this option will be equal to the Benefit Amount. We may offer other Payout Options


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If you, the joint Contract Owner or Annuitant die before you receive all the Benefit Payments guaranteed by Hartford, the Beneficiary may elect to take the remaining Benefit Payments or any of the death benefit options offered in your Contract.
Qualified Contracts are subject to certain federal tax rules requiring that minimum distributions be withdrawn from the Contract on an annual basis, usually beginning after age 70½. These withdrawals are called Required Minimum Distributions. A Required Minimum Distribution may exceed your Benefit Payment, causing a recalculation of your Benefit Amount. Recalculation of your Benefit Amount may result in a lower Benefit Payment in the future. For qualified Contracts, The Hartford’s Principal First cannot be elected if the Contract Owner or Annuitant is age 81 or older.
We do not automatically increase payments under the Automatic Income Program if your Benefit Payment increases. If you are enrolled in our Automatic Income Program to make Benefit Payments and your eligible Benefit Payment increases, please note that you need to request an increase in your Automatic Income Program. We will not individually notify you of this privilege.
For examples on how The Hartford’s Principal First is calculated, please see “Appendix III.”
Death Benefit
What is the Death Benefit and how is it calculated?
The Death Benefit is the amount we will pay if the Contract Owner, joint Contract Owner or the Annuitant dies before we begin to make annuity Payouts. The Death Benefit is calculated when we receive a certified death certificate or other legal document acceptable to us.
Unless the Beneficiary provides us with instructions to reallocate the Death Benefit among the Accounts, the calculated Death Benefit will remain invested in the same Accounts, according to the Contract Owner’s last instructions until we receive complete written settlement instructions from the Beneficiary. Therefore, the Death Benefit amount will fluctuate with the performance of the underlying Funds. When there is more than one Beneficiary, we will calculate the Accumulation Units for each Sub-account and the dollar amount for the Fixed Accumulation Feature for each Beneficiary’s portion of the proceeds.
If death occurs before the Annuity Commencement Date, the Death Benefit is the greatest of:
•
The total Premium Payments you have made to us minus the dollar amount of any partial Surrenders; or
•
The Contract Value of your Contract minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit; or
•
The Maximum Anniversary Value, which is described below, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit.
The Maximum Anniversary Value is based on a series of calculations on Contract Anniversaries of Contract Values, Premium Payments, Payment Enhancements and partial Surrenders. We will calculate an Anniversary Value for each Contract Anniversary prior to the deceased’s 81st birthday or date of death, whichever is earlier.
If you purchased your Contract on or after May 1, 2002, the Anniversary Value is equal to the Contract Value as of a Contract Anniversary with the following adjustments:
•
Your Anniversary Value is increased by the dollar amount of any Premium Payments and Payment Enhancements made since the Contract Anniversary; and
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Your Anniversary Value is reduced proportionally for any partial Surrenders. We calculate the proportion based on the amount of any partial Surrenders since the Contract Anniversary divided by your Contract Value at the time of Surrender.
If you purchased your Contract before May 1, 2002, the Anniversary Value is equal to the Contract Value as of a Contract Anniversary with the following adjustments:
•
Your Anniversary Value is increased by the dollar amount of any Premium Payments and Payment Enhancements made since the Contract Anniversary; and
•
Your Anniversary Value is reduced by the dollar amount of any partial Surrenders since the Contract Anniversary.
The Maximum Anniversary Value is equal to the greatest Anniversary Value attained from this series of calculations.
If you elect the Deferral Option, then on and after the original Annuity Commencement Date, your Death Benefit will equal the Contract Value calculated as of the date of receipt of Due Proof of Death at our Administrative Office. During the time period between our receipt of Due Proof of Death and our receipt of complete settlement instructions from each Beneficiary, the calculated Death Benefit amount will be subject to market fluctuations. No other Death Benefit or optional Death Benefits apply. All optional Death Benefits and Earnings Protection Benefit and their associated charges will terminate. Please see the section titled Annuity Commencement Date Deferral Option for more information.
Optional Death Benefit
You may have elected the Optional Death Benefit for an additional charge. The Optional Death Benefit adds the Interest Accumulation Value to the Death Benefit calculation.
The Interest Accumulation Value will be:
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Your Contract Value on the date we add the Optional Death Benefit to your Contract;
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Minus any Payment Enhancements credited on or before we add the Optional Death Benefit;


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Plus any Premium Payments made after the Optional Death Benefit is added, but not including any Payment Enhancements credited;
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Minus any partial Surrenders after the Optional Death Benefit is added;
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Compounded daily at an annual interest rate of 5%.
If you have taken any partial Surrenders, the Interest Accumulation Value will be adjusted to reduce the Optional Death Benefit proportionally for any partial Surrenders.
On or after the deceased’s 81st birthday or date of death, the Interest Accumulation Value will not continue to compound, but will be adjusted to add any Premium Payments and Payment Enhancements or subtract any partial Surrenders.
The Optional Death Benefit is limited to a maximum of 200% of Contract Value on the date the Optional Death Benefit was added to your Contract plus Premium Payments not previously withdrawn made after the Optional Death Benefit was added to your Contract. We subtract any Payment Enhancements and proportional adjustments for any partial Surrenders. For examples on how the Optional Death Benefit is calculated see “Appendix II.”
If you elected the Optional Death Benefit, you cannot cancel it.
Earnings Protection Benefit
You may have elected the Earnings Protection Benefit at an additional charge. If you elected the Earnings Protection Benefit, you cannot cancel it.
If you and your Annuitant are age 69 or under on the date the Earnings Protection Benefit is added to your Contract, the Earnings Protection Benefit is the greatest of:
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The total Premium Payments you have made to us minus the dollar amount of any partial Surrenders; or
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The Maximum Anniversary Value, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit, or
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Your Contract Value on the date we receive a death certificate or other legal document acceptable to us, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the Death Benefit, plus 40% of the Contract gain since the date the Earnings Protection Benefit was added to your Contract.
We determine any Contract gain by comparing your Contract Value on the date you added the Earnings Protection Benefit to your Contract to your Contract Value on the date we calculate the Death Benefit. We deduct any Premium Payments made and any Payment Enhancements credited, and add any adjustments for partial Surrenders made during that time.
We make an adjustment for partial Surrenders if the amount of a Surrender is greater than the Contract gain in the Contract immediately prior to the Surrender.
Your Contract gain is limited to or “capped” at a maximum of 200% of Contract Value on the date the Earnings Protection Benefit was added to your Contract plus Premium Payments not previously withdrawn made after the Earnings Protection Benefit was added to your Contract, excluding any Premium Payments made in the 12 months before the date of death. We subtract any Payment Enhancements and any adjustments for partial Surrenders.
Hartford takes 40% of either the Contract gain or the capped amount and adds it back to your Contract Value to complete the Death Benefit calculation. If you or your Annuitant are age 70 through 75, we add 25% of the Contract gain or capped amount back to Contract Value to complete the Death Benefit calculation. The percentage used for the Death Benefit calculation is determined by the oldest age of you and your Annuitant at the time the Earnings Protection Benefit is added to your Contract.


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For example: Assuming that:
Ÿ    The Contract Value on the date we received proof of death, minus any Payment Enhancements credited in the 12 months prior to the date we calculate the death benefit, plus 40% of the Contract gain was the greatest of the three death benefit calculations,
Ÿ    You elected the Earnings Protection Benefit when you purchased your Contract,
Ÿ    You made a single Premium Payment of $100,000,
Ÿ    You received a Payment Enhancement of $4,000 more than 12 months before the date we calculate the Death Benefit
Ÿ    You took no partial Surrenders,
Ÿ    The Contract Value on the date we receive proof of death was $400,000.
Hartford would calculate the Contract gain as follows:
Ÿ    Contract Value on the date we receive proof of death ($400,000),
Ÿ    minus the Contract Value on the date the Earnings Protection Benefit was added to your Contract ($104,000),
Ÿ    minus any Premium Payments ($0)
Ÿ    minus any Payment Enhancements credited on or before the date the Earnings Protection Benefit was added to your Contract ($4,000).
The Contract gain is $300,000.
To determine if the cap applies:
Ÿ    Hartford calculates the Contract Value on the date the Earnings Protection Benefit was added to your Contract ($104,000),
Ÿ    plus Premium Payments made since that date ($0),
Ÿ    minus Premium Payments made in the 12 months prior to death ($0).
Ÿ    minus Payment Enhancements ($4,000).
Which equals $100,000. The cap is 200% of $100,000, which is $200,000.
In this situation the cap applies, so Hartford takes 40% of $200,000 or $80,000 and adds that to the Contract Value on the date we receive proof of death and the total Earnings Protection Benefit is $480,000.
Before you purchase the Earnings Protection Benefit, you should also consider the following:
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If your Contract has no gain when Hartford calculates the Death Benefit, Hartford will not pay an Earnings Protection Benefit.
•
Partial Surrenders can reduce or eliminate your Contract gain. So if you plan to make partial Surrenders, there may be no Earnings Protection Benefit.
•
If you transfer ownership of your Contract, or your spouse continues your Contract after your death, and the new Contract Owner would have been ineligible for the Earnings Protection Benefit when it was added to your Contract, the Earnings Protection Benefit charge will continue to be deducted even though no Earnings Protection Benefit will be payable.
Additional Information about the Death Benefits
Waiver of Contractual Provisions Affecting The Calculation of the Death Benefit — According to your Contract’s Death Benefit provisions, when we calculate the Death Benefit we deduct any Payment Enhancements that we credit to your Contract within 12 months of death. However, Hartford has agreed to waive this deduction for as long as you own this Contract. When we calculate your Death Benefit we will not deduct any Payment Enhancements that we credit to your Contract within 12 months of death.
For more information on how these optional benefits may affect your taxes, please see Appendix Tax the section entitled, “Federal Tax Considerations,” under the sub-section entitled “Taxation of Annuities — General Provisions Affecting Contracts Not Held in Tax-Qualified Retirement Plans.”
The total death benefits payable as a result of the death of any one person under one or more deferred variable annuities issued by Hartford or its affiliates after May 1, 2002, and aggregate Premium Payments total $5 million or more, cannot exceed the greater of:
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The aggregate Premium Payments minus any Surrenders;
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The aggregate Contract Value plus $1 million.
However, if you add Premium Payments to any of your Contracts such that aggregate Premium Payments total to $5 million or more, the aggregate death benefit will be the greater of the maximum death benefit above or:
•
The aggregate Contract Value; plus


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•
The aggregate death benefits in excess of the aggregate Contract Values at the time you added the Premium Payments to your Contracts.
Any reduction in death benefits to multiple variable annuity contracts will be in proportion to the Contract Value of each contract at the time of reduction.
How is the Death Benefit paid?
The Death Benefit may be taken in one lump sum or under any of the Annuity Payout Options then being offered by us, unless the Contract Owner has designated the manner in which the Beneficiary will receive the Death Benefit. When payment is taken in one lump sum, payment will be made within seven days of our receipt of complete instructions, except when we are permitted to defer such payment under the Investment Company Act of 1940. We will calculate the Death Benefit as of the date we receive a certified death certificate or other legal documents acceptable to us. The Death Benefit amount remains invested and is subject to market fluctuation until complete settlement instructions are received from each Beneficiary. On the date we receive complete instructions from the Beneficiary, we will compute the Death Benefit amount to be paid out or applied to a selected Annuity Payout Option. When there is more than one Beneficiary, we will calculate the Death Benefit amount for each Beneficiary’s portion of the proceeds and then pay it out or apply it to a selected Annuity Payout Option according to each Beneficiary’s instructions. If we receive the complete instructions on a Non-Valuation Day, computations will take place on the next Valuation Day.
If the Death Benefit payment is $5,000 or more, the Beneficiary may elect to have their Death Benefit paid through our “Safe Haven Program.” Under this program, the proceeds remain in our General Account and the Beneficiary will receive a draft book. Proceeds are guaranteed by the claims paying ability of the Company; however, it is not a bank account and is not insured by Federal Deposit Insurance Corporation (FDIC), nor is it backed by any federal or state government agency. The Beneficiary can write one draft for total payment of the Death Benefit, or keep the money in the General Account and write drafts as needed. We will credit interest at a rate determined periodically in our sole discretion. The interest rate is based upon the analysis of interest rates credited to funds left on deposit with other insurance companies under programs similar to The Hartford’s Safe Haven program. In determining the interest rate, we also factor in the impact of our profitability, general economic trends, competitive factors and administrative expenses. The interest rate credit is not the same rate earned on assets in the Fixed Accumulation Feature and is not subject to minimum interest rates prescribed by state non-forfeiture laws. For federal income tax purposes, the Beneficiary will be deemed to have received the lump sum payment on transfer of the Death Benefit amount to the General Account. The interest will be taxable to the Beneficiary in the tax year that it is credited. We may not offer the Safe Haven Program in all states and we reserve the right to discontinue offering it at any time. Although there are no direct charges for this program, we earn investment income from the proceeds. The investment income we earn is likely more than the amount of interest we credit; therefore, we make a profit from the difference.
The Beneficiary may elect under the Annuity Proceeds Settlement Option “Death Benefit Remaining with the Company” to leave proceeds from the Death Benefit invested with us for up to five years from the date of death if the death occurred before the Annuity Commencement Date. Once we receive a certified death certificate or other legal documents acceptable to us, the Beneficiary can: (a) make Sub-Account transfers and (b) take Surrenders without paying Contingent Deferred Sales Charges.
The Beneficiary of a non-qualified Contract or IRA may also elect the “Single Life Expectancy Only” option. This option allows the Beneficiary to take the Death Benefit in a series of payments spread over a period equal to the Beneficiary’s remaining life expectancy. Distributions are calculated based on IRS life expectancy tables. This option is subject to different limitations and conditions depending on whether the Contract is non-qualified or an IRA.
Required Distributions — If the Contract Owner dies before the Annuity Commencement Date, the Death Benefit must be distributed within five years after death or be distributed under a distribution option or Annuity Payout Option that satisfies the Alternatives to the Required Distributions described below.
If the Contract Owner dies on or after the Annuity Commencement Date under an Annuity Payout Option that permits the Beneficiary to elect to continue Annuity Payouts or receive the Commuted Value, any remaining value must be distributed at least as rapidly as under the payment method being used as of the Contract Owner’s death.
If the Contract Owner is not an individual (e.g. a trust), then the original Annuitant will be treated as the Contract Owner in the situations described above and any change in the original Annuitant will be treated as the death of the Contract Owner.
What should the Beneficiary consider?
Alternatives to the Required Distributions — The selection of an Annuity Payout Option and the timing of the selection will have an impact on the tax treatment of the Death Benefit. To receive favorable tax treatment, the Annuity Payout Option selected: (a) cannot extend beyond the Beneficiary’s life or life expectancy, and (b) must begin within one year of the date of death.
If these conditions are not met, the Death Benefit will be treated as a lump sum payment for tax purposes. This sum will be taxable in the year in which it is considered received.
Spousal Contract Continuation — If the Contract Owner dies and a Beneficiary is the Contract Owner’s spouse, that portion of the Contract for which the spouse is considered the Beneficiary will continue with the spouse as Contract Owner, unless the


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spouse elects to receive the Death Benefit as a lump sum payment or as an Annuity Payout Option. If the Contract continues with the spouse as Contract Owner, we will adjust the Contract Value to the amount that we would have paid as the Death Benefit payment, had the spouse elected to receive the Death Benefit as a lump sum payment. Spousal Contract Continuation will only apply one time for each Contract.
Hartford will not recapture Payment Enhancements if your spouse continues the Contract and the Contract Value is greater than the Death Benefit at the time we calculate the Death Benefit.
If your spouse continues any portion of the Contract as Contract Owner and elects the Earnings Protection Benefit, Hartford will use the date the Contract is continued with your spouse as Contract Owner as the date the Earnings Protection Benefit was added to the Contract. The percentage used for the Earnings Protection Benefit will be determined by the oldest age of any remaining joint Contract Owner or Annuitant at the time the Contract is continued.
If you elect the Deferral Option and if your Spouse continues the Contract after the original Annuity Commencement Date, the terms of the Deferral Option will remain in force and will supersede any conflicting terms set forth above and the Deferred Annuity Commencement Date will be adjusted to the new Annuitant’s, if any, 100th birthday.
Who will receive the Death Benefit?
The distribution of the Death Benefit applies only when death is before the Annuity Commencement Date.
If death occurs on or after the Annuity Commencement Date, there may be no payout at death unless the Contract Owner has elected an Annuity Payout Option that permits the Beneficiary to elect to continue Annuity Payouts or receive the Commuted Value.
If death occurs before the Annuity Commencement Date:
If the deceased is the . . .
and . . .
and . . .
then the . . .
Contract Owner
There is a surviving joint
Contract Owner
The Annuitant is living or deceased
Joint Contract Owner receives the Death Benefit.
Contract Owner
There is no surviving joint
Contract Owner
The Annuitant is living or deceased
Designated Beneficiary receives the Death Benefit.
Contract Owner
There is no surviving joint Contract Owner and the Beneficiary predeceases the Contract Owner
The Annuitant is living or deceased
Contract Owner’s estate receives the Death Benefit.
Annuitant
The Contract Owner is living
There is no named Contingent Annuitant
The Contract Owner becomes the Contingent Annuitant and the Contract continues. The Contract Owner may waive this presumption and receive the Death Benefit.
Annuitant
The Contract Owner is living
The Contingent Annuitant is living
Contingent Annuitant becomes the Annuitant, and the Contract continues.
If you elect the Deferral Option and if the Contingent Annuitant continues the Contract after the original Annuity Commencement Date, the terms of the Deferral Option will remain in force and will supersede any conflicting terms set forth above and the Deferred Annuity Commencement Date will be adjusted to the new Annuitant’s 100th birthday.
If death occurs on or after the Annuity Commencement Date:
If the deceased is the . . .
and . . .
then the . . .
Contract Owner
The Annuitant is living
Designated Beneficiary becomes the Contract Owner.
Annuitant
The Contract Owner is living
Contract Owner receives a payout at death, if any.
Annuitant
The Annuitant is also the Contract Owner
Designated Beneficiary receives a payout at death, if any.
These are the most common Death Benefit scenarios, however, there are others. Some of the Annuity Payout Options may not result in a payout at death. For more information on Annuity Payout Options, including those that may not result in a payout at death, please see the section entitled “Annuity Payouts” and the “Death Benefit” section of your Contract. If you have questions about these and any other scenarios, please contact your Registered Representative or us.


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Surrenders
What kinds of Surrenders are available?
Full Surrenders before the Annuity Commencement Date — When you Surrender your Contract before the Annuity Commencement Date, the Surrender Value of the Contract will be paid in a lump sum. The Surrender Value is the Contract Value minus any applicable Premium Taxes, Contingent Deferred Sales Charges and the Annual Maintenance Fee. The Surrender Value may be more or less than the amount of the Premium Payments made to a Contract.
Partial Surrenders before the Annuity Commencement Date — You may request a partial Surrender of Contract Values at any time before the Annuity Commencement Date. We will deduct any applicable Contingent Deferred Sales Charge. However, on a noncumulative basis, you may make partial Surrenders during any Contract Year, up to the Annual Withdrawal Amount allowed and the Contingent Deferred Sales Charge will not be assessed against such amounts. Surrender of Contract Values in excess of the Annual Withdrawal Amount and additional surrenders made in any Contract Year will be subject to the Contingent Deferred Sales Charge. You can ask us to deduct the Contingent Deferred Sales Charge from the amount you are Surrendering or from your remaining Contract Value. If we deduct the Contingent Deferred Sales Charge from your remaining Contract Value, that amount will also be subject to Contingent Deferred Sales Charge. This is our default option.
Both full and partial Surrenders are taken proportionally from the Sub-Accounts and the Fixed Accumulation Feature. There are two restrictions on partial Surrenders before the Annuity Commencement Date:
•
The partial Surrender amount must be at least equal to $100, our current minimum for partial Surrenders, and
•
The Contract must have a minimum Contract Value of $500 after the Surrender. The minimum Contract Value in New York must be $1,000 after the Surrender. We will close your Contract and pay the full Surrender Value if the Contract Value is under the minimum after the Surrender. The minimum Contract Value in Texas must be $1,000 after the Surrender with no Premium Payments made during the prior two Contract Years.
Under certain circumstances Hartford had permitted certain Contract Owners to reinstate their Contracts (and certain riders) when a Contract Owner had requested a Surrender (either full or Partial) and returned the forms in good order to Hartford. As of October 4, 2013, we no longer allow Contract Owners to reinstate their Contracts when a Contract Owner requests a Surrender (either full or Partial).
Full Surrenders after the Annuity Commencement Date — You may Surrender your Contract on or after the Annuity Commencement Date only if you selected the Payments for a Period Certain variable dollar amount Annuity Payout Option. Under this option, we pay you the Commuted Value of your Contract minus any applicable Contingent Deferred Sales Charges. The Commuted Value is determined on the day we receive your written request for Surrender.
Partial Surrenders after the Annuity Commencement Date — Partial Surrenders are permitted after the Annuity Commencement Date if you select the Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity with Payments for a Period Certain or the Payment for a Period Certain Annuity Payout Option. You may take partial Surrenders of amounts equal to the Commuted Value of the payments that we would have made during the “Period Certain” for the number of years you select under the Annuity Payout Option that we guarantee to make Annuity Payouts.
To qualify for partial Surrenders under these Annuity Payout Options you must elect a variable dollar amount Annuity Payout and you must make the Surrender request during the Period Certain.
Both full and partial Surrenders are taken proportionally from the Sub-Accounts and the Fixed Accumulation Feature. Hartford will deduct any applicable Contingent Deferred Sales Charges.
If you elect to take the entire Commuted Value of the Annuity Payouts we would have made during the Period Certain, Hartford will not make any Annuity Payouts during the remaining Period Certain. If you elect to take only some of the Commuted Value of the Annuity Payouts we would have made during the Period Certain, Hartford will reduce the remaining Annuity Payouts during the remaining Period Certain. Annuity Payouts that are to be made after the Period Certain is over will not change.
Please check with your tax adviser because there could be adverse tax consequences for partial Surrenders after the Annuity Commencement Date.
Does the Invesco V.I. Government Money Market Fund impose a fee or gate for redemption?
The Invesco V.I. Government Money Market Fund will continue to use the amortized cost method of valuation to seek to maintain a stable $1.00 net asset value and does not intend to impose liquidity fees or redemption gates on Fund redemptions.  The Fund’s board reserves the right to impose a liquidity fee or redemption gate in the future upon prior notice to shareholders and in conformance to Rule 2a-7 of the Investment Company Act of 1940.  Further detail is set forth in the Fund’s prospectus.
How do I request a Surrender?
Written Requests — Complete a Surrender form or send us a letter, signed by you, stating:
•
the dollar amount that you want to receive, either before or after we withhold taxes and deduct for any applicable charges,
•
your tax withholding amount or percentage, if any, and
•
your disbursement instructions, including your mailing address.
You may submit this form via mail or fax.


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Unless you specify otherwise, we will provide the dollar amount you want to receive after applicable taxes and charges as the default option.
If there are joint Owners, both must authorize these transactions. For a partial Surrender, specify the Sub-Accounts that you want your Surrender to come from (this may be limited to pro-rata Surrenders if optional benefits are elected); otherwise, the Surrender will be taken in proportion to the value in each Sub-Account.
Telephone or Internet Requests — To request a partial Surrender by telephone or internet, we must have received your completed Internet Partial Withdrawal/Telephone Redemption Authorization Form. If there are joint Owners, both must sign the form. By signing the form, you authorize us to accept telephone or internet instructions for partial Surrenders from either Owner. Telephone or Internet authorization will remain in effect until we receive a written cancellation notice from you or your joint Owner, we discontinue the program, or you are no longer the Owner of the Contract. Please call us with any questions regarding restrictions on telephone or internet Surrenders.
We may record telephone calls and use other procedures to verify information and confirm that instructions are genuine. We will not be liable for losses or expenses arising from telephone instructions reasonably believed to be genuine.
We may modify the requirements for telephone and/or internet redemptions at any time.
Telephone and internet Surrender instructions received before the end of a Valuation Day will be processed at the end of that Valuation Day. Otherwise, your request will be processed at the end of the next Valuation Day.
Completing a Power of Attorney for another person to act on your behalf may prevent you from making Surrenders via telephone and internet.
What should be considered about taxes?
There are certain tax consequences associated with Surrenders:
Prior to age 59½ — If you make a Surrender prior to age 59½, there may be adverse tax consequences including a 10% federal income tax penalty on the taxable portion of the Surrender payment. Surrendering before age 59½ may also affect the continuing tax-qualified status of some Contracts.
We do not monitor Surrender requests. To determine whether a Surrender is permissible, with or without federal income tax penalty, please consult your personal tax adviser.
More than one Contract issued in the same calendar year — If you own more than one Contract issued by us or our affiliates in the same calendar year, then these Contracts may be treated as one Contract for the purpose of determining the taxation of distributions prior to the Annuity Commencement Date. Please consult your tax adviser for additional information.
Internal Revenue Code section 403(b) annuities — As of December 31, 1988, all section 403(b) annuities have limits on full and partial Surrenders. Contributions to your Contract made after December 31, 1988 and any increases in cash value after December 31, 1988 may not be distributed unless you are: (a) age 59½, (b) no longer employed, (c) deceased, (d) disabled, or (e) experiencing a financial hardship (cash value increases may not be distributed for hardships prior to age 59½). Distributions prior to age 59½ due to financial hardship, unemployment or retirement may still be subject to a federal income tax penalty of 10%.
We will no longer accept any incoming 403(b) exchanges or applications for 403(b) individual annuity contracts.
We encourage you to consult with your qualified tax adviser before making any Surrenders. Please see Appendix Tax “Federal Tax Considerations” section for more information.
Annuity Commencement Date Deferral Option (“Deferral Option”)
Who is eligible to participate in the Deferral Option?
We will notify you prior to your Annuity Commencement Date of the options available to you at your Annuity Commencement Date. During the Election Period, which begins when we send you the Deferral Option rider and ends on your Annuity Commencement Date (“Election Period”), you may choose any of the available options. If one of the options available at that time is the Deferral Option and the following conditions are met during the entirety of the Election Period, you may elect the Deferral Option:
•
You have not elected the Deferral Option previously;
•
The Deferral Option has not been withdrawn by The Hartford;
•
We have not received a death notification on the Contract. (In addition, if a death that triggers a Death Benefit under the Contract occurs before we process your request for the Deferral Option, you and your Beneficiary(ies) will not be eligible for the Deferral Option);
•
No death that triggers a Death Benefit under the Contract occurs before your Annuity Commencement Date;
•
Your beneficiaries have not elected a death benefit settlement option;
•
You are within 90 days of your Annuity Commencement Date and you are at least 90 years old on your Annuity Commencement Date;
•
We have not previously received a separate full Surrender request from you;


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•
The state in which your Contract was issued has approved the Deferral Option rider;
•
We must receive your signed Annuity Commencement Date Deferral Option Form in Good Order at our Administrative Office to elect the Deferral Option. We must receive the Annuity Commencement Date Deferral Option Form on any Valuation Day up to and including the Annuity Commencement Date, provided we receive it no later than 4:00 p.m. Eastern Time or, if earlier, the close of the New York Stock Exchange on the Annuity Commencement Date. If the Annuity Commencement Date falls on a non-Valuation Day we must receive it by the prior Valuation Day;
•
You must not be beyond your Annuity Commencement Date or have annuitized your Contract;
•
You must be a customer of a Financial Intermediary in accordance with our records;
•
The Contract is not owned by a Charitable Remainder Trust (The Annuity Commencement Date of these contracts is the Annuitant's 100th birthday except in New York and Pennsylvania, where the Annuity Commencement Date is the Annuitant's 90th birthday); and
•
During the Election Period, we have not received a request to process additional Premium Payments through a 1035 exchange, direct transfer or direct rollover.
If, on the Annuity Commencement Date, you are not eligible to defer your Annuity Commencement Date to the Annuitant’s 100th birthday, your Contract will annuitize using the default annuitization option outlined in your Contract unless you have provided us with In Good Order instructions to the contrary.
While we have described the Deferral Option, this does not signify that your state has approved the Deferral Option rider and does not mean that the Deferral Option will be available in the future even if the rider has been approved by your state. Approval by your state is not an endorsement by that state of the Deferral Option.
If you are eligible for the Deferral Option and if you properly elect the Deferral Option, no changes will be contract until the Annuity Commencement Date. On that date, the following changes will occur:
•
Your Annuity Commencement Date will be deferred to the Annuitant’s 100th birthday ("the Deferred Annuity Commencement Date");
•
The Death Benefit described in your Contract and any optional Death Benefits will be terminated and the new Death Benefit will be the Contract Value on the date of receipt of Due Proof of Death at our Administrative Office. During the time period between our receipt of Due Proof of Death and our receipt of complete settlement instructions from each Beneficiary, the Death Benefit amount will be subject to market fluctuations; • All optional Death Benefit rider charges will no longer be assessed;
•
The Earnings Protection Benefit (i) will be terminated in its entirety; and (ii) the charge for that benefit will no longer be assessed;
•
The Hartford’s Principal First rider, including any guaranteed income benefit, death benefit settlement option and any annuitization option under that rider (i) will be terminated in its entirety; (ii) the charge for that rider will no longer be assessed; and (iii) your contract will then be subject to the contract minimum rules. If however you are receiving Automatic Income Payments under The Hartford’s Principal First rider, you may continue to do so once the Deferral Option is effective.
•
However, you will then be subject to the contract minimum rules. That is, if after any withdrawal, whether it be a systematic withdrawal or a one-time partial Surrender, your Contract Value falls below the contract minimum, we will close your contract and pay the full Surrender Value;
•
You may not transfer money into your Contract through a 1035 exchange, direct transfer or direct rollover unless the request to transfer money was received prior to the Election Period;
•
There is an imposed limit of 20% of the Contract Value that may be allocated to the Fixed Accumulation Feature. Any amount over 20% of Contract Value allocated to the Fixed Accumulation Feature on the original Annuity Commencement Date will be moved out of the Fixed Accumulation Feature via a Dollar Cost Averaging program with a duration of six months or less according to the instructions that you provide to us on the Annuity Commencement Date Deferral Option Form. Any existing restriction on the maximum amount transferable from the Fixed Accumulation Feature during any Contract Year will be waived on and after the original Annuity Commencement Date;
•
On or after the original Annuity Commencement Date, if at the time of the transfer you are not subject to restrictions on your ability to transfer funds into the Fixed Accumulation Feature described in the definition of Fixed Accumulation Feature below, then you may transfer amounts from existing funds to the Fixed Accumulation Feature until the total amount in the Fixed Accumulation Feature reaches a maximum of 20% of the Contract Value. The Contract Value is calculated on the Valuation Day immediately before the transfer;
•
Similarly, on or after the original Annuity Commencement Date, if at the time of the transfer you are not subject to restrictions on your ability to transfer funds into the Fixed Accumulation Feature described in the definition of Fixed Accumulation Feature below, then a maximum of 20% of any additional Premium Payments may be allocated to the Fixed Accumulation Feature. If there is a Dollar Cost Averaging Program already established from the Fixed Accumulation Feature it will be


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terminated. You may begin a new Dollar Cost Averaging Program by contacting us after the original Annuity Commencement Date; and
•
The default annuitization option for Qualified Contracts is the Life Annuity with Payments for a Period Certain Annuity Payout Option with a five year period certain. The default annuitization option for non-Qualified Contracts is the Life Annuity with Payments for a Period Certain Annuity Payout Option with a ten year period certain. In general, we use Contract Value to calculate fixed dollar amount Annuity Payouts, variable dollar amount Annuity Payouts, or a combination of fixed or variable dollar amount Annuity Payouts, depending on the investment allocation of your Contract in effect on the Deferred Annuity Commencement Date.
The ability to elect the Deferral Option may not be available in every State. The Deferral Option may be cancelled or withdrawn at any time by us without prior notification from us, except that we will not withdraw the option for any Contract Owner who has been offered the option at the beginning of the Election Period preceding the Annuity Commencement Date.
You are not required to elect the Deferral Option and you do not need to take any action if you do not want to elect the Deferral Option.
We encourage you to review the Deferral Option with your tax adviser regarding the tax consequences of electing the Deferral Option.
Please carefully review the Tax Considerations section of the prospectus for additional information.
This Deferral Option will not be appropriate for all Contract Owners, and it may not be in your best interest to elect the Deferral Option.
Other Considerations
•
We cannot recommend whether or not the Deferral Option is the right choice for you. Please discuss the merits of the Deferral Option with your Financial Intermediary and tax adviser to be sure that the Deferral Option is suitable for you based on your particular circumstances;
•
It is possible that the IRS could characterize the deferral of your annuity commencement date as a deemed exchange of your contract. Therefore, if your contract was issued prior to 1989, you should discuss the possible loss of any grandfathered rights related to your current contract with your tax adviser. In addition, if you elect the Deferral Option for more than one contract in the same year and the IRS were to characterize the deferral of your annuity commencement dates as a deemed exchange of your contracts, your contracts may be aggregated for the purposes of determining the taxability of any future distributions;
•
It is possible that the selection of an Annuity Commencement Date at certain advanced ages could result in the Contract not being treated as an annuity for tax purposes; therefore, you should consult with your tax adviser;
•
Whether the advantages of deferring the Annuity Commencement Date outweigh any other option available to you at that time including liquidation or choosing an Annuity Payout Option;
•
Whether the advantages of deferring the Annuity Commencement Date outweigh the disadvantages, including the loss of all Death Benefits in excess of Contract Value and the constraints on investments into the Fixed Accumulation Feature;
•
Whether you have other assets to meet your future income needs;
•
Whether you will change your mind. Once you have elected the Deferral Option, you will not have the ability to reinstate the annuitization option in The Hartford’s Principal First rider or reverse any other changes made to your Contract on the original Annuity Commencement Date;
•
In your evaluation of the Deferral Option, you should consult with your Financial Intermediary and tax adviser and potentially any Beneficiaries named in the Contract;
•
The Deferral Option may not be available in all states, through all Financial Intermediaries or for all contracts;
•
Financial Intermediaries do not receive additional compensation if you choose the Deferral Option, but continue to receive existing compensation throughout the deferral period;
•
If you choose an Annuity Payout Option, you cannot later elect the Deferral Option; and
•
If you elect the Deferral Option, you may choose any then available Annuity Payout Options at or before the Deferred Annuity Commencement Date; however, you cannot elect to defer your Annuity Commencement Date further. On your Deferred Annuity Commencement Date if you have a Qualified Contract, the default Annuity Payout Option is a Life Annuity with Payments for a Period Certain Payout Option with period certain of five years. If you have a non-Qualified Contract, the default Annuity Payout Option is the Life Annuity with Payments for a Period Certain Payout Option with period certain of ten years. In general, we use Contract Value to calculate fixed dollar amount Annuity Payouts, variable dollar amount Annuity Payouts, or a combination of fixed or variable dollar amount Annuity Payouts, depending on the investment allocation of your Contract in effect on the Deferred Annuity Commencement Date.


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Annuity Payouts
This section describes what happens when we begin to make regular Annuity Payouts from your Contract. You, as the Contract Owner, should answer five questions:
•
When do you want Annuity Payouts to begin?
•
Which Annuity Payout Option do you want to use?
•
How often do you want to receive Annuity Payouts?
•
What is the Assumed Investment Return?
•
Do you want fixed dollar amount or variable dollar amount Annuity Payouts?
As of October 4, 2013 we no longer allow Contract Owners to extend their Annuity Commencement Date even though we may have granted extensions in the past to you or other similarly situated investors.
On February 13, 2016, we began allowing eligible Contract Owners to defer their Annuity Commencement Date pursuant to the provisions outlined in the Annuity Commencement Date Deferral Option section.
For Qualified Contracts, if you defer your Annuity Commencement Date, the minimum periods for the Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity with Payments for a Period Certain and Payments For a Period Certain Annuity Payout Options will be five years. For non-Qualified Contracts, if you defer your Annuity Commencement Date, the minimum periods for the Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity with Payments for a Period Certain and Payments for a Period Certain Annuity Payout Options will be ten years.
For Qualified Contracts, if you defer your Annuity Commencement Date and if, between your original Annuity Commencement Date and your Deferred Annuity Commencement Date, you do not tell us which Annuity Payout Option you want, we will pay you under the Life Annuity with Payments for a Period Certain Payout Option with period certain payments for five years. For non-Qualified Contracts, if you defer your Annuity Commencement Date and if, between your Annuity Commencement Date and your Deferred Annuity Commencement Date, you do not tell us which Annuity Payout Option you want, we will pay you under the Life Annuity with Payments For a Period Certain Payout Option with period certain payments for ten years.
Proof of Survival
The payment of any annuity benefit will be subject to evidence that the Annuitant is alive on the date such payment is otherwise due.
Please check with your Registered Representative to select the Annuity Payout Option that best meets your income needs.
1.
When do you want Annuity Payouts to begin?
You selected an Annuity Commencement Date when you purchased your Contract or it can be selected at any time before you begin receiving Annuity Payouts. If the annuity reaches the maximum Annuity Commencement Date, which is the later of the 10th Contract Anniversary or the date the annuitant reaches age 90 (or 92 in certain states), (unless you choose the Deferral Option, described above) the Contract will automatically be annuitized. In Maryland, Massachusetts, Oregon and Alabama, the Annuity Commencement Date cannot be deferred beyond the Annuitant’s 90th birthday or the end of the 12th Contract Year (unless you choose the Deferral Option, described below). If you purchased your Contract in New York, you must begin Annuity Payouts before your Annuitant’s 91st birthday (unless you choose the Deferral Option, described above). If this Contract was issued to the trustee of a Charitable Remainder Trust, the Annuity Commencement Date is the Annuitant’s 100th birthday except in New York and Pennsylvania, where the Annuity Commencement Date is the Annuitant's 90th birthday.
If you elect the Deferral Option, you may defer your Annuity Commencement Date to the fifteenth day of any month before or including the month of the Annuitant’s 100th birthday. Once elected, in the event the Contingent Annuitant becomes the Annuitant and in the absence of a written election to the contrary, the Deferred Annuity Commencement Date will be the fifteenth day of the month coincident with or next following the Contingent Annuitant’s 100th birthday.
The Annuity Calculation date is when the amount of your Annuity Payout is determined. This occurs within five Valuation Days before your selected Annuity Commencement Date. Except for Contracts purchased in New York, we will deduct any Payment Enhancements credited in the 24 months before the Annuity Calculation Date from your Contract Value when we determine the amount available for Annuity Payouts.
All Annuity Payouts, regardless of frequency, will occur on the same day of the month as the Annuity Commencement Date. After the initial payout, if an Annuity Payout date falls on a Non-Valuation Day, the Annuity Payout is computed on the prior Valuation Day. If the Annuity Payout date does not occur in a given month due to a leap year or months with more than 28 days (i.e. the 31st), the Annuity Payout will be computed on the last Valuation Day of the month.
2.
Which Annuity Payout Option do you want to use?
Your Contract contains the Annuity Payout Options described below. The Annuity Proceeds Settlement Option is an option that can be elected by the Beneficiary and is described in the “Death Benefit” section. The Hartford’s Principal First Payout Option is available only to Contract Holders who elect The Hartford’s Principal First rider. We may at times offer other Annuity Payout Options. Once we begin to make Annuity Payouts, the Annuity Payout Option cannot be changed.


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Life Annuity
We make Annuity Payouts as long as the Annuitant is living. When the Annuitant dies, we stop making Annuity Payouts. A Payee would receive only one Annuity Payout if the Annuitant dies after the first payout, two Annuity Payouts if the Annuitant dies after the second payout, and so forth.
Life Annuity with a Cash Refund
We will make Annuity Payouts as long as the Annuitant is living. When the Annuitant dies, if the Annuity Payouts already made are less than the Contract Value on the Annuity Commencement Date minus any Premium Tax, the remaining value will be paid to the Beneficiary. The remaining value is equal to the Contract Value on the Annuity Calculation Date minus any Premium Tax and the Annuity Payouts already made. This option is only available for variable dollar amount Annuity Payouts using the 5% Assumed Investment Return or fixed dollar amount Annuity Payouts.
Life Annuity with Payments for a Period Certain
We will make Annuity Payouts as long as the Annuitant is living, but we at least guarantee to make Annuity Payouts for a time period you select with a minimum of 10 years. If the Annuitant dies before the guaranteed number of years have passed, then the Beneficiary may elect to continue Annuity Payouts for the remainder of the guaranteed number of years or receive the Commuted Value in one sum.
Joint and Last Survivor Life Annuity
We will make Annuity Payouts as long as the Annuitant and Joint Annuitant are living. When one Annuitant dies, we continue to make Annuity Payouts until that second Annuitant dies. When choosing this option, you must decide what will happen to the Annuity Payouts after the first Annuitant dies. You must select Annuity Payouts that:
•
Remain the same at 100%, or
•
Decrease to 66.67%, or
•
Decrease to 50%.
For variable Annuity Payouts, these percentages represent Annuity Units; for fixed Annuity Payouts, they represent actual dollar amounts. The percentage will also impact the Annuity Payout amount we pay while both Annuitants are living. If you pick a lower percentage, your original Annuity Payouts will be higher while both Annuitants are alive.
Joint and Last Survivor Life Annuity with Payments for a Period Certain
We will make Annuity Payouts as long as either the Annuitant or Joint Annuitant are living, but we at least guarantee to make Annuity Payouts for a time period you select, between 10 years and 100 years minus your younger Annuitant’s age. If the Annuitant and the Joint Annuitant both die before the guaranteed number of years have passed, then the Beneficiary may continue Annuity Payouts for the remainder of the guaranteed number of years or receive the Commuted Value in one sum.
When choosing this option, you must decide what will happen to the Annuity Payouts after the first Annuitant dies. You must select Annuity Payouts that:
•
Remain the same at 100%, or
•
Decrease to 66.67%, or
•
Decrease to 50%.
For variable dollar amount Annuity Payouts, these percentages represent Annuity Units. For fixed dollar amount Annuity Payouts, these percentages represent actual dollar amounts. The percentage will also impact the Annuity Payout amount we pay while both Annuitants are living. If you pick a lower percentage, your original Annuity Payouts will be higher while both Annuitants are alive.
Payment for a Period Certain
We agree to make Annuity Payouts for a specified time. You can select any number of years between 10 years and 100 years minus the Annuitant’s age. If, at the death of the Annuitant, Annuity Payouts have been made for less than the time period selected, then the Beneficiary may elect to continue the remaining Annuity Payouts or receive the commuted value in one sum.
The Hartford’s Principal First Payout Option
If you elected The Hartford’s Principal First and later decide to annuitize your Contract, you may choose another Annuity Payout Option in addition to those Annuity Payout Options offered in the Contract. Under this Fixed Annuity Payout Option, called The Hartford’s Principal First Payout Option, Hartford will pay a fixed dollar amount for a specific number of years (“Payout Period”). If you, the joint Contract Owner or the Annuitant should die before the Payout Period is complete the remaining payments will be made to the Beneficiary. The Payout Period is determined on the Annuity Calculation Date and it will equal the current Benefit Amount divided by the Benefit Payment. The total amount of the Annuity Payouts under this option will be equal to the Benefit Amount.
If you elect the Deferral Option, The Hartford’s Principal First Payout Option is not available.
•
You cannot Surrender your Contract once Annuity Payouts begin, unless you have selected Life Annuity with Payments for a Period Certain, Joint and Last Survivor Life Annuity with Payments For a Period Certain, or


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Payments For a Period Certain variable dollar amount Annuity Payout Option. A Contingent Deferred Sales Charge may be deducted.
•
For qualified Contracts, if you elect an Annuity Payout Option with a Period Certain, the guaranteed number of years must be less than the life expectancy of the Annuitant at the time the Annuity Payouts begin. We compute life expectancy using the IRS mortality tables.
•
Automatic Annuity Payouts — If you do not elect an Annuity Payout Option, Annuity Payouts will automatically begin on the Annuity Commencement Date under the Life Annuity with Payments for a Period Certain Annuity Payout Option with a ten-year period certain. Automatic Annuity Payouts will be fixed dollar amount Annuity Payouts, variable dollar amount Annuity Payouts, or a combination of fixed or variable dollar amount Annuity Payouts, depending on the investment allocation of your Account in effect on the Annuity Commencement Date. Automatic variable Annuity Payouts will be based on an Assumed Investment Return equal to 5%. For Qualified Contracts, if you defer your Annuity Commencement Date and if, between your Annuity Commencement Date and your Deferred Annuity Commencement Date, you do not tell us what Annuity Payout Option you want, we will pay you under the Life Annuity with Payments for a Period Certain Annuity Payout Option with a five year period certain.
3.
How often do you want the Payee to receive Annuity Payouts?
In addition to selecting an Annuity Commencement Date and an Annuity Payout Option, you must also decide how often you want the Payee to receive Annuity Payouts. You may choose to receive Annuity Payouts:
•
monthly,
•
quarterly,
•
semi-annually, or
•
annually.
Once you select a frequency, it cannot be changed. If you do not make a selection, the Payee will receive monthly Annuity Payouts. You must select a frequency that results in an Annuity Payout of at least $50. If the amount falls below $50, we have the right to change the frequency to bring the Annuity Payout up to at least $50. For Contracts issued in New York, the minimum monthly Annuity Payout is $20.
4.
What is the Assumed Investment Return?
The Assumed Investment Return (“AIR”) is the investment return you select before we start to make Annuity Payouts. It is a critical assumption for calculating variable dollar amount Annuity Payouts. The first Annuity Payout will be based upon the AIR. The remaining Annuity Payouts will fluctuate based on the performance of the underlying Funds.
Subject to the approval of your State, you can select one of three AIRs: 3%, 5% or 6%. The greater the AIR, the greater the initial Annuity Payout. But a higher AIR may result in smaller potential growth in future Annuity Payouts when the Sub-Accounts earn more than the AIR. On the other hand, a lower AIR results in a lower initial Annuity Payout, but future Annuity Payouts have the potential to be greater when the Sub-Accounts earn more than the AIR.
For example, if the Sub-Accounts earned exactly the same as the AIR, then the second monthly Annuity Payout is the same as the first. If the Sub-Accounts earned more than the AIR, then the second monthly Annuity Payout is higher than the first. If the Sub-Accounts earned less than the AIR, then the second monthly Annuity Payout is lower than the first.
Level variable dollar amount Annuity Payouts would be produced if the investment returns remained constant and equal to the AIR. In fact, Annuity Payouts will vary up or down as the investment rate varies up or down from the AIR. The degree of variation depends on the AIR you select.
5.
Do you want Annuity Payouts to be Fixed Dollar Amount or Variable Dollar Amount?
You may choose an Annuity Payout Option with fixed dollar amounts or variable dollar amounts, depending on your income needs.
Fixed Dollar Amount Annuity Payouts — Once a fixed dollar amount Annuity Payout begins, you cannot change your selection to receive variable dollar amount Annuity Payouts. You will receive equal fixed dollar amount Annuity Payouts throughout the Annuity Payout period. Fixed dollar amount Annuity Payout amounts are determined by multiplying the Contract Value, minus any applicable Premium Taxes, by an annuity rate. The annuity rate is set by us and is not less than the rate specified in the fixed dollar amount Annuity Payout Option tables in your Contract.
Variable Dollar Amount Annuity Payouts — Once a variable dollar amount Annuity Payout begins, you cannot change your selection to receive a fixed dollar amount Annuity Payout. A variable dollar amount Annuity Payout is based on the investment performance of the Sub-Accounts. The variable dollar amount Annuity Payouts may fluctuate with the performance of the underlying Funds. To begin making variable dollar amount Annuity Payouts, we convert the first Annuity Payout amount to a set number of Annuity Units and then price those units to determine the Annuity Payout amount. The number of Annuity Units that determines the Annuity Payout amount remains fixed unless you transfer units between Sub-Accounts.
The dollar amount of the first variable Annuity Payout depends on:
•
the Annuity Payout Option chosen,


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•
the Annuitant’s attained age and gender (if applicable),
•
the applicable annuity purchase rates based on the 1983a Individual Annuity Mortality table, and
•
the Assumed Investment Return.
The total amount of the first variable dollar amount Annuity Payout is determined by dividing the Contract Value minus any applicable Premium Taxes, by $1,000 and multiplying the result by the payment factor defined in the Contract for the selected Annuity Payout Option.
The dollar amount of each subsequent variable dollar amount Annuity Payout is equal to the total of Annuity Units for each Sub-Account multiplied by Annuity Unit Value of each Sub-Account.
The Annuity Unit Value of each Sub-Account for any Valuation Period is equal to the Accumulation Unit Value Net Investment Factor for the current Valuation Period multiplied by the Annuity Unit Factor, multiplied by the Annuity Unit Value for the preceding Valuation Period. The Annuity Unit Factor offsets the AIR used to calculate your first variable dollar amount Annuity Payout. The Annuity Unit Factor for a 3% AIR is 0.999919. The Annuity Unit Factor for a 5% AIR is 0.999866. The Annuity Unit Factor for a 6% AIR is 0.999840.
Combination Annuity Payout — You may choose to receive a combination of fixed dollar amount and variable dollar amount Annuity Payouts as long as they total 100% of your Annuity payout. For example, you may choose to use 40% fixed dollar amount and 60% variable dollar amount to meet your income needs. Combination annuity payouts are not available during the first two Contract Years.
Transfer of Annuity Units — After the Annuity Calculation Date, you may transfer dollar amounts of Annuity Units from one Sub-Account to another. On the day you make a transfer, the dollar amounts are equal for both Sub-Accounts and the number of Annuity Units will be different. We will transfer the dollar amount of your Annuity Units the day we receive your written request if received before the close of the New York Stock Exchange. Otherwise, the transfer will be made on the next Valuation Day. All Sub-Account transfers must comply with our Sub-Account transfer restriction policies. For more information on Sub-Account transfer restrictions please see the sub-section entitled “Can I transfer from one Sub-Account to another?” under the section entitled “The Contract.”
Other Programs Available
We may discontinue, modify or amend any of these Programs or any other programs we establish. Any change other than termination of a program will not affect Contract Owners currently enrolled in the program. There is no additional charge for these programs. If you are enrolled in any of these programs while a fund merger, substitution or liquidation takes place, unless otherwise noted in any communication from us; your Contract Value invested in such underlying Fund will be transferred automatically to the designated surviving Fund in the case of mergers and any available Money Market Fund in the case of Fund liquidations. Your enrollment instructions will be automatically updated to reflect the surviving Fund or a Money Market Fund for any continued and future investments.
InvestEase Program — InvestEase is an electronic transfer program that allows you to have money automatically transferred from your checking or savings account, and invested in your Contract. It is available for Premium Payments made after your initial Premium Payment. The minimum amount for each transfer is $50. You can elect to have transfers occur either monthly or quarterly, and they can be made into any Account available in your Contract.
Automatic Income Program — The Automatic Income Program allows you to Surrender up to 10% of your total Premium Payments each Contract Year. We can Surrender from the Accounts you select systematically on a monthly, quarterly, semi-annual, or annual basis. The minimum amount of each Surrender is $100. The Automatic Income Program may change based on your instructions after your seventh Contract Year. Amounts taken under this Program will count towards the Annual Withdrawal Amount, and if received prior to age 59½, may have adverse tax consequences, including a 10% federal income tax penalty on the taxable portion of the Surrender payment. Please see and Appendix Tax for more information regarding the tax consequences associated with your Contract.
Static Asset Allocation Models
This feature allows you to select an asset allocation model of Funds based on several potential factors including your risk tolerance, time horizon, investment objectives, or your preference to invest in certain funds or fund families. Based on these factors, you can select one of several asset allocation models, with each specifying percentage allocations among various Funds available under your Contract. Asset allocation models can be based on generally accepted investment theories that take into account the historic returns of different asset classes (e.g., equities, bonds or cash) over different time periods, or can be based on certain potential investment strategies that could possibly be achieved by investing in particular funds or fund families and are not based on such investment theories. Please see Appendix VI for models that are available to you.
If you choose to participate in one of these asset allocation models, you must invest all of your Premium Payment into one model. You may invest in an asset allocation model through the Dollar Cost Averaging Program where the Fixed Accumulation Feature is the source of the assets to be invested in the asset allocation model you have chosen. You can also participate in


41
 
 
 

these asset allocation models while enrolled in the Automatic Income Program.
You may participate in only one asset allocation model at a time. Asset allocation models cannot be combined with other asset allocation models or with individual sub-account elections. You can switch asset allocation models up to twelve times per year. Your ability to elect or switch into and between asset allocation models may be restricted based on fund abusive trading restrictions.
You may be required to invest in an acceptable asset allocation model as a condition for electing and maintaining certain guaranteed minimum withdrawal benefits.
Your investments in an asset allocation model will be rebalanced quarterly to reflect the model’s original percentage.
We have no discretionary authority or control over your investment decisions. These asset allocation models are based on then available Funds and do not include the Fixed Accumulation Feature. We make available educational information and materials (e.g., risk tolerance questionnaire, pie charts, graphs, or case studies) that can help you select an asset allocation model, but we do not recommend asset allocation models or otherwise provide advice as to what asset allocation model may be appropriate for you.
While we will not alter allocation percentages used in any asset allocation model, allocation weightings could be affected by mergers, liquidations, fund substitutions or closures. Individual availability of these models is subject to fund company restrictions. Please refer to What Restrictions Are There on your Ability to Make a Sub-Account Transfer? for more information.
You will not be provided with information regarding periodic updates to the Funds and allocation percentages in the asset allocation models, and we will not reallocate your Account Value based on those updates. Information on updated asset allocation models may be obtained by contacting your Registered Representative. If you wish to update your asset allocation model, you may do so by terminating your existing model and re-enrolling into a new one. Investment alternatives other than these asset allocation models are available that may enable you to invest your Contract Value with similar risk and return characteristics. When considering an asset allocation model for your individual situation, you should consider your other assets, income and investments in addition to this annuity.
Asset Rebalancing
In asset rebalancing, you select a portfolio of Funds, and we will rebalance your assets at the specified frequency to reflect the original allocation percentages you selected. You can choose how much of your Contract Value you want to invest in this program. You can also combine this program with others such as the Automatic Income Program and Dollar Cost Averaging Program (subject to restrictions). You may designate only one set of asset allocation instructions at a time.
•
Dollar Cost Averaging
We offer two dollar cost averaging programs:
•
Fixed Amount DCA
•
Earnings/Interest DCA
These programs allow you to earn a fixed rate of interest on investments. These programs are different from the Fixed Accumulation Feature. We determine, in our sole discretion, the interest rates to be credited. These interest rates may vary depending on the Contract you purchased and the date your instructions are received. Please consult your Registered Representative to determine the interest rate for your Program.
Fixed Amount DCA — This feature allows you to regularly transfer (monthly or quarterly) a fixed amount from the Fixed Accumulation Feature (if available based on the form of Contract selected) or any Fund into a different Fund. This program begins approximately 15 days following the next monthly Contract Anniversary from the day the enrollment requested is established unless you instruct us otherwise. You must make at least three transfers in order to remain in this program.
Earnings/Interest DCA — This feature allows you to regularly transfer (monthly or quarterly) the interest earned from your investment in the Fixed Accumulation Feature (if available based on the form of Contract selected) or any Fund into another Fund. This program begins two business days plus the frequency selected unless you instruct us otherwise. You must make at least three transfers in order to remain in this program.
Other Program considerations
•
You may terminate your enrollment in any Program (other than Dollar Cost Averaging Programs) at any time.
•
We may discontinue, modify or amend any of these Programs at any time. We will automatically and unilaterally amend your enrollment instructions if:
•
any Fund is merged or substituted into another Fund — then your allocations will be directed to the surviving Fund;
•
any Fund is liquidated — then your allocations will be directed to any available money market Fund.
You may always provide us with updated instructions following any of these events.
•
Continuous or periodic investment neither insures a profit nor protects against a loss in declining markets. Because these Programs involve continuous investing regardless of fluctuating price levels, you should carefully consider your ability    to continue investing through periods of fluctuating prices.


42
 
 
 

•
If you make systematic transfers from the Fixed Accumulation Feature under a Dollar Cost Averaging Program, you must wait six months after your last systematic transfer before moving Sub-Account Values back to the Fixed Accumulation Feature.
•
We make available educational information and materials (e.g., pie charts, graphs, or case studies) that can help you select a model portfolio, but we do not recommend models or otherwise provide advice as to what model portfolio may be appropriate for you.
•
Asset allocation does not guarantee that your Contract Value will increase nor will it protect against a decline if market prices fall. If you choose to participate in an asset allocation program, you are responsible for determining which model portfolio is best for you. Tools used to assess your risk tolerance may not be accurate and could be useless if your circumstances change over time. Although each model portfolio is intended to maximize returns given various levels of risk tolerance, a model portfolio may not perform as intended. Market, asset class or allocation option class performance may differ in the future from historical performance and from the assumptions upon which the model portfolio is based, which could cause a model portfolio to be ineffective or less effective in reducing volatility. A model portfolio may perform better or worse than any single Fund, allocation option or any other combination of Funds or allocation options. In addition, the timing of your investment and automatic rebalancing may affect performance. Quarterly rebalancing and periodic updating of model portfolios can cause their component Funds to incur transactional expenses to raise cash for money flowing out of Funds or to buy securities with money flowing into the Funds. Moreover, large outflows of money from the Funds may increase the expenses attributable to the assets remaining in the Funds. These expenses can adversely affect the performance of the relevant Funds and of the model portfolios. In addition, these inflows and outflows may cause a Fund to hold a large portion of its assets in cash, which could detract from the achievement of the Fund’s investment objective, particularly in periods of rising market prices. For additional information regarding the risks of investing in a particular fund, see that Fund’s prospectus.
•
Additional considerations apply for qualified Contracts with respect to Static Asset Allocation Model programs. Neither we, nor any third party service provider, nor any of their respective affiliates, is acting as a fiduciary under The Employee Retirement Income Security Act of 1974, as amended (ERISA) or the Code, in providing any information or other communication contemplated by any Program, including, without limitation, any model portfolios. That information and communications are not intended, and may not serve as a primary basis for your investment decisions with respect to your participation in a Program. Before choosing to participate in a Program, you must determine that you are capable of exercising control and management of the assets of the plan and of making an independent and informed decision concerning your participation in the Program. Also, you are solely responsible for determining whether and to what extent the Program is appropriate for you and the assets contained in the qualified Contract. Qualified Contracts are subject to additional rules regarding participation in these Programs. It is your responsibility to ensure compliance of any recommendation in connection with any model portfolio with governing plan documents.
•
These Programs may be adversely affected by Fund trading policies.
Other Information
Assignment — A non-qualified Contract may be assigned. We must be properly notified in writing of an assignment. Any Annuity Payouts or Surrenders requested or scheduled before we record an assignment will be made according to the instructions we have on record. We are not responsible for determining the validity of an assignment. Assigning a non-qualified Contract may require the payment of income taxes and certain penalty taxes. Please consult a qualified tax adviser before assigning your Contract.
A qualified Contract may not be transferred or otherwise assigned, unless allowed by applicable law.
Speculative Investing — Do not purchase this Contract if you plan to use it, or any of its riders, for speculation, arbitrage, viatification, or any other type of collective investment scheme. When you purchased this Contract you represented and warranted that you would not use this Contract, or any of its riders, for speculation, arbitrage, viatification, or any other type of collective investment scheme.
Contract Modification — The Annuitant may not be changed. However, if the Annuitant is still living, the Contingent Annuitant may be changed at any time prior to the Annuity Commencement Date by sending us written notice.
We may modify the Contract, but no modification will affect the amount or term of any Contract unless a modification is required to conform the Contract to applicable federal or state law. No modification will affect the method by which Contract Values are determined.
How Contracts Are Sold — We have entered into a distribution agreement with our affiliate Hartford Securities Distribution Company, Inc. (“HSD”) under which HSD serves as the principal underwriter for the Contracts. HSD is registered with the Securities and Exchange Commission under the 1934 Act as a broker-dealer and is a member of the Financial Industry Regulatory Authority (FINRA). The principal business address of HSD is the same as ours.


43
 
 
 

HSD has entered into selling agreements with affiliated and unaffiliated broker-dealers, and financial institutions (“Financial Intermediaries”) for the sale of the Contracts. We pay compensation to HSD for sales of the Contracts by Financial Intermediaries. HSD, in its role as principal underwriter, did not retain any underwriting commissions for the fiscal year ended December 31, 2016. Contracts were sold by individuals who were appointed by us as insurance agents and who were registered representatives of Financial Intermediaries.
We list below types of arrangements that helped to incentivize sales people to sell our suite of variable annuities. Not all arrangements necessarily affect each variable annuity. These types of arrangements could be viewed as creating conflicts of interest.
Financial Intermediaries receive commissions (described below under “Commissions”). Certain selected Financial Intermediaries also receive additional compensation (described below under “Additional Payments”). All or a portion of the payments we make to Financial Intermediaries may be passed on to Registered Representatives according to a Financial Intermediary’s internal compensation practices.
Affiliated broker-dealers also employ individuals called “wholesalers” in the sales process. Wholesalers typically receive commissions based on the type of Contract or optional benefits sold. Commissions are based on a specified amount of Premium Payments or Contract Value.
Commissions
Upfront commissions paid to Financial Intermediaries generally range from 1% to up to 7% of each Premium Payment you pay for your Contract. Trail commissions (fees paid for customers that maintain their Contracts generally for more than one year) range up to 1.20% of your Contract Value. We pay different commissions based on the Contract variation that you buy. We may pay a lower commission for sales to people over age 80.
Commission arrangements vary from one Financial Intermediary to another. We are not involved in determining your Registered Representative’s compensation. Under certain circumstances, your Registered Representative may be required to return all or a portion of the commissions paid.
Check with your Registered Representative to verify whether your account is a brokerage or an advisory account. Your interests may differ from ours and your Registered Representative (or the Financial Intermediary with which they are associated). Please ask questions to make sure you understand your rights and any potential conflicts of interest. If you are an advisory client, your Registered Representative (or the Financial Intermediary with which they are associated) can be paid both by you and by us based on what you buy. Therefore, profits, and your Registered Representative’s (or their Financial Intermediary’s) compensation, may vary by product and over time. Contact an appropriate person at your Financial Intermediary with whom you can discuss these differences.
Additional Payments
Subject to FINRA, Financial Intermediary and insurance rules, we (or our affiliates) also pay the following types of fees to among other things encourage the sale of this Contract and/or to provide inforce Contract Owner support. These additional payments could create an incentive for your investment professional, and the Financial Intermediary with which they are associated, to recommend products that pay them more than others, which may not necessarily be to your benefit. In addition, some Financial Intermediaries may make a profit from fees received for inforce Contract Owner support.
Additional
Payment Type
What it’s used for
Access
Access to investment professionals and/or Financial Intermediaries such as one-on-one wholesaler visits or attendance at national sales meetings or similar events.
Gifts & Entertainment
Occasional meals and entertainment, tickets to sporting events and other gifts.
Marketing
Joint marketing campaigns and/or Financial Intermediary event advertising/participation; sponsorship of Financial Intermediary sales contests and/or promotions in which participants (including investment professionals) receive prizes such as travel awards, merchandise and recognition; client generation expenses.
Marketing Expense
Allowance
Pay Fund related parties for wholesaler support, training and marketing activities for certain Funds.
Inforce Contract Owner
Support
Support through such things as providing hardware and software, operational and systems integration, links to our website from a Financial Intermediary’s websites; shareholder services.
Training
Educational (due diligence), sales or training seminars, conferences and programs, sales and service desk training.
Volume
Pay for the overall volume of their sales or the amount of money investing in our products.
As of December 31, 2016, we have entered into ongoing contractual arrangements to make Additional Payments to the following Financial Intermediaries for our entire suite of variable annuities:


44
 
 
 

AIG Advisors Group, Inc., (FSC Securities Corporation, Royal Alliance Assoc., Inc., Sagepoint Financial), Cambridge Investment Research Inc., Cetera Financial Group (Cetera Financial Specialists, LLC, Cetera Investment Services, LLC, Cetera Advisors, LLC, Cetera Advisor Networks, LLC), CCO Investment Services Corp., Citigroup Global Markets, Inc., Commonwealth Financial Network, Crown Capital Securities, LLP, Edward D. Jones & Co., LLP, First Allied Securities, Inc., First Tennessee Brokerage Inc., H.D. Vest Investment Services, Huntington Investment Company, ING Financial Partners, Investacorp, Inc., LPL Financial Corporation, Merrill Lynch Pierce Fenner & Smith, Morgan Stanley Smith Barney, LLC, (various divisions and affiliates), Raymond James & Associates, Inc., Raymond James Financial Services, Robert W. Baird & Co. Inc., Securities America, Inc., UBS Financial Services, Inc., Wells Fargo Advisors LLC (various divisions), Woodbury Financial Services, Inc.
Inclusion on this list does not imply that these sums necessarily constitute “special cash compensation” as defined by FINRA Conduct Rule 2830(l)(4). We will endeavor to update this listing annually and interim arrangements may not be reflected. We assume no duty to notify any investor whether their investment professional is or should be included in any such listing.
As of December 31, 2016, we have entered into arrangements to pay Marketing Expense Allowances to the following Fund Companies (or affiliated parties) for our entire suite of variable annuities: American Funds Distributors & Capital Research and Management Company & Oppenheimer Variable Account Funds & Oppenheimer Funds Distributor, Inc. Marketing Expense Allowances may vary based on the form of Contract sold and the age of the purchaser. We will endeavor to update this listing annually and interim arrangements may not be reflected. We assume no duty to notify you whether any Financial Intermediary is or should be included in any such listing. You are encouraged to review the prospectus for each Fund for any other compensation arrangements pertaining to the distribution of Fund shares.
For the fiscal year ended December 31, 2016, Additional Payments did not in the aggregate exceed approximately $15.6 million (excluding corporate-sponsorship related perquisites and Marketing Expense Allowances) or approximately 0.04% of average total individual variable annuity assets. Marketing Expense Allowances for this period did not exceed $18,500.
Legal Proceedings
There continues to be significant federal and state regulatory activity relating to financial services companies. Like other insurance companies, we are involved in lawsuits, arbitrations, and regulatory/legal proceedings. Certain of the lawsuits and legal actions the Company is involved in assert claims for substantial amounts. While it is not possible to predict with certainty the ultimate outcome of any pending or future case, legal proceeding or regulatory action, we do not expect the ultimate result of any of these actions to result in a material adverse effect on the Company or its Separate Accounts. Nonetheless, given the large or indeterminate amounts sought in certain of these actions, and the inherent unpredictability of litigation, an adverse outcome in certain matters could, from time to time, have a material adverse effect on the Company’s results of operations or cash flows in particular quarterly or annual periods.
More Information
You may call your Registered Representative if you have any questions or write or call us at the address below:
Hartford Life Insurance Company/Hartford Life and Annuity Insurance Company
PO Box 14293
Lexington, KY 40512-4293
Telephone:
1-800-862-6668 (Contract Owners)
1-800-862-7155 (Registered Representatives)
Financial Statements
You can find financial statements of the Separate Account and Hartford in the Statement of Additional Information. To receive a copy of the Statement of Additional Information free of charge, call your representative or complete the form at the end of this prospectus and mail the form to us at the address indicated on the form.


45
 
 
 

Table of Contents to Statement of Additional Information
General Information
Safekeeping of Assets
Experts
Non-Participating
Misstatement of Age or Sex
Principal Underwriter
Performance Related Information
Total Return for all Sub-Accounts
Yield for Sub-Accounts
Money Market Sub-Accounts
Additional Materials
Performance Comparisons
Accumulation Unit Values
Financial Statements



APP TAX-1
 
 
 

Appendix Tax
Federal Tax Considerations
A. Introduction
The following summary of tax rules does not provide or constitute any tax advice. It provides only a general discussion of certain of the expected federal income tax consequences with respect to amounts contributed to, invested in or received from a Contract, based on our understanding of the existing provisions of the Internal Revenue Code (“Code”), Treasury Regulations thereunder, and public interpretations thereof by the IRS (e.g., Revenue Rulings, Revenue Procedures or Notices) or by published court decisions. This summary discusses only certain federal income tax consequences to United States Persons, and does not discuss state, local or foreign tax consequences. The term United States Persons means citizens or residents of the United States, domestic corporations, domestic partnerships, trust or estates that are subject to United States federal income tax, regardless of the source of their income. See “Nonresident Aliens and Foreign Entities” below regarding annuity purchases by, or payments to, non-U.S. Persons. Pursuant to IRS Circular 230, you are hereby notified of the following: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor. This prospectus is not intended to provide tax, accounting or legal advice. Please consult your tax accountant or attorney prior to finalizing or implementing any tax or legal strategy or for any tax, account or legal advice concerning your situation.
This summary has been prepared by us after consultation with tax counsel, but no opinion of tax counsel has been obtained. We do not make any guarantee or representation regarding any tax status (e.g., federal, state, local or foreign) of any Contract or any transaction involving a Contract. In addition, there is always a possibility that the tax treatment of an annuity contract could change by legislation or other means (such as regulations, rulings or judicial decisions). Moreover, it is always possible that any such change in tax treatment could be made retroactive (that is, made effective prior to the date of the change). Accordingly, you should consult a qualified tax adviser for complete information and advice before purchasing a Contract.
In addition, although this discussion addresses certain tax consequences if you use the Contract in various arrangements, including Charitable Remainder Trusts, tax-qualified retirement arrangements, deferred compensation plans, split-dollar insurance arrangements, or other employee benefit arrangements, this discussion is not exhaustive. The tax consequences of any such arrangement may vary depending on the particular facts and circumstances of each individual arrangement and whether the arrangement satisfies certain tax qualification or classification requirements. In addition, the tax rules affecting such an arrangement may have changed recently, e.g., by legislation or regulations that affect compensatory or employee benefit arrangements. Therefore, if you are contemplating the use of a Contract in any arrangement the value of which to you depends in part on its tax consequences, you should consult a qualified tax adviser regarding the tax treatment of the proposed arrangement and of any Contract used in it.
As used in the following sections addressing “Federal Tax Considerations,” the term “spouse” means the person to whom you are legally married, as determined under federal tax law. This may include opposite or same-sex spouses, but does not include those in domestic partnerships or civil unions which are not recognized as married for federal tax purposes. You are encouraged to consult with an accountant, lawyer or other qualified tax advisor about your own situation. Although some sections below discuss certain tax considerations in connection with contract loans, this is provided as general information only.  Please refer to your contract to determine if your contract contains a loan provision .
The federal, as well as state and local, tax laws and regulations require the Company to report certain transactions with respect to your contract (such as an exchange of or a distribution from the contract) to the Internal Revenue Service and state and local tax authorities, and generally to provide you with a copy of what was reported. This copy is not intended to supplant your own records. It is your responsibility to ensure that what you report to the Internal Revenue Service and other relevant taxing authorities on your income tax returns is accurate based on your books and records. you should review whatever is reported to the taxing authorities by the Company against your own records, and in consultation with your own tax advisor, and should notify the Company if you find any discrepancies in case corrections have to be made.
THE DISCUSSION SET FORTH BELOW IS INCLUDED FOR GENERAL PURPOSES ONLY. SPECIAL TAX RULES MAY APPLY WITH RESPECT TO CERTAIN SITUATIONS THAT ARE NOT DISCUSSED HEREIN. EACH POTENTIAL PURCHASER OF A CONTRACT IS ADVISED TO CONSULT WITH A QUALIFIED TAX ADVISER AS TO THE CONSEQUENCES OF ANY AMOUNTS INVESTED IN A CONTRACT UNDER APPLICABLE FEDERAL, STATE, LOCAL OR FOREIGN TAX LAW.
B. Taxation of the Company and the Separate Account
The Separate Account is taxed as part of the Company which is taxed as a life insurance company under Subchapter L of Chapter 1 of the Code. Accordingly, the Separate Account will not be taxed as a “regulated investment company” under Subchapter M of Chapter 1 of the Code. Investment income and any realized capital gains on assets of the Separate Account


APP TAX-2
 
 
 

are reinvested and taken into account in determining the value of the Accumulation and Annuity Units. As a result, such investment income and realized capital gains are automatically applied to increase reserves under the Contract.
Currently, no taxes are due on interest, dividends and short-term or long-term capital gain earned by the Separate Account with respect to the Contracts. The Company is entitled to certain tax benefits related to the investment of company assets, including assets of the Separate Account. These tax benefits, which may include the foreign tax credit and the corporate dividends received deduction, are not passed back to you since the Company is the owner of the assets from which the tax benefits are derived.
C. Taxation of Annuities — General Provisions Affecting Contracts Not Held in Tax-Qualified Retirement Plans
Section 72 of the Code governs the taxation of annuities in general.
1. Non-Natural Persons as Owners
Pursuant to Code Section 72(u), an annuity contract held by a taxpayer other than a natural person generally is not treated as an annuity contract under the Code. Instead, such a non-natural Contract Owner generally could be required to include in gross income currently for each taxable year the excess of (a) the sum of the Contract Value as of the close of the taxable year and all previous distributions under the Contract over (b) the sum of net premiums paid for the taxable year and any prior taxable year and the amount includable in gross income for any prior taxable year with respect to the Contract under Section 72(u). However, Section 72(u) does not apply to:
•
A contract the nominal owner of which is a non-natural person but the beneficial owner of which is a natural person (e.g., where the non-natural owner holds the contract as an agent for the natural person),
•
A contract acquired by the estate of a decedent by reason of such decedent’s death,
•
Certain contracts acquired with respect to tax-qualified retirement arrangements,
•
A single premium immediate annuity contract under Code Section 72(u)(4), which provides for substantially equal periodic payments and an annuity starting date that is no later than 1 year from the date of the contract’s purchase.
A non-natural Contract Owner that is a tax-exempt entity for federal tax purposes (e.g., a tax-qualified retirement trust or a Charitable Remainder Trust) generally would not be subject to federal income tax as a result of such current gross income under Code Section 72(u). However, such a tax-exempt entity, or any annuity contract that it holds, may need to satisfy certain tax requirements in order to maintain its qualification for such favorable tax treatment. See, e.g., IRS Tech. Adv. Memo. 9825001 for certain Charitable Remainder Trusts.
Pursuant to Code Section 72(s), if the Contract Owner is a non-natural person, the primary annuitant is treated as the “holder” in applying the required distribution rules described below. These rules require that certain distributions be made upon the death of a “holder.” In addition, for a non-natural owner, a change in the primary annuitant is treated as the death of the “holder.” However, the provisions of Code Section 72(s) do not apply to certain contracts held in tax-qualified retirement arrangements or structured settlement arrangements.
For tax years beginning after December 31, 2012, estates and trusts with gross income from annuities may be subject to an additional tax (Unearned Income Medicare Contribution) of 3.8%, depending upon the amount of the estate’s or trust’s adjusted gross income for the taxable year.
2. Other Contract Owners (Natural Persons).
A Contract Owner is not taxed on increases in the value of the Contract until an amount is received or deemed received, e.g., in the form of a lump sum payment (full or partial value of a Contract) or as Annuity payments under the settlement option elected.
The provisions of Section 72 of the Code concerning distributions are summarized briefly below. Also summarized are special rules affecting distributions from Contracts obtained in a tax-free exchange for other annuity contracts or life insurance contracts which were purchased prior to August 14, 1982. For tax years beginning after December 31, 2012, individuals with gross income from annuities may be subject to an additional tax (Unearned Income Medicare Contribution) of 3.8%, depending upon the amount of the individual’s modified adjusted gross income for the taxable year.
a. Amounts Received as an Annuity
Contract payments made periodically at regular intervals over a period of more than one full year, such that the total amount payable is determinable from the start (“amounts received as an annuity”) are includable in gross income to the extent the payments exceed the amount determined by the application of the ratio of the allocable “investment in the contract” to the total amount of the payments to be made after the start of the payments (the “exclusion ratio”) under Section 72 of the Code. Total premium payments less amounts received which were not includable in gross income equal the “investment in the contract.”


APP TAX-3
 
 
 

The start of the payments may be the Annuity Commencement Date, or may be an annuity starting date assigned should any portion less than the full Contract be converted to periodic payments from the Contract (Annuity Payouts).
i.
When the total of amounts excluded from income by application of the exclusion ratio is equal to the allocated investment in the contract for the Annuity Payout, any additional payments (including surrenders) will be entirely includable in gross income.
ii.
To the extent that the value of the Contract (ignoring any surrender charges except on a full surrender) exceeds the “investment in the contract,” such excess constitutes the “income on the contract”. It is unclear what value should be used in determining the “income on the contract.” We believe that the “income on the contract” does not include some measure of the value of certain future cash-value type benefits, but the IRS could take a contrary position and include such value in determining the “income on the contract”.
iii.
Under Section 72(a)(2) of the Code, if any amount is received as an annuity (i.e., as one of a series of periodic payments at regular intervals over more than one full year) for a period of 10 or more years, or during one or more lives, under any portion of an annuity, endowment, or life insurance contract, then that portion of the contract shall be treated as a separate contract with its own annuity starting date (otherwise referred to as a partial annuitization of the contract). This assigned annuity starting date for the new separate contract can be different from the original Annuity Commencement Date for the Contract. Also, for purposes of applying the exclusion ratio for the amounts received under the partial annuitization, the investment in the contract before receiving any such amounts shall be allocated pro rata between the portion of the Contract from which such amounts are received as an annuity and the portion of the Contract from which amounts are not received as an annuity. These provisions apply to payments received in taxable years beginning after December 31, 2010.
b. Amounts Not Received as an Annuity
i.
To the extent that the “cash value” of the Contract (ignoring any surrender charges except on a full surrender) exceeds the “investment in the contract,” such excess constitutes the “income on the contract.”
ii.
Any amount received or deemed received prior to the Annuity Commencement Date (e.g., upon a withdrawal or partial surrender), which is non-periodic and not part of a partial annuitization, is deemed to come first from any such “income on the contract” and then from “investment in the contract,” and for these purposes such “income on the contract” is computed by reference to the aggregation rule described in subparagraph 2.c. below. As a result, any such amount received or deemed received (1) shall be includable in gross income to the extent that such amount does not exceed any such “income on the contract,” and (2) shall not be includable in gross income to the extent that such amount does exceed any such “income on the contract.” If at the time that any amount is received or deemed received there is no “income on the contract” (e.g., because the gross value of the Contract does not exceed the “investment in the contract,” and no aggregation rule applies), then such amount received or deemed received will not be includable in gross income, and will simply reduce the “investment in the contract.”
iii.
Generally, non-periodic amounts received or deemed received after the Annuity Commencement Date (or after the assigned annuity starting date for a partial annuitization) are not entitled to any exclusion ratio and shall be fully includable in gross income. However, upon a full surrender after such date, only the excess of the amount received (after any surrender charge) over the remaining “investment in the contract” shall be includable in gross income (except to the extent that the aggregation rule referred to in the next subparagraph 2.c. may apply).
iv.
The receipt of any amount as a loan under the Contract or the assignment or pledge of any portion of the value of the Contract shall be treated as an amount received for purposes of this subparagraph 2.b. and the previous subparagraph 2.a.
v.
In general, the transfer of the Contract, without full and adequate consideration, will be treated as an amount received for purposes of this subparagraph 2.b. and the previous subparagraph 2.a. This transfer rule does not apply, however, to certain transfers of property between Spouses or incident to divorce.
vi.
In general, any amount actually received under the Contract as a Death Benefit, including an optional Death Benefit, if any, will be treated as an amount received for purposes of this subparagraph 2.b. and the previous subparagraph 2.
c. Aggregation of Two or More Annuity Contracts.
Contracts issued after October 21, 1988 by the same insurer (or affiliated insurer) to the same owner within the same calendar year (other than certain contracts held in connection with tax-qualified retirement arrangements) will be aggregated and treated as one annuity contract for the purpose of determining the taxation of distributions prior to the Annuity Commencement Date. An annuity contract received in a tax-free exchange for another annuity contract or life insurance contract may be treated as a new contract for this purpose. We believe that for any Contracts subject to such aggregation, the values under the Contracts and the investment in the contracts will be added together to determine the taxation under subparagraph 2.a., above, of amounts


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received or deemed received prior to the Annuity Commencement Date. Withdrawals will be treated first as withdrawals of income until all of the income from all such Contracts is withdrawn. In addition, the Treasury Department has specific authority under the aggregation rules in Code Section 72(e)(12) to issue regulations to prevent the avoidance of the income-out-first rules for non-periodic distributions through the serial purchase of annuity contracts or otherwise. As of the date of this prospectus, there are no regulations interpreting these aggregation provisions.
d. 10% Penalty Tax — Applicable to Certain Withdrawals and Annuity Payments.
i.
If any amount is received or deemed received on the Contract (before or after the Annuity Commencement Date), the Code applies a penalty tax equal to ten percent of the portion of the amount includable in gross income, unless an exception applies.
ii.
The 10% penalty tax will not apply to the following distributions:
1.
Distributions made on or after the date the recipient has attained the age of 59½.
2.
Distributions made on or after the death of the holder or where the holder is not an individual, the death of the primary annuitant.
3.
Distributions attributable to a recipient becoming disabled.
4.
A distribution that is part of a scheduled series of substantially equal periodic payments (not less frequently than annually) for the life (or life expectancy) of the recipient (or the joint lives or life expectancies of the recipient and the recipient’s designated Beneficiary).
5.
Distributions made under certain annuities issued in connection with structured settlement agreements.
6.
Distributions of amounts which are allocable to the “investment in the contract” prior to August 14, 1982 (see next subparagraph e.).
7.
Distributions purchased by an employer upon termination of certain qualified plans and held by the employer until the employee separates from service.
If the taxpayer avoids this 10% penalty tax by qualifying for the substantially equal periodic payments exception and later such series of payments is modified (other than by death or disability), the 10% penalty tax will be applied retroactively to all the prior periodic payments (i.e., penalty tax plus interest thereon), unless such modification is made after both (a) the taxpayer has reached age 59½ and (b) 5 years have elapsed since the first of these periodic payments.
e. Special Provisions Affecting Contracts Obtained Through a Tax-Free Exchange of Other Annuity or Life Insurance Contracts Purchased Prior to August 14, 1982.
If the Contract was obtained by a tax-free exchange of a life insurance or annuity Contract purchased prior to August 14, 1982, then any amount received or deemed received prior to the Annuity Commencement Date shall be deemed to come (1) first from the amount of the “investment in the contract” prior to August 14, 1982 (“pre-8/14/82 investment”) carried over from the prior Contract, (2) then from the portion of the “income on the contract” (carried over to, as well as accumulating in, the successor Contract) that is attributable to such pre-8/14/82 investment, (3) then from the remaining “income on the contract” and (4) last from the remaining “investment in the contract.” As a result, to the extent that such amount received or deemed received does not exceed such pre-8/14/82 investment, such amount is not includable in gross income. In addition, to the extent that such amount received or deemed received does not exceed the sum of (a) such pre-8/14/82 investment and (b) the “income on the contract” attributable thereto, such amount is not subject to the 10% penalty tax. In all other respects, amounts received or deemed received from such post-exchange Contracts are generally subject to the rules described in this subparagraph e.
f. Required Distributions
i.
Death of Contract Owner or Primary Annuitant
Subject to the alternative election or Spouse beneficiary provisions in ii or iii below:
1.
If any Contract Owner dies on or after the Annuity Commencement Date and before the entire interest in the Contract has been distributed, the remaining portion of such interest shall be distributed at least as rapidly as under the method of distribution being used as of the date of such death;
2.
If any Contract Owner dies before the Annuity Commencement Date, the entire interest in the Contract shall be distributed within 5 years after such death; and
3.
If the Contract Owner is not an individual, then for purposes of 1. or 2. above, the primary annuitant under the Contract shall be treated as the Contract Owner, and any change in the primary annuitant shall be treated as the


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death of the Contract Owner. The primary annuitant is the individual, the events in the life of whom are of primary importance in affecting the timing or amount of the payout under the Contract.
ii.
Alternative Election to Satisfy Distribution Requirements
If any portion of the interest of a Contract Owner described in i. above is payable to or for the benefit of a designated beneficiary, such beneficiary may elect to have the portion distributed over a period that does not extend beyond the life or life expectancy of the beneficiary. Such distributions must begin within a year of the Contract Owner’s death.
iii.
Spouse Beneficiary
If any portion of the interest of a Contract Owner is payable to or for the benefit of his or her Spouse, and the Annuitant or Contingent Annuitant is living, such Spouse shall be treated as the Contract Owner of such portion for purposes of section i. above. This Spousal Contract continuation shall apply only once for this Contract.
iv.
Civil Union or Domestic Partner
Upon the death of the Contract Owner prior to the Annuity Commencement Date, if the designated beneficiary is the surviving civil union or domestic partner of the Contract Owner, rather than the spouse of the Contract Owner, then such designated beneficiary is not permitted to continue the Contract as the succeeding Contract Owner. A designated beneficiary who is a same sex spouse will be permitted to continue the Contract as the succeeding Contract Owner.
g. Addition of Rider or Material Change.
The addition of a rider to the Contract, or a material change in the Contract’s provisions, could cause it to be considered newly issued or entered into for tax purposes, and thus could cause the Contract to lose certain grandfathered tax status. Please contact your tax adviser for more information.
h. Partial Exchanges.
The IRS, in Rev. Rul. 2003-76, confirmed that the owner of an annuity contract can direct its insurer to transfer a portion of the contract’s cash value directly to another annuity contract (issued by the same insurer or by a different insurer), and such a direct transfer can qualify for tax-free exchange treatment under Code Section 1035 (a “partial exchange”).
The IRS issued additional guidance, Rev. Proc. 2011-38, that addresses partial exchanges. Rev. Proc. 2011-38 modifies and supersedes Rev. Proc. 2008-24 and applies to the direct transfer of a portion of the cash surrender value of an existing annuity contract for a second annuity contract, regardless of whether the two annuity contracts are issued by the same or different companies and is effective for transfers that are completed on or after October 24, 2011. The Rev. Proc. does not apply to transactions to which the rules for partial annuitization under Code Section 72(a)(2) apply.
Under Rev. Proc. 2011-38, a transfer within the scope of the Rev. Proc. will be treated as a tax-free exchange under Section 1035 if no amount, other than an amount received as an annuity for a period of 10 years or more or during one or more lives, is received under either the original contract or the new contract during the 180 days beginning on the date of the transfer (in the case of a new contract, the date the contract is placed in-force). A subsequent direct transfer of all or a portion of either contract is not taken into account for purposes of this characterization if the subsequent transfer qualifies (or is intended to qualify) as a tax-free exchange under Code Section 1035.
If a transfer falls within the scope of the Rev. Proc. but is not described above (for example - if a distribution is made from either contract within the 180 day period), the transfer will be characterized in a manner consistent with its substance, based on general tax principles and all the facts and circumstances. The IRS will not require aggregation (under Code Section 72(e)(12)) of an original, preexisting contract with a second contract that is the subject of a tax-free exchange, even if both contracts are issued by the same insurance company, but will instead treat the contracts as separate annuity contracts. The applicability of the IRS’s partial exchange guidance to the splitting of an annuity contract is not clear. You should consult with a qualified tax adviser as to potential tax consequences before attempting any partial exchange or split of annuity contracts.
3. Diversification Requirements.
The Code requires that investments supporting your Contract be adequately diversified. Code Section 817(h) provides that a variable annuity contract will not be treated as an annuity contract for any period during which the investments made by the separate account or Fund are not adequately diversified. If a contract is not treated as an annuity contract, the contract owner will be subject to income tax on annual increases in cash value.
The Treasury Department’s diversification regulations under Code Section 817(h) require, among other things, that:
•
no more than 55% of the value of the total assets of the segregated asset account underlying a variable contract is represented by any one investment,
•
no more than 70% is represented by any two investments,


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•
no more than 80% is represented by any three investments and
•
no more than 90% is represented by any four investments.
In determining whether the diversification standards are met, all securities of the same issuer, all interests in the same real property project, and all interests in the same commodity are each treated as a single investment. In the case of government securities, each government agency or instrumentality is treated as a separate issuer.
A separate account must be in compliance with the diversification standards on the last day of each calendar quarter or within 30 days after the quarter ends. If an insurance company inadvertently fails to meet the diversification requirements, the company may still comply within a reasonable period and avoid the taxation of contract income on an ongoing basis. However, either the insurer or the contract owner must agree to make adjustments or pay such amounts as may be required by the IRS for the period during which the diversification requirements were not met.
Fund shares may also be sold to tax-qualified plans pursuant to an exemptive order and applicable tax laws. If Fund shares are sold to non-qualified plans, or to tax-qualified plans that later lose their tax-qualified status, the affected Funds may fail the diversification requirements of Code Section 817(h), which could have adverse tax consequences for Contract Owners with premiums allocated to affected Funds. In order to prevent a Fund diversification failure from such an occurrence, the Company obtained a private letter ruling (“PLR”) from the IRS. As long as the Funds comply with certain terms and conditions contained in the PLR, Fund diversification will not be prevented if purported tax-qualified plans invest in the Funds. The Company and the Funds will monitor the Funds’ compliance with the terms and conditions contained in the PLR.
4. Tax Ownership of the Assets in the Separate Account.
In order for a variable annuity contract to qualify for tax income deferral, assets in the separate account supporting the contract must be considered to be owned by the insurance company, and not by the contract owner, for tax purposes. The IRS has stated in published rulings that a variable contract owner will be considered the “owner” of separate account assets for income tax purposes if the contract owner possesses sufficient incidents of ownership in those assets, such as the ability to exercise investment control over the assets. In circumstances where the variable contract owner is treated as the “tax owner” of certain separate account assets, income and gain from such assets would be includable in the variable contract owner’s gross income. The Treasury Department indicated in 1986 that it would provide guidance on the extent to which contract owners may direct their investments to particular Sub-Accounts without being treated as tax owners of the underlying shares. Although no such regulations have been issued to date, the IRS has issued a number of rulings that indicate that this issue remains subject to a facts and circumstances test for both variable annuity and life insurance contracts.
Rev. Rul. 2003-92, amplified by Rev. Rul. 2007-7, indicates that, where interests in a partnership offered in an insurer’s separate account are not available exclusively through the purchase of a variable insurance contract (e.g., where such interests can be purchased directly by the general public or others without going through such a variable contract), such “public availability” means that such interests should be treated as owned directly by the contract owner (and not by the insurer) for tax purposes, as if such contract owner had chosen instead to purchase such interests directly (without going through the variable contract). None of the shares or other interests in the fund choices offered in our Separate Account for your Contract are available for purchase except through an insurer’s variable contracts or by other permitted entities.
Rev. Rul. 2003-91 indicates that an insurer could provide as many as 20 fund choices for its variable contract owners (each with a general investment strategy, e.g., a small company stock fund or a special industry fund) under certain circumstances, without causing such a contract owner to be treated as the tax owner of any of the Fund assets. The ruling does not specify the number of fund options, if any, that might prevent a variable contract owner from receiving favorable tax treatment. As a result, although the owner of a Contract has more than 20 fund choices, we believe that any owner of a Contract also should receive the same favorable tax treatment. However, there is necessarily some uncertainty here as long as the IRS continues to use a facts and circumstances test for investor control and other tax ownership issues. Therefore, we reserve the right to modify the Contract as necessary to prevent you from being treated as the tax owner of any underlying assets.
D. Federal Income Tax Withholding
The portion of an amount received under a Contract that is taxable gross income to the Payee is also subject to federal income tax withholding, pursuant to Code Section 3405, which requires the following:
1.
Non-Periodic Distributions. The portion of a non-periodic distribution that is includable in gross income is subject to federal income tax withholding unless an individual elects not to have such tax withheld (“election out”). We will provide such an “election out” form at the time such a distribution is requested. If the necessary “election out” form is not submitted to us in a timely manner, generally we are required to withhold 10 percent of the includable amount of distribution and remit it to the IRS.
2.
Periodic Distributions (payable over a period greater than one year). The portion of a periodic distribution that is includable in gross income is generally subject to federal income tax withholding as if the Payee were a married


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individual claiming 3 exemptions, unless the individual elects otherwise. An individual generally may elect out of such withholding, or elect to have income tax withheld at a different rate, by providing a completed election form. We will provide such an election form at the time such a distribution is requested. If the necessary “election out” forms are not submitted to us in a timely manner, we are required to withhold tax as if the recipient were married claiming 3 exemptions, and remit this amount to the IRS.
Generally no “election out” is permitted if the distribution is delivered outside the United States and any possession of the United States. Regardless of any “election out” (or any amount of tax actually withheld) on an amount received from a Contract, the Payee is generally liable for any failure to pay the full amount of tax due on the includable portion of such amount received. A Payee also may be required to pay penalties under estimated income tax rules, if the withholding and estimated tax payments are insufficient to satisfy the Payee’s total tax liability.
E. General Provisions Affecting Qualified Retirement Plans
The Contract may be used for a number of qualified retirement plans. If the Contract is being purchased with respect to some form of qualified retirement plan, please refer to the section entitled “Information Regarding Tax-Qualified Retirement Plans” for information relative to the types of plans for which it may be used and the general explanation of the tax features of such plans.
F. Nonresident Aliens and Foreign Entities
The discussion above provides general information regarding U.S. federal income tax consequences to annuity purchasers that are U.S. persons (such as U.S. citizens or U.S. resident aliens). Purchasers (and payees such as a purchaser’s beneficiary) that are not U.S. persons (such as a Nonresident Alien) will generally be subject to U.S. federal income tax and withholding on taxable annuity distributions at a 30% rate, unless a lower treaty rate applies and any required information and IRS tax forms (such as IRS Form W-8BEN) are submitted to us. If withholding tax applies, we are generally required to withhold tax at a 30% rate, or a lower treaty rate if applicable, and remit it to the IRS. Foreign entities (such as foreign corporations, foreign partnerships, or foreign trusts) must provide the appropriate IRS tax forms (such as IRS Form W-8BEN-E or other appropriate Form W-8). If required by law, we may withhold 30% from any taxable payment in accordance with applicable requirements such as The Foreign Account Tax Compliance Act (FATCA) and applicable regulations. An updated Form W-8 is generally required to be submitted every three years. Purchasers may also be subject to state premium tax, other state and/or municipal taxes, and taxes that may be imposed by the purchaser’s country of citizenship or residence.
G. Estate, Gift and Generation-Skipping Tax and Related Tax Considerations
Any amount payable upon a Contract Owner’s death, whether before or after the Annuity Commencement Date, is generally includable in the Contract Owner’s estate for federal estate tax purposes. Similarly, prior to the Contract Owner’s death, the payment of any amount from the Contract, or the transfer of any interest in the Contract, to a beneficiary or other person for less than adequate consideration may have federal gift tax consequences. In addition, any transfer to, or designation of, a non-Spouse beneficiary who either is (1) 37 1/2 or more years younger than a Contract Owner or (2) a grandchild (or more remote further descendant) of a Contract Owner may have federal generation-skipping-transfer (“GST”) tax consequences under Code Section 2601. Regulations under Code Section 2662 may require us to deduct any such GST tax from your Contract, or from any applicable payment, and pay it directly to the IRS. However, any federal estate, gift or GST tax payment with respect to a Contract could produce an offsetting income tax deduction for a beneficiary or transferee under Code Section 691(c) (partially offsetting such federal estate or GST tax) or a basis increase for a beneficiary or transferee under Code Section 691(c) or Section 1015(d). In addition, as indicated above in “Distributions Prior to the Annuity Commencement Date,” the transfer of a Contract for less than adequate consideration during the Contract Owner’s lifetime generally is treated as producing an amount received by such Contract Owner that is subject to both income tax and the 10% penalty tax. To the extent that such an amount deemed received causes an amount to be includable currently in such Contract Owner’s gross income, this same income amount could produce a corresponding increase in such Contract Owner’s tax basis for such Contract that is carried over to the transferee’s tax basis for such Contract under Code Section 72(e)(4)(C)(iii) and Section 1015.
H. Tax Disclosure Obligations
In some instances certain transactions must be disclosed to the IRS or penalties could apply. See, for example, IRS Notice 2004-67. The Code also requires certain “material advisers” to maintain a list of persons participating in such “reportable transactions,” which list must be furnished to the IRS upon request. It is possible that such disclosures could be required by Hartford The Company, the Owner(s) or other persons involved in transactions involving annuity contracts. It is the responsibility of each party, in consultation with their tax and legal advisers, to determine whether the particular facts and circumstances warrant such disclosures.
Information Regarding Tax-Qualified Retirement Plans
This summary does not attempt to provide more than general information about the federal income tax rules associated with use of a Contract by a tax-qualified retirement plan. State income tax rules applicable to tax-qualified retirement plans often


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differ from federal income tax rules, and this summary does not describe any of these differences. Because of the complexity of the tax rules, owners, participants and beneficiaries are encouraged to consult their own tax advisors as to specific tax consequences.
The Contracts are available to a variety of tax-qualified retirement plans and arrangements (a “Qualified Plan” or “Plan”). Tax restrictions and consequences for Contracts or accounts under each type of Qualified Plan differ from each other and from those for Non-Qualified Contracts. In addition, individual Qualified Plans may have terms and conditions that impose additional rules. Therefore, no attempt is made herein to provide more than general information about the use of the Contract with the various types of Qualified Plans. Participants under such Qualified Plans, as well as Contract Owners, annuitants and beneficiaries, are cautioned that the rights of any person to any benefits under such Qualified Plans may be subject to terms and conditions of the Plans themselves or limited by applicable law, regardless of the terms and conditions of the Contract issued in connection therewith. Qualified Plans generally provide for the tax deferral of income regardless of whether the Qualified Plan invests in an annuity or other investment. You should consider if the Contract is a suitable investment if you are investing through a Qualified Plan.
The following is only a general discussion about types of Qualified Plans for which the Contracts may be available. We are not the plan administrator for any Qualified Plan. The plan administrator or custodian, whichever is applicable, (but not us) is responsible for all Plan administrative duties including, but not limited to, notification of distribution options, disbursement of Plan benefits, handling any processing and administration of Qualified Plan loans, compliance with regulatory requirements and federal and state tax reporting of income/distributions from the Plan to Plan participants and, if applicable, beneficiaries of Plan participants and IRA contributions from Plan participants. Our administrative duties are limited to administration of the Contract and any disbursements of any Contract benefits to the Owner, annuitant or beneficiary of the Contract, as applicable. Our tax reporting responsibility is limited to federal and state tax reporting of income/distributions to the applicable payee and IRA contributions from the Owner of a Contract, as recorded on our books and records. If you are purchasing a Contract through a Qualified Plan, you should consult with your Plan administrator and/or a qualified tax adviser. You also should consult with a qualified tax adviser and/or Plan administrator before you withdraw any portion of your Contract Value.
The tax rules applicable to Qualified Contracts and Qualified Plans, including restrictions on contributions and distributions, taxation of distributions and tax penalties, vary according to the type of Qualified Plan, as well as the terms and conditions of the Plan itself. Various tax penalties may apply to contributions in excess of specified limits, plan distributions (including loans) that do not comply with specified limits, and certain other transactions relating to such Plans. Accordingly, this summary provides only general information about the tax rules associated with use of a Qualified Contract in such a Qualified Plan. In addition, some Qualified Plans are subject to distribution and other requirements that are not incorporated into our administrative procedures. Owners, participants, and beneficiaries are responsible for determining that contributions, distributions and other transactions comply with applicable tax (and non-tax) law and any applicable Qualified Plan terms. Because of the complexity of these rules, Owners, participants and beneficiaries are advised to consult with a qualified tax adviser as to specific tax consequences.
We do not currently offer the Contracts in connection with all of the types of Qualified Plans discussed below, and may not offer the Contracts for all types of Qualified Plans in the future.
1. Individual Retirement Annuities (“IRAs”).
In addition to “traditional” IRAs governed by Code Sections 408(a) and (b) (“Traditional IRAs”), there are Roth IRAs governed by Code Section 408A, SEP IRAs governed by Code Section 408(k), and SIMPLE IRAs governed by Code Section 408(p). Also, Qualified Plans under Code Section 401, 403(b) or 457(b) may elect to provide for a separate account or annuity contract that accepts after-tax employee contributions and is treated as a “Deemed IRA” under Code Section 408(q), which is generally subject to the same rules and limitations as Traditional IRAs. Contributions to each of these types of IRAs are subject to differing limitations. The following is a very general description of each type of IRA for which a Contract is available.
a.
Traditional IRAs
Traditional IRAs are subject to limits on the amounts that may be contributed each year, the persons who may be eligible, and the time when minimum distributions must begin. Depending upon the circumstances of the individual, contributions to a Traditional IRA may be made on a deductible or non-deductible basis. Failure to make required minimum distributions (“RMDs”) when the Owner reaches age 70½ or dies, as described below, may result in imposition of a 50% penalty tax on any excess of the RMD amount over the amount actually distributed. In addition, any amount received before the Owner reaches age 59½ or dies is subject to a 10% penalty tax on premature distributions, unless a special exception applies, as described below. Under Code Section 408(e), an IRA may not be used for borrowing (or as security for any loan) or in certain prohibited transactions, and such a transaction could lead to the complete tax disqualification of an IRA.
You (or your surviving spouse if you die) may rollover funds tax-free from certain existing Qualified Plans (such as proceeds from existing insurance contracts, annuity contracts or securities) into a Traditional IRA under certain circumstances, as indicated


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below. However, mandatory tax withholding of 20% may apply to any eligible rollover distribution from certain types of Qualified Plans if the distribution is not transferred directly to the Traditional IRA. In addition, under Code Section 402(c)(11) a non-spouse “designated beneficiary” of a deceased Plan participant may make a tax-free “direct rollover” (in the form of a direct transfer between Plan fiduciaries, as described below in “Rollover Distributions”) from certain Qualified Plans to a Traditional IRA for such beneficiary, but such Traditional IRA must be designated and treated as an “inherited IRA” that remains subject to applicable RMD rules (as if such IRA had been inherited from the deceased Plan participant).
IRAs generally may not invest in life insurance contracts. However, an annuity contract that is used as an IRA may provide a death benefit that equals the greater of the premiums paid or the contract’s cash value. The Contract offers an enhanced death benefit that may exceed the greater of the Contract Value or total premium payments. The tax rules are unclear as to what extent an IRA can provide a death benefit that exceeds the greater of the IRA’s cash value or the sum of the premiums paid and other contributions into the IRA. Please note that the IRA rider for the Contract has provisions that are designed to maintain the Contract’s tax qualification as an IRA, and therefore could limit certain benefits under the Contract (including endorsement, rider or option benefits) to maintain the Contract’s tax qualification.
b.
SEP IRAs
Code Section 408(k) provides for a Traditional IRA in the form of an employer-sponsored defined contribution plan known as a Simplified Employee Pension (“SEP”) or a SEP IRA. A SEP IRA can have employer contributions, and in limited circumstances employee and salary reduction contributions, as well as higher overall contribution limits than a Traditional IRA, but a SEP is also subject to special tax-qualification requirements (e.g., on participation, nondiscrimination and withdrawals) and sanctions. Otherwise, a SEP IRA is generally subject to the same tax rules as for a Traditional IRA, which are described above. Please note that the IRA rider for the Contract has provisions that are designed to maintain the Contract’s tax qualification as an IRA, and therefore could limit certain benefits under the Contract (including endorsement, rider or option benefits) to maintain the Contract’s tax qualification.
c.
SIMPLE IRAs
The Savings Incentive Match Plan for Employees of small employers (“SIMPLE Plan”) is a form of an employer-sponsored Qualified Plan that provides IRA benefits for the participating employees (“SIMPLE IRAs”). Depending upon the SIMPLE Plan, employers may make plan contributions into a SIMPLE IRA established by each eligible participant. Like a Traditional IRA, a SIMPLE IRA is subject to the 50% penalty tax for failure to make a full RMD, and to the 10% penalty tax on premature distributions, as described below. In addition, the 10% penalty tax is increased to 25% for amounts received during the 2-year period beginning on the date you first participated in a qualified salary reduction arrangement pursuant to a SIMPLE Plan maintained by your employer under Code Section 408(p)(2). Contributions to a SIMPLE IRA may be either salary deferral contributions or employer contributions, and these are subject to different tax limits from those for a Traditional IRA. Please note that the SIMPLE IRA rider for the Contract has provisions that are designed to maintain the Contract’s tax qualification as an SIMPLE IRA, and therefore could limit certain benefits under the Contract (including endorsement, rider or option benefits) to maintain the Contract’s tax qualification.
A SIMPLE Plan may designate a single financial institution (a Designated Financial Institution) as the initial trustee, custodian or issuer (in the case of an annuity contract) of the SIMPLE IRA set up for each eligible participant. However, any such Plan also must allow each eligible participant to have the balance in his SIMPLE IRA held by the Designated Financial Institution transferred without cost or penalty to a SIMPLE IRA maintained by a different financial institution. Absent a Designated Financial Institution, each eligible participant must select the financial institution to hold his SIMPLE IRA, and notify his employer of this selection.
If we do not serve as the Designated Financial Institution for your employer’s SIMPLE Plan, for you to use one of our Contracts as a SIMPLE IRA, you need to provide your employer with appropriate notification of such a selection under the SIMPLE Plan. If you choose, you may arrange for a qualifying transfer of any amounts currently held in another SIMPLE IRA for your benefit to your SIMPLE IRA with us.
d.
Roth IRAs
Code Section 408A permits eligible individuals to establish a Roth IRA. Contributions to a Roth IRA are not deductible, but withdrawals of amounts contributed and the earnings thereon that meet certain requirements are not subject to federal income tax. In general, Roth IRAs are subject to limitations on the amounts that may be contributed by the persons who may be eligible to contribute, certain Traditional IRA restrictions, and certain RMD rules on the death of the Contract Owner. Unlike a Traditional IRA, Roth IRAs are not subject to RMD rules during the Contract Owner’s lifetime. Generally, however, upon the Owner’s death the amount remaining in a Roth IRA must be distributed by the end of the fifth year after such death or distributed over the life expectancy of a designated beneficiary. The Owner of a Traditional IRA or other qualified plan assets may convert a Traditional IRA into a Roth IRA under certain circumstances. The conversion of a Traditional IRA or other qualified plan assets to a Roth IRA will subject the fair market value of the converted Traditional IRA to federal income tax in the year of conversion (special


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rules apply to 2010 conversions). In addition to the amount held in the converted Traditional IRA, the fair market value may include the value of additional benefits provided by the annuity contract on the date of conversion, based on reasonable actuarial assumptions. Tax-free rollovers from a Roth IRA can be made only to another Roth IRA under limited circumstances, as indicated below. After 2007, distributions from eligible Qualified Plans can be “rolled over” directly (subject to tax) into a Roth IRA under certain circumstances. Anyone considering the purchase of a Qualified Contract as a Roth IRA or a “conversion” Roth IRA should consult with a qualified tax adviser. Please note that the Roth IRA rider for the Contract has provisions that are designed to maintain the Contract’s tax qualification as a Roth IRA, and therefore could limit certain benefits under the Contract (including endorsement, rider or option benefits) to maintain the Contract’s tax qualification.
2. Qualified Pension or Profit-Sharing Plan or Section 401(k) Plan
Provisions of the Code permit eligible employers to establish a tax-qualified pension or profit sharing plan (described in Section 401(a), and Section 401(k) if applicable, and exempt from taxation under Section 501(a)). Such a Plan is subject to limitations on the amounts that may be contributed, the persons who may be eligible to participate, the amounts of “incidental” death benefits, and the time when RMDs must commence. In addition, a Plan’s provision of incidental benefits may result in currently taxable income to the participant for some or all of such benefits. Amounts may be rolled over tax-free from a Qualified Plan to another Qualified Plan under certain circumstances, as described below. Anyone considering the use of a Qualified Contract in connection with such a Qualified Plan should seek competent tax and other legal advice.
In particular, please note that these tax rules provide for limits on death benefits provided by a Qualified Plan (to keep such death benefits “incidental” to qualified retirement benefits), and a Qualified Plan (or a Qualified Contract) often contains provisions that effectively limit such death benefits to preserve the tax qualification of the Qualified Plan (or Qualified Contract). In addition, various tax-qualification rules for Qualified Plans specifically limit increases in benefits once RMDs begin, and Qualified Contracts are subject to such limits. As a result, the amounts of certain benefits that can be provided by any option under a Qualified Contract may be limited by the provisions of the Qualified Contract or governing Qualified Plan that are designed to preserve its tax qualification.
3. Tax Sheltered Annuity under Section 403(b) (“TSA”)
Code Section 403(b) permits public school employees and employees of certain types of charitable, educational and scientific organizations described in Code Section 501(c)(3) to purchase a “tax-sheltered annuity” (“TSA”) contract and, subject to certain limitations, exclude employer contributions to a TSA from such an employee’s gross income. Generally, total contributions may not exceed the lesser of an annual dollar limit or 100% of the employee’s “includable compensation” for the most recent full year of service, subject to other adjustments. There are also legal limits on annual elective deferrals that a participant may be permitted to make under a TSA. In certain cases, such as when the participant is age 50 or older, those limits may be increased. A TSA participant should contact his plan administrator to determine applicable elective contribution limits. Special provisions may allow certain employees different overall limitations.
A TSA is subject to a prohibition against distributions from the TSA attributable to contributions made pursuant to a salary reduction agreement, unless such distribution is made:
a.
after the employee reaches age 59½;
b.
upon the employee’s separation from service;
c.
upon the employee’s death or disability;
d.
in the case of hardship (as defined in applicable law and in the case of hardship, any income attributable to such contributions may not be distributed); or
e.
as a qualified reservist distribution upon certain calls to active duty.
An employer sponsoring a TSA may impose additional restrictions on your TSA through its plan document.
Please note that the TSA rider for the Contract has provisions that are designed to maintain the Contract’s tax qualification as a TSA, and therefore could limit certain benefits under the Contract (including endorsement, rider or option benefits) to maintain the Contract’s tax qualification. In particular, please note that tax rules provide for limits on death benefits provided by a Qualified Plan (to keep such death benefits “incidental” to qualified retirement benefits), and a Qualified Plan (or a Qualified Contract) often contains provisions that effectively limit such death benefits to preserve the tax qualification of the Qualified Plan (or Qualified Contract). In addition, various tax-qualification rules for Qualified Plans specifically limit increases in benefits once RMDs begin, and Qualified Contracts are subject to such limits. As a result, the amounts of certain benefits that can be provided by any option under a Qualified Contract may be limited by the provisions of the Qualified Contract or governing Qualified Plan that are designed to preserve its tax qualification. In addition, a life insurance contract issued after September 23, 2007 is generally ineligible to qualify as a TSA under Reg. § 1.403(b)-8(c)(2).


APP TAX-11
 
 
 

Amounts may be rolled over tax-free from a TSA to another TSA or Qualified Plan (or from a Qualified Plan to a TSA) under certain circumstances, as described below. However, effective for TSA contract exchanges after September 24, 2007, Reg. § 1.403(b)-10(b) allows a TSA contract of a participant or beneficiary under a TSA Plan to be exchanged tax-free for another eligible TSA contract under that same TSA Plan, but only if all of the following conditions are satisfied: (1) such TSA Plan allows such an exchange, (2) the participant or beneficiary has an accumulated benefit after such exchange that is no less than such participant’s or beneficiary’s accumulated benefit immediately before such exchange (taking into account such participant’s or beneficiary’s accumulated benefit under both TSA contracts immediately before such exchange), (3) the second TSA contract is subject to distribution restrictions with respect to the participant that are no less stringent than those imposed on the TSA contract being exchanged, and (4) the employer for such TSA Plan enters into an agreement with the issuer of the second TSA contract under which such issuer and employer will provide each other from time to time with certain information necessary for such second TSA contract (or any other TSA contract that has contributions from such employer) to satisfy the TSA requirements under Code Section 403(b) and other federal tax requirements (e.g., plan loan conditions under Code Section 72(p) to avoid deemed distributions). Such necessary information could include information about the participant’s employment, information about other Qualified Plans of such employer, and whether a severance has occurred, or hardship rules are satisfied, for purposes of the TSA distribution restrictions. Consequently, you are advised to consult with a qualified tax advisor before attempting any such TSA exchange, particularly because it requires an agreement between the employer and issuer to provide each other with certain information. In addition, the same Regulation provides corresponding rules for a transfer from one TSA to another TSA under a different TSA Plan (e.g., for a different eligible employer). We are no longer accepting any incoming exchange request, or new contract application, for any individual TSA contract.
4. Deferred Compensation Plans under Section 457 (“Section 457 Plans”)
Certain governmental employers, or tax-exempt employers other than a governmental entity, can establish a Deferred Compensation Plan under Code Section 457. For these purposes, a “governmental employer” is a State, a political subdivision of a State, or an agency or an instrumentality of a State or political subdivision of a State. A Deferred Compensation Plan that meets the requirements of Code Section 457(b) is called an “Eligible Deferred Compensation Plan” or “Section 457(b) Plan.” Code Section 457(b) limits the amount of contributions that can be made to an Eligible Deferred Compensation Plan on behalf of a participant. Generally, the limitation on contributions is the lesser of (1) 100% of a participant’s includible compensation or (2) the applicable dollar amount, equal to $15,000 for 2006 and thereafter $18,000 for 2017. The Plan may provide for additional “catch-up” contributions . In addition, under Code Section 457(d) a Section 457(b) Plan may not make amounts available for distribution to participants or beneficiaries before (1) the calendar year in which the participant attains age 70½, (2) the participant has a severance from employment (including death), or (3) the participant is faced with an unforeseeable emergency (as determined in accordance with regulations).
Under Code Section 457(g) all of the assets and income of an Eligible Deferred Compensation Plan for a governmental employer must be held in trust for the exclusive benefit of participants and their beneficiaries. For this purpose, annuity contracts and custodial accounts described in Code Section 401(f) are treated as trusts. This trust requirement does not apply to amounts under an Eligible Deferred Compensation Plan of a tax-exempt (non-governmental) employer. In addition, this trust requirement does not apply to amounts held under a Deferred Compensation Plan of a governmental employer that is not a Section 457(b) Plan. However, where the trust requirement does not apply, amounts held under a Section 457 Plan must remain subject to the claims of the employer’s general creditors under Code Section 457(b)(6).
5. Taxation of Amounts Received from Qualified Plans
Except under certain circumstances in the case of Roth IRAs or Roth accounts in certain Qualified Plans, amounts received from Qualified Contracts or Plans generally are taxed as ordinary income under Code Section 72, to the extent that they are not treated as a tax-free recovery of after-tax contributions or other “investment in the contract.” For annuity payments and other amounts received after the Annuity Commencement Date from a Qualified Contract or Plan, the tax rules for determining what portion of each amount received represents a tax-free recovery of “investment in the contract” are generally the same as for Non-Qualified Contracts, as described above.
For non-periodic amounts from certain Qualified Contracts or Plans, Code Section 72(e)(8) provides special rules that generally treat a portion of each amount received as a tax-free recovery of the “investment in the contract,” based on the ratio of the “investment in the contract” over the Contract Value at the time of distribution. However, in determining such a ratio, certain aggregation rules may apply and may vary, depending on the type of Qualified Contract or Plan. For instance, all Traditional IRAs owned by the same individual are generally aggregated for these purposes, but such an aggregation does not include any IRA inherited by such individual or any Roth IRA owned by such individual.
In addition, penalty taxes, mandatory tax withholding or rollover rules may apply to amounts received from a Qualified Contract or Plan, as indicated below, and certain exclusions may apply to certain distributions (e.g., distributions from an eligible Government Plan to pay qualified health insurance premiums of an eligible retired public safety officer). Accordingly, you are advised to consult with a qualified tax adviser before taking or receiving any amount (including a loan) from a Qualified Contract or Plan.


APP TAX-12
 
 
 

6. Penalty Taxes for Qualified Plans
Unlike Non-Qualified Contracts, Qualified Contracts are subject to federal penalty taxes not just on premature distributions, but also on excess contributions and failures to make required minimum distributions (“RMDs”). Penalty taxes on excess contributions can vary by type of Qualified Plan and which person made the excess contribution (e.g., employer or an employee). The penalty taxes on premature distributions and failures to make timely RMDs are more uniform, and are described in more detail below.
a.
Penalty Taxes on Premature Distributions
Code Section 72(t) imposes a penalty income tax equal to 10% of the taxable portion of a distribution from certain types of Qualified Plans that is made before the employee reaches age 59½. However, this 10% penalty tax does not apply to a distribution that is either:
(i)
made to a beneficiary (or to the employee’s estate) on or after the employee’s death;
(ii)
attributable to the employee’s becoming disabled under Code Section 72(m)(7);
(iii)
part of a series of substantially equal periodic payments (not less frequently than annually - “SEPPs”) made for the life (or life expectancy) of the employee or the joint lives (or joint life expectancies) of such employee and a designated beneficiary (“SEPP Exception”), and for certain Qualified Plans (other than IRAs) such a series must begin after the employee separates from service;
(iv)
(except for IRAs) made to an employee after separation from service after reaching age 55 (or made after age 50 in the case of a qualified public safety employee separated from certain government plans);
(v)
(except for IRAs) made to an alternate payee pursuant to a qualified domestic relations order under Code Section 414(p) (a similar exception for IRAs in Code Section 408(d)(6) covers certain transfers for the benefit of a spouse or ex-spouse);
(vi)
not greater than the amount allowable as a deduction to the employee for eligible medical expenses during the taxable year;
(vii)
certain qualified reservist distributions under Code Section 72(t)(2)(G) upon a call to active duty;
(viii)
made an account of an IRS levy on the Qualified Plan under Code Section 72(t)(2)(A)(vii); or
(ix)
made as a “direct rollover” or other timely rollover to an Eligible Retirement Plan, as described below.
In addition, the 10% penalty tax does not apply to a distribution from an IRA that is either:
(x)
made after separation from employment to an unemployed IRA owner for health insurance premiums, if certain conditions in Code Section 72(t)(2)(D) are met;
(xi)
not in excess of the amount of certain qualifying higher education expenses, as defined by Code Section 72(t)(7); or
(xii)
for a qualified first-time home buyer and meets the requirements of Code Section 72(t)(8).
If the taxpayer avoids this 10% penalty tax by qualifying for the SEPP Exception and later such series of payments is modified (other than by death, disability or a method change allowed by Rev. Rul. 2002-62), the 10% penalty tax will be applied retroactively to all the prior periodic payments (i.e., penalty tax plus interest thereon), unless such modification is made after both (a) the employee has reached age 59½ and (b) 5 years have elapsed since the first of these periodic payments.
For any premature distribution from a SIMPLE IRA during the first 2 years that an individual participates in a salary reduction arrangement maintained by that individual’s employer under a SIMPLE Plan, the 10% penalty tax rate is increased to 25%.
b.
RMDs and 50% Penalty Tax
If the amount distributed from a Qualified Contract or Plan is less than the amount of the required minimum distribution (“RMD”) for the year, the participant is subject to a 50% penalty tax on the amount that has not been timely distributed.
An individual’s interest in a Qualified Plan generally must be distributed, or begin to be distributed, not later than the Required Beginning Date. Generally, the Required Beginning Date is April 1 of the calendar year following the later of -
(i)
the calendar year in which the individual attains age 70½, or
(ii)
(except in the case of an IRA or a 5% owner, as defined in the Code) the calendar year in which a participant retires from service with the employer sponsoring a Qualified Plan that allows such a later Required Beginning Date.
A special rule applies to individuals who attained age 70½ in 2009. Such individuals should consult with a qualified tax adviser before taking RMDs in 2010.


APP TAX-13
 
 
 

The entire interest of the individual must be distributed beginning no later than the Required Beginning Date over -
(a)
the life of the individual or the lives of the individual and a designated beneficiary (as specified in the Code), or
(b)
over a period not extending beyond the life expectancy of the individual or the joint life expectancy of the individual and a designated beneficiary.
If an individual dies before reaching the Required Beginning Date, the individual’s entire interest generally must be distributed within 5 years after the individual’s death. However, this RMD rule will be deemed satisfied if distributions begin before the close of the calendar year following the individual’s death to a qualifying designated beneficiary and distribution is over the life of such designated beneficiary (or over a period not extending beyond the life expectancy of such beneficiary). If the individual’s surviving spouse is the sole designated beneficiary, distributions may be delayed until the deceased individual would have attained age 70½.
If an individual dies after RMDs have begun for such individual, any remainder of the individual’s interest generally must be distributed at least as rapidly as under the method of distribution in effect at the time of the individual’s death.
The RMD rules that apply while the Contract Owner is alive do not apply with respect to Roth IRAs. The RMD rules applicable after the death of the Owner apply to all Qualified Plans, including Roth IRAs. In addition, if the Owner of a Traditional or Roth IRA dies and the Owner’s surviving spouse is the sole designated beneficiary, this surviving spouse may elect to treat the Traditional or Roth IRA as his or her own.
The RMD amount for each year is determined generally by dividing the account balance by the applicable life expectancy. This account balance is generally based upon the account value as of the close of business on the last day of the previous calendar year. RMD incidental benefit rules also may require a larger annual RMD amount, particularly when distributions are made over the joint lives of the Owner and an individual other than his or her spouse. RMDs also can be made in the form of annuity payments that satisfy the rules set forth in Regulations under the Code relating to RMDs.
In addition, in computing any RMD amount based on a contract’s account value, such account value must include the actuarial value of certain additional benefits provided by the contract. As a result, electing an optional benefit under a Qualified Contract may require the RMD amount for such Qualified Contract to be increased each year, and expose such additional RMD amount to the 50% penalty tax for RMDs if such additional RMD amount is not timely distributed.
7. Tax Withholding for Qualified Plans
Distributions from a Qualified Contract or Qualified Plan generally are subject to federal income tax withholding requirements. These federal income tax withholding requirements, including any “elections out” and the rate at which withholding applies, generally are the same as for periodic and non-periodic distributions from a Non-Qualified Contract, as described above, except where the distribution is an “eligible rollover distribution” from a Qualified Plan (described below in “Rollover Distributions”). In the latter case, tax withholding is mandatory at a rate of 20% of the taxable portion of the “eligible rollover distribution,” to the extent it is not directly rolled over to an IRA or other Eligible Retirement Plan (described below in “Rollover Distributions”). Payees cannot elect out of this mandatory 20% withholding in the case of such an “eligible rollover distribution.”
Also, special withholding rules apply with respect to distributions from non-governmental Section 457(b) Plans, and to distributions made to individuals who are neither citizens nor resident aliens of the United States.
Regardless of any “election out” (or any actual amount of tax actually withheld) on an amount received from a Qualified Contract or Plan, the payee is generally liable for any failure to pay the full amount of tax due on the includable portion of such amount received. A payee also may be required to pay penalties under estimated income tax rules, if the withholding and estimated tax payments are insufficient to satisfy the payee’s total tax liability.
8. Rollover Distributions
The current tax rules and limits for tax-free rollovers and transfers between Qualified Plans vary according to (1) the type of transferor Plan and transferee Plan, (2) whether the amount involved is transferred directly between Plan fiduciaries (a “direct transfer” or a “direct rollover”) or is distributed first to a participant or beneficiary who then transfers that amount back into another eligible Plan within 60 days (a “60-day rollover”), and (3) whether the distribution is made to a participant, spouse or other beneficiary. Accordingly, we advise you to consult with a qualified tax adviser before receiving any amount from a Qualified Contract or Plan or attempting some form of rollover or transfer with a Qualified Contract or Plan.
For instance, generally any amount can be transferred directly from one type of Qualified Plan to the same type of Plan for the benefit of the same individual, without limit (or federal income tax), if the transferee Plan is subject to the same kinds of restrictions as the transfer or Plan and certain other conditions to maintain the applicable tax qualification are satisfied. Such a “direct transfer” between the same kinds of Plan is generally not treated as any form of “distribution” out of such a Plan for federal income tax purposes.


APP TAX-14
 
 
 

By contrast, an amount distributed from one type of Plan into a different type of Plan generally is treated as a “distribution” out of the first Plan for federal income tax purposes, and therefore to avoid being subject to such tax, such a distribution must qualify either as a “direct rollover” (made directly to another Plan fiduciary) or as a “60-day rollover.” The tax restrictions and other rules for a “direct rollover” and a “60-day rollover” are similar in many ways, but if any “eligible rollover distribution” made from certain types of Qualified Plan is not transferred directly to another Plan fiduciary by a “direct rollover,” then it is subject to mandatory 20% withholding, even if it is later contributed to that same Plan in a “60-day rollover” by the recipient. If any amount less than 100% of such a distribution (e.g., the net amount after the 20% withholding) is transferred to another Plan in a “60-day rollover”, the missing amount that is not rolled over remains subject to normal income tax plus any applicable penalty tax.
Under Code Sections 402(f)(2)(A) and 3405(c)(3) an “eligible rollover distribution” (which is both eligible for rollover treatment and subject to 20% mandatory withholding absent a “direct rollover”) is generally any distribution to an employee of any portion (or all) of the balance to the employee’s credit in any of the following types of “Eligible Retirement Plan”: (1) a Qualified Plan under Code Section 401(a) (“Qualified 401(a) Plan”), (2) a qualified annuity plan under Code Section 403(a) (“Qualified Annuity Plan”), (3) a TSA under Code Section 403(b), or (4) a governmental Section 457(b) Plan. However, an “eligible rollover distribution” does not include any distribution that is either -
a.
an RMD amount;
b.
one of a series of substantially equal periodic payments (not less frequently than annually) made either (i) for the life (or life expectancy) of the employee or the joint lives (or joint life expectancies) of the employee and a designated beneficiary, or (ii) for a specified period of 10 years or more; or
c.
any distribution made upon hardship of the employee.
Before making an “eligible rollover distribution,” a Plan administrator generally is required under Code Section 402(f) to provide the recipient with advance written notice of the “direct rollover” and “60-day rollover” rules and the distribution’s exposure to the 20% mandatory withholding if it is not made by “direct rollover.” Generally, under Code Sections 402(c), 403(b)(8) and 457 (e)(16), a “direct rollover” or a “60-day rollover” of an “eligible rollover distribution” can be made to a Traditional IRA or to another Eligible Retirement Plan that agrees to accept such a rollover. However, the maximum amount of an “eligible rollover distribution” that can qualify for a tax-free “60-day rollover” is limited to the amount that otherwise would be includable in gross income. By contrast, a “direct rollover” of an “eligible rollover distribution” can include after-tax contributions as well, if the direct rollover is made either to a Traditional IRA or to another form of Eligible Retirement Plan that agrees to account separately for such a rollover, including accounting for such after-tax amounts separately from the otherwise taxable portion of this rollover. Separate accounting also is required for all amounts (taxable or not) that are rolled into a governmental Section 457(b) Plan from either a Qualified Section 401(a) Plan, Qualified Annuity Plan, TSA or IRA. These amounts, when later distributed from the governmental Section 457(b) Plan, are subject to any premature distribution penalty tax applicable to distributions from such a “predecessor” Qualified Plan.



APP I-1
 
 
 

Appendix I — The Funds


The following tables describe the investment options available by contract, including the Fund name, share class, fund objectives and the investment adviser and sub-adviser of each Fund. For additional information on each Fund, please refer to the Fund’s Prospectus.

1.
Hartford Leaders Plus Series I/IR
APP I-2
2.
Hartford Leaders Elite Plus Series I/IR
APP I-5
3.
Hartford Leaders Solution Plus Series I/IR
APP I-8


APP I-2
 
 
 

1. Hartford Leaders Plus Series I/IR:
Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
Fixed Accumulation Feature*
Preservation of capital
General Account
AIM Variable Insurance Funds
 
 
Invesco V.I. American Franchise Fund - Series I
Seeks capital growth
Invesco Advisers, Inc.
Invesco V.I. Core Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Government Securities Fund - Series I
Seeks total return, comprised of current income and capital appreciation
Invesco Advisers, Inc.
Invesco V.I. International Growth Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Mid Cap Core Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Mid Cap Growth Fund - Series I
Seeks capital growth
Invesco Advisers, Inc.
Invesco V.I. Government Money Market Fund - Series I**
Seeks to provide current income consistent with preservation of capital and liquidity
Invesco Advisers, Inc.
Invesco V.I. Small Cap Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Value Opportunities Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
American Funds Insurance Series
 
 
American Funds Asset Allocation Fund - Class 2
Seeks high total return (including income and capital gains), consistent with the preservation of capital over the long term
Capital Research and Management Company
American Funds Blue Chip Income and Growth Fund - Class 2
Seeks to produce income exceeding the average yield on U.S. stocks generally and to provide an opportunity for growth of principal consistent with sound common stock investing
Capital Research and Management Company
American Funds Bond Fund - Class 2
Seeks to provide as high a level of current income as is consistent with the preservation of capital
Capital Research and Management Company
American Funds Global Bond Fund - Class 2
Seeks over the long term a high level of total return consistent with prudent investment management
Capital Research and Management Company
American Funds Global Growth and Income Fund - Class 2
Seeks to provide long-term growth of capital while providing current income
Capital Research and Management Company
American Funds Global Growth Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds Global Small Capitalization Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds Growth Fund - Class 2
Seeks to provide growth of capital
Capital Research and Management Company
American Funds Growth-Income Fund - Class 2
Seeks to achieve long-term growth of capital and income
Capital Research and Management Company
American Funds International Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds New World Fund - Class 2
Seeks long-term capital appreciation
Capital Research and Management Company
Franklin Templeton Variable Insurance Products Trust
 
 


APP I-3
 
 
 

Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
Franklin Flex Cap Growth VIP Fund - Class 2
Seeks capital appreciation
Franklin Advisers, Inc.
Franklin Global Real Estate VIP Fund - Class 2†
Seeks high total return
Franklin Templeton Institutional, LLC
Franklin Income VIP Fund - Class 2
Seeks to maximize income while maintaining prospects for capital appreciation
Franklin Advisers, Inc., Sub-advised by Templeton Investment Counsel, LLC
Franklin Large Cap Growth VIP Fund - Class 2
Seeks capital appreciation
Franklin Advisers, Inc.
Franklin Mutual Global Discovery VIP Fund - Class 2
Seeks capital appreciation
Franklin Mutual Advisers, LLC, Sub-advised by Franklin Templeton Investment Management Limited
Franklin Mutual Shares VIP Fund - Class 2
Seeks capital appreciation, with income as a secondary goal
Franklin Mutual Advisers, LLC
Franklin Rising Dividends VIP Fund - Class 2
Seeks long-term capital appreciation, with preservation of capital as an important consideration
Franklin Advisory Services, LLC
Franklin Small Cap Value VIP Fund - Class 2
Seeks long-term total return
Franklin Advisory Services, LLC
Franklin Small-Mid Cap Growth VIP Fund - Class 2
Seeks long-term capital growth
Franklin Advisers, Inc.
Franklin Strategic Income VIP Fund - Class 1
Seeks a high level of current income, with capital appreciation over the long term as a secondary goal
Franklin Advisers, Inc.
Templeton Developing Markets VIP Fund - Class 1
Seeks long-term capital appreciation
Templeton Asset Management Ltd.
Templeton Foreign VIP Fund - Class 2
Seeks long-term capital growth
Templeton Investment Counsel, LLC
Templeton Growth VIP Fund - Class 2
Seeks long-term capital growth
Templeton Global Advisors Limited
Hartford Series Fund, Inc.
 
 
Hartford Ultrashort Bond HLS Fund - Class IA
Seeks total return and income consistent with preserving capital and maintaining liquidity
Hartford Funds Management Company, LLC, Sub-advised by Wellington Management Company LLP
MFS® Variable Insurance Trust
 
 
MFS® Global Equity Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Growth Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Investors Trust Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Mid Cap Growth Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® New Discovery Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Research Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Total Return Bond Series - Initial Class
Seeks total return with an emphasis on current income, but also considering capital appreciation
MFS Investment Management
MFS® Total Return Series - Initial Class
Seeks total return
MFS Investment Management
MFS® Value Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Variable Insurance Trust II
 
 


APP I-4
 
 
 

Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
MFS® Core Equity Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® High Yield Portfolio - Initial Class
Seeks total return with an emphasis on high current income, but also considering capital appreciation
MFS Investment Management
MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Research International Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
*
The Fixed Accumulation Feature is not a Sub-Account and the Company does not provide investment advice in connection with this feature.
**
In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund’s yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program where Contact value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
†
Closed to new and subsequent Premium Payments and transfers of Contract Value.


APP I-5
 
 
 

2. Hartford Leaders Elite Plus Series I/IR:
Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
Fixed Accumulation Feature*
Preservation of capital
General Account
AIM Variable Insurance Funds
 
 
Invesco V.I. American Franchise Fund - Series I
Seeks capital growth
Invesco Advisers, Inc.
Invesco V.I. Core Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Government Securities Fund - Series I
Seeks total return, comprised of current income and capital appreciation
Invesco Advisers, Inc.
Invesco V.I. International Growth Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Mid Cap Core Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Mid Cap Growth Fund - Series I
Seeks capital growth
Invesco Advisers, Inc.
Invesco V.I. Government Money Market Fund - Series I**
Seeks to provide current income consistent with preservation of capital and liquidity
Invesco Advisers, Inc.
Invesco V.I. Small Cap Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Value Opportunities Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
American Funds Insurance Series
 
 
American Funds Asset Allocation Fund - Class 2
Seeks high total return (including income and capital gains), consistent with the preservation of capital over the long term
Capital Research and Management Company
American Funds Blue Chip Income and Growth Fund - Class 2
Seeks to produce income exceeding the average yield on U.S. stocks generally and to provide an opportunity for growth of principal consistent with sound common stock investing
Capital Research and Management Company
American Funds Bond Fund - Class 2
Seeks to provide as high level of current income as is consistent with the preservation of capital
Capital Research and Management Company
American Funds Global Bond Fund - Class 2
Seeks over the long term a high level of total return consistent with prudent investment management
Capital Research and Management Company
American Funds Global Growth and Income Fund - Class 2
Seeks to provide long-term growth of capital while providing current income
Capital Research and Management Company
American Funds Global Growth Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds Global Small Capitalization Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds Growth Fund - Class 2
Seeks to provide growth of capital
Capital Research and Management Company
American Funds Growth-Income Fund - Class 2
Seeks to achieve long-term growth of capital and income
Capital Research and Management Company
American Funds International Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds New World Fund - Class 2
Seeks long-term capital appreciation
Capital Research and Management Company
Franklin Templeton Variable Insurance Products Trust
 
 


APP I-6
 
 
 

Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
Franklin Flex Cap Growth VIP Fund - Class 2
Seeks capital appreciation
Franklin Advisers, Inc.
Franklin Global Real Estate VIP Fund - Class 2†
Seeks high total return
Franklin Templeton Institutional, LLC
Franklin Income VIP Fund - Class 2
Seeks to maximize income while maintaining prospects for capital appreciation
Franklin Advisers, Inc.
Sub-advised by Templeton Investment Counsel, LLC
Franklin Large Cap Growth VIP Fund - Class 2
Seeks capital appreciation
Franklin Advisers, Inc.
Franklin Mutual Global Discovery VIP Fund - Class 2
Seeks capital appreciation
Franklin Mutual Advisers, LLC
Sub-advised by Franklin Templeton Investment Management Limited
Franklin Mutual Shares VIP Fund - Class 2
Seeks capital appreciation, with income as a secondary goal
Franklin Mutual Advisers, LLC
Franklin Rising Dividends VIP Fund - Class 2
Seeks long-term capital appreciation, with preservation of capital as an important consideration
Franklin Advisory Services, LLC
Franklin Small Cap Value VIP Fund - Class 2
Seeks long-term total return
Franklin Advisory Services, LLC
Franklin Small-Mid Cap Growth VIP Fund - Class 2
Seeks long-term capital growth
Franklin Advisers, Inc.
Franklin Strategic Income VIP Fund - Class 1
Seeks a high level of current income, with capital appreciation over the long term as a secondary goal
Franklin Advisers, Inc.
Templeton Developing Markets VIP Fund - Class 1
Seeks long-term capital appreciation
Templeton Asset Management Ltd.
Templeton Foreign VIP Fund - Class 2
Seeks long-term capital growth
Templeton Investment Counsel, LLC
Templeton Growth VIP Fund - Class 2
Seeks long-term capital growth
Templeton Global Advisors Limited
Hartford Series Fund, Inc.
 
 
Hartford Ultrashort Bond HLS Fund - Class IA
Seeks total return and income consistent with preserving capital and maintaining liquidity
Hartford Funds Management Company, LLC
Sub-advised by Wellington Management Company LLP
MFS® Variable Insurance Trust
 
 
MFS® Global Equity Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Growth Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Investors Trust Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Mid Cap Growth Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® New Discovery Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Research Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Total Return Bond Series - Initial Class
Seeks total return with an emphasis on current income, but also considering capital appreciation
MFS Investment Management
MFS® Total Return Series - Initial Class
Seeks total return
MFS Investment Management
MFS® Value Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Variable Insurance Trust II
 
 


APP I-7
 
 
 

Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
MFS® Core Equity Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® High Yield Portfolio - Initial Class
Seeks total return with an emphasis on high current income, but also considering capital appreciation
MFS Investment Management
MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Research International Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
The Prudential Series Fund
 
 
Jennison 20/20 Focus Portfolio - Class II
Seeks long-term growth of capital
Prudential Investments LLC
Sub-advised by Jennison Associates LLC
Jennison Portfolio - Class II
Seeks long-term growth of capital
Prudential Investments LLC
Sub-advised by Jennison Associates LLC
SP International Growth Portfolio - Class II
Seeks long-term growth of capital
Prudential Investments LLC
Sub-advised by William Blair & Company LLC, Neuberger Berman Management, LLC and Jennison Associates LLC
Value Portfolio - Class II
Seeks capital appreciation
Prudential Investments LLC
Sub-advised by Jennison Associates LLC
*
The Fixed Accumulation Feature is not a Sub-Account and the Company does not provide investment advice in connection with this feature.
**
In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund’s yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program where Contact value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
†
Closed to new and subsequent Premium Payments and transfers of Contract Value.


APP I-8
 
 
 

3. Hartford Leaders Solution Plus Series I/IR:
Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
Fixed Accumulation Feature*
Preservation of capital
General Account
AIM Variable Insurance Funds
 
 
Invesco V.I. American Franchise Fund - Series I
Seeks capital growth
Invesco Advisers, Inc.
Invesco V.I. Core Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Government Securities Fund - Series I
Seeks total return, comprised of current income and capital appreciation
Invesco Advisers, Inc.
Invesco V.I. International Growth Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Mid Cap Core Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Mid Cap Growth Fund - Series I
Seeks capital growth
Invesco Advisers, Inc.
Invesco V.I. Government Money Market Fund - Series I**
Seeks to provide current income consistent with preservation of capital and liquidity
Invesco Advisers, Inc.
Invesco V.I. Small Cap Equity Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
Invesco V.I. Value Opportunities Fund - Series I
Seeks long-term growth of capital
Invesco Advisers, Inc.
American Funds Insurance Series
 
 
American Funds Asset Allocation Fund - Class 2
Seeks high total return (including income and capital gains), consistent with the preservation of capital over the long term
Capital Research and Management Company
American Funds Blue Chip Income and Growth Fund - Class 2
Seeks to produce income exceeding the average yield on U.S. stocks generally and to provide an opportunity for growth of principal consistent with sound common stock investing
Capital Research and Management Company
American Funds Bond Fund - Class 2
Seeks to provide as high a level of current income as is consistent with the preservation of capital
Capital Research and Management Company
American Funds Global Bond Fund - Class 2
Seeks over the long term a high level of total return consistent with prudent investment management
Capital Research and Management Company
American Funds Global Growth and Income Fund - Class 2
Seeks to provide long-term growth of capital while providing current income
Capital Research and Management Company
American Funds Global Growth Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds Global Small Capitalization Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds Growth Fund - Class 2
Seeks to provide growth of capital
Capital Research and Management Company
American Funds Growth-Income Fund - Class 2
Seeks to achieve long-term growth of capital and income
Capital Research and Management Company
American Funds International Fund - Class 2
Seeks to provide long-term growth of capital
Capital Research and Management Company
American Funds New World Fund - Class 2
Seeks long-term capital appreciation
Capital Research and Management Company
BlackRock Variable Series Funds, Inc.
 
 


APP I-9
 
 
 

Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
BlackRock Global Opportunities V.I. Fund - Class I***
Seeks long-term growth of capital
BlackRock Advisors, LLC
BlackRock Large Cap Growth V.I. Fund - Class I
Seeks long-term capital growth
BlackRock Advisors, LLC
Franklin Templeton Variable Insurance Products Trust
 
 
Franklin Flex Cap Growth VIP Fund - Class 2
Seeks capital appreciation
Franklin Advisers, Inc.
Franklin Global Real Estate VIP Fund - Class 2†
Seeks high total return
Franklin Templeton Institutional, LLC
Franklin Income VIP Fund - Class 2
Seeks to maximize income while maintaining prospects for capital appreciation
Franklin Advisers, Inc., Sub-advised by Templeton Investment Counsel, LLC
Franklin Large Cap Growth VIP Fund - Class 2
Seeks capital appreciation
Franklin Advisers, Inc.
Franklin Mutual Global Discovery VIP Fund - Class 2
Seeks capital appreciation
Franklin Mutual Advisers, LLC, Sub-advised by Franklin Templeton Investment Management Limited
Franklin Mutual Shares VIP Fund - Class 2
Seeks capital appreciation, with income as a secondary goal
Franklin Mutual Advisers, LLC
Franklin Rising Dividends VIP Fund - Class 2
Seeks long-term capital appreciation, with preservation of capital as an important consideration
Franklin Advisory Services, LLC
Franklin Small Cap Value VIP Fund - Class 2
Seeks long-term total return
Franklin Advisory Services, LLC
Franklin Small-Mid Cap Growth VIP Fund - Class 2
Seeks long-term capital growth
Franklin Advisers, Inc.
Franklin Strategic Income VIP Fund - Class 1
Seeks a high level of current income, with capital appreciation over the long term as a secondary goal
Franklin Advisers, Inc.
Templeton Developing Markets VIP Fund - Class 1
Seeks long-term capital appreciation
Templeton Asset Management Ltd.
Templeton Foreign VIP Fund - Class 2
Seeks long-term capital growth
Templeton Investment Counsel, LLC
Templeton Growth VIP Fund - Class 2
Seeks long-term capital growth
Templeton Global Advisors Limited
Hartford Series Fund, Inc.
 
 
Hartford Ultrashort Bond HLS Fund - Class IA
Seeks total return and income consistent with preserving capital and maintaining liquidity
Hartford Funds Management Company, LLC, Sub-advised by Wellington Management Company LLP
MFS® Variable Insurance Trust
 
 
MFS® Global Equity Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Growth Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Investors Trust Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Mid Cap Growth Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® New Discovery Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Research Series - Initial Class
Seeks capital appreciation
MFS Investment Management


APP I-10
 
 
 

Funding
Option
Investment
Objective Summary
Investment
Adviser/Sub-Adviser
MFS® Total Return Bond Series - Initial Class
Seeks total return with an emphasis on current income, but also considering capital appreciation
MFS Investment Management
MFS® Total Return Series - Initial Class
Seeks total return
MFS Investment Management
MFS® Value Series - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Variable Insurance Trust II
 
 
MFS® Core Equity Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® High Yield Portfolio - Initial Class
Seeks total return with an emphasis on high current income, but also considering capital appreciation
MFS Investment Management
MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
MFS® Research International Portfolio - Initial Class
Seeks capital appreciation
MFS Investment Management
*
The Fixed Accumulation Feature is not a Sub-Account and the Company does not provide investment advice in connection with this feature.
**
In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund’s yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program where Contact value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
†
Closed to new and subsequent Premium Payments and transfers of Contract Value.
***
On March 27, 2017, the Board of Directors of BlackRock Variable Series Funds, Inc. approved a Plan of Liquidation of the BlackRock Global Opportunities V.I. Fund (the “Fund”). Under the Plan of Liquidation, the Fund is expected to be liquidated during the second quarter of 2017 (the “Liquidation Date”). Effective at the close of business on the Liquidation Date, any Contract Value allocated to the Fund will be transferred to the Invesco V.I. Government Money Market Fund Sub-Account.

Due to the liquidation of the Fund, you will no longer be able to allocate new Premium Payments or make transfers to the affected Sub-Account, including program trades effective at the close of business on the Liquidation Date. You may transfer some or all of your Contract Value in the affected Sub-Account to other investment options currently offered by your Contract.

Effective prior to the Liquidation Date:

If you are enrolled in a Dollar Cost Averaging (DCA) program, an Asset Rebalancing or InvestEase® Program that includes the Fund, you may provide us alternative allocation instructions prior to the Liquidation Date. If you do not provide alternative allocation instructions prior to the Liquidation Date, your enrollment will automatically be updated to replace the Fund with the Invesco V.I. Government Money Market Fund Sub-Account;

If you are enrolled in an Automatic Income Program that includes the Fund, your income payments will continue to come out of the Fund until the Fund liquidates on the Liquidation Date. Upon the Fund’s liquidation, all Contract Value in the Fund will be automatically transferred to the Invesco V.I. Government Money Market Fund Sub-Account and your Automatic Income Program will be automatically updated to replace the Fund with the Invesco V.I. Government Money Market Fund Sub-Account, unless you provide us alternative instructions prior to the Liquidation Date;

If you are invested in an Allocation Model that includes the Fund, the model will be automatically updated on prior to the Liquidation Date to replace the Fund with the Invesco V.I. Government Money Market Fund Sub-Account. If you are in a “self-select” model and would like to change your selections or you would like to invest in a different model you may provide us new instructions at any time.

Upon completion of the termination and liquidation of the Fund, all references to the Fund in the prospectus are deleted.



APP II-1
 
 
 

Appendix II — Death Benefit — Examples
Example 1:
Assume you make a Premium Payment of $90,000. Assume your Maximum Anniversary Value is $95,000. Then your Contract Value on due proof of death is $102,000.
Your Maximum death benefit payable is the greatest of Total Premium Payments (adjusted for partial surrenders), Maximum Anniversary Value and Contract Value on due proof of death is $102,000.
Example 2:
Assume you make a Premium Payment of $90,000. Assume your Maximum Anniversary Value is $105,000. Then your Contract Value on due proof of death is $102,000.
Your Maximum death benefit payable is the greatest of Total Premium Payments (adjusted for partial surrenders), Maximum Anniversary Value and Contract Value on due proof of death is $105,000.
Example 3:
Your Contract does not have the 2002 Amendatory rider. Assume you make a Premium Payment of $90,000. Assume your Maximum Anniversary Value is $105,000 on the second anniversary. During the third contract year you take a partial Surrender of $20,000.
Your Total Premium Payment is reduced by the amount of the partial surrender and is $70,000. Your Maximum Anniversary Value is reduced by the amount of the partial surrender and is $85,000.
You die prior to the third anniversary and your Contract Value on due proof of death is $82,000.
Your Maximum death benefit payable is the greatest of Total Premium Payouts (adjusted for withdrawals), Maximum Anniversary Value and Contract Value on due proof of death is $85,000.
Example 4:
Your Contract does have the 2002 Amendatory rider. Assume you make a Premium Payment of $90,000. Assume your Maximum Anniversary Value is $105,000 on the second anniversary. During the third contract year you take a partial Surrender of $20,000. The Contract Value prior to the partial Surrender is $100,000.
Your Total Premium Payment is reduced by the amount of the partial surrender and is $70,000.
Due to the 2002 Amendatory Rider the Maximum Anniversary Value is adjusted proportionally for the partial surrender. The adjustment for the partial Surrender is determined by dividing the partial Surrender amount by the Contract Value prior to the Surrender and multiplying that amount by the Maximum Anniversary Value prior to the Surrender. To determine the new Maximum Anniversary Value, that total is then subtracted from the Maximum Anniversary Value prior to the Surrender.
$ 20,000
partial Surrender divided by
$ 100,000
Contract Value prior to Surrender equals
.2
multiplied by
$ 105,000
Maximum Anniversary Value for a total of
$ 21,000
to be deducted from the Interest Accumulation Value equals
$ 84,000
the new Maximum Anniversary Value
You die prior to the third anniversary and your Contract Value on due proof of death is $82,000.
Your Maximum death benefit payable is the greatest of Total Premium Payouts (adjusted for withdrawals), Maximum Anniversary Value and Contract Value on due proof of death is $84,000.
Example 5:
You elected the Optional Death Benefit rider
Your Contract does not have the 2002 Amendatory rider. Assume that you make a Premium Payment of $100,000. On the first Contract Anniversary assume your Contract Value is $108,000.00. The Interest Accumulation Value is $105,000 or 5% accumulation on the $100,000 Premium Payment.
$ 100,000
Premium Payment
$ 5,000
Interest of 5%
$ 105,000
Interest Accumulation Value
If you request a partial Surrender of $10,000 the next day, your Interest Accumulation Value will change. The adjustment for the partial Surrender is determined by dividing the partial Surrender amount by the Contract Value prior to the Surrender and


APP II-2
 
 
 

multiplying that amount by the Interest Accumulation Value prior to the Surrender. To determine the new Interest Accumulation Value, that total is then subtracted from the Interest Accumulation Value prior to the Surrender.
$ 10,000
partial Surrender divided by
$ 108,000
Contract Value prior to Surrender equals
.09259
multiplied by
$ 105,000
Interest Accumulation Value for a total of
$ 9,722
to be deducted from the Interest Accumulation Value equals
$ 95,278
the new Interest Accumulation Value
The adjusted Maximum Anniversary Value $108,000 minus $10,000 which equals $98,000. The adjusted Total Premium Payments is $100,000 minus $10,000 which equals $90,000. Your maximum death benefit is $98,000.
Example 6:
You have elected the Optional Death Benefit
Your Contract does not have the 2002 Amendatory rider. Assume that you make a Premium Payment of $100,000. On the first Contract Anniversary assume your Contract Value is $92,000.00. The Interest Accumulation Value is $105,000 or 5% accumulation on the $100,000 Premium Payment.
$ 100,000
Premium Payment
$ 5,000
Interest of 5%
$ 105,000
Interest Accumulation Value
If you request a partial Surrender of $10,000 the next day, your Interest Accumulation Value will change. The adjustment for the partial Surrender is determined by dividing the partial Surrender amount by the Contract Value prior to the Surrender and multiplying that amount by the Interest Accumulation Value prior to the Surrender. To determine the new Interest Accumulation Value, that total is then subtracted from the Interest Accumulation Value prior to the Surrender.
$ 10,000
partial Surrender divided by
$ 92,000
Contract Value prior to Surrender equals
.10870
multiplied by
$ 105,000
Interest Accumulation Value for a total of
$ 11,413
to be deducted from the Interest Accumulation Value equals
$ 93,587
the New Interest Accumulation Value
The adjusted Maximum Anniversary Value $92,000 minus $10,000 which equals $82,000. The adjusted Total Premium Payments is $100,000 minus $10,000 which equals $90,000. Your maximum death benefit is $93,587.


APP III-1
 
 
 

Appendix III — The Hartford’s Principal First — Examples
Example 1: Assume you select The Hartford’s Principal First when you purchase your Contract and your initial Premium Payment is $100,000.
•
Your Benefit Amount is $100,000, which is your initial Premium Payment.
•
Your Benefit Payment is $7,000, which is 7% of your Benefit Amount.
Example 2: If you make an additional Premium Payment of $50,000, then
•
Your Benefit Amount is $150,000, which is your prior Benefit Amount ($100,000) plus your additional Premium Payment ($50,000).
•
Your Benefit Payment is $10,500, which is your prior Benefit Payment ($7,000) plus 7% of your additional Premium Payment ($3,500).
Example 3: Assume the same facts as Example 1. If you take the maximum Benefit Payment before the end of the first Contract Year, then
•
Your Benefit Amount becomes $93,000, which is your prior Benefit Amount ($100,000) minus the Benefit Payment ($7,000).
•
Your Benefit Payment for the next year remains $7,000, because you did not take more than your maximum Benefit Payment ($7,000).
Example 4: Assume the same facts as Example 1. If you Surrender $50,000, and your Contract Value is $150,000 at the time of the Surrender, then
We recalculate your Benefit Amount by comparing the results of two calculations:
•
First we deduct the amount of the Surrender ($50,000) from your Contract Value ($150,000). This equals $100,000 and is your “New Contract Value.”
•
Second, we deduct the amount of the Surrender ($50,000) from your Benefit Amount ($100,000). This is $50,000 and is your “New Benefit Amount.”
Since the New Contract Value ($100,000) is more than or equal to the New Benefit Amount ($50,000), and it is more than or equal to your Premium Payments invested in the Contract before the Surrender ($100,000), the Benefit Payment is unchanged and remains $7,000.
Example 5: Assume the same facts as Example 1. If you Surrender $60,000, and your Contract Value is $150,000 at the time of the Surrender, then
We recalculate your Benefit Amount by comparing the results of two calculations:
•
First we deduct the amount of the Surrender ($60,000) from your Contract Value ($150,000). This equals $90,000 and is your “New Contract Value.”
•
Second, we deduct the amount of the Surrender ($60,000) from your Benefit Amount ($100,000). This is $40,000 and is your “New Benefit Amount.”
Since the New Contract Value ($90,000) is more than or equal to the New Benefit Amount ($40,000), but less than the Premium Payments invested in the Contract before the Surrender ($100,000), the Benefit Payment is reduced. The new Benefit Payment is 7% of the greater of your New Contract Value and New Benefit Amount, which is $6,300.
Example 6: Assume the same facts as Example 1. If you Surrender $50,000, and your Contract Value is $80,000 at the time of the Surrender, then
We recalculate your Benefit Amount by comparing the results of two calculations:
•
First we deduct the amount of the Surrender ($50,000) from your Contract Value ($80,000). This equals $30,000 and is your “New Contract Value.”
•
Second, we deduct the amount of the Surrender ($50,000) from your Benefit Amount ($100,000). This is $50,000 and is your “New Benefit Amount.”
Since the New Contract Value ($30,000) is less than the New Benefit Amount ($50,000), your “New Benefit Amount” becomes the New Contract Value ($30,000), as we have to recalculate your Benefit Payment.
We recalculate the Benefit Payment by comparing the “old” Benefit Payment ($7,000) to 7% of the New Benefit Amount ($2,100). Your Benefit Payment becomes the lower of those two values, or $2,100.
Example 7: If you elect to “step up” The Hartford’s Principal First after the 5th year, assuming you have made no withdrawals, and your Contract Value at the time of step up is $200,000, then
•
We recalculate your Benefit Amount to equal your Contract Value, which is $200,000.
•
Your new Benefit Payment is equal to 7% of your new Benefit Amount, or $14,000.


APP IV-1
 
 
 

Appendix IV — ACD Deferral Option — Examples
This example is intended to help you compare the total and taxable amounts of annuity payments if you annuitize your contract on its Annuity Commencement Date to the total and taxable amounts of annuity payments if you elect the Deferral Option and either die at age 100 under circumstances which trigger payment of a Death Benefit or annuitize your contract on the Annuitant’s 100th birthday.
This example should not be considered to be a representation of the actual total or taxable amounts nor a representation of the tax consequences of receipt of those total or taxable amounts. The consequences of receipt of those total and taxable amounts depend on many factors outside the scope of this example.
This example assumes that on the Annuity Commencement Date:
The annuitant is age 90.
Your Contract Value is $250,000.
Your investment (tax basis) in your Contract is $175,000.
Your Contract is non-Qualified.
The amounts shown in this example will vary depending on the annuitization option chosen and whether you elect variable payouts, fixed payouts or a combination of variable and fixed payouts. In addition, the exclusion ratio depends on factors including your investment into the Contract, the Contract Value and the length of time that annuity payments will continue. For Payout Options which include a Life Annuity, the exclusion ratio may also depend on your life expectancy at the time annuity payments begin.
As you consider this example, please note that to make a direct comparison between the total and taxable amounts received through annuitization at the original Annuity Commencement Date (age 90) and received at the Deferred Annuity Commencement Date, you must calculate the results of investment of the amount received at age 90 for the ten-year period until age 100. Factors to consider in this calculation include:
•Your assumed net rate of return for this period;
•The amount that you would pay in taxes related to this amount; and
•Potential changes in laws including tax laws that may affect your investment and taxes.
Total and taxable amounts if you choose to annuitize your Contract on your Annuity Commencement Date:
To calculate the total and taxable amounts, this example assumes:
You elect the ten year Payments for a Period Certain, Fixed Dollar Amount Annuity Payout Option.
Your annual payment is equal to $29,637. Based on these assumptions:
Your exclusion ratio is 0.5905 ($175,000 divided by ($29,637 times 10)).
The annual excludable amount is $17,500 ($29,637 times 0.5905). The annual taxable amount is $12,137.
After 10 years, you will receive total payments of $296,370 of which $121,370 is taxable.
Total and taxable amounts if you elect the Annuity Commencement Date Deferral Option and defer your Annuity Commencement Date to age 100:
This example assumes:
Your Contract has a 4% annual growth, net of fees, compounded annually, for the next ten years.
Based on this assumption, your Contract Value at age 100 is $370,061.
If you die at age 100 and a Death Benefit is payable:
Your beneficiary receives the $370,061 Contract Value as a Death Benefit in one lump sum.
$195,061 ($370,061 minus $175,000) of the amount is taxable to the beneficiary.
If you annuitize at age 100 and elect the ten year Payments for a Period Certain, Fixed Dollar Amount Annuity Payout Option:

This example assumes:
Your annual payment is equal to $43,870.
Based on this assumption:
Your exclusion ratio will be 0.3989 ($175,000 divided by ($43,870 times 10)).
Your annual excludable amount is $17,500 ($43,870 times 0.3989).
Your annual taxable amount is $26,370.
After 10 years, you will receive total payments of $438,700, of which $263,700 is taxable.



APP V-1
 
 
 

Appendix V — Accumulation Unit Values
(For an Accumulation Unit Outstanding Throughout the Period)
The following information should be read in conjunction with the financial statements for the Separate Account included in the Statement of Additional Information.
There are several classes of Accumulation Unit Values under the Contract depending on the number of optional benefits you select. The tables below reflect Accumulation Unit Values for both Hartford Life Insurance Company and Hartford Life and Annuity Insurance Company and show only the highest and lowest possible Accumulation Unit Value, assuming you select no optional benefits or assuming you select all optional benefits. A table showing all classes of Accumulation Unit Values corresponding to all combinations of optional benefits is shown in the Statement of Additional Information, which you may obtain free of charge by contacting us at 1-800-862-6668.









REST OF PAGE INTENTIONALLY LEFT BLANK


APP V-2
 
 
 

Hartford Life Insurance Company
 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Asset Allocation Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.549

$
18.597

$
17.939

$
14.744

$
12.901

$
12.947

$
11.700

$
9.593

$
13.836

$
13.202

Accumulation Unit Value at end of period
$
19.962

$
18.549

$
18.597

$
17.939

$
14.744

$
12.901

$
12.947

$
11.700

$
9.593

$
13.836

Number of Accumulation Units outstanding at end of period (in thousands)
577

637

724

953

1,180

1,527

1,715

1,909

2,218

2,717

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.394

$
18.646

$
18.185

$
15.112

$
13.368

$
13.565

$
12.394

$
10.275

$
—

$
—

Accumulation Unit Value at end of period
$
19.579

$
18.394

$
18.646

$
18.185

$
15.112

$
13.368

$
13.565

$
12.394

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
39

41

30

23

23

17

1

—

—

—

American Funds Blue Chip Income and Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.620

$
1.697

$
1.496

$
1.143

$
1.020

$
1.047

$
0.948

$
0.753

$
1.205

$
1.201

Accumulation Unit Value at end of period
$
1.892

$
1.620

$
1.697

$
1.496

$
1.143

$
1.020

$
1.047

$
0.948

$
0.753

$
1.205

Number of Accumulation Units outstanding at end of period (in thousands)
2,803

3,110

3,688

4,564

5,334

7,376

9,486

10,780

12,482

15,599

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.642

$
21.858

$
19.476

$
15.051

$
13.585

$
14.091

$
12.894

$
10.357

$
—

$
—

Accumulation Unit Value at end of period
$
23.837

$
20.642

$
21.858

$
19.476

$
15.051

$
13.585

$
14.091

$
12.894

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
27

28

26

28

17

14

9

8

—

—



APP V-3
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Bond Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.389

$
15.602

$
15.066

$
15.655

$
15.103

$
14.472

$
13.822

$
12.478

$
13.994

$
13.769

Accumulation Unit Value at end of period
$
15.582

$
15.389

$
15.602

$
15.066

$
15.655

$
15.103

$
14.472

$
13.822

$
12.478

$
13.994

Number of Accumulation Units outstanding at end of period (in thousands)
545

617

738

959

1,166

1,373

1,644

1,967

1,901

2,156

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.817

$
12.113

$
11.827

$
12.425

$
12.120

$
11.741

$
11.338

$
10.349

$
—

$
—

Accumulation Unit Value at end of period
$
11.835

$
11.817

$
12.113

$
11.827

$
12.425

$
12.120

$
11.741

$
11.338

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
34

34

25

18

39

38

30

2

—

—

American Funds Global Bond Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.067

$
12.788

$
12.822

$
13.381

$
12.810

$
12.458

$
12.035

$
11.154

$
10.958

$
10.199

Accumulation Unit Value at end of period
$
12.192

$
12.067

$
12.788

$
12.822

$
13.381

$
12.810

$
12.458

$
12.035

$
11.154

$
10.958

Number of Accumulation Units outstanding at end of period (in thousands)
99

106

145

205

291

362

390

430

397

225

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.698

$
11.463

$
11.621

$
12.261

$
11.868

$
11.669

$
11.398

$
10.253

$
—

$
—

Accumulation Unit Value at end of period
$
10.691

$
10.698

$
11.463

$
11.621

$
12.261

$
11.868

$
11.669

$
11.398

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

6

12

7

8

25

7

1

—

—

American Funds Global Growth and Income Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.891

$
14.314

$
13.775

$
11.429

$
9.884

$
10.561

$
9.604

$
6.988

$
12.076

$
10.897

Accumulation Unit Value at end of period
$
14.667

$
13.891

$
14.314

$
13.775

$
11.429

$
9.884

$
10.561

$
9.604

$
6.988

$
12.076

Number of Accumulation Units outstanding at end of period (in thousands)
174

204

245

305

364

462

522

566

543

587

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.421

$
20.234

$
19.687

$
16.515

$
14.440

$
15.600

$
14.344

$
10.552

$
—

$
—

Accumulation Unit Value at end of period
$
20.282

$
19.421

$
20.234

$
19.687

$
16.515

$
14.440

$
15.600

$
14.344

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

2

2

12

12

—

—

—

—

—

American Funds Global Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.859

$
22.682

$
22.538

$
17.737

$
14.713

$
16.417

$
14.935

$
10.670

$
17.607

$
15.585

Accumulation Unit Value at end of period
$
23.614

$
23.859

$
22.682

$
22.538

$
17.737

$
14.713

$
16.417

$
14.935

$
10.670

$
17.607

Number of Accumulation Units outstanding at end of period (in thousands)
140

151

185

220

301

388

496

600

673

778

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.962

$
21.110

$
21.208

$
16.875

$
14.152

$
15.966

$
14.686

$
9.572

$
—

$
—

Accumulation Unit Value at end of period
$
21.499

$
21.962

$
21.110

$
21.208

$
16.875

$
14.152

$
15.966

$
14.686

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

7

7

9

12

7

6

2

—

—

American Funds Global Small Capitalization Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.129

$
25.479

$
25.365

$
20.102

$
17.293

$
21.743

$
18.057

$
11.381

$
24.896

$
20.843

Accumulation Unit Value at end of period
$
25.236

$
25.129

$
25.479

$
25.365

$
20.102

$
17.293

$
21.743

$
18.057

$
11.381

$
24.896

Number of Accumulation Units outstanding at end of period (in thousands)
85

94

113

132

184

222

277

301

326

406



APP V-4
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.639

$
22.183

$
22.328

$
17.891

$
15.561

$
19.783

$
16.610

$
9.849

$
—

$
—

Accumulation Unit Value at end of period
$
21.493

$
21.639

$
22.183

$
22.328

$
17.891

$
15.561

$
19.783

$
16.610

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

8

7

8

6

5

2

—

—

—

American Funds Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.673

$
20.619

$
19.318

$
15.096

$
13.018

$
13.826

$
11.843

$
8.636

$
15.671

$
14.181

Accumulation Unit Value at end of period
$
23.341

$
21.673

$
20.619

$
19.318

$
15.096

$
13.018

$
13.826

$
11.843

$
8.636

$
15.671

Number of Accumulation Units outstanding at end of period (in thousands)
1,089

1,227

1,552

1,942

2,509

3,124

3,760

4,365

4,925

5,517

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.987

$
23.073

$
21.857

$
17.268

$
15.056

$
16.167

$
14.002

$
9.445

$
—

$
—

Accumulation Unit Value at end of period
$
25.550

$
23.987

$
23.073

$
21.857

$
17.268

$
15.056

$
16.167

$
14.002

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
91

90

76

95

59

46

28

9

—

—

American Funds Growth-Income Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.555

$
19.596

$
18.007

$
13.713

$
11.866

$
12.289

$
11.212

$
8.685

$
14.207

$
13.750

Accumulation Unit Value at end of period
$
21.452

$
19.555

$
19.596

$
18.007

$
13.713

$
11.866

$
12.289

$
11.212

$
8.685

$
14.207

Number of Accumulation Units outstanding at end of period (in thousands)
1,069

1,195

1,498

1,910

2,513

3,189

3,772

4,420

5,153

5,872

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.405

$
21.687

$
20.149

$
15.513

$
13.573

$
14.211

$
13.109

$
9.280

$
—

$
—

Accumulation Unit Value at end of period
$
23.224

$
21.405

$
21.687

$
20.149

$
15.513

$
13.573

$
14.211

$
13.109

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
54

53

52

66

34

28

11

5

—

—

American Funds International Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.000

$
18.102

$
18.904

$
15.800

$
13.624

$
16.099

$
15.262

$
10.845

$
19.051

$
16.137

Accumulation Unit Value at end of period
$
17.312

$
17.000

$
18.102

$
18.904

$
15.800

$
13.624

$
16.099

$
15.262

$
10.845

$
19.051

Number of Accumulation Units outstanding at end of period (in thousands)
300

335

393

498

739

906

1,041

1,188

1,432

1,686

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.613

$
16.809

$
17.749

$
14.999

$
13.075

$
15.622

$
14.974

$
9.373

$
—

$
—

Accumulation Unit Value at end of period
$
15.726

$
15.613

$
16.809

$
17.749

$
14.999

$
13.075

$
15.622

$
14.974

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
12

13

15

26

21

12

5

—

—

—

American Funds New World Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.290

$
26.546

$
29.293

$
26.738

$
23.071

$
27.257

$
23.509

$
15.970

$
28.176

$
21.665

Accumulation Unit Value at end of period
$
26.184

$
25.290

$
26.546

$
29.293

$
26.738

$
23.071

$
27.257

$
23.509

$
15.970

$
28.176

Number of Accumulation Units outstanding at end of period (in thousands)
44

58

80

99

147

186

220

237

236

288

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.371

$
16.313

$
18.201

$
16.797

$
14.654

$
17.504

$
15.263

$
10.483

$
—

$
—

Accumulation Unit Value at end of period
$
15.741

$
15.371

$
16.313

$
18.201

$
16.797

$
14.654

$
17.504

$
15.263

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
12

13

12

17

14

6

1

1

—

—



APP V-5
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Flex Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.872

$
16.436

$
15.748

$
11.645

$
10.835

$
11.571

$
10.124

$
7.740

$
12.165

$
10.818

Accumulation Unit Value at end of period
$
16.117

$
16.872

$
16.436

$
15.748

$
11.645

$
10.835

$
11.571

$
10.124

$
7.740

$
12.165

Number of Accumulation Units outstanding at end of period (in thousands)
24

40

45

48

61

75

83

83

77

148

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.253

$
19.947

$
19.323

$
14.447

$
13.590

$
14.674

$
12.981

$
10.035

$
—

$
—

Accumulation Unit Value at end of period
$
19.134

$
20.253

$
19.947

$
19.323

$
14.447

$
13.590

$
14.674

$
12.981

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

7

4

1

1

1

1

—

—

Franklin Global Real Estate VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.478

$
22.722

$
20.085

$
19.957

$
15.924

$
17.159

$
14.420

$
12.311

$
21.727

$
27.912

Accumulation Unit Value at end of period
$
22.230

$
22.478

$
22.722

$
20.085

$
19.957

$
15.924

$
17.159

$
14.420

$
12.311

$
21.727

Number of Accumulation Units outstanding at end of period (in thousands)
7

7

11

12

11

16

22

21

37

50

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.765

$
18.156

$
16.227

$
16.301

$
13.151

$
14.328

$
12.174

$
10.508

$
—

$
—

Accumulation Unit Value at end of period
$
17.377

$
17.765

$
18.156

$
16.227

$
16.301

$
13.151

$
14.328

$
12.174

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Franklin Income VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.117

$
20.910

$
20.320

$
18.130

$
16.362

$
16.247

$
14.659

$
10.991

$
15.884

$
15.564

Accumulation Unit Value at end of period
$
21.441

$
19.117

$
20.910

$
20.320

$
18.130

$
16.362

$
16.247

$
14.659

$
10.991

$
15.884

Number of Accumulation Units outstanding at end of period (in thousands)
804

917

1,262

1,649

2,048

2,433

2,701

3,032

3,312

3,803

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.216

$
19.040

$
18.707

$
16.876

$
15.398

$
15.459

$
14.102

$
10.690

$
—

$
—

Accumulation Unit Value at end of period
$
19.098

$
17.216

$
19.040

$
18.707

$
16.876

$
15.398

$
15.459

$
14.102

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
90

91

83

82

58

52

33

5

—

—

Franklin Large Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.456

$
16.801

$
15.188

$
12.003

$
10.860

$
11.209

$
10.212

$
8.003

$
12.427

$
11.893

Accumulation Unit Value at end of period
$
16.862

$
17.456

$
16.801

$
15.188

$
12.003

$
10.860

$
11.209

$
10.212

$
8.003

$
12.427

Number of Accumulation Units outstanding at end of period (in thousands)
76

93

102

137

169

210

239

318

375

401

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.494

$
19.944

$
18.228

$
14.566

$
13.323

$
13.904

$
12.808

$
10.148

$
—

$
—

Accumulation Unit Value at end of period
$
19.581

$
20.494

$
19.944

$
18.228

$
14.566

$
13.323

$
13.904

$
12.808

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

9

8

5

3

2

2

—

—

—

Franklin Mutual Global Discovery VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
27.117

$
28.613

$
27.518

$
21.922

$
19.660

$
20.597

$
18.703

$
15.419

$
21.911

$
19.915

Accumulation Unit Value at end of period
$
29.921

$
27.117

$
28.613

$
27.518

$
21.922

$
19.660

$
20.597

$
18.703

$
15.419

$
21.911



APP V-6
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
87

100

121

141

189

245

269

289

327

450

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.522

$
17.626

$
17.140

$
13.805

$
12.518

$
13.259

$
12.173

$
10.147

$
—

$
—

Accumulation Unit Value at end of period
$
18.031

$
16.522

$
17.626

$
17.140

$
13.805

$
12.518

$
13.259

$
12.173

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
42

36

20

21

8

9

7

1

—

—

Franklin Mutual Shares VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.959

$
21.344

$
20.257

$
16.056

$
14.288

$
14.679

$
13.420

$
10.824

$
17.498

$
17.191

Accumulation Unit Value at end of period
$
22.785

$
19.959

$
21.344

$
20.257

$
16.056

$
14.288

$
14.679

$
13.420

$
10.824

$
17.498

Number of Accumulation Units outstanding at end of period (in thousands)
391

449

542

679

853

1,083

1,287

1,534

1,747

2,139

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.626

$
19.058

$
18.287

$
14.655

$
13.186

$
13.696

$
12.661

$
10.324

$
—

$
—

Accumulation Unit Value at end of period
$
19.902

$
17.626

$
19.058

$
18.287

$
14.655

$
13.186

$
13.696

$
12.661

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
58

58

52

40

21

16

12

5

—

—

Franklin Rising Dividends VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.575

$
22.764

$
21.286

$
16.686

$
15.151

$
14.532

$
12.245

$
10.609

$
14.795

$
15.457

Accumulation Unit Value at end of period
$
24.626

$
21.575

$
22.764

$
21.286

$
16.686

$
15.151

$
14.532

$
12.245

$
10.609

$
14.795

Number of Accumulation Units outstanding at end of period (in thousands)
364

413

553

737

898

1,045

1,144

1,175

1,316

1,588

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.579

$
20.887

$
19.746

$
15.650

$
14.368

$
13.933

$
11.870

$
10.398

$
—

$
—

Accumulation Unit Value at end of period
$
22.103

$
19.579

$
20.887

$
19.746

$
15.650

$
14.368

$
13.933

$
11.870

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
56

58

46

46

22

19

8

—

—

—

Franklin Small Cap Value VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.994

$
14.264

$
14.419

$
10.760

$
9.240

$
9.761

$
7.739

$
6.091

$
9.246

$
9.250

Accumulation Unit Value at end of period
$
16.640

$
12.994

$
14.264

$
14.419

$
10.760

$
9.240

$
9.761

$
7.739

$
6.091

$
9.246

Number of Accumulation Units outstanding at end of period (in thousands)
33

41

53

72

53

81

75

47

58

3

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.992

$
23.298

$
23.812

$
17.965

$
15.598

$
16.660

$
13.355

$
10.628

$
—

$
—

Accumulation Unit Value at end of period
$
26.588

$
20.992

$
23.298

$
23.812

$
17.965

$
15.598

$
16.660

$
13.355

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

3

2

3

2

1

1

—

—

—

Franklin Small-Mid Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.497

$
21.407

$
20.250

$
14.902

$
13.666

$
14.599

$
11.629

$
8.235

$
14.559

$
13.305

Accumulation Unit Value at end of period
$
21.003

$
20.497

$
21.407

$
20.250

$
14.902

$
13.666

$
14.599

$
11.629

$
8.235

$
14.559

Number of Accumulation Units outstanding at end of period (in thousands)
97

117

162

208

254

343

455

549

614

687



APP V-7
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.164

$
24.460

$
23.394

$
17.405

$
16.139

$
17.431

$
14.039

$
10.051

$
—

$
—

Accumulation Unit Value at end of period
$
23.475

$
23.164

$
24.460

$
23.394

$
17.405

$
16.139

$
17.431

$
14.039

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
16

17

29

32

14

11

7

4

—

—

Franklin Strategic Income VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.673

$
21.807

$
21.709

$
21.319

$
19.160

$
18.952

$
17.325

$
13.966

$
15.959

$
15.277

Accumulation Unit Value at end of period
$
22.013

$
20.673

$
21.807

$
21.709

$
21.319

$
19.160

$
18.952

$
17.325

$
13.966

$
15.959

Number of Accumulation Units outstanding at end of period (in thousands)
234

274

370

462

611

722

814

995

903

1,005

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.376

$
15.332

$
15.432

$
15.323

$
13.923

$
13.924

$
12.870

$
10.489

$
—

$
—

Accumulation Unit Value at end of period
$
15.140

$
14.376

$
15.332

$
15.432

$
15.323

$
13.923

$
13.924

$
12.870

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
25

27

38

39

24

33

11

2

—

—

Hartford Ultrashort Bond HLS Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.028

$
1.044

$
1.060

$
1.078

$
1.096

$
1.114

$
1.133

$
1.151

$
1.145

$
1.110

Accumulation Unit Value at end of period
$
1.021

$
1.028

$
1.044

$
1.060

$
1.078

$
1.096

$
1.114

$
1.133

$
1.151

$
1.145

Number of Accumulation Units outstanding at end of period (in thousands)
2,767

3,216

3,912

7,147

11,972

17,209

15,611

20,264

35,725

17,644

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.255

$
8.475

$
8.702

$
8.945

$
9.195

$
9.451

$
9.714

$
9.978

$
—

$
—

Accumulation Unit Value at end of period
$
8.109

$
8.255

$
8.475

$
8.702

$
8.945

$
9.195

$
9.451

$
9.714

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
24

21

22

13

16

29

5

5

—

—

Invesco V.I. American Franchise Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.632

$
15.135

$
14.189

$
10.293

$
9.201

$
10.723

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.725

$
15.632

$
15.135

$
14.189

$
10.293

$
9.201

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
59

68

75

89

130

67

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.830

$
14.517

$
13.760

$
10.092

$
9.121

$
10.708

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.755

$
14.830

$
14.517

$
13.760

$
10.092

$
9.121

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
14

13

13

13

11

7

—

—

—

—

Invesco V.I. Core Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.184

$
17.461

$
16.414

$
12.911

$
11.526

$
11.725

$
10.880

$
8.621

$
12.547

$
11.798

Accumulation Unit Value at end of period
$
17.553

$
16.184

$
17.461

$
16.414

$
12.911

$
11.526

$
11.725

$
10.880

$
8.621

$
12.547

Number of Accumulation Units outstanding at end of period (in thousands)
118

152

173

229

283

351

408

495

535

620

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.681

$
19.288

$
18.332

$
14.578

$
13.158

$
13.533

$
12.698

$
10.173

$
—

$
—

Accumulation Unit Value at end of period
$
18.967

$
17.681

$
19.288

$
18.332

$
14.578

$
13.158

$
13.533

$
12.698

$
—

$
—



APP V-8
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
4

4

5

18

2

2

2

—

—

—

Invesco V.I. Government Money Market Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.586

$
9.744

$
9.905

$
9.980

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.438

$
9.586

$
9.744

$
9.905

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
336

546

600

189

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.317

$
9.576

$
9.841

$
9.966

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.073

$
9.317

$
9.576

$
9.841

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

—

7

—

—

—

—

—

—

—

Invesco V.I. Government Securities Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.343

$
1.361

$
1.329

$
1.387

$
1.376

$
1.297

$
1.251

$
1.272

$
1.151

$
1.100

Accumulation Unit Value at end of period
$
1.338

$
1.343

$
1.361

$
1.329

$
1.387

$
1.376

$
1.297

$
1.251

$
1.272

$
1.151

Number of Accumulation Units outstanding at end of period (in thousands)
4,978

5,103

6,643

8,608

11,878

13,856

16,097

18,664

22,349

17,344

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.103

$
10.349

$
10.215

$
10.782

$
10.815

$
10.302

$
10.047

$
10.328

$
—

$
—

Accumulation Unit Value at end of period
$
9.950

$
10.103

$
10.349

$
10.215

$
10.782

$
10.815

$
10.302

$
10.047

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
24

33

27

26

9

2

1

—

—

—

Invesco V.I. International Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.338

$
2.434

$
2.466

$
2.107

$
1.854

$
2.021

$
1.820

$
1.368

$
2.333

$
2.068

Accumulation Unit Value at end of period
$
2.289

$
2.338

$
2.434

$
2.466

$
2.107

$
1.854

$
2.021

$
1.820

$
1.368

$
2.333

Number of Accumulation Units outstanding at end of period (in thousands)
534

580

752

974

1,119

1,284

1,550

1,778

1,980

1,938

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.838

$
17.723

$
18.157

$
15.681

$
13.951

$
15.377

$
14.004

$
10.644

$
—

$
—

Accumulation Unit Value at end of period
$
16.307

$
16.838

$
17.723

$
18.157

$
15.681

$
13.951

$
15.377

$
14.004

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

10

9

9

1

1

1

—

—

—

Invesco V.I. Mid Cap Core Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.200

$
2.330

$
2.269

$
1.790

$
1.640

$
1.781

$
1.587

$
1.239

$
1.762

$
1.635

Accumulation Unit Value at end of period
$
2.455

$
2.200

$
2.330

$
2.269

$
1.790

$
1.640

$
1.781

$
1.587

$
1.239

$
1.762

Number of Accumulation Units outstanding at end of period (in thousands)
778

828

960

1,214

1,514

1,901

2,439

2,977

3,499

3,875

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.842

$
18.038

$
17.754

$
14.166

$
13.124

$
14.409

$
12.979

$
10.245

$
—

$
—

Accumulation Unit Value at end of period
$
18.586

$
16.842

$
18.038

$
17.754

$
14.166

$
13.124

$
14.409

$
12.979

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

7

7

8

8

6

4

—

—

—



APP V-9
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Mid Cap Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.056

$
14.119

$
13.286

$
9.858

$
10.015

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.930

$
14.056

$
14.119

$
13.286

$
9.858

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
14

15

11

19

8

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.475

$
13.686

$
13.021

$
9.768

$
9.997

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.209

$
13.475

$
13.686

$
13.021

$
9.768

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Invesco V.I. Small Cap Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.808

$
22.390

$
22.237

$
16.445

$
14.679

$
15.033

$
11.890

$
9.966

$
14.750

$
14.256

Accumulation Unit Value at end of period
$
22.937

$
20.808

$
22.390

$
22.237

$
16.445

$
14.679

$
15.033

$
11.890

$
9.966

$
14.750

Number of Accumulation Units outstanding at end of period (in thousands)
49

58

77

90

117

144

169

168

187

150

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.207

$
21.984

$
22.076

$
16.506

$
14.897

$
15.424

$
12.334

$
10.452

$
—

$
—

Accumulation Unit Value at end of period
$
22.031

$
20.207

$
21.984

$
22.076

$
16.506

$
14.897

$
15.424

$
12.334

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

8

9

11

5

4

2

—

—

—

Invesco V.I. Value Opportunities Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.458

$
1.654

$
1.577

$
1.199

$
1.035

$
1.086

$
1.028

$
0.706

$
1.489

$
1.490

Accumulation Unit Value at end of period
$
1.697

$
1.458

$
1.654

$
1.577

$
1.199

$
1.035

$
1.086

$
1.028

$
0.706

$
1.489

Number of Accumulation Units outstanding at end of period (in thousands)
546

619

718

969

1,185

1,518

1,938

2,494

2,932

3,631

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.670

$
22.567

$
21.756

$
16.719

$
14.600

$
15.479

$
14.822

$
10.293

$
—

$
—

Accumulation Unit Value at end of period
$
22.646

$
19.670

$
22.567

$
21.756

$
16.719

$
14.600

$
15.479

$
14.822

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

4

4

1

—

—

—

—

—

MFS Core Equity Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.168

$
10.549

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.140

$
10.168

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
25

21

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.066

$
10.531

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.907

$
10.066

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

MFS Global Equity Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.006

$
22.693

$
22.210

$
17.666

$
14.561

$
15.473

$
14.000

$
10.784

$
16.554

$
15.412

Accumulation Unit Value at end of period
$
23.236

$
22.006

$
22.693

$
22.210

$
17.666

$
14.561

$
15.473

$
14.000

$
10.784

$
16.554



APP V-10
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
13

15

16

24

24

34

34

42

53

54

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.999

$
20.851

$
20.633

$
16.593

$
13.828

$
14.856

$
13.591

$
10.584

$
—

$
—

Accumulation Unit Value at end of period
$
20.886

$
19.999

$
20.851

$
20.633

$
16.593

$
13.828

$
14.856

$
13.591

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

1

—

—

—

—

MFS Growth Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.404

$
15.505

$
14.469

$
10.748

$
9.309

$
9.494

$
8.369

$
6.180

$
10.039

$
8.423

Accumulation Unit Value at end of period
$
16.530

$
16.404

$
15.505

$
14.469

$
10.748

$
9.309

$
9.494

$
8.369

$
6.180

$
10.039

Number of Accumulation Units outstanding at end of period (in thousands)
72

85

113

127

99

121

143

182

167

209

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.815

$
23.715

$
22.374

$
16.805

$
14.715

$
15.175

$
13.523

$
10.096

$
—

$
—

Accumulation Unit Value at end of period
$
24.732

$
24.815

$
23.715

$
22.374

$
16.805

$
14.715

$
15.175

$
13.523

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

1

13

—

—

—

—

—

—

MFS High Yield Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.988

$
10.602

$
10.484

$
10.142

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.183

$
9.988

$
10.602

$
10.484

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
154

179

235

289

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.716

$
10.427

$
10.425

$
10.127

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.759

$
9.716

$
10.427

$
10.425

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
11

13

17

14

—

—

—

—

—

—

MFS Investors Trust Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.899

$
15.114

$
13.842

$
10.657

$
9.090

$
9.448

$
8.645

$
6.926

$
10.522

$
9.698

Accumulation Unit Value at end of period
$
15.914

$
14.899

$
15.114

$
13.842

$
10.657

$
9.090

$
9.448

$
8.645

$
6.926

$
10.522

Number of Accumulation Units outstanding at end of period (in thousands)
154

172

227

333

470

627

725

877

1,008

1,110

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.352

$
20.874

$
19.329

$
15.045

$
12.975

$
13.635

$
12.615

$
10.218

$
—

$
—

Accumulation Unit Value at end of period
$
21.500

$
20.352

$
20.874

$
19.329

$
15.045

$
12.975

$
13.635

$
12.615

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
14

18

19

19

3

2

2

—

—

—

MFS Massachusetts Investors Growth Stock Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.132

$
10.389

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.571

$
10.132

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
15

17

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


APP V-11
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
10.030

$
10.372

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.351

$
10.030

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

19

—

—

—

—

—

—

—

—

MFS Mid Cap Growth Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.684

$
8.439

$
7.881

$
5.818

$
5.076

$
5.490

$
4.305

$
3.087

$
6.479

$
5.998

Accumulation Unit Value at end of period
$
8.961

$
8.684

$
8.439

$
7.881

$
5.818

$
5.076

$
5.490

$
4.305

$
3.087

$
6.479

Number of Accumulation Units outstanding at end of period (in thousands)
114

137

154

180

236

272

335

341

374

426

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.546

$
26.083

$
24.628

$
18.381

$
16.214

$
17.733

$
14.058

$
10.192

$
—

$
—

Accumulation Unit Value at end of period
$
27.094

$
26.546

$
26.083

$
24.628

$
18.381

$
16.214

$
17.733

$
14.058

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4

3

4

4

—

—

—

—

—

—

MFS New Discovery Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.020

$
23.852

$
26.147

$
18.783

$
15.752

$
17.847

$
13.308

$
8.291

$
13.893

$
13.778

Accumulation Unit Value at end of period
$
24.692

$
23.020

$
23.852

$
26.147

$
18.783

$
15.752

$
17.847

$
13.308

$
8.291

$
13.893

Number of Accumulation Units outstanding at end of period (in thousands)
68

75

100

143

197

262

324

388

484

526

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
28.286

$
29.634

$
32.845

$
23.855

$
20.227

$
23.171

$
17.468

$
11.003

$
—

$
—

Accumulation Unit Value at end of period
$
30.010

$
28.286

$
29.634

$
32.845

$
23.855

$
20.227

$
23.171

$
17.468

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
5

6

6

8

3

2

2

—

—

—

MFS Research International Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.538

$
10.510

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.316

$
9.538

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
62

65

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.442

$
10.492

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.122

$
9.442

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

8

—

—

—

—

—

—

—

—

MFS Research Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.630

$
18.789

$
17.333

$
13.321

$
11.548

$
11.793

$
10.345

$
8.056

$
12.815

$
11.508

Accumulation Unit Value at end of period
$
19.926

$
18.630

$
18.789

$
17.333

$
13.321

$
11.548

$
11.793

$
10.345

$
8.056

$
12.815

Number of Accumulation Units outstanding at end of period (in thousands)
21

21

32

38

21

25

24

19

13

19

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.898

$
22.330

$
20.827

$
16.183

$
14.184

$
14.646

$
12.989

$
10.227

$
—

$
—

Accumulation Unit Value at end of period
$
23.166

$
21.898

$
22.330

$
20.827

$
16.183

$
14.184

$
14.646

$
12.989

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

3

3

—

—

—

—

—

—

—



APP V-12
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Total Return Bond Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.431

$
13.696

$
13.154

$
13.513

$
12.797

$
12.188

$
11.530

$
10.091

$
10.507

$
10.251

Accumulation Unit Value at end of period
$
13.770

$
13.431

$
13.696

$
13.154

$
13.513

$
12.797

$
12.188

$
11.530

$
10.091

$
10.507

Number of Accumulation Units outstanding at end of period (in thousands)
198

241

337

402

332

400

371

369

231

177

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.671

$
13.064

$
12.687

$
13.177

$
12.616

$
12.149

$
11.620

$
10.282

$
—

$
—

Accumulation Unit Value at end of period
$
12.849

$
12.671

$
13.064

$
12.687

$
13.177

$
12.616

$
12.149

$
11.620

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

9

7

5

2

15

2

—

—

—

MFS Total Return Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.756

$
19.139

$
17.933

$
15.315

$
13.994

$
13.980

$
12.928

$
11.136

$
14.539

$
14.183

Accumulation Unit Value at end of period
$
20.127

$
18.756

$
19.139

$
17.933

$
15.315

$
13.994

$
13.980

$
12.928

$
11.136

$
14.539

Number of Accumulation Units outstanding at end of period (in thousands)
437

498

632

846

1,106

1,336

1,541

1,773

2,097

2,467

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.054

$
16.563

$
15.691

$
13.548

$
12.517

$
12.642

$
11.821

$
10.294

$
—

$
—

Accumulation Unit Value at end of period
$
17.039

$
16.054

$
16.563

$
15.691

$
13.548

$
12.517

$
12.642

$
11.821

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
29

33

35

36

21

16

3

—

—

—

MFS Value Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.598

$
26.217

$
24.118

$
18.044

$
15.778

$
16.090

$
14.666

$
12.150

$
18.322

$
17.262

Accumulation Unit Value at end of period
$
28.727

$
25.598

$
26.217

$
24.118

$
18.044

$
15.778

$
16.090

$
14.666

$
12.150

$
18.322

Number of Accumulation Units outstanding at end of period (in thousands)
70

77

103

142

175

222

239

226

240

223

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.244

$
20.963

$
19.498

$
14.749

$
13.039

$
13.444

$
12.389

$
10.378

$
—

$
—

Accumulation Unit Value at end of period
$
22.470

$
20.244

$
20.963

$
19.498

$
14.749

$
13.039

$
13.444

$
12.389

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
22

24

26

25

5

4

2

—

—

—

Putnam VT Equity Income Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.854

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.476

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.834

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.430

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Putnam VT Global Equity Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.801

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.883

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



APP V-13
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.781

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.839

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Putnam VT Growth Opportunities Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.866

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.012

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.846

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.968

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Putnam VT Income Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.997

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.773

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.977

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.730

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Templeton Developing Markets VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.292

$
19.294

$
21.342

$
21.857

$
19.595

$
23.623

$
20.382

$
11.955

$
25.652

$
20.203

Accumulation Unit Value at end of period
$
17.718

$
15.292

$
19.294

$
21.342

$
21.857

$
19.595

$
23.623

$
20.382

$
11.955

$
25.652

Number of Accumulation Units outstanding at end of period (in thousands)
47

54

64

96

123

132

144

181

143

216

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.316

$
15.712

$
17.571

$
18.195

$
16.492

$
20.103

$
17.536

$
10.399

$
—

$
—

Accumulation Unit Value at end of period
$
14.114

$
12.316

$
15.712

$
17.571

$
18.195

$
16.492

$
20.103

$
17.536

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

2

8

12

14

8

—

—

—

—

Templeton Foreign VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.998

$
14.131

$
16.166

$
13.365

$
11.492

$
13.074

$
12.260

$
9.095

$
15.509

$
13.656

Accumulation Unit Value at end of period
$
13.702

$
12.998

$
14.131

$
16.166

$
13.365

$
11.492

$
13.074

$
12.260

$
9.095

$
15.509

Number of Accumulation Units outstanding at end of period (in thousands)
251

282

320

398

543

659

726

891

1,049

1,192



APP V-14
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.157

$
15.562

$
18.000

$
15.046

$
13.080

$
15.045

$
14.265

$
10.700

$
—

$
—

Accumulation Unit Value at end of period
$
14.761

$
14.157

$
15.562

$
18.000

$
15.046

$
13.080

$
15.045

$
14.265

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

14

17

21

19

10

7

—

—

—

Templeton Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.041

$
16.352

$
17.106

$
13.293

$
11.163

$
12.199

$
11.548

$
8.955

$
15.785

$
15.680

Accumulation Unit Value at end of period
$
16.218

$
15.041

$
16.352

$
17.106

$
13.293

$
11.163

$
12.199

$
11.548

$
8.955

$
15.785

Number of Accumulation Units outstanding at end of period (in thousands)
252

288

348

427

539

683

822

1,027

1,194

1,528

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.517

$
18.156

$
19.203

$
15.088

$
12.810

$
14.155

$
13.547

$
10.621

$
—

$
—

Accumulation Unit Value at end of period
$
17.615

$
16.517

$
18.156

$
19.203

$
15.088

$
12.810

$
14.155

$
13.547

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
59

42

45

32

10

11

10

6

—

—

(a) Inception date October 13, 2016.

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Jennison 20/20 Focus Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.132

$
2.047

$
1.950

$
1.533

$
1.409

$
1.500

$
1.420

$
0.917

$
1.539

$
1.421

Accumulation Unit Value at end of period
$
2.123

$
2.132

$
2.047

$
1.950

$
1.533

$
1.409

$
1.500

$
1.420

$
0.917

$
1.539

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

18

22

22

22

24

28

32

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.873

$
21.237

$
20.458

$
16.256

$
15.106

$
16.260

$
15.567

$
10.165

$
—

$
—

Accumulation Unit Value at end of period
$
21.541

$
21.873

$
21.237

$
20.458

$
16.256

$
15.106

$
16.260

$
15.567

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Jennison Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.709

$
1.564

$
1.451

$
1.076

$
0.945

$
0.962

$
0.877

$
0.626

$
1.019

$
0.928

Accumulation Unit Value at end of period
$
1.659

$
1.709

$
1.564

$
1.451

$
1.076

$
0.945

$
0.962

$
0.877

$
0.626

$
1.019

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

69

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.738

$
23.828

$
22.351

$
16.755

$
14.881

$
15.310

$
14.120

$
10.179

$
—

$
—

Accumulation Unit Value at end of period
$
24.717

$
25.738

$
23.828

$
22.351

$
16.755

$
14.881

$
15.310

$
14.120

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Prudential Value Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.608

$
1.787

$
1.657

$
1.271

$
1.132

$
1.223

$
1.097

$
0.788

$
1.395

$
1.380

Accumulation Unit Value at end of period
$
1.755

$
1.608

$
1.787

$
1.657

$
1.271

$
1.132

$
1.223

$
1.097

$
0.788

$
1.395

Number of Accumulation Units outstanding at end of period (in thousands)
3

3

3

3

13

4

8

13

39

61



APP V-15
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.403

$
21.808

$
20.441

$
15.854

$
14.277

$
15.594

$
14.136

$
10.276

$
—

$
—

Accumulation Unit Value at end of period
$
20.945

$
19.403

$
21.808

$
20.441

$
15.854

$
14.277

$
15.594

$
14.136

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

SP William Blair International Growth Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.104

$
1.089

$
1.179

$
1.012

$
0.844

$
1.013

$
0.905

$
0.674

$
1.385

$
1.182

Accumulation Unit Value at end of period
$
1.041

$
1.104

$
1.089

$
1.179

$
1.012

$
0.844

$
1.013

$
0.905

$
0.674

$
1.385

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.440

$
16.392

$
17.948

$
15.566

$
13.130

$
15.937

$
14.393

$
10.843

$
—

$
—

Accumulation Unit Value at end of period
$
15.328

$
16.440

$
16.392

$
17.948

$
15.566

$
13.130

$
15.937

$
14.393

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

BlackRock Global Opportunities V.I. Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.699

$
17.866

$
18.950

$
14.845

$
13.167

$
15.280

$
13.663

$
10.467

$
19.680

$
14.616

Accumulation Unit Value at end of period
$
18.034

$
17.699

$
17.866

$
18.950

$
14.845

$
13.167

$
15.280

$
13.663

$
10.467

$
19.680

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

1

1

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.430

$
16.769

$
17.984

$
14.244

$
12.774

$
14.988

$
13.550

$
10.495

$
—

$
—

Accumulation Unit Value at end of period
$
16.559

$
16.430

$
16.769

$
17.984

$
14.244

$
12.774

$
14.988

$
13.550

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

BlackRock Large Cap Growth V.I. Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.283

$
18.093

$
16.112

$
12.231

$
10.792

$
10.709

$
9.379

$
7.557

$
12.956

$
12.152

Accumulation Unit Value at end of period
$
19.401

$
18.283

$
18.093

$
16.112

$
12.231

$
10.792

$
10.709

$
9.379

$
7.557

$
12.956

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

1

1

1

2

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.388

$
23.401

$
21.069

$
16.171

$
14.426

$
14.473

$
12.817

$
10.441

$
—

$
—

Accumulation Unit Value at end of period
$
24.547

$
23.388

$
23.401

$
21.069

$
16.171

$
14.426

$
14.473

$
12.817

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—


Hartford Life and Annuity Insurance Company
 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Asset Allocation Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.549

$
18.597

$
17.939

$
14.744

$
12.901

$
12.947

$
11.700

$
9.593

$
13.836

$
13.202

Accumulation Unit Value at end of period
$
19.962

$
18.549

$
18.597

$
17.939

$
14.744

$
12.901

$
12.947

$
11.700

$
9.593

$
13.836

Number of Accumulation Units outstanding at end of period (in thousands)
1,350

1,586

1,958

2,602

3,513

4,342

5,094

6,277

8,084

10,207



APP V-16
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.394

$
18.646

$
18.185

$
15.112

$
13.368

$
13.565

$
12.394

$
10.275

$
—

$
—

Accumulation Unit Value at end of period
$
19.579

$
18.394

$
18.646

$
18.185

$
15.112

$
13.368

$
13.565

$
12.394

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
214

217

199

178

88

78

45

27

—

—

American Funds Blue Chip Income and Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.620

$
1.697

$
1.496

$
1.143

$
1.020

$
1.047

$
0.948

$
0.753

$
1.205

$
1.201

Accumulation Unit Value at end of period
$
1.892

$
1.620

$
1.697

$
1.496

$
1.143

$
1.020

$
1.047

$
0.948

$
0.753

$
1.205

Number of Accumulation Units outstanding at end of period (in thousands)
9,073

10,144

12,558

15,646

22,755

28,197

36,043

44,860

58,150

68,553

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.642

$
21.858

$
19.476

$
15.051

$
13.585

$
14.091

$
12.894

$
10.357

$
—

$
—

Accumulation Unit Value at end of period
$
23.837

$
20.642

$
21.858

$
19.476

$
15.051

$
13.585

$
14.091

$
12.894

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
173

174

183

153

71

67

30

7

—

—

American Funds Bond Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.389

$
15.602

$
15.066

$
15.655

$
15.103

$
14.472

$
13.822

$
12.478

$
13.994

$
13.769

Accumulation Unit Value at end of period
$
15.582

$
15.389

$
15.602

$
15.066

$
15.655

$
15.103

$
14.472

$
13.822

$
12.478

$
13.994

Number of Accumulation Units outstanding at end of period (in thousands)
1,747

1,891

2,326

2,899

2,950

3,643

4,262

5,099

5,307

5,860

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.817

$
12.113

$
11.827

$
12.425

$
12.120

$
11.741

$
11.338

$
10.349

$
—

$
—

Accumulation Unit Value at end of period
$
11.835

$
11.817

$
12.113

$
11.827

$
12.425

$
12.120

$
11.741

$
11.338

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
190

203

216

221

163

159

123

51

—

—

American Funds Global Bond Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.067

$
12.788

$
12.822

$
13.381

$
12.810

$
12.458

$
12.035

$
11.154

$
10.958

$
10.199

Accumulation Unit Value at end of period
$
12.192

$
12.067

$
12.788

$
12.822

$
13.381

$
12.810

$
12.458

$
12.035

$
11.154

$
10.958

Number of Accumulation Units outstanding at end of period (in thousands)
224

274

394

506

967

1,143

1,085

1,163

1,235

292

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.698

$
11.463

$
11.621

$
12.261

$
11.868

$
11.669

$
11.398

$
10.253

$
—

$
—

Accumulation Unit Value at end of period
$
10.691

$
10.698

$
11.463

$
11.621

$
12.261

$
11.868

$
11.669

$
11.398

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
57

63

57

60

49

49

21

3

—

—

American Funds Global Growth and Income Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.891

$
14.314

$
13.775

$
11.429

$
9.884

$
10.561

$
9.604

$
6.988

$
12.076

$
10.897

Accumulation Unit Value at end of period
$
14.667

$
13.891

$
14.314

$
13.775

$
11.429

$
9.884

$
10.561

$
9.604

$
6.988

$
12.076

Number of Accumulation Units outstanding at end of period (in thousands)
436

489

601

775

1,199

1,453

1,852

2,389

2,431

2,020

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.421

$
20.234

$
19.687

$
16.515

$
14.440

$
15.600

$
14.344

$
10.552

$
—

$
—



APP V-17
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
20.282

$
19.421

$
20.234

$
19.687

$
16.515

$
14.440

$
15.600

$
14.344

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
41

52

53

38

17

18

11

—

—

—

American Funds Global Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.859

$
22.682

$
22.538

$
17.737

$
14.713

$
16.417

$
14.935

$
10.670

$
17.607

$
15.585

Accumulation Unit Value at end of period
$
23.614

$
23.859

$
22.682

$
22.538

$
17.737

$
14.713

$
16.417

$
14.935

$
10.670

$
17.607

Number of Accumulation Units outstanding at end of period (in thousands)
414

499

561

718

1,094

1,396

1,736

2,126

2,597

3,052

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.962

$
21.110

$
21.208

$
16.875

$
14.152

$
15.966

$
14.686

$
9.572

$
—

$
—

Accumulation Unit Value at end of period
$
21.499

$
21.962

$
21.110

$
21.208

$
16.875

$
14.152

$
15.966

$
14.686

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
91

93

108

95

57

50

17

2

—

—

American Funds Global Small Capitalization Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.129

$
25.479

$
25.365

$
20.102

$
17.293

$
21.743

$
18.057

$
11.381

$
24.896

$
20.843

Accumulation Unit Value at end of period
$
25.236

$
25.129

$
25.479

$
25.365

$
20.102

$
17.293

$
21.743

$
18.057

$
11.381

$
24.896

Number of Accumulation Units outstanding at end of period (in thousands)
230

273

317

381

461

625

821

953

1,099

1,517

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.639

$
22.183

$
22.328

$
17.891

$
15.561

$
19.783

$
16.610

$
9.849

$
—

$
—

Accumulation Unit Value at end of period
$
21.493

$
21.639

$
22.183

$
22.328

$
17.891

$
15.561

$
19.783

$
16.610

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
48

50

54

50

29

34

22

9

—

—

American Funds Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.673

$
20.619

$
19.318

$
15.096

$
13.018

$
13.826

$
11.843

$
8.636

$
15.671

$
14.181

Accumulation Unit Value at end of period
$
23.341

$
21.673

$
20.619

$
19.318

$
15.096

$
13.018

$
13.826

$
11.843

$
8.636

$
15.671

Number of Accumulation Units outstanding at end of period (in thousands)
2,584

3,116

3,699

4,818

6,518

8,075

9,796

11,953

14,679

17,290

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.987

$
23.073

$
21.857

$
17.268

$
15.056

$
16.167

$
14.002

$
9.445

$
—

$
—

Accumulation Unit Value at end of period
$
25.550

$
23.987

$
23.073

$
21.857

$
17.268

$
15.056

$
16.167

$
14.002

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
454

468

525

483

318

315

156

71

—

—

American Funds Growth-Income Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.555

$
19.596

$
18.007

$
13.713

$
11.866

$
12.289

$
11.212

$
8.685

$
14.207

$
13.750

Accumulation Unit Value at end of period
$
21.452

$
19.555

$
19.596

$
18.007

$
13.713

$
11.866

$
12.289

$
11.212

$
8.685

$
14.207

Number of Accumulation Units outstanding at end of period (in thousands)
2,757

3,226

3,855

5,069

6,921

8,406

10,086

11,936

14,761

17,696

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.405

$
21.687

$
20.149

$
15.513

$
13.573

$
14.211

$
13.109

$
9.280

$
—

$
—

Accumulation Unit Value at end of period
$
23.224

$
21.405

$
21.687

$
20.149

$
15.513

$
13.573

$
14.211

$
13.109

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
499

511

516

480

267

281

138

25

—

—

American Funds International Fund
 
 
 
 
 
 
 
 
 
 


APP V-18
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.000

$
18.102

$
18.904

$
15.800

$
13.624

$
16.099

$
15.262

$
10.845

$
19.051

$
16.137

Accumulation Unit Value at end of period
$
17.312

$
17.000

$
18.102

$
18.904

$
15.800

$
13.624

$
16.099

$
15.262

$
10.845

$
19.051

Number of Accumulation Units outstanding at end of period (in thousands)
678

803

943

1,207

1,535

1,886

2,313

2,747

3,513

4,174

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.613

$
16.809

$
17.749

$
14.999

$
13.075

$
15.622

$
14.974

$
9.373

$
—

$
—

Accumulation Unit Value at end of period
$
15.726

$
15.613

$
16.809

$
17.749

$
14.999

$
13.075

$
15.622

$
14.974

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
120

130

138

130

98

108

51

23

—

—

American Funds New World Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.290

$
26.546

$
29.293

$
26.738

$
23.071

$
27.257

$
23.509

$
15.970

$
28.176

$
21.665

Accumulation Unit Value at end of period
$
26.184

$
25.290

$
26.546

$
29.293

$
26.738

$
23.071

$
27.257

$
23.509

$
15.970

$
28.176

Number of Accumulation Units outstanding at end of period (in thousands)
180

202

234

295

466

609

851

937

977

1,124

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.371

$
16.313

$
18.201

$
16.797

$
14.654

$
17.504

$
15.263

$
10.483

$
—

$
—

Accumulation Unit Value at end of period
$
15.741

$
15.371

$
16.313

$
18.201

$
16.797

$
14.654

$
17.504

$
15.263

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
50

60

60

47

27

27

17

12

—

—

Franklin Flex Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.872

$
16.436

$
15.748

$
11.645

$
10.835

$
11.571

$
10.124

$
7.740

$
12.165

$
10.818

Accumulation Unit Value at end of period
$
16.117

$
16.872

$
16.436

$
15.748

$
11.645

$
10.835

$
11.571

$
10.124

$
7.740

$
12.165

Number of Accumulation Units outstanding at end of period (in thousands)
21

25

29

36

52

71

75

94

88

149

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.253

$
19.947

$
19.323

$
14.447

$
13.590

$
14.674

$
12.981

$
10.035

$
—

$
—

Accumulation Unit Value at end of period
$
19.134

$
20.253

$
19.947

$
19.323

$
14.447

$
13.590

$
14.674

$
12.981

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

6

16

6

11

10

2

2

—

—

Franklin Global Real Estate VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.478

$
22.722

$
20.085

$
19.957

$
15.924

$
17.159

$
14.420

$
12.311

$
21.727

$
27.912

Accumulation Unit Value at end of period
$
22.230

$
22.478

$
22.722

$
20.085

$
19.957

$
15.924

$
17.159

$
14.420

$
12.311

$
21.727

Number of Accumulation Units outstanding at end of period (in thousands)
21

26

25

33

37

50

65

79

110

170

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.765

$
18.156

$
16.227

$
16.301

$
13.151

$
14.328

$
12.174

$
10.508

$
—

$
—

Accumulation Unit Value at end of period
$
17.377

$
17.765

$
18.156

$
16.227

$
16.301

$
13.151

$
14.328

$
12.174

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Franklin Income VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.117

$
20.910

$
20.320

$
18.130

$
16.362

$
16.247

$
14.659

$
10.991

$
15.884

$
15.564

Accumulation Unit Value at end of period
$
21.441

$
19.117

$
20.910

$
20.320

$
18.130

$
16.362

$
16.247

$
14.659

$
10.991

$
15.884



APP V-19
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
1,021

1,238

1,623

2,113

3,231

4,039

4,762

5,520

6,439

7,494

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.216

$
19.040

$
18.707

$
16.876

$
15.398

$
15.459

$
14.102

$
10.690

$
—

$
—

Accumulation Unit Value at end of period
$
19.098

$
17.216

$
19.040

$
18.707

$
16.876

$
15.398

$
15.459

$
14.102

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
230

241

251

189

127

110

44

5

—

—

Franklin Large Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.456

$
16.801

$
15.188

$
12.003

$
10.860

$
11.209

$
10.212

$
8.003

$
12.427

$
11.893

Accumulation Unit Value at end of period
$
16.862

$
17.456

$
16.801

$
15.188

$
12.003

$
10.860

$
11.209

$
10.212

$
8.003

$
12.427

Number of Accumulation Units outstanding at end of period (in thousands)
172

209

237

279

354

466

554

640

754

868

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.494

$
19.944

$
18.228

$
14.566

$
13.323

$
13.904

$
12.808

$
10.148

$
—

$
—

Accumulation Unit Value at end of period
$
19.581

$
20.494

$
19.944

$
18.228

$
14.566

$
13.323

$
13.904

$
12.808

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
33

39

35

27

17

19

7

2

—

—

Franklin Mutual Global Discovery VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
27.117

$
28.613

$
27.518

$
21.922

$
19.660

$
20.597

$
18.703

$
15.419

$
21.911

$
19.915

Accumulation Unit Value at end of period
$
29.921

$
27.117

$
28.613

$
27.518

$
21.922

$
19.660

$
20.597

$
18.703

$
15.419

$
21.911

Number of Accumulation Units outstanding at end of period (in thousands)
225

272

359

434

628

738

929

1,091

1,173

1,481

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.522

$
17.626

$
17.140

$
13.805

$
12.518

$
13.259

$
12.173

$
10.147

$
—

$
—

Accumulation Unit Value at end of period
$
18.031

$
16.522

$
17.626

$
17.140

$
13.805

$
12.518

$
13.259

$
12.173

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
71

69

66

56

36

49

35

41

—

—

Franklin Mutual Shares VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.959

$
21.344

$
20.257

$
16.056

$
14.288

$
14.679

$
13.420

$
10.824

$
17.498

$
17.191

Accumulation Unit Value at end of period
$
22.785

$
19.959

$
21.344

$
20.257

$
16.056

$
14.288

$
14.679

$
13.420

$
10.824

$
17.498

Number of Accumulation Units outstanding at end of period (in thousands)
862

1,011

1,217

1,552

2,008

2,472

2,946

3,568

4,577

6,057

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.626

$
19.058

$
18.287

$
14.655

$
13.186

$
13.696

$
12.661

$
10.324

$
—

$
—

Accumulation Unit Value at end of period
$
19.902

$
17.626

$
19.058

$
18.287

$
14.655

$
13.186

$
13.696

$
12.661

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
129

123

129

107

60

55

25

39

—

—

Franklin Rising Dividends VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.575

$
22.764

$
21.286

$
16.686

$
15.151

$
14.532

$
12.245

$
10.609

$
14.795

$
15.457

Accumulation Unit Value at end of period
$
24.626

$
21.575

$
22.764

$
21.286

$
16.686

$
15.151

$
14.532

$
12.245

$
10.609

$
14.795

Number of Accumulation Units outstanding at end of period (in thousands)
699

781

985

1,250

1,654

1,902

2,162

2,300

2,701

3,017

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


APP V-20
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
19.579

$
20.887

$
19.746

$
15.650

$
14.368

$
13.933

$
11.870

$
10.398

$
—

$
—

Accumulation Unit Value at end of period
$
22.103

$
19.579

$
20.887

$
19.746

$
15.650

$
14.368

$
13.933

$
11.870

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
137

133

141

142

86

61

24

5

—

—

Franklin Small Cap Value VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.994

$
14.264

$
14.419

$
10.760

$
9.240

$
9.761

$
7.739

$
6.091

$
9.246

$
9.250

Accumulation Unit Value at end of period
$
16.640

$
12.994

$
14.264

$
14.419

$
10.760

$
9.240

$
9.761

$
7.739

$
6.091

$
9.246

Number of Accumulation Units outstanding at end of period (in thousands)
100

96

111

160

136

184

232

176

179

1

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.992

$
23.298

$
23.812

$
17.965

$
15.598

$
16.660

$
13.355

$
10.628

$
—

$
—

Accumulation Unit Value at end of period
$
26.588

$
20.992

$
23.298

$
23.812

$
17.965

$
15.598

$
16.660

$
13.355

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

4

5

10

2

3

2

1

—

—

Franklin Small-Mid Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.497

$
21.407

$
20.250

$
14.902

$
13.666

$
14.599

$
11.629

$
8.235

$
14.559

$
13.305

Accumulation Unit Value at end of period
$
21.003

$
20.497

$
21.407

$
20.250

$
14.902

$
13.666

$
14.599

$
11.629

$
8.235

$
14.559

Number of Accumulation Units outstanding at end of period (in thousands)
285

344

423

545

646

796

989

1,151

1,419

1,713

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.164

$
24.460

$
23.394

$
17.405

$
16.139

$
17.431

$
14.039

$
10.051

$
—

$
—

Accumulation Unit Value at end of period
$
23.475

$
23.164

$
24.460

$
23.394

$
17.405

$
16.139

$
17.431

$
14.039

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
58

61

73

53

46

53

19

1

—

—

Franklin Strategic Income VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.673

$
21.807

$
21.709

$
21.319

$
19.160

$
18.952

$
17.325

$
13.966

$
15.959

$
15.277

Accumulation Unit Value at end of period
$
22.013

$
20.673

$
21.807

$
21.709

$
21.319

$
19.160

$
18.952

$
17.325

$
13.966

$
15.959

Number of Accumulation Units outstanding at end of period (in thousands)
519

620

824

1,033

1,432

1,656

1,911

2,089

2,178

2,433

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.376

$
15.332

$
15.432

$
15.323

$
13.923

$
13.924

$
12.870

$
10.489

$
—

$
—

Accumulation Unit Value at end of period
$
15.140

$
14.376

$
15.332

$
15.432

$
15.323

$
13.923

$
13.924

$
12.870

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
136

151

167

186

132

107

70

15

—

—

Hartford Ultrashort Bond HLS Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.028

$
1.044

$
1.060

$
1.078

$
1.096

$
1.114

$
1.133

$
1.151

$
1.145

$
1.110

Accumulation Unit Value at end of period
$
1.021

$
1.028

$
1.044

$
1.060

$
1.078

$
1.096

$
1.114

$
1.133

$
1.151

$
1.145

Number of Accumulation Units outstanding at end of period (in thousands)
9,183

9,535

11,633

15,940

23,961

31,385

30,309

44,174

81,177

37,299

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.255

$
8.475

$
8.702

$
8.945

$
9.195

$
9.451

$
9.714

$
9.978

$
—

$
—

Accumulation Unit Value at end of period
$
8.109

$
8.255

$
8.475

$
8.702

$
8.945

$
9.195

$
9.451

$
9.714

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
97

104

90

83

80

100

77

71

—

—



APP V-21
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. American Franchise Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.632

$
15.135

$
14.189

$
10.293

$
9.201

$
10.723

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.725

$
15.632

$
15.135

$
14.189

$
10.293

$
9.201

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
113

150

158

196

332

175

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.830

$
14.517

$
13.760

$
10.092

$
9.121

$
10.708

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.755

$
14.830

$
14.517

$
13.760

$
10.092

$
9.121

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
33

32

30

26

19

4

—

—

—

—

Invesco V.I. Core Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.184

$
17.461

$
16.414

$
12.911

$
11.526

$
11.725

$
10.880

$
8.621

$
12.547

$
11.798

Accumulation Unit Value at end of period
$
17.553

$
16.184

$
17.461

$
16.414

$
12.911

$
11.526

$
11.725

$
10.880

$
8.621

$
12.547

Number of Accumulation Units outstanding at end of period (in thousands)
307

374

446

568

605

815

926

1,063

1,266

1,396

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.681

$
19.288

$
18.332

$
14.578

$
13.158

$
13.533

$
12.698

$
10.173

$
—

$
—

Accumulation Unit Value at end of period
$
18.967

$
17.681

$
19.288

$
18.332

$
14.578

$
13.158

$
13.533

$
12.698

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
66

75

68

67

40

42

16

4

—

—

Invesco V.I. Government Money Market Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.586

$
9.744

$
9.905

$
9.980

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.438

$
9.586

$
9.744

$
9.905

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
709

535

470

329

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.317

$
9.576

$
9.841

$
9.966

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.073

$
9.317

$
9.576

$
9.841

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
68

53

19

65

—

—

—

—

—

—

Invesco V.I. Government Securities Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.343

$
1.361

$
1.329

$
1.387

$
1.376

$
1.297

$
1.251

$
1.272

$
1.151

$
1.100

Accumulation Unit Value at end of period
$
1.338

$
1.343

$
1.361

$
1.329

$
1.387

$
1.376

$
1.297

$
1.251

$
1.272

$
1.151

Number of Accumulation Units outstanding at end of period (in thousands)
7,722

8,785

10,547

14,452

21,515

23,810

27,573

33,307

43,351

32,443

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.103

$
10.349

$
10.215

$
10.782

$
10.815

$
10.302

$
10.047

$
10.328

$
—

$
—

Accumulation Unit Value at end of period
$
9.950

$
10.103

$
10.349

$
10.215

$
10.782

$
10.815

$
10.302

$
10.047

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
290

268

273

291

181

189

89

27

—

—

Invesco V.I. International Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.338

$
2.434

$
2.466

$
2.107

$
1.854

$
2.021

$
1.820

$
1.368

$
2.333

$
2.068

Accumulation Unit Value at end of period
$
2.289

$
2.338

$
2.434

$
2.466

$
2.107

$
1.854

$
2.021

$
1.820

$
1.368

$
2.333



APP V-22
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
1,467

1,696

2,096

2,692

2,860

3,343

3,781

4,366

4,619

4,698

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.838

$
17.723

$
18.157

$
15.681

$
13.951

$
15.377

$
14.004

$
10.644

$
—

$
—

Accumulation Unit Value at end of period
$
16.307

$
16.838

$
17.723

$
18.157

$
15.681

$
13.951

$
15.377

$
14.004

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
48

44

41

39

23

25

4

—

—

—

Invesco V.I. Mid Cap Core Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.200

$
2.330

$
2.269

$
1.790

$
1.640

$
1.781

$
1.587

$
1.239

$
1.762

$
1.635

Accumulation Unit Value at end of period
$
2.455

$
2.200

$
2.330

$
2.269

$
1.790

$
1.640

$
1.781

$
1.587

$
1.239

$
1.762

Number of Accumulation Units outstanding at end of period (in thousands)
2,512

2,659

3,084

3,618

4,361

5,641

7,163

8,446

9,973

12,288

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.842

$
18.038

$
17.754

$
14.166

$
13.124

$
14.409

$
12.979

$
10.245

$
—

$
—

Accumulation Unit Value at end of period
$
18.586

$
16.842

$
18.038

$
17.754

$
14.166

$
13.124

$
14.409

$
12.979

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
80

74

107

99

65

60

28

3

—

—

Invesco V.I. Mid Cap Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.056

$
14.119

$
13.286

$
9.858

$
10.015

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.930

$
14.056

$
14.119

$
13.286

$
9.858

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
10

43

33

44

43

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.475

$
13.686

$
13.021

$
9.768

$
9.997

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.209

$
13.475

$
13.686

$
13.021

$
9.768

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
5

6

5

6

2

—

—

—

—

—

Invesco V.I. Small Cap Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.808

$
22.390

$
22.237

$
16.445

$
14.679

$
15.033

$
11.890

$
9.966

$
14.750

$
14.256

Accumulation Unit Value at end of period
$
22.937

$
20.808

$
22.390

$
22.237

$
16.445

$
14.679

$
15.033

$
11.890

$
9.966

$
14.750

Number of Accumulation Units outstanding at end of period (in thousands)
131

146

169

233

311

355

392

426

430

414

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.207

$
21.984

$
22.076

$
16.506

$
14.897

$
15.424

$
12.334

$
10.452

$
—

$
—

Accumulation Unit Value at end of period
$
22.031

$
20.207

$
21.984

$
22.076

$
16.506

$
14.897

$
15.424

$
12.334

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
41

40

46

43

26

28

6

1

—

—

Invesco V.I. Value Opportunities Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.458

$
1.654

$
1.577

$
1.199

$
1.035

$
1.086

$
1.028

$
0.706

$
1.489

$
1.490

Accumulation Unit Value at end of period
$
1.697

$
1.458

$
1.654

$
1.577

$
1.199

$
1.035

$
1.086

$
1.028

$
0.706

$
1.489

Number of Accumulation Units outstanding at end of period (in thousands)
1,140

1,269

1,493

1,679

2,721

3,686

4,785

5,897

7,008

8,743

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


APP V-23
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
19.670

$
22.567

$
21.756

$
16.719

$
14.600

$
15.479

$
14.822

$
10.293

$
—

$
—

Accumulation Unit Value at end of period
$
22.646

$
19.670

$
22.567

$
21.756

$
16.719

$
14.600

$
15.479

$
14.822

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
10

10

31

12

31

41

11

—

—

—

MFS Core Equity Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.168

$
10.549

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.140

$
10.168

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
113

121

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.066

$
10.531

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.907

$
10.066

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
24

20

—

—

—

—

—

—

—

—

MFS Global Equity Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.006

$
22.693

$
22.210

$
17.666

$
14.561

$
15.473

$
14.000

$
10.784

$
16.554

$
15.412

Accumulation Unit Value at end of period
$
23.236

$
22.006

$
22.693

$
22.210

$
17.666

$
14.561

$
15.473

$
14.000

$
10.784

$
16.554

Number of Accumulation Units outstanding at end of period (in thousands)
37

40

39

54

76

90

104

111

114

148

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.999

$
20.851

$
20.633

$
16.593

$
13.828

$
14.856

$
13.591

$
10.584

$
—

$
—

Accumulation Unit Value at end of period
$
20.886

$
19.999

$
20.851

$
20.633

$
16.593

$
13.828

$
14.856

$
13.591

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
10

13

8

7

5

4

10

—

—

—

MFS Growth Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.404

$
15.505

$
14.469

$
10.748

$
9.309

$
9.494

$
8.369

$
6.180

$
10.039

$
8.423

Accumulation Unit Value at end of period
$
16.530

$
16.404

$
15.505

$
14.469

$
10.748

$
9.309

$
9.494

$
8.369

$
6.180

$
10.039

Number of Accumulation Units outstanding at end of period (in thousands)
272

303

352

472

295

286

343

339

345

498

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.815

$
23.715

$
22.374

$
16.805

$
14.715

$
15.175

$
13.523

$
10.096

$
—

$
—

Accumulation Unit Value at end of period
$
24.732

$
24.815

$
23.715

$
22.374

$
16.805

$
14.715

$
15.175

$
13.523

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

17

11

11

6

5

3

1

—

—

MFS High Yield Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.988

$
10.602

$
10.484

$
10.142

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.183

$
9.988

$
10.602

$
10.484

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
415

510

629

811

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.716

$
10.427

$
10.425

$
10.127

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.759

$
9.716

$
10.427

$
10.425

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
74

91

96

105

—

—

—

—

—

—



APP V-24
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Investors Trust Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.899

$
15.114

$
13.842

$
10.657

$
9.090

$
9.448

$
8.645

$
6.926

$
10.522

$
9.698

Accumulation Unit Value at end of period
$
15.914

$
14.899

$
15.114

$
13.842

$
10.657

$
9.090

$
9.448

$
8.645

$
6.926

$
10.522

Number of Accumulation Units outstanding at end of period (in thousands)
349

408

507

713

1,167

1,483

1,719

1,912

2,199

2,369

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.352

$
20.874

$
19.329

$
15.045

$
12.975

$
13.635

$
12.615

$
10.218

$
—

$
—

Accumulation Unit Value at end of period
$
21.500

$
20.352

$
20.874

$
19.329

$
15.045

$
12.975

$
13.635

$
12.615

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
97

103

100

104

70

71

21

3

—

—

MFS Massachusetts Investors Growth Stock Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.132

$
10.389

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.571

$
10.132

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
93

98

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.030

$
10.372

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.351

$
10.030

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

19

—

—

—

—

—

—

—

—

MFS Mid Cap Growth Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.684

$
8.439

$
7.881

$
5.818

$
5.076

$
5.490

$
4.305

$
3.087

$
6.479

$
5.998

Accumulation Unit Value at end of period
$
8.961

$
8.684

$
8.439

$
7.881

$
5.818

$
5.076

$
5.490

$
4.305

$
3.087

$
6.479

Number of Accumulation Units outstanding at end of period (in thousands)
240

297

285

337

527

689

964

975

1,108

1,400

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.546

$
26.083

$
24.628

$
18.381

$
16.214

$
17.733

$
14.058

$
10.192

$
—

$
—

Accumulation Unit Value at end of period
$
27.094

$
26.546

$
26.083

$
24.628

$
18.381

$
16.214

$
17.733

$
14.058

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
28

27

21

15

5

4

2

1

—

—

MFS New Discovery Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.020

$
23.852

$
26.147

$
18.783

$
15.752

$
17.847

$
13.308

$
8.291

$
13.893

$
13.778

Accumulation Unit Value at end of period
$
24.692

$
23.020

$
23.852

$
26.147

$
18.783

$
15.752

$
17.847

$
13.308

$
8.291

$
13.893

Number of Accumulation Units outstanding at end of period (in thousands)
185

215

263

354

541

657

792

944

1,104

1,291

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
28.286

$
29.634

$
32.845

$
23.855

$
20.227

$
23.171

$
17.468

$
11.003

$
—

$
—

Accumulation Unit Value at end of period
$
30.010

$
28.286

$
29.634

$
32.845

$
23.855

$
20.227

$
23.171

$
17.468

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
38

38

39

38

27

18

12

3

—

—

MFS Research International Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.538

$
10.510

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.316

$
9.538

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



APP V-25
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
82

98

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.442

$
10.492

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.122

$
9.442

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
44

42

—

—

—

—

—

—

—

—

MFS Research Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.630

$
18.789

$
17.333

$
13.321

$
11.548

$
11.793

$
10.345

$
8.056

$
12.815

$
11.508

Accumulation Unit Value at end of period
$
19.926

$
18.630

$
18.789

$
17.333

$
13.321

$
11.548

$
11.793

$
10.345

$
8.056

$
12.815

Number of Accumulation Units outstanding at end of period (in thousands)
33

38

33

48

45

43

45

32

48

68

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.898

$
22.330

$
20.827

$
16.183

$
14.184

$
14.646

$
12.989

$
10.227

$
—

$
—

Accumulation Unit Value at end of period
$
23.166

$
21.898

$
22.330

$
20.827

$
16.183

$
14.184

$
14.646

$
12.989

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

7

4

4

2

1

—

—

—

—

MFS Total Return Bond Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.431

$
13.696

$
13.154

$
13.513

$
12.797

$
12.188

$
11.530

$
10.091

$
10.507

$
10.251

Accumulation Unit Value at end of period
$
13.770

$
13.431

$
13.696

$
13.154

$
13.513

$
12.797

$
12.188

$
11.530

$
10.091

$
10.507

Number of Accumulation Units outstanding at end of period (in thousands)
1,043

1,134

1,374

1,737

757

815

1,030

908

463

341

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.671

$
13.064

$
12.687

$
13.177

$
12.616

$
12.149

$
11.620

$
10.282

$
—

$
—

Accumulation Unit Value at end of period
$
12.849

$
12.671

$
13.064

$
12.687

$
13.177

$
12.616

$
12.149

$
11.620

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
61

73

72

74

64

66

44

2

—

—

MFS Total Return Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.756

$
19.139

$
17.933

$
15.315

$
13.994

$
13.980

$
12.928

$
11.136

$
14.539

$
14.183

Accumulation Unit Value at end of period
$
20.127

$
18.756

$
19.139

$
17.933

$
15.315

$
13.994

$
13.980

$
12.928

$
11.136

$
14.539

Number of Accumulation Units outstanding at end of period (in thousands)
856

995

1,191

1,527

2,181

2,657

3,098

3,611

4,436

5,780

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.054

$
16.563

$
15.691

$
13.548

$
12.517

$
12.642

$
11.821

$
10.294

$
—

$
—

Accumulation Unit Value at end of period
$
17.039

$
16.054

$
16.563

$
15.691

$
13.548

$
12.517

$
12.642

$
11.821

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
214

239

226

203

159

153

83

35

—

—

MFS Value Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.598

$
26.217

$
24.118

$
18.044

$
15.778

$
16.090

$
14.666

$
12.150

$
18.322

$
17.262

Accumulation Unit Value at end of period
$
28.727

$
25.598

$
26.217

$
24.118

$
18.044

$
15.778

$
16.090

$
14.666

$
12.150

$
18.322

Number of Accumulation Units outstanding at end of period (in thousands)
211

244

287

373

413

485

576

628

707

682

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


APP V-26
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
20.244

$
20.963

$
19.498

$
14.749

$
13.039

$
13.444

$
12.389

$
10.378

$
—

$
—

Accumulation Unit Value at end of period
$
22.470

$
20.244

$
20.963

$
19.498

$
14.749

$
13.039

$
13.444

$
12.389

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
54

63

60

67

37

40

18

3

—

—

Putnam VT Equity Income Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.854

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.476

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.834

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.430

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Putnam VT Global Equity Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.801

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.883

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.781

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.839

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Putnam VT Growth Opportunities Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.866

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.012

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.846

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.968

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Putnam VT Income Fund (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.997

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.773

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.977

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.730

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—



APP V-27
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Templeton Developing Markets VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.292

$
19.294

$
21.342

$
21.857

$
19.595

$
23.623

$
20.382

$
11.955

$
25.652

$
20.203

Accumulation Unit Value at end of period
$
17.718

$
15.292

$
19.294

$
21.342

$
21.857

$
19.595

$
23.623

$
20.382

$
11.955

$
25.652

Number of Accumulation Units outstanding at end of period (in thousands)
96

104

119

152

230

295

367

408

417

652

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.316

$
15.712

$
17.571

$
18.195

$
16.492

$
20.103

$
17.536

$
10.399

$
—

$
—

Accumulation Unit Value at end of period
$
14.114

$
12.316

$
15.712

$
17.571

$
18.195

$
16.492

$
20.103

$
17.536

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
27

28

27

22

17

20

8

6

—

—

Templeton Foreign VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.998

$
14.131

$
16.166

$
13.365

$
11.492

$
13.074

$
12.260

$
9.095

$
15.509

$
13.656

Accumulation Unit Value at end of period
$
13.702

$
12.998

$
14.131

$
16.166

$
13.365

$
11.492

$
13.074

$
12.260

$
9.095

$
15.509

Number of Accumulation Units outstanding at end of period (in thousands)
541

642

717

880

1,090

1,326

1,547

1,780

2,085

2,376

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.157

$
15.562

$
18.000

$
15.046

$
13.080

$
15.045

$
14.265

$
10.700

$
—

$
—

Accumulation Unit Value at end of period
$
14.761

$
14.157

$
15.562

$
18.000

$
15.046

$
13.080

$
15.045

$
14.265

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
127

128

113

104

68

66

30

5

—

—

Templeton Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.041

$
16.352

$
17.106

$
13.293

$
11.163

$
12.199

$
11.548

$
8.955

$
15.785

$
15.680

Accumulation Unit Value at end of period
$
16.218

$
15.041

$
16.352

$
17.106

$
13.293

$
11.163

$
12.199

$
11.548

$
8.955

$
15.785

Number of Accumulation Units outstanding at end of period (in thousands)
373

427

562

700

1,091

1,304

1,508

1,839

2,365

3,116

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.517

$
18.156

$
19.203

$
15.088

$
12.810

$
14.155

$
13.547

$
10.621

$
—

$
—

Accumulation Unit Value at end of period
$
17.615

$
16.517

$
18.156

$
19.203

$
15.088

$
12.810

$
14.155

$
13.547

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
36

44

45

33

30

25

10

1

—

—

(a) Inception date October 13, 2016.



APP V-28
 
 
 

 
As of December 31,
Sub-Account
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
BlackRock Global Opportunities V.I. Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.699

$
17.866

$
18.950

$
14.845

$
13.167

$
15.280

$
13.663

$
10.467

$
19.680

$
14.616

Accumulation Unit Value at end of period
$
18.034

$
17.699

$
17.866

$
18.950

$
14.845

$
13.167

$
15.280

$
13.663

$
10.467

$
19.680

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

1

1

1

1

1

1

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.430

$
16.769

$
17.984

$
14.244

$
12.774

$
14.988

$
13.550

$
10.495

$
—

$
—

Accumulation Unit Value at end of period
$
16.559

$
16.430

$
16.769

$
17.984

$
14.244

$
12.774

$
14.988

$
13.550

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

BlackRock Large Cap Growth V.I. Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.283

$
18.093

$
16.112

$
12.231

$
10.792

$
10.709

$
9.379

$
7.557

$
12.956

$
12.152

Accumulation Unit Value at end of period
$
19.401

$
18.283

$
18.093

$
16.112

$
12.231

$
10.792

$
10.709

$
9.379

$
7.557

$
12.956

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

3

3

1

2

2

2

3

3

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.388

$
23.401

$
21.069

$
16.171

$
14.426

$
14.473

$
12.817

$
10.441

$
—

$
—

Accumulation Unit Value at end of period
$
24.547

$
23.388

$
23.401

$
21.069

$
16.171

$
14.426

$
14.473

$
12.817

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—



APP VI-1
 
 
 

Appendix VI - Model Investment Options

(Percentage allocations apply to value in the Sub-Accounts)

Available for the following Products

Hartford Leaders Plus 1
Hartford Leaders Elite Plus 1
Hartford Leaders Solution Plus 1


As of May 2, 2016, the following models are available:

Portfolio Planner Models

Fund
Series 11501
Series 11512
Series 21063
Series 30394
American Funds Blue Chip Income and Growth Fund
5%
7%
8%
9%
American Funds Bond Fund
20%
15%
11%
9%
American Funds Global Bond Fund
10%
7%
6%
4%
American Funds Growth-Income Fund
3%
4%
5%
6%
American Funds International Fund
3%
4%
5%
6%
Franklin Large Cap Growth VIP Fund
5%
6%
7%
8%
Franklin Mutual Global Discovery VIP Fund
2%
3%
4%
5%
Franklin Small-Mid Cap Growth VIP Fund
2%
3%
3%
4%
Invesco V.I. Government Securities Fund
25%
19%
16%
11%
Invesco V.I. Small Cap Equity Fund
2%
3%
4%
5%
MFS High Yield Portfolio
15%
19%
17%
16%
MFS Investors Trust Series
3%
4%
5%
7%
Templeton Developing Markets VIP Fund
2%
3%
4%
4%
Templeton Foreign VIP Fund
3%
3%
5%
6%
Total
100%
100%
100%
100%

(1) Formerly Ultra Conservative.
(2) Formerly Conservative.
(3) Formerly Balanced.
(4) Formerly Moderate Growth.




To obtain a Statement of Additional Information, please call us at 800-862-6668 or complete the form below and mail to:
Hartford Life Insurance Company/Hartford Life and Annuity Insurance Company
PO Box 14293
Lexington, KY 40512-4293
Please send a Statement of Additional Information to me at the following address:
 
Name
 
Address
 
City/State
Zip Code
Contract Name
Issue Date



 

Statement of Additional Information
Hartford Life and Annuity Insurance Company
Separate Account Seven
Hartford Leaders Plus Series I/IR
Hartford Leaders Solution Plus Series I/IR

This Statement of Additional Information is not a prospectus. The information contained in this document should be read in conjunction with the prospectus.
To obtain a prospectus, send a written request to Hartford Life and Annuity Insurance Company, P. O. Box 14293, Lexington, KY 40512-4293.
Date of Prospectus: May 1, 2017
Date of Statement of Additional Information: May 1, 2017

Table of Contents



2
 

General Information
Safekeeping of Assets
Hartford holds title to the assets of the Separate Account. The assets are kept physically segregated and are held separate and apart from Hartford’s general corporate assets. Records are maintained of all purchases and redemptions of the underlying fund shares held in each of the Sub-Accounts.
Experts
The statutory-basis financial statements of Hartford Life and Annuity Insurance Company as of December 31, 2016 and 2015, and for each of the three years in the period ended December 31, 2016 have been audited by Deloitte & Touche LLP, independent auditors, as stated in their report (which report expresses an unmodified opinion in accordance with accounting practices prescribed or permitted by the Insurance Department of the State of Connecticut and expresses an adverse opinion for the statutory-basis financial statements because the financial statements are not fairly presented in conformity with accounting principles generally accepted in the United States of America), and the statements of assets and liabilities of each of the individual sub-accounts which comprise Hartford Life and Annuity Insurance Company Separate Account Seven as of December 31, 2016, and the related statements of operations for each of the periods then ended, the statements of changes in net assets for each of the periods presented in the two years then ended, and the financial highlights in Note 6 for each of the periods presented in the five years then ended have been audited by Deloitte & Touche LLP, an independent registered public accounting firm, as stated in their report, which reports are both included in the Statement of Additional Information which is part of the Registration Statement. Such financial statements are included in reliance upon the reports of such firm given upon their authority as experts in accounting and auditing. The principal business address of Deloitte & Touche LLP is CityPlace I, 33rd Floor, 185 Asylum Street, Hartford, Connecticut 06103-3402.
Non-Participating
The Contract is non-participating and we pay no dividends.
Misstatement of Age or Sex
If an Annuitant’s age or sex was misstated on the Contract, any Contract payments or benefits will be determined using the correct age and sex. If we have overpaid Annuity Payouts, an adjustment, including interest on the amount of the overpayment, will be made to the next Annuity Payout or Payouts. If we have underpaid due to a misstatement of age or sex, we will credit the next Annuity Payout with the amount we underpaid and credit interest.
Principal Underwriter
The Contracts, which are offered continuously are distributed by Hartford Securities Distribution Company, Inc. (“HSD”). HSD serves as Principal Underwriter for the securities issued with respect to the Separate Account. HSD is registered with the Securities and Exchange Commission under the Securities Exchange Act of 1934 as a Broker-Dealer and is a member of the National Association of Securities Dealers, Inc. HSD is an affiliate of ours. Both HSD and Hartford are ultimately controlled by The Hartford Financial Services Group, Inc. The principal business address of HSD is the same as ours.
Hartford currently pays HSD underwriting commissions for its role as Principal Underwriter of all variable annuities associated with this Separate Account. For the past three years, the aggregate dollar amount of underwriting commissions paid to HSD in its role as Principal Underwriter has been: 2016: $35,271,633; 2015: $35,879,567; and 2014: $31,239,444.
Operational Risks
An investment in a Contract, Separate Account, or Fund can involve operational and information security risks arising from factors such as processing errors, inadequate or failed processes, failure in systems and technology, changes in personnel and errors caused by third-party service providers.  While we seek to minimize such events through controls and oversight, there may still be failures that could adversely affect us and your Contract’s Value. In addition, as the use of technology increases, we, a Contract, a Separate Account, or Fund may be more susceptible to operational risks through breaches in cybersecurity.  A breach in cybersecurity refers to both intentional and unintentional events that may cause us, a Contract, a Separate Account, or Fund to lose proprietary information, suffer data corruption, or operational capacity, and as a result, may incur regulatory penalties, reputational damage, and additional compliance costs associated with corrected measures and/or financial loss.  In addition, cyber security breaches of a Fund’s third party service providers or issuers of securities in which the underlying Funds invest may also subject a Fund to many of the same risks associated with direct cybersecurity breaches.
Performance Related Information
The Separate Account may advertise certain performance-related information concerning the Sub-Accounts. Performance information about a Sub-Account is based on the Sub-Account’s past performance only and is no indication of future performance.
Total Return for all Sub-Accounts
When a Sub-Account advertises its standardized total return, it will usually be calculated from the date of the inception of the Sub-Account for one, five and ten year periods or some other relevant periods if the Sub-Account has not been in existence for at least ten years. Total return is measured by comparing the value of an investment in the Sub-Account at the beginning of the relevant period to the value of the investment at the end of the period. To calculate standardized total return, Hartford uses a hypothetical initial premium payment of $1,000.00 and deducts for the mortality and risk expense charge, the highest possible contingent deferred charge, any applicable administrative charge and the Annual Maintenance Fee.
The formula Hartford uses to calculate standardized total return is P(1+T)n = ERV. In this calculation, “P” represents a hypothetical initial premium payment of $1,000.00, “T” represents the average annual total return, “n” represents the number of years and “ERV” represents the redeemable value at the end of the period.


 
3

In addition to the standardized total return, the Sub-Account may advertise a non-standardized total return. These figures will usually be calculated from the date of inception of the underlying fund for one, five and ten year periods or other relevant periods. Non-standardized total return is measured in the same manner as the standardized total return described above, except that the contingent deferred sales charge and the Annual Maintenance Fee are not deducted. Therefore, non-standardized total return for a Sub-Account is higher than standardized total return for a Sub-Account.
Yield for Sub-Accounts
If applicable, the Sub-Accounts may advertise yield in addition to total return. At any time in the future, yields may be higher or lower than past yields and past performance is no indication of future performance.
The standardized yield will be computed for periods beginning with the inception of the Sub-Account in the following manner. The net investment income per Accumulation Unit earned during a one-month period is divided by the Accumulation Unit Value on the last day of the period.
The formula Hartford uses to calculate yield is: YIELD = 2[(a − b/cd +1)6 − 1]. In this calculation, “a” represents the net investment income earned during the period by the underlying fund, “b” represents the expenses accrued for the period, “c” represents the average daily number of Accumulation Units outstanding during the period and “d” represents the maximum offering price per Accumulation Unit on the last day of the period.
Money Market Sub-Accounts
At any time in the future, current and effective yields may be higher or lower than past yields and past performance is no indication of future performance.
Current yield of a money market fund Sub-Account is calculated for a seven-day period or the “base period” without taking into consideration any realized or unrealized gains or losses on shares of the underlying fund. The first step in determining yield is to compute the base period return. Hartford takes a hypothetical account with a balance of one Accumulation Unit of the Sub-Account and calculates the net change in its value from the beginning of the base period to the end of the base period. Hartford then subtracts an amount equal to the total deductions for the Contract and then divides that number by the value of the account at the beginning of the base period. The result is the base period return or “BPR”. Once the base period return is calculated, Hartford then multiplies it by 365/7 to compute the current yield. Current yield is calculated to the nearest hundredth of one percent.
The formula for this calculation is YIELD = BPR × (365/7), where BPR = (A − B)/C. “A” is equal to the net change in value of a hypothetical account with a balance of one Accumulation Unit of the Sub-Account from the beginning of the base period to the end of the base period. “B” is equal to the amount that Hartford deducts for mortality and expense risk charge, any applicable administrative charge and the Annual Maintenance Fee. “C” represents the value of the Sub-Account at the beginning of the base period.
Effective yield is also calculated using the base period return. The effective yield is calculated by adding 1 to the base period return and raising that result to a power equal to 365 divided by 7 and subtracting 1 from the result. The calculation Hartford uses is:
EFFECTIVE YIELD = [(BASE PERIOD RETURN + 1) 365/7] − 1.
Additional Materials
We may provide information on various topics to Contract Owners and prospective Contract Owners in advertising, sales literature or other materials. These topics may include the relationship between sectors of the economy and the economy as a whole and its effect on various securities markets, investment strategies and techniques (such as value investing, dollar cost averaging and asset allocation), the advantages and disadvantages of investing in tax-deferred and taxable instruments, customer profiles and hypothetical purchase scenarios, financial management and tax and retirement planning, and other investment alternatives, including comparisons between the Contracts and the characteristics of and market for any alternatives.
Performance Comparisons
Each Sub-Account may from time to time include in advertisements the ranking of its performance figures compared with performance figures of other annuity contract’s sub-accounts with the same investment objectives which are created by Lipper Analytical Services, Morningstar, Inc. or other recognized ranking services.


 
4

Accumulation Unit Values
(For an Accumulation Unit Outstanding throughout the period)
The following information should be read in conjunction with the financial statements for the Separate Account included in this Statement of Additional Information.
There are several classes of Accumulation Unit Values under the Contract depending on the number of optional benefits you select. The tables below show all possible Accumulation Unit Values corresponding to all combinations of optional benefits. Tables showing only the highest and lowest possible Accumulation Unit Values are shown in the prospectus, which assumes you select either no optional benefits or all optional benefits.
Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Asset Allocation Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.597

$
17.939

$
14.744

$
12.901

$
12.947

$
11.700

$
9.593

$
13.836

$
13.202

$
11.705

Accumulation Unit Value at end of period
$
18.549

$
18.597

$
17.939

$
14.744

$
12.901

$
12.947

$
11.700

$
9.593

$
13.836

$
13.202

Number of Accumulation Units outstanding at end of period (in thousands)
1,586

1,958

2,602

3,513

4,342

5,094

6,277

8,084

10,207

11,265

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.177

$
17.559

$
14.454

$
12.666

$
12.731

$
11.521

$
9.461

$
13.666

$
13.059

$
11.596

Accumulation Unit Value at end of period
$
18.102

$
18.177

$
17.559

$
14.454

$
12.666

$
12.731

$
11.521

$
9.461

$
13.666

$
13.059

Number of Accumulation Units outstanding at end of period (in thousands)
87

91

105

126

157

188

264

386

589

663

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.521

$
17.901

$
14.743

$
12.925

$
12.998

$
11.769

$
9.670

$
13.974

$
13.360

$
11.869

Accumulation Unit Value at end of period
$
18.436

$
18.521

$
17.901

$
14.743

$
12.925

$
12.998

$
11.769

$
9.670

$
13.974

$
13.360

Number of Accumulation Units outstanding at end of period (in thousands)
1,623

2,046

2,843

4,076

5,287

6,590

7,702

8,537

9,486

9,300

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.677

$
17.111

$
14.113

$
12.392

$
12.481

$
11.317

$
9.312

$
13.478

$
12.905

$
11.482

Accumulation Unit Value at end of period
$
17.570

$
17.677

$
17.111

$
14.113

$
12.392

$
12.481

$
11.317

$
9.312

$
13.478

$
12.905

Number of Accumulation Units outstanding at end of period (in thousands)
1,199

1,468

1,771

2,543

3,428

4,420

5,606

6,515

9,091

9,844

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.677

$
17.111

$
14.113

$
12.392

$
12.481

$
11.317

$
9.312

$
13.478

$
12.905

$
11.482

Accumulation Unit Value at end of period
$
17.570

$
17.677

$
17.111

$
14.113

$
12.392

$
12.481

$
11.317

$
9.312

$
13.478

$
12.905

Number of Accumulation Units outstanding at end of period (in thousands)
1,199

1,468

1,771

2,543

3,428

4,420

5,606

6,515

9,091

9,844

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.351

$
16.821

$
13.895

$
12.218

$
12.324

$
11.192

$
9.223

$
13.369

$
12.820

$
11.424

Accumulation Unit Value at end of period
$
17.220

$
17.351

$
16.821

$
13.895

$
12.218

$
12.324

$
11.192

$
9.223

$
13.369

$
12.820

Number of Accumulation Units outstanding at end of period (in thousands)
1,182

1,386

1,890

2,549

3,199

4,036

5,026

5,457

5,087

4,899

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.351

$
16.821

$
13.895

$
12.218

$
12.324

$
11.192

$
9.223

$
13.369

$
12.820

$
11.424

Accumulation Unit Value at end of period
$
17.220

$
17.351

$
16.821

$
13.895

$
12.218

$
12.324

$
11.192

$
9.223

$
13.369

$
12.820

Number of Accumulation Units outstanding at end of period (in thousands)
1,182

1,386

1,890

2,549

3,199

4,036

5,026

5,457

5,087

4,899

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.244

$
16.725

$
13.822

$
12.161

$
12.272

$
11.151

$
9.194

$
13.333

$
12.791

$
11.404

Accumulation Unit Value at end of period
$
17.105

$
17.244

$
16.725

$
13.822

$
12.161

$
12.272

$
11.151

$
9.194

$
13.333

$
12.791

Number of Accumulation Units outstanding at end of period (in thousands)
3,470

4,398

5,867

6,474

8,138

10,545

13,084

15,427

16,108

14,164

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.469

$
16.960

$
14.031

$
12.356

$
12.482

$
11.353

$
9.370

$
13.602

$
13.062

$
11.657

Accumulation Unit Value at end of period
$
17.310

$
17.469

$
16.960

$
14.031

$
12.356

$
12.482

$
11.353

$
9.370

$
13.602

$
13.062



 
5

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
73

78

92

149

209

277

339

418

402

378

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.926

$
16.441

$
13.608

$
11.990

$
12.118

$
11.027

$
9.106

$
13.225

$
12.707

$
11.346

Accumulation Unit Value at end of period
$
16.764

$
16.926

$
16.441

$
13.608

$
11.990

$
12.118

$
11.027

$
9.106

$
13.225

$
12.707

Number of Accumulation Units outstanding at end of period (in thousands)
190

224

309

410

515

615

779

920

1,196

1,401

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.926

$
16.441

$
13.608

$
11.990

$
12.118

$
11.027

$
9.106

$
13.225

$
12.707

$
11.346

Accumulation Unit Value at end of period
$
16.764

$
16.926

$
16.441

$
13.608

$
11.990

$
12.118

$
11.027

$
9.106

$
13.225

$
12.707

Number of Accumulation Units outstanding at end of period (in thousands)
190

224

309

410

515

615

779

920

1,196

1,401

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.247

$
16.761

$
13.880

$
12.236

$
12.373

$
11.265

$
9.306

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.073

$
17.247

$
16.761

$
13.880

$
12.236

$
12.373

$
11.265

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1,266

1,441

1,417

1,108

1,129

973

620

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.058

$
16.594

$
13.756

$
12.138

$
12.287

$
11.197

$
9.260

$
13.469

$
12.961

$
11.590

Accumulation Unit Value at end of period
$
16.870

$
17.058

$
16.594

$
13.756

$
12.138

$
12.287

$
11.197

$
9.260

$
13.469

$
12.961

Number of Accumulation Units outstanding at end of period (in thousands)
453

511

609

736

850

1,056

1,292

1,533

1,621

1,504

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.964

$
16.512

$
13.694

$
12.090

$
12.244

$
11.164

$
9.237

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.769

$
16.964

$
16.512

$
13.694

$
12.090

$
12.244

$
11.164

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
67

68

82

82

80

82

76

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.817

$
18.324

$
15.205

$
13.431

$
13.608

$
12.414

$
10.276

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
18.591

$
18.817

$
18.324

$
15.205

$
13.431

$
13.608

$
12.414

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
81

89

87

94

83

40

15

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.646

$
18.185

$
15.112

$
13.368

$
13.565

$
12.394

$
10.275

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
18.394

$
18.646

$
18.185

$
15.112

$
13.368

$
13.565

$
12.394

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
217

199

178

88

78

45

27

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Blue Chip Income and Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.697

$
1.496

$
1.143

$
1.020

$
1.047

$
0.948

$
0.753

$
1.205

$
1.201

$
1.040

Accumulation Unit Value at end of period
$
1.620

$
1.697

$
1.496

$
1.143

$
1.020

$
1.047

$
0.948

$
0.753

$
1.205

$
1.201

Number of Accumulation Units outstanding at end of period (in thousands)
10,144

12,558

15,646

22,755

28,197

36,043

44,860

58,150

68,553

74,980

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.663

$
1.468

$
1.124

$
1.005

$
1.032

$
0.936

$
0.744

$
1.194

$
1.191

$
1.033

Accumulation Unit Value at end of period
$
1.585

$
1.663

$
1.468

$
1.124

$
1.005

$
1.032

$
0.936

$
0.744

$
1.194

$
1.191



 
6

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
551

599

699

794

910

1,048

1,457

2,106

3,556

4,322

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.652

$
1.459

$
1.117

$
0.999

$
1.027

$
0.932

$
0.742

$
1.190

$
1.188

$
1.031

Accumulation Unit Value at end of period
$
1.574

$
1.652

$
1.459

$
1.117

$
0.999

$
1.027

$
0.932

$
0.742

$
1.190

$
1.188

Number of Accumulation Units outstanding at end of period (in thousands)
13,591

17,603

22,825

33,847

41,919

52,636

60,281

65,332

71,928

73,628

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.619

$
1.432

$
1.098

$
0.984

$
1.013

$
0.920

$
0.733

$
1.178

$
1.178

$
1.024

Accumulation Unit Value at end of period
$
1.540

$
1.619

$
1.432

$
1.098

$
0.984

$
1.013

$
0.920

$
0.733

$
1.178

$
1.178

Number of Accumulation Units outstanding at end of period (in thousands)
10,679

13,819

16,677

22,658

29,178

37,614

47,437

54,791

73,720

81,808

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.619

$
1.432

$
1.098

$
0.984

$
1.013

$
0.920

$
0.733

$
1.178

$
1.178

$
1.024

Accumulation Unit Value at end of period
$
1.540

$
1.619

$
1.432

$
1.098

$
0.984

$
1.013

$
0.920

$
0.733

$
1.178

$
1.178

Number of Accumulation Units outstanding at end of period (in thousands)
10,679

13,819

16,677

22,658

29,178

37,614

47,437

54,791

73,720

81,808

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.589

$
1.407

$
1.081

$
0.970

$
1.000

$
0.910

$
0.726

$
1.169

$
1.170

$
1.018

Accumulation Unit Value at end of period
$
1.509

$
1.589

$
1.407

$
1.081

$
0.970

$
1.000

$
0.910

$
0.726

$
1.169

$
1.170

Number of Accumulation Units outstanding at end of period (in thousands)
13,137

15,938

18,085

21,849

27,926

34,823

40,555

43,896

39,063

40,200

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.589

$
1.407

$
1.081

$
0.970

$
1.000

$
0.910

$
0.726

$
1.169

$
1.170

$
1.018

Accumulation Unit Value at end of period
$
1.509

$
1.589

$
1.407

$
1.081

$
0.970

$
1.000

$
0.910

$
0.726

$
1.169

$
1.170

Number of Accumulation Units outstanding at end of period (in thousands)
13,137

15,938

18,085

21,849

27,926

34,823

40,555

43,896

39,063

40,200

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.579

$
1.399

$
1.075

$
0.965

$
0.996

$
0.906

$
0.724

$
1.166

$
1.168

$
1.017

Accumulation Unit Value at end of period
$
1.499

$
1.579

$
1.399

$
1.075

$
0.965

$
0.996

$
0.906

$
0.724

$
1.166

$
1.168

Number of Accumulation Units outstanding at end of period (in thousands)
21,621

27,542

34,974

50,689

59,453

80,934

94,085

107,987

117,806

111,437

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.559

$
1.383

$
1.064

$
0.956

$
0.987

$
0.899

$
0.719

$
1.159

$
1.162

$
1.013

Accumulation Unit Value at end of period
$
1.479

$
1.559

$
1.383

$
1.064

$
0.956

$
0.987

$
0.899

$
0.719

$
1.159

$
1.162

Number of Accumulation Units outstanding at end of period (in thousands)
806

1,062

1,079

1,914

2,273

3,037

3,829

4,294

3,908

3,848

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.550

$
1.375

$
1.059

$
0.952

$
0.983

$
0.896

$
0.717

$
1.156

$
1.160

$
1.011

Accumulation Unit Value at end of period
$
1.469

$
1.550

$
1.375

$
1.059

$
0.952

$
0.983

$
0.896

$
0.717

$
1.156

$
1.160

Number of Accumulation Units outstanding at end of period (in thousands)
2,630

3,124

3,530

4,966

5,377

6,511

7,985

9,092

11,883

13,067

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.550

$
1.375

$
1.059

$
0.952

$
0.983

$
0.896

$
0.717

$
1.156

$
1.160

$
1.011

Accumulation Unit Value at end of period
$
1.469

$
1.550

$
1.375

$
1.059

$
0.952

$
0.983

$
0.896

$
0.717

$
1.156

$
1.160

Number of Accumulation Units outstanding at end of period (in thousands)
2,630

3,124

3,530

4,966

5,377

6,511

7,985

9,092

11,883

13,067

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.539

$
1.367

$
1.053

$
0.947

$
0.979

$
0.892

$
0.714

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.459

$
1.539

$
1.367

$
1.053

$
0.947

$
0.979

$
0.892

$
—

$
—

$
—



 
7

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
10,639

12,866

10,847

9,762

11,444

9,258

6,866

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.523

$
1.353

$
1.043

$
0.939

$
0.972

$
0.887

$
0.711

$
1.148

$
1.153

$
1.007

Accumulation Unit Value at end of period
$
1.442

$
1.523

$
1.353

$
1.043

$
0.939

$
0.972

$
0.887

$
0.711

$
1.148

$
1.153

Number of Accumulation Units outstanding at end of period (in thousands)
3,660

4,432

5,313

7,857

9,168

11,857

14,219

15,501

16,993

15,599

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.514

$
1.347

$
1.039

$
0.936

$
0.968

$
0.884

$
0.709

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.433

$
1.514

$
1.347

$
1.039

$
0.936

$
0.968

$
0.884

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
533

851

993

724

891

1,182

1,204

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.059

$
19.625

$
15.144

$
13.648

$
14.135

$
12.915

$
10.358

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.863

$
22.059

$
19.625

$
15.144

$
13.648

$
14.135

$
12.915

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
51

72

41

47

57

35

18

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.858

$
19.476

$
15.051

$
13.585

$
14.091

$
12.894

$
10.357

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.642

$
21.858

$
19.476

$
15.051

$
13.585

$
14.091

$
12.894

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
174

183

153

71

67

30

7

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Bond Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.602

$
15.066

$
15.655

$
15.103

$
14.472

$
13.822

$
12.478

$
13.994

$
13.769

$
13.084

Accumulation Unit Value at end of period
$
15.389

$
15.602

$
15.066

$
15.655

$
15.103

$
14.472

$
13.822

$
12.478

$
13.994

$
13.769

Number of Accumulation Units outstanding at end of period (in thousands)
1,891

2,326

2,899

2,950

3,643

4,262

5,099

5,307

5,860

6,010

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.249

$
14.748

$
15.347

$
14.829

$
14.229

$
13.611

$
12.307

$
13.822

$
13.620

$
12.962

Accumulation Unit Value at end of period
$
15.018

$
15.249

$
14.748

$
15.347

$
14.829

$
14.229

$
13.611

$
12.307

$
13.822

$
13.620

Number of Accumulation Units outstanding at end of period (in thousands)
64

79

101

145

173

221

343

370

359

418

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.661

$
14.186

$
14.770

$
14.278

$
13.708

$
13.119

$
11.868

$
13.336

$
13.147

$
12.518

Accumulation Unit Value at end of period
$
14.432

$
14.661

$
14.186

$
14.770

$
14.278

$
13.708

$
13.119

$
11.868

$
13.336

$
13.147

Number of Accumulation Units outstanding at end of period (in thousands)
1,114

1,547

2,160

3,524

4,230

5,302

5,956

5,729

5,949

5,418

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.830

$
14.372

$
14.985

$
14.508

$
13.950

$
13.370

$
12.113

$
13.632

$
13.460

$
12.835

Accumulation Unit Value at end of period
$
14.577

$
14.830

$
14.372

$
14.985

$
14.508

$
13.950

$
13.370

$
12.113

$
13.632

$
13.460

Number of Accumulation Units outstanding at end of period (in thousands)
2,415

2,839

3,434

2,369

2,936

3,786

4,618

4,797

6,398

6,215

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.830

$
14.372

$
14.985

$
14.508

$
13.950

$
13.370

$
12.113

$
13.632

$
13.460

$
12.835

Accumulation Unit Value at end of period
$
14.577

$
14.830

$
14.372

$
14.985

$
14.508

$
13.950

$
13.370

$
12.113

$
13.632

$
13.460

Number of Accumulation Units outstanding at end of period (in thousands)
2,415

2,839

3,434

2,369

2,936

3,786

4,618

4,797

6,398

6,215



 
8

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.557

$
14.127

$
14.753

$
14.305

$
13.775

$
13.222

$
11.997

$
13.522

$
13.371

$
12.769

Accumulation Unit Value at end of period
$
14.286

$
14.557

$
14.127

$
14.753

$
14.305

$
13.775

$
13.222

$
11.997

$
13.522

$
13.371

Number of Accumulation Units outstanding at end of period (in thousands)
878

1,042

1,456

2,332

2,877

3,591

4,252

4,087

3,400

3,215

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.557

$
14.127

$
14.753

$
14.305

$
13.775

$
13.222

$
11.997

$
13.522

$
13.371

$
12.769

Accumulation Unit Value at end of period
$
14.286

$
14.557

$
14.127

$
14.753

$
14.305

$
13.775

$
13.222

$
11.997

$
13.522

$
13.371

Number of Accumulation Units outstanding at end of period (in thousands)
878

1,042

1,456

2,332

2,877

3,591

4,252

4,087

3,400

3,215

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.467

$
14.047

$
14.676

$
14.238

$
13.717

$
13.173

$
11.959

$
13.485

$
13.341

$
12.748

Accumulation Unit Value at end of period
$
14.191

$
14.467

$
14.047

$
14.676

$
14.238

$
13.717

$
13.173

$
11.959

$
13.485

$
13.341

Number of Accumulation Units outstanding at end of period (in thousands)
2,240

3,000

4,000

6,039

6,674

8,994

10,350

11,094

11,330

9,445

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.828

$
13.440

$
14.056

$
13.650

$
13.164

$
12.655

$
11.499

$
12.980

$
12.855

$
12.295

Accumulation Unit Value at end of period
$
13.551

$
13.828

$
13.440

$
14.056

$
13.650

$
13.164

$
12.655

$
11.499

$
12.980

$
12.855

Number of Accumulation Units outstanding at end of period (in thousands)
73

85

125

202

233

305

378

392

341

318

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.200

$
13.808

$
14.449

$
14.038

$
13.545

$
13.027

$
11.844

$
13.376

$
13.253

$
12.682

Accumulation Unit Value at end of period
$
13.908

$
14.200

$
13.808

$
14.449

$
14.038

$
13.545

$
13.027

$
11.844

$
13.376

$
13.253

Number of Accumulation Units outstanding at end of period (in thousands)
158

187

254

389

387

518

575

612

750

742

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.200

$
13.808

$
14.449

$
14.038

$
13.545

$
13.027

$
11.844

$
13.376

$
13.253

$
12.682

Accumulation Unit Value at end of period
$
13.908

$
14.200

$
13.808

$
14.449

$
14.038

$
13.545

$
13.027

$
11.844

$
13.376

$
13.253

Number of Accumulation Units outstanding at end of period (in thousands)
158

187

254

389

387

518

575

612

750

742

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.652

$
13.283

$
13.905

$
13.517

$
13.049

$
12.556

$
11.422

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.365

$
13.652

$
13.283

$
13.905

$
13.517

$
13.049

$
12.556

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
906

963

963

977

1,150

1,012

722

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.503

$
13.150

$
13.781

$
13.409

$
12.958

$
12.481

$
11.365

$
12.854

$
12.755

$
12.224

Accumulation Unit Value at end of period
$
13.205

$
13.503

$
13.150

$
13.781

$
13.409

$
12.958

$
12.481

$
11.365

$
12.854

$
12.755

Number of Accumulation Units outstanding at end of period (in thousands)
338

402

457

610

698

882

1,053

1,135

1,293

1,123

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.429

$
13.085

$
13.719

$
13.356

$
12.912

$
12.444

$
11.336

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.126

$
13.429

$
13.085

$
13.719

$
13.356

$
12.912

$
12.444

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
77

92

97

99

114

187

155

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.225

$
11.918

$
12.501

$
12.176

$
11.778

$
11.356

$
10.351

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.943

$
12.225

$
11.918

$
12.501

$
12.176

$
11.778

$
11.356

$
—

$
—

$
—



 
9

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
53

57

49

38

29

24

9

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.113

$
11.827

$
12.425

$
12.120

$
11.741

$
11.338

$
10.349

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.817

$
12.113

$
11.827

$
12.425

$
12.120

$
11.741

$
11.338

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
203

216

221

163

159

123

51

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Global Bond Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.788

$
12.822

$
13.381

$
12.810

$
12.458

$
12.035

$
11.154

$
10.958

$
10.199

$
10.025

Accumulation Unit Value at end of period
$
12.067

$
12.788

$
12.822

$
13.381

$
12.810

$
12.458

$
12.035

$
11.154

$
10.958

$
10.199

Number of Accumulation Units outstanding at end of period (in thousands)
274

394

506

967

1,143

1,085

1,163

1,235

292

71

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.631

$
12.684

$
13.256

$
12.710

$
12.379

$
11.977

$
11.117

$
10.938

$
10.196

$
10.024

Accumulation Unit Value at end of period
$
11.901

$
12.631

$
12.684

$
13.256

$
12.710

$
12.379

$
11.977

$
11.117

$
10.938

$
10.196

Number of Accumulation Units outstanding at end of period (in thousands)
10

11

14

15

20

32

55

75

9

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.579

$
12.638

$
13.215

$
12.676

$
12.352

$
11.957

$
11.104

$
10.931

$
10.194

$
10.023

Accumulation Unit Value at end of period
$
11.846

$
12.579

$
12.638

$
13.215

$
12.676

$
12.352

$
11.957

$
11.104

$
10.931

$
10.194

Number of Accumulation Units outstanding at end of period (in thousands)
382

569

837

1,238

1,601

1,834

2,201

2,062

521

93

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.424

$
12.501

$
13.092

$
12.577

$
12.274

$
11.899

$
11.067

$
10.911

$
10.191

$
10.022

Accumulation Unit Value at end of period
$
11.683

$
12.424

$
12.501

$
13.092

$
12.577

$
12.274

$
11.899

$
11.067

$
10.911

$
10.191

Number of Accumulation Units outstanding at end of period (in thousands)
266

342

452

876

1,156

1,256

1,222

1,158

518

79

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.424

$
12.501

$
13.092

$
12.577

$
12.274

$
11.899

$
11.067

$
10.911

$
10.191

$
10.022

Accumulation Unit Value at end of period
$
11.683

$
12.424

$
12.501

$
13.092

$
12.577

$
12.274

$
11.899

$
11.067

$
10.911

$
10.191

Number of Accumulation Units outstanding at end of period (in thousands)
266

342

452

876

1,156

1,256

1,222

1,158

518

79

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.272

$
12.366

$
12.970

$
12.479

$
12.196

$
11.842

$
11.030

$
10.890

$
10.187

$
10.021

Accumulation Unit Value at end of period
$
11.522

$
12.272

$
12.366

$
12.970

$
12.479

$
12.196

$
11.842

$
11.030

$
10.890

$
10.187

Number of Accumulation Units outstanding at end of period (in thousands)
208

271

445

731

996

974

1,114

1,337

308

48

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.272

$
12.366

$
12.970

$
12.479

$
12.196

$
11.842

$
11.030

$
10.890

$
10.187

$
10.021

Accumulation Unit Value at end of period
$
11.522

$
12.272

$
12.366

$
12.970

$
12.479

$
12.196

$
11.842

$
11.030

$
10.890

$
10.187

Number of Accumulation Units outstanding at end of period (in thousands)
208

271

445

731

996

974

1,114

1,337

308

48

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.221

$
12.322

$
12.929

$
12.446

$
12.170

$
11.823

$
11.018

$
10.884

$
10.186

$
10.020

Accumulation Unit Value at end of period
$
11.469

$
12.221

$
12.322

$
12.929

$
12.446

$
12.170

$
11.823

$
11.018

$
10.884

$
10.186

Number of Accumulation Units outstanding at end of period (in thousands)
700

1,002

1,313

1,973

3,018

2,978

3,497

3,519

946

109

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 


 
10

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
12.121

$
12.233

$
12.849

$
12.381

$
12.119

$
11.784

$
10.993

$
10.870

$
10.183

$
10.019

Accumulation Unit Value at end of period
$
11.364

$
12.121

$
12.233

$
12.849

$
12.381

$
12.119

$
11.784

$
10.993

$
10.870

$
10.183

Number of Accumulation Units outstanding at end of period (in thousands)
22

24

53

35

43

59

59

46

14

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.071

$
12.189

$
12.809

$
12.348

$
12.093

$
11.765

$
10.981

$
10.863

$
10.182

$
10.019

Accumulation Unit Value at end of period
$
11.311

$
12.071

$
12.189

$
12.809

$
12.348

$
12.093

$
11.765

$
10.981

$
10.863

$
10.182

Number of Accumulation Units outstanding at end of period (in thousands)
71

79

94

153

154

170

222

230

26

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.071

$
12.189

$
12.809

$
12.348

$
12.093

$
11.765

$
10.981

$
10.863

$
10.182

$
10.019

Accumulation Unit Value at end of period
$
11.311

$
12.071

$
12.189

$
12.809

$
12.348

$
12.093

$
11.765

$
10.981

$
10.863

$
10.182

Number of Accumulation Units outstanding at end of period (in thousands)
71

79

94

153

154

170

222

230

26

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.021

$
12.145

$
12.769

$
12.316

$
12.068

$
11.746

$
10.968

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.259

$
12.021

$
12.145

$
12.769

$
12.316

$
12.068

$
11.746

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
218

287

285

305

356

277

154

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.923

$
12.057

$
12.689

$
12.252

$
12.017

$
11.708

$
10.944

$
10.843

$
10.178

$
10.017

Accumulation Unit Value at end of period
$
11.155

$
11.923

$
12.057

$
12.689

$
12.252

$
12.017

$
11.708

$
10.944

$
10.843

$
10.178

Number of Accumulation Units outstanding at end of period (in thousands)
84

120

142

208

235

281

333

476

296

2

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.874

$
12.013

$
12.650

$
12.220

$
11.991

$
11.689

$
10.931

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.104

$
11.874

$
12.013

$
12.650

$
12.220

$
11.991

$
11.689

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

21

22

25

28

38

29

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.568

$
11.710

$
12.337

$
11.923

$
11.706

$
11.417

$
10.256

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.813

$
11.568

$
11.710

$
12.337

$
11.923

$
11.706

$
11.417

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

13

13

18

17

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.463

$
11.621

$
12.261

$
11.868

$
11.669

$
11.398

$
10.253

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.698

$
11.463

$
11.621

$
12.261

$
11.868

$
11.669

$
11.398

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
63

57

60

49

49

21

3

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Global Growth and Income Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.314

$
13.775

$
11.429

$
9.884

$
10.561

$
9.604

$
6.988

$
12.076

$
10.897

$
9.988

Accumulation Unit Value at end of period
$
13.891

$
14.314

$
13.775

$
11.429

$
9.884

$
10.561

$
9.604

$
6.988

$
12.076

$
10.897

Number of Accumulation Units outstanding at end of period (in thousands)
489

601

775

1,199

1,453

1,852

2,389

2,431

2,020

815

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 


 
11

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
14.127

$
13.616

$
11.314

$
9.799

$
10.486

$
9.551

$
6.960

$
12.045

$
10.885

$
9.987

Accumulation Unit Value at end of period
$
13.689

$
14.127

$
13.616

$
11.314

$
9.799

$
10.486

$
9.551

$
6.960

$
12.045

$
10.885

Number of Accumulation Units outstanding at end of period (in thousands)
6

8

9

6

13

36

58

71

49

24

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.066

$
13.563

$
11.276

$
9.771

$
10.461

$
9.533

$
6.950

$
12.034

$
10.881

$
9.987

Accumulation Unit Value at end of period
$
13.623

$
14.066

$
13.563

$
11.276

$
9.771

$
10.461

$
9.533

$
6.950

$
12.034

$
10.881

Number of Accumulation Units outstanding at end of period (in thousands)
807

1,134

1,644

2,439

3,029

3,531

4,213

4,301

3,228

1,545

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.882

$
13.407

$
11.162

$
9.687

$
10.387

$
9.479

$
6.922

$
12.003

$
10.868

$
9.986

Accumulation Unit Value at end of period
$
13.425

$
13.882

$
13.407

$
11.162

$
9.687

$
10.387

$
9.479

$
6.922

$
12.003

$
10.868

Number of Accumulation Units outstanding at end of period (in thousands)
383

552

650

1,252

1,676

2,225

2,550

2,759

2,622

1,194

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.882

$
13.407

$
11.162

$
9.687

$
10.387

$
9.479

$
6.922

$
12.003

$
10.868

$
9.986

Accumulation Unit Value at end of period
$
13.425

$
13.882

$
13.407

$
11.162

$
9.687

$
10.387

$
9.479

$
6.922

$
12.003

$
10.868

Number of Accumulation Units outstanding at end of period (in thousands)
383

552

650

1,252

1,676

2,225

2,550

2,759

2,622

1,194

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.702

$
13.252

$
11.050

$
9.604

$
10.313

$
9.426

$
6.893

$
11.972

$
10.856

$
9.985

Accumulation Unit Value at end of period
$
13.230

$
13.702

$
13.252

$
11.050

$
9.604

$
10.313

$
9.426

$
6.893

$
11.972

$
10.856

Number of Accumulation Units outstanding at end of period (in thousands)
280

321

487

693

925

1,306

1,545

1,575

1,137

560

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.702

$
13.252

$
11.050

$
9.604

$
10.313

$
9.426

$
6.893

$
11.972

$
10.856

$
9.985

Accumulation Unit Value at end of period
$
13.230

$
13.702

$
13.252

$
11.050

$
9.604

$
10.313

$
9.426

$
6.893

$
11.972

$
10.856

Number of Accumulation Units outstanding at end of period (in thousands)
280

321

487

693

925

1,306

1,545

1,575

1,137

560

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.642

$
13.201

$
11.013

$
9.576

$
10.289

$
9.409

$
6.884

$
11.961

$
10.852

$
9.984

Accumulation Unit Value at end of period
$
13.166

$
13.642

$
13.201

$
11.013

$
9.576

$
10.289

$
9.409

$
6.884

$
11.961

$
10.852

Number of Accumulation Units outstanding at end of period (in thousands)
1,182

1,546

2,112

3,261

4,110

5,476

6,423

7,041

6,182

2,740

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.523

$
13.099

$
10.939

$
9.521

$
10.240

$
9.374

$
6.865

$
11.941

$
10.844

$
9.984

Accumulation Unit Value at end of period
$
13.038

$
13.523

$
13.099

$
10.939

$
9.521

$
10.240

$
9.374

$
6.865

$
11.941

$
10.844

Number of Accumulation Units outstanding at end of period (in thousands)
11

13

15

22

37

52

61

68

41

7

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.464

$
13.048

$
10.902

$
9.494

$
10.216

$
9.356

$
6.855

$
11.930

$
10.840

$
9.983

Accumulation Unit Value at end of period
$
12.975

$
13.464

$
13.048

$
10.902

$
9.494

$
10.216

$
9.356

$
6.855

$
11.930

$
10.840

Number of Accumulation Units outstanding at end of period (in thousands)
48

52

60

85

118

195

243

258

208

148

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.464

$
13.048

$
10.902

$
9.494

$
10.216

$
9.356

$
6.855

$
11.930

$
10.840

$
9.983

Accumulation Unit Value at end of period
$
12.975

$
13.464

$
13.048

$
10.902

$
9.494

$
10.216

$
9.356

$
6.855

$
11.930

$
10.840

Number of Accumulation Units outstanding at end of period (in thousands)
48

52

60

85

118

195

243

258

208

148

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.405

$
12.998

$
10.865

$
9.467

$
10.192

$
9.339

$
6.846

$
—

$
—

$
—



 
12

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
12.912

$
13.405

$
12.998

$
10.865

$
9.467

$
10.192

$
9.339

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
337

340

280

287

304

297

210

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.289

$
12.898

$
10.792

$
9.413

$
10.143

$
9.304

$
6.827

$
11.899

$
10.828

$
9.982

Accumulation Unit Value at end of period
$
12.787

$
13.289

$
12.898

$
10.792

$
9.413

$
10.143

$
9.304

$
6.827

$
11.899

$
10.828

Number of Accumulation Units outstanding at end of period (in thousands)
160

210

274

396

479

643

714

770

705

335

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.231

$
12.848

$
10.756

$
9.386

$
10.119

$
9.286

$
6.818

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.725

$
13.231

$
12.848

$
10.756

$
9.386

$
10.119

$
9.286

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
36

37

38

34

32

33

29

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.419

$
19.839

$
16.616

$
14.507

$
15.649

$
14.368

$
10.554

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.628

$
20.419

$
19.839

$
16.616

$
14.507

$
15.649

$
14.368

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
14

13

10

8

11

9

3

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.234

$
19.687

$
16.515

$
14.440

$
15.600

$
14.344

$
10.552

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.421

$
20.234

$
19.687

$
16.515

$
14.440

$
15.600

$
14.344

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
52

53

38

17

18

11

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Global Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.682

$
22.538

$
17.737

$
14.713

$
16.417

$
14.935

$
10.670

$
17.607

$
15.585

$
13.157

Accumulation Unit Value at end of period
$
23.859

$
22.682

$
22.538

$
17.737

$
14.713

$
16.417

$
14.935

$
10.670

$
17.607

$
15.585

Number of Accumulation Units outstanding at end of period (in thousands)
499

561

718

1,094

1,396

1,736

2,126

2,597

3,052

3,235

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.169

$
22.061

$
17.388

$
14.445

$
16.142

$
14.707

$
10.523

$
17.390

$
15.417

$
13.034

Accumulation Unit Value at end of period
$
23.284

$
22.169

$
22.061

$
17.388

$
14.445

$
16.142

$
14.707

$
10.523

$
17.390

$
15.417

Number of Accumulation Units outstanding at end of period (in thousands)
9

16

24

36

44

54

66

90

148

203

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.205

$
17.130

$
13.508

$
11.227

$
12.552

$
11.443

$
8.191

$
13.543

$
12.013

$
10.161

Accumulation Unit Value at end of period
$
18.061

$
17.205

$
17.130

$
13.508

$
11.227

$
12.552

$
11.443

$
8.191

$
13.543

$
12.013

Number of Accumulation Units outstanding at end of period (in thousands)
800

958

1,299

1,823

2,371

3,148

3,723

4,190

4,585

4,330

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.560

$
21.498

$
16.979

$
14.133

$
15.825

$
14.447

$
10.357

$
17.151

$
15.235

$
12.907

Accumulation Unit Value at end of period
$
22.599

$
21.560

$
21.498

$
16.979

$
14.133

$
15.825

$
14.447

$
10.357

$
17.151

$
15.235

Number of Accumulation Units outstanding at end of period (in thousands)
358

426

520

807

1,069

1,380

1,819

2,104

2,732

2,685

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.560

$
21.498

$
16.979

$
14.133

$
15.825

$
14.447

$
10.357

$
17.151

$
15.235

$
12.907

Accumulation Unit Value at end of period
$
22.599

$
21.560

$
21.498

$
16.979

$
14.133

$
15.825

$
14.447

$
10.357

$
17.151

$
15.235



 
13

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
358

426

520

807

1,069

1,380

1,819

2,104

2,732

2,685

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.162

$
21.133

$
16.715

$
13.934

$
15.626

$
14.287

$
10.258

$
17.012

$
15.135

$
12.841

Accumulation Unit Value at end of period
$
22.149

$
21.162

$
21.133

$
16.715

$
13.934

$
15.626

$
14.287

$
10.258

$
17.012

$
15.135

Number of Accumulation Units outstanding at end of period (in thousands)
348

407

606

831

1,106

1,383

1,700

1,792

1,573

1,456

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.162

$
21.133

$
16.715

$
13.934

$
15.626

$
14.287

$
10.258

$
17.012

$
15.135

$
12.841

Accumulation Unit Value at end of period
$
22.149

$
21.162

$
21.133

$
16.715

$
13.934

$
15.626

$
14.287

$
10.258

$
17.012

$
15.135

Number of Accumulation Units outstanding at end of period (in thousands)
348

407

606

831

1,106

1,383

1,700

1,792

1,573

1,456

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.031

$
21.013

$
16.629

$
13.869

$
15.561

$
14.234

$
10.225

$
16.966

$
15.101

$
12.819

Accumulation Unit Value at end of period
$
22.001

$
21.031

$
21.013

$
16.629

$
13.869

$
15.561

$
14.234

$
10.225

$
16.966

$
15.101

Number of Accumulation Units outstanding at end of period (in thousands)
738

913

1,302

1,875

2,389

3,454

4,892

5,017

5,873

5,042

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.227

$
16.229

$
12.856

$
10.733

$
12.054

$
11.038

$
7.937

$
13.183

$
11.745

$
9.980

Accumulation Unit Value at end of period
$
16.958

$
16.227

$
16.229

$
12.856

$
10.733

$
12.054

$
11.038

$
7.937

$
13.183

$
11.745

Number of Accumulation Units outstanding at end of period (in thousands)
51

50

55

69

81

61

98

127

170

167

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.643

$
20.656

$
16.371

$
13.674

$
15.365

$
14.077

$
10.127

$
16.829

$
15.002

$
12.753

Accumulation Unit Value at end of period
$
21.562

$
20.643

$
20.656

$
16.371

$
13.674

$
15.365

$
14.077

$
10.127

$
16.829

$
15.002

Number of Accumulation Units outstanding at end of period (in thousands)
73

77

115

155

197

237

282

320

430

491

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.643

$
20.656

$
16.371

$
13.674

$
15.365

$
14.077

$
10.127

$
16.829

$
15.002

$
12.753

Accumulation Unit Value at end of period
$
21.562

$
20.643

$
20.656

$
16.371

$
13.674

$
15.365

$
14.077

$
10.127

$
16.829

$
15.002

Number of Accumulation Units outstanding at end of period (in thousands)
73

77

115

155

197

237

282

320

430

491

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.021

$
16.039

$
12.718

$
10.628

$
11.948

$
10.952

$
7.883

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.726

$
16.021

$
16.039

$
12.718

$
10.628

$
11.948

$
10.952

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
651

706

652

582

723

595

441

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.535

$
14.566

$
11.561

$
9.672

$
10.884

$
9.986

$
7.195

$
11.975

$
10.690

$
9.102

Accumulation Unit Value at end of period
$
15.160

$
14.535

$
14.566

$
11.561

$
9.672

$
10.884

$
9.986

$
7.195

$
11.975

$
10.690

Number of Accumulation Units outstanding at end of period (in thousands)
282

300

368

484

649

803

1,008

1,103

1,247

1,150

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.455

$
14.494

$
11.510

$
9.633

$
10.846

$
9.956

$
7.177

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.069

$
14.455

$
14.494

$
11.510

$
9.633

$
10.846

$
9.956

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
18

21

22

23

26

27

27

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.304

$
21.371

$
16.979

$
14.218

$
16.017

$
14.710

$
9.575

$
—

$
—

$
—



 
14

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
22.197

$
21.304

$
21.371

$
16.979

$
14.218

$
16.017

$
14.710

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
26

22

25

26

28

17

10

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.110

$
21.208

$
16.875

$
14.152

$
15.966

$
14.686

$
9.572

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.962

$
21.110

$
21.208

$
16.875

$
14.152

$
15.966

$
14.686

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
93

108

95

57

50

17

2

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Global Small Capitalization Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.479

$
25.365

$
20.102

$
17.293

$
21.743

$
18.057

$
11.381

$
24.896

$
20.843

$
17.081

Accumulation Unit Value at end of period
$
25.129

$
25.479

$
25.365

$
20.102

$
17.293

$
21.743

$
18.057

$
11.381

$
24.896

$
20.843

Number of Accumulation Units outstanding at end of period (in thousands)
273

317

381

461

625

821

953

1,099

1,517

1,547

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.903

$
24.828

$
19.706

$
16.978

$
21.380

$
17.782

$
11.225

$
24.590

$
20.618

$
16.922

Accumulation Unit Value at end of period
$
24.524

$
24.903

$
24.828

$
19.706

$
16.978

$
21.380

$
17.782

$
11.225

$
24.590

$
20.618

Number of Accumulation Units outstanding at end of period (in thousands)
20

20

22

28

30

38

52

53

90

112

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.384

$
18.338

$
14.562

$
12.552

$
15.815

$
13.160

$
8.311

$
18.216

$
15.282

$
12.549

Accumulation Unit Value at end of period
$
18.095

$
18.384

$
18.338

$
14.562

$
12.552

$
15.815

$
13.160

$
8.311

$
18.216

$
15.282

Number of Accumulation Units outstanding at end of period (in thousands)
460

621

871

1,265

1,628

2,121

2,689

2,656

3,260

3,005

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.219

$
24.195

$
19.242

$
16.611

$
20.959

$
17.467

$
11.048

$
24.251

$
20.375

$
16.756

Accumulation Unit Value at end of period
$
23.802

$
24.219

$
24.195

$
19.242

$
16.611

$
20.959

$
17.467

$
11.048

$
24.251

$
20.375

Number of Accumulation Units outstanding at end of period (in thousands)
301

373

444

481

676

990

1,184

1,307

1,910

1,973

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.219

$
24.195

$
19.242

$
16.611

$
20.959

$
17.467

$
11.048

$
24.251

$
20.375

$
16.756

Accumulation Unit Value at end of period
$
23.802

$
24.219

$
24.195

$
19.242

$
16.611

$
20.959

$
17.467

$
11.048

$
24.251

$
20.375

Number of Accumulation Units outstanding at end of period (in thousands)
301

373

444

481

676

990

1,184

1,307

1,910

1,973

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.772

$
23.784

$
18.943

$
16.378

$
20.696

$
17.274

$
10.942

$
24.055

$
20.241

$
16.671

Accumulation Unit Value at end of period
$
23.328

$
23.772

$
23.784

$
18.943

$
16.378

$
20.696

$
17.274

$
10.942

$
24.055

$
20.241

Number of Accumulation Units outstanding at end of period (in thousands)
244

282

388

561

735

1,069

1,380

1,291

1,344

1,225

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.772

$
23.784

$
18.943

$
16.378

$
20.696

$
17.274

$
10.942

$
24.055

$
20.241

$
16.671

Accumulation Unit Value at end of period
$
23.328

$
23.772

$
23.784

$
18.943

$
16.378

$
20.696

$
17.274

$
10.942

$
24.055

$
20.241

Number of Accumulation Units outstanding at end of period (in thousands)
244

282

388

561

735

1,069

1,380

1,291

1,344

1,225

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.625

$
23.648

$
18.845

$
16.301

$
20.610

$
17.210

$
10.907

$
23.990

$
20.196

$
16.642

Accumulation Unit Value at end of period
$
23.172

$
23.625

$
23.648

$
18.845

$
16.301

$
20.610

$
17.210

$
10.907

$
23.990

$
20.196

Number of Accumulation Units outstanding at end of period (in thousands)
502

665

909

1,230

1,616

2,505

3,549

2,992

3,928

3,540



 
15

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.339

$
17.374

$
13.859

$
12.000

$
15.187

$
12.694

$
8.053

$
17.731

$
14.942

$
12.325

Accumulation Unit Value at end of period
$
16.990

$
17.339

$
17.374

$
13.859

$
12.000

$
15.187

$
12.694

$
8.053

$
17.731

$
14.942

Number of Accumulation Units outstanding at end of period (in thousands)
23

22

35

42

52

84

85

100

235

184

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.189

$
23.247

$
18.553

$
16.072

$
20.351

$
17.020

$
10.803

$
23.796

$
20.063

$
16.557

Accumulation Unit Value at end of period
$
22.710

$
23.189

$
23.247

$
18.553

$
16.072

$
20.351

$
17.020

$
10.803

$
23.796

$
20.063

Number of Accumulation Units outstanding at end of period (in thousands)
41

46

65

87

105

148

184

183

258

286

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.189

$
23.247

$
18.553

$
16.072

$
20.351

$
17.020

$
10.803

$
23.796

$
20.063

$
16.557

Accumulation Unit Value at end of period
$
22.710

$
23.189

$
23.247

$
18.553

$
16.072

$
20.351

$
17.020

$
10.803

$
23.796

$
20.063

Number of Accumulation Units outstanding at end of period (in thousands)
41

46

65

87

105

148

184

183

258

286

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.119

$
17.170

$
13.710

$
11.883

$
15.054

$
12.596

$
7.999

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.757

$
17.119

$
17.170

$
13.710

$
11.883

$
15.054

$
12.596

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
297

323

332

362

496

490

272

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.712

$
16.779

$
13.411

$
11.636

$
14.755

$
12.359

$
7.856

$
17.331

$
14.634

$
12.095

Accumulation Unit Value at end of period
$
16.343

$
16.712

$
16.779

$
13.411

$
11.636

$
14.755

$
12.359

$
7.856

$
17.331

$
14.634

Number of Accumulation Units outstanding at end of period (in thousands)
118

151

187

252

321

414

476

512

579

558

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.621

$
16.696

$
13.351

$
11.589

$
14.704

$
12.321

$
7.836

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.245

$
16.621

$
16.696

$
13.351

$
11.589

$
14.704

$
12.321

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

12

17

24

28

34

31

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.387

$
22.499

$
18.001

$
15.633

$
19.845

$
16.638

$
9.852

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.870

$
22.387

$
22.499

$
18.001

$
15.633

$
19.845

$
16.638

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

8

10

7

9

10

2

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.183

$
22.328

$
17.891

$
15.561

$
19.783

$
16.610

$
9.849

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.639

$
22.183

$
22.328

$
17.891

$
15.561

$
19.783

$
16.610

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
50

54

50

29

34

22

9

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.619

$
19.318

$
15.096

$
13.018

$
13.826

$
11.843

$
8.636

$
15.671

$
14.181

$
13.080

Accumulation Unit Value at end of period
$
21.673

$
20.619

$
19.318

$
15.096

$
13.018

$
13.826

$
11.843

$
8.636

$
15.671

$
14.181

Number of Accumulation Units outstanding at end of period (in thousands)
3,116

3,699

4,818

6,518

8,075

9,796

11,953

14,679

17,290

18,524



 
16

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.153

$
18.910

$
14.798

$
12.780

$
13.594

$
11.662

$
8.517

$
15.478

$
14.027

$
12.958

Accumulation Unit Value at end of period
$
21.151

$
20.153

$
18.910

$
14.798

$
12.780

$
13.594

$
11.662

$
8.517

$
15.478

$
14.027

Number of Accumulation Units outstanding at end of period (in thousands)
147

180

219

279

389

468

620

793

1,012

1,253

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.011

$
13.154

$
10.299

$
8.899

$
9.470

$
8.129

$
5.939

$
10.799

$
9.792

$
9.050

Accumulation Unit Value at end of period
$
14.698

$
14.011

$
13.154

$
10.299

$
8.899

$
9.470

$
8.129

$
5.939

$
10.799

$
9.792

Number of Accumulation Units outstanding at end of period (in thousands)
5,377

7,055

10,032

14,683

19,488

24,949

29,921

33,047

34,759

33,246

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.599

$
18.427

$
14.450

$
12.504

$
13.327

$
11.456

$
8.383

$
15.265

$
13.862

$
12.831

Accumulation Unit Value at end of period
$
20.529

$
19.599

$
18.427

$
14.450

$
12.504

$
13.327

$
11.456

$
8.383

$
15.265

$
13.862

Number of Accumulation Units outstanding at end of period (in thousands)
2,450

3,003

3,859

6,063

8,486

10,656

13,385

15,241

18,968

20,465

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.599

$
18.427

$
14.450

$
12.504

$
13.327

$
11.456

$
8.383

$
15.265

$
13.862

$
12.831

Accumulation Unit Value at end of period
$
20.529

$
19.599

$
18.427

$
14.450

$
12.504

$
13.327

$
11.456

$
8.383

$
15.265

$
13.862

Number of Accumulation Units outstanding at end of period (in thousands)
2,450

3,003

3,859

6,063

8,486

10,656

13,385

15,241

18,968

20,465

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.237

$
18.114

$
14.225

$
12.329

$
13.160

$
11.329

$
8.303

$
15.142

$
13.770

$
12.765

Accumulation Unit Value at end of period
$
20.119

$
19.237

$
18.114

$
14.225

$
12.329

$
13.160

$
11.329

$
8.303

$
15.142

$
13.770

Number of Accumulation Units outstanding at end of period (in thousands)
2,505

3,081

4,047

5,766

7,758

10,091

12,234

13,450

12,822

13,143

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.237

$
18.114

$
14.225

$
12.329

$
13.160

$
11.329

$
8.303

$
15.142

$
13.770

$
12.765

Accumulation Unit Value at end of period
$
20.119

$
19.237

$
18.114

$
14.225

$
12.329

$
13.160

$
11.329

$
8.303

$
15.142

$
13.770

Number of Accumulation Units outstanding at end of period (in thousands)
2,505

3,081

4,047

5,766

7,758

10,091

12,234

13,450

12,822

13,143

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.118

$
18.011

$
14.152

$
12.271

$
13.104

$
11.287

$
8.276

$
15.101

$
13.740

$
12.744

Accumulation Unit Value at end of period
$
19.985

$
19.118

$
18.011

$
14.152

$
12.271

$
13.104

$
11.287

$
8.276

$
15.101

$
13.740

Number of Accumulation Units outstanding at end of period (in thousands)
6,057

7,786

10,691

15,439

20,322

27,204

34,835

39,650

42,366

38,431

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.215

$
12.462

$
9.801

$
8.507

$
9.094

$
7.841

$
5.755

$
10.511

$
9.574

$
8.888

Accumulation Unit Value at end of period
$
13.800

$
13.215

$
12.462

$
9.801

$
8.507

$
9.094

$
7.841

$
5.755

$
10.511

$
9.574

Number of Accumulation Units outstanding at end of period (in thousands)
352

399

462

614

820

1,120

1,442

1,615

1,513

1,488

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.765

$
17.705

$
13.932

$
12.099

$
12.940

$
11.162

$
8.197

$
14.979

$
13.649

$
12.678

Accumulation Unit Value at end of period
$
19.587

$
18.765

$
17.705

$
13.932

$
12.099

$
12.940

$
11.162

$
8.197

$
14.979

$
13.649

Number of Accumulation Units outstanding at end of period (in thousands)
538

596

727

1,057

1,365

1,656

2,071

2,298

2,839

3,200

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.765

$
17.705

$
13.932

$
12.099

$
12.940

$
11.162

$
8.197

$
14.979

$
13.649

$
12.678

Accumulation Unit Value at end of period
$
19.587

$
18.765

$
17.705

$
13.932

$
12.099

$
12.940

$
11.162

$
8.197

$
14.979

$
13.649

Number of Accumulation Units outstanding at end of period (in thousands)
538

596

727

1,057

1,365

1,656

2,071

2,298

2,839

3,200

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
17

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
13.047

$
12.316

$
9.696

$
8.424

$
9.015

$
7.780

$
5.716

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.611

$
13.047

$
12.316

$
9.696

$
8.424

$
9.015

$
7.780

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3,056

3,480

3,531

3,262

3,975

3,340

1,944

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.953

$
12.239

$
9.645

$
8.389

$
8.985

$
7.763

$
5.709

$
10.448

$
9.535

$
8.870

Accumulation Unit Value at end of period
$
13.499

$
12.953

$
12.239

$
9.645

$
8.389

$
8.985

$
7.763

$
5.709

$
10.448

$
9.535

Number of Accumulation Units outstanding at end of period (in thousands)
1,498

1,863

2,294

3,109

3,895

5,044

6,211

6,792

7,370

7,008

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.882

$
12.178

$
9.602

$
8.355

$
8.954

$
7.739

$
5.695

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.418

$
12.882

$
12.178

$
9.602

$
8.355

$
8.954

$
7.739

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
162

192

247

220

282

344

367

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.285

$
22.025

$
17.374

$
15.126

$
16.218

$
14.025

$
9.448

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
24.244

$
23.285

$
22.025

$
17.374

$
15.126

$
16.218

$
14.025

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
149

158

142

134

131

97

39

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.073

$
21.857

$
17.268

$
15.056

$
16.167

$
14.002

$
9.445

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
23.987

$
23.073

$
21.857

$
17.268

$
15.056

$
16.167

$
14.002

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
468

525

483

318

315

156

71

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds Growth-Income Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.596

$
18.007

$
13.713

$
11.866

$
12.289

$
11.212

$
8.685

$
14.207

$
13.750

$
12.134

Accumulation Unit Value at end of period
$
19.555

$
19.596

$
18.007

$
13.713

$
11.866

$
12.289

$
11.212

$
8.685

$
14.207

$
13.750

Number of Accumulation Units outstanding at end of period (in thousands)
3,226

3,855

5,069

6,921

8,406

10,086

11,936

14,761

17,696

19,476

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.152

$
17.626

$
13.443

$
11.650

$
12.083

$
11.041

$
8.565

$
14.032

$
13.601

$
12.020

Accumulation Unit Value at end of period
$
19.084

$
19.152

$
17.626

$
13.443

$
11.650

$
12.083

$
11.041

$
8.565

$
14.032

$
13.601

Number of Accumulation Units outstanding at end of period (in thousands)
149

171

204

295

375

425

587

795

1,182

1,577

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.353

$
17.819

$
13.597

$
11.789

$
12.233

$
11.184

$
8.681

$
14.228

$
13.798

$
12.201

Accumulation Unit Value at end of period
$
19.274

$
19.353

$
17.819

$
13.597

$
11.789

$
12.233

$
11.184

$
8.681

$
14.228

$
13.798

Number of Accumulation Units outstanding at end of period (in thousands)
3,781

5,018

7,080

10,530

13,974

17,957

21,342

23,847

25,475

24,685

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.627

$
17.176

$
13.126

$
11.398

$
11.845

$
10.845

$
8.431

$
13.839

$
13.441

$
11.903

Accumulation Unit Value at end of period
$
18.523

$
18.627

$
17.176

$
13.126

$
11.398

$
11.845

$
10.845

$
8.431

$
13.839

$
13.441

Number of Accumulation Units outstanding at end of period (in thousands)
2,582

3,196

4,094

6,204

8,500

10,642

13,600

15,422

19,545

20,994

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.627

$
17.176

$
13.126

$
11.398

$
11.845

$
10.845

$
8.431

$
13.839

$
13.441

$
11.903

Accumulation Unit Value at end of period
$
18.523

$
18.627

$
17.176

$
13.126

$
11.398

$
11.845

$
10.845

$
8.431

$
13.839

$
13.441



 
18

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
2,582

3,196

4,094

6,204

8,500

10,642

13,600

15,422

19,545

20,994

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.283

$
16.884

$
12.922

$
11.238

$
11.697

$
10.725

$
8.350

$
13.727

$
13.352

$
11.842

Accumulation Unit Value at end of period
$
18.154

$
18.283

$
16.884

$
12.922

$
11.238

$
11.697

$
10.725

$
8.350

$
13.727

$
13.352

Number of Accumulation Units outstanding at end of period (in thousands)
2,709

3,268

4,279

6,188

8,226

10,589

13,035

14,385

14,288

14,895

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.283

$
16.884

$
12.922

$
11.238

$
11.697

$
10.725

$
8.350

$
13.727

$
13.352

$
11.842

Accumulation Unit Value at end of period
$
18.154

$
18.283

$
16.884

$
12.922

$
11.238

$
11.697

$
10.725

$
8.350

$
13.727

$
13.352

Number of Accumulation Units outstanding at end of period (in thousands)
2,709

3,268

4,279

6,188

8,226

10,589

13,035

14,385

14,288

14,895

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.170

$
16.788

$
12.855

$
11.185

$
11.648

$
10.685

$
8.323

$
13.690

$
13.323

$
11.822

Accumulation Unit Value at end of period
$
18.033

$
18.170

$
16.788

$
12.855

$
11.185

$
11.648

$
10.685

$
8.323

$
13.690

$
13.323

Number of Accumulation Units outstanding at end of period (in thousands)
6,288

7,994

10,975

15,619

20,022

26,403

33,342

38,315

40,562

38,166

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.253

$
16.882

$
12.940

$
11.270

$
11.748

$
10.788

$
8.411

$
13.849

$
13.491

$
11.983

Accumulation Unit Value at end of period
$
18.097

$
18.253

$
16.882

$
12.940

$
11.270

$
11.748

$
10.788

$
8.411

$
13.849

$
13.491

Number of Accumulation Units outstanding at end of period (in thousands)
241

272

308

436

550

722

894

966

950

925

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.834

$
16.503

$
12.656

$
11.028

$
11.501

$
10.567

$
8.243

$
13.579

$
13.235

$
11.761

Accumulation Unit Value at end of period
$
17.673

$
17.834

$
16.503

$
12.656

$
11.028

$
11.501

$
10.567

$
8.243

$
13.579

$
13.235

Number of Accumulation Units outstanding at end of period (in thousands)
484

547

717

1,042

1,281

1,586

1,953

2,215

2,881

3,212

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.834

$
16.503

$
12.656

$
11.028

$
11.501

$
10.567

$
8.243

$
13.579

$
13.235

$
11.761

Accumulation Unit Value at end of period
$
17.673

$
17.834

$
16.503

$
12.656

$
11.028

$
11.501

$
10.567

$
8.243

$
13.579

$
13.235

Number of Accumulation Units outstanding at end of period (in thousands)
484

547

717

1,042

1,281

1,586

1,953

2,215

2,881

3,212

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.020

$
16.684

$
12.801

$
11.160

$
11.645

$
10.704

$
8.354

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.849

$
18.020

$
16.684

$
12.801

$
11.160

$
11.645

$
10.704

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2,272

2,566

2,640

2,451

2,803

2,344

1,280

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.083

$
16.758

$
12.871

$
11.233

$
11.732

$
10.795

$
8.434

$
13.914

$
13.581

$
12.087

Accumulation Unit Value at end of period
$
17.893

$
18.083

$
16.758

$
12.871

$
11.233

$
11.732

$
10.795

$
8.434

$
13.914

$
13.581

Number of Accumulation Units outstanding at end of period (in thousands)
1,033

1,346

1,641

2,108

2,706

3,409

4,221

4,701

5,229

5,027

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.984

$
16.675

$
12.813

$
11.188

$
11.691

$
10.763

$
8.413

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.786

$
17.984

$
16.675

$
12.813

$
11.188

$
11.691

$
10.763

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
173

195

240

203

240

286

295

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.886

$
20.303

$
15.609

$
13.636

$
14.256

$
13.131

$
9.283

$
—

$
—

$
—



 
19

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
21.634

$
21.886

$
20.303

$
15.609

$
13.636

$
14.256

$
13.131

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
105

122

116

113

120

87

39

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.687

$
20.149

$
15.513

$
13.573

$
14.211

$
13.109

$
9.280

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.405

$
21.687

$
20.149

$
15.513

$
13.573

$
14.211

$
13.109

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
511

516

480

267

281

138

25

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds International Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.102

$
18.904

$
15.800

$
13.624

$
16.099

$
15.262

$
10.845

$
19.051

$
16.137

$
13.788

Accumulation Unit Value at end of period
$
17.000

$
18.102

$
18.904

$
15.800

$
13.624

$
16.099

$
15.262

$
10.845

$
19.051

$
16.137

Number of Accumulation Units outstanding at end of period (in thousands)
803

943

1,207

1,535

1,886

2,313

2,747

3,513

4,174

4,450

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.692

$
18.505

$
15.490

$
13.376

$
15.829

$
15.029

$
10.696

$
18.816

$
15.962

$
13.660

Accumulation Unit Value at end of period
$
16.590

$
17.692

$
18.505

$
15.490

$
13.376

$
15.829

$
15.029

$
10.696

$
18.816

$
15.962

Number of Accumulation Units outstanding at end of period (in thousands)
52

56

65

92

109

128

157

186

240

311

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.485

$
14.111

$
11.818

$
10.210

$
12.089

$
11.484

$
8.177

$
14.392

$
12.215

$
10.458

Accumulation Unit Value at end of period
$
12.639

$
13.485

$
14.111

$
11.818

$
10.210

$
12.089

$
11.484

$
8.177

$
14.392

$
12.215

Number of Accumulation Units outstanding at end of period (in thousands)
1,339

1,752

2,366

3,460

4,532

5,696

6,725

7,606

8,017

7,753

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.206

$
18.033

$
15.124

$
13.086

$
15.518

$
14.764

$
10.527

$
18.558

$
15.774

$
13.526

Accumulation Unit Value at end of period
$
16.102

$
17.206

$
18.033

$
15.124

$
13.086

$
15.518

$
14.764

$
10.527

$
18.558

$
15.774

Number of Accumulation Units outstanding at end of period (in thousands)
703

819

977

1,434

2,007

2,512

3,154

3,547

4,369

4,113

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.206

$
18.033

$
15.124

$
13.086

$
15.518

$
14.764

$
10.527

$
18.558

$
15.774

$
13.526

Accumulation Unit Value at end of period
$
16.102

$
17.206

$
18.033

$
15.124

$
13.086

$
15.518

$
14.764

$
10.527

$
18.558

$
15.774

Number of Accumulation Units outstanding at end of period (in thousands)
703

819

977

1,434

2,007

2,512

3,154

3,547

4,369

4,113

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.889

$
17.726

$
14.890

$
12.903

$
15.324

$
14.600

$
10.426

$
18.408

$
15.670

$
13.457

Accumulation Unit Value at end of period
$
15.781

$
16.889

$
17.726

$
14.890

$
12.903

$
15.324

$
14.600

$
10.426

$
18.408

$
15.670

Number of Accumulation Units outstanding at end of period (in thousands)
663

789

1,019

1,459

1,909

2,448

3,010

3,378

3,243

3,210

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.889

$
17.726

$
14.890

$
12.903

$
15.324

$
14.600

$
10.426

$
18.408

$
15.670

$
13.457

Accumulation Unit Value at end of period
$
15.781

$
16.889

$
17.726

$
14.890

$
12.903

$
15.324

$
14.600

$
10.426

$
18.408

$
15.670

Number of Accumulation Units outstanding at end of period (in thousands)
663

789

1,019

1,459

1,909

2,448

3,010

3,378

3,243

3,210

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.784

$
17.625

$
14.813

$
12.842

$
15.259

$
14.546

$
10.393

$
18.358

$
15.635

$
13.434

Accumulation Unit Value at end of period
$
15.676

$
16.784

$
17.625

$
14.813

$
12.842

$
15.259

$
14.546

$
10.393

$
18.358

$
15.635

Number of Accumulation Units outstanding at end of period (in thousands)
1,614

2,063

2,706

3,837

4,966

6,644

8,331

9,879

11,219

10,552



 
20

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.718

$
13.369

$
11.247

$
9.761

$
11.609

$
11.078

$
7.923

$
14.008

$
11.943

$
10.271

Accumulation Unit Value at end of period
$
11.867

$
12.718

$
13.369

$
11.247

$
9.761

$
11.609

$
11.078

$
7.923

$
14.008

$
11.943

Number of Accumulation Units outstanding at end of period (in thousands)
59

76

98

109

141

199

243

249

360

336

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.474

$
17.326

$
14.583

$
12.662

$
15.068

$
14.385

$
10.293

$
18.209

$
15.532

$
13.365

Accumulation Unit Value at end of period
$
15.363

$
16.474

$
17.326

$
14.583

$
12.662

$
15.068

$
14.385

$
10.293

$
18.209

$
15.532

Number of Accumulation Units outstanding at end of period (in thousands)
112

128

149

205

227

297

369

416

583

607

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.474

$
17.326

$
14.583

$
12.662

$
15.068

$
14.385

$
10.293

$
18.209

$
15.532

$
13.365

Accumulation Unit Value at end of period
$
15.363

$
16.474

$
17.326

$
14.583

$
12.662

$
15.068

$
14.385

$
10.293

$
18.209

$
15.532

Number of Accumulation Units outstanding at end of period (in thousands)
112

128

149

205

227

297

369

416

583

607

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.557

$
13.212

$
11.126

$
9.665

$
11.508

$
10.992

$
7.869

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.704

$
12.557

$
13.212

$
11.126

$
9.665

$
11.508

$
10.992

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
719

757

766

847

1,041

856

527

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.354

$
11.958

$
10.080

$
8.766

$
10.447

$
9.988

$
7.158

$
12.682

$
10.834

$
9.336

Accumulation Unit Value at end of period
$
10.572

$
11.354

$
11.958

$
10.080

$
8.766

$
10.447

$
9.988

$
7.158

$
12.682

$
10.834

Number of Accumulation Units outstanding at end of period (in thousands)
408

474

607

864

1,022

1,297

1,596

1,856

2,219

2,100

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.291

$
11.899

$
10.035

$
8.731

$
10.410

$
9.959

$
7.140

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.509

$
11.291

$
11.899

$
10.035

$
8.731

$
10.410

$
9.959

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
37

48

50

53

63

91

99

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.964

$
17.885

$
15.091

$
13.136

$
15.671

$
14.999

$
9.376

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.780

$
16.964

$
17.885

$
15.091

$
13.136

$
15.671

$
14.999

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
23

30

33

34

33

23

13

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.809

$
17.749

$
14.999

$
13.075

$
15.622

$
14.974

$
9.373

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.613

$
16.809

$
17.749

$
14.999

$
13.075

$
15.622

$
14.974

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
130

138

130

98

108

51

23

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
American Funds New World Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.546

$
29.293

$
26.738

$
23.071

$
27.257

$
23.509

$
15.970

$
28.176

$
21.665

$
16.611

Accumulation Unit Value at end of period
$
25.290

$
26.546

$
29.293

$
26.738

$
23.071

$
27.257

$
23.509

$
15.970

$
28.176

$
21.665

Number of Accumulation Units outstanding at end of period (in thousands)
202

234

295

466

609

851

937

977

1,124

1,137



 
21

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.946

$
28.674

$
26.212

$
22.651

$
26.801

$
23.150

$
15.750

$
27.829

$
21.431

$
16.456

Accumulation Unit Value at end of period
$
24.681

$
25.946

$
28.674

$
26.212

$
22.651

$
26.801

$
23.150

$
15.750

$
27.829

$
21.431

Number of Accumulation Units outstanding at end of period (in thousands)
15

15

17

20

22

32

33

34

53

47

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.445

$
27.029

$
24.721

$
21.374

$
25.302

$
21.866

$
14.884

$
26.312

$
20.273

$
15.575

Accumulation Unit Value at end of period
$
23.243

$
24.445

$
27.029

$
24.721

$
21.374

$
25.302

$
21.866

$
14.884

$
26.312

$
20.273

Number of Accumulation Units outstanding at end of period (in thousands)
277

375

529

758

981

1,263

1,379

1,330

1,638

1,360

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.233

$
27.942

$
25.595

$
22.162

$
26.275

$
22.740

$
15.502

$
27.447

$
21.179

$
16.295

Accumulation Unit Value at end of period
$
23.956

$
25.233

$
27.942

$
25.595

$
22.162

$
26.275

$
22.740

$
15.502

$
27.447

$
21.179

Number of Accumulation Units outstanding at end of period (in thousands)
170

196

237

476

640

983

1,116

1,189

1,434

1,267

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.233

$
27.942

$
25.595

$
22.162

$
26.275

$
22.740

$
15.502

$
27.447

$
21.179

$
16.295

Accumulation Unit Value at end of period
$
23.956

$
25.233

$
27.942

$
25.595

$
22.162

$
26.275

$
22.740

$
15.502

$
27.447

$
21.179

Number of Accumulation Units outstanding at end of period (in thousands)
170

196

237

476

640

983

1,116

1,189

1,434

1,267

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.768

$
27.468

$
25.198

$
21.851

$
25.945

$
22.489

$
15.354

$
27.225

$
21.039

$
16.212

Accumulation Unit Value at end of period
$
23.478

$
24.768

$
27.468

$
25.198

$
21.851

$
25.945

$
22.489

$
15.354

$
27.225

$
21.039

Number of Accumulation Units outstanding at end of period (in thousands)
180

208

300

467

597

841

1,021

993

824

693

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.768

$
27.468

$
25.198

$
21.851

$
25.945

$
22.489

$
15.354

$
27.225

$
21.039

$
16.212

Accumulation Unit Value at end of period
$
23.478

$
24.768

$
27.468

$
25.198

$
21.851

$
25.945

$
22.489

$
15.354

$
27.225

$
21.039

Number of Accumulation Units outstanding at end of period (in thousands)
180

208

300

467

597

841

1,021

993

824

693

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.614

$
27.312

$
25.067

$
21.748

$
25.836

$
22.406

$
15.305

$
27.151

$
20.993

$
16.184

Accumulation Unit Value at end of period
$
23.321

$
24.614

$
27.312

$
25.067

$
21.748

$
25.836

$
22.406

$
15.305

$
27.151

$
20.993

Number of Accumulation Units outstanding at end of period (in thousands)
444

603

839

1,270

1,676

2,484

2,928

2,868

3,286

2,559

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.056

$
25.608

$
23.527

$
20.433

$
24.298

$
21.092

$
14.422

$
25.611

$
19.822

$
15.297

Accumulation Unit Value at end of period
$
21.823

$
23.056

$
25.608

$
23.527

$
20.433

$
24.298

$
21.092

$
14.422

$
25.611

$
19.822

Number of Accumulation Units outstanding at end of period (in thousands)
12

12

14

21

29

43

54

57

54

41

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.160

$
26.848

$
24.678

$
21.443

$
25.512

$
22.158

$
15.158

$
26.931

$
20.854

$
16.101

Accumulation Unit Value at end of period
$
22.857

$
24.160

$
26.848

$
24.678

$
21.443

$
25.512

$
22.158

$
15.158

$
26.931

$
20.854

Number of Accumulation Units outstanding at end of period (in thousands)
52

59

89

111

126

171

183

198

176

193

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.160

$
26.848

$
24.678

$
21.443

$
25.512

$
22.158

$
15.158

$
26.931

$
20.854

$
16.101

Accumulation Unit Value at end of period
$
22.857

$
24.160

$
26.848

$
24.678

$
21.443

$
25.512

$
22.158

$
15.158

$
26.931

$
20.854

Number of Accumulation Units outstanding at end of period (in thousands)
52

59

89

111

126

171

183

198

176

193

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
22

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
22.763

$
25.308

$
23.275

$
20.234

$
24.085

$
20.929

$
14.324

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.524

$
22.763

$
25.308

$
23.275

$
20.234

$
24.085

$
20.929

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
204

224

249

230

296

285

137

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.514

$
25.056

$
23.066

$
20.072

$
23.917

$
20.803

$
14.253

$
25.361

$
19.668

$
15.208

Accumulation Unit Value at end of period
$
21.267

$
22.514

$
25.056

$
23.066

$
20.072

$
23.917

$
20.803

$
14.253

$
25.361

$
19.668

Number of Accumulation Units outstanding at end of period (in thousands)
80

102

128

193

236

301

326

366

389

337

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.390

$
24.931

$
22.962

$
19.992

$
23.833

$
20.741

$
14.217

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.140

$
22.390

$
24.931

$
22.962

$
19.992

$
23.833

$
20.741

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

10

11

12

12

13

6

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.463

$
18.340

$
16.900

$
14.722

$
17.559

$
15.288

$
10.485

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.536

$
16.463

$
18.340

$
16.900

$
14.722

$
17.559

$
15.288

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
14

17

24

22

21

9

1

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.313

$
18.201

$
16.797

$
14.654

$
17.504

$
15.263

$
10.483

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.371

$
16.313

$
18.201

$
16.797

$
14.654

$
17.504

$
15.263

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
60

60

47

27

27

17

12

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Flex Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.436

$
15.748

$
11.645

$
10.835

$
11.571

$
10.124

$
7.740

$
12.165

$
10.818

$
10.454

Accumulation Unit Value at end of period
$
16.872

$
16.436

$
15.748

$
11.645

$
10.835

$
11.571

$
10.124

$
7.740

$
12.165

$
10.818

Number of Accumulation Units outstanding at end of period (in thousands)
25

29

36

52

71

75

94

88

149

52

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.195

$
15.540

$
11.509

$
10.724

$
11.470

$
10.051

$
7.696

$
12.113

$
10.788

$
10.441

Accumulation Unit Value at end of period
$
16.600

$
16.195

$
15.540

$
11.509

$
10.724

$
11.470

$
10.051

$
7.696

$
12.113

$
10.788

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

2

1

1

6

5

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.115

$
15.472

$
11.464

$
10.688

$
11.437

$
10.026

$
7.681

$
12.096

$
10.778

$
10.437

Accumulation Unit Value at end of period
$
16.511

$
16.115

$
15.472

$
11.464

$
10.688

$
11.437

$
10.026

$
7.681

$
12.096

$
10.778

Number of Accumulation Units outstanding at end of period (in thousands)
93

195

167

283

374

463

487

450

411

333

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.879

$
15.268

$
11.330

$
10.578

$
11.337

$
9.954

$
7.637

$
12.045

$
10.749

$
10.424

Accumulation Unit Value at end of period
$
16.244

$
15.879

$
15.268

$
11.330

$
10.578

$
11.337

$
9.954

$
7.637

$
12.045

$
10.749

Number of Accumulation Units outstanding at end of period (in thousands)
49

58

77

150

194

237

253

234

213

102

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.879

$
15.268

$
11.330

$
10.578

$
11.337

$
9.954

$
7.637

$
12.045

$
10.749

$
10.424

Accumulation Unit Value at end of period
$
16.244

$
15.879

$
15.268

$
11.330

$
10.578

$
11.337

$
9.954

$
7.637

$
12.045

$
10.749



 
23

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
49

58

77

150

194

237

253

234

213

102

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.647

$
15.067

$
11.197

$
10.470

$
11.238

$
9.882

$
7.593

$
11.994

$
10.719

$
10.411

Accumulation Unit Value at end of period
$
15.982

$
15.647

$
15.067

$
11.197

$
10.470

$
11.238

$
9.882

$
7.593

$
11.994

$
10.719

Number of Accumulation Units outstanding at end of period (in thousands)
56

76

88

127

123

122

149

78

62

50

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.647

$
15.067

$
11.197

$
10.470

$
11.238

$
9.882

$
7.593

$
11.994

$
10.719

$
10.411

Accumulation Unit Value at end of period
$
15.982

$
15.647

$
15.067

$
11.197

$
10.470

$
11.238

$
9.882

$
7.593

$
11.994

$
10.719

Number of Accumulation Units outstanding at end of period (in thousands)
56

76

88

127

123

122

149

78

62

50

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.570

$
15.000

$
11.153

$
10.435

$
11.205

$
9.858

$
7.579

$
11.977

$
10.709

$
10.406

Accumulation Unit Value at end of period
$
15.896

$
15.570

$
15.000

$
11.153

$
10.435

$
11.205

$
9.858

$
7.579

$
11.977

$
10.709

Number of Accumulation Units outstanding at end of period (in thousands)
210

276

415

559

774

886

1,092

1,118

1,229

866

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.418

$
14.868

$
11.066

$
10.364

$
11.140

$
9.810

$
7.550

$
11.943

$
10.690

$
10.398

Accumulation Unit Value at end of period
$
15.725

$
15.418

$
14.868

$
11.066

$
10.364

$
11.140

$
9.810

$
7.550

$
11.943

$
10.690

Number of Accumulation Units outstanding at end of period (in thousands)
6

5

8

8

11

12

13

8

9

3

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.342

$
14.803

$
11.023

$
10.328

$
11.108

$
9.787

$
7.535

$
11.926

$
10.680

$
10.393

Accumulation Unit Value at end of period
$
15.640

$
15.342

$
14.803

$
11.023

$
10.328

$
11.108

$
9.787

$
7.535

$
11.926

$
10.680

Number of Accumulation Units outstanding at end of period (in thousands)
6

9

32

30

28

21

21

25

20

2

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.342

$
14.803

$
11.023

$
10.328

$
11.108

$
9.787

$
7.535

$
11.926

$
10.680

$
10.393

Accumulation Unit Value at end of period
$
15.640

$
15.342

$
14.803

$
11.023

$
10.328

$
11.108

$
9.787

$
7.535

$
11.926

$
10.680

Number of Accumulation Units outstanding at end of period (in thousands)
6

9

32

30

28

21

21

25

20

2

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.267

$
14.738

$
10.980

$
10.293

$
11.075

$
9.763

$
7.521

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.555

$
15.267

$
14.738

$
10.980

$
10.293

$
11.075

$
9.763

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
38

40

62

57

32

28

12

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.117

$
14.608

$
10.894

$
10.223

$
11.011

$
9.716

$
7.492

$
11.875

$
10.651

$
10.380

Accumulation Unit Value at end of period
$
15.388

$
15.117

$
14.608

$
10.894

$
10.223

$
11.011

$
9.716

$
7.492

$
11.875

$
10.651

Number of Accumulation Units outstanding at end of period (in thousands)
62

68

81

81

86

102

127

117

110

67

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.043

$
14.544

$
10.852

$
10.188

$
10.979

$
9.692

$
7.477

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.304

$
15.043

$
14.544

$
10.852

$
10.188

$
10.979

$
9.692

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

2

2

—

—

2

2

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.130

$
19.471

$
14.536

$
13.654

$
14.721

$
13.002

$
10.036

$
—

$
—

$
—



 
24

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
20.469

$
20.130

$
19.471

$
14.536

$
13.654

$
14.721

$
13.002

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

2

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.947

$
19.323

$
14.447

$
13.590

$
14.674

$
12.981

$
10.035

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.253

$
19.947

$
19.323

$
14.447

$
13.590

$
14.674

$
12.981

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

16

6

11

10

2

2

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Global Real Estate VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.722

$
20.085

$
19.957

$
15.924

$
17.159

$
14.420

$
12.311

$
21.727

$
27.912

$
23.531

Accumulation Unit Value at end of period
$
22.478

$
22.722

$
20.085

$
19.957

$
15.924

$
17.159

$
14.420

$
12.311

$
21.727

$
27.912

Number of Accumulation Units outstanding at end of period (in thousands)
26

25

33

37

50

65

79

110

170

223

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.208

$
19.660

$
19.564

$
15.634

$
16.872

$
14.200

$
12.141

$
21.460

$
27.610

$
23.312

Accumulation Unit Value at end of period
$
21.937

$
22.208

$
19.660

$
19.564

$
15.634

$
16.872

$
14.200

$
12.141

$
21.460

$
27.610

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

2

2

3

3

6

7

12

17

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.246

$
17.932

$
17.853

$
14.274

$
15.412

$
12.978

$
11.102

$
19.632

$
25.271

$
21.348

Accumulation Unit Value at end of period
$
19.988

$
20.246

$
17.932

$
17.853

$
14.274

$
15.412

$
12.978

$
11.102

$
19.632

$
25.271

Number of Accumulation Units outstanding at end of period (in thousands)
16

21

25

42

45

53

72

76

87

109

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.598

$
19.159

$
19.103

$
15.296

$
16.540

$
13.949

$
11.950

$
21.165

$
27.285

$
23.083

Accumulation Unit Value at end of period
$
21.292

$
21.598

$
19.159

$
19.103

$
15.296

$
16.540

$
13.949

$
11.950

$
21.165

$
27.285

Number of Accumulation Units outstanding at end of period (in thousands)
8

10

11

11

11

12

15

22

34

42

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.598

$
19.159

$
19.103

$
15.296

$
16.540

$
13.949

$
11.950

$
21.165

$
27.285

$
23.083

Accumulation Unit Value at end of period
$
21.292

$
21.598

$
19.159

$
19.103

$
15.296

$
16.540

$
13.949

$
11.950

$
21.165

$
27.285

Number of Accumulation Units outstanding at end of period (in thousands)
8

10

11

11

11

12

15

22

34

42

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.200

$
18.833

$
18.806

$
15.081

$
16.332

$
13.794

$
11.836

$
20.993

$
27.105

$
22.966

Accumulation Unit Value at end of period
$
20.867

$
21.200

$
18.833

$
18.806

$
15.081

$
16.332

$
13.794

$
11.836

$
20.993

$
27.105

Number of Accumulation Units outstanding at end of period (in thousands)
—

2

6

8

12

9

7

7

5

6

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.200

$
18.833

$
18.806

$
15.081

$
16.332

$
13.794

$
11.836

$
20.993

$
27.105

$
22.966

Accumulation Unit Value at end of period
$
20.867

$
21.200

$
18.833

$
18.806

$
15.081

$
16.332

$
13.794

$
11.836

$
20.993

$
27.105

Number of Accumulation Units outstanding at end of period (in thousands)
—

2

6

8

12

9

7

7

5

6

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.068

$
18.726

$
18.709

$
15.010

$
16.264

$
13.743

$
11.798

$
20.937

$
27.045

$
22.926

Accumulation Unit Value at end of period
$
20.728

$
21.068

$
18.726

$
18.709

$
15.010

$
16.264

$
13.743

$
11.798

$
20.937

$
27.045

Number of Accumulation Units outstanding at end of period (in thousands)
—

1

4

4

4

3

3

4

4

3



 
25

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.101

$
16.995

$
16.996

$
13.650

$
14.804

$
12.523

$
10.761

$
19.115

$
24.717

$
20.974

Accumulation Unit Value at end of period
$
18.774

$
19.101

$
16.995

$
16.996

$
13.650

$
14.804

$
12.523

$
10.761

$
19.115

$
24.717

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.679

$
18.408

$
18.418

$
14.799

$
16.060

$
13.591

$
11.685

$
20.767

$
26.866

$
22.809

Accumulation Unit Value at end of period
$
20.314

$
20.679

$
18.408

$
18.418

$
14.799

$
16.060

$
13.591

$
11.685

$
20.767

$
26.866

Number of Accumulation Units outstanding at end of period (in thousands)
5

6

7

5

—

—

—

—

—

1

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.679

$
18.408

$
18.418

$
14.799

$
16.060

$
13.591

$
11.685

$
20.767

$
26.866

$
22.809

Accumulation Unit Value at end of period
$
20.314

$
20.679

$
18.408

$
18.418

$
14.799

$
16.060

$
13.591

$
11.685

$
20.767

$
26.866

Number of Accumulation Units outstanding at end of period (in thousands)
5

6

7

5

—

—

—

—

—

1

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.852

$
16.790

$
16.808

$
13.512

$
14.670

$
12.421

$
10.684

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
18.510

$
18.852

$
16.790

$
16.808

$
13.512

$
14.670

$
12.421

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

1

1

2

3

4

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.646

$
16.622

$
16.657

$
13.404

$
14.568

$
12.347

$
10.631

$
18.923

$
24.517

$
20.846

Accumulation Unit Value at end of period
$
18.289

$
18.646

$
16.622

$
16.657

$
13.404

$
14.568

$
12.347

$
10.631

$
18.923

$
24.517

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.543

$
16.540

$
16.582

$
13.351

$
14.517

$
12.310

$
10.604

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
18.180

$
18.543

$
16.540

$
16.582

$
13.351

$
14.517

$
12.310

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

4

5

4

4

13

13

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.323

$
16.351

$
16.402

$
13.212

$
14.373

$
12.194

$
10.510

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.955

$
18.323

$
16.351

$
16.402

$
13.212

$
14.373

$
12.194

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.156

$
16.227

$
16.301

$
13.151

$
14.328

$
12.174

$
10.508

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.765

$
18.156

$
16.227

$
16.301

$
13.151

$
14.328

$
12.174

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Income VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.910

$
20.320

$
18.130

$
16.362

$
16.247

$
14.659

$
10.991

$
15.884

$
15.564

$
13.382

Accumulation Unit Value at end of period
$
19.117

$
20.910

$
20.320

$
18.130

$
16.362

$
16.247

$
14.659

$
10.991

$
15.884

$
15.564

Number of Accumulation Units outstanding at end of period (in thousands)
1,238

1,623

2,113

3,231

4,039

4,762

5,520

6,439

7,494

6,794



 
26

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.516

$
19.967

$
17.842

$
16.126

$
16.037

$
14.491

$
10.881

$
15.750

$
15.455

$
13.308

Accumulation Unit Value at end of period
$
18.729

$
20.516

$
19.967

$
17.842

$
16.126

$
16.037

$
14.491

$
10.881

$
15.750

$
15.455

Number of Accumulation Units outstanding at end of period (in thousands)
20

25

30

31

45

52

66

89

132

153

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.387

$
19.851

$
17.747

$
16.048

$
15.967

$
14.436

$
10.845

$
15.705

$
15.419

$
13.284

Accumulation Unit Value at end of period
$
18.601

$
20.387

$
19.851

$
17.747

$
16.048

$
15.967

$
14.436

$
10.845

$
15.705

$
15.419

Number of Accumulation Units outstanding at end of period (in thousands)
2,330

3,239

4,576

6,674

8,744

10,668

12,319

13,634

15,038

13,232

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.003

$
19.507

$
17.466

$
15.817

$
15.761

$
14.271

$
10.737

$
15.572

$
15.312

$
13.211

Accumulation Unit Value at end of period
$
18.224

$
20.003

$
19.507

$
17.466

$
15.817

$
15.761

$
14.271

$
10.737

$
15.572

$
15.312

Number of Accumulation Units outstanding at end of period (in thousands)
1,182

1,462

1,806

3,384

4,660

5,732

6,844

7,492

9,124

7,699

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.003

$
19.507

$
17.466

$
15.817

$
15.761

$
14.271

$
10.737

$
15.572

$
15.312

$
13.211

Accumulation Unit Value at end of period
$
18.224

$
20.003

$
19.507

$
17.466

$
15.817

$
15.761

$
14.271

$
10.737

$
15.572

$
15.312

Number of Accumulation Units outstanding at end of period (in thousands)
1,182

1,462

1,806

3,384

4,660

5,732

6,844

7,492

9,124

7,699

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.634

$
19.176

$
17.195

$
15.595

$
15.563

$
14.113

$
10.634

$
15.446

$
15.211

$
13.144

Accumulation Unit Value at end of period
$
17.861

$
19.634

$
19.176

$
17.195

$
15.595

$
15.563

$
14.113

$
10.634

$
15.446

$
15.211

Number of Accumulation Units outstanding at end of period (in thousands)
1,046

1,316

1,850

2,732

3,668

4,543

5,349

5,788

6,167

5,986

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.634

$
19.176

$
17.195

$
15.595

$
15.563

$
14.113

$
10.634

$
15.446

$
15.211

$
13.144

Accumulation Unit Value at end of period
$
17.861

$
19.634

$
19.176

$
17.195

$
15.595

$
15.563

$
14.113

$
10.634

$
15.446

$
15.211

Number of Accumulation Units outstanding at end of period (in thousands)
1,046

1,316

1,850

2,732

3,668

4,543

5,349

5,788

6,167

5,986

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.512

$
19.066

$
17.106

$
15.522

$
15.498

$
14.061

$
10.600

$
15.405

$
15.177

$
13.121

Accumulation Unit Value at end of period
$
17.741

$
19.512

$
19.066

$
17.106

$
15.522

$
15.498

$
14.061

$
10.600

$
15.405

$
15.177

Number of Accumulation Units outstanding at end of period (in thousands)
4,594

6,285

8,173

11,221

15,448

18,635

23,229

27,138

31,495

27,370

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.276

$
18.855

$
16.933

$
15.380

$
15.372

$
13.960

$
10.535

$
15.325

$
15.114

$
13.080

Accumulation Unit Value at end of period
$
17.509

$
19.276

$
18.855

$
16.933

$
15.380

$
15.372

$
13.960

$
10.535

$
15.325

$
15.114

Number of Accumulation Units outstanding at end of period (in thousands)
61

78

88

132

162

207

279

339

340

310

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.152

$
18.743

$
16.840

$
15.304

$
15.304

$
13.905

$
10.499

$
15.280

$
15.077

$
13.054

Accumulation Unit Value at end of period
$
17.388

$
19.152

$
18.743

$
16.840

$
15.304

$
15.304

$
13.905

$
10.499

$
15.280

$
15.077

Number of Accumulation Units outstanding at end of period (in thousands)
194

221

295

399

455

529

595

690

780

850

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.152

$
18.743

$
16.840

$
15.304

$
15.304

$
13.905

$
10.499

$
15.280

$
15.077

$
13.054

Accumulation Unit Value at end of period
$
17.388

$
19.152

$
18.743

$
16.840

$
15.304

$
15.304

$
13.905

$
10.499

$
15.280

$
15.077

Number of Accumulation Units outstanding at end of period (in thousands)
194

221

295

399

455

529

595

690

780

850

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
27

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
19.031

$
18.634

$
16.751

$
15.231

$
15.237

$
13.852

$
10.464

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.269

$
19.031

$
18.634

$
16.751

$
15.231

$
15.237

$
13.852

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
888

1,083

1,195

1,044

1,096

847

377

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.823

$
18.448

$
16.601

$
15.109

$
15.131

$
13.769

$
10.411

$
15.176

$
14.997

$
13.004

Accumulation Unit Value at end of period
$
17.063

$
18.823

$
18.448

$
16.601

$
15.109

$
15.131

$
13.769

$
10.411

$
15.176

$
14.997

Number of Accumulation Units outstanding at end of period (in thousands)
483

645

790

1,031

1,348

1,609

1,996

2,305

2,672

2,261

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.720

$
18.356

$
16.526

$
15.049

$
15.078

$
13.728

$
10.385

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.961

$
18.720

$
18.356

$
16.526

$
15.049

$
15.078

$
13.728

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
77

92

117

99

100

105

86

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.215

$
18.851

$
16.980

$
15.470

$
15.508

$
14.126

$
10.692

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.401

$
19.215

$
18.851

$
16.980

$
15.470

$
15.508

$
14.126

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
119

117

102

83

81

46

18

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.040

$
18.707

$
16.876

$
15.398

$
15.459

$
14.102

$
10.690

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.216

$
19.040

$
18.707

$
16.876

$
15.398

$
15.459

$
14.102

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
241

251

189

127

110

44

5

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Large Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.801

$
15.188

$
12.003

$
10.860

$
11.209

$
10.212

$
8.003

$
12.427

$
11.893

$
10.902

Accumulation Unit Value at end of period
$
17.456

$
16.801

$
15.188

$
12.003

$
10.860

$
11.209

$
10.212

$
8.003

$
12.427

$
11.893

Number of Accumulation Units outstanding at end of period (in thousands)
209

237

279

354

466

554

640

754

868

914

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.485

$
14.924

$
11.813

$
10.703

$
11.064

$
10.095

$
7.923

$
12.321

$
11.809

$
10.842

Accumulation Unit Value at end of period
$
17.101

$
16.485

$
14.924

$
11.813

$
10.703

$
11.064

$
10.095

$
7.923

$
12.321

$
11.809

Number of Accumulation Units outstanding at end of period (in thousands)
6

2

2

2

2

4

9

8

27

30

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.381

$
14.838

$
11.750

$
10.651

$
11.016

$
10.057

$
7.897

$
12.287

$
11.782

$
10.823

Accumulation Unit Value at end of period
$
16.985

$
16.381

$
14.838

$
11.750

$
10.651

$
11.016

$
10.057

$
7.897

$
12.287

$
11.782

Number of Accumulation Units outstanding at end of period (in thousands)
343

443

590

884

1,219

1,587

1,861

2,072

2,236

2,303

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.072

$
14.580

$
11.563

$
10.498

$
10.874

$
9.941

$
7.818

$
12.183

$
11.700

$
10.763

Accumulation Unit Value at end of period
$
16.640

$
16.072

$
14.580

$
11.563

$
10.498

$
10.874

$
9.941

$
7.818

$
12.183

$
11.700

Number of Accumulation Units outstanding at end of period (in thousands)
143

188

233

392

514

646

847

960

1,091

1,015

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.072

$
14.580

$
11.563

$
10.498

$
10.874

$
9.941

$
7.818

$
12.183

$
11.700

$
10.763

Accumulation Unit Value at end of period
$
16.640

$
16.072

$
14.580

$
11.563

$
10.498

$
10.874

$
9.941

$
7.818

$
12.183

$
11.700



 
28

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
143

188

233

392

514

646

847

960

1,091

1,015

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.775

$
14.332

$
11.384

$
10.351

$
10.738

$
9.831

$
7.743

$
12.084

$
11.622

$
10.708

Accumulation Unit Value at end of period
$
16.308

$
15.775

$
14.332

$
11.384

$
10.351

$
10.738

$
9.831

$
7.743

$
12.084

$
11.622

Number of Accumulation Units outstanding at end of period (in thousands)
253

328

383

550

756

933

1,147

1,283

1,362

1,472

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.775

$
14.332

$
11.384

$
10.351

$
10.738

$
9.831

$
7.743

$
12.084

$
11.622

$
10.708

Accumulation Unit Value at end of period
$
16.308

$
15.775

$
14.332

$
11.384

$
10.351

$
10.738

$
9.831

$
7.743

$
12.084

$
11.622

Number of Accumulation Units outstanding at end of period (in thousands)
253

328

383

550

756

933

1,147

1,283

1,362

1,472

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.678

$
14.251

$
11.325

$
10.302

$
10.692

$
9.795

$
7.718

$
12.051

$
11.597

$
10.690

Accumulation Unit Value at end of period
$
16.199

$
15.678

$
14.251

$
11.325

$
10.302

$
10.692

$
9.795

$
7.718

$
12.051

$
11.597

Number of Accumulation Units outstanding at end of period (in thousands)
629

707

876

1,195

1,626

2,199

2,780

3,205

3,743

3,952

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.488

$
14.092

$
11.210

$
10.208

$
10.605

$
9.725

$
7.671

$
11.989

$
11.548

$
10.656

Accumulation Unit Value at end of period
$
15.987

$
15.488

$
14.092

$
11.210

$
10.208

$
10.605

$
9.725

$
7.671

$
11.989

$
11.548

Number of Accumulation Units outstanding at end of period (in thousands)
29

35

17

23

32

34

39

46

49

61

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.388

$
14.009

$
11.149

$
10.158

$
10.558

$
9.687

$
7.644

$
11.954

$
11.520

$
10.635

Accumulation Unit Value at end of period
$
15.876

$
15.388

$
14.009

$
11.149

$
10.158

$
10.558

$
9.687

$
7.644

$
11.954

$
11.520

Number of Accumulation Units outstanding at end of period (in thousands)
23

32

28

31

45

45

54

63

103

120

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.388

$
14.009

$
11.149

$
10.158

$
10.558

$
9.687

$
7.644

$
11.954

$
11.520

$
10.635

Accumulation Unit Value at end of period
$
15.876

$
15.388

$
14.009

$
11.149

$
10.158

$
10.558

$
9.687

$
7.644

$
11.954

$
11.520

Number of Accumulation Units outstanding at end of period (in thousands)
23

32

28

31

45

45

54

63

103

120

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.291

$
13.927

$
11.090

$
10.109

$
10.513

$
9.649

$
7.619

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.768

$
15.291

$
13.927

$
11.090

$
10.109

$
10.513

$
9.649

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
152

170

164

183

237

178

66

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.124

$
13.789

$
10.990

$
10.028

$
10.439

$
9.592

$
7.581

$
11.872

$
11.459

$
10.594

Accumulation Unit Value at end of period
$
15.580

$
15.124

$
13.789

$
10.990

$
10.028

$
10.439

$
9.592

$
7.581

$
11.872

$
11.459

Number of Accumulation Units outstanding at end of period (in thousands)
105

138

148

210

266

334

414

507

554

567

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.041

$
13.720

$
10.941

$
9.988

$
10.403

$
9.563

$
7.562

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.487

$
15.041

$
13.720

$
10.941

$
9.988

$
10.403

$
9.563

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

5

7

8

8

9

8

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.127

$
18.368

$
14.655

$
13.385

$
13.948

$
12.829

$
10.149

$
—

$
—

$
—



 
29

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
20.713

$
20.127

$
18.368

$
14.655

$
13.385

$
13.948

$
12.829

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

6

—

1

1

1

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.944

$
18.228

$
14.566

$
13.323

$
13.904

$
12.808

$
10.148

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.494

$
19.944

$
18.228

$
14.566

$
13.323

$
13.904

$
12.808

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
39

35

27

17

19

7

2

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Mutual Global Discovery VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
28.613

$
27.518

$
21.922

$
19.660

$
20.597

$
18.703

$
15.419

$
21.911

$
19.915

$
16.453

Accumulation Unit Value at end of period
$
27.117

$
28.613

$
27.518

$
21.922

$
19.660

$
20.597

$
18.703

$
15.419

$
21.911

$
19.915

Number of Accumulation Units outstanding at end of period (in thousands)
272

359

434

628

738

929

1,091

1,173

1,481

1,299

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
28.116

$
27.081

$
21.606

$
19.406

$
20.362

$
18.517

$
15.288

$
21.758

$
19.806

$
16.387

Accumulation Unit Value at end of period
$
26.607

$
28.116

$
27.081

$
21.606

$
19.406

$
20.362

$
18.517

$
15.288

$
21.758

$
19.806

Number of Accumulation Units outstanding at end of period (in thousands)
12

15

16

19

20

23

25

31

39

51

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
27.953

$
26.937

$
21.502

$
19.322

$
20.284

$
18.455

$
15.245

$
21.707

$
19.770

$
16.366

Accumulation Unit Value at end of period
$
26.439

$
27.953

$
26.937

$
21.502

$
19.322

$
20.284

$
18.455

$
15.245

$
21.707

$
19.770

Number of Accumulation Units outstanding at end of period (in thousands)
384

506

772

1,184

1,618

2,051

2,397

2,519

2,858

2,449

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
27.468

$
26.510

$
21.192

$
19.073

$
20.052

$
18.272

$
15.116

$
21.555

$
19.661

$
16.300

Accumulation Unit Value at end of period
$
25.941

$
27.468

$
26.510

$
21.192

$
19.073

$
20.052

$
18.272

$
15.116

$
21.555

$
19.661

Number of Accumulation Units outstanding at end of period (in thousands)
237

272

345

634

864

1,087

1,369

1,476

1,925

1,473

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
27.468

$
26.510

$
21.192

$
19.073

$
20.052

$
18.272

$
15.116

$
21.555

$
19.661

$
16.300

Accumulation Unit Value at end of period
$
25.941

$
27.468

$
26.510

$
21.192

$
19.073

$
20.052

$
18.272

$
15.116

$
21.555

$
19.661

Number of Accumulation Units outstanding at end of period (in thousands)
237

272

345

634

864

1,087

1,369

1,476

1,925

1,473

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.991

$
26.089

$
20.887

$
18.826

$
19.822

$
18.090

$
14.988

$
21.405

$
19.553

$
16.235

Accumulation Unit Value at end of period
$
25.453

$
26.991

$
26.089

$
20.887

$
18.826

$
19.822

$
18.090

$
14.988

$
21.405

$
19.553

Number of Accumulation Units outstanding at end of period (in thousands)
267

310

433

598

779

1,000

1,275

1,338

1,293

1,194

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.991

$
26.089

$
20.887

$
18.826

$
19.822

$
18.090

$
14.988

$
21.405

$
19.553

$
16.235

Accumulation Unit Value at end of period
$
25.453

$
26.991

$
26.089

$
20.887

$
18.826

$
19.822

$
18.090

$
14.988

$
21.405

$
19.553

Number of Accumulation Units outstanding at end of period (in thousands)
267

310

433

598

779

1,000

1,275

1,338

1,293

1,194

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.834

$
25.950

$
20.786

$
18.745

$
19.746

$
18.029

$
14.946

$
21.355

$
19.517

$
16.213

Accumulation Unit Value at end of period
$
25.292

$
26.834

$
25.950

$
20.786

$
18.745

$
19.746

$
18.029

$
14.946

$
21.355

$
19.517

Number of Accumulation Units outstanding at end of period (in thousands)
872

1,084

1,493

2,327

3,277

4,114

5,072

5,406

6,068

4,942



 
30

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.523

$
25.674

$
20.586

$
18.583

$
19.596

$
17.910

$
14.861

$
21.256

$
19.446

$
16.170

Accumulation Unit Value at end of period
$
24.974

$
26.523

$
25.674

$
20.586

$
18.583

$
19.596

$
17.910

$
14.861

$
21.256

$
19.446

Number of Accumulation Units outstanding at end of period (in thousands)
15

16

16

22

36

53

80

78

286

289

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.369

$
25.538

$
20.487

$
18.502

$
19.521

$
17.850

$
14.819

$
21.206

$
19.410

$
16.149

Accumulation Unit Value at end of period
$
24.816

$
26.369

$
25.538

$
20.487

$
18.502

$
19.521

$
17.850

$
14.819

$
21.206

$
19.410

Number of Accumulation Units outstanding at end of period (in thousands)
63

71

91

133

174

288

320

317

247

227

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.369

$
25.538

$
20.487

$
18.502

$
19.521

$
17.850

$
14.819

$
21.206

$
19.410

$
16.149

Accumulation Unit Value at end of period
$
24.816

$
26.369

$
25.538

$
20.487

$
18.502

$
19.521

$
17.850

$
14.819

$
21.206

$
19.410

Number of Accumulation Units outstanding at end of period (in thousands)
63

71

91

133

174

288

320

317

247

227

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.215

$
25.402

$
20.388

$
18.422

$
19.446

$
17.790

$
14.777

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
24.659

$
26.215

$
25.402

$
20.388

$
18.422

$
19.446

$
17.790

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
242

262

299

227

283

322

113

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.928

$
25.149

$
20.206

$
18.276

$
19.310

$
17.684

$
14.703

$
21.072

$
19.317

$
16.095

Accumulation Unit Value at end of period
$
24.365

$
25.928

$
25.149

$
20.206

$
18.276

$
19.310

$
17.684

$
14.703

$
21.072

$
19.317

Number of Accumulation Units outstanding at end of period (in thousands)
136

208

233

297

471

630

702

735

778

670

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.786

$
25.024

$
20.115

$
18.203

$
19.243

$
17.631

$
14.667

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
24.219

$
25.786

$
25.024

$
20.115

$
18.203

$
19.243

$
17.631

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
8

11

15

15

25

32

34

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.788

$
17.271

$
13.890

$
12.576

$
13.301

$
12.193

$
10.148

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.699

$
17.788

$
17.271

$
13.890

$
12.576

$
13.301

$
12.193

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
63

62

58

49

41

15

5

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.626

$
17.140

$
13.805

$
12.518

$
13.259

$
12.173

$
10.147

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.522

$
17.626

$
17.140

$
13.805

$
12.518

$
13.259

$
12.173

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
69

66

56

36

49

35

41

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Mutual Shares VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.344

$
20.257

$
16.056

$
14.288

$
14.679

$
13.420

$
10.824

$
17.498

$
17.191

$
14.763

Accumulation Unit Value at end of period
$
19.959

$
21.344

$
20.257

$
16.056

$
14.288

$
14.679

$
13.420

$
10.824

$
17.498

$
17.191

Number of Accumulation Units outstanding at end of period (in thousands)
1,011

1,217

1,552

2,008

2,472

2,946

3,568

4,577

6,057

6,545



 
31

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.862

$
19.828

$
15.740

$
14.028

$
14.433

$
13.216

$
10.675

$
17.283

$
17.005

$
14.625

Accumulation Unit Value at end of period
$
19.478

$
20.862

$
19.828

$
15.740

$
14.028

$
14.433

$
13.216

$
10.675

$
17.283

$
17.005

Number of Accumulation Units outstanding at end of period (in thousands)
30

34

51

64

109

142

212

265

387

456

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.968

$
18.988

$
15.081

$
13.447

$
13.842

$
12.681

$
10.248

$
16.600

$
16.342

$
14.062

Accumulation Unit Value at end of period
$
18.634

$
19.968

$
18.988

$
15.081

$
13.447

$
13.842

$
12.681

$
10.248

$
16.600

$
16.342

Number of Accumulation Units outstanding at end of period (in thousands)
1,136

1,553

2,206

3,396

4,627

5,947

7,101

7,859

9,098

8,358

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.289

$
19.323

$
15.369

$
13.725

$
14.150

$
12.982

$
10.507

$
17.045

$
16.805

$
14.482

Accumulation Unit Value at end of period
$
18.905

$
20.289

$
19.323

$
15.369

$
13.725

$
14.150

$
12.982

$
10.507

$
17.045

$
16.805

Number of Accumulation Units outstanding at end of period (in thousands)
1,128

1,352

1,667

2,024

2,696

3,462

4,441

5,109

7,090

7,282

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.289

$
19.323

$
15.369

$
13.725

$
14.150

$
12.982

$
10.507

$
17.045

$
16.805

$
14.482

Accumulation Unit Value at end of period
$
18.905

$
20.289

$
19.323

$
15.369

$
13.725

$
14.150

$
12.982

$
10.507

$
17.045

$
16.805

Number of Accumulation Units outstanding at end of period (in thousands)
1,128

1,352

1,667

2,024

2,696

3,462

4,441

5,109

7,090

7,282

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.914

$
18.994

$
15.131

$
13.532

$
13.972

$
12.838

$
10.406

$
16.907

$
16.694

$
14.408

Accumulation Unit Value at end of period
$
18.528

$
19.914

$
18.994

$
15.131

$
13.532

$
13.972

$
12.838

$
10.406

$
16.907

$
16.694

Number of Accumulation Units outstanding at end of period (in thousands)
718

889

1,182

1,792

2,449

3,115

3,784

4,203

4,197

4,035

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.914

$
18.994

$
15.131

$
13.532

$
13.972

$
12.838

$
10.406

$
16.907

$
16.694

$
14.408

Accumulation Unit Value at end of period
$
18.528

$
19.914

$
18.994

$
15.131

$
13.532

$
13.972

$
12.838

$
10.406

$
16.907

$
16.694

Number of Accumulation Units outstanding at end of period (in thousands)
718

889

1,182

1,792

2,449

3,115

3,784

4,203

4,197

4,035

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.791

$
18.886

$
15.052

$
13.468

$
13.913

$
12.791

$
10.373

$
16.861

$
16.657

$
14.384

Accumulation Unit Value at end of period
$
18.405

$
19.791

$
18.886

$
15.052

$
13.468

$
13.913

$
12.791

$
10.373

$
16.861

$
16.657

Number of Accumulation Units outstanding at end of period (in thousands)
2,616

3,312

4,452

6,395

8,438

11,147

14,065

16,914

19,630

17,607

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.833

$
17.990

$
14.352

$
12.855

$
13.293

$
12.232

$
9.930

$
16.158

$
15.978

$
13.811

Accumulation Unit Value at end of period
$
17.496

$
18.833

$
17.990

$
14.352

$
12.855

$
13.293

$
12.232

$
9.930

$
16.158

$
15.978

Number of Accumulation Units outstanding at end of period (in thousands)
81

95

107

153

202

243

296

352

372

341

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.426

$
18.565

$
14.819

$
13.279

$
13.739

$
12.649

$
10.274

$
16.725

$
16.547

$
14.310

Accumulation Unit Value at end of period
$
18.038

$
19.426

$
18.565

$
14.819

$
13.279

$
13.739

$
12.649

$
10.274

$
16.725

$
16.547

Number of Accumulation Units outstanding at end of period (in thousands)
168

187

239

337

387

480

586

708

767

788

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.426

$
18.565

$
14.819

$
13.279

$
13.739

$
12.649

$
10.274

$
16.725

$
16.547

$
14.310

Accumulation Unit Value at end of period
$
18.038

$
19.426

$
18.565

$
14.819

$
13.279

$
13.739

$
12.649

$
10.274

$
16.725

$
16.547

Number of Accumulation Units outstanding at end of period (in thousands)
168

187

239

337

387

480

586

708

767

788

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
32

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
18.594

$
17.779

$
14.198

$
12.730

$
13.176

$
12.138

$
9.863

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.256

$
18.594

$
17.779

$
14.198

$
12.730

$
13.176

$
12.138

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
793

886

873

760

889

701

374

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.114

$
18.295

$
14.625

$
13.126

$
13.600

$
12.540

$
10.200

$
16.631

$
16.478

$
14.272

Accumulation Unit Value at end of period
$
17.722

$
19.114

$
18.295

$
14.625

$
13.126

$
13.600

$
12.540

$
10.200

$
16.631

$
16.478

Number of Accumulation Units outstanding at end of period (in thousands)
326

417

510

688

898

1,113

1,363

1,583

1,828

1,650

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.010

$
18.204

$
14.559

$
13.073

$
13.552

$
12.502

$
10.175

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.616

$
19.010

$
18.204

$
14.559

$
13.073

$
13.552

$
12.502

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
68

76

82

65

64

68

66

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.234

$
18.428

$
14.746

$
13.247

$
13.739

$
12.681

$
10.326

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.815

$
19.234

$
18.428

$
14.746

$
13.247

$
13.739

$
12.681

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
84

99

78

84

79

38

8

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.058

$
18.287

$
14.655

$
13.186

$
13.696

$
12.661

$
10.324

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.626

$
19.058

$
18.287

$
14.655

$
13.186

$
13.696

$
12.661

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
123

129

107

60

55

25

39

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Rising Dividends VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.764

$
21.286

$
16.686

$
15.151

$
14.532

$
12.245

$
10.609

$
14.795

$
15.457

$
13.417

Accumulation Unit Value at end of period
$
21.575

$
22.764

$
21.286

$
16.686

$
15.151

$
14.532

$
12.245

$
10.609

$
14.795

$
15.457

Number of Accumulation Units outstanding at end of period (in thousands)
781

985

1,250

1,654

1,902

2,162

2,300

2,701

3,017

2,775

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.369

$
20.948

$
16.446

$
14.955

$
14.366

$
12.123

$
10.519

$
14.692

$
15.372

$
13.363

Accumulation Unit Value at end of period
$
21.169

$
22.369

$
20.948

$
16.446

$
14.955

$
14.366

$
12.123

$
10.519

$
14.692

$
15.372

Number of Accumulation Units outstanding at end of period (in thousands)
28

34

36

49

43

39

39

46

68

88

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.239

$
20.837

$
16.366

$
14.891

$
14.311

$
12.083

$
10.489

$
14.658

$
15.344

$
13.345

Accumulation Unit Value at end of period
$
21.035

$
22.239

$
20.837

$
16.366

$
14.891

$
14.311

$
12.083

$
10.489

$
14.658

$
15.344

Number of Accumulation Units outstanding at end of period (in thousands)
1,222

1,673

2,394

3,410

4,625

5,505

6,019

6,643

7,375

6,669

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.853

$
20.506

$
16.131

$
14.698

$
14.147

$
11.963

$
10.401

$
14.555

$
15.260

$
13.292

Accumulation Unit Value at end of period
$
20.639

$
21.853

$
20.506

$
16.131

$
14.698

$
14.147

$
11.963

$
10.401

$
14.555

$
15.260

Number of Accumulation Units outstanding at end of period (in thousands)
879

1,102

1,304

2,007

2,544

3,082

3,247

3,640

3,902

3,344

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.853

$
20.506

$
16.131

$
14.698

$
14.147

$
11.963

$
10.401

$
14.555

$
15.260

$
13.292

Accumulation Unit Value at end of period
$
20.639

$
21.853

$
20.506

$
16.131

$
14.698

$
14.147

$
11.963

$
10.401

$
14.555

$
15.260



 
33

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
879

1,102

1,304

2,007

2,544

3,082

3,247

3,640

3,902

3,344

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.474

$
20.180

$
15.898

$
14.508

$
13.985

$
11.844

$
10.312

$
14.454

$
15.176

$
13.239

Accumulation Unit Value at end of period
$
20.250

$
21.474

$
20.180

$
15.898

$
14.508

$
13.985

$
11.844

$
10.312

$
14.454

$
15.176

Number of Accumulation Units outstanding at end of period (in thousands)
648

778

1,015

1,370

1,696

1,950

2,167

2,455

2,833

3,074

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.474

$
20.180

$
15.898

$
14.508

$
13.985

$
11.844

$
10.312

$
14.454

$
15.176

$
13.239

Accumulation Unit Value at end of period
$
20.250

$
21.474

$
20.180

$
15.898

$
14.508

$
13.985

$
11.844

$
10.312

$
14.454

$
15.176

Number of Accumulation Units outstanding at end of period (in thousands)
648

778

1,015

1,370

1,696

1,950

2,167

2,455

2,833

3,074

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.349

$
20.073

$
15.822

$
14.446

$
13.931

$
11.804

$
10.283

$
14.420

$
15.148

$
13.221

Accumulation Unit Value at end of period
$
20.122

$
21.349

$
20.073

$
15.822

$
14.446

$
13.931

$
11.804

$
10.283

$
14.420

$
15.148

Number of Accumulation Units outstanding at end of period (in thousands)
2,048

2,648

3,554

4,905

6,192

7,571

9,038

10,488

12,441

11,075

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.101

$
19.860

$
15.669

$
14.321

$
13.825

$
11.726

$
10.225

$
14.353

$
15.093

$
13.186

Accumulation Unit Value at end of period
$
19.869

$
21.101

$
19.860

$
15.669

$
14.321

$
13.825

$
11.726

$
10.225

$
14.353

$
15.093

Number of Accumulation Units outstanding at end of period (in thousands)
47

54

60

79

105

153

187

195

169

181

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.978

$
19.754

$
15.594

$
14.259

$
13.772

$
11.687

$
10.196

$
14.319

$
15.065

$
13.168

Accumulation Unit Value at end of period
$
19.744

$
20.978

$
19.754

$
15.594

$
14.259

$
13.772

$
11.687

$
10.196

$
14.319

$
15.065

Number of Accumulation Units outstanding at end of period (in thousands)
102

116

167

196

212

239

282

299

423

582

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.978

$
19.754

$
15.594

$
14.259

$
13.772

$
11.687

$
10.196

$
14.319

$
15.065

$
13.168

Accumulation Unit Value at end of period
$
19.744

$
20.978

$
19.754

$
15.594

$
14.259

$
13.772

$
11.687

$
10.196

$
14.319

$
15.065

Number of Accumulation Units outstanding at end of period (in thousands)
102

116

167

196

212

239

282

299

423

582

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.856

$
19.649

$
15.519

$
14.197

$
13.719

$
11.648

$
10.167

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.619

$
20.856

$
19.649

$
15.519

$
14.197

$
13.719

$
11.648

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
472

560

633

599

568

391

133

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.628

$
19.453

$
15.379

$
14.084

$
13.623

$
11.578

$
10.116

$
14.229

$
14.992

$
13.124

Accumulation Unit Value at end of period
$
19.385

$
20.628

$
19.453

$
15.379

$
14.084

$
13.623

$
11.578

$
10.116

$
14.229

$
14.992

Number of Accumulation Units outstanding at end of period (in thousands)
310

425

518

628

842

916

1,053

1,147

1,368

1,200

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.515

$
19.356

$
15.310

$
14.028

$
13.576

$
11.543

$
10.091

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.269

$
20.515

$
19.356

$
15.310

$
14.028

$
13.576

$
11.543

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
34

39

48

53

50

45

47

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.078

$
19.898

$
15.747

$
14.435

$
13.977

$
11.890

$
10.400

$
—

$
—

$
—



 
34

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
19.788

$
21.078

$
19.898

$
15.747

$
14.435

$
13.977

$
11.890

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
37

43

39

55

43

6

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.887

$
19.746

$
15.650

$
14.368

$
13.933

$
11.870

$
10.398

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.579

$
20.887

$
19.746

$
15.650

$
14.368

$
13.933

$
11.870

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
133

141

142

86

61

24

5

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Small Cap Value VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.264

$
14.419

$
10.760

$
9.240

$
9.761

$
7.739

$
6.091

$
9.246

$
9.250

$
—

Accumulation Unit Value at end of period
$
12.994

$
14.264

$
14.419

$
10.760

$
9.240

$
9.761

$
7.739

$
6.091

$
9.246

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
96

111

160

136

184

232

176

179

1

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.109

$
14.284

$
10.675

$
9.180

$
9.713

$
7.712

$
6.080

$
9.242

$
9.248

$
—

Accumulation Unit Value at end of period
$
12.834

$
14.109

$
14.284

$
10.675

$
9.180

$
9.713

$
7.712

$
6.080

$
9.242

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

2

4

4

8

16

20

27

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.058

$
14.239

$
10.647

$
9.161

$
9.697

$
7.703

$
6.076

$
9.240

$
9.247

$
—

Accumulation Unit Value at end of period
$
12.781

$
14.058

$
14.239

$
10.647

$
9.161

$
9.697

$
7.703

$
6.076

$
9.240

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
120

145

269

325

408

873

415

889

4

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.905

$
14.105

$
10.563

$
9.102

$
9.649

$
7.677

$
6.064

$
9.237

$
9.245

$
—

Accumulation Unit Value at end of period
$
12.623

$
13.905

$
14.105

$
10.563

$
9.102

$
9.649

$
7.677

$
6.064

$
9.237

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
122

143

175

145

258

277

210

311

5

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.905

$
14.105

$
10.563

$
9.102

$
9.649

$
7.677

$
6.064

$
9.237

$
9.245

$
—

Accumulation Unit Value at end of period
$
12.623

$
13.905

$
14.105

$
10.563

$
9.102

$
9.649

$
7.677

$
6.064

$
9.237

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
122

143

175

145

258

277

210

311

5

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.754

$
13.973

$
10.479

$
9.044

$
9.602

$
7.651

$
6.053

$
9.233

$
9.243

$
—

Accumulation Unit Value at end of period
$
12.467

$
13.754

$
13.973

$
10.479

$
9.044

$
9.602

$
7.651

$
6.053

$
9.233

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
54

80

151

149

268

301

224

228

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.754

$
13.973

$
10.479

$
9.044

$
9.602

$
7.651

$
6.053

$
9.233

$
9.243

$
—

Accumulation Unit Value at end of period
$
12.467

$
13.754

$
13.973

$
10.479

$
9.044

$
9.602

$
7.651

$
6.053

$
9.233

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
54

80

151

149

268

301

224

228

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.704

$
13.929

$
10.452

$
9.025

$
9.586

$
7.642

$
6.049

$
9.231

$
9.243

$
—

Accumulation Unit Value at end of period
$
12.415

$
13.704

$
13.929

$
10.452

$
9.025

$
9.586

$
7.642

$
6.049

$
9.231

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
215

290

408

421

628

1,980

668

3,018

34

—



 
35

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.605

$
13.842

$
10.397

$
8.986

$
9.554

$
7.625

$
6.041

$
9.229

$
9.241

$
—

Accumulation Unit Value at end of period
$
12.313

$
13.605

$
13.842

$
10.397

$
8.986

$
9.554

$
7.625

$
6.041

$
9.229

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

2

18

3

3

5

3

11

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.555

$
13.799

$
10.369

$
8.967

$
9.539

$
7.616

$
6.037

$
9.228

$
9.240

$
—

Accumulation Unit Value at end of period
$
12.262

$
13.555

$
13.799

$
10.369

$
8.967

$
9.539

$
7.616

$
6.037

$
9.228

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
21

19

34

26

32

34

24

16

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.555

$
13.799

$
10.369

$
8.967

$
9.539

$
7.616

$
6.037

$
9.228

$
9.240

$
—

Accumulation Unit Value at end of period
$
12.262

$
13.555

$
13.799

$
10.369

$
8.967

$
9.539

$
7.616

$
6.037

$
9.228

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
21

19

34

26

32

34

24

16

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.506

$
13.755

$
10.342

$
8.948

$
9.523

$
7.607

$
6.033

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.211

$
13.506

$
13.755

$
10.342

$
8.948

$
9.523

$
7.607

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
91

90

115

100

124

118

44

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.408

$
13.669

$
10.287

$
8.909

$
9.492

$
7.590

$
6.025

$
9.224

$
9.238

$
—

Accumulation Unit Value at end of period
$
12.111

$
13.408

$
13.669

$
10.287

$
8.909

$
9.492

$
7.590

$
6.025

$
9.224

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
14

23

40

43

46

54

28

39

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.359

$
13.626

$
10.260

$
8.890

$
9.476

$
7.581

$
6.022

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.061

$
13.359

$
13.626

$
10.260

$
8.890

$
9.476

$
7.581

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

2

3

2

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.512

$
23.995

$
18.076

$
15.671

$
16.712

$
13.377

$
10.630

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.216

$
23.512

$
23.995

$
18.076

$
15.671

$
16.712

$
13.377

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

2

2

—

1

1

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.298

$
23.812

$
17.965

$
15.598

$
16.660

$
13.355

$
10.628

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.992

$
23.298

$
23.812

$
17.965

$
15.598

$
16.660

$
13.355

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4

5

10

2

3

2

1

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Small-Mid Cap Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.407

$
20.250

$
14.902

$
13.666

$
14.599

$
11.629

$
8.235

$
14.559

$
13.305

$
12.445

Accumulation Unit Value at end of period
$
20.497

$
21.407

$
20.250

$
14.902

$
13.666

$
14.599

$
11.629

$
8.235

$
14.559

$
13.305

Number of Accumulation Units outstanding at end of period (in thousands)
344

423

545

646

796

989

1,151

1,419

1,713

1,889



 
36

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.923

$
19.822

$
14.608

$
13.417

$
14.355

$
11.452

$
8.121

$
14.380

$
13.161

$
12.329

Accumulation Unit Value at end of period
$
20.004

$
20.923

$
19.822

$
14.608

$
13.417

$
14.355

$
11.452

$
8.121

$
14.380

$
13.161

Number of Accumulation Units outstanding at end of period (in thousands)
19

20

27

31

40

51

64

77

96

138

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.107

$
11.476

$
8.461

$
7.776

$
8.323

$
6.643

$
4.713

$
8.350

$
7.646

$
7.166

Accumulation Unit Value at end of period
$
11.569

$
12.107

$
11.476

$
8.461

$
7.776

$
8.323

$
6.643

$
4.713

$
8.350

$
7.646

Number of Accumulation Units outstanding at end of period (in thousands)
730

972

1,376

1,861

2,428

3,497

3,499

3,555

3,543

3,280

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.348

$
19.316

$
14.264

$
13.127

$
14.073

$
11.249

$
7.993

$
14.182

$
13.006

$
12.208

Accumulation Unit Value at end of period
$
19.415

$
20.348

$
19.316

$
14.264

$
13.127

$
14.073

$
11.249

$
7.993

$
14.182

$
13.006

Number of Accumulation Units outstanding at end of period (in thousands)
399

470

596

771

938

1,356

1,621

1,839

2,307

2,614

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.348

$
19.316

$
14.264

$
13.127

$
14.073

$
11.249

$
7.993

$
14.182

$
13.006

$
12.208

Accumulation Unit Value at end of period
$
19.415

$
20.348

$
19.316

$
14.264

$
13.127

$
14.073

$
11.249

$
7.993

$
14.182

$
13.006

Number of Accumulation Units outstanding at end of period (in thousands)
399

470

596

771

938

1,356

1,621

1,839

2,307

2,614

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.973

$
18.988

$
14.043

$
12.943

$
13.896

$
11.125

$
7.917

$
14.067

$
12.920

$
12.145

Accumulation Unit Value at end of period
$
19.028

$
19.973

$
18.988

$
14.043

$
12.943

$
13.896

$
11.125

$
7.917

$
14.067

$
12.920

Number of Accumulation Units outstanding at end of period (in thousands)
345

420

530

663

845

1,039

1,239

1,204

1,053

896

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.973

$
18.988

$
14.043

$
12.943

$
13.896

$
11.125

$
7.917

$
14.067

$
12.920

$
12.145

Accumulation Unit Value at end of period
$
19.028

$
19.973

$
18.988

$
14.043

$
12.943

$
13.896

$
11.125

$
7.917

$
14.067

$
12.920

Number of Accumulation Units outstanding at end of period (in thousands)
345

420

530

663

845

1,039

1,239

1,204

1,053

896

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.849

$
18.880

$
13.970

$
12.882

$
13.838

$
11.084

$
7.891

$
14.029

$
12.892

$
12.125

Accumulation Unit Value at end of period
$
18.901

$
19.849

$
18.880

$
13.970

$
12.882

$
13.838

$
11.084

$
7.891

$
14.029

$
12.892

Number of Accumulation Units outstanding at end of period (in thousands)
684

883

1,252

1,660

2,207

3,674

4,174

4,056

3,728

3,819

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.419

$
10.872

$
8.052

$
7.433

$
7.992

$
6.408

$
4.567

$
8.127

$
7.476

$
7.038

Accumulation Unit Value at end of period
$
10.862

$
11.419

$
10.872

$
8.052

$
7.433

$
7.992

$
6.408

$
4.567

$
8.127

$
7.476

Number of Accumulation Units outstanding at end of period (in thousands)
55

69

80

86

108

147

184

213

209

207

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.483

$
18.559

$
13.753

$
12.702

$
13.664

$
10.961

$
7.816

$
13.916

$
12.807

$
12.063

Accumulation Unit Value at end of period
$
18.524

$
19.483

$
18.559

$
13.753

$
12.702

$
13.664

$
10.961

$
7.816

$
13.916

$
12.807

Number of Accumulation Units outstanding at end of period (in thousands)
57

67

136

174

192

196

208

260

312

349

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.483

$
18.559

$
13.753

$
12.702

$
13.664

$
10.961

$
7.816

$
13.916

$
12.807

$
12.063

Accumulation Unit Value at end of period
$
18.524

$
19.483

$
18.559

$
13.753

$
12.702

$
13.664

$
10.961

$
7.816

$
13.916

$
12.807

Number of Accumulation Units outstanding at end of period (in thousands)
57

67

136

174

192

196

208

260

312

349

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
37

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
11.274

$
10.745

$
7.966

$
7.361

$
7.922

$
6.358

$
4.536

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.714

$
11.274

$
10.745

$
7.966

$
7.361

$
7.922

$
6.358

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
544

578

685

597

679

612

347

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.100

$
10.590

$
7.859

$
7.269

$
7.832

$
6.292

$
4.493

$
8.012

$
7.385

$
6.966

Accumulation Unit Value at end of period
$
10.538

$
11.100

$
10.590

$
7.859

$
7.269

$
7.832

$
6.292

$
4.493

$
8.012

$
7.385

Number of Accumulation Units outstanding at end of period (in thousands)
213

270

334

448

492

632

672

720

769

692

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
11.039

$
10.537

$
7.824

$
7.240

$
7.805

$
6.273

$
4.482

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.475

$
11.039

$
10.537

$
7.824

$
7.240

$
7.805

$
6.273

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
30

37

46

59

59

63

71

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.684

$
23.573

$
17.512

$
16.214

$
17.486

$
14.062

$
10.052

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
23.411

$
24.684

$
23.573

$
17.512

$
16.214

$
17.486

$
14.062

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

9

22

22

25

12

1

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.460

$
23.394

$
17.405

$
16.139

$
17.431

$
14.039

$
10.051

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
23.164

$
24.460

$
23.394

$
17.405

$
16.139

$
17.431

$
14.039

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
61

73

53

46

53

19

1

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Franklin Strategic Income VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.807

$
21.709

$
21.319

$
19.160

$
18.952

$
17.325

$
13.966

$
15.959

$
15.277

$
14.314

Accumulation Unit Value at end of period
$
20.673

$
21.807

$
21.709

$
21.319

$
19.160

$
18.952

$
17.325

$
13.966

$
15.959

$
15.277

Number of Accumulation Units outstanding at end of period (in thousands)
620

824

1,033

1,432

1,656

1,911

2,089

2,178

2,433

2,382

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.314

$
21.250

$
20.900

$
18.811

$
18.635

$
17.061

$
13.774

$
15.763

$
15.112

$
14.180

Accumulation Unit Value at end of period
$
20.176

$
21.314

$
21.250

$
20.900

$
18.811

$
18.635

$
17.061

$
13.774

$
15.763

$
15.112

Number of Accumulation Units outstanding at end of period (in thousands)
50

64

72

83

87

96

103

124

150

153

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.424

$
20.374

$
20.048

$
18.053

$
17.893

$
16.390

$
13.239

$
15.158

$
14.539

$
13.650

Accumulation Unit Value at end of period
$
19.324

$
20.424

$
20.374

$
20.048

$
18.053

$
17.893

$
16.390

$
13.239

$
15.158

$
14.539

Number of Accumulation Units outstanding at end of period (in thousands)
725

965

1,348

2,120

2,607

3,253

3,540

3,431

3,268

2,932

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.728

$
20.708

$
20.407

$
18.405

$
18.269

$
16.759

$
13.557

$
15.546

$
14.934

$
14.041

Accumulation Unit Value at end of period
$
19.583

$
20.728

$
20.708

$
20.407

$
18.405

$
18.269

$
16.759

$
13.557

$
15.546

$
14.934

Number of Accumulation Units outstanding at end of period (in thousands)
542

665

854

1,517

1,797

2,164

2,723

2,508

3,075

2,856

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.728

$
20.708

$
20.407

$
18.405

$
18.269

$
16.759

$
13.557

$
15.546

$
14.934

$
14.041

Accumulation Unit Value at end of period
$
19.583

$
20.728

$
20.708

$
20.407

$
18.405

$
18.269

$
16.759

$
13.557

$
15.546

$
14.934



 
38

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
542

665

854

1,517

1,797

2,164

2,723

2,508

3,075

2,856

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.346

$
20.356

$
20.091

$
18.146

$
18.040

$
16.574

$
13.428

$
15.420

$
14.835

$
13.970

Accumulation Unit Value at end of period
$
19.192

$
20.346

$
20.356

$
20.091

$
18.146

$
18.040

$
16.574

$
13.428

$
15.420

$
14.835

Number of Accumulation Units outstanding at end of period (in thousands)
584

738

943

1,286

1,589

1,806

2,097

1,976

1,826

1,827

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.346

$
20.356

$
20.091

$
18.146

$
18.040

$
16.574

$
13.428

$
15.420

$
14.835

$
13.970

Accumulation Unit Value at end of period
$
19.192

$
20.346

$
20.356

$
20.091

$
18.146

$
18.040

$
16.574

$
13.428

$
15.420

$
14.835

Number of Accumulation Units outstanding at end of period (in thousands)
584

738

943

1,286

1,589

1,806

2,097

1,976

1,826

1,827

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.220

$
20.241

$
19.987

$
18.061

$
17.964

$
16.513

$
13.385

$
15.379

$
14.803

$
13.946

Accumulation Unit Value at end of period
$
19.064

$
20.220

$
20.241

$
19.987

$
18.061

$
17.964

$
16.513

$
13.385

$
15.379

$
14.803

Number of Accumulation Units outstanding at end of period (in thousands)
1,647

2,188

2,930

4,885

5,582

7,479

8,246

7,325

7,713

6,561

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.264

$
19.303

$
19.079

$
17.259

$
17.183

$
15.810

$
12.828

$
14.754

$
14.216

$
13.406

Accumulation Unit Value at end of period
$
18.144

$
19.264

$
19.303

$
19.079

$
17.259

$
17.183

$
15.810

$
12.828

$
14.754

$
14.216

Number of Accumulation Units outstanding at end of period (in thousands)
59

72

96

111

136

204

236

255

227

259

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.847

$
19.897

$
19.677

$
17.808

$
17.739

$
16.330

$
13.256

$
15.254

$
14.705

$
13.874

Accumulation Unit Value at end of period
$
18.684

$
19.847

$
19.897

$
19.677

$
17.808

$
17.739

$
16.330

$
13.256

$
15.254

$
14.705

Number of Accumulation Units outstanding at end of period (in thousands)
93

114

162

227

248

272

307

341

330

353

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.847

$
19.897

$
19.677

$
17.808

$
17.739

$
16.330

$
13.256

$
15.254

$
14.705

$
13.874

Accumulation Unit Value at end of period
$
18.684

$
19.847

$
19.897

$
19.677

$
17.808

$
17.739

$
16.330

$
13.256

$
15.254

$
14.705

Number of Accumulation Units outstanding at end of period (in thousands)
93

114

162

227

248

272

307

341

330

353

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.019

$
19.076

$
18.875

$
17.091

$
17.033

$
15.688

$
12.741

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.896

$
19.019

$
19.076

$
18.875

$
17.091

$
17.033

$
15.688

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
617

653

720

646

674

570

324

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.934

$
19.010

$
18.828

$
17.065

$
17.025

$
15.696

$
12.761

$
14.706

$
14.198

$
13.416

Accumulation Unit Value at end of period
$
17.798

$
18.934

$
19.010

$
18.828

$
17.065

$
17.025

$
15.696

$
12.761

$
14.706

$
14.198

Number of Accumulation Units outstanding at end of period (in thousands)
213

256

335

429

510

588

718

799

848

529

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.830

$
18.915

$
18.744

$
16.997

$
16.965

$
15.649

$
12.729

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.692

$
18.830

$
18.915

$
18.744

$
16.997

$
16.965

$
15.649

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
30

34

45

46

51

64

66

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.473

$
15.551

$
15.417

$
13.988

$
13.968

$
12.891

$
10.491

$
—

$
—

$
—



 
39

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
14.530

$
15.473

$
15.551

$
15.417

$
13.988

$
13.968

$
12.891

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
40

53

56

75

74

32

3

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.332

$
15.432

$
15.323

$
13.923

$
13.924

$
12.870

$
10.489

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.376

$
15.332

$
15.432

$
15.323

$
13.923

$
13.924

$
12.870

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
151

167

186

132

107

70

15

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Hartford Ultrashort Bond HLS Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.044

$
1.060

$
1.078

$
1.096

$
1.114

$
1.133

$
1.151

$
1.145

$
1.110

$
1.077

Accumulation Unit Value at end of period
$
1.028

$
1.044

$
1.060

$
1.078

$
1.096

$
1.114

$
1.133

$
1.151

$
1.145

$
1.110

Number of Accumulation Units outstanding at end of period (in thousands)
9,535

11,633

15,940

23,961

31,385

30,309

44,174

81,177

37,299

30,252

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.020

$
1.038

$
1.057

$
1.076

$
1.096

$
1.115

$
1.135

$
1.131

$
1.098

$
1.067

Accumulation Unit Value at end of period
$
1.003

$
1.020

$
1.038

$
1.057

$
1.076

$
1.096

$
1.115

$
1.135

$
1.131

$
1.098

Number of Accumulation Units outstanding at end of period (in thousands)
1,057

1,242

1,430

1,508

1,377

2,416

2,572

4,286

2,052

1,667

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.967

$
0.984

$
1.002

$
1.021

$
1.040

$
1.059

$
1.078

$
1.076

$
1.044

$
1.016

Accumulation Unit Value at end of period
$
0.950

$
0.967

$
0.984

$
1.002

$
1.021

$
1.040

$
1.059

$
1.078

$
1.076

$
1.044

Number of Accumulation Units outstanding at end of period (in thousands)
8,919

13,400

18,850

36,188

44,644

52,218

71,443

118,336

47,059

27,480

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.992

$
1.011

$
1.032

$
1.053

$
1.074

$
1.096

$
1.117

$
1.116

$
1.085

$
1.057

Accumulation Unit Value at end of period
$
0.974

$
0.992

$
1.011

$
1.032

$
1.053

$
1.074

$
1.096

$
1.117

$
1.116

$
1.085

Number of Accumulation Units outstanding at end of period (in thousands)
7,991

10,612

14,155

25,265

36,251

37,863

52,220

89,434

50,471

32,390

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.992

$
1.011

$
1.032

$
1.053

$
1.074

$
1.096

$
1.117

$
1.116

$
1.085

$
1.057

Accumulation Unit Value at end of period
$
0.974

$
0.992

$
1.011

$
1.032

$
1.053

$
1.074

$
1.096

$
1.117

$
1.116

$
1.085

Number of Accumulation Units outstanding at end of period (in thousands)
7,991

10,612

14,155

25,265

36,251

37,863

52,220

89,434

50,471

32,390

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.974

$
0.994

$
1.016

$
1.038

$
1.061

$
1.084

$
1.106

$
1.107

$
1.078

$
1.052

Accumulation Unit Value at end of period
$
0.955

$
0.974

$
0.994

$
1.016

$
1.038

$
1.061

$
1.084

$
1.106

$
1.107

$
1.078

Number of Accumulation Units outstanding at end of period (in thousands)
4,625

5,981

9,773

21,381

29,081

32,513

44,867

78,137

28,706

15,931

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.974

$
0.994

$
1.016

$
1.038

$
1.061

$
1.084

$
1.106

$
1.107

$
1.078

$
1.052

Accumulation Unit Value at end of period
$
0.955

$
0.974

$
0.994

$
1.016

$
1.038

$
1.061

$
1.084

$
1.106

$
1.107

$
1.078

Number of Accumulation Units outstanding at end of period (in thousands)
4,625

5,981

9,773

21,381

29,081

32,513

44,867

78,137

28,706

15,931

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.968

$
0.989

$
1.011

$
1.033

$
1.056

$
1.080

$
1.103

$
1.104

$
1.075

$
1.050

Accumulation Unit Value at end of period
$
0.948

$
0.968

$
0.989

$
1.011

$
1.033

$
1.056

$
1.080

$
1.103

$
1.104

$
1.075

Number of Accumulation Units outstanding at end of period (in thousands)
19,661

24,269

44,166

61,026

83,313

96,261

142,348

250,261

93,493

47,206



 
40

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.912

$
0.932

$
0.954

$
0.976

$
0.999

$
1.022

$
1.045

$
1.047

$
1.021

$
0.998

Accumulation Unit Value at end of period
$
0.892

$
0.912

$
0.932

$
0.954

$
0.976

$
0.999

$
1.022

$
1.045

$
1.047

$
1.021

Number of Accumulation Units outstanding at end of period (in thousands)
598

583

838

964

1,205

2,073

3,736

4,913

2,002

1,102

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.950

$
0.972

$
0.995

$
1.019

$
1.043

$
1.068

$
1.092

$
1.095

$
1.068

$
1.044

Accumulation Unit Value at end of period
$
0.929

$
0.950

$
0.972

$
0.995

$
1.019

$
1.043

$
1.068

$
1.092

$
1.095

$
1.068

Number of Accumulation Units outstanding at end of period (in thousands)
1,340

1,600

1,988

3,283

3,679

4,166

6,297

10,493

6,875

3,426

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.950

$
0.972

$
0.995

$
1.019

$
1.043

$
1.068

$
1.092

$
1.095

$
1.068

$
1.044

Accumulation Unit Value at end of period
$
0.929

$
0.950

$
0.972

$
0.995

$
1.019

$
1.043

$
1.068

$
1.092

$
1.095

$
1.068

Number of Accumulation Units outstanding at end of period (in thousands)
1,340

1,600

1,988

3,283

3,679

4,166

6,297

10,493

6,875

3,426

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.900

$
0.921

$
0.943

$
0.966

$
0.990

$
1.014

$
1.038

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
0.880

$
0.900

$
0.921

$
0.943

$
0.966

$
0.990

$
1.014

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2,476

3,094

4,086

6,659

9,911

5,688

4,455

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.890

$
0.912

$
0.935

$
0.959

$
0.983

$
1.008

$
1.033

$
1.037

$
1.013

$
0.992

Accumulation Unit Value at end of period
$
0.869

$
0.890

$
0.912

$
0.935

$
0.959

$
0.983

$
1.008

$
1.033

$
1.037

$
1.013

Number of Accumulation Units outstanding at end of period (in thousands)
2,081

2,879

5,166

5,490

8,332

9,414

11,203

22,059

14,427

6,237

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
0.885

$
0.907

$
0.931

$
0.955

$
0.980

$
1.005

$
1.030

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
0.864

$
0.885

$
0.907

$
0.931

$
0.955

$
0.980

$
1.005

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
67

157

223

624

718

890

711

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.553

$
8.769

$
9.000

$
9.237

$
9.481

$
9.730

$
9.980

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
8.344

$
8.553

$
8.769

$
9.000

$
9.237

$
9.481

$
9.730

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

11

6

17

30

26

19

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.475

$
8.702

$
8.945

$
9.195

$
9.451

$
9.714

$
9.978

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
8.255

$
8.475

$
8.702

$
8.945

$
9.195

$
9.451

$
9.714

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
104

90

83

80

100

77

71

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. American Franchise Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.135

$
14.189

$
10.293

$
9.201

$
10.723

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.632

$
15.135

$
14.189

$
10.293

$
9.201

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
150

158

196

332

175

—

—

—

—

—



 
41

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.049

$
14.130

$
10.266

$
9.190

$
10.721

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.520

$
15.049

$
14.130

$
10.266

$
9.190

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
26

26

28

35

11

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.020

$
14.110

$
10.256

$
9.186

$
10.720

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.483

$
15.020

$
14.110

$
10.256

$
9.186

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
207

275

341

465

344

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.935

$
14.051

$
10.229

$
9.176

$
10.718

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.372

$
14.935

$
14.051

$
10.229

$
9.176

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
198

245

325

438

268

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.935

$
14.051

$
10.229

$
9.176

$
10.718

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.372

$
14.935

$
14.051

$
10.229

$
9.176

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
198

245

325

438

268

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.850

$
13.992

$
10.201

$
9.165

$
10.716

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.262

$
14.850

$
13.992

$
10.201

$
9.165

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
195

289

321

443

238

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.850

$
13.992

$
10.201

$
9.165

$
10.716

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.262

$
14.850

$
13.992

$
10.201

$
9.165

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
195

289

321

443

238

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.822

$
13.973

$
10.192

$
9.161

$
10.716

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.226

$
14.822

$
13.973

$
10.192

$
9.161

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
313

438

529

763

1,125

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.766

$
13.934

$
10.174

$
9.154

$
10.714

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.153

$
14.766

$
13.934

$
10.174

$
9.154

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
33

57

36

59

28

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.738

$
13.914

$
10.165

$
9.150

$
10.713

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.117

$
14.738

$
13.914

$
10.165

$
9.150

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
40

79

64

67

19

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.738

$
13.914

$
10.165

$
9.150

$
10.713

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.117

$
14.738

$
13.914

$
10.165

$
9.150

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
40

79

64

67

19

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
42

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
14.710

$
13.895

$
10.156

$
9.146

$
10.713

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.081

$
14.710

$
13.895

$
10.156

$
9.146

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
222

205

118

123

50

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.655

$
13.856

$
10.138

$
9.139

$
10.711

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.009

$
14.655

$
13.856

$
10.138

$
9.139

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
70

74

78

115

58

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.627

$
13.837

$
10.128

$
9.136

$
10.711

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.973

$
14.627

$
13.837

$
10.128

$
9.136

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
10

14

16

19

11

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.599

$
13.818

$
10.119

$
9.132

$
10.710

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.937

$
14.599

$
13.818

$
10.119

$
9.132

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
52

54

11

11

3

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.517

$
13.760

$
10.092

$
9.121

$
10.708

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.830

$
14.517

$
13.760

$
10.092

$
9.121

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
32

30

26

19

4

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Core Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.461

$
16.414

$
12.911

$
11.526

$
11.725

$
10.880

$
8.621

$
12.547

$
11.798

$
10.277

Accumulation Unit Value at end of period
$
16.184

$
17.461

$
16.414

$
12.911

$
11.526

$
11.725

$
10.880

$
8.621

$
12.547

$
11.798

Number of Accumulation Units outstanding at end of period (in thousands)
374

446

568

605

815

926

1,063

1,266

1,396

1,557

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.205

$
16.198

$
12.760

$
11.408

$
11.623

$
10.801

$
8.572

$
12.493

$
11.765

$
10.264

Accumulation Unit Value at end of period
$
15.923

$
17.205

$
16.198

$
12.760

$
11.408

$
11.623

$
10.801

$
8.572

$
12.493

$
11.765

Number of Accumulation Units outstanding at end of period (in thousands)
10

11

12

12

19

28

34

31

51

58

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.121

$
16.127

$
12.710

$
11.369

$
11.589

$
10.775

$
8.555

$
12.476

$
11.754

$
10.260

Accumulation Unit Value at end of period
$
15.837

$
17.121

$
16.127

$
12.710

$
11.369

$
11.589

$
10.775

$
8.555

$
12.476

$
11.754

Number of Accumulation Units outstanding at end of period (in thousands)
404

531

747

1,186

1,887

2,459

2,910

3,165

3,648

4,063

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.870

$
15.914

$
12.561

$
11.253

$
11.488

$
10.697

$
8.506

$
12.423

$
11.722

$
10.247

Accumulation Unit Value at end of period
$
15.582

$
16.870

$
15.914

$
12.561

$
11.253

$
11.488

$
10.697

$
8.506

$
12.423

$
11.722

Number of Accumulation Units outstanding at end of period (in thousands)
387

434

559

510

693

927

1,229

1,275

1,743

2,055

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.870

$
15.914

$
12.561

$
11.253

$
11.488

$
10.697

$
8.506

$
12.423

$
11.722

$
10.247

Accumulation Unit Value at end of period
$
15.582

$
16.870

$
15.914

$
12.561

$
11.253

$
11.488

$
10.697

$
8.506

$
12.423

$
11.722



 
43

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
387

434

559

510

693

927

1,229

1,275

1,743

2,055

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.623

$
15.705

$
12.415

$
11.138

$
11.387

$
10.620

$
8.457

$
12.370

$
11.690

$
10.234

Accumulation Unit Value at end of period
$
15.331

$
16.623

$
15.705

$
12.415

$
11.138

$
11.387

$
10.620

$
8.457

$
12.370

$
11.690

Number of Accumulation Units outstanding at end of period (in thousands)
361

468

605

921

1,283

1,791

2,207

2,259

2,511

2,770

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.623

$
15.705

$
12.415

$
11.138

$
11.387

$
10.620

$
8.457

$
12.370

$
11.690

$
10.234

Accumulation Unit Value at end of period
$
15.331

$
16.623

$
15.705

$
12.415

$
11.138

$
11.387

$
10.620

$
8.457

$
12.370

$
11.690

Number of Accumulation Units outstanding at end of period (in thousands)
361

468

605

921

1,283

1,791

2,207

2,259

2,511

2,770

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.542

$
15.636

$
12.366

$
11.100

$
11.354

$
10.594

$
8.441

$
12.352

$
11.679

$
10.230

Accumulation Unit Value at end of period
$
15.248

$
16.542

$
15.636

$
12.366

$
11.100

$
11.354

$
10.594

$
8.441

$
12.352

$
11.679

Number of Accumulation Units outstanding at end of period (in thousands)
794

1,015

1,381

1,939

2,547

3,707

4,718

5,146

6,102

6,758

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.380

$
15.498

$
12.270

$
11.024

$
11.288

$
10.543

$
8.409

$
12.317

$
11.658

$
10.222

Accumulation Unit Value at end of period
$
15.083

$
16.380

$
15.498

$
12.270

$
11.024

$
11.288

$
10.543

$
8.409

$
12.317

$
11.658

Number of Accumulation Units outstanding at end of period (in thousands)
17

19

21

37

57

68

100

92

98

104

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.299

$
15.430

$
12.222

$
10.987

$
11.255

$
10.518

$
8.393

$
12.300

$
11.647

$
10.217

Accumulation Unit Value at end of period
$
15.002

$
16.299

$
15.430

$
12.222

$
10.987

$
11.255

$
10.518

$
8.393

$
12.300

$
11.647

Number of Accumulation Units outstanding at end of period (in thousands)
27

38

46

54

67

80

109

105

179

215

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.299

$
15.430

$
12.222

$
10.987

$
11.255

$
10.518

$
8.393

$
12.300

$
11.647

$
10.217

Accumulation Unit Value at end of period
$
15.002

$
16.299

$
15.430

$
12.222

$
10.987

$
11.255

$
10.518

$
8.393

$
12.300

$
11.647

Number of Accumulation Units outstanding at end of period (in thousands)
27

38

46

54

67

80

109

105

179

215

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.219

$
15.362

$
12.174

$
10.949

$
11.222

$
10.492

$
8.377

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.921

$
16.219

$
15.362

$
12.174

$
10.949

$
11.222

$
10.492

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
213

248

310

353

457

334

132

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.061

$
15.227

$
12.079

$
10.875

$
11.157

$
10.442

$
8.345

$
12.248

$
11.615

$
10.204

Accumulation Unit Value at end of period
$
14.760

$
16.061

$
15.227

$
12.079

$
10.875

$
11.157

$
10.442

$
8.345

$
12.248

$
11.615

Number of Accumulation Units outstanding at end of period (in thousands)
124

153

204

308

364

495

640

717

839

942

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.982

$
15.159

$
12.031

$
10.838

$
11.125

$
10.417

$
8.329

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.680

$
15.982

$
15.159

$
12.031

$
10.838

$
11.125

$
10.417

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
16

16

17

9

8

8

8

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.465

$
18.472

$
14.668

$
13.219

$
13.576

$
12.718

$
10.174

$
—

$
—

$
—



 
44

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
17.870

$
19.465

$
18.472

$
14.668

$
13.219

$
13.576

$
12.718

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

5

5

7

8

4

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.288

$
18.332

$
14.578

$
13.158

$
13.533

$
12.698

$
10.173

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.681

$
19.288

$
18.332

$
14.578

$
13.158

$
13.533

$
12.698

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
75

68

67

40

42

16

4

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Government Money Market Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.586

$
9.744

$
9.905

$
9.980

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.438

$
9.586

$
9.744

$
9.905

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
709

535

470

329

—

—

—

—

—

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.549

$
9.721

$
9.896

$
9.978

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.387

$
9.549

$
9.721

$
9.896

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

39

15

20

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.536

$
9.714

$
9.894

$
9.977

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.371

$
9.536

$
9.714

$
9.894

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
466

1,108

998

493

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.500

$
9.690

$
9.885

$
9.976

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.320

$
9.500

$
9.690

$
9.885

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
685

1,050

713

488

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.500

$
9.690

$
9.885

$
9.976

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.320

$
9.500

$
9.690

$
9.885

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
685

1,050

713

488

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.463

$
9.667

$
9.876

$
9.974

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.270

$
9.463

$
9.667

$
9.876

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
320

285

230

225

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.463

$
9.667

$
9.876

$
9.974

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.270

$
9.463

$
9.667

$
9.876

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
320

285

230

225

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.450

$
9.660

$
9.873

$
9.973

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.254

$
9.450

$
9.660

$
9.873

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
918

1,100

964

1,186

—

—

—

—

—

—



 
45

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.426

$
9.644

$
9.867

$
9.972

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.220

$
9.426

$
9.644

$
9.867

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
31

94

68

33

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.414

$
9.637

$
9.864

$
9.971

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.204

$
9.414

$
9.637

$
9.864

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
76

69

35

39

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.414

$
9.637

$
9.864

$
9.971

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.204

$
9.414

$
9.637

$
9.864

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
76

69

35

39

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.402

$
9.629

$
9.862

$
9.971

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.187

$
9.402

$
9.629

$
9.862

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
295

332

284

228

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.377

$
9.614

$
9.856

$
9.969

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.155

$
9.377

$
9.614

$
9.856

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
154

258

224

67

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.365

$
9.606

$
9.853

$
9.969

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.138

$
9.365

$
9.606

$
9.853

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

47

2

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.353

$
9.598

$
9.850

$
9.968

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.122

$
9.353

$
9.598

$
9.850

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

7

6

3

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.317

$
9.576

$
9.841

$
9.966

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.073

$
9.317

$
9.576

$
9.841

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
68

53

19

65

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Government Securities Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.361

$
1.329

$
1.387

$
1.376

$
1.297

$
1.251

$
1.272

$
1.151

$
1.100

$
1.080

Accumulation Unit Value at end of period
$
1.343

$
1.361

$
1.329

$
1.387

$
1.376

$
1.297

$
1.251

$
1.272

$
1.151

$
1.100

Number of Accumulation Units outstanding at end of period (in thousands)
8,785

10,547

14,452

21,515

23,810

27,573

33,307

43,351

32,443

26,808



 
46

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.334

$
1.304

$
1.364

$
1.355

$
1.279

$
1.235

$
1.258

$
1.140

$
1.092

$
1.073

Accumulation Unit Value at end of period
$
1.315

$
1.334

$
1.304

$
1.364

$
1.355

$
1.279

$
1.235

$
1.258

$
1.140

$
1.092

Number of Accumulation Units outstanding at end of period (in thousands)
82

150

164

405

506

638

1,316

1,580

1,041

1,301

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.325

$
1.297

$
1.356

$
1.348

$
1.273

$
1.230

$
1.253

$
1.137

$
1.089

$
1.071

Accumulation Unit Value at end of period
$
1.306

$
1.325

$
1.297

$
1.356

$
1.348

$
1.273

$
1.230

$
1.253

$
1.137

$
1.089

Number of Accumulation Units outstanding at end of period (in thousands)
12,323

18,178

23,368

36,145

41,476

52,236

62,546

89,525

71,648

58,221

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.299

$
1.273

$
1.334

$
1.328

$
1.255

$
1.215

$
1.240

$
1.126

$
1.080

$
1.064

Accumulation Unit Value at end of period
$
1.278

$
1.299

$
1.273

$
1.334

$
1.328

$
1.255

$
1.215

$
1.240

$
1.126

$
1.080

Number of Accumulation Units outstanding at end of period (in thousands)
7,494

9,584

12,175

18,991

23,618

29,090

36,975

49,097

40,866

35,410

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.299

$
1.273

$
1.334

$
1.328

$
1.255

$
1.215

$
1.240

$
1.126

$
1.080

$
1.064

Accumulation Unit Value at end of period
$
1.278

$
1.299

$
1.273

$
1.334

$
1.328

$
1.255

$
1.215

$
1.240

$
1.126

$
1.080

Number of Accumulation Units outstanding at end of period (in thousands)
7,494

9,584

12,175

18,991

23,618

29,090

36,975

49,097

40,866

35,410

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.275

$
1.251

$
1.313

$
1.309

$
1.239

$
1.201

$
1.228

$
1.117

$
1.073

$
1.059

Accumulation Unit Value at end of period
$
1.252

$
1.275

$
1.251

$
1.313

$
1.309

$
1.239

$
1.201

$
1.228

$
1.117

$
1.073

Number of Accumulation Units outstanding at end of period (in thousands)
7,674

9,579

13,392

23,961

29,043

36,927

43,489

60,777

42,275

37,566

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.275

$
1.251

$
1.313

$
1.309

$
1.239

$
1.201

$
1.228

$
1.117

$
1.073

$
1.059

Accumulation Unit Value at end of period
$
1.252

$
1.275

$
1.251

$
1.313

$
1.309

$
1.239

$
1.201

$
1.228

$
1.117

$
1.073

Number of Accumulation Units outstanding at end of period (in thousands)
7,674

9,579

13,392

23,961

29,043

36,927

43,489

60,777

42,275

37,566

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.267

$
1.244

$
1.306

$
1.303

$
1.234

$
1.197

$
1.224

$
1.114

$
1.071

$
1.057

Accumulation Unit Value at end of period
$
1.244

$
1.267

$
1.244

$
1.306

$
1.303

$
1.234

$
1.197

$
1.224

$
1.114

$
1.071

Number of Accumulation Units outstanding at end of period (in thousands)
28,128

34,759

44,035

60,807

68,451

89,865

110,137

177,194

134,348

109,522

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.252

$
1.230

$
1.292

$
1.290

$
1.224

$
1.188

$
1.216

$
1.108

$
1.066

$
1.053

Accumulation Unit Value at end of period
$
1.227

$
1.252

$
1.230

$
1.292

$
1.290

$
1.224

$
1.188

$
1.216

$
1.108

$
1.066

Number of Accumulation Units outstanding at end of period (in thousands)
965

1,219

1,249

1,485

1,856

2,630

3,218

4,038

2,110

2,108

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.244

$
1.223

$
1.286

$
1.284

$
1.219

$
1.184

$
1.212

$
1.105

$
1.064

$
1.052

Accumulation Unit Value at end of period
$
1.219

$
1.244

$
1.223

$
1.286

$
1.284

$
1.219

$
1.184

$
1.212

$
1.105

$
1.064

Number of Accumulation Units outstanding at end of period (in thousands)
1,021

1,257

1,559

1,903

2,217

3,287

4,426

5,703

5,155

5,221

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.244

$
1.223

$
1.286

$
1.284

$
1.219

$
1.184

$
1.212

$
1.105

$
1.064

$
1.052

Accumulation Unit Value at end of period
$
1.219

$
1.244

$
1.223

$
1.286

$
1.284

$
1.219

$
1.184

$
1.212

$
1.105

$
1.064

Number of Accumulation Units outstanding at end of period (in thousands)
1,021

1,257

1,559

1,903

2,217

3,287

4,426

5,703

5,155

5,221

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
47

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
1.236

$
1.215

$
1.278

$
1.278

$
1.213

$
1.179

$
1.208

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.211

$
1.236

$
1.215

$
1.278

$
1.278

$
1.213

$
1.179

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4,563

5,170

6,392

8,181

9,360

7,501

3,756

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.222

$
1.203

$
1.267

$
1.268

$
1.205

$
1.172

$
1.202

$
1.097

$
1.058

$
1.047

Accumulation Unit Value at end of period
$
1.196

$
1.222

$
1.203

$
1.267

$
1.268

$
1.205

$
1.172

$
1.202

$
1.097

$
1.058

Number of Accumulation Units outstanding at end of period (in thousands)
4,221

5,077

6,297

8,949

9,960

12,689

15,070

17,916

16,730

14,162

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.215

$
1.197

$
1.261

$
1.263

$
1.200

$
1.168

$
1.199

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.189

$
1.215

$
1.197

$
1.261

$
1.263

$
1.200

$
1.168

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
239

297

342

415

579

638

770

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.444

$
10.293

$
10.849

$
10.866

$
10.334

$
10.063

$
10.329

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.211

$
10.444

$
10.293

$
10.849

$
10.866

$
10.334

$
10.063

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
17

23

22

23

18

12

10

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.349

$
10.215

$
10.782

$
10.815

$
10.302

$
10.047

$
10.328

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.103

$
10.349

$
10.215

$
10.782

$
10.815

$
10.302

$
10.047

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
268

273

291

181

189

89

27

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. International Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.434

$
2.466

$
2.107

$
1.854

$
2.021

$
1.820

$
1.368

$
2.333

$
2.068

$
1.639

Accumulation Unit Value at end of period
$
2.338

$
2.434

$
2.466

$
2.107

$
1.854

$
2.021

$
1.820

$
1.368

$
2.333

$
2.068

Number of Accumulation Units outstanding at end of period (in thousands)
1,696

2,096

2,692

2,860

3,343

3,781

4,366

4,619

4,698

3,146

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.386

$
2.421

$
2.071

$
1.825

$
1.993

$
1.798

$
1.353

$
2.311

$
2.051

$
1.629

Accumulation Unit Value at end of period
$
2.288

$
2.386

$
2.421

$
2.071

$
1.825

$
1.993

$
1.798

$
1.353

$
2.311

$
2.051

Number of Accumulation Units outstanding at end of period (in thousands)
82

85

83

70

80

102

86

88

143

120

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.370

$
2.406

$
2.060

$
1.816

$
1.984

$
1.790

$
1.349

$
2.304

$
2.046

$
1.625

Accumulation Unit Value at end of period
$
2.272

$
2.370

$
2.406

$
2.060

$
1.816

$
1.984

$
1.790

$
1.349

$
2.304

$
2.046

Number of Accumulation Units outstanding at end of period (in thousands)
1,780

2,798

3,724

4,966

6,368

7,666

8,601

9,511

9,741

5,735

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.323

$
2.362

$
2.025

$
1.788

$
1.956

$
1.768

$
1.334

$
2.283

$
2.030

$
1.615

Accumulation Unit Value at end of period
$
2.224

$
2.323

$
2.362

$
2.025

$
1.788

$
1.956

$
1.768

$
1.334

$
2.283

$
2.030

Number of Accumulation Units outstanding at end of period (in thousands)
2,171

2,417

2,801

3,111

4,170

5,152

6,359

6,988

7,667

4,199

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.323

$
2.362

$
2.025

$
1.788

$
1.956

$
1.768

$
1.334

$
2.283

$
2.030

$
1.615

Accumulation Unit Value at end of period
$
2.224

$
2.323

$
2.362

$
2.025

$
1.788

$
1.956

$
1.768

$
1.334

$
2.283

$
2.030



 
48

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
2,171

2,417

2,801

3,111

4,170

5,152

6,359

6,988

7,667

4,199

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.280

$
2.322

$
1.994

$
1.763

$
1.932

$
1.749

$
1.321

$
2.264

$
2.016

$
1.607

Accumulation Unit Value at end of period
$
2.180

$
2.280

$
2.322

$
1.994

$
1.763

$
1.932

$
1.749

$
1.321

$
2.264

$
2.016

Number of Accumulation Units outstanding at end of period (in thousands)
681

791

1,139

1,721

2,515

2,966

3,716

3,945

4,062

2,836

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.280

$
2.322

$
1.994

$
1.763

$
1.932

$
1.749

$
1.321

$
2.264

$
2.016

$
1.607

Accumulation Unit Value at end of period
$
2.180

$
2.280

$
2.322

$
1.994

$
1.763

$
1.932

$
1.749

$
1.321

$
2.264

$
2.016

Number of Accumulation Units outstanding at end of period (in thousands)
681

791

1,139

1,721

2,515

2,966

3,716

3,945

4,062

2,836

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.266

$
2.309

$
1.983

$
1.755

$
1.924

$
1.742

$
1.317

$
2.258

$
2.012

$
1.604

Accumulation Unit Value at end of period
$
2.165

$
2.266

$
2.309

$
1.983

$
1.755

$
1.924

$
1.742

$
1.317

$
2.258

$
2.012

Number of Accumulation Units outstanding at end of period (in thousands)
2,487

3,252

4,433

6,196

8,953

11,599

19,521

14,250

13,092

6,846

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.238

$
2.283

$
1.963

$
1.738

$
1.907

$
1.729

$
1.308

$
2.246

$
2.003

$
1.598

Accumulation Unit Value at end of period
$
2.136

$
2.238

$
2.283

$
1.963

$
1.738

$
1.907

$
1.729

$
1.308

$
2.246

$
2.003

Number of Accumulation Units outstanding at end of period (in thousands)
53

57

75

106

137

142

212

219

195

253

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.224

$
2.270

$
1.953

$
1.730

$
1.899

$
1.723

$
1.304

$
2.240

$
1.999

$
1.596

Accumulation Unit Value at end of period
$
2.122

$
2.224

$
2.270

$
1.953

$
1.730

$
1.899

$
1.723

$
1.304

$
2.240

$
1.999

Number of Accumulation Units outstanding at end of period (in thousands)
106

136

168

147

211

378

458

546

699

779

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.224

$
2.270

$
1.953

$
1.730

$
1.899

$
1.723

$
1.304

$
2.240

$
1.999

$
1.596

Accumulation Unit Value at end of period
$
2.122

$
2.224

$
2.270

$
1.953

$
1.730

$
1.899

$
1.723

$
1.304

$
2.240

$
1.999

Number of Accumulation Units outstanding at end of period (in thousands)
106

136

168

147

211

378

458

546

699

779

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.210

$
2.256

$
1.942

$
1.721

$
1.891

$
1.716

$
1.299

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
2.107

$
2.210

$
2.256

$
1.942

$
1.721

$
1.891

$
1.716

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
769

917

955

883

859

792

243

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.186

$
2.233

$
1.924

$
1.708

$
1.877

$
1.706

$
1.293

$
2.224

$
1.987

$
1.589

Accumulation Unit Value at end of period
$
2.082

$
2.186

$
2.233

$
1.924

$
1.708

$
1.877

$
1.706

$
1.293

$
2.224

$
1.987

Number of Accumulation Units outstanding at end of period (in thousands)
573

688

876

1,203

1,401

1,621

1,907

2,063

1,559

748

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.174

$
2.222

$
1.916

$
1.701

$
1.871

$
1.700

$
1.290

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
2.069

$
2.174

$
2.222

$
1.916

$
1.701

$
1.871

$
1.700

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
34

36

62

77

113

125

148

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.886

$
18.296

$
15.778

$
14.016

$
15.425

$
14.027

$
10.645

$
—

$
—

$
—



 
49

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
17.018

$
17.886

$
18.296

$
15.778

$
14.016

$
15.425

$
14.027

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

2

1

1

1

2

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.723

$
18.157

$
15.681

$
13.951

$
15.377

$
14.004

$
10.644

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.838

$
17.723

$
18.157

$
15.681

$
13.951

$
15.377

$
14.004

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
44

41

39

23

25

4

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Mid Cap Core Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.330

$
2.269

$
1.790

$
1.640

$
1.781

$
1.587

$
1.239

$
1.762

$
1.635

$
1.495

Accumulation Unit Value at end of period
$
2.200

$
2.330

$
2.269

$
1.790

$
1.640

$
1.781

$
1.587

$
1.239

$
1.762

$
1.635

Number of Accumulation Units outstanding at end of period (in thousands)
2,659

3,084

3,618

4,361

5,641

7,163

8,446

9,973

12,288

13,389

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.284

$
2.227

$
1.760

$
1.615

$
1.757

$
1.567

$
1.226

$
1.746

$
1.623

$
1.485

Accumulation Unit Value at end of period
$
2.153

$
2.284

$
2.227

$
1.760

$
1.615

$
1.757

$
1.567

$
1.226

$
1.746

$
1.623

Number of Accumulation Units outstanding at end of period (in thousands)
52

63

79

118

157

329

397

562

439

445

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.269

$
2.214

$
1.750

$
1.607

$
1.749

$
1.561

$
1.221

$
1.740

$
1.618

$
1.482

Accumulation Unit Value at end of period
$
2.138

$
2.269

$
2.214

$
1.750

$
1.607

$
1.749

$
1.561

$
1.221

$
1.740

$
1.618

Number of Accumulation Units outstanding at end of period (in thousands)
2,303

3,270

4,227

6,341

8,677

11,333

13,558

13,855

15,280

14,353

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.225

$
2.173

$
1.721

$
1.583

$
1.725

$
1.542

$
1.208

$
1.724

$
1.606

$
1.472

Accumulation Unit Value at end of period
$
2.093

$
2.225

$
2.173

$
1.721

$
1.583

$
1.725

$
1.542

$
1.208

$
1.724

$
1.606

Number of Accumulation Units outstanding at end of period (in thousands)
2,875

3,394

3,936

4,608

6,072

8,082

11,304

12,872

18,871

21,534

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.225

$
2.173

$
1.721

$
1.583

$
1.725

$
1.542

$
1.208

$
1.724

$
1.606

$
1.472

Accumulation Unit Value at end of period
$
2.093

$
2.225

$
2.173

$
1.721

$
1.583

$
1.725

$
1.542

$
1.208

$
1.724

$
1.606

Number of Accumulation Units outstanding at end of period (in thousands)
2,875

3,394

3,936

4,608

6,072

8,082

11,304

12,872

18,871

21,534

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.184

$
2.136

$
1.694

$
1.560

$
1.703

$
1.525

$
1.196

$
1.710

$
1.595

$
1.465

Accumulation Unit Value at end of period
$
2.051

$
2.184

$
2.136

$
1.694

$
1.560

$
1.703

$
1.525

$
1.196

$
1.710

$
1.595

Number of Accumulation Units outstanding at end of period (in thousands)
2,399

3,040

3,666

5,147

7,075

9,144

10,992

11,141

9,600

9,932

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.184

$
2.136

$
1.694

$
1.560

$
1.703

$
1.525

$
1.196

$
1.710

$
1.595

$
1.465

Accumulation Unit Value at end of period
$
2.051

$
2.184

$
2.136

$
1.694

$
1.560

$
1.703

$
1.525

$
1.196

$
1.710

$
1.595

Number of Accumulation Units outstanding at end of period (in thousands)
2,399

3,040

3,666

5,147

7,075

9,144

10,992

11,141

9,600

9,932

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.170

$
2.124

$
1.686

$
1.553

$
1.696

$
1.519

$
1.193

$
1.705

$
1.591

$
1.462

Accumulation Unit Value at end of period
$
2.037

$
2.170

$
2.124

$
1.686

$
1.553

$
1.696

$
1.519

$
1.193

$
1.705

$
1.591

Number of Accumulation Units outstanding at end of period (in thousands)
4,728

6,238

8,012

12,342

16,263

21,501

27,183

29,927

34,326

31,773



 
50

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.143

$
2.100

$
1.668

$
1.538

$
1.681

$
1.508

$
1.185

$
1.696

$
1.584

$
1.457

Accumulation Unit Value at end of period
$
2.010

$
2.143

$
2.100

$
1.668

$
1.538

$
1.681

$
1.508

$
1.185

$
1.696

$
1.584

Number of Accumulation Units outstanding at end of period (in thousands)
194

306

270

399

554

824

1,038

1,167

1,132

1,002

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.130

$
2.088

$
1.659

$
1.531

$
1.674

$
1.502

$
1.181

$
1.692

$
1.581

$
1.455

Accumulation Unit Value at end of period
$
1.997

$
2.130

$
2.088

$
1.659

$
1.531

$
1.674

$
1.502

$
1.181

$
1.692

$
1.581

Number of Accumulation Units outstanding at end of period (in thousands)
452

510

683

999

1,209

1,699

2,045

2,306

3,366

4,053

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.130

$
2.088

$
1.659

$
1.531

$
1.674

$
1.502

$
1.181

$
1.692

$
1.581

$
1.455

Accumulation Unit Value at end of period
$
1.997

$
2.130

$
2.088

$
1.659

$
1.531

$
1.674

$
1.502

$
1.181

$
1.692

$
1.581

Number of Accumulation Units outstanding at end of period (in thousands)
452

510

683

999

1,209

1,699

2,045

2,306

3,366

4,053

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.116

$
2.075

$
1.650

$
1.523

$
1.667

$
1.496

$
1.177

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.983

$
2.116

$
2.075

$
1.650

$
1.523

$
1.667

$
1.496

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2,339

2,772

3,131

3,119

3,589

2,902

1,868

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.093

$
2.055

$
1.635

$
1.511

$
1.655

$
1.487

$
1.171

$
1.680

$
1.572

$
1.449

Accumulation Unit Value at end of period
$
1.959

$
2.093

$
2.055

$
1.635

$
1.511

$
1.655

$
1.487

$
1.171

$
1.680

$
1.572

Number of Accumulation Units outstanding at end of period (in thousands)
964

1,151

1,447

2,054

2,348

2,651

3,282

3,602

4,419

4,199

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
2.081

$
2.044

$
1.628

$
1.505

$
1.649

$
1.483

$
1.168

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.947

$
2.081

$
2.044

$
1.628

$
1.505

$
1.649

$
1.483

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
80

132

203

187

162

195

163

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.204

$
17.890

$
14.254

$
13.185

$
14.454

$
13.000

$
10.246

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.022

$
18.204

$
17.890

$
14.254

$
13.185

$
14.454

$
13.000

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
17

18

13

14

19

14

7

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.038

$
17.754

$
14.166

$
13.124

$
14.409

$
12.979

$
10.245

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.842

$
18.038

$
17.754

$
14.166

$
13.124

$
14.409

$
12.979

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
74

107

99

65

60

28

3

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Mid Cap Growth Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.119

$
13.286

$
9.858

$
10.015

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.056

$
14.119

$
13.286

$
9.858

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
43

33

44

43

—

—

—

—

—

—



 
51

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.059

$
13.250

$
9.846

$
10.013

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.975

$
14.059

$
13.250

$
9.846

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
5

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.039

$
13.237

$
9.841

$
10.012

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.948

$
14.039

$
13.237

$
9.841

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
33

35

46

44

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.980

$
13.201

$
9.829

$
10.009

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.868

$
13.980

$
13.201

$
9.829

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
23

26

37

33

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.980

$
13.201

$
9.829

$
10.009

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.868

$
13.980

$
13.201

$
9.829

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
23

26

37

33

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.920

$
13.165

$
9.817

$
10.007

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.789

$
13.920

$
13.165

$
9.817

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

32

28

15

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.920

$
13.165

$
9.817

$
10.007

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.789

$
13.920

$
13.165

$
9.817

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

32

28

15

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.901

$
13.153

$
9.813

$
10.006

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.762

$
13.901

$
13.153

$
9.813

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
80

60

159

122

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.861

$
13.129

$
9.805

$
10.004

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.710

$
13.861

$
13.129

$
9.805

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

2

3

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.842

$
13.117

$
9.800

$
10.003

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.683

$
13.842

$
13.117

$
9.800

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

3

2

3

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.842

$
13.117

$
9.800

$
10.003

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.683

$
13.842

$
13.117

$
9.800

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

3

2

3

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
52

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
13.822

$
13.105

$
9.796

$
10.003

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.657

$
13.822

$
13.105

$
9.796

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
17

21

33

23

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.783

$
13.081

$
9.788

$
10.001

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.605

$
13.783

$
13.081

$
9.788

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
31

26

22

22

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.764

$
13.069

$
9.784

$
10.000

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.579

$
13.764

$
13.069

$
9.784

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.744

$
13.057

$
9.780

$
9.999

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.553

$
13.744

$
13.057

$
9.780

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.686

$
13.021

$
9.768

$
9.997

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.475

$
13.686

$
13.021

$
9.768

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

5

6

2

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Money Market Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.744

$
9.905

$
9.980

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.586

$
9.744

$
9.905

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
535

470

329

—

—

—

—

—

—

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.721

$
9.896

$
9.978

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.549

$
9.721

$
9.896

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
39

15

20

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.714

$
9.894

$
9.977

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.536

$
9.714

$
9.894

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1,108

998

493

—

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.690

$
9.885

$
9.976

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.500

$
9.690

$
9.885

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1,050

713

488

—

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.690

$
9.885

$
9.976

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.500

$
9.690

$
9.885

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
53

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
1,050

713

488

—

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.667

$
9.876

$
9.974

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.463

$
9.667

$
9.876

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
285

230

225

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.667

$
9.876

$
9.974

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.463

$
9.667

$
9.876

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
285

230

225

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.660

$
9.873

$
9.973

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.450

$
9.660

$
9.873

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1,100

964

1,186

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.644

$
9.867

$
9.972

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.426

$
9.644

$
9.867

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
94

68

33

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.637

$
9.864

$
9.971

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.414

$
9.637

$
9.864

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
69

35

39

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.637

$
9.864

$
9.971

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.414

$
9.637

$
9.864

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
69

35

39

—

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.629

$
9.862

$
9.971

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.402

$
9.629

$
9.862

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
332

284

228

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.614

$
9.856

$
9.969

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.377

$
9.614

$
9.856

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
258

224

67

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.606

$
9.853

$
9.969

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.365

$
9.606

$
9.853

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
47

2

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.598

$
9.850

$
9.968

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
54

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
9.353

$
9.598

$
9.850

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

6

3

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.576

$
9.841

$
9.966

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.317

$
9.576

$
9.841

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
53

19

65

—

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Small Cap Equity Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.390

$
22.237

$
16.445

$
14.679

$
15.033

$
11.890

$
9.966

$
14.750

$
14.256

$
12.341

Accumulation Unit Value at end of period
$
20.808

$
22.390

$
22.237

$
16.445

$
14.679

$
15.033

$
11.890

$
9.966

$
14.750

$
14.256

Number of Accumulation Units outstanding at end of period (in thousands)
146

169

233

311

355

392

426

430

414

327

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.017

$
21.900

$
16.220

$
14.500

$
14.871

$
11.779

$
9.888

$
14.657

$
14.187

$
12.300

Accumulation Unit Value at end of period
$
20.431

$
22.017

$
21.900

$
16.220

$
14.500

$
14.871

$
11.779

$
9.888

$
14.657

$
14.187

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

3

2

3

5

9

11

9

11

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.894

$
21.788

$
16.145

$
14.440

$
14.818

$
11.743

$
9.862

$
14.626

$
14.165

$
12.287

Accumulation Unit Value at end of period
$
20.306

$
21.894

$
21.788

$
16.145

$
14.440

$
14.818

$
11.743

$
9.862

$
14.626

$
14.165

Number of Accumulation Units outstanding at end of period (in thousands)
152

246

402

524

675

951

1,135

1,128

909

610

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.529

$
21.457

$
15.924

$
14.264

$
14.658

$
11.634

$
9.786

$
14.534

$
14.097

$
12.246

Accumulation Unit Value at end of period
$
19.938

$
21.529

$
21.457

$
15.924

$
14.264

$
14.658

$
11.634

$
9.786

$
14.534

$
14.097

Number of Accumulation Units outstanding at end of period (in thousands)
156

175

215

240

340

410

500

546

457

321

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.529

$
21.457

$
15.924

$
14.264

$
14.658

$
11.634

$
9.786

$
14.534

$
14.097

$
12.246

Accumulation Unit Value at end of period
$
19.938

$
21.529

$
21.457

$
15.924

$
14.264

$
14.658

$
11.634

$
9.786

$
14.534

$
14.097

Number of Accumulation Units outstanding at end of period (in thousands)
156

175

215

240

340

410

500

546

457

321

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.170

$
21.131

$
15.706

$
14.089

$
14.501

$
11.526

$
9.710

$
14.443

$
14.029

$
12.205

Accumulation Unit Value at end of period
$
19.576

$
21.170

$
21.131

$
15.706

$
14.089

$
14.501

$
11.526

$
9.710

$
14.443

$
14.029

Number of Accumulation Units outstanding at end of period (in thousands)
69

108

154

193

276

367

448

432

326

267

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.170

$
21.131

$
15.706

$
14.089

$
14.501

$
11.526

$
9.710

$
14.443

$
14.029

$
12.205

Accumulation Unit Value at end of period
$
19.576

$
21.170

$
21.131

$
15.706

$
14.089

$
14.501

$
11.526

$
9.710

$
14.443

$
14.029

Number of Accumulation Units outstanding at end of period (in thousands)
69

108

154

193

276

367

448

432

326

267

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.052

$
21.024

$
15.633

$
14.031

$
14.448

$
11.491

$
9.684

$
14.413

$
14.007

$
12.192

Accumulation Unit Value at end of period
$
19.457

$
21.052

$
21.024

$
15.633

$
14.031

$
14.448

$
11.491

$
9.684

$
14.413

$
14.007

Number of Accumulation Units outstanding at end of period (in thousands)
320

401

596

795

1,084

1,355

1,676

2,127

1,504

1,327



 
55

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.817

$
20.810

$
15.490

$
13.917

$
14.345

$
11.419

$
9.634

$
14.352

$
13.962

$
12.165

Accumulation Unit Value at end of period
$
19.221

$
20.817

$
20.810

$
15.490

$
13.917

$
14.345

$
11.419

$
9.634

$
14.352

$
13.962

Number of Accumulation Units outstanding at end of period (in thousands)
2

2

19

8

20

30

30

24

17

13

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.701

$
20.704

$
15.419

$
13.860

$
14.293

$
11.384

$
9.609

$
14.322

$
13.939

$
12.152

Accumulation Unit Value at end of period
$
19.104

$
20.701

$
20.704

$
15.419

$
13.860

$
14.293

$
11.384

$
9.609

$
14.322

$
13.939

Number of Accumulation Units outstanding at end of period (in thousands)
14

18

33

26

32

52

63

56

54

40

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.701

$
20.704

$
15.419

$
13.860

$
14.293

$
11.384

$
9.609

$
14.322

$
13.939

$
12.152

Accumulation Unit Value at end of period
$
19.104

$
20.701

$
20.704

$
15.419

$
13.860

$
14.293

$
11.384

$
9.609

$
14.322

$
13.939

Number of Accumulation Units outstanding at end of period (in thousands)
14

18

33

26

32

52

63

56

54

40

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.585

$
20.599

$
15.348

$
13.803

$
14.242

$
11.349

$
9.584

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
18.988

$
20.585

$
20.599

$
15.348

$
13.803

$
14.242

$
11.349

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
84

87

119

109

117

82

32

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.360

$
20.394

$
15.211

$
13.693

$
14.142

$
11.281

$
9.536

$
14.235

$
13.875

$
12.114

Accumulation Unit Value at end of period
$
18.761

$
20.360

$
20.394

$
15.211

$
13.693

$
14.142

$
11.281

$
9.536

$
14.235

$
13.875

Number of Accumulation Units outstanding at end of period (in thousands)
58

68

101

119

147

169

175

206

129

86

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.248

$
20.292

$
15.142

$
13.638

$
14.093

$
11.247

$
9.512

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
18.649

$
20.248

$
20.292

$
15.142

$
13.638

$
14.093

$
11.247

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

8

8

10

13

16

19

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.186

$
22.245

$
16.608

$
14.966

$
15.472

$
12.354

$
10.454

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.423

$
22.186

$
22.245

$
16.608

$
14.966

$
15.472

$
12.354

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

2

1

4

—

1

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.984

$
22.076

$
16.506

$
14.897

$
15.424

$
12.334

$
10.452

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.207

$
21.984

$
22.076

$
16.506

$
14.897

$
15.424

$
12.334

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
40

46

43

26

28

6

1

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Invesco V.I. Value Opportunities Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.654

$
1.577

$
1.199

$
1.035

$
1.086

$
1.028

$
0.706

$
1.489

$
1.490

$
1.338

Accumulation Unit Value at end of period
$
1.458

$
1.654

$
1.577

$
1.199

$
1.035

$
1.086

$
1.028

$
0.706

$
1.489

$
1.490

Number of Accumulation Units outstanding at end of period (in thousands)
1,269

1,493

1,679

2,721

3,686

4,785

5,897

7,008

8,743

10,297



 
56

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.621

$
1.548

$
1.179

$
1.019

$
1.071

$
1.015

$
0.699

$
1.475

$
1.479

$
1.330

Accumulation Unit Value at end of period
$
1.427

$
1.621

$
1.548

$
1.179

$
1.019

$
1.071

$
1.015

$
0.699

$
1.475

$
1.479

Number of Accumulation Units outstanding at end of period (in thousands)
180

202

211

253

327

427

449

579

664

812

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.611

$
1.539

$
1.172

$
1.014

$
1.066

$
1.011

$
0.696

$
1.470

$
1.475

$
1.327

Accumulation Unit Value at end of period
$
1.416

$
1.611

$
1.539

$
1.172

$
1.014

$
1.066

$
1.011

$
0.696

$
1.470

$
1.475

Number of Accumulation Units outstanding at end of period (in thousands)
1,697

2,120

2,709

3,802

5,156

9,012

12,349

9,081

11,052

13,253

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.579

$
1.511

$
1.152

$
0.999

$
1.051

$
0.999

$
0.688

$
1.456

$
1.463

$
1.318

Accumulation Unit Value at end of period
$
1.386

$
1.579

$
1.511

$
1.152

$
0.999

$
1.051

$
0.999

$
0.688

$
1.456

$
1.463

Number of Accumulation Units outstanding at end of period (in thousands)
1,875

2,204

2,632

3,998

5,140

6,852

10,280

11,157

16,250

20,671

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.579

$
1.511

$
1.152

$
0.999

$
1.051

$
0.999

$
0.688

$
1.456

$
1.463

$
1.318

Accumulation Unit Value at end of period
$
1.386

$
1.579

$
1.511

$
1.152

$
0.999

$
1.051

$
0.999

$
0.688

$
1.456

$
1.463

Number of Accumulation Units outstanding at end of period (in thousands)
1,875

2,204

2,632

3,998

5,140

6,852

10,280

11,157

16,250

20,671

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.550

$
1.485

$
1.134

$
0.985

$
1.038

$
0.988

$
0.682

$
1.444

$
1.453

$
1.312

Accumulation Unit Value at end of period
$
1.359

$
1.550

$
1.485

$
1.134

$
0.985

$
1.038

$
0.988

$
0.682

$
1.444

$
1.453

Number of Accumulation Units outstanding at end of period (in thousands)
1,891

2,185

2,975

4,375

5,869

7,549

11,045

10,212

8,096

8,457

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.550

$
1.485

$
1.134

$
0.985

$
1.038

$
0.988

$
0.682

$
1.444

$
1.453

$
1.312

Accumulation Unit Value at end of period
$
1.359

$
1.550

$
1.485

$
1.134

$
0.985

$
1.038

$
0.988

$
0.682

$
1.444

$
1.453

Number of Accumulation Units outstanding at end of period (in thousands)
1,891

2,185

2,975

4,375

5,869

7,549

11,045

10,212

8,096

8,457

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.540

$
1.477

$
1.128

$
0.980

$
1.033

$
0.984

$
0.680

$
1.440

$
1.450

$
1.309

Accumulation Unit Value at end of period
$
1.350

$
1.540

$
1.477

$
1.128

$
0.980

$
1.033

$
0.984

$
0.680

$
1.440

$
1.450

Number of Accumulation Units outstanding at end of period (in thousands)
3,051

3,989

5,440

8,415

9,989

13,523

31,721

18,809

22,055

21,936

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.521

$
1.460

$
1.117

$
0.971

$
1.025

$
0.977

$
0.675

$
1.433

$
1.444

$
1.305

Accumulation Unit Value at end of period
$
1.332

$
1.521

$
1.460

$
1.117

$
0.971

$
1.025

$
0.977

$
0.675

$
1.433

$
1.444

Number of Accumulation Units outstanding at end of period (in thousands)
200

243

252

383

583

1,126

1,286

1,390

1,312

1,310

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.512

$
1.451

$
1.111

$
0.966

$
1.020

$
0.973

$
0.673

$
1.429

$
1.441

$
1.303

Accumulation Unit Value at end of period
$
1.323

$
1.512

$
1.451

$
1.111

$
0.966

$
1.020

$
0.973

$
0.673

$
1.429

$
1.441

Number of Accumulation Units outstanding at end of period (in thousands)
589

635

935

987

1,146

1,711

1,683

1,846

2,500

4,032

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.512

$
1.451

$
1.111

$
0.966

$
1.020

$
0.973

$
0.673

$
1.429

$
1.441

$
1.303

Accumulation Unit Value at end of period
$
1.323

$
1.512

$
1.451

$
1.111

$
0.966

$
1.020

$
0.973

$
0.673

$
1.429

$
1.441

Number of Accumulation Units outstanding at end of period (in thousands)
589

635

935

987

1,146

1,711

1,683

1,846

2,500

4,032

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
57

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
1.502

$
1.443

$
1.105

$
0.961

$
1.016

$
0.969

$
0.671

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.313

$
1.502

$
1.443

$
1.105

$
0.961

$
1.016

$
0.969

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1,714

1,813

1,865

1,813

1,975

1,737

1,049

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.485

$
1.428

$
1.095

$
0.954

$
1.009

$
0.963

$
0.667

$
1.419

$
1.432

$
1.297

Accumulation Unit Value at end of period
$
1.298

$
1.485

$
1.428

$
1.095

$
0.954

$
1.009

$
0.963

$
0.667

$
1.419

$
1.432

Number of Accumulation Units outstanding at end of period (in thousands)
637

693

953

1,276

1,486

2,169

2,518

2,682

3,159

3,085

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
1.477

$
1.421

$
1.090

$
0.950

$
1.005

$
0.960

$
0.666

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
1.290

$
1.477

$
1.421

$
1.090

$
0.950

$
1.005

$
0.960

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
134

115

183

237

260

286

347

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.775

$
21.923

$
16.822

$
14.668

$
15.528

$
14.846

$
10.295

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.881

$
22.775

$
21.923

$
16.822

$
14.668

$
15.528

$
14.846

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

3

2

—

2

2

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.567

$
21.756

$
16.719

$
14.600

$
15.479

$
14.822

$
10.293

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.670

$
22.567

$
21.756

$
16.719

$
14.600

$
15.479

$
14.822

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
10

31

12

31

41

11

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Core Equity Portfolio (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.549

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.168

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
121

—

—

—

—

—

—

—

—

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.546

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.154

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
11

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.545

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.149

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
42

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.543

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.136

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
49

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.543

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.136

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
58

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
49

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.541

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.122

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
62

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.541

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.122

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
62

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.540

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.117

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
32

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.538

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.108

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
11

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.537

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.103

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
22

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.537

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.103

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
22

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.537

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.098

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
99

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.535

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.089

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.534

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.084

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
10

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.533

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
59

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
10.080

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.531

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.066

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
20

—

—

—

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Global Equity Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.693

$
22.210

$
17.666

$
14.561

$
15.473

$
14.000

$
10.784

$
16.554

$
15.412

$
12.595

Accumulation Unit Value at end of period
$
22.006

$
22.693

$
22.210

$
17.666

$
14.561

$
15.473

$
14.000

$
10.784

$
16.554

$
15.412

Number of Accumulation Units outstanding at end of period (in thousands)
40

39

54

76

90

104

111

114

148

175

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.180

$
21.740

$
17.318

$
14.296

$
15.214

$
13.786

$
10.635

$
16.350

$
15.245

$
12.477

Accumulation Unit Value at end of period
$
21.476

$
22.180

$
21.740

$
17.318

$
14.296

$
15.214

$
13.786

$
10.635

$
16.350

$
15.245

Number of Accumulation Units outstanding at end of period (in thousands)
1

2

2

2

2

2

2

2

6

7

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.038

$
19.650

$
15.661

$
12.935

$
13.772

$
12.486

$
9.637

$
14.823

$
13.828

$
11.323

Accumulation Unit Value at end of period
$
19.392

$
20.038

$
19.650

$
15.661

$
12.935

$
13.772

$
12.486

$
9.637

$
14.823

$
13.828

Number of Accumulation Units outstanding at end of period (in thousands)
54

65

93

121

127

145

169

158

191

197

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.571

$
21.186

$
16.910

$
13.987

$
14.915

$
13.542

$
10.468

$
16.125

$
15.066

$
12.355

Accumulation Unit Value at end of period
$
20.845

$
21.571

$
21.186

$
16.910

$
13.987

$
14.915

$
13.542

$
10.468

$
16.125

$
15.066

Number of Accumulation Units outstanding at end of period (in thousands)
70

88

98

75

77

111

147

169

267

313

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.571

$
21.186

$
16.910

$
13.987

$
14.915

$
13.542

$
10.468

$
16.125

$
15.066

$
12.355

Accumulation Unit Value at end of period
$
20.845

$
21.571

$
21.186

$
16.910

$
13.987

$
14.915

$
13.542

$
10.468

$
16.125

$
15.066

Number of Accumulation Units outstanding at end of period (in thousands)
70

88

98

75

77

111

147

169

267

313

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.173

$
20.826

$
16.648

$
13.791

$
14.728

$
13.392

$
10.367

$
15.995

$
14.966

$
12.292

Accumulation Unit Value at end of period
$
20.429

$
21.173

$
20.826

$
16.648

$
13.791

$
14.728

$
13.392

$
10.367

$
15.995

$
14.966

Number of Accumulation Units outstanding at end of period (in thousands)
39

51

67

70

83

99

131

175

150

129

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.173

$
20.826

$
16.648

$
13.791

$
14.728

$
13.392

$
10.367

$
15.995

$
14.966

$
12.292

Accumulation Unit Value at end of period
$
20.429

$
21.173

$
20.826

$
16.648

$
13.791

$
14.728

$
13.392

$
10.367

$
15.995

$
14.966

Number of Accumulation Units outstanding at end of period (in thousands)
39

51

67

70

83

99

131

175

150

129

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.042

$
20.707

$
16.561

$
13.726

$
14.666

$
13.343

$
10.334

$
15.952

$
14.933

$
12.271

Accumulation Unit Value at end of period
$
20.293

$
21.042

$
20.707

$
16.561

$
13.726

$
14.666

$
13.343

$
10.334

$
15.952

$
14.933

Number of Accumulation Units outstanding at end of period (in thousands)
56

79

97

142

144

163

213

287

396

368



 
60

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.899

$
18.617

$
14.905

$
12.365

$
13.225

$
12.044

$
9.338

$
14.428

$
13.520

$
11.121

Accumulation Unit Value at end of period
$
18.208

$
18.899

$
18.617

$
14.905

$
12.365

$
13.225

$
12.044

$
9.338

$
14.428

$
13.520

Number of Accumulation Units outstanding at end of period (in thousands)
3

3

3

3

7

7

9

10

20

24

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.653

$
20.356

$
16.305

$
13.533

$
14.482

$
13.195

$
10.235

$
15.823

$
14.835

$
12.208

Accumulation Unit Value at end of period
$
19.888

$
20.653

$
20.356

$
16.305

$
13.533

$
14.482

$
13.195

$
10.235

$
15.823

$
14.835

Number of Accumulation Units outstanding at end of period (in thousands)
13

13

12

8

8

5

11

12

13

15

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.653

$
20.356

$
16.305

$
13.533

$
14.482

$
13.195

$
10.235

$
15.823

$
14.835

$
12.208

Accumulation Unit Value at end of period
$
19.888

$
20.653

$
20.356

$
16.305

$
13.533

$
14.482

$
13.195

$
10.235

$
15.823

$
14.835

Number of Accumulation Units outstanding at end of period (in thousands)
13

13

12

8

8

5

11

12

13

15

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.658

$
18.399

$
14.744

$
12.245

$
13.109

$
11.950

$
9.274

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.958

$
18.658

$
18.399

$
14.744

$
12.245

$
13.109

$
11.950

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
53

58

53

52

40

29

14

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.454

$
18.216

$
14.612

$
12.147

$
13.018

$
11.879

$
9.228

$
14.287

$
13.415

$
11.056

Accumulation Unit Value at end of period
$
17.744

$
18.454

$
18.216

$
14.612

$
12.147

$
13.018

$
11.879

$
9.228

$
14.287

$
13.415

Number of Accumulation Units outstanding at end of period (in thousands)
15

21

29

40

31

31

33

37

48

52

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.353

$
18.125

$
14.547

$
12.098

$
12.972

$
11.843

$
9.205

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.638

$
18.353

$
18.125

$
14.547

$
12.098

$
12.972

$
11.843

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

2

1

1

1

2

1

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.043

$
20.792

$
16.695

$
13.892

$
14.903

$
13.613

$
10.586

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.213

$
21.043

$
20.792

$
16.695

$
13.892

$
14.903

$
13.613

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
1

1

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.851

$
20.633

$
16.593

$
13.828

$
14.856

$
13.591

$
10.584

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
19.999

$
20.851

$
20.633

$
16.593

$
13.828

$
14.856

$
13.591

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

8

7

5

4

10

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Growth Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.505

$
14.469

$
10.748

$
9.309

$
9.494

$
8.369

$
6.180

$
10.039

$
8.423

$
7.936

Accumulation Unit Value at end of period
$
16.404

$
15.505

$
14.469

$
10.748

$
9.309

$
9.494

$
8.369

$
6.180

$
10.039

$
8.423

Number of Accumulation Units outstanding at end of period (in thousands)
303

352

472

295

286

343

339

345

498

556



 
61

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.154

$
14.163

$
10.537

$
9.139

$
9.335

$
8.241

$
6.094

$
9.915

$
8.332

$
7.862

Accumulation Unit Value at end of period
$
16.009

$
15.154

$
14.163

$
10.537

$
9.139

$
9.335

$
8.241

$
6.094

$
9.915

$
8.332

Number of Accumulation Units outstanding at end of period (in thousands)
23

19

21

24

27

28

34

33

35

65

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.070

$
9.416

$
7.009

$
6.082

$
6.216

$
5.490

$
4.062

$
6.612

$
5.558

$
5.248

Accumulation Unit Value at end of period
$
10.632

$
10.070

$
9.416

$
7.009

$
6.082

$
6.216

$
5.490

$
4.062

$
6.612

$
5.558

Number of Accumulation Units outstanding at end of period (in thousands)
342

500

469

540

855

610

610

726

662

442

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.738

$
13.801

$
10.288

$
8.941

$
9.152

$
8.095

$
5.999

$
9.779

$
8.233

$
7.785

Accumulation Unit Value at end of period
$
15.538

$
14.738

$
13.801

$
10.288

$
8.941

$
9.152

$
8.095

$
5.999

$
9.779

$
8.233

Number of Accumulation Units outstanding at end of period (in thousands)
419

476

597

300

312

350

399

409

543

517

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.738

$
13.801

$
10.288

$
8.941

$
9.152

$
8.095

$
5.999

$
9.779

$
8.233

$
7.785

Accumulation Unit Value at end of period
$
15.538

$
14.738

$
13.801

$
10.288

$
8.941

$
9.152

$
8.095

$
5.999

$
9.779

$
8.233

Number of Accumulation Units outstanding at end of period (in thousands)
419

476

597

300

312

350

399

409

543

517

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.466

$
13.567

$
10.129

$
8.816

$
9.037

$
8.005

$
5.941

$
9.700

$
8.179

$
7.745

Accumulation Unit Value at end of period
$
15.228

$
14.466

$
13.567

$
10.129

$
8.816

$
9.037

$
8.005

$
5.941

$
9.700

$
8.179

Number of Accumulation Units outstanding at end of period (in thousands)
159

173

201

291

283

239

267

264

261

189

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.466

$
13.567

$
10.129

$
8.816

$
9.037

$
8.005

$
5.941

$
9.700

$
8.179

$
7.745

Accumulation Unit Value at end of period
$
15.228

$
14.466

$
13.567

$
10.129

$
8.816

$
9.037

$
8.005

$
5.941

$
9.700

$
8.179

Number of Accumulation Units outstanding at end of period (in thousands)
159

173

201

291

283

239

267

264

261

189

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.376

$
13.489

$
10.076

$
8.775

$
8.999

$
7.976

$
5.922

$
9.674

$
8.161

$
7.732

Accumulation Unit Value at end of period
$
15.127

$
14.376

$
13.489

$
10.076

$
8.775

$
8.999

$
7.976

$
5.922

$
9.674

$
8.161

Number of Accumulation Units outstanding at end of period (in thousands)
514

533

664

965

687

766

860

792

832

524

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.497

$
8.920

$
6.670

$
5.814

$
5.969

$
5.295

$
3.936

$
6.436

$
5.435

$
5.154

Accumulation Unit Value at end of period
$
9.983

$
9.497

$
8.920

$
6.670

$
5.814

$
5.969

$
5.295

$
3.936

$
6.436

$
5.435

Number of Accumulation Units outstanding at end of period (in thousands)
53

26

34

35

41

44

53

57

63

84

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.111

$
13.260

$
9.920

$
8.651

$
8.886

$
7.887

$
5.865

$
9.595

$
8.107

$
7.693

Accumulation Unit Value at end of period
$
14.825

$
14.111

$
13.260

$
9.920

$
8.651

$
8.886

$
7.887

$
5.865

$
9.595

$
8.107

Number of Accumulation Units outstanding at end of period (in thousands)
58

45

53

53

52

51

63

55

84

110

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.111

$
13.260

$
9.920

$
8.651

$
8.886

$
7.887

$
5.865

$
9.595

$
8.107

$
7.693

Accumulation Unit Value at end of period
$
14.825

$
14.111

$
13.260

$
9.920

$
8.651

$
8.886

$
7.887

$
5.865

$
9.595

$
8.107

Number of Accumulation Units outstanding at end of period (in thousands)
58

45

53

53

52

51

63

55

84

110

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 


 
62

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
9.377

$
8.816

$
6.598

$
5.757

$
5.917

$
5.254

$
3.909

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.846

$
9.377

$
8.816

$
6.598

$
5.757

$
5.917

$
5.254

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
372

286

294

275

162

60

46

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.358

$
8.808

$
6.599

$
5.764

$
5.929

$
5.270

$
3.925

$
6.431

$
5.442

$
5.171

Accumulation Unit Value at end of period
$
9.817

$
9.358

$
8.808

$
6.599

$
5.764

$
5.929

$
5.270

$
3.925

$
6.431

$
5.442

Number of Accumulation Units outstanding at end of period (in thousands)
78

77

98

102

138

110

135

106

117

82

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
9.307

$
8.764

$
6.569

$
5.741

$
5.908

$
5.255

$
3.915

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.759

$
9.307

$
8.764

$
6.569

$
5.741

$
5.908

$
5.255

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

12

17

23

25

24

25

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.932

$
22.546

$
16.908

$
14.783

$
15.222

$
13.546

$
10.098

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
25.081

$
23.932

$
22.546

$
16.908

$
14.783

$
15.222

$
13.546

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
18

2

1

1

1

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.715

$
22.374

$
16.805

$
14.715

$
15.175

$
13.523

$
10.096

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
24.815

$
23.715

$
22.374

$
16.805

$
14.715

$
15.175

$
13.523

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
17

11

11

6

5

3

1

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS High Yield Portfolio
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.602

$
10.484

$
10.142

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.988

$
10.602

$
10.484

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
510

629

811

—

—

—

—

—

—

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.577

$
10.476

$
10.140

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.951

$
10.577

$
10.476

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
25

27

51

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.569

$
10.473

$
10.139

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.938

$
10.569

$
10.473

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
430

562

1,372

—

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.546

$
10.465

$
10.137

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.901

$
10.546

$
10.465

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
420

533

782

—

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.546

$
10.465

$
10.137

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.901

$
10.546

$
10.465

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
63

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
420

533

782

—

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.522

$
10.457

$
10.135

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.863

$
10.522

$
10.457

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
332

469

641

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.522

$
10.457

$
10.135

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.863

$
10.522

$
10.457

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
332

469

641

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.514

$
10.454

$
10.134

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.851

$
10.514

$
10.454

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
977

1,272

1,777

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.498

$
10.449

$
10.133

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.826

$
10.498

$
10.449

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
37

45

58

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.490

$
10.446

$
10.132

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.814

$
10.490

$
10.446

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
97

111

133

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.490

$
10.446

$
10.132

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.814

$
10.490

$
10.446

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
97

111

133

—

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.482

$
10.443

$
10.132

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.802

$
10.482

$
10.443

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
399

439

500

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.466

$
10.438

$
10.130

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.777

$
10.466

$
10.438

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
126

163

185

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.458

$
10.435

$
10.129

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.765

$
10.458

$
10.435

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
20

34

38

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.450

$
10.433

$
10.129

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
64

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
9.753

$
10.450

$
10.433

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
20

22

11

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.427

$
10.425

$
10.127

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.716

$
10.427

$
10.425

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
91

96

105

—

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Investors Trust Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.114

$
13.842

$
10.657

$
9.090

$
9.448

$
8.645

$
6.926

$
10.522

$
9.698

$
8.726

Accumulation Unit Value at end of period
$
14.899

$
15.114

$
13.842

$
10.657

$
9.090

$
9.448

$
8.645

$
6.926

$
10.522

$
9.698

Number of Accumulation Units outstanding at end of period (in thousands)
408

507

713

1,167

1,483

1,719

1,912

2,199

2,369

2,328

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.773

$
13.550

$
10.447

$
8.925

$
9.290

$
8.513

$
6.831

$
10.393

$
9.593

$
8.644

Accumulation Unit Value at end of period
$
14.541

$
14.773

$
13.550

$
10.447

$
8.925

$
9.290

$
8.513

$
6.831

$
10.393

$
9.593

Number of Accumulation Units outstanding at end of period (in thousands)
13

18

22

23

30

31

36

49

101

144

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.575

$
13.375

$
10.317

$
8.818

$
9.183

$
8.420

$
6.759

$
10.290

$
9.502

$
8.567

Accumulation Unit Value at end of period
$
14.339

$
14.575

$
13.375

$
10.317

$
8.818

$
9.183

$
8.420

$
6.759

$
10.290

$
9.502

Number of Accumulation Units outstanding at end of period (in thousands)
868

1,112

1,575

2,348

3,343

4,289

5,016

5,411

5,694

5,320

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.367

$
13.204

$
10.201

$
8.732

$
9.107

$
8.363

$
6.723

$
10.250

$
9.480

$
8.559

Accumulation Unit Value at end of period
$
14.113

$
14.367

$
13.204

$
10.201

$
8.732

$
9.107

$
8.363

$
6.723

$
10.250

$
9.480

Number of Accumulation Units outstanding at end of period (in thousands)
394

519

661

1,112

1,449

1,865

2,270

2,535

2,836

2,373

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.367

$
13.204

$
10.201

$
8.732

$
9.107

$
8.363

$
6.723

$
10.250

$
9.480

$
8.559

Accumulation Unit Value at end of period
$
14.113

$
14.367

$
13.204

$
10.201

$
8.732

$
9.107

$
8.363

$
6.723

$
10.250

$
9.480

Number of Accumulation Units outstanding at end of period (in thousands)
394

519

661

1,112

1,449

1,865

2,270

2,535

2,836

2,373

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.102

$
12.980

$
10.043

$
8.609

$
8.993

$
8.270

$
6.659

$
10.167

$
9.417

$
8.516

Accumulation Unit Value at end of period
$
13.832

$
14.102

$
12.980

$
10.043

$
8.609

$
8.993

$
8.270

$
6.659

$
10.167

$
9.417

Number of Accumulation Units outstanding at end of period (in thousands)
431

574

777

1,221

1,695

2,142

2,652

2,926

3,026

3,137

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.102

$
12.980

$
10.043

$
8.609

$
8.993

$
8.270

$
6.659

$
10.167

$
9.417

$
8.516

Accumulation Unit Value at end of period
$
13.832

$
14.102

$
12.980

$
10.043

$
8.609

$
8.993

$
8.270

$
6.659

$
10.167

$
9.417

Number of Accumulation Units outstanding at end of period (in thousands)
431

574

777

1,221

1,695

2,142

2,652

2,926

3,026

3,137

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.014

$
12.906

$
9.990

$
8.569

$
8.955

$
8.240

$
6.637

$
10.140

$
9.397

$
8.501

Accumulation Unit Value at end of period
$
13.739

$
14.014

$
12.906

$
9.990

$
8.569

$
8.955

$
8.240

$
6.637

$
10.140

$
9.397

Number of Accumulation Units outstanding at end of period (in thousands)
1,377

1,826

2,499

3,757

4,700

6,286

7,724

8,589

9,328

9,172



 
65

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.746

$
12.671

$
9.819

$
8.430

$
8.819

$
8.122

$
6.550

$
10.015

$
9.291

$
8.414

Accumulation Unit Value at end of period
$
13.463

$
13.746

$
12.671

$
9.819

$
8.430

$
8.819

$
8.122

$
6.550

$
10.015

$
9.291

Number of Accumulation Units outstanding at end of period (in thousands)
20

28

41

48

69

77

114

150

147

140

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.756

$
12.686

$
9.835

$
8.449

$
8.843

$
8.148

$
6.574

$
10.058

$
9.335

$
8.458

Accumulation Unit Value at end of period
$
13.465

$
13.756

$
12.686

$
9.835

$
8.449

$
8.843

$
8.148

$
6.574

$
10.058

$
9.335

Number of Accumulation Units outstanding at end of period (in thousands)
61

69

84

96

134

198

212

233

284

285

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.756

$
12.686

$
9.835

$
8.449

$
8.843

$
8.148

$
6.574

$
10.058

$
9.335

$
8.458

Accumulation Unit Value at end of period
$
13.465

$
13.756

$
12.686

$
9.835

$
8.449

$
8.843

$
8.148

$
6.574

$
10.058

$
9.335

Number of Accumulation Units outstanding at end of period (in thousands)
61

69

84

96

134

198

212

233

284

285

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.571

$
12.523

$
9.713

$
8.348

$
8.741

$
8.059

$
6.505

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.278

$
13.571

$
12.523

$
9.713

$
8.348

$
8.741

$
8.059

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
300

333

388

437

577

419

171

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.712

$
12.665

$
9.834

$
8.460

$
8.868

$
8.184

$
6.612

$
10.132

$
9.417

$
8.545

Accumulation Unit Value at end of period
$
13.403

$
13.712

$
12.665

$
9.834

$
8.460

$
8.868

$
8.184

$
6.612

$
10.132

$
9.417

Number of Accumulation Units outstanding at end of period (in thousands)
234

298

435

584

714

878

1,108

1,220

1,248

1,195

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.637

$
12.602

$
9.790

$
8.426

$
8.837

$
8.159

$
6.596

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.322

$
13.637

$
12.602

$
9.790

$
8.426

$
8.837

$
8.159

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

13

16

21

34

49

62

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.066

$
19.477

$
15.138

$
13.036

$
13.678

$
12.635

$
10.219

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.570

$
21.066

$
19.477

$
15.138

$
13.036

$
13.678

$
12.635

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

4

3

3

4

4

1

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.874

$
19.329

$
15.045

$
12.975

$
13.635

$
12.615

$
10.218

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.352

$
20.874

$
19.329

$
15.045

$
12.975

$
13.635

$
12.615

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
103

100

104

70

71

21

3

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Massachusetts Investors Growth Stock Portfolio (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.389

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.132

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
66

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
98

—

—

—

—

—

—

—

—

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.387

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.118

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.386

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.113

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
105

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.384

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.099

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
86

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.384

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.099

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
86

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.382

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.085

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
183

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.382

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.085

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
183

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.381

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.081

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
193

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.379

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.071

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.378

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.067

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
43

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.378

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.067

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
67

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
43

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.378

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.062

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
95

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.376

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.053

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
36

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.375

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.048

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
18

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.375

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.044

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.372

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
10.030

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
19

—

—

—

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Mid Cap Growth Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.439

$
7.881

$
5.818

$
5.076

$
5.490

$
4.305

$
3.087

$
6.479

$
5.998

$
5.946

Accumulation Unit Value at end of period
$
8.684

$
8.439

$
7.881

$
5.818

$
5.076

$
5.490

$
4.305

$
3.087

$
6.479

$
5.998

Number of Accumulation Units outstanding at end of period (in thousands)
297

285

337

527

689

964

975

1,108

1,400

1,674

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.260

$
7.725

$
5.711

$
4.990

$
5.406

$
4.245

$
3.049

$
6.408

$
5.941

$
5.899

Accumulation Unit Value at end of period
$
8.486

$
8.260

$
7.725

$
5.711

$
4.990

$
5.406

$
4.245

$
3.049

$
6.408

$
5.941

Number of Accumulation Units outstanding at end of period (in thousands)
38

36

38

41

51

65

67

86

112

134

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.869

$
8.299

$
6.138

$
5.366

$
5.816

$
4.570

$
3.283

$
6.905

$
6.405

$
6.362

Accumulation Unit Value at end of period
$
9.108

$
8.869

$
8.299

$
6.138

$
5.366

$
5.816

$
4.570

$
3.283

$
6.905

$
6.405

Number of Accumulation Units outstanding at end of period (in thousands)
235

438

403

521

728

1,316

1,298

1,069

1,185

1,295

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.033

$
7.528

$
5.576

$
4.882

$
5.300

$
4.170

$
3.001

$
6.320

$
5.871

$
5.841

Accumulation Unit Value at end of period
$
8.237

$
8.033

$
7.528

$
5.576

$
4.882

$
5.300

$
4.170

$
3.001

$
6.320

$
5.871

Number of Accumulation Units outstanding at end of period (in thousands)
272

291

396

597

770

1,163

1,405

1,559

2,022

2,492



 
68

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.033

$
7.528

$
5.576

$
4.882

$
5.300

$
4.170

$
3.001

$
6.320

$
5.871

$
5.841

Accumulation Unit Value at end of period
$
8.237

$
8.033

$
7.528

$
5.576

$
4.882

$
5.300

$
4.170

$
3.001

$
6.320

$
5.871

Number of Accumulation Units outstanding at end of period (in thousands)
272

291

396

597

770

1,163

1,405

1,559

2,022

2,492

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
7.884

$
7.400

$
5.490

$
4.814

$
5.233

$
4.124

$
2.972

$
6.269

$
5.832

$
5.811

Accumulation Unit Value at end of period
$
8.073

$
7.884

$
7.400

$
5.490

$
4.814

$
5.233

$
4.124

$
2.972

$
6.269

$
5.832

Number of Accumulation Units outstanding at end of period (in thousands)
316

349

414

506

746

1,027

989

1,006

935

985

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
7.884

$
7.400

$
5.490

$
4.814

$
5.233

$
4.124

$
2.972

$
6.269

$
5.832

$
5.811

Accumulation Unit Value at end of period
$
8.073

$
7.884

$
7.400

$
5.490

$
4.814

$
5.233

$
4.124

$
2.972

$
6.269

$
5.832

Number of Accumulation Units outstanding at end of period (in thousands)
316

349

414

506

746

1,027

989

1,006

935

985

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
7.836

$
7.358

$
5.461

$
4.791

$
5.211

$
4.109

$
2.962

$
6.252

$
5.819

$
5.801

Accumulation Unit Value at end of period
$
8.019

$
7.836

$
7.358

$
5.461

$
4.791

$
5.211

$
4.109

$
2.962

$
6.252

$
5.819

Number of Accumulation Units outstanding at end of period (in thousands)
660

607

835

1,065

1,365

4,177

3,985

2,230

2,161

2,164

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.365

$
7.862

$
5.842

$
5.130

$
5.585

$
4.408

$
3.181

$
6.721

$
6.262

$
6.249

Accumulation Unit Value at end of period
$
8.551

$
8.365

$
7.862

$
5.842

$
5.130

$
5.585

$
4.408

$
3.181

$
6.721

$
6.262

Number of Accumulation Units outstanding at end of period (in thousands)
52

68

80

131

149

174

193

215

209

212

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
7.691

$
7.233

$
5.377

$
4.724

$
5.146

$
4.063

$
2.934

$
6.201

$
5.781

$
5.771

Accumulation Unit Value at end of period
$
7.859

$
7.691

$
7.233

$
5.377

$
4.724

$
5.146

$
4.063

$
2.934

$
6.201

$
5.781

Number of Accumulation Units outstanding at end of period (in thousands)
67

75

115

120

135

184

204

249

344

479

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
7.691

$
7.233

$
5.377

$
4.724

$
5.146

$
4.063

$
2.934

$
6.201

$
5.781

$
5.771

Accumulation Unit Value at end of period
$
7.859

$
7.691

$
7.233

$
5.377

$
4.724

$
5.146

$
4.063

$
2.934

$
6.201

$
5.781

Number of Accumulation Units outstanding at end of period (in thousands)
67

75

115

120

135

184

204

249

344

479

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.258

$
7.770

$
5.779

$
5.080

$
5.536

$
4.374

$
3.160

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
8.434

$
8.258

$
7.770

$
5.779

$
5.080

$
5.536

$
4.374

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
250

240

247

243

290

340

196

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.168

$
7.693

$
5.727

$
5.040

$
5.498

$
4.347

$
3.144

$
6.655

$
6.213

$
6.213

Accumulation Unit Value at end of period
$
8.333

$
8.168

$
7.693

$
5.727

$
5.040

$
5.498

$
4.347

$
3.144

$
6.655

$
6.213

Number of Accumulation Units outstanding at end of period (in thousands)
105

138

167

186

217

295

256

289

300

361

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
8.123

$
7.654

$
5.701

$
5.019

$
5.478

$
4.334

$
3.136

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
8.284

$
8.123

$
7.654

$
5.701

$
5.019

$
5.478

$
4.334

$
—

$
—

$
—



 
69

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
19

24

34

42

45

56

63

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.322

$
24.817

$
18.494

$
16.290

$
17.789

$
14.081

$
10.193

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
26.830

$
26.322

$
24.817

$
18.494

$
16.290

$
17.789

$
14.081

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

3

3

1

1

1

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.083

$
24.628

$
18.381

$
16.214

$
17.733

$
14.058

$
10.192

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
26.546

$
26.083

$
24.628

$
18.381

$
16.214

$
17.733

$
14.058

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
27

21

15

5

4

2

1

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS New Discovery Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.852

$
26.147

$
18.783

$
15.752

$
17.847

$
13.308

$
8.291

$
13.893

$
13.778

$
12.372

Accumulation Unit Value at end of period
$
23.020

$
23.852

$
26.147

$
18.783

$
15.752

$
17.847

$
13.308

$
8.291

$
13.893

$
13.778

Number of Accumulation Units outstanding at end of period (in thousands)
215

263

354

541

657

792

944

1,104

1,291

1,416

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.313

$
25.594

$
18.413

$
15.465

$
17.548

$
13.105

$
8.176

$
13.722

$
13.629

$
12.256

Accumulation Unit Value at end of period
$
22.465

$
23.313

$
25.594

$
18.413

$
15.465

$
17.548

$
13.105

$
8.176

$
13.722

$
13.629

Number of Accumulation Units outstanding at end of period (in thousands)
18

19

21

21

26

29

39

43

75

107

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.383

$
16.897

$
12.162

$
10.220

$
11.602

$
8.669

$
5.411

$
9.086

$
9.029

$
8.124

Accumulation Unit Value at end of period
$
14.816

$
15.383

$
16.897

$
12.162

$
10.220

$
11.602

$
8.669

$
5.411

$
9.086

$
9.029

Number of Accumulation Units outstanding at end of period (in thousands)
488

668

948

1,351

2,085

2,579

3,459

3,750

3,734

3,779

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.672

$
24.941

$
17.979

$
15.131

$
17.203

$
12.873

$
8.048

$
13.533

$
13.468

$
12.136

Accumulation Unit Value at end of period
$
21.804

$
22.672

$
24.941

$
17.979

$
15.131

$
17.203

$
12.873

$
8.048

$
13.533

$
13.468

Number of Accumulation Units outstanding at end of period (in thousands)
137

202

261

458

663

941

1,107

1,289

1,500

1,431

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.672

$
24.941

$
17.979

$
15.131

$
17.203

$
12.873

$
8.048

$
13.533

$
13.468

$
12.136

Accumulation Unit Value at end of period
$
21.804

$
22.672

$
24.941

$
17.979

$
15.131

$
17.203

$
12.873

$
8.048

$
13.533

$
13.468

Number of Accumulation Units outstanding at end of period (in thousands)
137

202

261

458

663

941

1,107

1,289

1,500

1,431

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.254

$
24.517

$
17.700

$
14.919

$
16.987

$
12.730

$
7.971

$
13.424

$
13.379

$
12.074

Accumulation Unit Value at end of period
$
21.370

$
22.254

$
24.517

$
17.700

$
14.919

$
16.987

$
12.730

$
7.971

$
13.424

$
13.379

Number of Accumulation Units outstanding at end of period (in thousands)
173

262

354

567

742

1,006

1,221

1,169

1,256

1,385

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.254

$
24.517

$
17.700

$
14.919

$
16.987

$
12.730

$
7.971

$
13.424

$
13.379

$
12.074

Accumulation Unit Value at end of period
$
21.370

$
22.254

$
24.517

$
17.700

$
14.919

$
16.987

$
12.730

$
7.971

$
13.424

$
13.379

Number of Accumulation Units outstanding at end of period (in thousands)
173

262

354

567

742

1,006

1,221

1,169

1,256

1,385

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 


 
70

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
22.116

$
24.378

$
17.608

$
14.848

$
16.916

$
12.683

$
7.945

$
13.388

$
13.349

$
12.054

Accumulation Unit Value at end of period
$
21.227

$
22.116

$
24.378

$
17.608

$
14.848

$
16.916

$
12.683

$
7.945

$
13.388

$
13.349

Number of Accumulation Units outstanding at end of period (in thousands)
528

729

1,039

1,490

2,484

2,991

4,336

4,908

4,348

4,978

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.508

$
16.008

$
11.574

$
9.770

$
11.141

$
8.362

$
5.243

$
8.844

$
8.828

$
7.979

Accumulation Unit Value at end of period
$
13.911

$
14.508

$
16.008

$
11.574

$
9.770

$
11.141

$
8.362

$
5.243

$
8.844

$
8.828

Number of Accumulation Units outstanding at end of period (in thousands)
18

21

40

25

36

50

76

101

87

124

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.708

$
23.964

$
17.335

$
14.640

$
16.704

$
12.543

$
7.869

$
13.279

$
13.261

$
11.992

Accumulation Unit Value at end of period
$
20.804

$
21.708

$
23.964

$
17.335

$
14.640

$
16.704

$
12.543

$
7.869

$
13.279

$
13.261

Number of Accumulation Units outstanding at end of period (in thousands)
21

25

88

104

127

75

76

77

124

148

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.708

$
23.964

$
17.335

$
14.640

$
16.704

$
12.543

$
7.869

$
13.279

$
13.261

$
11.992

Accumulation Unit Value at end of period
$
20.804

$
21.708

$
23.964

$
17.335

$
14.640

$
16.704

$
12.543

$
7.869

$
13.279

$
13.261

Number of Accumulation Units outstanding at end of period (in thousands)
21

25

88

104

127

75

76

77

124

148

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.324

$
15.820

$
11.450

$
9.675

$
11.044

$
8.297

$
5.208

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.720

$
14.324

$
15.820

$
11.450

$
9.675

$
11.044

$
8.297

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
231

234

417

417

527

330

174

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.167

$
15.663

$
11.347

$
9.598

$
10.967

$
8.247

$
5.182

$
8.758

$
8.759

$
7.933

Accumulation Unit Value at end of period
$
13.557

$
14.167

$
15.663

$
11.347

$
9.598

$
10.967

$
8.247

$
5.182

$
8.758

$
8.759

Number of Accumulation Units outstanding at end of period (in thousands)
137

162

251

333

428

543

656

796

931

914

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.089

$
15.584

$
11.296

$
9.559

$
10.928

$
8.222

$
5.169

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.475

$
14.089

$
15.584

$
11.296

$
9.559

$
10.928

$
8.222

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
13

10

15

15

14

20

26

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
29.906

$
33.097

$
24.002

$
20.321

$
23.243

$
17.497

$
11.005

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
28.589

$
29.906

$
33.097

$
24.002

$
20.321

$
23.243

$
17.497

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4

4

23

14

14

5

2

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
29.634

$
32.845

$
23.855

$
20.227

$
23.171

$
17.468

$
11.003

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
28.286

$
29.634

$
32.845

$
23.855

$
20.227

$
23.171

$
17.468

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
38

39

38

27

18

12

3

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Research International Portfolio (a)
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 


 
71

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
10.510

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.538

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
98

—

—

—

—

—

—

—

—

—

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.507

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.525

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.507

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.521

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
151

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.504

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.508

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
64

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.504

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.508

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
64

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.502

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.495

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
46

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.502

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.495

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
46

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.501

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.490

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
300

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.500

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.482

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.499

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.477

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.499

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—



 
72

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
9.477

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.498

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.473

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
89

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.496

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.464

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
41

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.496

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.460

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.495

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.455

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
10.492

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
9.442

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
42

—

—

—

—

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Research Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.789

$
17.333

$
13.321

$
11.548

$
11.793

$
10.345

$
8.056

$
12.815

$
11.508

$
10.590

Accumulation Unit Value at end of period
$
18.630

$
18.789

$
17.333

$
13.321

$
11.548

$
11.793

$
10.345

$
8.056

$
12.815

$
11.508

Number of Accumulation Units outstanding at end of period (in thousands)
38

33

48

45

43

45

32

48

68

36

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.514

$
17.105

$
13.165

$
11.430

$
11.690

$
10.270

$
8.010

$
12.761

$
11.477

$
10.577

Accumulation Unit Value at end of period
$
18.330

$
18.514

$
17.105

$
13.165

$
11.430

$
11.690

$
10.270

$
8.010

$
12.761

$
11.477

Number of Accumulation Units outstanding at end of period (in thousands)
—

1

1

1

1

1

—

2

1

1

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.423

$
17.030

$
13.114

$
11.391

$
11.656

$
10.245

$
7.995

$
12.742

$
11.466

$
10.573

Accumulation Unit Value at end of period
$
18.231

$
18.423

$
17.030

$
13.114

$
11.391

$
11.656

$
10.245

$
7.995

$
12.742

$
11.466

Number of Accumulation Units outstanding at end of period (in thousands)
95

89

198

127

131

142

240

173

296

163

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.153

$
16.805

$
12.960

$
11.275

$
11.555

$
10.171

$
7.949

$
12.688

$
11.435

$
10.559

Accumulation Unit Value at end of period
$
17.937

$
18.153

$
16.805

$
12.960

$
11.275

$
11.555

$
10.171

$
7.949

$
12.688

$
11.435

Number of Accumulation Units outstanding at end of period (in thousands)
34

57

49

55

88

66

90

81

78

40



 
73

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.153

$
16.805

$
12.960

$
11.275

$
11.555

$
10.171

$
7.949

$
12.688

$
11.435

$
10.559

Accumulation Unit Value at end of period
$
17.937

$
18.153

$
16.805

$
12.960

$
11.275

$
11.555

$
10.171

$
7.949

$
12.688

$
11.435

Number of Accumulation Units outstanding at end of period (in thousands)
34

57

49

55

88

66

90

81

78

40

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.887

$
16.584

$
12.809

$
11.160

$
11.454

$
10.097

$
7.903

$
12.634

$
11.403

$
10.546

Accumulation Unit Value at end of period
$
17.647

$
17.887

$
16.584

$
12.809

$
11.160

$
11.454

$
10.097

$
7.903

$
12.634

$
11.403

Number of Accumulation Units outstanding at end of period (in thousands)
50

59

74

69

71

74

66

35

30

12

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.887

$
16.584

$
12.809

$
11.160

$
11.454

$
10.097

$
7.903

$
12.634

$
11.403

$
10.546

Accumulation Unit Value at end of period
$
17.647

$
17.887

$
16.584

$
12.809

$
11.160

$
11.454

$
10.097

$
7.903

$
12.634

$
11.403

Number of Accumulation Units outstanding at end of period (in thousands)
50

59

74

69

71

74

66

35

30

12

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.799

$
16.511

$
12.759

$
11.121

$
11.420

$
10.073

$
7.888

$
12.616

$
11.393

$
10.542

Accumulation Unit Value at end of period
$
17.552

$
17.799

$
16.511

$
12.759

$
11.121

$
11.420

$
10.073

$
7.888

$
12.616

$
11.393

Number of Accumulation Units outstanding at end of period (in thousands)
93

141

167

225

205

205

267

181

1,104

404

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.625

$
16.365

$
12.659

$
11.046

$
11.354

$
10.024

$
7.858

$
12.581

$
11.372

$
10.533

Accumulation Unit Value at end of period
$
17.363

$
17.625

$
16.365

$
12.659

$
11.046

$
11.354

$
10.024

$
7.858

$
12.581

$
11.372

Number of Accumulation Units outstanding at end of period (in thousands)
3

3

1

1

1

12

13

13

2

1

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.539

$
16.293

$
12.610

$
11.008

$
11.321

$
10.000

$
7.843

$
12.563

$
11.361

$
10.528

Accumulation Unit Value at end of period
$
17.269

$
17.539

$
16.293

$
12.610

$
11.008

$
11.321

$
10.000

$
7.843

$
12.563

$
11.361

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

5

2

1

—

1

1

1

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.539

$
16.293

$
12.610

$
11.008

$
11.321

$
10.000

$
7.843

$
12.563

$
11.361

$
10.528

Accumulation Unit Value at end of period
$
17.269

$
17.539

$
16.293

$
12.610

$
11.008

$
11.321

$
10.000

$
7.843

$
12.563

$
11.361

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

5

2

1

—

1

1

1

—

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.452

$
16.221

$
12.560

$
10.970

$
11.288

$
9.976

$
7.827

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
17.176

$
17.452

$
16.221

$
12.560

$
10.970

$
11.288

$
9.976

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
57

58

36

28

16

12

3

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.282

$
16.079

$
12.462

$
10.896

$
11.222

$
9.928

$
7.797

$
12.510

$
11.330

$
10.515

Accumulation Unit Value at end of period
$
16.990

$
17.282

$
16.079

$
12.462

$
10.896

$
11.222

$
9.928

$
7.797

$
12.510

$
11.330

Number of Accumulation Units outstanding at end of period (in thousands)
21

28

24

43

30

25

29

28

29

19

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.197

$
16.008

$
12.413

$
10.858

$
11.189

$
9.904

$
7.782

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.899

$
17.197

$
16.008

$
12.413

$
10.858

$
11.189

$
9.904

$
—

$
—

$
—



 
74

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
3

5

4

2

—

1

1

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.535

$
20.987

$
16.283

$
14.250

$
14.692

$
13.010

$
10.229

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
22.133

$
22.535

$
20.987

$
16.283

$
14.250

$
14.692

$
13.010

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
2

3

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.330

$
20.827

$
16.183

$
14.184

$
14.646

$
12.989

$
10.227

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
21.898

$
22.330

$
20.827

$
16.183

$
14.184

$
14.646

$
12.989

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

4

4

2

1

—

—

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Total Return Bond Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.696

$
13.154

$
13.513

$
12.797

$
12.188

$
11.530

$
10.091

$
10.507

$
10.251

$
10.016

Accumulation Unit Value at end of period
$
13.431

$
13.696

$
13.154

$
13.513

$
12.797

$
12.188

$
11.530

$
10.091

$
10.507

$
10.251

Number of Accumulation Units outstanding at end of period (in thousands)
1,134

1,374

1,737

757

815

1,030

908

463

341

109

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.495

$
12.982

$
13.355

$
12.667

$
12.082

$
11.447

$
10.033

$
10.463

$
10.223

$
10.004

Accumulation Unit Value at end of period
$
13.214

$
13.495

$
12.982

$
13.355

$
12.667

$
12.082

$
11.447

$
10.033

$
10.463

$
10.223

Number of Accumulation Units outstanding at end of period (in thousands)
8

8

6

16

26

12

7

14

7

3

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.429

$
12.924

$
13.303

$
12.624

$
12.047

$
11.419

$
10.014

$
10.448

$
10.214

$
10.000

Accumulation Unit Value at end of period
$
13.143

$
13.429

$
12.924

$
13.303

$
12.624

$
12.047

$
11.419

$
10.014

$
10.448

$
10.214

Number of Accumulation Units outstanding at end of period (in thousands)
399

526

814

1,438

1,536

1,815

1,780

1,020

749

305

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.233

$
12.755

$
13.148

$
12.495

$
11.942

$
11.337

$
9.957

$
10.404

$
10.186

$
9.988

Accumulation Unit Value at end of period
$
12.932

$
13.233

$
12.755

$
13.148

$
12.495

$
11.942

$
11.337

$
9.957

$
10.404

$
10.186

Number of Accumulation Units outstanding at end of period (in thousands)
2,369

2,777

3,112

748

898

993

846

606

450

126

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.233

$
12.755

$
13.148

$
12.495

$
11.942

$
11.337

$
9.957

$
10.404

$
10.186

$
9.988

Accumulation Unit Value at end of period
$
12.932

$
13.233

$
12.755

$
13.148

$
12.495

$
11.942

$
11.337

$
9.957

$
10.404

$
10.186

Number of Accumulation Units outstanding at end of period (in thousands)
2,369

2,777

3,112

748

898

993

846

606

450

126

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.040

$
12.587

$
12.995

$
12.368

$
11.838

$
11.255

$
9.900

$
10.361

$
10.158

$
9.975

Accumulation Unit Value at end of period
$
12.724

$
13.040

$
12.587

$
12.995

$
12.368

$
11.838

$
11.255

$
9.900

$
10.361

$
10.158

Number of Accumulation Units outstanding at end of period (in thousands)
262

248

335

586

717

772

951

418

221

76

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.040

$
12.587

$
12.995

$
12.368

$
11.838

$
11.255

$
9.900

$
10.361

$
10.158

$
9.975

Accumulation Unit Value at end of period
$
12.724

$
13.040

$
12.587

$
12.995

$
12.368

$
11.838

$
11.255

$
9.900

$
10.361

$
10.158

Number of Accumulation Units outstanding at end of period (in thousands)
262

248

335

586

717

772

951

418

221

76

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 


 
75

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
12.976

$
12.532

$
12.944

$
12.326

$
11.804

$
11.228

$
9.881

$
10.346

$
10.149

$
9.971

Accumulation Unit Value at end of period
$
12.655

$
12.976

$
12.532

$
12.944

$
12.326

$
11.804

$
11.228

$
9.881

$
10.346

$
10.149

Number of Accumulation Units outstanding at end of period (in thousands)
948

1,231

1,507

2,821

3,141

4,933

5,157

2,266

1,503

738

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.849

$
12.422

$
12.844

$
12.243

$
11.736

$
11.174

$
9.844

$
10.317

$
10.131

$
9.963

Accumulation Unit Value at end of period
$
12.519

$
12.849

$
12.422

$
12.844

$
12.243

$
11.736

$
11.174

$
9.844

$
10.317

$
10.131

Number of Accumulation Units outstanding at end of period (in thousands)
19

41

40

46

41

61

46

42

33

25

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.786

$
12.367

$
12.794

$
12.201

$
11.702

$
11.148

$
9.825

$
10.302

$
10.121

$
9.959

Accumulation Unit Value at end of period
$
12.452

$
12.786

$
12.367

$
12.794

$
12.201

$
11.702

$
11.148

$
9.825

$
10.302

$
10.121

Number of Accumulation Units outstanding at end of period (in thousands)
42

33

48

87

61

111

139

88

65

19

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.786

$
12.367

$
12.794

$
12.201

$
11.702

$
11.148

$
9.825

$
10.302

$
10.121

$
9.959

Accumulation Unit Value at end of period
$
12.452

$
12.786

$
12.367

$
12.794

$
12.201

$
11.702

$
11.148

$
9.825

$
10.302

$
10.121

Number of Accumulation Units outstanding at end of period (in thousands)
42

33

48

87

61

111

139

88

65

19

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.724

$
12.313

$
12.744

$
12.159

$
11.668

$
11.121

$
9.806

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.384

$
12.724

$
12.313

$
12.744

$
12.159

$
11.668

$
11.121

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
278

291

255

265

282

211

67

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.600

$
12.205

$
12.645

$
12.077

$
11.600

$
11.067

$
9.769

$
10.259

$
10.094

$
9.947

Accumulation Unit Value at end of period
$
12.251

$
12.600

$
12.205

$
12.645

$
12.077

$
11.600

$
11.067

$
9.769

$
10.259

$
10.094

Number of Accumulation Units outstanding at end of period (in thousands)
132

142

159

259

268

329

303

213

114

47

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.538

$
12.151

$
12.595

$
12.036

$
11.566

$
11.041

$
9.750

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.185

$
12.538

$
12.151

$
12.595

$
12.036

$
11.566

$
11.041

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

10

23

10

19

9

16

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.184

$
12.784

$
13.258

$
12.675

$
12.187

$
11.639

$
10.284

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.807

$
13.184

$
12.784

$
13.258

$
12.675

$
12.187

$
11.639

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
15

16

21

32

22

11

1

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.064

$
12.687

$
13.177

$
12.616

$
12.149

$
11.620

$
10.282

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.671

$
13.064

$
12.687

$
13.177

$
12.616

$
12.149

$
11.620

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
73

72

74

64

66

44

2

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Total Return Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 


 
76

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
19.139

$
17.933

$
15.315

$
13.994

$
13.980

$
12.928

$
11.136

$
14.539

$
14.183

$
12.886

Accumulation Unit Value at end of period
$
18.756

$
19.139

$
17.933

$
15.315

$
13.994

$
13.980

$
12.928

$
11.136

$
14.539

$
14.183

Number of Accumulation Units outstanding at end of period (in thousands)
995

1,191

1,527

2,181

2,657

3,098

3,611

4,436

5,780

6,059

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.706

$
17.554

$
15.013

$
13.739

$
13.746

$
12.731

$
10.982

$
14.360

$
14.029

$
12.766

Accumulation Unit Value at end of period
$
18.305

$
18.706

$
17.554

$
15.013

$
13.739

$
13.746

$
12.731

$
10.982

$
14.360

$
14.029

Number of Accumulation Units outstanding at end of period (in thousands)
54

70

90

116

142

167

264

323

471

535

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.667

$
16.588

$
14.194

$
12.996

$
13.008

$
12.054

$
10.403

$
13.610

$
13.303

$
12.111

Accumulation Unit Value at end of period
$
17.279

$
17.667

$
16.588

$
14.194

$
12.996

$
13.008

$
12.054

$
10.403

$
13.610

$
13.303

Number of Accumulation Units outstanding at end of period (in thousands)
1,516

2,052

2,961

4,205

5,415

6,974

8,053

8,864

9,822

9,376

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.193

$
17.106

$
14.660

$
13.443

$
13.476

$
12.506

$
10.810

$
14.163

$
13.864

$
12.641

Accumulation Unit Value at end of period
$
17.766

$
18.193

$
17.106

$
14.660

$
13.443

$
13.476

$
12.506

$
10.810

$
14.163

$
13.864

Number of Accumulation Units outstanding at end of period (in thousands)
827

1,032

1,292

2,110

2,817

3,470

4,266

4,892

6,550

7,050

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.193

$
17.106

$
14.660

$
13.443

$
13.476

$
12.506

$
10.810

$
14.163

$
13.864

$
12.641

Accumulation Unit Value at end of period
$
17.766

$
18.193

$
17.106

$
14.660

$
13.443

$
13.476

$
12.506

$
10.810

$
14.163

$
13.864

Number of Accumulation Units outstanding at end of period (in thousands)
827

1,032

1,292

2,110

2,817

3,470

4,266

4,892

6,550

7,050

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.857

$
16.816

$
14.432

$
13.254

$
13.306

$
12.367

$
10.706

$
14.048

$
13.773

$
12.576

Accumulation Unit Value at end of period
$
17.412

$
17.857

$
16.816

$
14.432

$
13.254

$
13.306

$
12.367

$
10.706

$
14.048

$
13.773

Number of Accumulation Units outstanding at end of period (in thousands)
891

1,116

1,434

2,096

2,651

3,242

3,893

4,269

4,400

4,321

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.857

$
16.816

$
14.432

$
13.254

$
13.306

$
12.367

$
10.706

$
14.048

$
13.773

$
12.576

Accumulation Unit Value at end of period
$
17.412

$
17.857

$
16.816

$
14.432

$
13.254

$
13.306

$
12.367

$
10.706

$
14.048

$
13.773

Number of Accumulation Units outstanding at end of period (in thousands)
891

1,116

1,434

2,096

2,651

3,242

3,893

4,269

4,400

4,321

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.747

$
16.720

$
14.357

$
13.192

$
13.251

$
12.322

$
10.672

$
14.010

$
13.742

$
12.555

Accumulation Unit Value at end of period
$
17.296

$
17.747

$
16.720

$
14.357

$
13.192

$
13.251

$
12.322

$
10.672

$
14.010

$
13.742

Number of Accumulation Units outstanding at end of period (in thousands)
2,569

2,979

4,116

5,741

7,340

9,666

12,094

13,805

15,380

14,193

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.663

$
15.715

$
13.508

$
12.424

$
12.492

$
11.628

$
10.081

$
13.247

$
13.007

$
11.895

Accumulation Unit Value at end of period
$
16.224

$
16.663

$
15.715

$
13.508

$
12.424

$
12.492

$
11.628

$
10.081

$
13.247

$
13.007

Number of Accumulation Units outstanding at end of period (in thousands)
116

118

129

122

159

198

271

275

233

237

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.419

$
16.436

$
14.135

$
13.007

$
13.084

$
12.185

$
10.569

$
13.897

$
13.652

$
12.491

Accumulation Unit Value at end of period
$
16.951

$
17.419

$
16.436

$
14.135

$
13.007

$
13.084

$
12.185

$
10.569

$
13.897

$
13.652

Number of Accumulation Units outstanding at end of period (in thousands)
114

134

203

262

316

384

447

496

689

861

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.419

$
16.436

$
14.135

$
13.007

$
13.084

$
12.185

$
10.569

$
13.897

$
13.652

$
12.491



 
77

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
16.951

$
17.419

$
16.436

$
14.135

$
13.007

$
13.084

$
12.185

$
10.569

$
13.897

$
13.652

Number of Accumulation Units outstanding at end of period (in thousands)
114

134

203

262

316

384

447

496

689

861

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.451

$
15.531

$
13.363

$
12.303

$
12.382

$
11.537

$
10.012

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.002

$
16.451

$
15.531

$
13.363

$
12.303

$
12.382

$
11.537

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
884

999

1,058

848

1,014

818

421

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.344

$
16.390

$
14.116

$
13.009

$
13.106

$
12.224

$
10.619

$
13.983

$
13.757

$
12.606

Accumulation Unit Value at end of period
$
16.853

$
17.344

$
16.390

$
14.116

$
13.009

$
13.106

$
12.224

$
10.619

$
13.983

$
13.757

Number of Accumulation Units outstanding at end of period (in thousands)
365

469

553

696

904

1,083

1,262

1,478

1,661

1,574

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.249

$
16.308

$
14.053

$
12.957

$
13.061

$
12.188

$
10.593

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.752

$
17.249

$
16.308

$
14.053

$
12.957

$
13.061

$
12.188

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
61

64

67

52

54

57

63

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.715

$
15.812

$
13.632

$
12.575

$
12.682

$
11.840

$
10.296

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.226

$
16.715

$
15.812

$
13.632

$
12.575

$
12.682

$
11.840

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
93

108

106

110

97

43

8

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.563

$
15.691

$
13.548

$
12.517

$
12.642

$
11.821

$
10.294

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.054

$
16.563

$
15.691

$
13.548

$
12.517

$
12.642

$
11.821

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
239

226

203

159

153

83

35

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
MFS Value Series
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
26.217

$
24.118

$
18.044

$
15.778

$
16.090

$
14.666

$
12.150

$
18.322

$
17.262

$
14.522

Accumulation Unit Value at end of period
$
25.598

$
26.217

$
24.118

$
18.044

$
15.778

$
16.090

$
14.666

$
12.150

$
18.322

$
17.262

Number of Accumulation Units outstanding at end of period (in thousands)
244

287

373

413

485

576

628

707

682

528

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.762

$
23.735

$
17.784

$
15.574

$
15.906

$
14.520

$
12.047

$
18.194

$
17.167

$
14.464

Accumulation Unit Value at end of period
$
25.116

$
25.762

$
23.735

$
17.784

$
15.574

$
15.906

$
14.520

$
12.047

$
18.194

$
17.167

Number of Accumulation Units outstanding at end of period (in thousands)
3

3

5

7

13

13

10

14

10

25

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.612

$
23.609

$
17.698

$
15.507

$
15.845

$
14.471

$
12.013

$
18.152

$
17.136

$
14.445

Accumulation Unit Value at end of period
$
24.958

$
25.612

$
23.609

$
17.698

$
15.507

$
15.845

$
14.471

$
12.013

$
18.152

$
17.136

Number of Accumulation Units outstanding at end of period (in thousands)
249

356

660

866

1,124

1,324

1,592

1,558

1,424

876

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.168

$
23.234

$
17.443

$
15.307

$
15.663

$
14.327

$
11.911

$
18.025

$
17.042

$
14.387

Accumulation Unit Value at end of period
$
24.488

$
25.168

$
23.234

$
17.443

$
15.307

$
15.663

$
14.327

$
11.911

$
18.025

$
17.042

Number of Accumulation Units outstanding at end of period (in thousands)
350

399

485

519

662

781

925

1,044

1,136

790



 
78

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
25.168

$
23.234

$
17.443

$
15.307

$
15.663

$
14.327

$
11.911

$
18.025

$
17.042

$
14.387

Accumulation Unit Value at end of period
$
24.488

$
25.168

$
23.234

$
17.443

$
15.307

$
15.663

$
14.327

$
11.911

$
18.025

$
17.042

Number of Accumulation Units outstanding at end of period (in thousands)
350

399

485

519

662

781

925

1,044

1,136

790

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.731

$
22.865

$
17.192

$
15.109

$
15.484

$
14.185

$
11.810

$
17.899

$
16.948

$
14.330

Accumulation Unit Value at end of period
$
24.027

$
24.731

$
22.865

$
17.192

$
15.109

$
15.484

$
14.185

$
11.810

$
17.899

$
16.948

Number of Accumulation Units outstanding at end of period (in thousands)
162

227

308

382

507

642

726

775

601

499

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.731

$
22.865

$
17.192

$
15.109

$
15.484

$
14.185

$
11.810

$
17.899

$
16.948

$
14.330

Accumulation Unit Value at end of period
$
24.027

$
24.731

$
22.865

$
17.192

$
15.109

$
15.484

$
14.185

$
11.810

$
17.899

$
16.948

Number of Accumulation Units outstanding at end of period (in thousands)
162

227

308

382

507

642

726

775

601

499

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.587

$
22.744

$
17.109

$
15.043

$
15.425

$
14.137

$
11.777

$
17.858

$
16.917

$
14.311

Accumulation Unit Value at end of period
$
23.875

$
24.587

$
22.744

$
17.109

$
15.043

$
15.425

$
14.137

$
11.777

$
17.858

$
16.917

Number of Accumulation Units outstanding at end of period (in thousands)
545

702

982

1,290

1,637

2,099

2,469

2,553

2,298

1,732

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.302

$
22.502

$
16.945

$
14.914

$
15.307

$
14.043

$
11.710

$
17.775

$
16.855

$
14.273

Accumulation Unit Value at end of period
$
23.574

$
24.302

$
22.502

$
16.945

$
14.914

$
15.307

$
14.043

$
11.710

$
17.775

$
16.855

Number of Accumulation Units outstanding at end of period (in thousands)
21

13

17

17

27

38

65

73

83

65

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.161

$
22.383

$
16.863

$
14.849

$
15.249

$
13.997

$
11.677

$
17.733

$
16.824

$
14.254

Accumulation Unit Value at end of period
$
23.426

$
24.161

$
22.383

$
16.863

$
14.849

$
15.249

$
13.997

$
11.677

$
17.733

$
16.824

Number of Accumulation Units outstanding at end of period (in thousands)
35

36

43

44

56

75

94

83

100

93

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.161

$
22.383

$
16.863

$
14.849

$
15.249

$
13.997

$
11.677

$
17.733

$
16.824

$
14.254

Accumulation Unit Value at end of period
$
23.426

$
24.161

$
22.383

$
16.863

$
14.849

$
15.249

$
13.997

$
11.677

$
17.733

$
16.824

Number of Accumulation Units outstanding at end of period (in thousands)
35

36

43

44

56

75

94

83

100

93

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
24.020

$
22.264

$
16.782

$
14.785

$
15.190

$
13.950

$
11.644

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
23.278

$
24.020

$
22.264

$
16.782

$
14.785

$
15.190

$
13.950

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
217

197

203

169

166

125

66

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.757

$
22.042

$
16.631

$
14.667

$
15.084

$
13.866

$
11.586

$
17.621

$
16.743

$
14.206

Accumulation Unit Value at end of period
$
23.000

$
23.757

$
22.042

$
16.631

$
14.667

$
15.084

$
13.866

$
11.586

$
17.621

$
16.743

Number of Accumulation Units outstanding at end of period (in thousands)
86

109

159

203

248

275

318

305

235

172

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.627

$
21.932

$
16.556

$
14.608

$
15.031

$
13.825

$
11.557

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
22.862

$
23.627

$
21.932

$
16.556

$
14.608

$
15.031

$
13.825

$
—

$
—

$
—



 
79

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
6

7

8

8

12

13

17

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.156

$
19.648

$
14.840

$
13.100

$
13.486

$
12.410

$
10.379

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.461

$
21.156

$
19.648

$
14.840

$
13.100

$
13.486

$
12.410

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
4

8

5

5

3

1

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
20.963

$
19.498

$
14.749

$
13.039

$
13.444

$
12.389

$
10.378

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
20.244

$
20.963

$
19.498

$
14.749

$
13.039

$
13.444

$
12.389

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
63

60

67

37

40

18

3

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Templeton Developing Markets VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
19.294

$
21.342

$
21.857

$
19.595

$
23.623

$
20.382

$
11.955

$
25.652

$
20.203

$
15.992

Accumulation Unit Value at end of period
$
15.292

$
19.294

$
21.342

$
21.857

$
19.595

$
23.623

$
20.382

$
11.955

$
25.652

$
20.203

Number of Accumulation Units outstanding at end of period (in thousands)
104

119

152

230

295

367

408

417

652

720

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.858

$
20.890

$
21.427

$
19.238

$
23.228

$
20.071

$
11.790

$
25.337

$
19.984

$
15.842

Accumulation Unit Value at end of period
$
14.924

$
18.858

$
20.890

$
21.427

$
19.238

$
23.228

$
20.071

$
11.790

$
25.337

$
19.984

Number of Accumulation Units outstanding at end of period (in thousands)
10

9

12

12

13

17

16

14

21

27

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
22.650

$
25.104

$
25.762

$
23.141

$
27.955

$
24.167

$
14.203

$
30.539

$
24.099

$
19.114

Accumulation Unit Value at end of period
$
17.916

$
22.650

$
25.104

$
25.762

$
23.141

$
27.955

$
24.167

$
14.203

$
30.539

$
24.099

Number of Accumulation Units outstanding at end of period (in thousands)
171

226

309

456

588

776

929

821

1,186

1,044

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.340

$
20.357

$
20.922

$
18.822

$
22.771

$
19.716

$
11.605

$
24.989

$
19.749

$
15.687

Accumulation Unit Value at end of period
$
14.485

$
18.340

$
20.357

$
20.922

$
18.822

$
22.771

$
19.716

$
11.605

$
24.989

$
19.749

Number of Accumulation Units outstanding at end of period (in thousands)
114

133

155

261

333

511

704

635

822

812

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.340

$
20.357

$
20.922

$
18.822

$
22.771

$
19.716

$
11.605

$
24.989

$
19.749

$
15.687

Accumulation Unit Value at end of period
$
14.485

$
18.340

$
20.357

$
20.922

$
18.822

$
22.771

$
19.716

$
11.605

$
24.989

$
19.749

Number of Accumulation Units outstanding at end of period (in thousands)
114

133

155

261

333

511

704

635

822

812

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.002

$
20.012

$
20.598

$
18.558

$
22.486

$
19.497

$
11.493

$
24.786

$
19.618

$
15.607

Accumulation Unit Value at end of period
$
14.196

$
18.002

$
20.012

$
20.598

$
18.558

$
22.486

$
19.497

$
11.493

$
24.786

$
19.618

Number of Accumulation Units outstanding at end of period (in thousands)
115

136

190

289

385

576

802

591

640

617

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.002

$
20.012

$
20.598

$
18.558

$
22.486

$
19.497

$
11.493

$
24.786

$
19.618

$
15.607

Accumulation Unit Value at end of period
$
14.196

$
18.002

$
20.012

$
20.598

$
18.558

$
22.486

$
19.497

$
11.493

$
24.786

$
19.618

Number of Accumulation Units outstanding at end of period (in thousands)
115

136

190

289

385

576

802

591

640

617

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 


 
80

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
17.890

$
19.898

$
20.491

$
18.471

$
22.391

$
19.425

$
11.457

$
24.719

$
19.575

$
15.580

Accumulation Unit Value at end of period
$
14.101

$
17.890

$
19.898

$
20.491

$
18.471

$
22.391

$
19.425

$
11.457

$
24.719

$
19.575

Number of Accumulation Units outstanding at end of period (in thousands)
305

408

518

791

982

1,544

1,910

1,507

1,891

1,641

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.363

$
23.784

$
24.517

$
22.123

$
26.845

$
23.312

$
13.763

$
29.725

$
23.563

$
18.773

Accumulation Unit Value at end of period
$
16.822

$
21.363

$
23.784

$
24.517

$
22.123

$
26.845

$
23.312

$
13.763

$
29.725

$
23.563

Number of Accumulation Units outstanding at end of period (in thousands)
7

7

9

12

16

26

23

19

82

86

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.560

$
19.560

$
20.173

$
18.212

$
22.110

$
19.210

$
11.347

$
24.519

$
19.446

$
15.501

Accumulation Unit Value at end of period
$
13.820

$
17.560

$
19.560

$
20.173

$
18.212

$
22.110

$
19.210

$
11.347

$
24.519

$
19.446

Number of Accumulation Units outstanding at end of period (in thousands)
19

23

29

35

42

73

106

84

129

140

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.560

$
19.560

$
20.173

$
18.212

$
22.110

$
19.210

$
11.347

$
24.519

$
19.446

$
15.501

Accumulation Unit Value at end of period
$
13.820

$
17.560

$
19.560

$
20.173

$
18.212

$
22.110

$
19.210

$
11.347

$
24.519

$
19.446

Number of Accumulation Units outstanding at end of period (in thousands)
19

23

29

35

42

73

106

84

129

140

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
21.091

$
23.505

$
24.254

$
21.907

$
26.610

$
23.131

$
13.670

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.591

$
21.091

$
23.505

$
24.254

$
21.907

$
26.610

$
23.131

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
57

60

87

100

126

161

55

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.493

$
20.630

$
21.309

$
19.266

$
23.425

$
20.383

$
12.058

$
26.095

$
20.726

$
16.546

Accumulation Unit Value at end of period
$
14.533

$
18.493

$
20.630

$
21.309

$
19.266

$
23.425

$
20.383

$
12.058

$
26.095

$
20.726

Number of Accumulation Units outstanding at end of period (in thousands)
28

36

54

82

94

141

180

150

146

122

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.391

$
20.527

$
21.213

$
19.189

$
23.343

$
20.322

$
12.028

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.446

$
18.391

$
20.527

$
21.213

$
19.189

$
23.343

$
20.322

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

3

5

9

8

9

10

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.856

$
17.706

$
18.307

$
16.569

$
20.166

$
17.565

$
10.401

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.448

$
15.856

$
17.706

$
18.307

$
16.569

$
20.166

$
17.565

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
9

10

9

6

6

2

4

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.712

$
17.571

$
18.195

$
16.492

$
20.103

$
17.536

$
10.399

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.316

$
15.712

$
17.571

$
18.195

$
16.492

$
20.103

$
17.536

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
28

27

22

17

20

8

6

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Templeton Foreign VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 


 
81

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at beginning of period
$
14.131

$
16.166

$
13.365

$
11.492

$
13.074

$
12.260

$
9.095

$
15.509

$
13.656

$
11.432

Accumulation Unit Value at end of period
$
12.998

$
14.131

$
16.166

$
13.365

$
11.492

$
13.074

$
12.260

$
9.095

$
15.509

$
13.656

Number of Accumulation Units outstanding at end of period (in thousands)
642

717

880

1,090

1,326

1,547

1,780

2,085

2,376

2,536

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.812

$
15.824

$
13.102

$
11.283

$
12.855

$
12.073

$
8.970

$
15.318

$
13.508

$
11.325

Accumulation Unit Value at end of period
$
12.685

$
13.812

$
15.824

$
13.102

$
11.283

$
12.855

$
12.073

$
8.970

$
15.318

$
13.508

Number of Accumulation Units outstanding at end of period (in thousands)
19

19

18

28

31

42

54

61

100

167

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.197

$
15.127

$
12.531

$
10.797

$
12.307

$
11.565

$
8.596

$
14.688

$
12.959

$
10.870

Accumulation Unit Value at end of period
$
12.114

$
13.197

$
15.127

$
12.531

$
10.797

$
12.307

$
11.565

$
8.596

$
14.688

$
12.959

Number of Accumulation Units outstanding at end of period (in thousands)
1,021

1,227

1,618

2,454

3,359

4,151

4,848

5,536

5,998

6,308

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.432

$
15.420

$
12.793

$
11.039

$
12.602

$
11.860

$
8.829

$
15.108

$
13.349

$
11.214

Accumulation Unit Value at end of period
$
12.311

$
13.432

$
15.420

$
12.793

$
11.039

$
12.602

$
11.860

$
8.829

$
15.108

$
13.349

Number of Accumulation Units outstanding at end of period (in thousands)
695

782

856

1,023

1,284

1,635

1,991

2,324

2,881

2,789

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.432

$
15.420

$
12.793

$
11.039

$
12.602

$
11.860

$
8.829

$
15.108

$
13.349

$
11.214

Accumulation Unit Value at end of period
$
12.311

$
13.432

$
15.420

$
12.793

$
11.039

$
12.602

$
11.860

$
8.829

$
15.108

$
13.349

Number of Accumulation Units outstanding at end of period (in thousands)
695

782

856

1,023

1,284

1,635

1,991

2,324

2,881

2,789

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.184

$
15.159

$
12.595

$
10.884

$
12.444

$
11.728

$
8.744

$
14.985

$
13.261

$
11.157

Accumulation Unit Value at end of period
$
12.066

$
13.184

$
15.159

$
12.595

$
10.884

$
12.444

$
11.728

$
8.744

$
14.985

$
13.261

Number of Accumulation Units outstanding at end of period (in thousands)
596

700

873

1,324

1,756

2,158

2,627

3,130

3,301

3,665

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.184

$
15.159

$
12.595

$
10.884

$
12.444

$
11.728

$
8.744

$
14.985

$
13.261

$
11.157

Accumulation Unit Value at end of period
$
12.066

$
13.184

$
15.159

$
12.595

$
10.884

$
12.444

$
11.728

$
8.744

$
14.985

$
13.261

Number of Accumulation Units outstanding at end of period (in thousands)
596

700

873

1,324

1,756

2,158

2,627

3,130

3,301

3,665

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
13.103

$
15.072

$
12.529

$
10.833

$
12.392

$
11.685

$
8.716

$
14.945

$
13.232

$
11.138

Accumulation Unit Value at end of period
$
11.985

$
13.103

$
15.072

$
12.529

$
10.833

$
12.392

$
11.685

$
8.716

$
14.945

$
13.232

Number of Accumulation Units outstanding at end of period (in thousands)
1,565

1,917

2,464

3,589

4,603

6,020

7,537

9,161

10,339

10,813

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.447

$
14.332

$
11.926

$
10.321

$
11.819

$
11.155

$
8.330

$
14.296

$
12.670

$
10.676

Accumulation Unit Value at end of period
$
11.374

$
12.447

$
14.332

$
11.926

$
10.321

$
11.819

$
11.155

$
8.330

$
14.296

$
12.670

Number of Accumulation Units outstanding at end of period (in thousands)
26

30

41

45

71

89

114

141

166

184

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.861

$
14.816

$
12.335

$
10.681

$
12.236

$
11.556

$
8.633

$
14.824

$
13.145

$
11.081

Accumulation Unit Value at end of period
$
11.747

$
12.861

$
14.816

$
12.335

$
10.681

$
12.236

$
11.556

$
8.633

$
14.824

$
13.145

Number of Accumulation Units outstanding at end of period (in thousands)
57

63

75

101

123

144

217

210

371

446

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.861

$
14.816

$
12.335

$
10.681

$
12.236

$
11.556

$
8.633

$
14.824

$
13.145

$
11.081



 
82

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Accumulation Unit Value at end of period
$
11.747

$
12.861

$
14.816

$
12.335

$
10.681

$
12.236

$
11.556

$
8.633

$
14.824

$
13.145

Number of Accumulation Units outstanding at end of period (in thousands)
57

63

75

101

123

144

217

210

371

446

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.288

$
14.164

$
11.798

$
10.221

$
11.715

$
11.069

$
8.273

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.218

$
12.288

$
14.164

$
11.798

$
10.221

$
11.715

$
11.069

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
425

414

483

568

690

498

245

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.154

$
14.023

$
11.692

$
10.139

$
11.633

$
11.003

$
8.232

$
14.157

$
12.572

$
10.614

Accumulation Unit Value at end of period
$
11.084

$
12.154

$
14.023

$
11.692

$
10.139

$
11.633

$
11.003

$
8.232

$
14.157

$
12.572

Number of Accumulation Units outstanding at end of period (in thousands)
295

326

415

619

770

955

1,196

1,395

1,632

1,679

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
12.087

$
13.953

$
11.639

$
10.099

$
11.593

$
10.970

$
8.211

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
11.018

$
12.087

$
13.953

$
11.639

$
10.099

$
11.593

$
10.970

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
6

8

14

20

21

23

20

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.705

$
18.138

$
15.138

$
13.141

$
15.093

$
14.289

$
10.701

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.308

$
15.705

$
18.138

$
15.138

$
13.141

$
15.093

$
14.289

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
7

8

7

3

5

2

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.562

$
18.000

$
15.046

$
13.080

$
15.045

$
14.265

$
10.700

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
14.157

$
15.562

$
18.000

$
15.046

$
13.080

$
15.045

$
14.265

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
128

113

104

68

66

30

5

—

—

—

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Templeton Growth VIP Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.352

$
17.106

$
13.293

$
11.163

$
12.199

$
11.548

$
8.955

$
15.785

$
15.680

$
13.087

Accumulation Unit Value at end of period
$
15.041

$
16.352

$
17.106

$
13.293

$
11.163

$
12.199

$
11.548

$
8.955

$
15.785

$
15.680

Number of Accumulation Units outstanding at end of period (in thousands)
427

562

700

1,091

1,304

1,508

1,839

2,365

3,116

3,386

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.982

$
16.744

$
13.031

$
10.959

$
11.995

$
11.372

$
8.832

$
15.591

$
15.510

$
12.965

Accumulation Unit Value at end of period
$
14.679

$
15.982

$
16.744

$
13.031

$
10.959

$
11.995

$
11.372

$
8.832

$
15.591

$
15.510

Number of Accumulation Units outstanding at end of period (in thousands)
12

17

18

21

28

35

45

60

91

111

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.746

$
16.504

$
12.851

$
10.813

$
11.841

$
11.232

$
8.727

$
15.414

$
15.342

$
12.830

Accumulation Unit Value at end of period
$
14.454

$
15.746

$
16.504

$
12.851

$
10.813

$
11.841

$
11.232

$
8.727

$
15.414

$
15.342

Number of Accumulation Units outstanding at end of period (in thousands)
712

1,049

1,450

2,270

3,111

3,947

4,586

5,219

6,247

5,774

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.543

$
16.317

$
12.724

$
10.722

$
11.760

$
11.171

$
8.693

$
15.377

$
15.328

$
12.838

Accumulation Unit Value at end of period
$
14.247

$
15.543

$
16.317

$
12.724

$
10.722

$
11.760

$
11.171

$
8.693

$
15.377

$
15.328

Number of Accumulation Units outstanding at end of period (in thousands)
507

617

759

1,274

1,601

2,083

2,558

2,935

3,821

3,629



 
83

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.543

$
16.317

$
12.724

$
10.722

$
11.760

$
11.171

$
8.693

$
15.377

$
15.328

$
12.838

Accumulation Unit Value at end of period
$
14.247

$
15.543

$
16.317

$
12.724

$
10.722

$
11.760

$
11.171

$
8.693

$
15.377

$
15.328

Number of Accumulation Units outstanding at end of period (in thousands)
507

617

759

1,274

1,601

2,083

2,558

2,935

3,821

3,629

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.256

$
16.040

$
12.527

$
10.572

$
11.612

$
11.047

$
8.610

$
15.252

$
15.227

$
12.772

Accumulation Unit Value at end of period
$
13.963

$
15.256

$
16.040

$
12.527

$
10.572

$
11.612

$
11.047

$
8.610

$
15.252

$
15.227

Number of Accumulation Units outstanding at end of period (in thousands)
380

479

661

1,012

1,352

1,702

2,090

2,477

2,847

3,021

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.256

$
16.040

$
12.527

$
10.572

$
11.612

$
11.047

$
8.610

$
15.252

$
15.227

$
12.772

Accumulation Unit Value at end of period
$
13.963

$
15.256

$
16.040

$
12.527

$
10.572

$
11.612

$
11.047

$
8.610

$
15.252

$
15.227

Number of Accumulation Units outstanding at end of period (in thousands)
380

479

661

1,012

1,352

1,702

2,090

2,477

2,847

3,021

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.162

$
15.948

$
12.462

$
10.522

$
11.563

$
11.006

$
8.582

$
15.211

$
15.193

$
12.750

Accumulation Unit Value at end of period
$
13.870

$
15.162

$
15.948

$
12.462

$
10.522

$
11.563

$
11.006

$
8.582

$
15.211

$
15.193

Number of Accumulation Units outstanding at end of period (in thousands)
1,809

2,289

3,170

4,466

5,944

7,629

9,555

11,771

14,669

14,020

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.850

$
15.636

$
12.230

$
10.337

$
11.371

$
10.834

$
8.456

$
15.003

$
15.000

$
12.601

Accumulation Unit Value at end of period
$
13.571

$
14.850

$
15.636

$
12.230

$
10.337

$
11.371

$
10.834

$
8.456

$
15.003

$
15.000

Number of Accumulation Units outstanding at end of period (in thousands)
36

38

49

68

85

89

139

156

168

153

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.882

$
15.677

$
12.269

$
10.375

$
11.418

$
10.885

$
8.500

$
15.088

$
15.093

$
12.685

Accumulation Unit Value at end of period
$
13.593

$
14.882

$
15.677

$
12.269

$
10.375

$
11.418

$
10.885

$
8.500

$
15.088

$
15.093

Number of Accumulation Units outstanding at end of period (in thousands)
94

107

149

201

233

283

344

435

478

495

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.882

$
15.677

$
12.269

$
10.375

$
11.418

$
10.885

$
8.500

$
15.088

$
15.093

$
12.685

Accumulation Unit Value at end of period
$
13.593

$
14.882

$
15.677

$
12.269

$
10.375

$
11.418

$
10.885

$
8.500

$
15.088

$
15.093

Number of Accumulation Units outstanding at end of period (in thousands)
94

107

149

201

233

283

344

435

478

495

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.662

$
15.453

$
12.099

$
10.236

$
11.272

$
10.750

$
8.399

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
13.385

$
14.662

$
15.453

$
12.099

$
10.236

$
11.272

$
10.750

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
279

329

347

310

335

216

82

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.177

$
14.957

$
11.722

$
9.927

$
10.942

$
10.447

$
8.170

$
14.525

$
14.551

$
12.248

Accumulation Unit Value at end of period
$
12.930

$
14.177

$
14.957

$
11.722

$
9.927

$
10.942

$
10.447

$
8.170

$
14.525

$
14.551

Number of Accumulation Units outstanding at end of period (in thousands)
208

318

387

509

881

1,207

1,467

1,700

1,931

1,797

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
14.099

$
14.882

$
11.670

$
9.888

$
10.904

$
10.415

$
8.150

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
12.852

$
14.099

$
14.882

$
11.670

$
9.888

$
10.904

$
10.415

$
—

$
—

$
—



 
84

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Number of Accumulation Units outstanding at end of period (in thousands)
24

27

29

33

40

41

44

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.322

$
19.350

$
15.181

$
12.869

$
14.199

$
13.569

$
10.623

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.694

$
18.322

$
19.350

$
15.181

$
12.869

$
14.199

$
13.569

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
31

40

37

33

36

23

6

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.156

$
19.203

$
15.088

$
12.810

$
14.155

$
13.547

$
10.621

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.517

$
18.156

$
19.203

$
15.088

$
12.810

$
14.155

$
13.547

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
44

45

33

30

25

10

1

—

—

—
(a) Inception date March 26, 2015.
Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
BlackRock Global Opportunities V.I. Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.866

$
18.950

$
14.845

$
13.167

$
15.280

$
13.663

$
10.467

$
19.680

$
14.616

$
12.179

Accumulation Unit Value at end of period
$
17.699

$
17.866

$
18.950

$
14.845

$
13.167

$
15.280

$
13.663

$
10.467

$
19.680

$
14.616

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

1

1

1

1

1

1

1

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.525

$
18.617

$
14.606

$
12.975

$
15.079

$
13.504

$
10.360

$
19.509

$
14.511

$
12.109

Accumulation Unit Value at end of period
$
17.335

$
17.525

$
18.617

$
14.606

$
12.975

$
15.079

$
13.504

$
10.360

$
19.509

$
14.511

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.413

$
18.507

$
14.527

$
12.911

$
15.013

$
13.451

$
10.325

$
19.453

$
14.476

$
12.086

Accumulation Unit Value at end of period
$
17.216

$
17.413

$
18.507

$
14.527

$
12.911

$
15.013

$
13.451

$
10.325

$
19.453

$
14.476

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.082

$
18.182

$
14.293

$
12.722

$
14.816

$
13.294

$
10.220

$
19.284

$
14.372

$
12.017

Accumulation Unit Value at end of period
$
16.863

$
17.082

$
18.182

$
14.293

$
12.722

$
14.816

$
13.294

$
10.220

$
19.284

$
14.372

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

6

6

10

13

15

13

12

9

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.082

$
18.182

$
14.293

$
12.722

$
14.816

$
13.294

$
10.220

$
19.284

$
14.372

$
12.017

Accumulation Unit Value at end of period
$
16.863

$
17.082

$
18.182

$
14.293

$
12.722

$
14.816

$
13.294

$
10.220

$
19.284

$
14.372

Number of Accumulation Units outstanding at end of period (in thousands)
5

5

6

6

10

13

15

13

12

9

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.766

$
17.873

$
14.071

$
12.544

$
14.630

$
13.147

$
10.122

$
19.128

$
14.277

$
11.956

Accumulation Unit Value at end of period
$
16.527

$
16.766

$
17.873

$
14.071

$
12.544

$
14.630

$
13.147

$
10.122

$
19.128

$
14.277

Number of Accumulation Units outstanding at end of period (in thousands)
—

1

1

1

2

2

3

3

5

5

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.766

$
17.873

$
14.071

$
12.544

$
14.630

$
13.147

$
10.122

$
19.128

$
14.277

$
11.956

Accumulation Unit Value at end of period
$
16.527

$
16.766

$
17.873

$
14.071

$
12.544

$
14.630

$
13.147

$
10.122

$
19.128

$
14.277

Number of Accumulation Units outstanding at end of period (in thousands)
—

1

1

1

2

2

3

3

5

5



 
85

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.662

$
17.771

$
13.998

$
12.485

$
14.568

$
13.098

$
10.090

$
19.076

$
14.245

$
11.935

Accumulation Unit Value at end of period
$
16.416

$
16.662

$
17.771

$
13.998

$
12.485

$
14.568

$
13.098

$
10.090

$
19.076

$
14.245

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

1

1

2

2

3

3

4

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.465

$
17.578

$
13.860

$
12.374

$
14.453

$
13.008

$
10.030

$
18.983

$
14.190

$
11.901

Accumulation Unit Value at end of period
$
16.206

$
16.465

$
17.578

$
13.860

$
12.374

$
14.453

$
13.008

$
10.030

$
18.983

$
14.190

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.355

$
17.469

$
13.781

$
12.310

$
14.385

$
12.953

$
9.993

$
18.922

$
14.151

$
11.874

Accumulation Unit Value at end of period
$
16.089

$
16.355

$
17.469

$
13.781

$
12.310

$
14.385

$
12.953

$
9.993

$
18.922

$
14.151

Number of Accumulation Units outstanding at end of period (in thousands)
—

3

3

3

5

6

7

7

7

9

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.355

$
17.469

$
13.781

$
12.310

$
14.385

$
12.953

$
9.993

$
18.922

$
14.151

$
11.874

Accumulation Unit Value at end of period
$
16.089

$
16.355

$
17.469

$
13.781

$
12.310

$
14.385

$
12.953

$
9.993

$
18.922

$
14.151

Number of Accumulation Units outstanding at end of period (in thousands)
—

3

3

3

5

6

7

7

7

9

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.250

$
17.366

$
13.707

$
12.249

$
14.322

$
12.903

$
9.959

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.978

$
16.250

$
17.366

$
13.707

$
12.249

$
14.322

$
12.903

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.073

$
17.194

$
13.584

$
12.152

$
14.222

$
12.826

$
9.909

$
18.791

$
14.075

$
11.828

Accumulation Unit Value at end of period
$
15.788

$
16.073

$
17.194

$
13.584

$
12.152

$
14.222

$
12.826

$
9.909

$
18.791

$
14.075

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
15.984

$
17.108

$
13.523

$
12.103

$
14.172

$
12.787

$
9.884

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
15.693

$
15.984

$
17.108

$
13.523

$
12.103

$
14.172

$
12.787

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.923

$
18.121

$
14.331

$
12.833

$
15.035

$
13.572

$
10.496

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.606

$
16.923

$
18.121

$
14.331

$
12.833

$
15.035

$
13.572

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.769

$
17.984

$
14.244

$
12.774

$
14.988

$
13.550

$
10.495

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.430

$
16.769

$
17.984

$
14.244

$
12.774

$
14.988

$
13.550

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—



 
86

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
BlackRock Large Cap Growth V.I. Fund
 
 
 
 
 
 
 
 
 
 
Without Any Optional Benefits
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
18.093

$
16.112

$
12.231

$
10.792

$
10.709

$
9.379

$
7.557

$
12.956

$
12.152

$
11.523

Accumulation Unit Value at end of period
$
18.283

$
18.093

$
16.112

$
12.231

$
10.792

$
10.709

$
9.379

$
7.557

$
12.956

$
12.152

Number of Accumulation Units outstanding at end of period (in thousands)
—

3

3

1

2

2

2

3

3

3

With Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.748

$
15.829

$
12.034

$
10.634

$
10.568

$
9.270

$
7.480

$
12.843

$
12.065

$
11.458

Accumulation Unit Value at end of period
$
17.907

$
17.748

$
15.829

$
12.034

$
10.634

$
10.568

$
9.270

$
7.480

$
12.843

$
12.065

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

1

1

1

2

2

1

—

—

With Earnings Protection Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.635

$
15.735

$
11.969

$
10.582

$
10.521

$
9.234

$
7.455

$
12.806

$
12.036

$
11.436

Accumulation Unit Value at end of period
$
17.784

$
17.635

$
15.735

$
11.969

$
10.582

$
10.521

$
9.234

$
7.455

$
12.806

$
12.036

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

2

2

With The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.299

$
15.459

$
11.777

$
10.427

$
10.383

$
9.126

$
7.379

$
12.695

$
11.949

$
11.370

Accumulation Unit Value at end of period
$
17.419

$
17.299

$
15.459

$
11.777

$
10.427

$
10.383

$
9.126

$
7.379

$
12.695

$
11.949

Number of Accumulation Units outstanding at end of period (in thousands)
6

7

7

9

9

10

13

13

15

24

With Earnings Protection Benefit and Optional Death Benefit
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
17.299

$
15.459

$
11.777

$
10.427

$
10.383

$
9.126

$
7.379

$
12.695

$
11.949

$
11.370

Accumulation Unit Value at end of period
$
17.419

$
17.299

$
15.459

$
11.777

$
10.427

$
10.383

$
9.126

$
7.379

$
12.695

$
11.949

Number of Accumulation Units outstanding at end of period (in thousands)
6

7

7

9

9

10

13

13

15

24

With The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.980

$
15.196

$
11.594

$
10.281

$
10.253

$
9.025

$
7.308

$
12.592

$
11.870

$
11.312

Accumulation Unit Value at end of period
$
17.072

$
16.980

$
15.196

$
11.594

$
10.281

$
10.253

$
9.025

$
7.308

$
12.592

$
11.870

Number of Accumulation Units outstanding at end of period (in thousands)
4

4

11

19

21

20

20

15

18

12

With Optional Death Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.980

$
15.196

$
11.594

$
10.281

$
10.253

$
9.025

$
7.308

$
12.592

$
11.870

$
11.312

Accumulation Unit Value at end of period
$
17.072

$
16.980

$
15.196

$
11.594

$
10.281

$
10.253

$
9.025

$
7.308

$
12.592

$
11.870

Number of Accumulation Units outstanding at end of period (in thousands)
4

4

11

19

21

20

20

15

18

12

With Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.875

$
15.110

$
11.534

$
10.232

$
10.210

$
8.992

$
7.285

$
12.558

$
11.844

$
11.293

Accumulation Unit Value at end of period
$
16.958

$
16.875

$
15.110

$
11.534

$
10.232

$
10.210

$
8.992

$
7.285

$
12.558

$
11.844

Number of Accumulation Units outstanding at end of period (in thousands)
4

4

9

13

18

23

23

30

33

32

With Optional Death Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.675

$
14.946

$
11.420

$
10.142

$
10.129

$
8.930

$
7.242

$
12.496

$
11.798

$
11.260

Accumulation Unit Value at end of period
$
16.740

$
16.675

$
14.946

$
11.420

$
10.142

$
10.129

$
8.930

$
7.242

$
12.496

$
11.798

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

2

3

2

—

—

With Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.563

$
14.853

$
11.355

$
10.089

$
10.082

$
8.892

$
7.215

$
12.456

$
11.766

$
11.235

Accumulation Unit Value at end of period
$
16.620

$
16.563

$
14.853

$
11.355

$
10.089

$
10.082

$
8.892

$
7.215

$
12.456

$
11.766

Number of Accumulation Units outstanding at end of period (in thousands)
3

5

5

5

7

9

9

8

9

11



 
87

Sub-Account
As of December 31,
 
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (35 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.563

$
14.853

$
11.355

$
10.089

$
10.082

$
8.892

$
7.215

$
12.456

$
11.766

$
11.235

Accumulation Unit Value at end of period
$
16.620

$
16.563

$
14.853

$
11.355

$
10.089

$
10.082

$
8.892

$
7.215

$
12.456

$
11.766

Number of Accumulation Units outstanding at end of period (in thousands)
3

5

5

5

7

9

9

8

9

11

With The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.457

$
14.766

$
11.294

$
10.039

$
10.037

$
8.858

$
7.190

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.506

$
16.457

$
14.766

$
11.294

$
10.039

$
10.037

$
8.858

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
3

2

2

2

2

3

1

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (50 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.277

$
14.619

$
11.192

$
9.959

$
9.967

$
8.804

$
7.154

$
12.370

$
11.702

$
11.191

Accumulation Unit Value at end of period
$
16.309

$
16.277

$
14.619

$
11.192

$
9.959

$
9.967

$
8.804

$
7.154

$
12.370

$
11.702

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
16.188

$
14.546

$
11.142

$
9.920

$
9.932

$
8.778

$
7.137

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
16.211

$
16.188

$
14.546

$
11.142

$
9.920

$
9.932

$
8.778

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.616

$
21.231

$
16.271

$
14.493

$
14.519

$
12.838

$
10.443

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
23.638

$
23.616

$
21.231

$
16.271

$
14.493

$
14.519

$
12.838

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—

With Optional Death Benefit, Earnings Protection Benefit and The Hartford's Principal First (75 BPS)
 
 
 
 
 
 
 
 
 
 
Accumulation Unit Value at beginning of period
$
23.401

$
21.069

$
16.171

$
14.426

$
14.473

$
12.817

$
10.441

$
—

$
—

$
—

Accumulation Unit Value at end of period
$
23.388

$
23.401

$
21.069

$
16.171

$
14.426

$
14.473

$
12.817

$
—

$
—

$
—

Number of Accumulation Units outstanding at end of period (in thousands)
—

—

—

—

—

—

—

—

—

—



SA-1
 




 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
To The Contract Owners of Hartford Life and Annuity Insurance Company Separate Account Seven and the Board of Directors of Hartford Life and Annuity Insurance Company
We have audited the accompanying statements of assets and liabilities as of December 31, 2016, and the related statements of operations for each of the periods then ended, the statements of changes in net assets for each of the periods presented in the two years then ended, and the financial highlights in Note 6 for each of the periods presented in the five years then ended for each of the following individual Sub-Accounts comprising Hartford Life and Annuity Insurance Company Separate Account Seven (the “Account”):
American Century VP Value Fund
MFS® Mid Cap Growth Fund
American Century VP Growth Fund
MFS® New Discovery Fund
AB VPS Balanced Wealth Strategy Portfolio
MFS® Total Return Fund
AB VPS International Value Portfolio
MFS® Value Fund
AB VPS Small/Mid Cap Value Portfolio
MFS® Total Return Bond Series
AB VPS Value Portfolio
MFS® Research Fund
AB VPS International Growth Portfolio
MFS® High Yield Portfolio
Invesco V.I. Value Opportunities Fund
BlackRock Global Allocation V.I. Fund
Invesco V.I. Core Equity Fund
BlackRock Global Opportunities V.I. Fund
Invesco V.I. Government Securities Fund
BlackRock Large Cap Growth V.I. Fund
Invesco V.I. International Growth Fund
BlackRock Equity Dividend V.I. Fund
Invesco V.I. Mid Cap Core Equity Fund
UIF Core Plus Fixed Income Portfolio
Invesco V.I. Small Cap Equity Fund
UIF Growth Portfolio
Invesco V.I. Balanced Risk Allocation Fund
UIF Mid Cap Growth Portfolio
Invesco V.I. Diversified Dividend Fund
Invesco V.I. American Value Fund
Invesco V.I. Government Money Market Fund
Morgan Stanley Mid Cap Growth Portfolio
(Formerly Invesco V.I. Money Market Fund)
BlackRock Capital Appreciation V.I. Fund
American Century VP Mid Cap Value Fund
Oppenheimer Capital Appreciation Fund/VA
American Funds Global Bond Fund
Oppenheimer Global Fund/VA
American Funds Global Growth and Income Fund
Oppenheimer Main Street Fund®/VA
American Funds Asset Allocation Fund
Oppenheimer Main Street Small Cap Fund/VA
American Funds Blue Chip Income and Growth Fund
Oppenheimer Equity Income Fund/VA
American Funds Bond Fund
Putnam VT Diversified Income Fund
American Funds Global Growth Fund
Putnam VT Global Asset Allocation Fund
American Funds Growth Fund
Putnam VT Growth Opportunities Fund (Merged with
American Funds Growth-Income Fund
Putnam VT Voyager Fund)
American Funds International Fund
Putnam VT International Value Fund
American Funds New World Fund
Putnam VT International Equity Fund
American Funds Global Small Capitalization Fund
Putnam VT Investors Fund
Wells Fargo VT Omega Growth Fund
Putnam VT Small Cap Value Fund
Fidelity® VIP Growth Portfolio
Putnam VT Equity Income Fund
Fidelity® VIP Contrafund® Portfolio
PIMCO All Asset Fund
Fidelity® VIP Mid Cap Portfolio
PIMCO StocksPLUS Global Portfolio (Formerly PIMCO
Fidelity® VIP Value Strategies Portfolio
Global Dividend Portfolio)
Fidelity® VIP Dynamic Capital Appreciation Portfolio
PIMCO Global Multi-Asset Managed Allocation Portfolio
Fidelity® VIP Strategic Income Portfolio
Jennison 20/20 Focus Fund
Franklin Rising Dividends VIP Fund
Jennison Fund
Franklin Income VIP Fund
Prudential Value Portfolio
Franklin Large Cap Growth VIP Fund
Invesco V.I. Growth and Income Fund
Franklin Global Real Estate VIP Fund
Invesco V.I. Comstock Fund
Franklin Small-Mid Cap Growth VIP Fund
Invesco V.I. American Franchise Fund
Franklin Small Cap Value VIP Fund
Invesco V.I. Mid Cap Growth Fund
Franklin Strategic Income VIP Fund
Wells Fargo VT Index Asset Allocation Fund
Franklin Mutual Shares VIP Fund
Wells Fargo VT Total Return Bond Fund
Templeton Developing Markets VIP Fund
Wells Fargo VT Intrinsic Value Fund
Templeton Foreign VIP Fund
Wells Fargo VT International Equity Fund
Templeton Growth VIP Fund
Wells Fargo VT Small Cap Growth Fund
Franklin Mutual Global Discovery VIP Fund
Wells Fargo VT Discovery Fund
Franklin Flex Cap Growth VIP Fund
Wells Fargo VT Small Cap Value Fund
Templeton Global Bond VIP Fund
Wells Fargo VT Opportunity Fund
Hartford Balanced HLS Fund
HIMCO VIT Index Fund
Hartford Total Return Bond HLS Fund
HIMCO VIT Portfolio Diversifier Fund
Hartford Capital Appreciation HLS Fund
HIMCO VIT American Funds Asset Allocation Fund
Hartford Dividend and Growth HLS Fund
HIMCO VIT American Funds Blue Chip Income and
Hartford Global Growth HLS Fund
Growth Fund
Hartford Disciplined Equity HLS Fund
HIMCO VIT American Funds Bond Fund
Hartford Growth Opportunities HLS Fund
HIMCO VIT American Funds Global Bond Fund
Hartford High Yield HLS Fund
HIMCO VIT American Funds Global Growth and Income
Hartford International Opportunities HLS Fund
Fund
Hartford Small/Mid Cap Equity HLS Fund
HIMCO VIT American Funds Global Growth Fund
Hartford Ultrashort Bond HLS Fund
HIMCO VIT American Funds Global Small Capitalization
Hartford Small Company HLS Fund
Fund
Hartford SmallCap Growth HLS Fund
HIMCO VIT American Funds Growth Fund
Hartford Stock HLS Fund
HIMCO VIT American Funds Growth-Income Fund
Hartford U.S. Government Securities HLS Fund
HIMCO VIT American Funds International Fund
Hartford Value HLS Fund
HIMCO VIT American Funds New World Fund
Lord Abbett Fundamental Equity Fund
MFS® Core Equity Portfolio (Merged with MFS® Core
Lord Abbett Calibrated Dividend Growth Fund
Equity Fund)
Lord Abbett Bond Debenture Fund
MFS® Massachusetts Investors Growth Stock Portfolio
Lord Abbett Growth and Income Fund
(Merged with MFS® Investors Growth Stock Fund)
MFS® Growth Fund
MFS® Research International Portfolio (Merged with MFS®
MFS® Global Equity Fund
Research International Fund)
MFS® Investors Trust Fund
 

These financial statements and financial highlights are the responsibility of the Account's management. Our responsibility is to express an opinion on these financial statements and financial highlights based on our audits.
We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements and financial highlights are free of material misstatement. The Account is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audits included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Account's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. Our procedures included confirmation of investments owned as of December 31, 2016, by correspondence with the fund managers; when replies were not received from fund managers, we performed other auditing procedures. We believe that our audits provide a reasonable basis for our opinions.
In our opinion, such financial statements and financial highlights referred to above present fairly, in all material respects, the financial position of each of the individual Sub-Accounts above as of December 31, 2016, the results of their operations for each of the periods then ended, the changes in their net assets for each of the periods in the two years then ended, and the financial highlights in Note 6 for each of the periods presented in the five years then ended, in conformity with accounting principles generally accepted in the United States of America.
/s/ DELOITTE & TOUCHE LLP
Hartford, CT
April 20, 2017




SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Century VP Value Fund
American Century VP Growth Fund
AB VPS Balanced Wealth Strategy Portfolio
AB VPS International Value Portfolio
AB VPS Small/Mid Cap Value Portfolio
AB VPS Value Portfolio
AB VPS International Growth Portfolio
Invesco V.I. Value Opportunities Fund
Invesco V.I. Core Equity Fund
Invesco V.I. Government Securities Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

15,497,282

15,267,097

12,301,335

925,544

1,732,036

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
7,000,592

2,029,634

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

44,106,929

103,480,902

214,989,743

class S2
—

—

—

—

—

—

—

—

5,696,335

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
7,000,592

2,029,634

15,497,282

15,267,097

12,301,335

925,544

1,732,036

44,106,929

109,177,237

214,989,743

  Due from Sponsor Company
—

—

—

—

—

—

—

—

—

—

  Receivable for fund shares sold
353

13,011

9,076

10,083

1,677

82

159

5,391

35,181

126,347

  Other assets
1

—

—

—

—

—

1

—

—

—

 Total assets
7,000,946

2,042,645

15,506,358

15,277,180

12,303,012

925,626

1,732,196

44,112,320

109,212,418

215,116,090

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
353

13,011

9,076

10,083

1,677

82

159

5,391

35,181

126,347

  Payable for fund shares purchased
—

—

—

—

—

—

—

—

—

—

  Other liabilities
—

—

3

3

2

—

—

—

1

3

 Total liabilities
353

13,011

9,079

10,086

1,679

82

159

5,391

35,182

126,350

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
7,000,593

$
2,029,634

$
15,497,279

$
15,267,094

$
12,301,333

$
925,544

$
1,732,037

$
44,106,929

$
109,177,236

$
214,989,740

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

15,497,279

15,267,094

12,301,333

925,544

1,732,037

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
7,000,593

2,029,634

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

44,106,929

103,480,903

214,989,740

class S2
—

—

—

—

—

—

—

—

5,696,333

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
7,000,593

$
2,029,634

$
15,497,279

$
15,267,094

$
12,301,333

$
925,544

$
1,732,037

$
44,106,929

$
109,177,236

$
214,989,740

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

1,487,263

1,160,114

611,398

60,257

101,348

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
667,359

153,180

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

6,806,625

2,992,507

18,809,251

class S2
—

—

—

—

—

—

—

—

166,999

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
667,359

153,180

1,487,263

1,160,114

611,398

60,257

101,348

6,806,625

3,159,506

18,809,251

 
 
 
 
 
 
 
 
 
 
 
Cost
$
4,916,958

$
1,786,557

$
16,272,129

$
15,315,947

$
11,050,539

$
758,828

$
1,756,837

$
53,040,273

$
96,681,151

$
226,411,782

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
377,878

133,564

1,155,868

2,105,081

557,386

67,213

221,823

26,241,428

6,292,279

161,677,522

  Minimum unit fair value #*
$
17.910544

$
14.879553

$
11.909613

$
6.264086

$
18.554494

$
12.226389

$
6.838706

$
1.488128

$
13.488459

$
1.173264

  Maximum unit fair value #*
$
18.978389

$
15.746759

$
18.534967

$
14.043808

$
33.437154

$
20.135175

$
13.753952

$
22.922477

$
20.713025

$
10.071097

  Contract liability
$
7,000,593

$
2,029,634

$
15,497,279

$
15,255,820

$
12,295,588

$
925,544

$
1,731,632

$
43,438,374

$
108,262,973

$
212,317,604

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
—

—

—

838

275

—

53

387,920

51,509

1,965,675

Minimum unit fair value #*
$
—

$
—

$
—

$
13.458962

$
20.906890

$
—

$
7.603435

$
1.683633

$
17.449663

$
1.327473

Maximum unit fair value #*
$
—

$
—

$
—

$
13.458962

$
20.906890

$
—

$
7.603435

$
1.888091

$
19.296671

$
1.488581

Contract liability
$
—

$
—

$
—

$
11,274

$
5,745

$
—

$
405

$
668,555

$
914,263

$
2,672,136

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 



SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. International Growth Fund
Invesco V.I. Mid Cap Core Equity Fund
Invesco V.I. Small Cap Equity Fund
Invesco V.I. Balanced Risk Allocation Fund
Invesco V.I. Diversified Dividend Fund
Invesco V.I. Government Money Market Fund
American Century VP Mid Cap Value Fund
American Funds Global Bond Fund
American Funds Global Growth and Income Fund
American Funds Asset Allocation Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (1)
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

72,264,704

164,500,264

615,841,370

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

1,033,246

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
71,814,924

113,109,073

57,399,766

—

—

129,245,470

—

—

—

—

class S2
41,170,332

1,641,558

15,962,382

11,768,578

302,254

2,862,998

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
112,985,256

114,750,631

73,362,148

11,768,578

302,254

132,108,468

1,033,246

72,264,704

164,500,264

615,841,370

  Due from Sponsor Company
—

—

—

54,013

—

—

—

—

—

—

  Receivable for fund shares sold
16,468

18,399

54,601

—

408

742,045

72

12,686

98,214

157,385

  Other assets
4

—

2

2

—

—

—

—

—

—

 Total assets
113,001,728

114,769,030

73,416,751

11,822,593

302,662

132,850,513

1,033,318

72,277,390

164,598,478

615,998,755

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
16,468

18,399

54,601

—

408

742,045

72

12,686

98,214

157,385

  Payable for fund shares purchased
—

—

—

54,013

—

—

—

—

—

—

  Other liabilities
—

2

—

—

1

4

—

8

1

1

 Total liabilities
16,468

18,401

54,601

54,013

409

742,049

72

12,694

98,215

157,386

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
112,985,260

$
114,750,629

$
73,362,150

$
11,768,580

$
302,253

$
132,108,464

$
1,033,246

$
72,264,696

$
164,500,263

$
615,841,369

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

72,264,696

164,500,263

615,841,369

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

1,033,246

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
71,814,927

113,109,071

57,399,768

—

—

129,245,466

—

—

—

—

class S2
41,170,333

1,641,558

15,962,382

11,768,580

302,253

2,862,998

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
112,985,260

$
114,750,629

$
73,362,150

$
11,768,580

$
302,253

$
132,108,464

$
1,033,246

$
72,264,696

$
164,500,263

$
615,841,369

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

6,486,957

12,653,866

28,657,114

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

48,900

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
2,183,488

8,788,584

3,122,947

—

—

129,245,470

—

—

—

—

class S2
1,269,123

130,179

907,985

1,048,893

11,523

2,862,998

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
3,452,611

8,918,763

4,030,932

1,048,893

11,523

132,108,468

48,900

6,486,957

12,653,866

28,657,114

 
 
 
 
 
 
 
 
 
 
 
Cost
$
99,531,611

$
111,969,049

$
72,168,211

$
12,190,553

$
224,151

$
132,108,468

$
876,938

$
74,053,956

$
142,437,138

$
484,938,467

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
34,521,419

46,300,493

3,421,763

915,712

16,894

13,956,004

52,510

5,969,212

11,112,546

30,313,412

  Minimum unit fair value #*
$
2.007939

$
2.153119

$
15.347880

$
11.972025

$
17.212579

$
9.072730

$
19.005120

$
9.995039

$
13.315411

$
17.884670

  Maximum unit fair value #*
$
17.676996

$
19.952542

$
25.318699

$
13.598736

$
18.397906

$
9.835884

$
20.162741

$
13.232531

$
20.631414

$
24.277941

  Contract liability
$
112,705,633

$
113,847,469

$
73,138,846

$
11,768,580

$
302,253

$
131,161,344

$
1,033,246

$
71,733,166

$
163,542,567

$
607,414,373

 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
108,809

358,512

9,791

—

—

100,042

—

43,126

64,098

400,753

Minimum unit fair value #*
$
2.271717

$
2.417447

$
15.347880

$
—

$
—

$
9.404328

$
—

$
9.995039

$
14.510196

$
19.677819

Maximum unit fair value #*
$
16.098173

$
14.077412

$
25.318699

$
—

$
—

$
9.574621

$
—

$
13.232531

$
15.982931

$
24.277941

Contract liability
$
279,627

$
903,160

$
223,304

$
—

$
—

$
947,120

$
—

$
531,530

$
957,696

$
8,426,996

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Funds Blue Chip Income and Growth Fund
American Funds Bond Fund
American Funds Global Growth Fund
American Funds Growth Fund
American Funds Growth-Income Fund
American Funds International Fund
American Funds New World Fund
American Funds Global Small Capitalization Fund
Wells Fargo VT Omega Growth Fund
Fidelity® VIP Growth Portfolio
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
424,290,298

581,920,129

199,082,118

1,217,435,421

1,249,416,852

284,007,793

100,940,044

123,282,850

679,238

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

4,807,494

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
424,290,298

581,920,129

199,082,118

1,217,435,421

1,249,416,852

284,007,793

100,940,044

123,282,850

679,238

4,807,494

  Due from Sponsor Company
—

—

—

—

—

—

—

—

—

—

  Receivable for fund shares sold
426,239

582,933

198,812

756,971

911,838

203,147

51,161

108,328

110

462

  Other assets
12

3

1

—

—

—

—

—

—

4

 Total assets
424,716,549

582,503,065

199,280,931

1,218,192,392

1,250,328,690

284,210,940

100,991,205

123,391,178

679,348

4,807,960

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
426,239

582,933

198,812

756,971

911,838

203,147

51,161

108,328

110

462

  Payable for fund shares purchased
—

—

—

—

—

—

—

—

—

—

  Other liabilities
—

—

—

5

12

1

1

2

—

—

 Total liabilities
426,239

582,933

198,812

756,976

911,850

203,148

51,162

108,330

110

462

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
424,290,310

$
581,920,132

$
199,082,119

$
1,217,435,416

$
1,249,416,840

$
284,007,792

$
100,940,043

$
123,282,848

$
679,238

$
4,807,498

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
424,290,310

581,920,132

199,082,119

1,217,435,416

1,249,416,840

284,007,792

100,940,043

123,282,848

679,238

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

4,807,498

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
424,290,310

$
581,920,132

$
199,082,119

$
1,217,435,416

$
1,249,416,840

$
284,007,792

$
100,940,043

$
123,282,848

$
679,238

$
4,807,498

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
31,687,102

54,537,969

8,347,259

18,192,400

28,395,838

16,945,572

5,165,816

6,251,666

31,770

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

82,264

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
31,687,102

54,537,969

8,347,259

18,192,400

28,395,838

16,945,572

5,165,816

6,251,666

31,770

82,264

 
 
 
 
 
 
 
 
 
 
 
Cost
$
335,681,524

$
588,476,856

$
174,579,176

$
1,048,838,298

$
1,075,539,055

$
291,752,578

$
91,102,847

$
120,728,116

$
759,700

$
4,248,945

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
221,397,906

37,304,584

9,536,885

61,951,881

56,547,016

18,870,646

4,028,112

5,694,897

35,577

304,106

  Minimum unit fair value #*
$
1.658023

$
11.787218

$
14.780816

$
14.321718

$
19.251775

$
10.606094

$
14.854052

$
16.168383

$
18.176955

$
13.970781

  Maximum unit fair value #*
$
26.532294

$
17.775888

$
26.170007

$
27.055256

$
26.908014

$
18.692058

$
30.971190

$
27.248108

$
19.576908

$
26.096449

  Contract liability
$
419,255,121

$
576,896,610

$
196,666,644

$
1,206,464,231

$
1,232,550,965

$
281,812,294

$
100,399,121

$
122,158,316

$
665,803

$
4,807,498

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
2,591,294

318,259

109,046

533,534

736,130

139,608

20,103

51,614

702

—

Minimum unit fair value #*
$
1.862834

$
14.944131

$
18.280241

$
16.187178

$
21.146043

$
13.162073

$
24.608585

$
18.583519

$
19.139786

$
—

Maximum unit fair value #*
$
2.108589

$
17.775888

$
26.170007

$
27.055256

$
26.908014

$
18.374685

$
30.971190

$
26.561986

$
19.139786

$
—

Contract liability
$
5,035,189

$
5,023,522

$
2,415,475

$
10,971,185

$
16,865,875

$
2,195,498

$
540,922

$
1,124,532

$
13,435

$
—

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Fidelity® VIP Contrafund® Portfolio
Fidelity® VIP Mid Cap Portfolio
Fidelity® VIP Value Strategies Portfolio
Fidelity® VIP Dynamic Capital Appreciation Portfolio
Fidelity® VIP Strategic Income Portfolio
Franklin Rising Dividends VIP Fund
Franklin Income VIP Fund
Franklin Large Cap Growth VIP Fund
Franklin Global Real Estate VIP Fund
Franklin Small-Mid Cap Growth VIP Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

391,728,252

577,670,688

55,050,262

5,290,792

128,071,568

class 4
—

—

—

—

—

7,978,337

91,650,985

—

—

8,281,228

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
61,582,766

46,084,248

2,288,092

2,632,250

1,422,291

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
61,582,766

46,084,248

2,288,092

2,632,250

1,422,291

399,706,589

669,321,673

55,050,262

5,290,792

136,352,796

  Due from Sponsor Company
—

—

—

2,100

—

—

—

—

67

—

  Receivable for fund shares sold
16,294

36,904

375

—

75

149,795

314,089

48,746

—

115,870

  Other assets
—

3

2

—

—

—

2

—

—

1

 Total assets
61,599,060

46,121,155

2,288,469

2,634,350

1,422,366

399,856,384

669,635,764

55,099,008

5,290,859

136,468,667

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
16,294

36,904

375

—

75

149,795

314,089

48,746

—

115,870

  Payable for fund shares purchased
—

—

—

2,100

—

—

—

—

67

—

  Other liabilities
6

—

—

—

—

—

—

—

2

—

 Total liabilities
16,300

36,904

375

2,100

75

149,795

314,089

48,746

69

115,870

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
61,582,760

$
46,084,251

$
2,288,094

$
2,632,250

$
1,422,291

$
399,706,589

$
669,321,675

$
55,050,262

$
5,290,790

$
136,352,797

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

391,728,251

577,670,688

55,050,262

5,290,790

128,071,569

class 4
—

—

—

—

—

7,978,338

91,650,987

—

—

8,281,228

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
61,582,760

46,084,251

2,288,094

2,632,250

1,422,291

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
61,582,760

$
46,084,251

$
2,288,094

$
2,632,250

$
1,422,291

$
399,706,589

$
669,321,675

$
55,050,262

$
5,290,790

$
136,352,797

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

15,738,379

37,559,863

3,149,328

343,112

7,871,639

class 4
—

—

—

—

—

319,389

5,833,926

—

—

492,637

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
1,897,774

1,395,224

144,268

215,229

129,535

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
1,897,774

1,395,224

144,268

215,229

129,535

16,057,768

43,393,789

3,149,328

343,112

8,364,276

 
 
 
 
 
 
 
 
 
 
 
Cost
$
49,321,449

$
38,628,448

$
1,602,057

$
2,541,095

$
1,478,143

$
334,535,298

$
648,154,073

$
54,193,897

$
5,548,306

$
165,141,471

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
3,439,860

2,616,986

133,462

148,903

107,284

16,519,463

33,587,832

3,336,700

237,700

8,767,694

  Minimum unit fair value #*
$
14.570617

$
15.185819

$
14.982471

$
15.747767

$
11.519829

$
18.039349

$
12.987561

$
14.826187

$
17.518096

$
10.637417

  Maximum unit fair value #*
$
25.649226

$
27.121828

$
32.096970

$
28.076864

$
14.968580

$
28.041439

$
24.646905

$
19.819755

$
28.801366

$
25.753951

  Contract liability
$
61,448,587

$
46,069,812

$
2,288,094

$
2,632,250

$
1,422,291

$
397,095,923

$
661,461,416

$
54,373,391

$
5,218,004

$
135,431,177

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
7,026

844

—

—

—

104,433

361,793

39,413

3,180

53,330

Minimum unit fair value #*
$
15.707391

$
16.959675

$
—

$
—

$
—

$
24.291859

$
14.504256

$
16.738876

$
20.215143

$
12.122657

Maximum unit fair value #*
$
25.080544

$
17.569882

$
—

$
—

$
—

$
28.041439

$
23.783499

$
18.704876

$
23.224410

$
22.456895

Contract liability
$
134,173

$
14,439

$
—

$
—

$
—

$
2,610,666

$
7,860,259

$
676,871

$
72,786

$
921,620

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Franklin Small Cap Value VIP Fund
Franklin Strategic Income VIP Fund
Franklin Mutual Shares VIP Fund
Templeton Developing Markets VIP Fund
Templeton Foreign VIP Fund
Templeton Growth VIP Fund
Franklin Mutual Global Discovery VIP Fund
Franklin Flex Cap Growth VIP Fund
Templeton Global Bond VIP Fund
Hartford Balanced HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
234,440,231

$
—

$
40,058,285

$
—

$
—

$
—

$
—

$
—

$
—

class 2
46,836,985

13,850,118

458,436,670

93,877

162,459,155

164,771,719

198,801,352

19,620,564

5,410,343

—

class 4
19,438,551

59,359,348

87,915,489

4,683,303

28,357,318

30,766,931

28,908,643

2,781,925

48,486,133

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

14,912,187

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
66,275,536

307,649,697

546,352,159

44,835,465

190,816,473

195,538,650

227,709,995

22,402,489

53,896,476

14,912,187

  Due from Sponsor Company
—

—

—

—

—

—

—

2,009

—

33,634

  Receivable for fund shares sold
11,594

252,421

473,642

11,265

116,147

91,000

34,970

—

63,526

—

  Other assets
—

—

—

—

—

1

—

—

—

—

 Total assets
66,287,130

307,902,118

546,825,801

44,846,730

190,932,620

195,629,651

227,744,965

22,404,498

53,960,002

14,945,821

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
11,594

252,421

473,642

11,265

116,147

91,000

34,970

—

63,526

—

  Payable for fund shares purchased
—

—

—

—

—

—

—

2,009

—

33,634

  Other liabilities
5

—

—

1

—

—

—

2

2

—

 Total liabilities
11,599

252,421

473,642

11,266

116,147

91,000

34,970

2,011

63,528

33,634

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
66,275,531

$
307,649,697

$
546,352,159

$
44,835,464

$
190,816,473

$
195,538,651

$
227,709,995

$
22,402,487

$
53,896,474

$
14,912,187

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
234,440,226

$
—

$
40,058,284

$
—

$
—

$
—

$
—

$
—

$
—

class 2
46,836,980

13,850,118

458,436,669

93,877

162,459,155

164,771,720

198,801,350

19,620,561

5,410,342

—

class 4
19,438,551

59,359,353

87,915,490

4,683,303

28,357,318

30,766,931

28,908,645

2,781,926

48,486,132

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

14,912,187

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
66,275,531

$
307,649,697

$
546,352,159

$
44,835,464

$
190,816,473

$
195,538,651

$
227,709,995

$
22,402,487

$
53,896,474

$
14,912,187

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

21,293,390

—

5,398,691

—

—

—

—

—

—

class 2
2,419,266

1,301,703

22,830,511

12,755

11,936,750

12,027,132

10,086,319

3,331,165

332,944

—

class 4
984,729

5,445,812

4,345,798

633,735

2,068,367

2,224,652

1,442,547

488,057

2,915,582

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

543,051

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
3,403,995

28,040,905

27,176,309

6,045,181

14,005,117

14,251,784

11,528,866

3,819,222

3,248,526

543,051

 
 
 
 
 
 
 
 
 
 
 
Cost
$
61,438,489

$
332,541,853

$
457,637,956

$
51,417,241

$
194,746,097

$
174,117,483

$
224,702,544

$
33,809,355

$
57,828,404

$
12,648,812

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
 
  Units owned by participants #
3,792,000

16,435,491

26,067,765

2,734,005

14,827,354

12,680,047

8,709,263

1,413,682

3,974,971

986,472

  Minimum unit fair value #*
$
15.306266

$
11.598931

$
12.970943

$
6.789681

$
8.905537

$
10.554604

$
13.478282

$
13.911219

$
10.572357

$
13.787838

  Maximum unit fair value #*
$
29.175411

$
25.278375

$
28.383954

$
22.881541

$
16.202009

$
19.403504

$
34.070220

$
21.023945

$
14.820882

$
21.664018

  Contract liability
$
66,136,531

$
304,546,762

$
542,401,048

$
44,592,819

$
189,453,383

$
194,002,529

$
226,472,510

$
22,325,331

$
53,847,876

$
14,912,187

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
 
Units owned by participants #
8,291

140,223

169,181

11,977

99,551

91,533

40,672

4,806

3,380

—

Minimum unit fair value #*
$
16.562961

$
11.710286

$
21.753866

$
17.466184

$
9.558152

$
15.937966

$
19.509669

$
16.021803

$
14.053626

$
—

Maximum unit fair value #*
$
17.922738

$
25.278375

$
28.383954

$
22.760523

$
15.993629

$
19.403504

$
34.070220

$
16.699586

$
14.691662

$
—

Contract liability
$
139,000

$
3,102,935

$
3,951,111

$
242,645

$
1,363,090

$
1,536,122

$
1,237,485

$
77,156

$
48,598

$
—

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Total Return Bond HLS Fund
Hartford Capital Appreciation HLS Fund
Hartford Dividend and Growth HLS Fund
Hartford Global Growth HLS Fund
Hartford Disciplined Equity HLS Fund
Hartford Growth Opportunities HLS Fund
Hartford High Yield HLS Fund
Hartford International Opportunities HLS Fund
Hartford Small/Mid Cap Equity HLS Fund
Hartford Ultrashort Bond HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
422,992,195

352,732,033

279,145,892

3,643,019

69,537,763

101,736,433

27,160,503

24,636,491

5,289,563

164,375,740

class IB
5,912,927

12,351,116

12,559,547

213,705

355,793

1,917,446

2,842,097

6,531,784

—

486,233

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
428,905,122

365,083,149

291,705,439

3,856,724

69,893,556

103,653,879

30,002,600

31,168,275

5,289,563

164,861,973

  Due from Sponsor Company
—

—

—

—

—

—

—

—

—

—

  Receivable for fund shares sold
335,256

284,131

381,982

5,408

84,464

92,974

162,752

15,578

796

67,494

  Other assets
—

—

—

1

—

4

1

1

1

—

 Total assets
429,240,378

365,367,280

292,087,421

3,862,133

69,978,020

103,746,857

30,165,353

31,183,854

5,290,360

164,929,467

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
335,256

284,131

381,982

5,408

84,464

92,974

162,752

15,578

796

67,494

  Payable for fund shares purchased
—

—

—

—

—

—

—

—

—

—

  Other liabilities
5

1

1

—

1

—

—

—

—

10

 Total liabilities
335,261

284,132

381,983

5,408

84,465

92,974

162,752

15,578

796

67,504

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
428,905,117

$
365,083,148

$
291,705,438

$
3,856,725

$
69,893,555

$
103,653,883

$
30,002,601

$
31,168,276

$
5,289,564

$
164,861,963

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
422,992,191

352,732,032

279,145,891

3,643,020

69,537,762

101,736,436

27,160,504

24,636,490

5,289,564

164,375,732

class IB
5,912,926

12,351,116

12,559,547

213,705

355,793

1,917,447

2,842,097

6,531,786

—

486,231

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
428,905,117

$
365,083,148

$
291,705,438

$
3,856,725

$
69,893,555

$
103,653,883

$
30,002,601

$
31,168,276

$
5,289,564

$
164,861,963

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
38,141,767

8,388,396

12,631,036

164,545

4,862,781

3,410,541

3,349,013

1,742,326

658,725

16,372,086

class IB
536,077

297,617

570,629

9,736

25,109

66,717

356,153

456,449

—

48,526

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
38,677,844

8,686,013

13,201,665

174,281

4,887,890

3,477,258

3,705,166

2,198,775

658,725

16,420,612

 
 
 
 
 
 
 
 
 
 
 
Cost
$
423,694,446

$
342,386,370

$
261,565,614

$
3,753,165

$
65,152,324

$
102,054,643

$
30,677,760

$
27,902,546

$
5,443,090

$
164,324,366

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
34,314,198

23,597,026

16,079,072

262,329

3,658,101

6,004,558

1,784,247

2,798,607

284,879

135,870,472

  Minimum unit fair value #*
$
11.213655

$
13.397361

$
15.946858

$
11.488973

$
16.840080

$
14.886821

$
12.574085

$
9.643888

$
16.019073

$
0.850612

  Maximum unit fair value #*
$
14.100157

$
26.234384

$
26.170193

$
24.695044

$
28.354952

$
28.522519

$
23.015050

$
18.080992

$
31.070641

$
9.858641

  Contract liability
$
428,875,148

$
364,896,346

$
291,411,635

$
3,856,725

$
69,873,676

$
103,643,149

$
30,002,601

$
30,987,530

$
5,284,611

$
163,249,678

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
2,360

10,051

14,607

—

823

572

—

10,632

268

1,571,281

Minimum unit fair value #*
$
12.611786

$
14.962501

$
17.809436

$
—

$
19.483316

$
18.750139

$
—

$
17.001076

$
18.452482

$
0.965009

Maximum unit fair value #*
$
13.065416

$
23.605269

$
25.780508

$
—

$
27.932790

$
18.750139

$
—

$
17.001076

$
18.452482

$
1.141548

Contract liability
$
29,969

$
186,802

$
293,803

$
—

$
19,879

$
10,734

$
—

$
180,746

$
4,953

$
1,612,285

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Small Company HLS Fund
Hartford SmallCap Growth HLS Fund
Hartford Stock HLS Fund
Hartford U.S. Government Securities HLS Fund
Hartford Value HLS Fund
Lord Abbett Fundamental Equity Fund
Lord Abbett Calibrated Dividend Growth Fund
Lord Abbett Bond Debenture Fund
Lord Abbett Growth and Income Fund
MFS® Growth Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
9,304,989

6,187,974

2,749,650

22,315,450

10,780,934

—

—

—

—

—

class IB
—

—

—

1,288,135

4,310,753

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

108,992,202

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

13,786,635

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

11,260,481

15,026,873

36,091,539

7,083,091

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
9,304,989

6,187,974

2,749,650

23,603,585

15,091,687

11,260,481

15,026,873

36,091,539

7,083,091

122,778,837

  Due from Sponsor Company
—

788

—

—

—

70,625

117,260

—

1,971

—

  Receivable for fund shares sold
2,121

—

586

6,647

2,016

—

—

15,730

—

89,138

  Other assets
1

—

—

3

—

1

1

—

1

2

 Total assets
9,307,111

6,188,762

2,750,236

23,610,235

15,093,703

11,331,107

15,144,134

36,107,269

7,085,063

122,867,977

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
2,121

—

586

6,647

2,016

—

—

15,730

—

89,138

  Payable for fund shares purchased
—

788

—

—

—

70,625

117,260

—

1,971

—

  Other liabilities
—

—

—

—

3

—

—

1

—

—

 Total liabilities
2,121

788

586

6,647

2,019

70,625

117,260

15,731

1,971

89,138

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
9,304,990

$
6,187,974

$
2,749,650

$
23,603,588

$
15,091,684

$
11,260,482

$
15,026,874

$
36,091,538

$
7,083,092

$
122,778,839

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
9,304,990

6,187,974

2,749,650

22,315,453

10,780,933

—

—

—

—

—

class IB
—

—

—

1,288,135

4,310,751

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

108,992,204

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

13,786,635

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

11,260,482

15,026,874

36,091,538

7,083,092

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
9,304,990

$
6,187,974

$
2,749,650

$
23,603,588

$
15,091,684

$
11,260,482

$
15,026,874

$
36,091,538

$
7,083,092

$
122,778,839

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
575,804

231,153

40,705

2,166,549

706,021

—

—

—

—

—

class IB
—

—

—

125,305

282,487

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

2,811,976

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

366,959

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

615,327

1,038,485

3,022,742

192,895

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
575,804

231,153

40,705

2,291,854

988,508

615,327

1,038,485

3,022,742

192,895

3,178,935

 
 
 
 
 
 
 
 
 
 
 
Cost
$
11,268,644

$
5,933,763

$
2,326,279

$
24,068,235

$
12,292,889

$
11,185,647

$
14,944,063

$
34,760,804

$
4,879,449

$
107,889,988

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
574,346

262,554

160,751

2,282,364

858,340

590,335

829,625

2,183,582

451,693

8,611,283

  Minimum unit fair value #*
$
14.083151

$
21.228904

$
15.221205

$
9.486140

$
15.232092

$
16.321494

$
16.451614

$
13.538294

$
13.708276

$
9.745322

  Maximum unit fair value #*
$
24.129307

$
35.646673

$
27.165959

$
11.818688

$
24.842421

$
21.777355

$
23.519998

$
20.592115

$
22.454409

$
26.822653

  Contract liability
$
9,304,990

$
6,181,520

$
2,749,650

$
23,598,112

$
15,091,684

$
11,260,482

$
15,026,874

$
35,969,049

$
7,083,092

$
122,387,553

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
—

283

—

536

—

—

—

7,430

—

25,747

Minimum unit fair value #*
$
—

$
22.783972

$
—

$
10.226012

$
—

$
—

$
—

$
16.098820

$
—

$
10.956465

Maximum unit fair value #*
$
—

$
22.783972

$
—

$
10.226012

$
—

$
—

$
—

$
17.276913

$
—

$
19.039508

Contract liability
$
—

$
6,454

$
—

$
5,476

$
—

$
—

$
—

$
122,489

$
—

$
391,286

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MFS® Global Equity Fund
MFS® Investors Trust Fund
MFS® Mid Cap Growth Fund
MFS® New Discovery Fund
MFS® Total Return Fund
MFS® Value Fund
MFS® Total Return Bond Series
MFS® Research Fund
MFS® High Yield Portfolio
BlackRock Global Allocation V.I. Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 


Assets:
 
 
 
 
 
 
 
 


  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

4,374,531

class INIT
17,286,679

121,750,178

42,265,470

77,734,780

366,895,938

145,371,246

375,162,177

19,606,868

90,637,052

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

2,033,392

—

997,150

35,224,705

106,354,731

145,052,457

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
17,286,679

123,783,570

42,265,470

78,731,930

402,120,643

251,725,977

520,214,634

19,606,868

90,637,052

4,374,531

  Due from Sponsor Company
—

—

—

—

—

—

—

8,370

124,790

—

  Receivable for fund shares sold
2,005

76,617

9,006

52,402

167,993

227,411

247,881

—

—

561

  Other assets
—

—

—

3

5

2

—

—

1

—

 Total assets
17,288,684

123,860,187

42,274,476

78,784,335

402,288,641

251,953,390

520,462,515

19,615,238

90,761,843

4,375,092

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
2,005

76,617

9,006

52,402

167,993

227,411

247,881

—

—

561

  Payable for fund shares purchased
—

—

—

—

—

—

—

8,370

124,790

—

  Other liabilities
4

—

1

—

—

—

8

1

—

1

 Total liabilities
2,009

76,617

9,007

52,402

167,993

227,411

247,889

8,371

124,790

562

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
17,286,675

$
123,783,570

$
42,265,469

$
78,731,933

$
402,120,648

$
251,725,979

$
520,214,626

$
19,606,867

$
90,637,053

$
4,374,530

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

4,374,530

class INIT
17,286,675

121,750,177

42,265,469

77,734,783

366,895,945

145,371,250

375,162,169

19,606,867

90,637,053

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

2,033,393

—

997,150

35,224,703

106,354,729

145,052,457

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
17,286,675

$
123,783,570

$
42,265,469

$
78,731,933

$
402,120,648

$
251,725,979

$
520,214,626

$
19,606,867

$
90,637,053

$
4,374,530

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

327,190

class INIT
929,891

4,761,446

5,309,732

4,804,375

15,828,125

7,691,601

28,660,212

754,110

15,681,151

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

80,435

—

66,432

1,544,266

5,721,072

11,270,587

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
929,891

4,841,881

5,309,732

4,870,807

17,372,391

13,412,673

39,930,799

754,110

15,681,151

327,190

 
 
 
 
 
 
 
 
 
 
 
Cost
$
15,170,061

$
104,848,320

$
41,586,441

$
77,720,373

$
350,598,143

$
200,526,711

$
516,592,718

$
18,054,032

$
94,204,717

$
4,758,479

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
785,828

7,841,422

4,595,509

4,009,810

21,096,205

10,940,321

38,090,287

974,285

8,053,486

371,023

  Minimum unit fair value #*
$
18.457035

$
14.076730

$
8.053161

$
13.588135

$
13.174313

$
15.599906

$
11.126432

$
17.912199

$
10.740269

$
11.518333

  Maximum unit fair value #*
$
27.209316

$
23.690084

$
27.424652

$
30.376679

$
24.211592

$
31.754275

$
15.134810

$
23.448644

$
11.501580

$
12.365724

  Contract liability
$
17,125,831

$
122,599,230

$
41,824,450

$
77,827,313

$
397,147,544

$
251,022,883

$
519,411,311

$
19,474,882

$
89,353,110

$
4,374,530

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
6,736

71,325

46,738

40,975

242,375

25,987

58,116

6,258

114,444

—

Minimum unit fair value #*
$
20.939354

$
15.661652

$
8.961219

$
16.252420

$
15.240706

$
16.815948

$
11.411620

$
19.808619

$
11.163325

$
—

Maximum unit fair value #*
$
27.209316

$
19.962886

$
10.047064

$
28.133471

$
24.211592

$
31.754275

$
15.134810

$
21.905803

$
11.501580

$
—

Contract liability
$
160,844

$
1,184,340

$
441,019

$
904,620

$
4,973,104

$
703,096

$
803,315

$
131,985

$
1,283,943

$
—

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BlackRock Global Opportunities V.I. Fund
BlackRock Large Cap Growth V.I. Fund
BlackRock Equity Dividend V.I. Fund
UIF Core Plus Fixed Income Portfolio
UIF Growth Portfolio
UIF Mid Cap Growth Portfolio
Invesco V.I. American Value Fund
Morgan Stanley Mid Cap Growth Portfolio
BlackRock Capital Appreciation V.I. Fund
Oppenheimer Capital Appreciation Fund/VA
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
192,277

587,232

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

627,324

1,780,242

9,081,318

—

—

—

—

class III
—

—

7,837,732

—

—

—

—

—

6,737,155

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

9,695,147

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

1,795,609

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

267,194

—

—

                   Total investments
192,277

587,232

7,837,732

627,324

1,780,242

9,081,318

9,695,147

267,194

6,737,155

1,795,609

  Due from Sponsor Company
—

—

—

200

—

—

—

—

662

—

  Receivable for fund shares sold
20

61

798

—

167

9,496

3,321

25

—

167

  Other assets
1

—

1

—

1

—

2

—

—

—

 Total assets
192,298

587,293

7,838,531

627,524

1,780,410

9,090,814

9,698,470

267,219

6,737,817

1,795,776

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
20

61

798

—

167

9,496

3,321

25

—

167

  Payable for fund shares purchased
—

—

—

200

—

—

—

—

662

—

  Other liabilities
—

1

—

—

—

1

—

1

—

—

 Total liabilities
20

62

798

200

167

9,497

3,321

26

662

167

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
192,278

$
587,231

$
7,837,733

$
627,324

$
1,780,243

$
9,081,317

$
9,695,149

$
267,193

$
6,737,155

$
1,795,609

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
192,278

587,231

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

627,324

1,780,243

9,081,317

—

—

—

—

class III
—

—

7,837,733

—

—

—

—

—

6,737,155

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

9,695,149

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

1,795,609

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

267,193

—

—

  Total contract liabilities
$
192,278

$
587,231

$
7,837,733

$
627,324

$
1,780,243

$
9,081,317

$
9,695,149

$
267,193

$
6,737,155

$
1,795,609

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
11,854

43,987

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

—

—

—

—

class II
—

—

—

58,959

75,243

1,062,142

—

—

—

—

class III
—

—

704,199

—

—

—

—

—

787,051

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

573,677

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

37,620

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

10,372

—

—

  Total shares
11,854

43,987

704,199

58,959

75,243

1,062,142

573,677

10,372

787,051

37,620

 
 
 
 
 
 
 
 
 
 
 
Cost
$
135,127

$
502,732

$
6,709,636

$
600,612

$
1,961,212

$
10,383,136

$
8,422,971

$
331,439

$
6,935,778

$
1,875,074

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
 
  Units owned by participants #
11,387

31,272

458,422

58,272

122,888

660,504

524,313

21,264

449,402

122,044

  Minimum unit fair value #*
$
13.811245

$
15.491046

$
16.525564

$
10.510559

$
14.086260

$
11.972368

$
15.805692

$
11.631839

$
14.400641

$
12.988948

  Maximum unit fair value #*
$
18.033801

$
19.257994

$
17.532485

$
10.943776

$
14.666750

$
22.769305

$
28.573696

$
20.999877

$
15.792268

$
22.644019

  Contract liability
$
192,278

$
538,588

$
7,820,143

$
627,324

$
1,780,243

$
9,081,317

$
9,695,149

$
267,193

$
6,737,155

$
1,795,609

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
 
Units owned by participants #
—

2,795

1,024

—

—

—

—

—

—

—

Minimum unit fair value #*
$
—

$
16.409527

$
17.179782

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Maximum unit fair value #*
$
—

$
19.257994

$
17.179782

$
—

$
—

$
—

$
—

$
—

$
—

$
—

Contract liability
$
—

$
48,643

$
17,590

$
—

$
—

$
—

$
—

$
—

$
—

$
—

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Oppenheimer Global Fund/VA
Oppenheimer Main Street Fund®/VA
Oppenheimer Main Street Small Cap Fund/VA
Oppenheimer Equity Income Fund/VA
Putnam VT Diversified Income Fund
Putnam VT Global Asset Allocation Fund
Putnam VT Growth Opportunities Fund
Putnam VT International Value Fund
Putnam VT International Equity Fund
Putnam VT Investors Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (2)(3)
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

38,912,964

2,833,791

7,784,330

751,319

1,422,665

341,558

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
10,102,953

2,364,204

15,735,710

2,366,406

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
10,102,953

2,364,204

15,735,710

2,366,406

38,912,964

2,833,791

7,784,330

751,319

1,422,665

341,558

  Due from Sponsor Company
—

—

—

—

—

—

—

—

—

—

  Receivable for fund shares sold
3,495

222

10,024

207

21,599

260

801

72

164

543

  Other assets
1

1

—

—

2

—

1

—

1

—

 Total assets
10,106,449

2,364,427

15,745,734

2,366,613

38,934,565

2,834,051

7,785,132

751,391

1,422,830

342,101

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
3,495

222

10,024

207

21,599

260

801

72

164

543

  Payable for fund shares purchased
—

—

—

—

—

—

—

—

—

—

  Other liabilities
—

—

—

2

—

—

—

—

—

—

 Total liabilities
3,495

222

10,024

209

21,599

260

801

72

164

543

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
10,102,954

$
2,364,205

$
15,735,710

$
2,366,404

$
38,912,966

$
2,833,791

$
7,784,331

$
751,319

$
1,422,666

$
341,558

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

38,912,966

2,833,791

7,784,331

751,319

1,422,666

341,558

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
10,102,954

2,364,205

15,735,710

2,366,404

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
10,102,954

$
2,364,205

$
15,735,710

$
2,366,404

$
38,912,966

$
2,833,791

$
7,784,331

$
751,319

$
1,422,666

$
341,558

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

6,410,703

169,485

1,007,029

79,589

115,382

19,146

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
291,656

84,076

662,556

183,870

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
291,656

84,076

662,556

183,870

6,410,703

169,485

1,007,029

79,589

115,382

19,146

 
 
 
 
 
 
 
 
 
 
 
Cost
$
9,062,919

$
2,149,058

$
12,197,862

$
2,227,908

$
42,776,529

$
2,518,772

$
7,727,839

$
742,964

$
1,428,266

$
273,303

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
  Units owned by participants #
704,970

131,697

749,599

165,095

2,872,171

185,862

740,010

87,253

156,181

14,833

  Minimum unit fair value #*
$
12.693203

$
15.777926

$
18.405624

$
12.692256

$
12.140123

$
14.210483

$
10.482623

$
7.649549

$
8.231469

$
19.969294

  Maximum unit fair value #*
$
21.547640

$
24.840315

$
31.916986

$
20.615837

$
19.348685

$
21.423602

$
10.556110

$
13.897450

$
14.399475

$
26.544240

  Contract liability
$
10,102,954

$
2,364,205

$
15,735,710

$
2,366,404

$
38,845,807

$
2,833,791

$
7,784,331

$
751,319

$
1,392,908

$
341,558

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
Units owned by participants #
—

—

—

—

4,954

—

—

—

3,324

—

Minimum unit fair value #*
$
—

$
—

$
—

$
—

$
13.557597

$
—

$
—

$
—

$
8.913224

$
—

Maximum unit fair value #*
$
—

$
—

$
—

$
—

$
13.557597

$
—

$
—

$
—

$
9.234038

$
—

Contract liability
$
—

$
—

$
—

$
—

$
67,159

$
—

$
—

$
—

$
29,758

$
—

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Putnam VT Small Cap Value Fund
Putnam VT Equity Income Fund
PIMCO All Asset Fund
PIMCO StocksPLUS Global Portfolio
PIMCO Global Multi-Asset Managed Allocation Portfolio
Jennison 20/20 Focus Fund
Prudential Value Portfolio
Invesco V.I. Growth and Income Fund
Invesco V.I. Comstock Fund
Invesco V.I. American Franchise Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account (4)
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

1,336,837

5,816,954

574,496

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
2,005,834

1,634,065

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

517,621

362,942

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

39,521,999

class S2
—

—

—

—

—

—

—

30,094,942

1,511,337

1,272,353

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
2,005,834

1,634,065

1,336,837

5,816,954

574,496

517,621

362,942

30,094,942

1,511,337

40,794,352

  Due from Sponsor Company
—

—

—

—

21

—

—

—

—

—

  Receivable for fund shares sold
216

978

279

633

—

2,156

36

28,804

1,293

3,656

  Other assets
—

—

1

—

1

2

—

3

—

—

 Total assets
2,006,050

1,635,043

1,337,117

5,817,587

574,518

519,779

362,978

30,123,749

1,512,630

40,798,008

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
216

978

279

633

—

2,156

36

28,804

1,293

3,656

  Payable for fund shares purchased
—

—

—

—

21

—

—

—

—

—

  Other liabilities
—

—

—

—

—

—

—

—

1

1

 Total liabilities
216

978

279

633

21

2,156

36

28,804

1,294

3,657

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
2,005,834

$
1,634,065

$
1,336,838

$
5,816,954

$
574,497

$
517,623

$
362,942

$
30,094,945

$
1,511,336

$
40,794,351

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

1,336,838

5,816,954

574,497

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
2,005,834

1,634,065

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

517,623

362,942

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

39,522,000

class S2
—

—

—

—

—

—

—

30,094,945

1,511,336

1,272,351

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
2,005,834

$
1,634,065

$
1,336,838

$
5,816,954

$
574,497

$
517,623

$
362,942

$
30,094,945

$
1,511,336

$
40,794,351

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

132,099

726,212

49,740

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
127,355

69,269

—

—

—

—

—

—

—

—

class II
—

—

—

—

—

22,476

13,522

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
—

—

—

—

—

—

—

—

—

737,626

class S2
—

—

—

—

—

—

—

1,431,729

81,167

24,487

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
127,355

69,269

132,099

726,212

49,740

22,476

13,522

1,431,729

81,167

762,113

 
 
 
 
 
 
 
 
 
 
 
Cost
$
1,910,882

$
1,260,497

$
1,464,509

$
7,409,817

$
619,546

$
273,368

$
252,987

$
25,830,426

$
1,196,166

$
33,298,649

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
102,513

67,244

119,653

501,271

58,554

195,644

186,190

1,591,829

60,349

2,610,819

  Minimum unit fair value #*
$
17.560846

$
19.949839

$
10.982056

$
11.274180

$
9.749097

$
1.909389

$
1.700685

$
15.700832

$
22.663606

$
14.087960

  Maximum unit fair value #*
$
29.125454

$
25.971361

$
11.789849

$
11.961135

$
10.343180

$
21.804014

$
21.459662

$
27.342024

$
26.135580

$
16.470522

  Contract liability
$
1,998,115

$
1,634,065

$
1,336,838

$
5,816,954

$
574,497

$
517,623

$
362,942

$
30,068,453

$
1,511,336

$
40,323,511

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
394

—

—

—

—

—

—

1,465

—

29,696

Minimum unit fair value #*
$
18.847564

$
—

$
—

$
—

$
—

$
—

$
—

$
18.083109

$
—

$
15.679516

Maximum unit fair value #*
$
20.228488

$
—

$
—

$
—

$
—

$
—

$
—

$
18.083109

$
—

$
16.375439

Contract liability
$
7,719

$
—

$
—

$
—

$
—

$
—

$
—

$
26,492

$
—

$
470,840

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. Mid Cap Growth Fund
Wells Fargo VT Index Asset Allocation Fund
Wells Fargo VT International Equity Fund
Wells Fargo VT Small Cap Growth Fund
Wells Fargo VT Discovery Fund
Wells Fargo VT Opportunity Fund
HIMCO VIT Index Fund
HIMCO VIT Portfolio Diversifier Fund
HIMCO VIT American Funds Asset Allocation Fund
HIMCO VIT American Funds Blue Chip Income and Growth Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

375,501

522,677

1,091,252

750,663

133,878

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

35,156,037

252,409,859

28,527,908

31,653,577

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
6,240,088

—

—

—

—

—

—

—

—

—

class S2
1,246,365

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
7,486,453

375,501

522,677

1,091,252

750,663

133,878

35,156,037

252,409,859

28,527,908

31,653,577

  Due from Sponsor Company
—

—

—

—

—

—

—

—

—

—

  Receivable for fund shares sold
23,146

43

99

104

85

15

3,116

58,389

7,708

2,371

  Other assets
—

—

1

—

—

—

—

15

1

1

 Total assets
7,509,599

375,544

522,777

1,091,356

750,748

133,893

35,159,153

252,468,263

28,535,617

31,655,949

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
23,146

43

99

104

85

15

3,116

58,389

7,708

2,371

  Payable for fund shares purchased
—

—

—

—

—

—

—

—

—

—

  Other liabilities
1

—

—

2

—

1

—

—

—

—

 Total liabilities
23,147

43

99

106

85

16

3,116

58,389

7,708

2,371

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
7,486,452

$
375,501

$
522,678

$
1,091,250

$
750,663

$
133,877

$
35,156,037

$
252,409,874

$
28,527,909

$
31,653,578

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

375,501

522,678

1,091,250

750,663

133,877

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

35,156,037

252,409,874

28,527,909

31,653,578

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
6,240,086

—

—

—

—

—

—

—

—

—

class S2
1,246,366

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
7,486,452

$
375,501

$
522,678

$
1,091,250

$
750,663

$
133,877

$
35,156,037

$
252,409,874

$
28,527,909

$
31,653,578

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

19,598

117,456

131,003

28,972

5,427

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
—

—

—

—

—

—

855,586

34,388,264

3,574,926

3,342,511

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

—

class S1
1,276,091

—

—

—

—

—

—

—

—

—

class S2
258,047

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
1,534,138

19,598

117,456

131,003

28,972

5,427

855,586

34,388,264

3,574,926

3,342,511

 
 
 
 
 
 
 
 
 
 
 
Cost
$
8,072,161

$
275,190

$
563,613

$
1,164,498

$
697,886

$
112,361

$
32,821,518

$
274,697,238

$
30,644,967

$
34,172,061

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
 
  Units owned by participants #
541,144

171,895

40,606

372,247

28,726

6,844

1,590,629

35,328,286

1,791,187

1,713,301

  Minimum unit fair value #*
$
13.113329

$
1.882935

$
12.263971

$
2.136739

$
23.615567

$
18.707191

$
18.549573

$
6.949282

$
13.708965

$
15.230809

  Maximum unit fair value #*
$
14.479311

$
20.773850

$
13.219323

$
28.007336

$
28.875454

$
27.397901

$
26.359583

$
7.430450

$
21.494786

$
26.627915

  Contract liability
$
7,452,202

$
375,501

$
518,859

$
1,087,842

$
748,020

$
133,877

$
34,985,395

$
252,409,874

$
28,527,317

$
31,653,578

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
 
Units owned by participants #
2,437

—

296

1,425

106

—

6,474

—

39

—

Minimum unit fair value #*
$
13.930024

$
—

$
12.920947

$
2.391456

$
25.023548

$
—

$
26.359583

$
—

$
15.212076

$
—

Maximum unit fair value #*
$
14.133531

$
—

$
12.920947

$
2.391456

$
25.023548

$
—

$
26.359583

$
—

$
15.212076

$
—

Contract liability
$
34,250

$
—

$
3,819

$
3,408

$
2,643

$
—

$
170,642

$
—

$
592

$
—

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Assets and Liabilities (continued)
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HIMCO VIT American Funds Bond Fund
HIMCO VIT American Funds Global Bond Fund
HIMCO VIT American Funds Global Growth and Income Fund
HIMCO VIT American Funds Global Growth Fund
HIMCO VIT American Funds Global Small Capitalization Fund
HIMCO VIT American Funds Growth Fund
HIMCO VIT American Funds Growth-Income Fund
HIMCO VIT American Funds International Fund
HIMCO VIT American Funds New World Fund
MFS® Core Equity Portfolio
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
109,812,555

8,267,950

24,254,375

12,842,911

28,162,355

176,855,946

105,698,761

102,462,404

14,610,370

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

15,638,926

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

                   Total investments
109,812,555

8,267,950

24,254,375

12,842,911

28,162,355

176,855,946

105,698,761

102,462,404

14,610,370

15,638,926

  Due from Sponsor Company
—

730

517

—

—

—

—

—

—

—

  Receivable for fund shares sold
24,191

—

—

4,735

14,819

25,985

28,391

89,370

14,782

5,935

  Other assets
2

—

—

1

1

—

2

4

1

2

 Total assets
109,836,748

8,268,680

24,254,892

12,847,647

28,177,175

176,881,931

105,727,154

102,551,778

14,625,153

15,644,863

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
  Due to Sponsor Company
24,191

—

—

4,735

14,819

25,985

28,391

89,370

14,782

5,935

  Payable for fund shares purchased
—

730

517

—

—

—

—

—

—

—

  Other liabilities
—

2

1

—

—

3

—

—

—

—

 Total liabilities
24,191

732

518

4,735

14,819

25,988

28,391

89,370

14,782

5,935

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  For contract liabilities
$
109,812,557

$
8,267,948

$
24,254,374

$
12,842,912

$
28,162,356

$
176,855,943

$
105,698,763

$
102,462,408

$
14,610,371

$
15,638,928

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
 
 
 
 
class 1
$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

$
—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
109,812,557

8,267,948

24,254,374

12,842,912

28,162,356

176,855,943

105,698,763

102,462,408

14,610,371

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

15,638,928

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total contract liabilities
$
109,812,557

$
8,267,948

$
24,254,374

$
12,842,912

$
28,162,356

$
176,855,943

$
105,698,763

$
102,462,408

$
14,610,371

$
15,638,928

 
 
 
 
 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
 
 
 
 
class 1
—

—

—

—

—

—

—

—

—

—

class 2
—

—

—

—

—

—

—

—

—

—

class 4
—

—

—

—

—

—

—

—

—

—

class ADV
—

—

—

—

—

—

—

—

—

—

class B
—

—

—

—

—

—

—

—

—

—

class I
—

—

—

—

—

—

—

—

—

—

class IA
—

—

—

—

—

—

—

—

—

—

class IB
11,897,352

967,012

4,049,145

2,025,696

4,505,977

26,837,018

13,691,549

15,315,756

2,746,310

—

class II
—

—

—

—

—

—

—

—

—

—

class III
—

—

—

—

—

—

—

—

—

—

class INIT
—

—

—

—

—

—

—

—

—

721,686

class S1
—

—

—

—

—

—

—

—

—

—

class S2
—

—

—

—

—

—

—

—

—

—

class SRV
—

—

—

—

—

—

—

—

—

—

class SRV2
—

—

—

—

—

—

—

—

—

—

class VC
—

—

—

—

—

—

—

—

—

—

class Y
—

—

—

—

—

—

—

—

—

—

  Total shares
11,897,352

967,012

4,049,145

2,025,696

4,505,977

26,837,018

13,691,549

15,315,756

2,746,310

721,686

 
 
 
 
 
 
 
 
 
 
 
Cost
$
113,926,576

$
8,834,527

$
26,430,605

$
14,000,735

$
31,911,308

$
212,518,953

$
121,147,944

$
114,925,419

$
15,728,814

$
16,745,460

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
 
 
 
 
  Units owned by participants #
9,975,557

799,400

1,797,918

843,473

2,408,528

10,524,813

6,193,949

10,133,024

1,392,488

1,378,431

  Minimum unit fair value #*
$
10.066432

$
9.498113

$
11.457378

$
12.724575

$
10.114761

$
14.264192

$
14.424697

$
8.732492

$
8.810635

$
10.896598

  Maximum unit fair value #*
$
12.871090

$
11.602490

$
21.900284

$
23.166391

$
23.184579

$
27.618829

$
25.132054

$
17.003143

$
16.968304

$
11.290111

  Contract liability
$
109,750,981

$
8,267,948

$
24,241,814

$
12,831,215

$
28,134,132

$
176,761,303

$
105,492,311

$
102,425,947

$
14,610,371

$
15,326,676

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
 
 
 
 
Units owned by participants #
5,489

—

635

562

2,504

5,953

12,564

3,746

—

27,984

Minimum unit fair value #*
$
11.218570

$
—

$
12.713800

$
20.795815

$
11.272899

$
15.897180

$
16.075942

$
9.732412

$
—

$
11.128916

Maximum unit fair value #*
$
11.218570

$
—

$
20.400844

$
20.795815

$
11.272899

$
15.897180

$
24.647958

$
9.732412

$
—

$
11.290111

Contract liability
$
61,576

$
—

$
12,560

$
11,697

$
28,224

$
94,640

$
206,452

$
36,461

$
—

$
312,252

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
Statements of Assets and Liabilities (concluded)
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MFS® Massachusetts Investors Growth Stock Portfolio
MFS® Research International Portfolio
 
 
 
 
 
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
  Investments, at market value
 
 
 
 
 
 
class 1
$
—

$
—

 
 
 
 
class 2
—

—

 
 
 
 
class 4
—

—

 
 
 
 
class ADV
—

—

 
 
 
 
class B
—

—

 
 
 
 
class I
—

—

 
 
 
 
class IA
—

—

 
 
 
 
class IB
—

—

 
 
 
 
class II
—

—

 
 
 
 
class III
—

—

 
 
 
 
class INIT
28,561,752

17,227,853

 
 
 
 
class S1
—

—

 
 
 
 
class S2
—

—

 
 
 
 
class SRV
—

—

 
 
 
 
class SRV2
—

—

 
 
 
 
class VC
—

—

 
 
 
 
class Y
—

—

 
 
 
 
                   Total investments
28,561,752

17,227,853

 
 
 
 
  Due from Sponsor Company
—

—

 
 
 
 
  Receivable for fund shares sold
19,579

2,210

 
 
 
 
  Other assets
—

1

 
 
 
 
 Total assets
28,581,331

17,230,064

 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
  Due to Sponsor Company
19,579

2,210

 
 
 
 
  Payable for fund shares purchased
—

—

 
 
 
 
  Other liabilities
—

—

 
 
 
 
 Total liabilities
19,579

2,210

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
  For contract liabilities
$
28,561,752

$
17,227,854

 
 
 
 
 
 
 
 
 
 
 
Contract Liabilities:
 
 
 
 
 
 
class 1
$
—

$
—

 
 
 
 
class 2
—

—

 
 
 
 
class 4
—

—

 
 
 
 
class ADV
—

—

 
 
 
 
class B
—

—

 
 
 
 
class I
—

—

 
 
 
 
class IA
—

—

 
 
 
 
class IB
—

—

 
 
 
 
class II
—

—

 
 
 
 
class III
—

—

 
 
 
 
class INIT
28,561,752

17,227,854

 
 
 
 
class S1
—

—

 
 
 
 
class S2
—

—

 
 
 
 
class SRV
—

—

 
 
 
 
class SRV2
—

—

 
 
 
 
class VC
—

—

 
 
 
 
class Y
—

—

 
 
 
 
  Total contract liabilities
$
28,561,752

$
17,227,854





 
 
 
 
 
 
 
Shares:
 
 
 
 
 
 
class 1
—

—

 
 
 
 
class 2
—

—

 
 
 
 
class 4
—

—

 
 
 
 
class ADV
—

—

 
 
 
 
class B
—

—

 
 
 
 
class I
—

—

 
 
 
 
class IA
—

—

 
 
 
 
class IB
—

—

 
 
 
 
class II
—

—

 
 
 
 
class III
—

—

 
 
 
 
class INIT
1,857,071

1,272,367

 
 
 
 
class S1
—

—

 
 
 
 
class S2
—

—

 
 
 
 
class SRV
—

—

 
 
 
 
class SRV2
—

—

 
 
 
 
class VC
—

—

 
 
 
 
class Y
—

—

 
 
 
 
  Total shares
1,857,071

1,272,367

 
 
 
 
 
 
 
 
 
 
 
Cost
$
32,256,328

$
19,230,243

 
 
 
 
 
 
 
 
 
 
 
Deferred contracts in the accumulation period:
 
 
 
 
 
  Units owned by participants #
2,680,333

1,852,746

 
 
 
 
  Minimum unit fair value #*
$
10.340806

$
9.113093

 
 
 
 
  Maximum unit fair value #*
$
10.734831

$
9.460449

 
 
 
 
  Contract liability
$
28,248,577

$
17,176,104

 
 
 
 
 
 
 
 
 
 
 
Contracts in payout (annuitization) period:
 
 
 
 
 
Units owned by participants #
29,557

5,548

 
 
 
 
Minimum unit fair value #*
$
10.561281

$
9.307442

 
 
 
 
Maximum unit fair value #*
$
10.632399

$
9.370137

 
 
 
 
Contract liability
$
313,175

$
51,750

 
 
 
 
 
 
 
 
 
 
 
# Rounded units/unit fair values
 
 
 
 
 
 
* For Sub-Accounts with only one unit fair value, the unit fair value is illustrated in both the minimum and maximum unit fair value rows.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 

(1) Formerly Invesco V.I. Money Market Fund. Change effective April 29, 2016.
(2) Merged with Putnam VT Voyager Fund. Change effective November 18, 2016.
(3) Funded as of November 18, 2016.
(4) Formerly PIMCO Global Dividend Portfolio. Change effective June 17, 2016.




SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Century VP Value Fund
American Century VP Growth Fund
AB VPS Balanced Wealth Strategy Portfolio
AB VPS International Value Portfolio
AB VPS Small/Mid Cap Value Portfolio
AB VPS Value Portfolio
AB VPS International Growth Portfolio
Invesco V.I. Value Opportunities Fund
Invesco V.I. Core Equity Fund
Invesco V.I. Government Securities Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
116,091

$
—

$
297,773

$
172,821

$
41,707

$
13,092

$
—

$
158,799

$
830,370

$
4,554,104

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

—

—

—

—

—

—

(53,362
)
(189,236
)
(317,119
)
  Mortality and expense risk charges
(68,075
)
(26,265
)
(253,836
)
(264,339
)
(160,289
)
(14,894
)
(38,323
)
(715,942
)
(1,855,935
)
(4,155,884
)
    Total expenses
(68,075
)
(26,265
)
(253,836
)
(264,339
)
(160,289
)
(14,894
)
(38,323
)
(769,304
)
(2,045,171
)
(4,473,003
)
    Net investment income (loss)
48,016

(26,265
)
43,937

(91,518
)
(118,582
)
(1,802
)
(38,323
)
(610,505
)
(1,214,801
)
81,101

 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
644,680

87,763

(124,601
)
(45,479
)
21,434

30,194

10,859

(2,009,813
)
3,315,344

(1,656,545
)
  Net realized gain distributions
—

9,085

1,102,307

—

685,742

—

—

11,835,658

7,588,150

—

  Change in unrealized appreciation (depreciation) during the period
621,434

14,325

(563,356
)
(230,003
)
1,817,197

46,546

(186,552
)
(3,327,974
)
(607,212
)
538,138

    Net gain (loss) on investments
1,266,114

111,173

414,350

(275,482
)
2,524,373

76,740

(175,693
)
6,497,871

10,296,282

(1,118,407
)
    Net increase (decrease) in net assets resulting from operations
$
1,314,130

$
84,908

$
458,287

$
(367,000
)
$
2,405,791

$
74,938

$
(214,016
)
$
5,887,366

$
9,081,481

$
(1,037,306
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 







SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. International Growth Fund
Invesco V.I. Mid Cap Core Equity Fund
Invesco V.I. Small Cap Equity Fund
Invesco V.I. Balanced Risk Allocation Fund
Invesco V.I. Diversified Dividend Fund
Invesco V.I. Government Money Market Fund
American Century VP Mid Cap Value Fund
American Funds Global Bond Fund
American Funds Global Growth and Income Fund
American Funds Asset Allocation Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (1)
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
1,575,295

$
87,947

$
—

$
22,696

$
3,298

$
132,414

$
13,465

$
426,495

$
2,979,378

$
9,749,238

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
(111,858
)
(151,842
)
(6,988
)
—

—

—

—

—

—

(980,272
)
  Mortality and expense risk charges
(1,781,933
)
(1,959,779
)
(1,239,037
)
(176,323
)
(4,962
)
(2,601,969
)
(8,146
)
(1,429,732
)
(2,810,102
)
(10,201,952
)
    Total expenses
(1,893,791
)
(2,111,621
)
(1,246,025
)
(176,323
)
(4,962
)
(2,601,969
)
(8,146
)
(1,429,732
)
(2,810,102
)
(11,182,224
)
    Net investment income (loss)
(318,496
)
(2,023,674
)
(1,246,025
)
(153,627
)
(1,664
)
(2,469,555
)
5,319

(1,003,237
)
169,276

(1,432,986
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
3,903,012

(116,942
)
(426,848
)
(204,601
)
3,804

—

20,830

179,105

3,841,817

27,243,032

  Net realized gain distributions
—

7,605,051

5,256,707

—

—

—

39,704

148,494

—

15,306,001

  Change in unrealized appreciation (depreciation) during the period
(5,912,292
)
6,863,678

3,353,941

1,474,258

28,453

—

110,751

1,841,035

4,918,602

3,651,043

    Net gain (loss) on investments
(2,009,280
)
14,351,787

8,183,800

1,269,657

32,257

—

171,285

2,168,634

8,760,419

46,200,076

    Net increase (decrease) in net assets resulting from operations
$
(2,327,776
)
$
12,328,113

$
6,937,775

$
1,116,030

$
30,593

$
(2,469,555
)
$
176,604

$
1,165,397

$
8,929,695

$
44,767,090

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Funds Blue Chip Income and Growth Fund
American Funds Bond Fund
American Funds Global Growth Fund
American Funds Growth Fund
American Funds Growth-Income Fund
American Funds International Fund
American Funds New World Fund
American Funds Global Small Capitalization Fund
Wells Fargo VT Omega Growth Fund
Fidelity® VIP Growth Portfolio
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
8,118,754

$
9,985,206

$
1,884,334

$
9,284,465

$
18,012,593

$
3,964,506

$
791,989

$
306,877

$
—

$
—

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
(572,147
)
(1,029,922
)
(335,265
)
(1,930,401
)
(1,991,615
)
(479,246
)
(165,916
)
(211,882
)
—

—

  Mortality and expense risk charges
(6,813,025
)
(8,851,765
)
(3,427,928
)
(20,384,287
)
(20,142,541
)
(4,636,477
)
(1,747,674
)
(2,078,246
)
(14,268
)
(97,689
)
    Total expenses
(7,385,172
)
(9,881,687
)
(3,763,193
)
(22,314,688
)
(22,134,156
)
(5,115,723
)
(1,913,590
)
(2,290,128
)
(14,268
)
(97,689
)
    Net investment income (loss)
733,582

103,519

(1,878,859
)
(13,030,223
)
(4,121,563
)
(1,151,217
)
(1,121,601
)
(1,983,251
)
(14,268
)
(97,689
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
16,613,286

1,297,435

7,593,876

33,250,067

34,438,893

898,033

1,744,355

2,608,329

(17,101
)
196,532

  Net realized gain distributions
33,363,460

2,127,437

18,345,589

112,278,562

140,731,427

25,894,989

—

24,588,312

39,416

597,572

  Change in unrealized appreciation (depreciation) during the period
12,730,307

5,675,036

(27,454,021
)
(45,791,464
)
(57,053,055
)
(20,127,015
)
2,750,227

(25,421,724
)
(24,334
)
(784,660
)
    Net gain (loss) on investments
62,707,053

9,099,908

(1,514,556
)
99,737,165

118,117,265

6,666,007

4,494,582

1,774,917

(2,019
)
9,444

    Net increase (decrease) in net assets resulting from operations
$
63,440,635

$
9,203,427

$
(3,393,415
)
$
86,706,942

$
113,995,702

$
5,514,790

$
3,372,981

$
(208,334
)
$
(16,287
)
$
(88,245
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Fidelity® VIP Contrafund® Portfolio
Fidelity® VIP Mid Cap Portfolio
Fidelity® VIP Value Strategies Portfolio
Fidelity® VIP Dynamic Capital Appreciation Portfolio
Fidelity® VIP Strategic Income Portfolio
Franklin Rising Dividends VIP Fund
Franklin Income VIP Fund
Franklin Large Cap Growth VIP Fund
Franklin Global Real Estate VIP Fund
Franklin Small-Mid Cap Growth VIP Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
376,257

$
139,779

$
20,165

$
19,548

$
47,855

$
5,682,173

$
33,528,027

$
—

$
69,593

$
—

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

—

—

—

—

(560,848
)
(869,047
)
(86,399
)
(9,279
)
(210,964
)
  Mortality and expense risk charges
(924,209
)
(737,971
)
(47,019
)
(52,619
)
(9,907
)
(6,623,093
)
(11,231,837
)
(1,074,288
)
(82,439
)
(2,417,682
)
    Total expenses
(924,209
)
(737,971
)
(47,019
)
(52,619
)
(9,907
)
(7,183,941
)
(12,100,884
)
(1,160,687
)
(91,718
)
(2,628,646
)
    Net investment income (loss)
(547,952
)
(598,192
)
(26,854
)
(33,071
)
37,948

(1,501,768
)
21,427,143

(1,160,687
)
(22,125
)
(2,628,646
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
3,029,981

1,218,415

302,629

(90
)
(7,232
)
16,012,827

(4,698,370
)
(336,182
)
(15,044
)
(7,124,085
)
  Net realized gain distributions
5,621,199

3,173,564

—

145,193

—

48,900,305

—

962,728

—

16,851,485

  Change in unrealized appreciation (depreciation) during the period
(4,237,254
)
675,873

(121,959
)
(136,845
)
40,731

(10,219,996
)
58,730,894

(2,384,048
)
(2,575
)
(4,342,796
)
    Net gain (loss) on investments
4,413,926

5,067,852

180,670

8,258

33,499

54,693,136

54,032,524

(1,757,502
)
(17,619
)
5,384,604

    Net increase (decrease) in net assets resulting from operations
$
3,865,974

$
4,469,660

$
153,816

$
(24,813
)
$
71,447

$
53,191,368

$
75,459,667

$
(2,918,189
)
$
(39,744
)
$
2,755,958

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Franklin Small Cap Value VIP Fund
Franklin Strategic Income VIP Fund
Franklin Mutual Shares VIP Fund
Templeton Developing Markets VIP Fund
Templeton Foreign VIP Fund
Templeton Growth VIP Fund
Franklin Mutual Global Discovery VIP Fund
Franklin Flex Cap Growth VIP Fund
Templeton Global Bond VIP Fund
Hartford Balanced HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
409,823

$
11,515,709

$
10,572,501

$
450,758

$
3,833,261

$
4,005,014

$
3,671,785

$
—

$
—

$
422,703

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

(384,394
)
(735,230
)
(58,778
)
(265,192
)
(269,334
)
(275,227
)
(37,811
)
—

—

  Mortality and expense risk charges
(924,241
)
(5,430,051
)
(8,569,136
)
(768,700
)
(3,163,410
)
(3,152,269
)
(3,671,396
)
(396,195
)
(828,159
)
(242,174
)
    Total expenses
(924,241
)
(5,814,445
)
(9,304,366
)
(827,478
)
(3,428,602
)
(3,421,603
)
(3,946,623
)
(434,006
)
(828,159
)
(242,174
)
    Net investment income (loss)
(514,418
)
5,701,264

1,268,135

(376,720
)
404,659

583,411

(274,838
)
(434,006
)
(828,159
)
180,529

 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
(305,866
)
(8,716,864
)
16,413,962

(3,297,594
)
(3,179,868
)
2,608,702

(1,320,785
)
(4,091,744
)
(1,806,513
)
591,764

  Net realized gain distributions
7,879,734

—

44,095,414

—

3,459,768

7,778,007

17,629,016

3,485,803

48,073

—

  Change in unrealized appreciation (depreciation) during the period
6,530,663

22,757,063

9,181,738

9,780,154

9,541,580

3,253,223

5,294,143

(448,586
)
3,156,530

(90,140
)
    Net gain (loss) on investments
14,104,531

14,040,199

69,691,114

6,482,560

9,821,480

13,639,932

21,602,374

(1,054,527
)
1,398,090

501,624

    Net increase (decrease) in net assets resulting from operations
$
13,590,113

$
19,741,463

$
70,959,249

$
6,105,840

$
10,226,139

$
14,223,343

$
21,327,536

$
(1,488,533
)
$
569,931

$
682,153

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Total Return Bond HLS Fund
Hartford Capital Appreciation HLS Fund
Hartford Dividend and Growth HLS Fund
Hartford Global Growth HLS Fund
Hartford Disciplined Equity HLS Fund
Hartford Growth Opportunities HLS Fund
Hartford High Yield HLS Fund
Hartford International Opportunities HLS Fund
Hartford Small/Mid Cap Equity HLS Fund
Hartford Ultrashort Bond HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
11,342,721

$
4,020,380

$
5,720,611

$
26,358

$
628,542

$
474,879

$
1,915,601

$
522,478

$
67,187

$
800,024

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

—

—

—

—

—

—

—

—

(232,198
)
  Mortality and expense risk charges
(6,359,962
)
(5,434,288
)
(4,083,227
)
(57,310
)
(1,107,437
)
(1,643,401
)
(439,725
)
(461,407
)
(79,610
)
(2,944,785
)
    Total expenses
(6,359,962
)
(5,434,288
)
(4,083,227
)
(57,310
)
(1,107,437
)
(1,643,401
)
(439,725
)
(461,407
)
(79,610
)
(3,176,983
)
    Net investment income (loss)
4,982,759

(1,413,908
)
1,637,384

(30,952
)
(478,895
)
(1,168,522
)
1,475,876

61,071

(12,423
)
(2,376,959
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
2,525,364

6,150,104

6,836,449

53,203

2,092,982

2,788,989

(667,109
)
917,949

(283,526
)
119,131

  Net realized gain distributions
1,715,017

36,107,168

32,786,356

427,141

9,197,440

15,859,347

—

—

301,651

—

  Change in unrealized appreciation (depreciation) during the period
4,957,720

(26,934,657
)
(5,001,161
)
(449,351
)
(7,937,637
)
(19,928,559
)
2,753,316

(958,112
)
631,335

814,165

    Net gain (loss) on investments
9,198,101

15,322,615

34,621,644

30,993

3,352,785

(1,280,223
)
2,086,207

(40,163
)
649,460

933,296

    Net increase (decrease) in net assets resulting from operations
$
14,180,860

$
13,908,707

$
36,259,028

$
41

$
2,873,890

$
(2,448,745
)
$
3,562,083

$
20,908

$
637,037

$
(1,443,663
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Small Company HLS Fund
Hartford SmallCap Growth HLS Fund
Hartford Stock HLS Fund
Hartford U.S. Government Securities HLS Fund
Hartford Value HLS Fund
Lord Abbett Fundamental Equity Fund
Lord Abbett Calibrated Dividend Growth Fund
Lord Abbett Bond Debenture Fund
Lord Abbett Growth and Income Fund
MFS® Growth Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
—

$
8,861

$
51,201

$
490,316

$
247,326

$
127,519

$
242,240

$
1,597,724

$
100,365

$
51,555

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

—

—

—

—

—

—

—

—

(197,243
)
  Mortality and expense risk charges
(146,569
)
(106,801
)
(42,115
)
(401,748
)
(190,610
)
(118,760
)
(219,216
)
(552,812
)
(102,520
)
(1,942,537
)
    Total expenses
(146,569
)
(106,801
)
(42,115
)
(401,748
)
(190,610
)
(118,760
)
(219,216
)
(552,812
)
(102,520
)
(2,139,780
)
    Net investment income (loss)
(146,569
)
(97,940
)
9,086

88,568

56,716

8,759

23,024

1,044,912

(2,155
)
(2,088,225
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
(753,686
)
(195,958
)
108,342

9,935

822,375

(256,830
)
68,604

212,075

569,107

4,713,380

  Net realized gain distributions
980,252

269,332

—

—

1,926,062

209,723

913,015

—

93,150

7,890,474

  Change in unrealized appreciation (depreciation) during the period
(79,462
)
530,904

38,132

(110,627
)
(1,037,741
)
1,680,828

738,952

2,332,395

346,537

(9,566,008
)
    Net gain (loss) on investments
147,104

604,278

146,474

(100,692
)
1,710,696

1,633,721

1,720,571

2,544,470

1,008,794

3,037,846

    Net increase (decrease) in net assets resulting from operations
$
535

$
506,338

$
155,560

$
(12,124
)
$
1,767,412

$
1,642,480

$
1,743,595

$
3,589,382

$
1,006,639

$
949,621

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MFS® Global Equity Fund
MFS® Investors Trust Fund
MFS® Mid Cap Growth Fund
MFS® New Discovery Fund
MFS® Total Return Fund
MFS® Value Fund
MFS® Total Return Bond Series
MFS® Research Fund
MFS® High Yield Portfolio
BlackRock Global Allocation V.I. Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
181,919

$
1,069,801

$
—

$
—

$
11,847,679

$
5,084,752

$
17,697,898

$
161,359

$
6,556,460

$
54,068

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
(29,281
)
(195,134
)
(69,220
)
(121,107
)
(599,708
)
(211,321
)
(700,201
)
(36,170
)
—

—

  Mortality and expense risk charges
(305,301
)
(2,224,067
)
(805,723
)
(1,382,411
)
(7,032,341
)
(3,799,131
)
(7,487,468
)
(306,454
)
(1,749,029
)
(51,789
)
    Total expenses
(334,582
)
(2,419,201
)
(874,943
)
(1,503,518
)
(7,632,049
)
(4,010,452
)
(8,187,669
)
(342,624
)
(1,749,029
)
(51,789
)
    Net investment income (loss)
(152,663
)
(1,349,400
)
(874,943
)
(1,503,518
)
4,215,630

1,074,300

9,510,229

(181,265
)
4,807,431

2,279

 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
594,170

5,641,403

531,095

(894,884
)
11,689,575

13,976,372

3,700,970

471,671

(1,700,758
)
(99,677
)
  Net realized gain on distributions
980,782

13,759,567

3,513,239

3,512,841

13,428,470

20,751,024

—

2,071,007

—

—

  Change in unrealized appreciation (depreciation) during the period
(490,490
)
(10,410,607
)
(2,032,333
)
3,890,874

(718,725
)
(6,457,633
)
1,551,782

(994,237
)
7,573,649

208,501

    Net gain (loss) on investments
1,084,462

8,990,363

2,012,001

6,508,831

24,399,320

28,269,763

5,252,752

1,548,441

5,872,891

108,824

    Net increase (decrease) in net assets resulting from operations
$
931,799

$
7,640,963

$
1,137,058

$
5,005,313

$
28,614,950

$
29,344,063

$
14,762,981

$
1,367,176

$
10,680,322

$
111,103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BlackRock Global Opportunities V.I. Fund
BlackRock Large Cap Growth V.I. Fund
BlackRock Equity Dividend V.I. Fund
UIF Core Plus Fixed Income Portfolio
UIF Growth Portfolio
UIF Mid Cap Growth Portfolio
Invesco V.I. American Value Fund
Morgan Stanley Mid Cap Growth Portfolio
BlackRock Capital Appreciation V.I. Fund
Oppenheimer Capital Appreciation Fund/VA
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
3,810

$
3,888

$
130,378

$
10,517

$
—

$
—

$
11,116

$
—

$
—

$
2,554

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
(296
)
(965
)
—

—

—

—

—

(607
)
—

—

  Mortality and expense risk charges
(3,498
)
(10,563
)
(79,361
)
(11,632
)
(33,981
)
(139,466
)
(138,722
)
(4,458
)
(68,973
)
(36,229
)
    Total expenses
(3,794
)
(11,528
)
(79,361
)
(11,632
)
(33,981
)
(139,466
)
(138,722
)
(5,065
)
(68,973
)
(36,229
)
    Net investment income (loss)
16

(7,640
)
51,017

(1,115
)
(33,981
)
(139,466
)
(127,606
)
(5,065
)
(68,973
)
(33,675
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
11,150

24,026

297,832

1,970

(3,220
)
(209,695
)
171,753

(13,457
)
(73,551
)
(33,428
)
  Net realized gain distributions
315

49,174

228,920

—

327,221

497,167

539,498

12,127

199,285

233,406

  Change in unrealized appreciation (depreciation) during the period
(9,692
)
(32,323
)
605,977

21,976

(366,839
)
(1,239,917
)
595,368

(30,684
)
(115,239
)
(274,869
)
    Net gain (loss) on investments
1,773

40,877

1,132,729

23,946

(42,838
)
(952,445
)
1,306,619

(32,014
)
10,495

(74,891
)
    Net increase (decrease) in net assets resulting from operations
$
1,789

$
33,237

$
1,183,746

$
22,831

$
(76,819
)
$
(1,091,911
)
$
1,179,013

$
(37,079
)
$
(58,478
)
$
(108,566
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Oppenheimer Global Fund/VA
Oppenheimer Main Street Fund®/VA
Oppenheimer Main Street Small Cap Fund/VA
Oppenheimer Equity Income Fund/VA
Putnam VT Diversified Income Fund
Putnam VT Global Asset Allocation Fund
Putnam VT Growth Opportunities Fund
Putnam VT International Value Fund
Putnam VT International Equity Fund
Putnam VT Investors Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (2)(3)
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
89,624

$
20,593

$
38,859

$
127,948

$
3,089,584

$
55,582

$
—

$
18,891

$
33,579

$
4,428

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

—

—

—

—

—

—

—

—

—

  Mortality and expense risk charges
(195,083
)
(42,587
)
(251,206
)
(39,154
)
(666,342
)
(47,735
)
(8,028
)
(13,606
)
(22,845
)
(3,315
)
    Total expenses
(195,083
)
(42,587
)
(251,206
)
(39,154
)
(666,342
)
(47,735
)
(8,028
)
(13,606
)
(22,845
)
(3,315
)
    Net investment income (loss)
(105,459
)
(21,994
)
(212,347
)
88,794

2,423,242

7,847

(8,028
)
5,285

10,734

1,113

 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
369,117

121,335

559,667

(40,543
)
(1,724,795
)
27,423

2,960

(7,275
)
(24,268
)
5,522

  Net realized gain distributions
794,635

287,243

598,207

—

—

204,083

—

—

—

11,896

  Change in unrealized appreciation (depreciation) during the period
(1,400,504
)
(193,779
)
1,274,864

242,637

638,019

(100,691
)
56,491

(5,392
)
(37,002
)
15,730

    Net gain (loss) on investments
(236,752
)
214,799

2,432,738

202,094

(1,086,776
)
130,815

59,451

(12,667
)
(61,270
)
33,148

    Net increase (decrease) in net assets resulting from operations
$
(342,211
)
$
192,805

$
2,220,391

$
290,888

$
1,336,466

$
138,662

$
51,423

$
(7,382
)
$
(50,536
)
$
34,261

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 



SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Putnam VT Small Cap Value Fund
Putnam VT Voyager Fund
Putnam VT Equity Income Fund
PIMCO All Asset Fund
PIMCO StocksPLUS Global Portfolio
PIMCO Global Multi-Asset Managed Allocation Portfolio
Jennison 20/20 Focus Fund
Jennison Fund
Prudential Value Portfolio
Invesco V.I. Growth and Income Fund
 
Sub-Account
Sub-Account (4)
Sub-Account
Sub-Account
Sub-Account (5)
Sub-Account
Sub-Account
Sub-Account (6)
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
17,569

$
95,637

$
29,848

$
33,766

$
309,851

$
13,986

$
—

$
—

$
—

$
250,112

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

—

—

—

—

—

(588
)
(10
)
—

(7,976
)
  Mortality and expense risk charges
(24,356
)
(66,190
)
(11,448
)
(16,267
)
(58,478
)
(8,240
)
(9,226
)
(134
)
(5,992
)
(326,649
)
    Total expenses
(24,356
)
(66,190
)
(11,448
)
(16,267
)
(58,478
)
(8,240
)
(9,814
)
(144
)
(5,992
)
(334,625
)
    Net investment income (loss)
(6,787
)
29,447

18,400

17,499

251,373

5,746

(9,814
)
(144
)
(5,992
)
(84,513
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
(98,390
)
178,500

70,351

(46,044
)
(298,419
)
(10,040
)
13,162

5,053

2,209

405,603

  Net realized gain distributions
150,009

335,240

28,101

—

1,035,625

—

—

—

—

2,646,576

  Change in unrealized appreciation (depreciation) during the period
297,914

(436,213
)
71,093

178,179

(568,625
)
18,732

(7,296
)
(9,808
)
33,583

1,731,782

    Net gain (loss) on investments
349,533

77,527

169,545

132,135

168,581

8,692

5,866

(4,755
)
35,792

4,783,961

    Net increase (decrease) in net assets resulting from operations
$
342,746

$
106,974

$
187,945

$
149,634

$
419,954

$
14,438

$
(3,948
)
$
(4,899
)
$
29,800

$
4,699,448

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 



SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. Comstock Fund
Invesco V.I. American Franchise Fund
Invesco V.I. Mid Cap Growth Fund
Wells Fargo VT Index Asset Allocation Fund
Wells Fargo VT Total Return Bond Fund
Wells Fargo VT Intrinsic Value Fund
Wells Fargo VT International Equity Fund
Wells Fargo VT Small Cap Growth Fund
Wells Fargo VT Discovery Fund
Wells Fargo VT Small Cap Value Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (7)
Sub-Account (8)
Sub-Account
Sub-Account
Sub-Account
Sub-Account (9)
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
18,212

$
—

$
—

$
3,227

$
9,426

$
22,953

$
15,162

$
—

$
—

$
155


 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
(2,821
)
—

—

—

—

—

—

—

—

—

  Mortality and expense risk charges
(22,298
)
(855,342
)
(167,553
)
(7,681
)
(12,302
)
(8,991
)
(10,582
)
(22,517
)
(17,105
)
(562
)
    Total expenses
(25,119
)
(855,342
)
(167,553
)
(7,681
)
(12,302
)
(8,991
)
(10,582
)
(22,517
)
(17,105
)
(562
)
    Net investment income (loss)
(6,907
)
(855,342
)
(167,553
)
(4,454
)
(2,876
)
13,962

4,580

(22,517
)
(17,105
)
(407
)

 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
68,731

2,589,839

(360,074
)
5,138

60,551

(381,252
)
(17,703
)
(32,721
)
26,003

(12,108
)
  Net realized gain distributions
109,484

3,838,621

828,978

10,281

—

512,754

41,038

117,131

63,413

—

  Change in unrealized appreciation (depreciation) during the period
18,039

(5,838,847
)
(559,146
)
8,297

(13,480
)
(153,077
)
(26,114
)
(3,184
)
(30,757
)
18,128

    Net gain (loss) on investments
196,254

589,613

(90,242
)
23,716

47,071

(21,575
)
(2,779
)
81,226

58,659

6,020

    Net increase (decrease) in net assets resulting from operations
$
189,347

$
(265,729
)
$
(257,795
)
$
19,262

$
44,195

$
(7,613
)
$
1,801

$
58,709

$
41,554

$
5,613

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Operations (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Wells Fargo VT Opportunity Fund
HIMCO VIT Index Fund
HIMCO VIT Portfolio Diversifier Fund
HIMCO VIT American Funds Asset Allocation Fund
HIMCO VIT American Funds Blue Chip Income and Growth Fund
HIMCO VIT American Funds Bond Fund
HIMCO VIT American Funds Global Bond Fund
HIMCO VIT American Funds Global Growth and Income Fund
HIMCO VIT American Funds Global Growth Fund
HIMCO VIT American Funds Global Small Capitalization Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
 
 
  Dividends
$
3,292

$
770,459

$
—

$
737,747

$
765,945

$
3,929,264

$
135,051

$
509,090

$
260,160

$
126,663

 
 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
 
 
  Administrative charges
—

(72,585
)
—

(32,685
)
(38,700
)
(168,859
)
(9,856
)
(27,236
)
(12,639
)
(40,303
)
  Mortality and expense risk charges
(3,135
)
(320,106
)
(2,603,233
)
(479,292
)
(475,690
)
(1,631,384
)
(133,578
)
(427,568
)
(233,279
)
(435,808
)
    Total expenses
(3,135
)
(392,691
)
(2,603,233
)
(511,977
)
(514,390
)
(1,800,243
)
(143,434
)
(454,804
)
(245,918
)
(476,111
)
    Net investment income (loss)
157

377,768

(2,603,233
)
225,770

251,555

2,129,021

(8,383
)
54,286

14,242

(349,448
)
 
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
12,633

764,446

(2,567,162
)
(177,697
)
(183,852
)
(11,575
)
(113,579
)
(392,205
)
75,719

(484,289
)
  Net realized gain distributions
16,342

2,560,596

—

4,790,162

6,963,097

1,084,132

—

3,484,908

2,312,561

5,802,217

  Change in unrealized appreciation (depreciation) during the period
(14,102
)
5,105

(8,618,547
)
(2,871,291
)
(2,118,555
)
(1,700,796
)
147,900

(1,881,687
)
(2,684,915
)
(4,992,276
)
    Net gain (loss) on investments
14,873

3,330,147

(11,185,709
)
1,741,174

4,660,690

(628,239
)
34,321

1,211,016

(296,635
)
325,652

    Net increase (decrease) in net assets resulting from operations
$
15,030

$
3,707,915

$
(13,788,942
)
$
1,966,944

$
4,912,245

$
1,500,782

$
25,938

$
1,265,302

$
(282,393
)
$
(23,796
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
Statements of Operations (concluded)
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HIMCO VIT American Funds Growth Fund
HIMCO VIT American Funds Growth-Income Fund
HIMCO VIT American Funds International Fund
HIMCO VIT American Funds New World Fund
MFS® Core Equity Portfolio
MFS® Massachusetts Investors Growth Stock Portfolio
MFS® Research International Portfolio
 
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
Investment income:
 
 
 
 
 
 
 
 
  Dividends
$
588,249

$
1,719,720

$
1,496,577

$
318,923

$
119,157

$
183,387

$
299,364

 
 
 
 
 
 
 
 
 
 
Expenses:
 
 
 
 
 
 
 
 
  Administrative charges
(262,320
)
(158,577
)
(159,755
)
(16,410
)
—

—

—

 
  Mortality and expense risk charges
(2,550,217
)
(1,490,538
)
(1,502,729
)
(237,990
)
(274,124
)
(538,921
)
(350,785
)
 
    Total expenses
(2,812,537
)
(1,649,115
)
(1,662,484
)
(254,400
)
(274,124
)
(538,921
)
(350,785
)
 
    Net investment income (loss)
(2,224,288
)
70,605

(165,907
)
64,523

(154,967
)
(355,534
)
(51,421
)
 
 
 
 
 
 
 
 
 
 
Net realized and unrealized gain (loss) on investments:
 
 
 
 
 
 
 
 
  Net realized gain (loss) on security transactions
(1,863,009
)
(1,052,052
)
(2,117,374
)
(318,033
)
(337,509
)
(707,435
)
(699,478
)
 
  Net realized gain distributions
73,067,231

31,594,238

12,083,691

630,265

1,279,007

3,538,856

—

 
  Change in unrealized appreciation (depreciation) during the period
(55,905,742
)
(20,597,676
)
(7,558,857
)
54,566

615,040

(1,391,087
)
274,991

 
    Net gain (loss) on investments
15,298,480

9,944,510

2,407,460

366,798

1,556,538

1,440,334

(424,487
)
 
    Net increase (decrease) in net assets resulting from operations
$
13,074,192

$
10,015,115

$
2,241,553

$
431,321

$
1,401,571

$
1,084,800

$
(475,908
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 


(1) Formerly Invesco V.I. Money Market Fund. Change effective April 29, 2016.
(2) Merged with Putnam VT Voyager Fund. Change effective November 18, 2016.
(3) Funded as of November 18, 2016.
(4) Merged with Putnam VT Growth Opportunities Fund. Change effective November 18, 2016.
(5) Formerly PIMCO Global Dividend Portfolio. Change effective June 17, 2016.
(6) Not Funded as of December 31, 2016.
(7) Liquidated as of April 29, 2016.
(8) Liquidated as of April 29, 2016.
(9) Liquidated as of April 29, 2016.




SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Century VP Value Fund
American Century VP Growth Fund
AB VPS Balanced Wealth Strategy Portfolio
AB VPS International Value Portfolio
AB VPS Small/Mid Cap Value Portfolio
AB VPS Value Portfolio
AB VPS International Growth Portfolio
Invesco V.I. Value Opportunities Fund
Invesco V.I. Core Equity Fund
Invesco V.I. Government Securities Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
48,016

$
(26,265
)
$
43,937

$
(91,518
)
$
(118,582
)
$
(1,802
)
$
(38,323
)
$
(610,505
)
$
(1,214,801
)
$
81,101

  Net realized gain (loss) on security transactions
644,680

87,763

(124,601
)
(45,479
)
21,434

30,194

10,859

(2,009,813
)
3,315,344

(1,656,545
)
  Net realized gain distributions
—

9,085

1,102,307

—

685,742

—

—

11,835,658

7,588,150

—

  Change in unrealized appreciation (depreciation) during the period
621,434

14,325

(563,356
)
(230,003
)
1,817,197

46,546

(186,552
)
(3,327,974
)
(607,212
)
538,138

  Net increase (decrease) in net assets resulting from operations
1,314,130

84,908

458,287

(367,000
)
2,405,791

74,938

(214,016
)
5,887,366

9,081,481

(1,037,306
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
8,592

6,193

8,861

97,010

45,980

1,250

5,866

117,193

431,130

1,376,286

  Net transfers
(1,169,905
)
(28,363
)
(113,180
)
365,489

506,687

33,353

(64,101
)
379,050

(4,561,008
)
16,001,999

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(568,727
)
(317,512
)
(2,631,953
)
(2,765,812
)
(2,254,764
)
(164,987
)
(738,184
)
(4,625,268
)
(14,444,520
)
(37,772,485
)
  Other transactions
485

(32
)
4,136

605

342

(1
)
(26
)
257

1,309

12,002

  Death benefits
(160,685
)
(6,329
)
(303,348
)
(413,251
)
(333,777
)
—

(41,815
)
(962,609
)
(2,530,381
)
(5,989,555
)
  Net annuity transactions
—

—

—

(32,271
)
(2,123
)
—

(297
)
94,981

81,373

668,044

  Net increase (decrease) in net assets resulting from unit transactions
(1,890,240
)
(346,043
)
(3,035,484
)
(2,748,230
)
(2,037,655
)
(130,385
)
(838,557
)
(4,996,396
)
(21,022,097
)
(25,703,709
)
  Net increase (decrease) in net assets
(576,110
)
(261,135
)
(2,577,197
)
(3,115,230
)
368,136

(55,447
)
(1,052,573
)
890,970

(11,940,616
)
(26,741,015
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
7,576,703

2,290,769

18,074,476

18,382,324

11,933,197

980,991

2,784,610

43,215,959

121,117,852

241,730,755

  End of period
$
7,000,593

$
2,029,634

$
15,497,279

$
15,267,094

$
12,301,333

$
925,544

$
1,732,037

$
44,106,929

$
109,177,236

$
214,989,740

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. International Growth Fund
Invesco V.I. Mid Cap Core Equity Fund
Invesco V.I. Small Cap Equity Fund
Invesco V.I. Balanced Risk Allocation Fund
Invesco V.I. Diversified Dividend Fund
Invesco V.I. Government Money Market Fund
American Century VP Mid Cap Value Fund
American Funds Global Bond Fund
American Funds Global Growth and Income Fund
American Funds Asset Allocation Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (1)
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(318,496
)
$
(2,023,674
)
$
(1,246,025
)
$
(153,627
)
$
(1,664
)
$
(2,469,555
)
$
5,319

$
(1,003,237
)
$
169,276

$
(1,432,986
)
  Net realized gain (loss) on security transactions
3,903,012

(116,942
)
(426,848
)
(204,601
)
3,804

—

20,830

179,105

3,841,817

27,243,032

  Net realized gain distributions
—

7,605,051

5,256,707

—

—

—

39,704

148,494

—

15,306,001

  Change in unrealized appreciation (depreciation) during the period
(5,912,292
)
6,863,678

3,353,941

1,474,258

28,453

—

110,751

1,841,035

4,918,602

3,651,043

  Net increase (decrease) in net assets resulting from operations
(2,327,776
)
12,328,113

6,937,775

1,116,030

30,593

(2,469,555
)
176,604

1,165,397

8,929,695

44,767,090

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
475,658

500,561

350,645

62,672

—

1,765,465

5,072

438,915

905,273

3,408,444

  Net transfers
1,686,381

(242,014
)
(426,778
)
284,709

46,537

104,950,872

419,514

1,706,465

(4,039,634
)
62,798

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(16,088,534
)
(12,264,680
)
(9,771,335
)
(1,610,709
)
(9,043
)
(122,292,077
)
(284,281
)
(12,255,329
)
(20,446,598
)
(77,371,346
)
  Other transactions
657

(404
)
715

—

(1
)
(533
)
—

7,372

(346
)
37,311

  Death benefits
(2,366,270
)
(2,447,911
)
(1,151,994
)
(41,168
)
—

(10,954,853
)
(247
)
(2,183,240
)
(3,904,170
)
(17,297,272
)
  Net annuity transactions
(4,130
)
(16,587
)
69,909

—

—

338,598

—

31,804

160,336

48,577

  Net increase (decrease) in net assets resulting from unit transactions
(16,296,238
)
(14,471,035
)
(10,928,838
)
(1,304,496
)
37,493

(26,192,528
)
140,058

(12,254,013
)
(27,325,139
)
(91,111,488
)
  Net increase (decrease) in net assets
(18,624,014
)
(2,142,922
)
(3,991,063
)
(188,466
)
68,086

(28,662,083
)
316,662

(11,088,616
)
(18,395,444
)
(46,344,398
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
131,609,274

116,893,551

77,353,213

11,957,046

234,167

160,770,547

716,584

83,353,312

182,895,707

662,185,767

  End of period
$
112,985,260

$
114,750,629

$
73,362,150

$
11,768,580

$
302,253

$
132,108,464

$
1,033,246

$
72,264,696

$
164,500,263

$
615,841,369

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Funds Blue Chip Income and Growth Fund
American Funds Bond Fund
American Funds Global Growth Fund
American Funds Growth Fund
American Funds Growth-Income Fund
American Funds International Fund
American Funds New World Fund
American Funds Global Small Capitalization Fund
Wells Fargo VT Omega Growth Fund
Fidelity® VIP Growth Portfolio
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
733,582

$
103,519

$
(1,878,859
)
$
(13,030,223
)
$
(4,121,563
)
$
(1,151,217
)
$
(1,121,601
)
$
(1,983,251
)
$
(14,268
)
$
(97,689
)
  Net realized gain (loss) on security transactions
16,613,286

1,297,435

7,593,876

33,250,067

34,438,893

898,033

1,744,355

2,608,329

(17,101
)
196,532

  Net realized gain distributions
33,363,460

2,127,437

18,345,589

112,278,562

140,731,427

25,894,989

—

24,588,312

39,416

597,572

  Change in unrealized appreciation (depreciation) during the period
12,730,307

5,675,036

(27,454,021
)
(45,791,464
)
(57,053,055
)
(20,127,015
)
2,750,227

(25,421,724
)
(24,334
)
(784,660
)
  Net increase (decrease) in net assets resulting from operations
63,440,635

9,203,427

(3,393,415
)
86,706,942

113,995,702

5,514,790

3,372,981

(208,334
)
(16,287
)
(88,245
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
2,047,710

2,996,636

783,208

4,452,117

5,497,205

1,042,713

458,744

677,153

1,560

37,316

  Net transfers
6,110,734

25,352,154

(12,078,813
)
(43,934,012
)
(33,438,698
)
(3,752,207
)
(1,655,724
)
(6,784,109
)
(26,371
)
(538,131
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(48,974,328
)
(78,775,166
)
(25,298,691
)
(148,438,281
)
(153,123,974
)
(35,176,462
)
(13,343,232
)
(16,124,277
)
(53,319
)
(802,125
)
  Other transactions
2,155

17,597

5,614

31,300

33,212

3,500

16,931

6,230

2

639

  Death benefits
(10,737,198
)
(13,956,121
)
(4,287,850
)
(25,260,543
)
(27,919,719
)
(6,033,594
)
(1,924,058
)
(2,970,994
)
(86,790
)
(109,556
)
  Net annuity transactions
172,970

635,991

21,826

423,789

1,299,845

271,102

105,165

326,524

(2,068
)
—

  Net increase (decrease) in net assets resulting from unit transactions
(51,377,957
)
(63,728,909
)
(40,854,706
)
(212,725,630
)
(207,652,129
)
(43,644,948
)
(16,342,174
)
(24,869,473
)
(166,986
)
(1,411,857
)
  Net increase (decrease) in net assets
12,062,678

(54,525,482
)
(44,248,121
)
(126,018,688
)
(93,656,427
)
(38,130,158
)
(12,969,193
)
(25,077,807
)
(183,273
)
(1,500,102
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
412,227,632

636,445,614

243,330,240

1,343,454,104

1,343,073,267

322,137,950

113,909,236

148,360,655

862,511

6,307,600

  End of period
$
424,290,310

$
581,920,132

$
199,082,119

$
1,217,435,416

$
1,249,416,840

$
284,007,792

$
100,940,043

$
123,282,848

$
679,238

$
4,807,498

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Fidelity® VIP Contrafund® Portfolio
Fidelity® VIP Mid Cap Portfolio
Fidelity® VIP Value Strategies Portfolio
Fidelity® VIP Dynamic Capital Appreciation Portfolio
Fidelity® VIP Strategic Income Portfolio
Franklin Rising Dividends VIP Fund
Franklin Income VIP Fund
Franklin Large Cap Growth VIP Fund
Franklin Global Real Estate VIP Fund
Franklin Small-Mid Cap Growth VIP Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(547,952
)
$
(598,192
)
$
(26,854
)
$
(33,071
)
$
37,948

$
(1,501,768
)
$
21,427,143

$
(1,160,687
)
$
(22,125
)
$
(2,628,646
)
  Net realized gain (loss) on security transactions
3,029,981

1,218,415

302,629

(90
)
(7,232
)
16,012,827

(4,698,370
)
(336,182
)
(15,044
)
(7,124,085
)
  Net realized gain distributions
5,621,199

3,173,564

—

145,193

—

48,900,305

—

962,728

—

16,851,485

  Change in unrealized appreciation (depreciation) during the period
(4,237,254
)
675,873

(121,959
)
(136,845
)
40,731

(10,219,996
)
58,730,894

(2,384,048
)
(2,575
)
(4,342,796
)
  Net increase (decrease) in net assets resulting from operations
3,865,974

4,469,660

153,816

(24,813
)
71,447

53,191,368

75,459,667

(2,918,189
)
(39,744
)
2,755,958

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
390,317

236,810

7,293

13,639

204

1,592,967

2,802,567

366,985

2,481

696,149

  Net transfers
(3,397,426
)
(1,535,974
)
(328,583
)
(614,946
)
445,948

(7,446,891
)
(13,361,162
)
(6,639,024
)
(72,262
)
(4,463,012
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(9,527,590
)
(7,924,904
)
(692,421
)
(551,020
)
(145,556
)
(53,402,508
)
(96,099,292
)
(7,667,534
)
(404,294
)
(16,894,428
)
  Other transactions
10

818

6

(3
)
—

28,609

27,072

696

(1
)
7,323

  Death benefits
(739,714
)
(853,266
)
(28,794
)
(223,109
)
(30,448
)
(8,312,258
)
(16,912,876
)
(1,152,311
)
(190,413
)
(3,171,693
)
  Net annuity transactions
(46,351
)
(644
)
—

—

—

32,033

613,888

306,577

(13,829
)
(29,812
)
  Net increase (decrease) in net assets resulting from unit transactions
(13,320,754
)
(10,077,160
)
(1,042,499
)
(1,375,439
)
270,148

(67,508,048
)
(122,929,803
)
(14,784,611
)
(678,318
)
(23,855,473
)
  Net increase (decrease) in net assets
(9,454,780
)
(5,607,500
)
(888,683
)
(1,400,252
)
341,595

(14,316,680
)
(47,470,136
)
(17,702,800
)
(718,062
)
(21,099,515
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
71,037,540

51,691,751

3,176,777

4,032,502

1,080,696

414,023,269

716,791,811

72,753,062

6,008,852

157,452,312

  End of period
$
61,582,760

$
46,084,251

$
2,288,094

$
2,632,250

$
1,422,291

$
399,706,589

$
669,321,675

$
55,050,262

$
5,290,790

$
136,352,797

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Franklin Small Cap Value VIP Fund
Franklin Strategic Income VIP Fund
Franklin Mutual Shares VIP Fund
Templeton Developing Markets VIP Fund
Templeton Foreign VIP Fund
Templeton Growth VIP Fund
Franklin Mutual Global Discovery VIP Fund
Franklin Flex Cap Growth VIP Fund
Templeton Global Bond VIP Fund
Hartford Balanced HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(514,418
)
$
5,701,264

$
1,268,135

$
(376,720
)
$
404,659

$
583,411

$
(274,838
)
$
(434,006
)
$
(828,159
)
$
180,529

  Net realized gain (loss) on security transactions
(305,866
)
(8,716,864
)
16,413,962

(3,297,594
)
(3,179,868
)
2,608,702

(1,320,785
)
(4,091,744
)
(1,806,513
)
591,764

  Net realized gain distributions
7,879,734

—

44,095,414

—

3,459,768

7,778,007

17,629,016

3,485,803

48,073

—

  Change in unrealized appreciation (depreciation) during the period
6,530,663

22,757,063

9,181,738

9,780,154

9,541,580

3,253,223

5,294,143

(448,586
)
3,156,530

(90,140
)
  Net increase (decrease) in net assets resulting from operations
13,590,113

19,741,463

70,959,249

6,105,840

10,226,139

14,223,343

21,327,536

(1,488,533
)
569,931

682,153

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
220,737

1,478,860

2,526,874

328,830

838,539

1,086,628

848,091

45,731

285,416

60,006

  Net transfers
10,029,282

(5,906,588
)
(21,109,063
)
3,072,460

(1,130,599
)
(7,025,127
)
(10,151,792
)
(2,103,799
)
412,551

916,332

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(6,790,610
)
(47,489,566
)
(65,562,759
)
(6,666,285
)
(25,193,906
)
(24,982,164
)
(29,886,732
)
(3,381,639
)
(9,009,434
)
(2,058,635
)
  Other transactions
2,606

18,488

(904
)
5,016

2,850

(1,500
)
18,420

176

(1,090
)
6

  Death benefits
(980,689
)
(8,289,260
)
(10,261,993
)
(788,626
)
(3,595,908
)
(4,144,830
)
(3,928,273
)
(291,580
)
(1,135,538
)
(138,740
)
  Net annuity transactions
(8,723
)
248,733

188,887

79,035

12,154

210,421

33,832

58,068

(68,150
)
—

  Net increase (decrease) in net assets resulting from unit transactions
2,472,603

(59,939,333
)
(94,218,958
)
(3,969,570
)
(29,066,870
)
(34,856,572
)
(43,066,454
)
(5,673,043
)
(9,516,245
)
(1,221,031
)
  Net increase (decrease) in net assets
16,062,716

(40,197,870
)
(23,259,709
)
2,136,270

(18,840,731
)
(20,633,229
)
(21,738,918
)
(7,161,576
)
(8,946,314
)
(538,878
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
50,212,815

347,847,567

569,611,868

42,699,194

209,657,204

216,171,880

249,448,913

29,564,063

62,842,788

15,451,065

  End of period
$
66,275,531

$
307,649,697

$
546,352,159

$
44,835,464

$
190,816,473

$
195,538,651

$
227,709,995

$
22,402,487

$
53,896,474

$
14,912,187

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Total Return Bond HLS Fund
Hartford Capital Appreciation HLS Fund
Hartford Dividend and Growth HLS Fund
Hartford Global Growth HLS Fund
Hartford Disciplined Equity HLS Fund
Hartford Growth Opportunities HLS Fund
Hartford High Yield HLS Fund
Hartford International Opportunities HLS Fund
Hartford Small/Mid Cap Equity HLS Fund
Hartford Ultrashort Bond HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
4,982,759

$
(1,413,908
)
$
1,637,384

$
(30,952
)
$
(478,895
)
$
(1,168,522
)
$
1,475,876

$
61,071

$
(12,423
)
$
(2,376,959
)
  Net realized gain (loss) on security transactions
2,525,364

6,150,104

6,836,449

53,203

2,092,982

2,788,989

(667,109
)
917,949

(283,526
)
119,131

  Net realized gain distributions
1,715,017

36,107,168

32,786,356

427,141

9,197,440

15,859,347

—

—

301,651

—

  Change in unrealized appreciation (depreciation) during the period
4,957,720

(26,934,657
)
(5,001,161
)
(449,351
)
(7,937,637
)
(19,928,559
)
2,753,316

(958,112
)
631,335

814,165

  Net increase (decrease) in net assets resulting from operations
14,180,860

13,908,707

36,259,028

41

2,873,890

(2,448,745
)
3,562,083

20,908

637,037

(1,443,663
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
2,248,045

2,360,438

1,753,453

8,914

429,274

448,607

126,202

207,484

13,349

2,046,268

  Net transfers
7,140,006

(4,809,865
)
(10,455,330
)
(253,619
)
(67,844
)
(4,942,530
)
2,580,745

532,563

214,161

10,389,232

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(63,774,444
)
(56,777,966
)
(39,153,138
)
(500,627
)
(10,970,307
)
(14,680,266
)
(4,961,234
)
(5,164,961
)
(1,035,947
)
(36,395,665
)
  Other transactions
(233
)
938

14

(8
)
354

1,437

(69
)
(175
)
8

8,788

  Death benefits
(8,012,234
)
(6,724,290
)
(5,587,963
)
(107,355
)
(1,265,506
)
(1,767,905
)
(366,488
)
(493,764
)
(61,491
)
(6,185,170
)
  Net annuity transactions
(4,630
)
31,818

12,793

—

(29,036
)
(496
)
—

127,728

(6,448
)
(354,654
)
  Net increase (decrease) in net assets resulting from unit transactions
(62,403,490
)
(65,918,927
)
(53,430,171
)
(852,695
)
(11,903,065
)
(20,941,153
)
(2,620,844
)
(4,791,125
)
(876,368
)
(30,491,201
)
  Net increase (decrease) in net assets
(48,222,630
)
(52,010,220
)
(17,171,143
)
(852,654
)
(9,029,175
)
(23,389,898
)
941,239

(4,770,217
)
(239,331
)
(31,934,864
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
477,127,747

417,093,368

308,876,581

4,709,379

78,922,730

127,043,781

29,061,362

35,938,493

5,528,895

196,796,827

  End of period
$
428,905,117

$
365,083,148

$
291,705,438

$
3,856,725

$
69,893,555

$
103,653,883

$
30,002,601

$
31,168,276

$
5,289,564

$
164,861,963

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Small Company HLS Fund
Hartford SmallCap Growth HLS Fund
Hartford Stock HLS Fund
Hartford U.S. Government Securities HLS Fund
Hartford Value HLS Fund
Lord Abbett Fundamental Equity Fund
Lord Abbett Calibrated Dividend Growth Fund
Lord Abbett Bond Debenture Fund
Lord Abbett Growth and Income Fund
MFS® Growth Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(146,569
)
$
(97,940
)
$
9,086

$
88,568

$
56,716

$
8,759

$
23,024

$
1,044,912

$
(2,155
)
$
(2,088,225
)
  Net realized gain (loss) on security transactions
(753,686
)
(195,958
)
108,342

9,935

822,375

(256,830
)
68,604

212,075

569,107

4,713,380

  Net realized gain distributions
980,252

269,332

—

—

1,926,062

209,723

913,015

—

93,150

7,890,474

  Change in unrealized appreciation (depreciation) during the period
(79,462
)
530,904

38,132

(110,627
)
(1,037,741
)
1,680,828

738,952

2,332,395

346,537

(9,566,008
)
  Net increase (decrease) in net assets resulting from operations
535

506,338

155,560

(12,124
)
1,767,412

1,642,480

1,743,595

3,589,382

1,006,639

949,621

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
40,048

17,789

1,779

133,000

11,862

19,385

23,298

195,221

13,451

638,478

  Net transfers
(295,296
)
(509,442
)
885,431

5,984,678

(1,314,370
)
(1,319,763
)
2,817,230

2,289,044

(267,821
)
(1,906,623
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(1,653,882
)
(1,107,997
)
(325,549
)
(6,157,483
)
(1,446,277
)
(1,454,245
)
(2,461,808
)
(5,814,535
)
(1,045,731
)
(15,642,490
)
  Other transactions
61

4

5

222

138

(3
)
(2
)
436

7

2,772

  Death benefits
(80,590
)
(156,682
)
(10,054
)
(508,983
)
(310,428
)
(42,765
)
(129,284
)
(868,158
)
(245,966
)
(2,098,297
)
  Net annuity transactions
—

(352
)
—

(335
)
—

—

(9,509
)
(9,367
)
—

95,387

  Net increase (decrease) in net assets resulting from unit transactions
(1,989,659
)
(1,756,680
)
551,612

(548,901
)
(3,059,075
)
(2,797,391
)
239,925

(4,207,359
)
(1,546,060
)
(18,910,773
)
  Net increase (decrease) in net assets
(1,989,124
)
(1,250,342
)
707,172

(561,025
)
(1,291,663
)
(1,154,911
)
1,983,520

(617,977
)
(539,421
)
(17,961,152
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
11,294,114

7,438,316

2,042,478

24,164,613

16,383,347

12,415,393

13,043,354

36,709,515

7,622,513

140,739,991

  End of period
$
9,304,990

$
6,187,974

$
2,749,650

$
23,603,588

$
15,091,684

$
11,260,482

$
15,026,874

$
36,091,538

$
7,083,092

$
122,778,839

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MFS® Global Equity Fund
MFS® Investors Trust Fund
MFS® Mid Cap Growth Fund
MFS® New Discovery Fund
MFS® Total Return Fund
MFS® Value Fund
MFS® Total Return Bond Series
MFS® Research Fund
MFS® High Yield Portfolio
BlackRock Global Allocation V.I. Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(152,663
)
$
(1,349,400
)
$
(874,943
)
$
(1,503,518
)
$
4,215,630

$
1,074,300

$
9,510,229

$
(181,265
)
$
4,807,431

$
2,279

  Net realized gain (loss) on security transactions
594,170

5,641,403

531,095

(894,884
)
11,689,575

13,976,372

3,700,970

471,671

(1,700,758
)
(99,677
)
  Net realized gain distributions
980,782

13,759,567

3,513,239

3,512,841

13,428,470

20,751,024

—

2,071,007

—

—

  Change in unrealized appreciation (depreciation) during the period
(490,490
)
(10,410,607
)
(2,032,333
)
3,890,874

(718,725
)
(6,457,633
)
1,551,782

(994,237
)
7,573,649

208,501

  Net increase (decrease) in net assets resulting from operations
931,799

7,640,963

1,137,058

5,005,313

28,614,950

29,344,063

14,762,981

1,367,176

10,680,322

111,103

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
90,648

687,736

149,411

283,522

1,607,436

1,026,752

3,331,050

86,085

553,600

1,200

  Net transfers
(112,541
)
(4,167,631
)
(5,311,745
)
(1,834,821
)
(1,858,413
)
(7,760,708
)
17,806,041

(1,318,256
)
8,628,185

(262,677
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(1,886,673
)
(18,306,641
)
(5,147,258
)
(11,131,093
)
(55,999,638
)
(34,470,626
)
(67,114,205
)
(2,382,028
)
(14,715,431
)
(433,712
)
  Other transactions
1,636

2,022

(2
)
3,446

18,548

13,863

10,750

442

2,122

—

  Death benefits
(291,764
)
(2,680,015
)
(726,690
)
(1,346,369
)
(9,154,451
)
(4,591,789
)
(9,868,342
)
(208,027
)
(2,424,175
)
(31,000
)
  Net annuity transactions
(40,777
)
146,161

36,864

64,200

419,416

(17,101
)
117,472

47,104

20,666

—

  Net increase (decrease) in net assets resulting from unit transactions
(2,239,471
)
(24,318,368
)
(10,999,420
)
(13,961,115
)
(64,967,102
)
(45,799,609
)
(55,717,234
)
(3,774,680
)
(7,935,033
)
(726,189
)
  Net increase (decrease) in net assets
(1,307,672
)
(16,677,405
)
(9,862,362
)
(8,955,802
)
(36,352,152
)
(16,455,546
)
(40,954,253
)
(2,407,504
)
2,745,289

(615,086
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
18,594,347

140,460,975

52,127,831

87,687,735

438,472,800

268,181,525

561,168,879

22,014,371

87,891,764

4,989,616

  End of period
$
17,286,675

$
123,783,570

$
42,265,469

$
78,731,933

$
402,120,648

$
251,725,979

$
520,214,626

$
19,606,867

$
90,637,053

$
4,374,530

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BlackRock Global Opportunities V.I. Fund
BlackRock Large Cap Growth V.I. Fund
BlackRock Equity Dividend V.I. Fund
UIF Core Plus Fixed Income Portfolio
UIF Growth Portfolio
UIF Mid Cap Growth Portfolio
Invesco V.I. American Value Fund
Morgan Stanley Mid Cap Growth Portfolio
BlackRock Capital Appreciation V.I. Fund
Oppenheimer Capital Appreciation Fund/VA
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
16

$
(7,640
)
$
51,017

$
(1,115
)
$
(33,981
)
$
(139,466
)
$
(127,606
)
$
(5,065
)
$
(68,973
)
$
(33,675
)
  Net realized gain (loss) on security transactions
11,150

24,026

297,832

1,970

(3,220
)
(209,695
)
171,753

(13,457
)
(73,551
)
(33,428
)
  Net realized gain distributions
315

49,174

228,920

—

327,221

497,167

539,498

12,127

199,285

233,406

  Change in unrealized appreciation (depreciation) during the period
(9,692
)
(32,323
)
605,977

21,976

(366,839
)
(1,239,917
)
595,368

(30,684
)
(115,239
)
(274,869
)
  Net increase (decrease) in net assets resulting from operations
1,789

33,237

1,183,746

22,831

(76,819
)
(1,091,911
)
1,179,013

(37,079
)
(58,478
)
(108,566
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
—

—

7,646

—

2,183

34,482

36,272

—

1,512

22,460

  Net transfers
73

(28,486
)
(1,377,218
)
65,201

(225,586
)
(7,713
)
272,127

(19,098
)
(79,679
)
(312,481
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(38,182
)
(74,165
)
(1,361,022
)
(96,661
)
(184,369
)
(1,217,192
)
(1,559,767
)
(20,519
)
(844,349
)
(306,756
)
  Other transactions
25

(1
)
74

—

—

337

(95
)
1

(192
)
—

  Death benefits
—

—

(159,496
)
(2,443
)
(67,987
)
(178,482
)
(232,292
)
(1,910
)
(148,394
)
(9,843
)
  Net annuity transactions
—

(9,563
)
(740
)
—

—

—

—

—

—

—

  Net increase (decrease) in net assets resulting from unit transactions
(38,084
)
(112,215
)
(2,890,756
)
(33,903
)
(475,759
)
(1,368,568
)
(1,483,755
)
(41,526
)
(1,071,102
)
(606,620
)
  Net increase (decrease) in net assets
(36,295
)
(78,978
)
(1,707,010
)
(11,072
)
(552,578
)
(2,460,479
)
(304,742
)
(78,605
)
(1,129,580
)
(715,186
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
228,573

666,209

9,544,743

638,396

2,332,821

11,541,796

9,999,891

345,798

7,866,735

2,510,795

  End of period
$
192,278

$
587,231

$
7,837,733

$
627,324

$
1,780,243

$
9,081,317

$
9,695,149

$
267,193

$
6,737,155

$
1,795,609

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Oppenheimer Global Fund/VA
Oppenheimer Main Street Fund®/VA
Oppenheimer Main Street Small Cap Fund/VA
Oppenheimer Equity Income Fund/VA
Putnam VT Diversified Income Fund
Putnam VT Global Asset Allocation Fund
Putnam VT Growth Opportunities Fund
Putnam VT International Value Fund
Putnam VT International Equity Fund
Putnam VT Investors Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (2)(3)
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(105,459
)
$
(21,994
)
$
(212,347
)
$
88,794

$
2,423,242

$
7,847

$
(8,028
)
$
5,285

$
10,734

$
1,113

  Net realized gain (loss) on security transactions
369,117

121,335

559,667

(40,543
)
(1,724,795
)
27,423

2,960

(7,275
)
(24,268
)
5,522

  Net realized gain distributions
794,635

287,243

598,207

—

—

204,083

—

—

—

11,896

  Change in unrealized appreciation (depreciation) during the period
(1,400,504
)
(193,779
)
1,274,864

242,637

638,019

(100,691
)
56,491

(5,392
)
(37,002
)
15,730

  Net increase (decrease) in net assets resulting from operations
(342,211
)
192,805

2,220,391

290,888

1,336,466

138,662

51,423

(7,382
)
(50,536
)
34,261

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
45,499

7,923

88,230

3,917

228,933

7,624

122

—

3,887

384

  Net transfers
(708,956
)
(544,355
)
(566,855
)
(171,067
)
(310,619
)
(63,497
)
(175,564
)
(9,891
)
541,393

(500
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

7,988,256

—

—

—

  Surrenders for benefit payments and fees
(2,338,945
)
(382,070
)
(2,499,096
)
(400,423
)
(7,236,464
)
(203,561
)
(68,405
)
(90,765
)
(293,355
)
(36,746
)
  Other transactions
(39
)
7

346

—

62

2

1

—

(120
)
—

  Death benefits
(63,474
)
(1,171
)
(294,407
)
(29,218
)
(1,004,899
)
—

(11,502
)
—

(2,764
)
—

  Net annuity transactions
—

—

—

—

(27,345
)
—

—

—

(7,458
)
—

  Net increase (decrease) in net assets resulting from unit transactions
(3,065,915
)
(919,666
)
(3,271,782
)
(596,791
)
(8,350,332
)
(259,432
)
7,732,908

(100,656
)
241,583

(36,862
)
  Net increase (decrease) in net assets
(3,408,126
)
(726,861
)
(1,051,391
)
(305,903
)
(7,013,866
)
(120,770
)
7,784,331

(108,038
)
191,047

(2,601
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
13,511,080

3,091,066

16,787,101

2,672,307

45,926,832

2,954,561

—

859,357

1,231,619

344,159

  End of period
$
10,102,954

$
2,364,205

$
15,735,710

$
2,366,404

$
38,912,966

$
2,833,791

$
7,784,331

$
751,319

$
1,422,666

$
341,558

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Putnam VT Small Cap Value Fund
Putnam VT Voyager Fund
Putnam VT Equity Income Fund
PIMCO All Asset Fund
PIMCO StocksPLUS Global Portfolio
PIMCO Global Multi-Asset Managed Allocation Portfolio
Jennison 20/20 Focus Fund
Jennison Fund
Prudential Value Portfolio
Invesco V.I. Growth and Income Fund
 
Sub-Account
Sub-Account (4)
Sub-Account
Sub-Account
Sub-Account (5)
Sub-Account
Sub-Account
Sub-Account (6)
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(6,787
)
$
29,447

$
18,400

$
17,499

$
251,373

$
5,746

$
(9,814
)
$
(144
)
$
(5,992
)
$
(84,513
)
  Net realized gain (loss) on security transactions
(98,390
)
178,500

70,351

(46,044
)
(298,419
)
(10,040
)
13,162

5,053

2,209

405,603

  Net realized gain distributions
150,009

335,240

28,101

—

1,035,625

—

—

—

—

2,646,576

  Change in unrealized appreciation (depreciation) during the period
297,914

(436,213
)
71,093

178,179

(568,625
)
18,732

(7,296
)
(9,808
)
33,583

1,731,782

  Net increase (decrease) in net assets resulting from operations
342,746

106,974

187,945

149,634

419,954

14,438

(3,948
)
(4,899
)
29,800

4,699,448

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
45

8,552

—

449

540

192

—

—

—

45,930

  Net transfers
272,918

(111,959
)
65,280

(18,943
)
(455,679
)
8,781

33

—

—

(892,967
)
  Net interfund transfers due to corporate actions
—

(7,988,256
)
—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(215,324
)
(625,093
)
(224,637
)
(176,387
)
(722,693
)
(91,945
)
(10,308
)
(40,201
)
(2,800
)
(3,178,412
)
  Other transactions
(1
)
871

(56
)
—

5,104

1

1

—

—

(129
)
  Death benefits
(72,453
)
(146,353
)
—

(73,863
)
(130,759
)
—

—

—

—

(420,836
)
  Net annuity transactions
3,376

—

—

—

—

—

—

—

—

(15,240
)
  Net increase (decrease) in net assets resulting from unit transactions
(11,439
)
(8,862,238
)
(159,413
)
(268,744
)
(1,303,487
)
(82,971
)
(10,274
)
(40,201
)
(2,800
)
(4,461,654
)
  Net increase (decrease) in net assets
331,307

(8,755,264
)
28,532

(119,110
)
(883,533
)
(68,533
)
(14,222
)
(45,100
)
27,000

237,794

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
1,674,527

8,755,264

1,605,533

1,455,948

6,700,487

643,030

531,845

45,100

335,942

29,857,151

  End of period
$
2,005,834

$
—

$
1,634,065

$
1,336,838

$
5,816,954

$
574,497

$
517,623

$
—

$
362,942

$
30,094,945

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 



SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. Comstock Fund
Invesco V.I. American Franchise Fund
Invesco V.I. Mid Cap Growth Fund
Wells Fargo VT Index Asset Allocation Fund
Wells Fargo VT Total Return Bond Fund
Wells Fargo VT Intrinsic Value Fund
Wells Fargo VT International Equity Fund
Wells Fargo VT Small Cap Growth Fund
Wells Fargo VT Discovery Fund
Wells Fargo VT Small Cap Value Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (7)
Sub-Account (8)
Sub-Account
Sub-Account
Sub-Account
Sub-Account (9)
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(6,907
)
$
(855,342
)
$
(167,553
)
$
(4,454
)
$
(2,876
)
$
13,962

$
4,580

$
(22,517
)
$
(17,105
)
$
(407
)
  Net realized gain (loss) on security transactions
68,731

2,589,839

(360,074
)
5,138

60,551

(381,252
)
(17,703
)
(32,721
)
26,003

(12,108
)
  Net realized gain distributions
109,484

3,838,621

828,978

10,281

—

512,754

41,038

117,131

63,413

—

  Change in unrealized appreciation (depreciation) during the period
18,039

(5,838,847
)
(559,146
)
8,297

(13,480
)
(153,077
)
(26,114
)
(3,184
)
(30,757
)
18,128

  Net increase (decrease) in net assets resulting from operations
189,347

(265,729
)
(257,795
)
19,262

44,195

(7,613
)
1,801

58,709

41,554

5,613

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
2,985

257,051

5,642

—

975

1,950

1,950

1,170

7,500

—

  Net transfers
(52,388
)
(3,159,394
)
(2,609,019
)
10,177

(2,004,343
)
(1,578,120
)
(76,414
)
(38,774
)
(117,706
)
(103,203
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(175,831
)
(5,478,264
)
(1,150,869
)
(13,079
)
(99,141
)
(43,185
)
(60,155
)
(199,879
)
(111,341
)
(2,583
)
  Other transactions
—

187

1,337

—

37

2

(11
)
1

—

—

  Death benefits
(155,229
)
(1,161,489
)
(112,566
)
(1,056
)
(3,318
)
(34,969
)
(16,343
)
(69,660
)
(7,809
)
—

  Net annuity transactions
—

221,501

(6,693
)
—

(32,928
)
(3,725
)
(573
)
(480
)
(345
)
(721
)
  Net increase (decrease) in net assets resulting from unit transactions
(380,463
)
(9,320,408
)
(3,872,168
)
(3,958
)
(2,138,718
)
(1,658,047
)
(151,546
)
(307,622
)
(229,701
)
(106,507
)
  Net increase (decrease) in net assets
(191,116
)
(9,586,137
)
(4,129,963
)
15,304

(2,094,523
)
(1,665,660
)
(149,745
)
(248,913
)
(188,147
)
(100,894
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
1,702,452

50,380,488

11,616,415

360,197

2,094,523

1,665,660

672,423

1,340,163

938,810

100,894

  End of period
$
1,511,336

$
40,794,351

$
7,486,452

$
375,501

$
—

$
—

$
522,678

$
1,091,250

$
750,663

$
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Wells Fargo VT Opportunity Fund
HIMCO VIT Index Fund
HIMCO VIT Portfolio Diversifier Fund
HIMCO VIT American Funds Asset Allocation Fund
HIMCO VIT American Funds Blue Chip Income and Growth Fund
HIMCO VIT American Funds Bond Fund
HIMCO VIT American Funds Global Bond Fund
HIMCO VIT American Funds Global Growth and Income Fund
HIMCO VIT American Funds Global Growth Fund
HIMCO VIT American Funds Global Small Capitalization Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
157

$
377,768

$
(2,603,233
)
$
225,770

$
251,555

$
2,129,021

$
(8,383
)
$
54,286

$
14,242

$
(349,448
)
  Net realized gain (loss) on security transactions
12,633

764,446

(2,567,162
)
(177,697
)
(183,852
)
(11,575
)
(113,579
)
(392,205
)
75,719

(484,289
)
  Net realized gain distributions
16,342

2,560,596

—

4,790,162

6,963,097

1,084,132

—

3,484,908

2,312,561

5,802,217

  Change in unrealized appreciation (depreciation) during the period
(14,102
)
5,105

(8,618,547
)
(2,871,291
)
(2,118,555
)
(1,700,796
)
147,900

(1,881,687
)
(2,684,915
)
(4,992,276
)
  Net increase (decrease) in net assets resulting from operations
15,030

3,707,915

(13,788,942
)
1,966,944

4,912,245

1,500,782

25,938

1,265,302

(282,393
)
(23,796
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
975

37,142

645,130

161,020

82,421

640,125

53,713

134,788

93,528

365,639

  Net transfers
(317
)
(1,282,698
)
18,401,027

(769,029
)
1,972,502

4,268,665

1,769,265

(1,107,217
)
44,918

(626,442
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(61,800
)
(3,905,439
)
(28,013,634
)
(4,593,329
)
(6,349,533
)
(17,138,473
)
(1,617,267
)
(5,052,021
)
(2,872,060
)
(4,366,083
)
  Other transactions
—

1,929

(361
)
(1
)
322

(433
)
527

352

260

12

  Death benefits
—

(312,510
)
(2,202,321
)
(405,098
)
(348,032
)
(1,469,452
)
(324,587
)
(404,294
)
(259,494
)
(331,136
)
  Net annuity transactions
—

171,111

—

(399
)
—

(2,384
)
—

(34,279
)
(33,447
)
(1,045
)
  Net increase (decrease) in net assets resulting from unit transactions
(61,142
)
(5,290,465
)
(11,170,159
)
(5,606,836
)
(4,642,320
)
(13,701,952
)
(118,349
)
(6,462,671
)
(3,026,295
)
(4,959,055
)
  Net increase (decrease) in net assets
(46,112
)
(1,582,550
)
(24,959,101
)
(3,639,892
)
269,925

(12,201,170
)
(92,411
)
(5,197,369
)
(3,308,688
)
(4,982,851
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
179,989

36,738,587

277,368,975

32,167,801

31,383,653

122,013,727

8,360,359

29,451,743

16,151,600

33,145,207

  End of period
$
133,877

$
35,156,037

$
252,409,874

$
28,527,909

$
31,653,578

$
109,812,557

$
8,267,948

$
24,254,374

$
12,842,912

$
28,162,356

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
Statements of Changes in Net Assets (concluded)
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HIMCO VIT American Funds Growth Fund
HIMCO VIT American Funds Growth-Income Fund
HIMCO VIT American Funds International Fund
HIMCO VIT American Funds New World Fund
MFS® Core Equity Portfolio
MFS® Massachusetts Investors Growth Stock Portfolio
MFS® Research International Portfolio
 
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(2,224,288
)
$
70,605

$
(165,907
)
$
64,523

$
(154,967
)
$
(355,534
)
$
(51,421
)
 
  Net realized gain (loss) on security transactions
(1,863,009
)
(1,052,052
)
(2,117,374
)
(318,033
)
(337,509
)
(707,435
)
(699,478
)
 
  Net realized gain distributions
73,067,231

31,594,238

12,083,691

630,265

1,279,007

3,538,856

—

 
  Change in unrealized appreciation (depreciation) during the period
(55,905,742
)
(20,597,676
)
(7,558,857
)
54,566

615,040

(1,391,087
)
274,991

 
  Net increase (decrease) in net assets resulting from operations
13,074,192

10,015,115

2,241,553

431,321

1,401,571

1,084,800

(475,908
)
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
  Purchases
1,177,455

542,560

654,718

217,573

98,636

98,547

57,498

 
  Net transfers
(7,756,567
)
(4,269,808
)
(169,077
)
(377,050
)
(407,461
)
579,235

1,114,566

 
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

 
  Surrenders for benefit payments and fees
(28,629,528
)
(16,807,227
)
(14,918,846
)
(2,199,852
)
(1,498,743
)
(3,005,411
)
(2,912,302
)
 
  Other transactions
1,686

(310
)
1,284

26

990

365

148

 
  Death benefits
(2,154,977
)
(1,210,432
)
(1,573,199
)
(178,229
)
(254,435
)
(491,400
)
(321,258
)
 
  Net annuity transactions
(4,066
)
(79,533
)
(1,357
)
—

(13,691
)
(66,343
)
(3,519
)
 
  Net increase (decrease) in net assets resulting from unit transactions
(37,365,997
)
(21,824,750
)
(16,006,477
)
(2,537,532
)
(2,074,704
)
(2,885,007
)
(2,064,867
)
 
  Net increase (decrease) in net assets
(24,291,805
)
(11,809,635
)
(13,764,924
)
(2,106,211
)
(673,133
)
(1,800,207
)
(2,540,775
)
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
  Beginning of period
201,147,748

117,508,398

116,227,332

16,716,582

16,312,061

30,361,959

19,768,629

 
  End of period
$
176,855,943

$
105,698,763

$
102,462,408

$
14,610,371

$
15,638,928

$
28,561,752

$
17,227,854

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 

(1) Formerly Invesco V.I. Money Market Fund. Change effective April 29, 2016.
(2) Merged with Putnam VT Voyager Fund. Change effective November 18, 2016.
(3) Funded as of November 18, 2016.
(4) Merged with Putnam VT Growth Opportunities Fund. Change effective November 18, 2016.
(5) Formerly PIMCO Global Dividend Portfolio. Change effective June 17, 2016.
(6) Not Funded as of December 31, 2016.
(7) Liquidated as of April 29, 2016.
(8) Liquidated as of April 29, 2016.
(9) Liquidated as of April 29, 2016.




































SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Century VP Value Fund
American Century VP Growth Fund
AB VPS Balanced Wealth Strategy Portfolio
AB VPS International Value Portfolio
AB VPS Small/Mid Cap Value Portfolio
AB VPS Value Portfolio
AB VPS International Growth Portfolio
Invesco V.I. Value Opportunities Fund
Invesco V.I. Core Equity Fund
Invesco V.I. Government Securities Fund
 
Sub-Account
Sub-Account
Sub-Account (1)
Sub-Account (2)
Sub-Account (3)
Sub-Account (4)
Sub-Account (5)
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
86,785

$
(19,470
)
$
99,907

$
110,349

$
(125,273
)
$
905

$
(59,563
)
$
328,656

$
(1,022,524
)
$
718,852

  Net realized gain (loss) on security transactions
619,892

64,111

365,811

332,760

494,422

97,493

178,644

379,566

9,807,128

(2,947,591
)
  Net realized gain distributions
—

138,051

1,934,508

—

2,222,396

—

—

3,705,387

13,607,329

—

  Change in unrealized appreciation (depreciation) during the period
(1,093,220
)
(96,731
)
(2,413,166
)
(85,691
)
(3,519,095
)
(203,027
)
(209,202
)
(10,681,732
)
(32,252,580
)
(1,563,468
)
  Net increase (decrease) in net assets resulting from operations
(386,543
)
85,961

(12,940
)
357,418

(927,550
)
(104,629
)
(90,121
)
(6,268,123
)
(9,860,647
)
(3,792,207
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
8,570

5,235

197,236

118,040

183,856

23,554

25,151

241,035

566,691

1,756,602

  Net transfers
(760,351
)
(145,063
)
685,277

618,660

(984,652
)
(146,778
)
(825,248
)
(1,080,137
)
(1,278,695
)
16,662,906

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(774,913
)
(78,949
)
(5,253,284
)
(3,398,046
)
(2,162,721
)
(304,039
)
(601,131
)
(7,193,309
)
(23,378,879
)
(55,270,930
)
  Other transactions
92

(647
)
—

927

552

—

2

4,139

26,878

21,482

  Death benefits
(56,051
)
—

(201,563
)
(430,336
)
(74,625
)
—

(44,719
)
(1,070,162
)
(2,403,205
)
(7,310,184
)
  Net annuity transactions
—

—

—

46,832

(2,312
)
—

(350
)
132,174

88,263

396,280

  Net increase (decrease) in net assets resulting from unit transactions
(1,582,653
)
(219,424
)
(4,572,334
)
(3,043,923
)
(3,039,902
)
(427,263
)
(1,446,295
)
(8,966,260
)
(26,378,947
)
(43,743,844
)
  Net increase (decrease) in net assets
(1,969,196
)
(133,463
)
(4,585,274
)
(2,686,505
)
(3,967,452
)
(531,892
)
(1,536,416
)
(15,234,383
)
(36,239,594
)
(47,536,051
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
9,545,899

2,424,232

22,659,750

21,068,829

15,900,649

1,512,883

4,321,026

58,450,342

157,357,446

289,266,806

  End of period
$
7,576,703

$
2,290,769

$
18,074,476

$
18,382,324

$
11,933,197

$
980,991

$
2,784,610

$
43,215,959

$
121,117,852

$
241,730,755

 
 
 
 
 
 
 
 
 
 
 
 (1) Formerly AllianceBernstein VPS Balanced Wealth Strategy Portfolio. Change effective May 1, 2015.
 
 
 
 
 (2) Formerly AllianceBernstein VPS International Value Portfolio. Change effective May 1, 2015.
 
 
 
 
 (3) Formerly AllianceBernstein VPS Small/Mid Cap Value Portfolio. Change effective May 1, 2015.
 
 
 
 
 (4) Formerly AllianceBernstein VPS Value Portfolio. Change effective May 1, 2015.
 
 
 
 
 (5) Formerly AllianceBernstein VPS International Growth Portfolio. Change effective May 1, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Invesco V.I. International Growth Fund
Invesco V.I. Mid Cap Core Equity Fund
Invesco V.I. Small Cap Equity Fund
Invesco V.I. Balanced Risk Allocation Fund
Invesco V.I. Diversified Dividend Fund
Invesco V.I. Money Market Fund
American Century VP Mid Cap Value Fund
American Funds Global Bond Fund
American Funds Global Growth and Income Fund
American Funds Asset Allocation Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(330,798
)
$
(2,050,401
)
$
(1,544,292
)
$
315,228

$
(902
)
$
(2,482,801
)
$
4,432

$
(1,700,911
)
$
312,784

$
(1,489,997
)
  Net realized gain (loss) on security transactions
8,306,485

3,133,727

5,472,964

(29,025
)
28,059

—

24,601

(126,778
)
7,724,155

40,470,636

  Net realized gain distributions
—

12,016,842

16,727,454

1,159,938

—

—

33,490

2,722,711

—

52,189,207

  Change in unrealized appreciation (depreciation) during the period
(12,710,679
)
(20,115,761
)
(26,391,189
)
(2,206,782
)
(25,857
)
—

(84,476
)
(6,664,118
)
(13,073,010
)
(93,253,649
)
  Net increase (decrease) in net assets resulting from operations
(4,734,992
)
(7,015,593
)
(5,735,063
)
(760,641
)
1,300

(2,482,801
)
(21,953
)
(5,769,096
)
(5,036,071
)
(2,083,803
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
523,369

729,762

560,465

153,829

—

1,407,746

18,500

1,274,111

1,282,695

5,662,624

  Net transfers
2,057,513

(4,269,118
)
459,165

(92,786
)
(5,667
)
213,142,684

(64,775
)
(6,535,150
)
(3,902,423
)
(12,148,342
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(22,796,042
)
(19,332,656
)
(14,412,870
)
(1,669,442
)
(66,794
)
(179,151,238
)
(16,601
)
(16,861,998
)
(31,657,818
)
(101,820,865
)
  Other transactions
43,698

14,347

18,448

2,806

(8
)
38,578

—

3,405

2,954

8,341

  Death benefits
(2,447,952
)
(2,911,711
)
(1,452,613
)
(279,152
)
—

(8,500,074
)
—

(4,046,046
)
(4,688,049
)
(19,935,874
)
  Net annuity transactions
11,459

236,022

26,306

—

—

406,887

—

69,126

(74,774
)
820,503

  Net increase (decrease) in net assets resulting from unit transactions
(22,607,955
)
(25,533,354
)
(14,801,099
)
(1,884,745
)
(72,469
)
27,344,583

(62,876
)
(26,096,552
)
(39,037,415
)
(127,413,613
)
  Net increase (decrease) in net assets
(27,342,947
)
(32,548,947
)
(20,536,162
)
(2,645,386
)
(71,169
)
24,861,782

(84,829
)
(31,865,648
)
(44,073,486
)
(129,497,416
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
158,952,221

149,442,498

97,889,375

14,602,432

305,336

135,908,765

801,413

115,218,960

226,969,193

791,683,183

  End of period
$
131,609,274

$
116,893,551

$
77,353,213

$
11,957,046

$
234,167

$
160,770,547

$
716,584

$
83,353,312

$
182,895,707

$
662,185,767

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
American Funds Blue Chip Income and Growth Fund
American Funds Bond Fund
American Funds Global Growth Fund
American Funds Growth Fund
American Funds Growth-Income Fund
American Funds International Fund
American Funds New World Fund
American Funds Global Small Capitalization Fund
Wells Fargo VT Omega Growth Fund
Fidelity® VIP Growth Portfolio
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (6)
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
82,103

$
(335,769
)
$
(1,984,539
)
$
(17,861,672
)
$
(7,676,752
)
$
(1,075,766
)
$
(1,637,064
)
$
(2,993,118
)
$
(18,655
)
$
(115,032
)
  Net realized gain (loss) on security transactions
33,336,844

1,199,521

15,671,020

83,455,788

88,160,022

13,756,656

4,429,618

13,595,858

14,036

513,056

  Net realized gain distributions
46,878,906

13,835,956

25,046,288

300,612,111

218,350,229

21,080,874

7,354,580

13,222,501

166,246

218,173

  Change in unrealized appreciation (depreciation) during the period
(101,219,879
)
(23,194,165
)
(25,550,877
)
(292,235,076
)
(298,783,697
)
(52,819,579
)
(15,974,688
)
(24,408,039
)
(169,168
)
(286,962
)
  Net increase (decrease) in net assets resulting from operations
(20,922,026
)
(8,494,457
)
13,181,892

73,971,151

49,802

(19,057,815
)
(5,827,554
)
(582,798
)
(7,541
)
329,235

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
2,609,994

3,926,833

1,509,102

7,507,660

7,818,848

1,970,129

851,527

974,984

—

141,128

  Net transfers
(14,739,840
)
(5,938,809
)
7,287,399

(35,181,439
)
(31,078,247
)
3,090,084

(4,154,768
)
(2,471,201
)
88,434

(373,602
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(68,314,751
)
(108,041,054
)
(35,569,214
)
(207,873,551
)
(225,815,268
)
(55,589,726
)
(19,601,973
)
(25,218,541
)
(154,890
)
(649,698
)
  Other transactions
32,567

267,268

3,699

134,571

134,905

71,924

18,042

35,085

(1
)
12

  Death benefits
(11,354,016
)
(18,791,173
)
(5,043,667
)
(29,304,832
)
(34,425,621
)
(7,790,939
)
(2,366,869
)
(2,948,188
)
(21,868
)
(102,926
)
  Net annuity transactions
276,047

631,831

703,092

930,960

1,552,741

211,620

172,434

132,927

1,317

—

  Net increase (decrease) in net assets resulting from unit transactions
(91,489,999
)
(127,945,104
)
(31,109,589
)
(263,786,631
)
(281,812,642
)
(58,036,908
)
(25,081,607
)
(29,494,934
)
(87,008
)
(985,086
)
  Net increase (decrease) in net assets
(112,412,025
)
(136,439,561
)
(17,927,697
)
(189,815,480
)
(281,762,840
)
(77,094,723
)
(30,909,161
)
(30,077,732
)
(94,549
)
(655,851
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
524,639,657

772,885,175

261,257,937

1,533,269,584

1,624,836,107

399,232,673

144,818,397

178,438,387

957,060

6,963,451

  End of period
$
412,227,632

$
636,445,614

$
243,330,240

$
1,343,454,104

$
1,343,073,267

$
322,137,950

$
113,909,236

$
148,360,655

$
862,511

$
6,307,600

 
 
 
 
 
 
 
 
 
 
 
 (6) Formerly Wells Fargo Advantage VT Omega Growth Fund. Change effective December 15, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Fidelity® VIP Contrafund® Portfolio
Fidelity® VIP Mid Cap Portfolio
Fidelity® VIP Value Strategies Portfolio
Fidelity® VIP Dynamic Capital Appreciation Portfolio
Fidelity® VIP Strategic Income Portfolio
Franklin Rising Dividends VIP Fund
Franklin Income VIP Fund
Franklin Large Cap Growth VIP Fund
Franklin Global Real Estate VIP Fund
Franklin Small-Mid Cap Growth VIP Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(551,324
)
$
(767,382
)
$
(41,660
)
$
(50,114
)
$
18,460

$
(1,593,807
)
$
24,421,607

$
(1,310,334
)
$
116,769

$
(3,409,037
)
  Net realized gain (loss) on security transactions
6,038,867

2,714,258

510,573

139,161

(13,194
)
30,786,825

6,770,960

5,484,873

(110,577
)
1,668,572

  Net realized gain distributions
7,573,724

7,526,219

3,337

265,807

2,534

49,625,893

—

20,438,679

—

45,086,181

  Change in unrealized appreciation (depreciation) during the period
(13,524,777
)
(10,898,762
)
(646,097
)
(363,497
)
(41,689
)
(103,548,309
)
(104,787,489
)
(21,796,674
)
(106,027
)
(49,864,517
)
  Net increase (decrease) in net assets resulting from operations
(463,510
)
(1,425,667
)
(173,847
)
(8,643
)
(33,889
)
(24,729,398
)
(73,594,922
)
2,816,544

(99,835
)
(6,518,801
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
470,627

493,126

6,299

26,594

3,960

2,763,237

4,153,925

479,366

62,031

955,930

  Net transfers
(3,488,901
)
(1,757,751
)
(219,601
)
143,304

24,907

(9,051,875
)
(27,630,654
)
2,457,549

(232,731
)
(1,820,906
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(10,623,024
)
(8,620,061
)
(920,617
)
(404,271
)
(233,329
)
(72,571,244
)
(148,121,629
)
(12,926,826
)
(870,839
)
(28,420,785
)
  Other transactions
2,832

5,376

408

306

—

124,247

33,931

662

(32
)
34,874

  Death benefits
(610,144
)
(828,739
)
(89,923
)
(9,123
)
(12,989
)
(9,739,413
)
(19,467,281
)
(1,502,909
)
(223,225
)
(3,086,808
)
  Net annuity transactions
33,678

(5,063
)
—

—

—

722,240

1,554,007

82,726

(24,100
)
85,641

  Net increase (decrease) in net assets resulting from unit transactions
(14,214,932
)
(10,713,112
)
(1,223,434
)
(243,190
)
(217,451
)
(87,752,808
)
(189,477,701
)
(11,409,432
)
(1,288,896
)
(32,252,054
)
  Net increase (decrease) in net assets
(14,678,442
)
(12,138,779
)
(1,397,281
)
(251,833
)
(251,340
)
(112,482,206
)
(263,072,623
)
(8,592,888
)
(1,388,731
)
(38,770,855
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
85,715,982

63,830,530

4,574,058

4,284,335

1,332,036

526,505,475

979,864,434

81,345,950

7,397,583

196,223,167

  End of period
$
71,037,540

$
51,691,751

$
3,176,777

$
4,032,502

$
1,080,696

$
414,023,269

$
716,791,811

$
72,753,062

$
6,008,852

$
157,452,312

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 



SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Franklin Small Cap Value VIP Fund
Franklin Strategic Income VIP Fund
Franklin Mutual Shares VIP Fund
Templeton Developing Markets VIP Fund
Templeton Foreign VIP Fund
Templeton Growth VIP Fund
Franklin Mutual Global Discovery VIP Fund
Franklin Flex Cap Growth VIP Fund
Templeton Global Bond VIP Fund
Hartford Balanced HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(613,777
)
$
18,887,864

$
8,128,406

$
237,725

$
3,473,075

$
2,108,821

$
2,729,630

$
(608,065
)
$
4,487,661

$
31,407

  Net realized gain (loss) on security transactions
1,291,540

(6,549,336
)
38,054,964

(1,598,978
)
3,954,995

10,711,820

7,261,344

(2,737,597
)
(791,352
)
1,562,144

  Net realized gain distributions
8,524,531

6,794,311

43,096,647

7,126,402

7,943,811

—

15,619,878

20,315,033

365,345

—

  Change in unrealized appreciation (depreciation) during the period
(14,381,599
)
(39,962,867
)
(128,902,263
)
(17,565,530
)
(32,352,573
)
(31,786,395
)
(39,187,789
)
(16,155,815
)
(8,243,072
)
(1,767,871
)
  Net increase (decrease) in net assets resulting from operations
(5,179,305
)
(20,830,028
)
(39,622,246
)
(11,800,381
)
(16,980,692
)
(18,965,754
)
(13,576,937
)
813,556

(4,181,418
)
(174,320
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
414,362

2,020,919

3,786,216

375,440

1,192,039

1,376,906

1,715,658

192,784

454,320

53,343

  Net transfers
(132,177
)
(6,459,797
)
(8,777,279
)
(1,148,259
)
9,538,600

(4,547,514
)
(2,643,030
)
(627,342
)
378,885

1,074,834

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(8,648,708
)
(68,400,966
)
(94,406,102
)
(8,184,395
)
(37,869,248
)
(41,332,744
)
(43,171,726
)
(5,255,760
)
(10,584,167
)
(4,288,829
)
  Other transactions
9,836

10,578

74,849

956

45,515

22,060

13,592

1,051

1,679

1,349

  Death benefits
(941,662
)
(8,509,651
)
(14,425,842
)
(974,910
)
(4,088,525
)
(5,494,332
)
(4,879,090
)
(820,748
)
(1,178,919
)
(244,919
)
  Net annuity transactions
(21,785
)
232,723

590,066

3,826

352,473

468,970

152,619

3,030

80,093

—

  Net increase (decrease) in net assets resulting from unit transactions
(9,320,134
)
(81,106,194
)
(113,158,092
)
(9,927,342
)
(30,829,146
)
(49,506,654
)
(48,811,977
)
(6,506,985
)
(10,848,109
)
(3,404,222
)
  Net increase (decrease) in net assets
(14,499,439
)
(101,936,222
)
(152,780,338
)
(21,727,723
)
(47,809,838
)
(68,472,408
)
(62,388,914
)
(5,693,429
)
(15,029,527
)
(3,578,542
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
64,712,254

449,783,789

722,392,206

64,426,917

257,467,042

284,644,288

311,837,827

35,257,492

77,872,315

19,029,607

  End of period
$
50,212,815

$
347,847,567

$
569,611,868

$
42,699,194

$
209,657,204

$
216,171,880

$
249,448,913

$
29,564,063

$
62,842,788

$
15,451,065

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Total Return Bond HLS Fund
Hartford Capital Appreciation HLS Fund
Hartford Dividend and Growth HLS Fund
Hartford Global Growth HLS Fund
Hartford Disciplined Equity HLS Fund
Hartford Growth Opportunities HLS Fund
Hartford High Yield HLS Fund
Hartford International Opportunities HLS Fund
Hartford Small/Mid Cap Equity HLS Fund
Hartford Ultrashort Bond HLS Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
8,706,795

$
(2,763,082
)
$
1,063,493

$
(33,368
)
$
(668,399
)
$
(1,816,878
)
$
1,689,370

$
(15,102
)
$
(26,072
)
$
(3,210,429
)
  Net realized gain (loss) on security transactions
5,230,334

31,021,944

18,247,398

124,617

9,144,753

13,498,454

(583,815
)
1,809,902

(32,688
)
113,350

  Net realized gain distributions
12,721,433

85,081,794

46,848,257

181,235

25,929,913

26,721,857

—

—

1,104,273

20,596

  Change in unrealized appreciation (depreciation) during the period
(36,852,838
)
(112,851,988
)
(74,621,862
)
(39,936
)
(29,961,735
)
(24,680,166
)
(2,904,487
)
(1,282,150
)
(1,443,062
)
(454,152
)
  Net increase (decrease) in net assets resulting from operations
(10,194,276
)
488,668

(8,462,714
)
232,548

4,444,532

13,723,267

(1,798,932
)
512,650

(397,549
)
(3,530,635
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
3,229,979

3,169,707

2,241,053

47,300

494,763

885,679

219,219

192,224

53,776

1,909,872

  Net transfers
3,493,375

(17,391,723
)
(8,023,042
)
1,281,007

(5,599,784
)
(12,849,575
)
(988,929
)
(755,488
)
51,767

3,714,954

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(83,330,803
)
(70,264,558
)
(50,866,953
)
(386,971
)
(13,048,052
)
(20,079,676
)
(6,483,399
)
(6,418,463
)
(1,302,041
)
(46,857,901
)
  Other transactions
13,393

(10,899
)
(10,081
)
1

3,063

4,500

1,340

720

1,327

40,795

  Death benefits
(8,057,529
)
(6,340,610
)
(5,308,760
)
(18,934
)
(1,164,882
)
(1,683,895
)
(469,652
)
(418,671
)
(45,077
)
(4,937,225
)
  Net annuity transactions
4,846

(3,303
)
(56,125
)
—

45,038

(1,304
)
(485
)
46,946

(997
)
541,959

  Net increase (decrease) in net assets resulting from unit transactions
(84,646,739
)
(90,841,386
)
(62,023,908
)
922,403

(19,269,854
)
(33,724,271
)
(7,721,906
)
(7,352,732
)
(1,241,245
)
(45,587,546
)
  Net increase (decrease) in net assets
(94,841,015
)
(90,352,718
)
(70,486,622
)
1,154,951

(14,825,322
)
(20,001,004
)
(9,520,838
)
(6,840,082
)
(1,638,794
)
(49,118,181
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
571,968,762

507,446,086

379,363,203
3,554,428
93,748,052
147,044,785
38,582,200
42,778,575
7,167,689
245,915,008
  End of period
$
477,127,747

$
417,093,368

308,876,581
4,709,379
78,922,730
127,043,781
29,061,362
35,938,493
5,528,895
196,796,827
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hartford Small Company HLS Fund
Hartford SmallCap Growth HLS Fund
Hartford Stock HLS Fund
Hartford U.S. Government Securities HLS Fund
Hartford Value HLS Fund
Lord Abbett Fundamental Equity Fund
Lord Abbett Calibrated Dividend Growth Fund
Lord Abbett Bond Debenture Fund
Lord Abbett Growth and Income Fund
MFS® Core Equity Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (7)
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(213,387
)
$
(137,139
)
$
4,714

$
45,464

$
26,520

$
12,429

$
29,827

$
890,268

$
(27,923
)
$
100,526

  Net realized gain (loss) on security transactions
265,938

175,997

216,894

(64,344
)
1,280,881

(69,826
)
143,356

446,684

851,127

4,098,261

  Net realized gain distributions
2,461,188

859,491

—

—

581,771

1,051,170

1,213,178

282,531

415,597

964,962

  Change in unrealized appreciation (depreciation) during the period
(3,624,916
)
(1,066,383
)
(202,082
)
(16,941
)
(2,637,347
)
(1,541,056
)
(1,901,870
)
(2,758,776
)
(1,599,698
)
(4,757,039
)
  Net increase (decrease) in net assets resulting from operations
(1,111,177
)
(168,034
)
19,526

(35,821
)
(748,175
)
(547,283
)
(515,509
)
(1,139,293
)
(360,897
)
406,710

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
118,546

40,739

27,076

257,840

167,727

28,882

168,027

173,960

31,445

18,073

  Net transfers
(737,323
)
43,034

163,581

8,429,168

(567,885
)
(583,658
)
(7,767
)
(659,438
)
(299,703
)
502,179

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

(19,311,178
)
  Surrenders for benefit payments and fees
(2,818,184
)
(868,770
)
(352,292
)
(4,624,259
)
(2,096,233
)
(729,594
)
(1,633,666
)
(6,244,211
)
(1,447,100
)
(641,377
)
  Other transactions
1,710

35

(149
)
2,601

1,197

10

1,402

577

16

1

  Death benefits
(77,511
)
(35,044
)
—

(489,105
)
(280,030
)
(91,520
)
(192,922
)
(865,115
)
(98,155
)
(195,492
)
  Net annuity transactions
—

(395
)
—

(353
)
—

—

(734
)
(25,888
)
—

(179,751
)
  Net increase (decrease) in net assets resulting from unit transactions
(3,512,762
)
(820,401
)
(161,784
)
3,575,892

(2,775,224
)
(1,375,880
)
(1,665,660
)
(7,620,115
)
(1,813,497
)
(19,807,545
)
  Net increase (decrease) in net assets
(4,623,939
)
(988,435
)
(142,258
)
3,540,071

(3,523,399
)
(1,923,163
)
(2,181,169
)
(8,759,408
)
(2,174,394
)
(19,400,835
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
15,918,053

8,426,751

2,184,736

20,624,542

19,906,746

14,338,556

15,224,523

45,468,923

9,796,907

19,400,835

  End of period
$
11,294,114

$
7,438,316

$
2,042,478

$
24,164,613

$
16,383,347

$
12,415,393

$
13,043,354

$
36,709,515

$
7,622,513

$
—

 
 
 
 
 
 
 
 
 
 
 
 (7) Merged with MFS® Core Equity Portfolio. Change effective March 27, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MFS® Growth Fund
MFS® Global Equity Fund
MFS® Investors Growth Stock Fund
MFS® Investors Trust Fund
MFS® Mid Cap Growth Fund
MFS® New Discovery Fund
MFS® Total Return Fund
MFS® Value Fund
MFS® Total Return Bond Series
MFS® Research International Fund
 
Sub-Account
Sub-Account
Sub-Account (8)
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (9)
Sub-Account (10)
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(2,180,680
)
$
(165,752
)
$
146,996

$
(1,597,735
)
$
(1,026,708
)
$
(1,954,939
)
$
3,405,729

$
1,745,529

$
10,919,634

$
614,346

  Net realized gain (loss) on security transactions
7,931,718

1,197,405

6,272,297

14,214,901

2,253,825

1,625,549

19,542,087

21,176,779

5,279,970

(87,354
)
  Net realized gain distributions
7,706,630

702,258

3,263,188

16,369,110

5,225,152

3,062,362

17,472,993

16,816,063

—

—

  Change in unrealized appreciation (depreciation) during the period
(4,951,217
)
(2,335,001
)
(9,276,049
)
(31,224,680
)
(5,069,408
)
(5,560,359
)
(50,098,305
)
(45,896,510
)
(26,872,094
)
1,021,662

  Net increase (decrease) in net assets resulting from operations
8,506,451

(601,090
)
406,432

(2,238,404
)
1,382,861

(2,827,387
)
(9,677,496
)
(6,158,139
)
(10,672,490
)
1,548,654

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
854,901

76,394

76,077

975,201

270,518

439,749

2,820,878

1,373,906

2,267,248

29,877

  Net transfers
1,617,001

537,404

2,452,387

(5,212,294
)
4,662,319

(7,256,210
)
2,230,381

(2,309,982
)
(1,606,222
)
3,315,648

  Net interfund transfers due to corporate actions
—

—

(37,513,157
)
—

—

—

—

—

—

(26,745,936
)
  Surrenders for benefit payments and fees
(19,628,240
)
(3,354,472
)
(1,511,130
)
(28,479,899
)
(7,007,425
)
(16,549,316
)
(75,451,266
)
(43,595,091
)
(90,169,145
)
(1,501,641
)
  Other transactions
71,785

1,686

1,576

3,231

1,365

3,836

10,965

38,852

305,210

701

  Death benefits
(2,705,317
)
(478,771
)
(219,981
)
(3,571,068
)
(1,015,487
)
(2,107,632
)
(11,148,904
)
(5,178,514
)
(10,410,307
)
(81,841
)
  Net annuity transactions
(41,042
)
(1,334
)
(341,539
)
160,927

(44,340
)
47,535

478,828

(60,714
)
49,957

(63,733
)
  Net increase (decrease) in net assets resulting from unit transactions
(19,830,912
)
(3,219,093
)
(37,055,767
)
(36,123,902
)
(3,133,050
)
(25,422,038
)
(81,059,118
)
(49,731,543
)
(99,563,259
)
(25,046,925
)
  Net increase (decrease) in net assets
(11,324,461
)
(3,820,183
)
(36,649,335
)
(38,362,306
)
(1,750,189
)
(28,249,425
)
(90,736,614
)
(55,889,682
)
(110,235,749
)
(23,498,271
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
152,064,452

22,414,530

36,649,335

178,823,281

53,878,020

115,937,160

529,209,414

324,071,207

671,404,628

23,498,271

  End of period
$
140,739,991

$
18,594,347

$
—

$
140,460,975

$
52,127,831

$
87,687,735

$
438,472,800

$
268,181,525

$
561,168,879

$
—

 
 
 
 
 
 
 
 
 
 
 
 (8) Merged with MFS® Massachusetts Investors Growth Stock Portfolio. Change effective March 27, 2015.
 
 
 
 
 
 
 
 (9) Formerly MFS® Research Bond Fund. Change effective April 30, 2015.
 
 
 
 
 
 
 
 (10) Merged with MFS® Research International Portfolio. Change effective March 27, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MFS® Research Fund
MFS® High Yield Portfolio
BlackRock Global Allocation V.I. Fund
BlackRock Global Opportunities V.I. Fund
BlackRock Large Cap Growth V.I. Fund
BlackRock Equity Dividend V.I. Fund
UIF Core Plus Fixed Income Portfolio
UIF Growth Portfolio
UIF Mid Cap Growth Portfolio
Invesco V.I. American Value Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(227,967
)
$
5,053,864

$
(1,291
)
$
(3,007
)
$
(9,608
)
$
51,258

$
11,164

$
(44,285
)
$
(180,637
)
$
(174,714
)
  Net realized gain (loss) on security transactions
1,418,367

(1,461,965
)
(16,980
)
30,406

49,658

223,576

17,108

92,629

435,269

721,692

  Net realized gain distributions
1,697,042

—

304,487

3,230

37,585

562,419

—

362,256

2,185,092

1,387,397

  Change in unrealized appreciation (depreciation) during the period
(2,936,034
)
(9,392,224
)
(395,714
)
(32,907
)
(69,215
)
(976,871
)
(46,587
)
(150,909
)
(3,314,036
)
(3,121,739
)
  Net increase (decrease) in net assets resulting from operations
(48,592
)
(5,800,325
)
(109,498
)
(2,278
)
8,420

(139,618
)
(18,315
)
259,691

(874,312
)
(1,187,364
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
98,676

783,398

97,815

—

—

7,655

—

3,565

65,326

53,882

  Net transfers
(1,587,310
)
(3,224,841
)
582,809

(43,680
)
(146,966
)
102,685

(94,060
)
(23,656
)
(114,065
)
(35,306
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(3,238,606
)
(17,543,312
)
(160,631
)
(66,285
)
(35,781
)
(564,543
)
(95,340
)
(573,818
)
(1,806,414
)
(1,567,120
)
  Other transactions
658

4,427

(2
)
—

—

(4
)
—

—

(147
)
90

  Death benefits
(408,542
)
(2,839,307
)
(228,688
)
11

—

(121,799
)
(13,779
)
(65,336
)
(169,411
)
(118,383
)
  Net annuity transactions
9,881

59,912

—

—

(7,458
)
(762
)
—

—

—

—

  Net increase (decrease) in net assets resulting from unit transactions
(5,125,243
)
(22,759,723
)
291,303

(109,954
)
(190,205
)
(576,768
)
(203,179
)
(659,245
)
(2,024,711
)
(1,666,837
)
  Net increase (decrease) in net assets
(5,173,835
)
(28,560,048
)
181,805

(112,232
)
(181,785
)
(716,386
)
(221,494
)
(399,554
)
(2,899,023
)
(2,854,201
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
27,188,206

116,451,812

4,807,811

340,805

847,994

10,261,129

859,890

2,732,375

14,440,819

12,854,092

  End of period
$
22,014,371

$
87,891,764

$
4,989,616

$
228,573

$
666,209

$
9,544,743

$
638,396

$
2,332,821

$
11,541,796

$
9,999,891

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Morgan Stanley Mid Cap Growth Portfolio
BlackRock Capital Appreciation V.I. Fund
Oppenheimer Capital Appreciation Fund/VA
Oppenheimer Global Fund/VA
Oppenheimer Main Street Fund®/VA
Oppenheimer Main Street Small Cap Fund/VA
Oppenheimer Equity Income Fund/VA
Putnam VT Diversified Income Fund
Putnam VT Global Asset Allocation Fund
Putnam VT International Value Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(8,197
)
$
(82,623
)
$
(47,377
)
$
(94,692
)
$
(33,860
)
$
(188,444
)
$
37,035

$
4,082,990

$
35,779

$
(4,542
)
  Net realized gain (loss) on security transactions
16,372

130,184

103,096

1,207,157

216,205

1,594,887

62,340

(718,146
)
317,230

17,605

  Net realized gain distributions
101,357

634,445

487,451

1,029,257

630,238

2,849,927

230,886

—

425,207

—

  Change in unrealized appreciation (depreciation) during the period
(146,018
)
(128,942
)
(499,895
)
(1,747,124
)
(752,273
)
(5,654,585
)
(695,562
)
(5,374,647
)
(799,023
)
(44,885
)
  Net increase (decrease) in net assets resulting from operations
(36,486
)
553,064

43,275

394,598

60,310

(1,398,215
)
(365,301
)
(2,009,803
)
(20,807
)
(31,822
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
—

6,529

45,557

38,216

31,348

76,076

1,500

230,730

20,604

14,387

  Net transfers
(57,729
)
(806,642
)
193,978

(168,018
)
(135,415
)
(949,067
)
88,543

994,963

(843,519
)
45,279

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(154,412
)
(488,305
)
(273,080
)
(2,485,595
)
(515,527
)
(2,812,734
)
(514,629
)
(7,619,990
)
(813,884
)
(115,255
)
  Other transactions
—

10

6

(104
)
(25
)
344

(20
)
2,498

—

—

  Death benefits
—

(122,640
)
(11,035
)
(127,482
)
(46,499
)
(326,605
)
(3,880
)
(1,162,372
)
(4,901
)
(6,740
)
  Net annuity transactions
—

—

—

—

—

—

—

(30,455
)
—

—

  Net increase (decrease) in net assets resulting from unit transactions
(212,141
)
(1,411,048
)
(44,574
)
(2,742,983
)
(666,118
)
(4,011,986
)
(428,486
)
(7,584,626
)
(1,641,700
)
(62,329
)
  Net increase (decrease) in net assets
(248,627
)
(857,984
)
(1,299
)
(2,348,385
)
(605,808
)
(5,410,201
)
(793,787
)
(9,594,429
)
(1,662,507
)
(94,151
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
594,425

8,724,719

2,512,094

15,859,465

3,696,874

22,197,302

3,466,094

55,521,261

4,617,068

953,508

  End of period
$
345,798

$
7,866,735

$
2,510,795

$
13,511,080

$
3,091,066

$
16,787,101

$
2,672,307

$
45,926,832

$
2,954,561

$
859,357

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 
SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Putnam VT International Equity Fund
Putnam VT Investors Fund
Putnam VT Small Cap Value Fund
Putnam VT Voyager Fund
Putnam VT Equity Income Fund
PIMCO All Asset Fund
PIMCO Global Dividend Portfolio
PIMCO Global Multi-Asset Managed Allocation Portfolio
Jennison 20/20 Focus Fund
Jennison Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (11)
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(8,546
)
$
607

$
(15,639
)
$
17,883

$
14,253

$
32,226

$
333,267

$
838

$
(10,553
)
$
(973
)
  Net realized gain (loss) on security transactions
22,155

16,256

(37,116
)
441,681

180,397

(20,167
)
197,154

(9,068
)
30,239

188

  Net realized gain distributions
—

—

238,678

1,500,145

—

—

713,951

—

—

—

  Change in unrealized appreciation (depreciation) during the period
(52,624
)
(31,836
)
(294,978
)
(2,534,868
)
(247,517
)
(181,940
)
(1,888,419
)
(1,425
)
2,063

4,362

  Net increase (decrease) in net assets resulting from operations
(39,015
)
(14,973
)
(109,055
)
(575,159
)
(52,867
)
(169,881
)
(644,047
)
(9,655
)
21,749

3,577

 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
24,230

6,252

367

16,199

14,869

3,420

8,025

3,157

—

—

  Net transfers
357,209

(67,376
)
(280,291
)
(285,066
)
(243,558
)
(61,874
)
307,650

(107,805
)
(87
)
—

  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(328,037
)
(38,336
)
(244,357
)
(850,705
)
(139,091
)
(58,982
)
(418,802
)
(23,714
)
(48,934
)
—

  Other transactions
—

—

1

356

(747
)
—

(2,512
)
—

—

—

  Death benefits
(13,260
)
—

2,702

(85,048
)
(7,241
)
(24,444
)
(58,266
)
—

—

—

  Net annuity transactions
(13,328
)
—

(185
)
—

—

—

—

—

—

—

  Net increase (decrease) in net assets resulting from unit transactions
26,814

(99,460
)
(521,763
)
(1,204,264
)
(375,768
)
(141,880
)
(163,905
)
(128,362
)
(49,021
)
—

  Net increase (decrease) in net assets
(12,201
)
(114,433
)
(630,818
)
(1,779,423
)
(428,635
)
(311,761
)
(807,952
)
(138,017
)
(27,272
)
3,577

 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
1,243,820

458,592

2,305,345

10,534,687

2,034,168

1,767,709

7,508,439

781,047

559,117

41,523

  End of period
$
1,231,619

$
344,159

$
1,674,527

$
8,755,264

$
1,605,533

$
1,455,948

$
6,700,487

$
643,030

$
531,845

$
45,100

 
 
 
 
 
 
 
 
 
 
 
 (11) Formerly PIMCO EqS Pathfinder Fund®. Change effective July 10, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 



SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Prudential Value Portfolio
Invesco V.I. Growth and Income Fund
Invesco V.I. Comstock Fund
Invesco V.I. American Franchise Fund
Invesco V.I. Mid Cap Growth Fund
Wells Fargo VT Index Asset Allocation Fund
Wells Fargo VT Total Return Bond Fund
Wells Fargo VT Intrinsic Value Fund
Wells Fargo VT International Equity Fund
Wells Fargo VT Small Cap Growth Fund
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (12)
Sub-Account (13)
Sub-Account (14)
Sub-Account (15)
Sub-Account (16)
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(6,592
)
$
421,801

$
(2,211
)
$
(1,051,242
)
$
(274,790
)
$
(6,323
)
$
(19,325
)
$
(18,820
)
$
11,302

$
(31,912
)
  Net realized gain (loss) on security transactions
3,232

1,928,718

70,733

4,938,269

325,662

111,588

8,972

105,636

13,345

66,705

  Net realized gain distributions
—

4,803,369

5,171

274,548

1,172,348

—

—

265,946

—

197,585

  Change in unrealized appreciation (depreciation) during the period
(34,960
)
(8,455,690
)
(233,594
)
(2,475,727
)
(1,761,692
)
(108,919
)
(40,668
)
(399,751
)
(25,223
)
(280,228
)
  Net increase (decrease) in net assets resulting from operations
(38,320
)
(1,301,802
)
(159,901
)
1,685,848

(538,472
)
(3,654
)
(51,021
)
(46,989
)
(576
)
(47,850
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
—

162,594

1,760

531,042

58,975

—

975

—

—

—

  Net transfers
—

(4,257
)
(49,187
)
(1,909,749
)
4,164,015

(164,990
)
(423,133
)
34,177

120,105

(40,476
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(4,159
)
(5,118,077
)
(186,177
)
(8,671,235
)
(2,500,407
)
(78,031
)
(912,615
)
(440,375
)
(157,124
)
(503,291
)
  Other transactions
17

797

—

4,652

818

1

233

(11
)
—

9

  Death benefits
—

(557,740
)
(32,233
)
(745,925
)
(264,984
)
(164,452
)
(126,878
)
(5,601
)
(1,778
)
(1,406
)
  Net annuity transactions
—

(15,718
)
—

9,164

(2,547
)
—

9,494

3,642

4,304

2,445

  Net increase (decrease) in net assets resulting from unit transactions
(4,142
)
(5,532,401
)
(265,837
)
(10,782,051
)
1,455,870

(407,472
)
(1,451,924
)
(408,168
)
(34,493
)
(542,719
)
  Net increase (decrease) in net assets
(42,462
)
(6,834,203
)
(425,738
)
(9,096,203
)
917,398

(411,126
)
(1,502,945
)
(455,157
)
(35,069
)
(590,569
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
378,404

36,691,354

2,128,190

59,476,691

10,699,017

771,323

3,597,468

2,120,817

707,492

1,930,732

  End of period
$
335,942

$
29,857,151

$
1,702,452

$
50,380,488

$
11,616,415

$
360,197

$
2,094,523

$
1,665,660

$
672,423

$
1,340,163

 
 
 
 
 
 
 
 
 
 
 
 (12) Formerly Wells Fargo Advantage VT Index Asset Allocation Fund. Change effective December 15, 2015.
 
 
 
 
 (13) Formerly Wells Fargo Advantage VT Total Return Bond Fund. Change effective December 15, 2015.
 
 
 
 
 (14) Formerly Wells Fargo Advantage VT Intrinsic Value Fund. Change effective December 15, 2015.
 
 
 
 
 (15) Formerly Wells Fargo Advantage VT International Equity Fund. Change effective December 15, 2015.
 
 
 
 
 (16) Formerly Wells Fargo Advantage VT Small Cap Growth Fund. Change effective December 15, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 

SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (continued)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Wells Fargo VT Discovery Fund
Wells Fargo VT Small Cap Value Fund
Wells Fargo VT Opportunity Fund
HIMCO VIT Index Fund
HIMCO VIT Portfolio Diversifier Fund
HIMCO VIT American Funds Asset Allocation Fund
HIMCO VIT American Funds Blue Chip Income and Growth Fund
HIMCO VIT American Funds Bond Fund
HIMCO VIT American Funds Global Bond Fund
HIMCO VIT American Funds Global Growth and Income Fund
 
Sub-Account (17)
Sub-Account (18)
Sub-Account (19)
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(23,317
)
$
(2,744
)
$
(4,006
)
$
(279,924
)
$
(402,348
)
$
(117,011
)
$
484,901

$
333,642

$
(41,742
)
$
576,856

  Net realized gain (loss) on security transactions
88,020

(11,267
)
23,115

643,166

(1,405,958
)
500,326

369,124

(137,205
)
(187,531
)
472,529

  Net realized gain distributions
167,263

—

22,705

456,322

—

556,563

600,660

333,941

1,081

514,418

  Change in unrealized appreciation (depreciation) during the period
(256,694
)
(6,681
)
(49,648
)
(705,382
)
(6,177,028
)
(1,208,631
)
(3,149,789
)
(2,581,166
)
(402,872
)
(2,515,375
)
  Net increase (decrease) in net assets resulting from operations
(24,728
)
(20,692
)
(7,834
)
114,182

(7,985,334
)
(268,753
)
(1,695,104
)
(2,050,788
)
(631,064
)
(951,572
)
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
—

—

975

455,435

1,647,728

425,247

270,249

733,780

92,219

266,668

  Net transfers
30,156

(63,306
)
(4,617
)
2,362,955

(2,409,385
)
(530,508
)
(1,638,972
)
(3,019,831
)
(603,030
)
(1,928,949
)
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

—

—

—

—

  Surrenders for benefit payments and fees
(264,619
)
(35,494
)
(78,560
)
(2,183,314
)
(19,011,308
)
(7,482,969
)
(4,455,061
)
(25,377,027
)
(2,144,285
)
(4,772,426
)
  Other transactions
86

49

—

2,209

(917
)
(94
)
(355
)
12,451

610

(656
)
  Death benefits
(67,130
)
—

—

(170,959
)
(2,452,603
)
(576,836
)
(368,921
)
(2,682,920
)
(279,735
)
(367,037
)
  Net annuity transactions
(510
)
(115
)
—

—

—

(418
)
—

(2,423
)
—

45,388

  Net increase (decrease) in net assets resulting from unit transactions
(302,017
)
(98,866
)
(82,202
)
466,326

(22,226,485
)
(8,165,578
)
(6,193,060
)
(30,335,970
)
(2,934,221
)
(6,757,012
)
  Net increase (decrease) in net assets
(326,745
)
(119,558
)
(90,036
)
580,508

(30,211,819
)
(8,434,331
)
(7,888,164
)
(32,386,758
)
(3,565,285
)
(7,708,584
)
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
1,265,555

220,452

270,025

36,158,079

307,580,794

40,602,132

39,271,817

154,400,485

11,925,644

37,160,327

  End of period
$
938,810

$
100,894

$
179,989

$
36,738,587

$
277,368,975

$
32,167,801

$
31,383,653

$
122,013,727

$
8,360,359

$
29,451,743

 
 
 
 
 
 
 
 
 
 
 
 (17) Formerly Wells Fargo Advantage VT Discovery Fund. Change effective December 15, 2015.
 
 
 
 
 
 
 
 (18) Formerly Wells Fargo Advantage VT Small Cap Value Fund. Change effective December 15, 2015.
 
 
 
 
 
 
 
 (19) Formerly Wells Fargo Advantage VT Opportunity Fund. Change effective December 15, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 


SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
 
 
 
 
Statements of Changes in Net Assets (concluded)
 
 
 
 
 
 
 
 
 
 
For the Periods Ended December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HIMCO VIT American Funds Global Growth Fund
HIMCO VIT American Funds Global Small Capitalization Fund
HIMCO VIT American Funds Growth Fund
HIMCO VIT American Funds Growth-Income Fund
HIMCO VIT American Funds International Fund
HIMCO VIT American Funds New World Fund
MFS® Core Equity Portfolio
MFS® Massachusetts Investors Growth Stock Portfolio
MFS® Research International Portfolio
 
 
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account
Sub-Account (20)(21)
Sub-Account (22)(23)
Sub-Account (24)(25)
 
 
 
 
 
 
 
 
 
 
 
 
Operations:
 
 
 
 
 
 
 
 
 
 
  Net investment income (loss)
$
(166,832
)
$
(594,961
)
$
(1,388,182
)
$
(613,915
)
$
(449,258
)
$
(118,406
)
$
(139,406
)
$
(297,514
)
$
122,641

 
  Net realized gain (loss) on security transactions
469,733

1,272,988

5,925,820

2,008,838

1,565,648

(156,028
)
(179,300
)
(153,063
)
(173,672
)
 
  Net realized gain distributions
143,696

432,548

5,026,901

3,155,648

901,417

6,376

1,360,484

1,873,452

191,691

 
  Change in unrealized appreciation (depreciation) during the period
405,841

(1,228,204
)
1,572,175

(4,605,794
)
(8,953,408
)
(633,117
)
(1,721,574
)
(2,303,488
)
(2,277,381
)
 
  Net increase (decrease) in net assets resulting from operations
852,438

(117,629
)
11,136,714

(55,223
)
(6,935,601
)
(901,175
)
(679,796
)
(880,613
)
(2,136,721
)
 
 
 
 
 
 
 
 
 
 
 
 
Unit transactions:
 
 
 
 
 
 
 
 
 
 
  Purchases
282,278

226,497

1,426,210

660,982

762,209

106,259

66,607

277,318

44,742

 
  Net transfers
(123,162
)
(1,156,340
)
(14,127,713
)
(3,470,071
)
3,321,479

(1,016,907
)
(365,144
)
(2,387,502
)
(1,516,391
)
 
  Net interfund transfers due to corporate actions
—

—

—

—

—

—

19,311,178

37,513,157

26,745,936

 
  Surrenders for benefit payments and fees
(2,310,489
)
(5,922,925
)
(31,004,826
)
(16,205,750
)
(20,241,818
)
(2,902,108
)
(2,026,273
)
(3,700,123
)
(3,071,580
)
 
  Other transactions
—

3,526

14,619

10,175

6,864

25

(343
)
(104
)
341

 
  Death benefits
(123,728
)
(446,905
)
(2,543,940
)
(1,553,740
)
(1,541,105
)
(169,815
)
(298,682
)
(833,696
)
(359,923
)
 
  Net annuity transactions
46,090

(1,180
)
(4,941
)
(758
)
(1,929
)
—

304,514

373,522

62,225

 
  Net increase (decrease) in net assets resulting from unit transactions
(2,229,011
)
(7,297,327
)
(46,240,591
)
(20,559,162
)
(17,694,300
)
(3,982,546
)
16,991,857

31,242,572

21,905,350

 
  Net increase (decrease) in net assets
(1,376,573
)
(7,414,956
)
(35,103,877
)
(20,614,385
)
(24,629,901
)
(4,883,721
)
16,312,061

30,361,959

19,768,629

 
 
 
 
 
 
 
 
 
 
 
 
Net assets:
 
 
 
 
 
 
 
 
 
 
  Beginning of period
17,528,173

40,560,163

236,251,625

138,122,783

140,857,233

21,600,303

—

—

—

 
  End of period
$
16,151,600

$
33,145,207

$
201,147,748

$
117,508,398

$
116,227,332

$
16,716,582

$
16,312,061

$
30,361,959

$
19,768,629

 
 
 
 
 
 
 
 
 
 
 
 
 (20) Funded as of March 27, 2015.
 
 
 
 
 
 
 
 (21) Merged with MFS® Core Equity Fund. Change effective March 27, 2015.
 
 
 
 
 
 
 
 (22) Funded as of March 27, 2015.
 
 
 
 
 
 
 
 (23) Merged with MFS® Investors Growth Stock Fund. Change effective March 27, 2015.
 
 
 
 
 
 
 
 (24) Funded as of March 27, 2015.
 
 
 
 
 
 
 
 (25) Merged with MFS® Research International Fund. Change effective March 27, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The accompanying notes are an integral part of these financial statements.
 
 
 
 
 
 




SEPARATE ACCOUNT SEVEN
Hartford Life and Annuity Insurance Company
 
 
 
 
Notes to Financial Statements
 
 
December 31, 2016
 
 
 
 
 

1. Organization:

Separate Account Seven (the “Account”) is a separate investment account established by Hartford Life and Annuity Insurance Company (the “Sponsor Company”) and is registered with the Securities and Exchange Commission (“SEC”) as a unit investment trust under the Investment Company Act of 1940, as amended. Both the Sponsor Company and the Account are subject to supervision and regulation by the Department of Insurance of the State of Connecticut and the SEC. The contract owners of the Sponsor Company direct their deposits into various investment options (the “Sub-Accounts”) within the Account.

The Account is comprised of the following Sub-Accounts:

American Century VP Value Fund, American Century VP Growth Fund, AB VPS Balanced Wealth Strategy Portfolio, AB VPS International Value Portfolio, AB VPS Small/Mid Cap Value Portfolio, AB VPS Value Portfolio, AB VPS International Growth Portfolio, Invesco V.I. Value Opportunities Fund, Invesco V.I. Core Equity Fund, Invesco V.I. Government Securities Fund, Invesco V.I. International Growth Fund, Invesco V.I. Mid Cap Core Equity Fund, Invesco V.I. Small Cap Equity Fund, Invesco V.I. Balanced Risk Allocation Fund, Invesco V.I. Diversified Dividend Fund, Invesco V.I. Government Money Market Fund (Formerly Invesco V.I. Money Market Fund), American Century VP Mid Cap Value Fund, American Funds Global Bond Fund, American Funds Global Growth and Income Fund, American Funds Asset Allocation Fund, American Funds Blue Chip Income and Growth Fund, American Funds Bond Fund, American Funds Global Growth Fund, American Funds Growth Fund, American Funds Growth-Income Fund, American Funds International Fund, American Funds New World Fund, American Funds Global Small Capitalization Fund, Wells Fargo VT Omega Growth Fund, Fidelity® VIP Growth Portfolio, Fidelity® VIP Contrafund® Portfolio, Fidelity® VIP Mid Cap Portfolio, Fidelity® VIP Value Strategies Portfolio, Fidelity® VIP Dynamic Capital Appreciation Portfolio, Fidelity® VIP Strategic Income Portfolio, Franklin Rising Dividends VIP Fund, Franklin Income VIP Fund, Franklin Large Cap Growth VIP Fund, Franklin Global Real Estate VIP Fund, Franklin Small-Mid Cap Growth VIP Fund, Franklin Small Cap Value VIP Fund, Franklin Strategic Income VIP Fund, Franklin Mutual Shares VIP Fund, Templeton Developing Markets VIP Fund, Templeton Foreign VIP Fund, Templeton Growth VIP Fund, Franklin Mutual Global Discovery VIP Fund, Franklin Flex Cap Growth VIP Fund, Templeton Global Bond VIP Fund, Hartford Balanced HLS Fund, Hartford Total Return Bond HLS Fund, Hartford Capital Appreciation HLS Fund, Hartford Dividend and Growth HLS Fund, Hartford Global Growth HLS Fund, Hartford Disciplined Equity HLS Fund, Hartford Growth Opportunities HLS Fund, Hartford High Yield HLS Fund, Hartford International Opportunities HLS Fund, Hartford Small/Mid Cap Equity HLS Fund, Hartford Ultrashort Bond HLS Fund, Hartford Small Company HLS Fund, Hartford SmallCap Growth HLS Fund, Hartford Stock HLS Fund, Hartford U.S. Government Securities HLS Fund, Hartford Value HLS Fund, Lord Abbett Fundamental Equity Fund, Lord Abbett Calibrated Dividend Growth Fund, Lord Abbett Bond Debenture Fund, Lord Abbett Growth and Income Fund, MFS® Growth Fund, MFS® Global Equity Fund, MFS® Investors Trust Fund, MFS® Mid Cap Growth Fund, MFS® New Discovery Fund, MFS® Total Return Fund, MFS® Value Fund, MFS® Total Return Bond Series, MFS® Research Fund, MFS® High Yield Portfolio, BlackRock Global Allocation V.I. Fund, BlackRock Global Opportunities V.I. Fund, BlackRock Large Cap Growth V.I. Fund, BlackRock Equity Dividend V.I. Fund, UIF Core Plus Fixed Income Portfolio, UIF Growth Portfolio, UIF Mid Cap Growth Portfolio, Invesco V.I. American Value Fund, Morgan Stanley Mid Cap Growth Portfolio, BlackRock Capital Appreciation V.I. Fund, Oppenheimer Capital Appreciation Fund/VA, Oppenheimer Global Fund/VA, Oppenheimer Main Street Fund®/VA, Oppenheimer Main Street Small Cap Fund/VA, Oppenheimer Equity Income Fund/VA, Putnam VT Diversified Income Fund, Putnam VT Global Asset Allocation Fund, Putnam VT Growth Opportunities Fund (Merged with Putnam VT Voyager Fund), Putnam VT International Value Fund, Putnam VT International Equity Fund, Putnam VT Investors Fund, Putnam VT Small Cap Value Fund, Putnam VT Voyager Fund (Merged with Putnam VT Growth Opportunities Fund), Putnam VT Equity Income Fund, PIMCO All Asset Fund, PIMCO StocksPLUS Global Portfolio (Formerly PIMCO Global Dividend Portfolio), PIMCO Global Multi-Asset Managed Allocation Portfolio, Jennison 20/20 Focus Fund, Jennison Fund^, Prudential Value Portfolio, Invesco V.I. Growth and Income Fund, Invesco V.I. Comstock Fund, Invesco V.I. American Franchise Fund, Invesco V.I. Mid Cap Growth Fund, Wells Fargo VT Index Asset Allocation Fund, Wells Fargo VT Total Return Bond Fund*, Wells Fargo VT Intrinsic Value Fund*, Wells Fargo VT International Equity Fund, Wells Fargo VT Small Cap Growth Fund, Wells Fargo VT Discovery Fund, Wells Fargo VT Small Cap Value Fund*, Wells Fargo VT Opportunity Fund, HIMCO VIT Index Fund, HIMCO VIT Portfolio Diversifier Fund, HIMCO VIT American Funds Asset Allocation Fund, HIMCO VIT American Funds Blue Chip Income and Growth Fund, HIMCO VIT American Funds Bond Fund, HIMCO VIT American Funds Global Bond Fund, HIMCO VIT American Funds Global Growth and Income Fund, HIMCO VIT American Funds Global Growth Fund, HIMCO VIT American Funds Global Small Capitalization Fund, HIMCO VIT American Funds Growth Fund, HIMCO VIT American Funds Growth-Income Fund, HIMCO VIT American Funds International Fund, HIMCO VIT American Funds New World Fund, MFS® Core Equity Portfolio, MFS® Massachusetts Investors Growth Stock Portfolio, MFS® Research International Portfolio.

* During 2016, this Sub-Account was liquidated.

^ This Sub-Account was not funded as of December 31, 2016, and as a result, is not presented in the statements of assets and liabilities.

The Sub-Accounts are invested in mutual funds (the “Funds”) of the same name. Each Sub-Account may invest in one or more share classes of a Fund, depending upon the product(s) available in that Sub-Account. A contract owner's unitized performance correlates with the share class associated with the contract owner's product.

If a Fund is subject to a merger by the Fund Manager, the Sub-Account invested in the surviving Fund acquires, at fair value, the net assets of the Sub-Account associated with the merging Fund on the date disclosed. These transfers are reflected in net interfund transfers due to corporate actions on the statements of changes in net assets.

Under applicable insurance law, the assets and liabilities of the Account are clearly identified and distinguished from the Sponsor Company’s other assets and liabilities and are not chargeable with liabilities arising out of any other business the Sponsor Company may conduct.

2. Significant Accounting Policies:

The Account qualifies as an investment company and follows the accounting and reporting guidance as defined in Accounting Standards Codification 946, "Financial Services - Investment Companies." The following is a summary of significant accounting policies of the Account, which are in accordance with accounting principles generally accepted in the United States of America ("U.S. GAAP"):

a) Security Transactions - Security transactions are recorded on the trade date (date the order to buy or sell is executed). Realized gains and losses on the sales of securities are computed using the average cost method. Dividend income is either accrued daily or as of the ex-dividend date based upon the Fund. Net realized gain distributions are accrued as of the ex-dividend date. Net realized gain distributions represent those dividends from the Funds which are characterized as capital gains under tax regulations.

b) Unit Transactions - Unit transactions are executed based on the unit values calculated at the close of the business day.

c) Federal Income Taxes - The operations of the Account form a part of, and are taxed with, the total operations of the Sponsor Company, which is taxed as an insurance company under the Internal Revenue Code ("IRC"). Under the current provisions of the IRC, the Sponsor Company does not expect to incur federal income taxes on the earnings of the Account to the extent the earnings are credited to the contract owners. Based on this, no charge is being made currently to the Account for federal income taxes. The Sponsor Company will review periodically the status of this policy. In the event of changes in the tax law, a charge may be made in future years for any federal income taxes that would be attributable to the contracts.

d) Use of Estimates - The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the financial statements and the reported amounts of income and expenses during the period. Actual results could differ from those estimates. The most significant estimates contained within the financial statements are the fair value measurements.

e) Mortality Risk - The mortality risk associated with net assets allocated to contracts in the annuity period is determined using certain mortality tables. The mortality risk is fully borne by the Sponsor Company and may result in additional amounts being transferred into the Account by the Sponsor Company to cover greater longevity of contract owners than expected. Conversely, if amounts allocated exceed amounts required, transfers may be made to the Sponsor Company. These amounts are included in net annuity transactions on the accompanying statements of changes in net assets.

f) Fair Value Measurements - The Sub-Accounts' investments are carried at fair value in the Account’s financial statements. The investments in shares of the Funds are valued at the December 31, 2016 closing net asset value as determined by the appropriate Fund Manager. For financial instruments that are carried at fair value, a hierarchy is used to place the instruments into three broad levels (Levels 1, 2 and 3) by prioritizing the inputs in the valuation techniques used to measure fair value.

Level 1: Observable inputs that reflect unadjusted quoted prices for identical assets or liabilities in active markets that the Account has the ability to access at the measurement date. Level 1 investments include mutual funds.

Level 2: Observable inputs, other than unadjusted quoted prices included in Level 1, for the asset or liability or prices for similar assets and liabilities. Level 2 investments include those that are model priced by vendors using observable inputs.

Level 3: Valuations that are derived from techniques in which one or more of the significant inputs are unobservable (including assumptions about risk). Because Level 3 fair values, by their nature, contain unobservable market inputs, considerable judgment is used to determine the Level 3 fair values. Level 3 fair values represent the best estimate of an amount that could be realized in a current market exchange absent actual market exchanges.

In certain cases, the inputs used to measure fair value fall into different levels of the fair value hierarchy. In such cases, an investment’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

As of December 31, 2016 the Sub-Accounts invest in mutual funds which are carried at fair value and represent Level 1 investments under the fair value hierarchy levels. There were no Level 2 or Level 3 investments in the Sub-Accounts. The Account’s policy is to recognize transfers of securities among the levels at the beginning of the reporting period. There were no transfers among the levels for the periods ended December 31, 2016 and 2015.

g) Accounting for Uncertain Tax Positions - The federal audit of the years 2012 and 2013 began in March 2015 and is expected to be completed in 2017. Management evaluates whether or not there are uncertain tax positions that require financial statement recognition and has determined that no reserves for uncertain tax positions are required at December 31, 2016.

3. Administration of the Account and Related Charges:

Each Sub-Account is charged certain fees, according to contract terms, as follows:

a) Mortality and Expense Risk Charges - The Sponsor Company, as an issuer of variable annuity contracts, assesses mortality and expense risk charges for which it receives a maximum annual fee of 1.55% of the Sub-Account’s average daily net assets. These charges are reflected in the accompanying statements of operations as a reduction in unit value.

b) Tax Expense Charges - If applicable, the Sponsor Company will make deductions up to a maximum rate of 3.50% of the contract’s average daily net assets to meet premium tax requirements. An additional tax charge based on a percentage of the Sub-Account’s average daily net assets may be assessed on partial withdrawals or surrenders. These charges are a redemption of units from applicable contract owners’ accounts and are reflected in surrenders for benefit payments and fees on the accompanying statements of changes in net assets.

c) Administrative Charges - The Sponsor Company provides administrative services to the Account and receives a maximum annual fee of 0.20% of the Sub-Account’s average daily net assets for these services. These charges are reflected in the accompanying statements of operations as a reduction in unit value.

d) Annual Maintenance Fees - An annual maintenance fee up to a maximum of $50 may be charged. These charges are deducted through a redemption of units from applicable contract owners’ accounts and are reflected in surrenders for benefit payments and fees in the accompanying statements of changes in net assets.

e) Rider Charges - The Sponsor Company will make certain deductions (as a percentage of average daily Sub-Account value) for various rider charges:

MAV/EPB Death Benefit Charge maximum of 0.30%
MAV Plus maximum of 0.30%
The Hartford’s Principal First Charge maximum of 0.75%
The Hartford’s Principal First Preferred Charge maximum of 0.20%
MAV 70 Death Benefit Charge maximum of 0.20%
Optional Death Benefit Charge maximum of 0.15%
Earnings Protection Benefit Charge maximum of 0.20%
Return of Premium Death Benefit maximum of 0.75%
MAV III maximum of 1.50%
MAV IV maximum of 1.50%
MAV V maximum of 1.50%
Legacy lock maximum of 1.50%
Daily lock maximum of 2.50%
Return of Premium III maximum of 0.75%
Return of Premium IV maximum of 0.75%
Return of Premium V maximum of 0.75%
Maximum daily value maximum of 1.50%
Safety Plus maximum of 2.50%
Future6 maximum of 2.50%
Future5 maximum of 2.50%
Premium Based Charges maximum of 0.71%
The Hartford’s Lifetime Income Builder Charge maximum of 0.75%
The Hartford’s Lifetime Income Builder II Charge maximum of 0.75%
The Hartford’s Lifetime Income Foundation Charge maximum of 0.30%
The Hartford’s Lifetime Income Builder Selects Charge maximum of 1.50%
The Hartford’s Lifetime Income Builder Portfolios Charge maximum of 1.50%
Income Foundation Builder maximum of 2.50%


These charges can be assessed as a reduction in unit values or a redemption of units from applicable contract owners’ accounts as specified in the product prospectus.

f) Distribution Charge - A Distribution Charge of 0.75% may be charged, by the Sponsor Company, to the contract’s value each year at the contract anniversary date. This charge is based on a percentage of remaining gross premiums with each premium payment having its own Distribution Charge schedule. The Distribution Charge is reduced to zero after the completion of eight years after each respective premium payment. These charges are deducted through a redemption of units from applicable contract owners’ accounts and are reflected in surrenders for benefit payments and fees in the accompanying statements of changes in net assets.

g) Transactions with Related Parties - The Sponsor and its affiliates receive fees from the HLS and HIMCO VIT funds for services provided to these Funds. The fees received for these services are a maximum of 1.07% and 1.35%, respectively, of the Funds’ average daily net assets.

4. Purchases and Sales of Investments:

The cost of purchases and proceeds from sales of investments for the period ended December 31, 2016 were as follows:

Sub-Account
Purchases at Cost
Proceeds from Sales
American Century VP Value Fund
 
$
1,011,626

$
2,853,852

American Century VP Growth Fund
 
$
762,287

$
1,125,510

AB VPS Balanced Wealth Strategy Portfolio
 
$
1,946,782

$
3,836,022

AB VPS International Value Portfolio
 
$
1,919,246

$
4,758,992

AB VPS Small/Mid Cap Value Portfolio
 
$
3,162,925

$
4,633,418

AB VPS Value Portfolio
 
$
119,760

$
251,947

AB VPS International Growth Portfolio
 
$
137,149

$
1,014,029

Invesco V.I. Value Opportunities Fund
 
$
16,355,730

$
10,126,975

Invesco V.I. Core Equity Fund
 
$
12,347,572

$
26,996,320

Invesco V.I. Government Securities Fund
 
$
36,585,319

$
62,207,909

Invesco V.I. International Growth Fund
 
$
11,750,976

$
28,365,704

Invesco V.I. Mid Cap Core Equity Fund
 
$
18,063,589

$
26,953,241

Invesco V.I. Small Cap Equity Fund
 
$
12,551,097

$
19,469,256

Invesco V.I. Balanced Risk Allocation Fund
 
$
944,388

$
2,402,513

Invesco V.I. Diversified Dividend Fund
 
$
52,056

$
16,227

Invesco V.I. Government Money Market Fund+
 
$
189,545,136

$
218,207,216

American Century VP Mid Cap Value Fund
 
$
549,392

$
364,310

American Funds Global Bond Fund
 
$
9,189,330

$
22,298,081

American Funds Global Growth and Income Fund
 
$
8,580,906

$
35,736,772

American Funds Asset Allocation Fund
 
$
56,797,106

$
134,035,581

American Funds Blue Chip Income and Growth Fund
 
$
69,506,557

$
86,787,460

American Funds Bond Fund
 
$
61,720,438

$
123,218,393

American Funds Global Growth Fund
 
$
26,127,929

$
50,515,908

American Funds Growth Fund
 
$
141,802,284

$
255,279,576

American Funds Growth-Income Fund
 
$
177,570,088

$
248,612,355

American Funds International Fund
 
$
42,817,039

$
61,718,212

American Funds New World Fund
 
$
6,191,709

$
23,655,483

American Funds Global Small Capitalization Fund
 
$
30,912,532

$
33,176,939

Wells Fargo VT Omega Growth Fund
 
$
52,726

$
194,564

Fidelity® VIP Growth Portfolio
 
$
1,358,148

$
2,270,122

Fidelity® VIP Contrafund® Portfolio
 
$
10,212,879

$
18,460,380

Fidelity® VIP Mid Cap Portfolio
 
$
5,568,054

$
13,069,844

Fidelity® VIP Value Strategies Portfolio
 
$
133,013

$
1,202,369

Fidelity® VIP Dynamic Capital Appreciation Portfolio
 
$
331,346

$
1,594,664

Fidelity® VIP Strategic Income Portfolio
 
$
513,523

$
205,427

Franklin Rising Dividends VIP Fund
 
$
73,134,977

$
93,244,491

Franklin Income VIP Fund
 
$
52,399,912

$
153,902,585

Franklin Large Cap Growth VIP Fund
 
$
6,354,788

$
21,337,359

Franklin Global Real Estate VIP Fund
 
$
274,209

$
974,651

Franklin Small-Mid Cap Growth VIP Fund
 
$
24,062,651

$
33,695,289

Franklin Small Cap Value VIP Fund
 
$
28,158,721

$
18,320,801

Franklin Strategic Income VIP Fund
 
$
23,719,323

$
77,957,392

Franklin Mutual Shares VIP Fund
 
$
65,622,419

$
114,477,829

Templeton Developing Markets VIP Fund
 
$
9,735,682

$
14,081,971

Templeton Foreign VIP Fund
 
$
20,900,695

$
46,103,133

Templeton Growth VIP Fund
 
$
19,300,510

$
45,795,662

Franklin Mutual Global Discovery VIP Fund
 
$
27,382,406

$
53,094,679

Franklin Flex Cap Growth VIP Fund
 
$
5,655,361

$
8,276,609

Templeton Global Bond VIP Fund
 
$
4,241,655

$
14,537,984

Hartford Balanced HLS Fund
 
$
3,544,126

$
4,584,629

Hartford Total Return Bond HLS Fund
 
$
39,340,666

$
95,046,372

Hartford Capital Appreciation HLS Fund
 
$
51,738,774

$
82,964,441

Hartford Dividend and Growth HLS Fund
 
$
46,787,660

$
65,794,094

Hartford Global Growth HLS Fund
 
$
1,192,471

$
1,648,977

Hartford Disciplined Equity HLS Fund
 
$
15,199,511

$
18,384,032

Hartford Growth Opportunities HLS Fund
 
$
22,553,326

$
28,803,658

Hartford High Yield HLS Fund
 
$
12,393,324

$
13,538,293

Hartford International Opportunities HLS Fund
 
$
4,593,686

$
9,323,743

Hartford Small/Mid Cap Equity HLS Fund
 
$
1,193,801

$
1,780,941

Hartford Ultrashort Bond HLS Fund
 
$
31,955,503

$
64,823,621

Hartford Small Company HLS Fund
 
$
2,013,002

$
3,168,976

Hartford SmallCap Growth HLS Fund
 
$
1,602,228

$
3,187,516

Hartford Stock HLS Fund
 
$
1,524,957

$
964,257

Hartford U.S. Government Securities HLS Fund
 
$
11,925,658

$
12,385,992

Hartford Value HLS Fund
 
$
2,977,877

$
4,054,171

Lord Abbett Fundamental Equity Fund
 
$
1,606,036

$
4,184,944

Lord Abbett Calibrated Dividend Growth Fund
 
$
4,941,920

$
3,765,954

Lord Abbett Bond Debenture Fund
 
$
5,915,625

$
9,078,070

Lord Abbett Growth and Income Fund
 
$
620,831

$
2,075,893

MFS® Growth Fund
 
$
21,118,155

$
34,226,682

MFS® Global Equity Fund
 
$
3,526,197

$
4,937,547

MFS® Investors Trust Fund
 
$
19,098,342

$
31,006,540

MFS® Mid Cap Growth Fund
 
$
6,654,836

$
15,015,960

MFS® New Discovery Fund
 
$
9,074,939

$
21,026,733

MFS® Total Return Fund
 
$
43,000,573

$
90,323,583

MFS® Value Fund
 
$
42,249,860

$
66,224,142

MFS® Total Return Bond Series
 
$
69,619,540

$
115,826,532

MFS® Research Fund
 
$
4,434,271

$
6,319,206

MFS® High Yield Portfolio
 
$
40,894,501

$
44,022,106

BlackRock Global Allocation V.I. Fund
 
$
164,145

$
888,055

BlackRock Global Opportunities V.I. Fund
 
$
7,022

$
44,777

BlackRock Large Cap Growth V.I. Fund
 
$
61,502

$
132,182

BlackRock Equity Dividend V.I. Fund
 
$
1,077,571

$
3,688,390

UIF Core Plus Fixed Income Portfolio
 
$
86,938

$
121,956

UIF Growth Portfolio
 
$
441,243

$
623,763

UIF Mid Cap Growth Portfolio
 
$
1,226,992

$
2,237,857

Invesco V.I. American Value Fund
 
$
1,670,687

$
2,742,552

Morgan Stanley Mid Cap Growth Portfolio
 
$
17,620

$
52,084

BlackRock Capital Appreciation V.I. Fund
 
$
1,083,392

$
2,024,180

Oppenheimer Capital Appreciation Fund/VA
 
$
499,994

$
906,879

Oppenheimer Global Fund/VA
 
$
1,567,824

$
3,944,565

Oppenheimer Main Street Fund®/VA
 
$
651,867

$
1,306,287

Oppenheimer Main Street Small Cap Fund/VA
 
$
1,237,356

$
4,123,276

Oppenheimer Equity Income Fund/VA
 
$
245,231

$
753,228

Putnam VT Diversified Income Fund
 
$
5,351,894

$
11,278,985

Putnam VT Global Asset Allocation Fund
 
$
352,141

$
399,644

Putnam VT Growth Opportunities Fund+
 
$
7,988,067

$
263,188

Putnam VT International Value Fund
 
$
44,601

$
139,973

Putnam VT International Equity Fund
 
$
798,979

$
546,663

Putnam VT Investors Fund
 
$
18,857

$
42,710

Putnam VT Small Cap Value Fund
 
$
918,127

$
786,344

Putnam VT Voyager Fund+
 
$
1,409,283

$
9,906,836

Putnam VT Equity Income Fund
 
$
246,906

$
359,818

PIMCO All Asset Fund
 
$
39,097

$
290,342

PIMCO StocksPLUS Global Portfolio+
 
$
2,001,263

$
2,018,152

PIMCO Global Multi-Asset Managed Allocation Portfolio
 
$
21,644

$
98,870

Jennison 20/20 Focus Fund
 
$
10,163

$
30,251

Jennison Fund+
 
$
—

$
40,345

Prudential Value Portfolio
 
$
—

$
8,791

Invesco V.I. Growth and Income Fund
 
$
3,998,007

$
5,897,599

Invesco V.I. Comstock Fund
 
$
137,104

$
414,990

Invesco V.I. American Franchise Fund
 
$
7,543,523

$
13,880,656

Invesco V.I. Mid Cap Growth Fund
 
$
2,101,458

$
5,312,199

Wells Fargo VT Index Asset Allocation Fund
 
$
23,945

$
22,076

Wells Fargo VT Total Return Bond Fund+
 
$
17,314

$
2,158,903

Wells Fargo VT Intrinsic Value Fund+
 
$
543,623

$
1,674,954

Wells Fargo VT International Equity Fund
 
$
99,296

$
205,224

Wells Fargo VT Small Cap Growth Fund
 
$
177,482

$
390,490

Wells Fargo VT Discovery Fund
 
$
114,851

$
298,243

Wells Fargo VT Small Cap Value Fund+
 
$
360

$
107,274

Wells Fargo VT Opportunity Fund
 
$
22,704

$
67,346

HIMCO VIT Index Fund
 
$
8,504,165

$
10,856,266

HIMCO VIT Portfolio Diversifier Fund
 
$
43,759,386

$
57,532,798

HIMCO VIT American Funds Asset Allocation Fund
 
$
7,766,415

$
8,357,319

HIMCO VIT American Funds Blue Chip Income and Growth Fund
 
$
12,946,361

$
10,374,027

HIMCO VIT American Funds Bond Fund
 
$
16,814,100

$
27,302,903

HIMCO VIT American Funds Global Bond Fund
 
$
2,635,542

$
2,762,272

HIMCO VIT American Funds Global Growth and Income Fund
 
$
4,763,635

$
7,687,112

HIMCO VIT American Funds Global Growth Fund
 
$
3,698,992

$
4,398,483

HIMCO VIT American Funds Global Small Capitalization Fund
 
$
8,405,954

$
7,912,242

HIMCO VIT American Funds Growth Fund
 
$
81,045,820

$
47,568,870

HIMCO VIT American Funds Growth-Income Fund
 
$
38,041,305

$
28,201,213

HIMCO VIT American Funds International Fund
 
$
22,419,620

$
26,508,313

HIMCO VIT American Funds New World Fund
 
$
2,216,292

$
4,059,038

MFS® Core Equity Portfolio
 
$
2,308,448

$
3,259,112

MFS® Massachusetts Investors Growth Stock Portfolio
 
$
8,113,225

$
7,814,910

MFS® Research International Portfolio
 
$
3,318,781

$
5,435,069


+ See Note 1 for additional information related to this Sub-Account.


5. Changes in Units Outstanding:


The changes in units outstanding for the period ended December 31, 2016 were as follows:

Sub-Account
 
Units Issued
Units Redeemed
Net Increase/(Decrease)
American Century VP Value Fund
 
58,219

168,225

(110,006
)
American Century VP Growth Fund
 
52,241

74,030

(21,789
)
AB VPS Balanced Wealth Strategy Portfolio
 
37,286

270,532

(233,246
)
AB VPS International Value Portfolio
 
256,622

642,027

(385,405
)
AB VPS Small/Mid Cap Value Portfolio
 
119,579

236,558

(116,979
)
AB VPS Value Portfolio
 
8,132

19,798

(11,666
)
AB VPS International Growth Portfolio
 
15,969

116,125

(100,156
)
Invesco V.I. Value Opportunities Fund
 
3,041,016

6,872,403

(3,831,387
)
Invesco V.I. Core Equity Fund
 
266,359

1,546,377

(1,280,018
)
Invesco V.I. Government Securities Fund
 
24,164,433

43,547,916

(19,383,483
)
Invesco V.I. International Growth Fund
 
2,930,896

8,055,560

(5,124,664
)
Invesco V.I. Mid Cap Core Equity Fund
 
4,585,206

10,910,319

(6,325,113
)
Invesco V.I. Small Cap Equity Fund
 
380,750

940,382

(559,632
)
Invesco V.I. Balanced Risk Allocation Fund
 
74,174

181,235

(107,061
)
Invesco V.I. Diversified Dividend Fund
 
2,819

671

2,148

Invesco V.I. Government Money Market Fund+
 
20,097,797

22,864,544

(2,766,747
)
American Century VP Mid Cap Value Fund
 
28,689

20,470

8,219

American Funds Global Bond Fund
 
730,853

1,714,128

(983,275
)
American Funds Global Growth and Income Fund
 
436,874

2,371,216

(1,934,342
)
American Funds Asset Allocation Fund
 
1,890,766

6,623,812

(4,733,046
)
American Funds Blue Chip Income and Growth Fund
 
16,664,409

46,916,882

(30,252,473
)
American Funds Bond Fund
 
3,409,440

7,494,182

(4,084,742
)
American Funds Global Growth Fund
 
348,268

2,399,508

(2,051,240
)
American Funds Growth Fund
 
1,417,896

13,035,802

(11,617,906
)
American Funds Growth-Income Fund
 
1,274,765

11,474,704

(10,199,939
)
American Funds International Fund
 
998,619

3,924,955

(2,926,336
)
American Funds New World Fund
 
247,491

920,184

(672,693
)
American Funds Global Small Capitalization Fund
 
333,863

1,539,697

(1,205,834
)
Wells Fargo VT Omega Growth Fund
 
750

9,749

(8,999
)
Fidelity® VIP Growth Portfolio
 
52,834

144,859

(92,025
)
Fidelity® VIP Contrafund® Portfolio
 
258,563

1,045,843

(787,280
)
Fidelity® VIP Mid Cap Portfolio
 
145,675

765,529

(619,854
)
Fidelity® VIP Value Strategies Portfolio
 
6,509

77,204

(70,695
)
Fidelity® VIP Dynamic Capital Appreciation Portfolio
 
10,429

95,651

(85,222
)
Fidelity® VIP Strategic Income Portfolio
 
38,399

15,337

23,062

Franklin Rising Dividends VIP Fund
 
919,100

3,922,545

(3,003,445
)
Franklin Income VIP Fund
 
1,174,935

8,000,737

(6,825,802
)
Franklin Large Cap Growth VIP Fund
 
366,311

1,305,433

(939,122
)
Franklin Global Real Estate VIP Fund
 
9,227

38,442

(29,215
)
Franklin Small-Mid Cap Growth VIP Fund
 
540,329

2,158,149

(1,617,820
)
Franklin Small Cap Value VIP Fund
 
1,307,254

1,157,022

150,232

Franklin Strategic Income VIP Fund
 
765,390

4,124,864

(3,359,474
)
Franklin Mutual Shares VIP Fund
 
677,009

5,729,807

(5,052,798
)
Templeton Developing Markets VIP Fund
 
588,890

920,664

(331,774
)
Templeton Foreign VIP Fund
 
1,255,946

3,617,991

(2,362,045
)
Templeton Growth VIP Fund
 
621,975

3,062,708

(2,440,733
)
Franklin Mutual Global Discovery VIP Fund
 
343,162

2,173,731

(1,830,569
)
Franklin Flex Cap Growth VIP Fund
 
142,262

513,434

(371,172
)
Templeton Global Bond VIP Fund
 
326,864

1,067,014

(740,150
)
Hartford Balanced HLS Fund
 
214,902

294,039

(79,137
)
Hartford Total Return Bond HLS Fund
 
2,126,570

7,185,181

(5,058,611
)
Hartford Capital Appreciation HLS Fund
 
867,540

5,413,842

(4,546,302
)
Hartford Dividend and Growth HLS Fund
 
540,834

3,798,460

(3,257,626
)
Hartford Global Growth HLS Fund
 
57,224

125,645

(68,421
)
Hartford Disciplined Equity HLS Fund
 
292,314

945,331

(653,017
)
Hartford Growth Opportunities HLS Fund
 
373,944

1,600,377

(1,226,433
)
Hartford High Yield HLS Fund
 
710,726

844,479

(133,753
)
Hartford International Opportunities HLS Fund
 
388,359

818,377

(430,018
)
Hartford Small/Mid Cap Equity HLS Fund
 
48,814

110,425

(61,611
)
Hartford Ultrashort Bond HLS Fund
 
22,290,937

46,274,189

(23,983,252
)
Hartford Small Company HLS Fund
 
72,039

205,784

(133,745
)
Hartford SmallCap Growth HLS Fund
 
62,387

149,189

(86,802
)
Hartford Stock HLS Fund
 
91,218

57,803

33,415

Hartford U.S. Government Securities HLS Fund
 
1,102,382

1,158,996

(56,614
)
Hartford Value HLS Fund
 
52,999

243,913

(190,914
)
Lord Abbett Fundamental Equity Fund
 
76,652

236,061

(159,409
)
Lord Abbett Calibrated Dividend Growth Fund
 
215,499

204,241

11,258

Lord Abbett Bond Debenture Fund
 
278,052

549,765

(271,713
)
Lord Abbett Growth and Income Fund
 
30,345

139,641

(109,296
)
MFS® Growth Fund
 
967,902

2,372,597

(1,404,695
)
MFS® Global Equity Fund
 
111,652

221,409

(109,757
)
MFS® Investors Trust Fund
 
312,034

1,977,287

(1,665,253
)
MFS® Mid Cap Growth Fund
 
366,652

1,645,778

(1,279,126
)
MFS® New Discovery Fund
 
343,268

1,096,575

(753,307
)
MFS® Total Return Fund
 
1,111,121

4,679,752

(3,568,631
)
MFS® Value Fund
 
770,361

2,980,396

(2,210,035
)
MFS® Total Return Bond Series
 
3,864,275

7,970,850

(4,106,575
)
MFS® Research Fund
 
120,287

318,864

(198,577
)
MFS® High Yield Portfolio
 
3,371,712

4,054,644

(682,932
)
BlackRock Global Allocation V.I. Fund
 
10,175

73,488

(63,313
)
BlackRock Global Opportunities V.I. Fund
 
89

2,609

(2,520
)
BlackRock Large Cap Growth V.I. Fund
 
518

7,344

(6,826
)
BlackRock Equity Dividend V.I. Fund
 
50,187

233,669

(183,482
)
UIF Core Plus Fixed Income Portfolio
 
6,963

10,340

(3,377
)
UIF Growth Portfolio
 
7,917

40,248

(32,331
)
UIF Mid Cap Growth Portfolio
 
52,715

149,721

(97,006
)
Invesco V.I. American Value Fund
 
67,069

162,928

(95,859
)
Morgan Stanley Mid Cap Growth Portfolio
 
427

3,585

(3,158
)
BlackRock Capital Appreciation V.I. Fund
 
63,807

134,423

(70,616
)
Oppenheimer Capital Appreciation Fund/VA
 
19,633

62,798

(43,165
)
Oppenheimer Global Fund/VA
 
53,245

278,783

(225,538
)
Oppenheimer Main Street Fund®/VA
 
21,171

81,157

(59,986
)
Oppenheimer Main Street Small Cap Fund/VA
 
32,403

214,895

(182,492
)
Oppenheimer Equity Income Fund/VA
 
9,740

56,873

(47,133
)
Putnam VT Diversified Income Fund
 
184,737

840,931

(656,194
)
Putnam VT Global Asset Allocation Fund
 
6,593

24,192

(17,599
)
Putnam VT Growth Opportunities Fund+
 
764,174

24,164

740,010

Putnam VT International Value Fund
 
3,300

15,058

(11,758
)
Putnam VT International Equity Fund
 
90,344

61,486

28,858

Putnam VT Investors Fund
 
122

2,004

(1,882
)
Putnam VT Small Cap Value Fund
 
42,580

47,780

(5,200
)
Putnam VT Voyager Fund+
 
64,605

579,164

(514,559
)
Putnam VT Equity Income Fund
 
8,628

16,122

(7,494
)
PIMCO All Asset Fund
 
559

26,510

(25,951
)
PIMCO StocksPLUS Global Portfolio+
 
62,413

178,025

(115,612
)
PIMCO Global Multi-Asset Managed Allocation Portfolio
 
907

9,488

(8,581
)
Jennison 20/20 Focus Fund
 
5,088

10,358

(5,270
)
Jennison Fund+
 
—

28,559

(28,559
)
Prudential Value Portfolio
 
—

144

(144
)
Invesco V.I. Growth and Income Fund
 
68,224

341,515

(273,291
)
Invesco V.I. Comstock Fund
 
427

18,549

(18,122
)
Invesco V.I. American Franchise Fund
 
272,201

907,447

(635,246
)
Invesco V.I. Mid Cap Growth Fund
 
95,518

386,930

(291,412
)
Wells Fargo VT Index Asset Allocation Fund
 
5,346

4,890

456

Wells Fargo VT Total Return Bond Fund+
 
5,632

1,298,830

(1,293,198
)
Wells Fargo VT Intrinsic Value Fund+
 
1,721

805,351

(803,630
)
Wells Fargo VT International Equity Fund
 
3,640

16,315

(12,675
)
Wells Fargo VT Small Cap Growth Fund
 
26,991

160,298

(133,307
)
Wells Fargo VT Discovery Fund
 
2,105

11,409

(9,304
)
Wells Fargo VT Small Cap Value Fund+
 
17

7,268

(7,251
)
Wells Fargo VT Opportunity Fund
 
171

3,354

(3,183
)
HIMCO VIT Index Fund
 
263,848

512,747

(248,899
)
HIMCO VIT Portfolio Diversifier Fund
 
5,944,500

7,334,632

(1,390,132
)
HIMCO VIT American Funds Asset Allocation Fund
 
140,438

541,183

(400,745
)
HIMCO VIT American Funds Blue Chip Income and Growth Fund
 
306,945

603,011

(296,066
)
HIMCO VIT American Funds Bond Fund
 
1,074,367

2,294,692

(1,220,325
)
HIMCO VIT American Funds Global Bond Fund
 
237,083

244,355

(7,272
)
HIMCO VIT American Funds Global Growth and Income Fund
 
57,458

580,841

(523,383
)
HIMCO VIT American Funds Global Growth Fund
 
82,834

304,145

(221,311
)
HIMCO VIT American Funds Global Small Capitalization Fund
 
231,347

656,258

(424,911
)
HIMCO VIT American Funds Growth Fund
 
490,375

2,908,877

(2,418,502
)
HIMCO VIT American Funds Growth-Income Fund
 
302,030

1,692,197

(1,390,167
)
HIMCO VIT American Funds International Fund
 
923,028

2,521,547

(1,598,519
)
HIMCO VIT American Funds New World Fund
 
125,312

390,556

(265,244
)
MFS® Core Equity Portfolio
 
95,256

294,532

(199,276
)
MFS® Massachusetts Investors Growth Stock Portfolio
 
429,572

720,939

(291,367
)
MFS® Research International Portfolio
 
335,273

554,426

(219,153
)

 




 




+ See Note 1 for additional information related to this Sub-Account.

The changes in units outstanding for the period ended December 31, 2015 were as follows:


Sub-Account
 
Units Issued
Units Redeemed
Net Increase/(Decrease)
American Century VP Value Fund
 
60,826

157,528

(96,702
)
American Century VP Growth Fund
 
15,711

30,299

(14,588
)
AB VPS Balanced Wealth Strategy Portfolio
 
194,741

541,951

(347,210
)
AB VPS International Value Portfolio
 
317,336

732,983

(415,647
)
AB VPS Small/Mid Cap Value Portfolio
 
65,135

223,765

(158,630
)
AB VPS Value Portfolio
 
5,070

38,332

(33,262
)
AB VPS International Growth Portfolio
 
61,713

229,398

(167,685
)
Invesco V.I. Value Opportunities Fund
 
1,489,248

6,966,262

(5,477,014
)
Invesco V.I. Core Equity Fund
 
572,691

2,128,535

(1,555,844
)
Invesco V.I. Government Securities Fund
 
30,470,268

63,649,890

(33,179,622
)
Invesco V.I. International Growth Fund
 
4,191,355

10,979,373

(6,788,018
)
Invesco V.I. Mid Cap Core Equity Fund
 
2,866,338

13,896,429

(11,030,091
)
Invesco V.I. Small Cap Equity Fund
 
538,999

1,236,346

(697,347
)
Invesco V.I. Balanced Risk Allocation Fund
 
77,271

231,188

(153,917
)
Invesco V.I. Diversified Dividend Fund
 
1,418

5,793

(4,375
)
Invesco V.I. Money Market Fund
 
28,858,534

26,009,070

2,849,464

American Century VP Mid Cap Value Fund
 
16,003

19,951

(3,948
)
American Funds Global Bond Fund
 
485,008

2,606,372

(2,121,364
)
American Funds Global Growth and Income Fund
 
709,220

3,396,919

(2,687,699
)
American Funds Asset Allocation Fund
 
1,462,799

8,179,093

(6,716,294
)
American Funds Blue Chip Income and Growth Fund
 
12,523,176

67,650,295

(55,127,119
)
American Funds Bond Fund
 
2,226,769

10,515,045

(8,288,276
)
American Funds Global Growth Fund
 
1,086,881

2,489,650

(1,402,769
)
American Funds Growth Fund
 
1,795,951

16,373,669

(14,577,718
)
American Funds Growth-Income Fund
 
1,572,098

15,474,320

(13,902,222
)
American Funds International Fund
 
1,209,250

4,751,486

(3,542,236
)
American Funds New World Fund
 
218,551

1,198,419

(979,868
)
American Funds Global Small Capitalization Fund
 
646,592

1,926,213

(1,279,621
)
Wells Fargo VT Omega Growth Fund
 
5,331

9,985

(4,654
)
Fidelity® VIP Growth Portfolio
 
83,775

151,920

(68,145
)
Fidelity® VIP Contrafund® Portfolio
 
326,452

1,196,769

(870,317
)
Fidelity® VIP Mid Cap Portfolio
 
173,653

832,556

(658,903
)
Fidelity® VIP Value Strategies Portfolio
 
31,720

111,283

(79,563
)
Fidelity® VIP Dynamic Capital Appreciation Portfolio
 
80,367

93,993

(13,626
)
Fidelity® VIP Strategic Income Portfolio
 
9,812

28,134

(18,322
)
Franklin Rising Dividends VIP Fund
 
923,429

4,921,780

(3,998,351
)
Franklin Income VIP Fund
 
1,205,173

11,237,040

(10,031,867
)
Franklin Large Cap Growth VIP Fund
 
1,007,922

1,685,588

(677,666
)
Franklin Global Real Estate VIP Fund
 
15,052

74,527

(59,475
)
Franklin Small-Mid Cap Growth VIP Fund
 
1,124,055

3,061,928

(1,937,873
)
Franklin Small Cap Value VIP Fund
 
559,338

1,203,624

(644,286
)
Franklin Strategic Income VIP Fund
 
1,180,040

5,478,503

(4,298,463
)
Franklin Mutual Shares VIP Fund
 
1,105,217

6,900,242

(5,795,025
)
Templeton Developing Markets VIP Fund
 
342,461

984,053

(641,592
)
Templeton Foreign VIP Fund
 
2,297,812

4,525,487

(2,227,675
)
Templeton Growth VIP Fund
 
751,594

3,971,650

(3,220,056
)
Franklin Mutual Global Discovery VIP Fund
 
492,824

2,419,933

(1,927,109
)
Franklin Flex Cap Growth VIP Fund
 
482,163

883,041

(400,878
)
Templeton Global Bond VIP Fund
 
328,725

1,120,250

(791,525
)
Hartford Balanced HLS Fund
 
360,119

589,342

(229,223
)
Hartford Total Return Bond HLS Fund
 
2,623,012

9,539,859

(6,916,847
)
Hartford Capital Appreciation HLS Fund
 
843,194

6,954,396

(6,111,202
)
Hartford Dividend and Growth HLS Fund
 
604,580

4,474,650

(3,870,070
)
Hartford Global Growth HLS Fund
 
147,077

77,269

69,808

Hartford Disciplined Equity HLS Fund
 
249,243

1,338,540

(1,089,297
)
Hartford Growth Opportunities HLS Fund
 
480,403

2,514,429

(2,034,026
)
Hartford High Yield HLS Fund
 
642,436

1,136,429

(493,993
)
Hartford International Opportunities HLS Fund
 
379,857

1,026,654

(646,797
)
Hartford Small/Mid Cap Equity HLS Fund
 
34,852

111,572

(76,720
)
Hartford Ultrashort Bond HLS Fund
 
20,849,344

60,667,326

(39,817,982
)
Hartford Small Company HLS Fund
 
97,139

288,618

(191,479
)
Hartford SmallCap Growth HLS Fund
 
82,559

119,047

(36,488
)
Hartford Stock HLS Fund
 
53,601

61,483

(7,882
)
Hartford U.S. Government Securities HLS Fund
 
1,233,597

890,299

343,298

Hartford Value HLS Fund
 
92,755

268,739

(175,984
)
Lord Abbett Fundamental Equity Fund
 
84,227

164,453

(80,226
)
Lord Abbett Calibrated Dividend Growth Fund
 
84,695

187,228

(102,533
)
Lord Abbett Bond Debenture Fund
 
226,574

723,348

(496,774
)
Lord Abbett Growth and Income Fund
 
64,448

196,356

(131,908
)
MFS® Core Equity Fund
 
73,657

1,521,205

(1,447,548
)
MFS® Growth Fund
 
1,490,443

2,840,218

(1,349,775
)
MFS® Global Equity Fund
 
104,899

256,636

(151,737
)
MFS® Investors Growth Stock Fund
 
280,682

3,261,285

(2,980,603
)
MFS® Investors Trust Fund
 
466,118

2,875,976

(2,409,858
)
MFS® Mid Cap Growth Fund
 
1,668,962

2,031,203

(362,241
)
MFS® New Discovery Fund
 
531,650

1,829,047

(1,297,397
)
MFS® Total Return Fund
 
1,396,897

5,839,605

(4,442,708
)
MFS® Value Fund
 
924,631

3,291,534

(2,366,903
)
MFS® Total Return Bond Series
 
3,440,614

10,804,682

(7,364,068
)
MFS® Research International Fund
 
259,669

1,958,616

(1,698,947
)
MFS® Research Fund
 
214,929

486,110

(271,181
)
MFS® High Yield Portfolio
 
2,783,900

4,955,160

(2,171,260
)
BlackRock Global Allocation V.I. Fund
 
63,229

38,413

24,816

BlackRock Global Opportunities V.I. Fund
 
287

7,001

(6,714
)
BlackRock Large Cap Growth V.I. Fund
 
1,052

12,257

(11,205
)
BlackRock Equity Dividend V.I. Fund
 
76,726

113,468

(36,742
)
UIF Core Plus Fixed Income Portfolio
 
15,043

34,052

(19,009
)
UIF Growth Portfolio
 
6,499

51,468

(44,969
)
UIF Mid Cap Growth Portfolio
 
56,179

181,264

(125,085
)
Invesco V.I. American Value Fund
 
63,056

155,935

(92,879
)
Morgan Stanley Mid Cap Growth Portfolio
 
391

14,366

(13,975
)
BlackRock Capital Appreciation V.I. Fund
 
91,667

180,378

(88,711
)
Oppenheimer Capital Appreciation Fund/VA
 
54,612

54,055

557

Oppenheimer Global Fund/VA
 
111,235

298,188

(186,953
)
Oppenheimer Main Street Fund®/VA
 
44,502

87,084

(42,582
)
Oppenheimer Main Street Small Cap Fund/VA
 
85,480

297,866

(212,386
)
Oppenheimer Equity Income Fund/VA
 
30,027

61,799

(31,772
)
Putnam VT Diversified Income Fund
 
338,078

919,883

(581,805
)
Putnam VT Global Asset Allocation Fund
 
10,344

120,087

(109,743
)
Putnam VT International Value Fund
 
17,872

26,367

(8,495
)
Putnam VT International Equity Fund
 
57,477

57,819

(342
)
Putnam VT Investors Fund
 
3,091

7,315

(4,224
)
Putnam VT Small Cap Value Fund
 
12,391

45,441

(33,050
)
Putnam VT Voyager Fund
 
96,450

159,714

(63,264
)
Putnam VT Equity Income Fund
 
17,469

33,239

(15,770
)
PIMCO All Asset Fund
 
4,349

17,481

(13,132
)
PIMCO Global Dividend Portfolio
 
119,675

125,813

(6,138
)
PIMCO Global Multi-Asset Managed Allocation Portfolio
 
3,697

16,821

(13,124
)
Jennison 20/20 Focus Fund
 
—

23,132

(23,132
)
Jennison Fund
 
—

—

—

Prudential Value Portfolio
 
—

871

(871
)
Invesco V.I. Growth and Income Fund
 
140,672

457,332

(316,660
)
Invesco V.I. Comstock Fund
 
1,656

13,586

(11,930
)
Invesco V.I. American Franchise Fund
 
449,081

1,155,428

(706,347
)
Invesco V.I. Mid Cap Growth Fund
 
765,343

693,273

72,070

Wells Fargo VT Index Asset Allocation Fund
 
32,096

167,491

(135,395
)
Wells Fargo VT Total Return Bond Fund
 
190,477

814,079

(623,602
)
Wells Fargo VT Intrinsic Value Fund
 
51,507

257,805

(206,298
)
Wells Fargo VT International Equity Fund
 
12,522

15,186

(2,664
)
Wells Fargo VT Small Cap Growth Fund
 
35,019

246,305

(211,286
)
Wells Fargo VT Discovery Fund
 
6,365

18,879

(12,514
)
Wells Fargo VT Small Cap Value Fund
 
98

5,617

(5,519
)
Wells Fargo VT Opportunity Fund
 
207

4,241

(4,034
)
HIMCO VIT Index Fund
 
412,143

382,146

29,997

HIMCO VIT Portfolio Diversifier Fund
 
4,345,335

7,177,846

(2,832,511
)
HIMCO VIT American Funds Asset Allocation Fund
 
275,739

851,756

(576,017
)
HIMCO VIT American Funds Blue Chip Income and Growth Fund
 
222,964

620,835

(397,871
)
HIMCO VIT American Funds Bond Fund
 
909,233

3,655,678

(2,746,445
)
HIMCO VIT American Funds Global Bond Fund
 
35,625

311,439

(275,814
)
HIMCO VIT American Funds Global Growth and Income Fund
 
111,771

656,664

(544,893
)
HIMCO VIT American Funds Global Growth Fund
 
121,782

278,321

(156,539
)
HIMCO VIT American Funds Global Small Capitalization Fund
 
353,291

953,343

(600,052
)
HIMCO VIT American Funds Growth Fund
 
454,707

3,575,840

(3,121,133
)
HIMCO VIT American Funds Growth-Income Fund
 
431,424

1,802,703

(1,371,279
)
HIMCO VIT American Funds International Fund
 
1,173,755

2,847,345

(1,673,590
)
HIMCO VIT American Funds New World Fund
 
153,774

546,467

(392,693
)
MFS® Core Equity Portfolio
 
1,980,538

374,847

1,605,691

MFS® Massachusetts Investors Growth Stock Portfolio
 
3,743,271

742,014

3,001,257

MFS® Research International Portfolio
 
2,813,419

735,972

2,077,447





6. Financial Highlights:

The following is a summary of units, unit fair values, net assets, expense ratios, investment income ratios, and total return ratios as of or for each of the periods presented for the aggregate of all share classes within each Sub- Account that had outstanding units during the period ended December 31, 2016. The ranges presented are calculated using the results of only the contracts with the highest and lowest expense ratios. A specific unit value or ratio may be outside of the range presented in this table due to the initial assigned unit values, combined with varying performance and/or length of time since inception of the presented expense ratios. Investment income and total return ratios are calculated for the period the related share class within the Sub-Account is active, while the expense ratio is annualized. In the case of fund mergers, the expense, investment income, and total return ratios are calculated using only the results of the surviving fund and exclude the results of the fund merged into the surviving fund. For the fund merged into the surviving fund the results are through the date of the fund merger.

 
 
 Units #
 Unit
Fair Value
Lowest to Highest #
 Net Assets
Expense
Ratio Lowest to Highest*
Investment
Income
Ratio Lowest to Highest**
Total Return Ratio
Lowest to Highest***
American Century VP Value Fund
 
2016
377,878

$17.910544

to
$18.978389
$7,000,593
0.50
%
to
1.50%
1.58
%
to
1.60%
18.49
 %
to
19.68%
 
2015
487,884

$15.115798

to
$15.857703
$7,576,703
0.50
%
to
1.50%
1.92
%
to
1.95%
(5.45
)%
to
(4.50)%
 
2014
584,586

$15.987670

to
$16.605429
$9,545,899
0.50
%
to
1.50%
1.39
%
to
1.40%
11.21
 %
to
12.33%
 
2013
619,188

$14.375578

to
$14.782510
$9,047,606
0.50
%
to
1.50%
1.43
%
to
1.48%
29.53
 %
to
30.83%
 
2012
602,561

$11.098644

to
$11.299348
$6,759,844
0.50
%
to
1.50%
1.86
%
to
1.97%
12.87
 %
to
14.01%
American Century VP Growth Fund
 
2016
133,564

$14.879553

to
$15.746759
$2,029,634
0.50
%
to
1.50%
—
%
to
—%
2.65
 %
to
3.68%
 
2015
155,353

$14.496026

to
$15.188202
$2,290,769
0.50
%
to
1.50%
0.32
%
to
0.33%
3.00
 %
to
4.03%
 
2014
169,941

$14.074451

to
$14.599722
$2,424,232
0.50
%
to
1.50%
0.17
%
to
0.37%
9.41
 %
to
10.51%
 
2013
196,903

$12.863366

to
$13.210714
$2,556,956
0.50
%
to
1.50%
0.28
%
to
0.32%
27.00
 %
to
28.28%
 
2012
75,101

$10.128418

to
$10.298559
$765,045
0.50
%
to
1.50%
0.36
%
to
0.83%
11.80
 %
to
12.92%
AB VPS Balanced Wealth Strategy Portfolio
 
2016
1,155,868

$16.819960

to
$18.288255
$15,497,279
0.50
%
to
2.70%
1.74
%
to
1.81%
1.66
 %
to
3.92%
 
2015
1,389,114

$16.545243

to
$17.598041
$18,074,476
0.50
%
to
2.70%
—
%
to
2.02%
(1.40
)%
to
0.79%
 
2014
1,736,324

$11.822762

to
$17.460347
$22,659,750
0.50
%
to
2.45%
2.38
%
to
2.41%
4.52
 %
to
6.58%
 
2013
2,334,044

$11.311724

to
$16.383105
$28,819,016
0.50
%
to
2.45%
2.24
%
to
2.28%
13.46
 %
to
15.69%
 
2012
3,030,432

$14.160826

to
$14.221715
$32,333,240
0.50
%
to
2.70%
1.92
%
to
1.92%
10.36
 %
to
12.81%
AB VPS International Value Portfolio
 
2016
2,105,919

$12.795637

to
$13.458962
$15,267,094
0.50
%
to
2.75%
1.06
%
to
1.11%
(3.49
)%
to
(1.29)%
 
2015
2,491,324

$13.258615

to
$13.635361
$18,382,324
0.50
%
to
2.75%
2.36
%
to
5.15%
(0.38
)%
to
1.89%
 
2014
2,906,971

$13.308747

to
$13.382284
$21,068,829
0.50
%
to
2.75%
3.10
%
to
3.12%
(9.00
)%
to
(6.93)%
 
2013
3,525,904

$14.508344

to
$14.624692
$27,426,593
0.30
%
to
2.75%
1.97
%
to
6.88%
19.40
 %
to
22.36%
 
2012
5,518,052

$11.774115

to
$12.248184
$35,173,259
0.50
%
to
2.75%
1.26
%
to
1.46%
11.10
 %
to
13.62%
AB VPS Small/Mid Cap Value Portfolio
 
2016
557,661

$30.344126

to
$31.245872
$12,301,333
0.30
%
to
2.70%
0.02
%
to
0.34%
21.47
 %
to
24.42%
 
2015
674,640

$24.980735

to
$25.113556
$11,933,197
0.30
%
to
2.70%
0.48
%
to
0.58%
(8.21
)%
to
(5.98)%
 
2014
833,270

$26.709819

to
$27.131691
$15,900,649
0.30
%
to
2.75%
0.46
%
to
0.87%
5.99
 %
to
8.62%
 
2013
1,088,973

$24.590166

to
$25.597968
$19,124,217
0.30
%
to
2.75%
0.46
%
to
0.70%
33.91
 %
to
37.22%
 
2012
1,355,729

$17.919889

to
$19.116247
$17,360,732
0.30
%
to
2.75%
0.28
%
to
0.29%
15.26
 %
to
18.11%
AB VPS Value Portfolio
 
2016
67,213

$14.081756

to
$19.652261
$925,544
0.85
%
to
2.70%
1.45
%
to
1.50%
8.32
 %
to
10.35%
 
2015
78,879

$12.761312

to
$18.142012
$980,991
0.85
%
to
2.70%
1.11
%
to
1.91%
(9.64
)%
to
(7.96)%
 
2014
112,141

$13.864322

to
$20.078487
$1,512,883
0.85
%
to
2.70%
1.61
%
to
1.62%
7.82
 %
to
9.84%
 
2013
161,907

$12.622670

to
$18.621528
$1,977,649
0.85
%
to
2.70%
0.91
%
to
2.05%
32.86
 %
to
35.34%
 
2012
127,984

$9.326908

to
$14.015967
$1,166,545
0.85
%
to
2.70%
1.15
%
to
1.69%
12.46
 %
to
14.56%
AB VPS International Growth Portfolio
 
2016
221,876

$7.876919

to
$13.262018
$1,732,037
0.85
%
to
2.75%
—
%
to
—%
(9.59
)%
to
(7.86)%
 
2015
322,032

$8.548528

to
$14.669159
$2,784,610
0.85
%
to
2.75%
0.06
%
to
0.06%
(4.83
)%
to
(3.00)%
 
2014
489,717

$8.813141

to
$15.413530
$4,321,026
0.85
%
to
2.75%
—
%
to
—%
(4.09
)%
to
(2.25)%
 
2013
559,926

$9.015958

to
$16.070726
$5,064,207
0.85
%
to
2.75%
0.71
%
to
0.74%
10.25
 %
to
12.36%
 
2012
995,976

$8.024004

to
$14.576755
$7,813,720
0.85
%
to
2.75%
1.42
%
to
1.42%
12.11
 %
to
14.26%
Invesco V.I. Value Opportunities Fund
 
2016
26,629,348

$1.885957

to
$22.554491
$44,106,929
0.85
%
to
2.80%
0.41
%
to
0.42%
15.07
 %
to
17.33%
 
2015
30,460,735

$1.607345

to
$19.600856
$43,215,959
0.85
%
to
2.80%
2.59
%
to
3.46%
(12.88
)%
to
(11.16)%
 
2014
35,937,749

$1.809334

to
$22.498793
$58,450,342
0.85
%
to
2.80%
1.37
%
to
1.37%
3.68
 %
to
5.72%
 
2013
45,017,287

$1.711493

to
$21.701118
$69,438,460
0.85
%
to
2.80%
1.03
%
to
1.36%
30.07
 %
to
32.62%
 
2012
63,041,114

$1.290481

to
$16.684637
$74,300,215
0.85
%
to
2.80%
1.43
%
to
1.46%
14.45
 %
to
16.71%
Invesco V.I. Core Equity Fund
 
2016
6,343,788

$18.890714

to
$21.026178
$109,177,236
0.30
%
to
2.80%
—
%
to
0.75%
7.22
 %
to
9.69%
 
2015
7,623,806

$17.618820

to
$19.168832
$121,117,852
0.30
%
to
2.80%
0.92
%
to
1.85%
(8.37
)%
to
(6.28)%
 
2014
9,179,650

$19.228957

to
$20.454208
$157,357,446
0.30
%
to
2.80%
—
%
to
0.85%
5.16
 %
to
7.52%
 
2013
11,418,595

$18.285248

to
$18.852457
$184,316,927
0.50
%
to
2.80%
1.19
%
to
2.03%
25.68
 %
to
28.29%
 
2012
11,898,914

$14.548531

to
$14.694872
$150,085,542
0.50
%
to
2.80%
0.88
%
to
0.98%
10.74
 %
to
13.05%
Invesco V.I. Government Securities Fund
 
2016
163,643,197

$1.486940

to
$9.909381
$214,989,740
0.85
%
to
2.80%
2.06
%
to
2.21%
(1.57
)%
to
0.37%
 
2015
183,026,680

$1.481433

to
$10.067115
$241,730,755
0.85
%
to
2.80%
2.20
%
to
2.21%
(2.43
)%
to
(0.50)%
 
2014
216,206,302

$1.488940

to
$10.317394
$289,266,806
0.85
%
to
2.80%
2.41
%
to
2.95%
1.26
 %
to
3.26%
 
2013
266,997,691

$1.441994

to
$10.188828
$348,991,412
0.85
%
to
2.80%
2.19
%
to
4.11%
(5.31
)%
to
(3.45)%
 
2012
417,384,035

$1.493465

to
$10.760303
$570,722,972
0.85
%
to
2.80%
3.05
%
to
3.30%
(0.35
)%
to
1.61%
Invesco V.I. International Growth Fund
 
2016
34,630,228

$16.241116

to
$16.526576
$112,985,260
0.30
%
to
2.80%
0.95
%
to
1.39%
(3.20
)%
to
(0.99)%
 
2015
39,754,892

$16.692558

to
$16.778451
$131,609,274
0.30
%
to
2.80%
0.63
%
to
1.81%
(5.04
)%
to
(2.91)%
 
2014
46,542,910

$17.192346

to
$17.669116
$158,952,221
0.30
%
to
2.80%
1.90
%
to
3.62%
(2.44
)%
to
(0.21)%
 
2013
57,768,530

$17.228480

to
$18.110799
$197,701,864
0.30
%
to
2.80%
0.32
%
to
1.79%
15.73
 %
to
18.36%
 
2012
62,561,007

$14.555785

to
$15.649249
$179,099,294
0.30
%
to
2.80%
1.32
%
to
1.42%
12.34
 %
to
14.91%
Invesco V.I. Mid Cap Core Equity Fund
 
2016
46,659,005

$18.511422

to
$20.254163
$114,750,629
0.30
%
to
2.80%
—
%
to
0.08%
10.30
 %
to
12.82%
 
2015
52,984,118

$16.782407

to
$17.952080
$116,893,551
0.30
%
to
2.80%
—
%
to
0.54%
(6.68
)%
to
(4.57)%
 
2014
64,014,209

$17.983581

to
$18.605354
$149,442,498
0.50
%
to
2.80%
—
%
to
0.04%
1.55
 %
to
3.65%
 
2013
76,810,395

$17.708863

to
$17.950074
$174,545,433
0.50
%
to
2.80%
0.53
%
to
0.67%
25.26
 %
to
27.82%
 
2012
99,059,893

$14.042863

to
$14.137527
$176,825,801
0.50
%
to
2.80%
—
%
to
0.06%
7.89
 %
to
10.07%
Invesco V.I. Small Cap Equity Fund
 
2016
3,431,554

$21.942004

to
$24.260672
$73,362,150
0.30
%
to
2.80%
—
%
to
—%
8.97
 %
to
11.50%
 
2015
3,991,186

$20.135646

to
$21.757791
$77,353,213
0.30
%
to
2.80%
—
%
to
—%
(8.13
)%
to
(6.02)%
 
2014
4,688,533

$21.917230

to
$23.152218
$97,889,375
0.30
%
to
2.80%
—
%
to
—%
(0.47
)%
to
1.78%
 
2013
6,260,948

$22.019679

to
$22.747432
$130,204,555
0.30
%
to
2.80%
—
%
to
0.01%
33.68
 %
to
36.67%
 
2012
7,433,990

$16.472537

to
$16.643733
$115,464,633
0.30
%
to
2.80%
—
%
to
—%
10.75
 %
to
13.32%
Invesco V.I. Balanced Risk Allocation Fund
 
2016
915,712

$11.972025

to
$13.757138
$11,768,580
0.30
%
to
2.70%
0.19
%
to
0.19%
8.55
 %
to
11.18%
 
2015
1,022,773

$11.029509

to
$12.255624
$11,957,046
0.50
%
to
2.70%
4.15
%
to
4.15%
(6.95
)%
to
(4.88)%
 
2014
1,176,690

$11.853050

to
$12.883948
$14,602,432
0.50
%
to
2.70%
—
%
to
—%
2.89
 %
to
5.18%
 
2013
1,570,723

$11.503600

to
$12.249085
$18,718,879
0.50
%
to
2.75%
1.36
%
to
1.50%
(1.33
)%
to
0.91%
 
2012
2,056,847

$11.658928

to
$12.138297
$24,508,501
0.50
%
to
2.75%
0.76
%
to
1.29%
7.64
 %
to
10.09%
Invesco V.I. Diversified Dividend Fund
 
2016
16,894

$17.212579

to
$18.397906
$302,253
1.35
%
to
2.50%
1.07
%
to
1.15%
11.71
 %
to
13.00%
 
2015
14,746

$15.408296

to
$16.281129
$234,167
1.35
%
to
2.50%
1.11
%
to
1.43%
(0.70
)%
to
0.45%
 
2014
19,121

$15.516592

to
$16.208073
$305,336
1.35
%
to
2.50%
1.45
%
to
1.56%
9.76
 %
to
11.03%
 
2013
20,367

$14.137224

to
$14.598406
$293,702
1.35
%
to
2.50%
—
%
to
2.32%
27.54
 %
to
29.01%
 
2012
33,339

$11.144356

to
$11.315423
$374,320
1.35
%
to
2.20%
1.82
%
to
1.84%
15.79
 %
to
16.78%
Invesco V.I. Government Money Market Fund+
 
2016
14,056,046

$9.056470

to
$9.906673
$132,108,464
0.30
%
to
2.80%
—
%
to
0.08%
(2.67
)%
to
(0.20)%
 
2015
16,822,793

$9.316811

to
$9.875737
$160,770,547
0.50
%
to
2.75%
0.01
%
to
0.01%
(2.70
)%
to
(0.49)%
 
2014
13,973,329

$9.575557

to
$9.924169
$135,908,765
0.50
%
to
2.75%
0.01
%
to
0.01%
(2.70
)%
to
(0.49)%
 
2013
12,785,917

$9.841269

to
$9.972607
$126,589,751
0.50
%
to
2.75%
—
%
to
0.01%
(1.59
)%
to
(0.27)%
American Century VP Mid Cap Value Fund
 
2016
52,510

$19.005120

to
$20.402576
$1,033,246
0.30
%
to
1.50%
0.68
%
to
1.47%
20.89
 %
to
22.35%
 
2015
44,291

$15.720890

to
$16.675655
$716,584
0.30
%
to
1.50%
1.49
%
to
1.50%
(3.05
)%
to
(1.87)%
 
2014
48,239

$16.214700

to
$16.994164
$801,413
0.30
%
to
1.50%
1.01
%
to
1.05%
14.51
 %
to
15.89%
 
2013
29,575

$14.160257

to
$14.664038
$424,726
0.30
%
to
1.50%
0.84
%
to
1.18%
27.97
 %
to
29.51%
 
2012
20,019

$11.065449

to
$11.279374
$222,746
0.50
%
to
1.50%
2.03
%
to
2.33%
14.50
 %
to
15.65%
American Funds Global Bond Fund
 
2016
6,012,338

$10.647519

to
$11.578507
$72,264,696
0.65
%
to
2.80%
0.53
%
to
0.55%
(0.12
)%
to
2.05%
 
2015
6,995,613

$10.660491

to
$11.346048
$83,353,312
0.65
%
to
2.80%
0.05
%
to
0.05%
(6.72
)%
to
(4.69)%
 
2014
9,116,977

$11.427881

to
$11.903991
$115,218,960
0.65
%
to
2.80%
1.20
%
to
1.21%
(1.41
)%
to
0.73%
 
2013
11,290,616

$11.591365

to
$11.817451
$143,324,592
0.65
%
to
2.80%
—
%
to
—%
(5.27
)%
to
(3.21)%
 
2012
18,858,203

$12.209321

to
$12.236047
$250,979,429
0.65
%
to
2.80%
1.93
%
to
2.23%
3.26
 %
to
5.51%
American Funds Global Growth and Income Fund
 
2016
11,176,644

$20.199758

to
$20.631414
$164,500,263
0.65
%
to
2.80%
1.75
%
to
1.87%
4.38
 %
to
6.65%
 
2015
13,110,986

$19.344990

to
$19.351769
$182,895,707
0.65
%
to
2.80%
1.33
%
to
1.92%
(4.07
)%
to
(1.98)%
 
2014
15,798,685

$19.735829

to
$20.172002
$226,969,193
0.65
%
to
2.80%
3.07
%
to
3.79%
2.72
 %
to
4.96%
 
2013
19,831,073

$18.804035

to
$19.637414
$274,040,478
0.65
%
to
2.80%
3.32
%
to
3.71%
19.15
 %
to
21.74%
 
2012
35,231,469

$15.445997

to
$16.514694
$405,177,758
0.65
%
to
2.75%
2.51
%
to
2.56%
14.37
 %
to
16.80%
American Funds Asset Allocation Fund
 
2016
30,714,165

$19.500036

to
$21.401229
$615,841,369
0.65
%
to
2.80%
1.63
%
to
1.63%
6.39
 %
to
8.70%
 
2015
35,447,211

$18.328943

to
$19.688160
$662,185,767
0.65
%
to
2.80%
1.51
%
to
1.63%
(1.40
)%
to
0.74%
 
2014
42,163,505

$18.589341

to
$19.543111
$791,683,183
0.65
%
to
2.80%
1.44
%
to
2.30%
2.49
 %
to
4.71%
 
2013
51,319,943

$18.138530

to
$18.663515
$931,691,583
0.65
%
to
2.80%
1.45
%
to
1.51%
20.28
 %
to
22.89%
 
2012
66,582,529

$15.080782

to
$15.187357
$1,003,590,407
0.65
%
to
2.80%
1.94
%
to
2.00%
12.98
 %
to
15.44%
American Funds Blue Chip Income and Growth Fund
 
2016
223,989,200

$23.741193

to
$26.532294
$424,290,310
0.65
%
to
2.80%
1.90
%
to
2.14%
15.42
 %
to
17.93%
 
2015
254,241,673

$20.568725

to
$22.498131
$412,227,632
0.65
%
to
2.80%
1.84
%
to
1.85%
(5.61
)%
to
(3.56)%
 
2014
309,368,792

$21.791408

to
$23.328378
$524,639,657
0.65
%
to
2.80%
2.68
%
to
2.97%
12.18
 %
to
14.61%
 
2013
364,941,508

$19.426118

to
$20.354035
$545,529,305
0.65
%
to
2.80%
1.87
%
to
1.93%
29.33
 %
to
32.14%
 
2012
506,585,479

$15.020566

to
$15.403526
$578,212,877
0.65
%
to
2.80%
2.04
%
to
2.76%
10.74
 %
to
13.15%
American Funds Bond Fund
 
2016
37,622,843

$11.787218

to
$12.807547
$581,920,132
0.65
%
to
2.80%
1.61
%
to
1.82%
0.10
 %
to
2.28%
 
2015
41,707,585

$11.775228

to
$12.522379
$636,445,614
0.65
%
to
2.80%
1.53
%
to
1.70%
(2.49
)%
to
(0.38)%
 
2014
49,995,861

$12.076501

to
$12.569562
$772,885,175
0.65
%
to
2.80%
1.78
%
to
2.50%
2.37
 %
to
4.60%
 
2013
62,429,269

$11.796759

to
$12.017256
$932,642,581
0.65
%
to
2.80%
1.84
%
to
2.05%
(4.86
)%
to
(2.79)%
 
2012
58,235,722

$12.362435

to
$12.399383
$897,788,604
0.65
%
to
2.80%
2.41
%
to
2.58%
2.46
 %
to
4.69%
American Funds Global Growth Fund
 
2016
9,645,931

$21.095554

to
$21.412322
$199,082,119
0.65
%
to
2.80%
0.89
%
to
0.98%
(2.16
)%
to
(0.03)%
 
2015
11,697,171

$21.102098

to
$21.884394
$243,330,240
0.65
%
to
2.80%
0.98
%
to
1.00%
3.98
 %
to
6.24%
 
2014
13,099,940

$19.861896

to
$21.045920
$261,257,937
0.65
%
to
2.80%
1.05
%
to
1.14%
(0.51
)%
to
1.65%
 
2013
16,325,784

$19.539432

to
$21.154257
$325,981,493
0.65
%
to
2.80%
1.24
%
to
1.26%
25.61
 %
to
28.34%
 
2012
23,297,560

$15.224659

to
$16.840885
$368,355,610
0.65
%
to
2.80%
0.50
%
to
0.86%
19.18
 %
to
21.77%
American Funds Growth Fund
 
2016
62,485,415

$25.447295

to
$26.005317
$1,217,435,416
0.65
%
to
2.80%
0.73
%
to
0.80%
6.47
 %
to
8.78%
 
2015
74,103,321

$23.902017

to
$23.906739
$1,343,454,104
0.65
%
to
2.80%
0.58
%
to
0.61%
3.91
 %
to
6.17%
 
2014
88,681,039

$22.518307

to
$23.003194
$1,533,269,584
0.65
%
to
2.80%
0.72
%
to
0.87%
5.51
 %
to
7.81%
 
2013
110,847,056

$20.887799

to
$21.801334
$1,806,018,975
0.65
%
to
2.80%
0.97
%
to
1.03%
26.51
 %
to
29.26%
 
2012
154,222,841

$16.159627

to
$17.232698
$1,975,408,899
0.65
%
to
2.80%
0.78
%
to
0.79%
14.64
 %
to
17.13%
American Funds Growth-Income Fund
 
2016
57,283,146

$23.130093

to
$24.880536
$1,249,416,840
0.65
%
to
2.80%
1.44
%
to
1.56%
8.44
 %
to
10.80%
 
2015
67,483,085

$21.329406

to
$22.455693
$1,343,073,267
0.65
%
to
2.80%
1.29
%
to
1.31%
(1.35
)%
to
0.80%
 
2014
81,385,307

$21.620632

to
$22.278013
$1,624,836,107
0.65
%
to
2.80%
1.22
%
to
1.60%
7.58
 %
to
9.92%
 
2013
103,037,858

$20.097293

to
$20.267894
$1,894,684,591
0.65
%
to
2.80%
1.34
%
to
1.60%
29.82
 %
to
32.64%
 
2012
143,073,284

$15.280936

to
$15.481384
$2,013,947,619
0.65
%
to
2.80%
1.56
%
to
1.66%
14.24
 %
to
16.72%
American Funds International Fund
 
2016
19,010,254

$15.062261

to
$15.662360
$284,007,792
0.65
%
to
2.80%
1.24
%
to
1.25%
0.67
 %
to
2.86%
 
2015
21,936,590

$14.643275

to
$15.557561
$322,137,950
0.65
%
to
2.80%
1.22
%
to
1.46%
(7.16
)%
to
(5.14)%
 
2014
25,478,826

$15.437469

to
$16.758016
$399,232,673
0.65
%
to
2.80%
1.26
%
to
1.79%
(5.34
)%
to
(3.28)%
 
2013
30,923,542

$15.961598

to
$17.703704
$508,181,057
0.65
%
to
2.80%
1.34
%
to
1.43%
18.28
 %
to
20.85%
 
2012
39,932,318

$13.208125

to
$14.967902
$550,324,522
0.65
%
to
2.80%
1.28
%
to
1.51%
14.65
 %
to
17.14%
American Funds New World Fund
 
2016
4,048,215

$14.854052

to
$15.677068
$100,940,043
0.65
%
to
2.80%
0.74
%
to
0.88%
2.35
 %
to
4.58%
 
2015
4,720,908

$14.204159

to
$15.316919
$113,909,236
0.65
%
to
2.80%
0.51
%
to
0.57%
(5.82
)%
to
(3.77)%
 
2014
5,700,776

$14.760859

to
$16.263423
$144,818,397
0.65
%
to
2.80%
0.89
%
to
1.64%
(10.42
)%
to
(8.47)%
 
2013
7,057,351

$16.126396

to
$18.154383
$198,682,325
0.65
%
to
2.80%
1.06
%
to
1.40%
8.30
 %
to
10.66%
 
2012
10,721,388

$14.573424

to
$16.796944
$278,279,326
0.65
%
to
2.75%
1.04
%
to
1.06%
14.63
 %
to
17.06%
American Funds Global Small Capitalization Fund
 
2016
5,746,511

$18.971796

to
$21.406541
$123,282,848
0.65
%
to
2.80%
0.23
%
to
0.25%
(0.72
)%
to
1.44%
 
2015
6,952,345

$18.703056

to
$21.561959
$148,360,655
0.65
%
to
2.80%
—
%
to
—%
(2.50
)%
to
(0.38)%
 
2014
8,231,966

$18.775047

to
$22.115696
$178,438,387
0.65
%
to
2.80%
0.12
%
to
0.14%
(0.70
)%
to
1.46%
 
2013
10,358,695

$18.504640

to
$22.271086
$224,224,571
0.65
%
to
2.80%
0.61
%
to
0.86%
24.74
 %
to
27.45%
 
2012
13,188,391

$14.519414

to
$17.854160
$226,841,763
0.65
%
to
2.80%
0.84
%
to
1.38%
14.92
 %
to
17.41%
Wells Fargo VT Omega Growth Fund
 
2016
36,279

$18.176955

to
$19.576908
$679,238
1.35
%
to
2.50%
—
%
to
—%
(1.96
)%
to
(0.83)%
 
2015
45,278

$18.541240

to
$19.740818
$862,511
1.35
%
to
2.50%
—
%
to
—%
(1.16
)%
to
(0.01)%
 
2014
49,932

$18.758542

to
$19.743762
$957,060
1.35
%
to
2.50%
—
%
to
—%
1.30
 %
to
2.47%
 
2013
70,368

$18.517769

to
$19.267475
$1,328,236
1.35
%
to
2.50%
0.11
%
to
0.13%
36.43
 %
to
38.01%
 
2012
104,126

$13.572767

to
$13.961098
$1,432,385
1.35
%
to
2.50%
—
%
to
—%
17.42
 %
to
18.78%
Fidelity® VIP Growth Portfolio
 
2016
304,106

$16.163987

to
$23.776883
$4,807,498
0.85
%
to
2.75%
—
%
to
—%
(2.18
)%
to
(0.30)%
 
2015
396,131

$16.212806

to
$24.306204
$6,307,600
0.85
%
to
2.75%
0.01
%
to
0.03%
4.00
 %
to
6.00%
 
2014
464,276

$15.295179

to
$23.441676
$6,963,451
0.85
%
to
2.70%
—
%
to
—%
8.06
 %
to
10.07%
 
2013
451,696

$13.895443

to
$21.694064
$6,152,984
0.85
%
to
2.70%
0.04
%
to
0.05%
32.38
 %
to
34.85%
 
2012
734,617

$10.304407

to
$16.387763
$7,358,549
0.85
%
to
2.70%
0.20
%
to
0.34%
11.36
 %
to
13.43%
Fidelity® VIP Contrafund® Portfolio
 
2016
3,446,886

$23.180801

to
$25.459673
$61,582,760
0.30
%
to
2.75%
—
%
to
0.63%
4.81
 %
to
7.41%
 
2015
4,234,166

$22.117416

to
$23.703842
$71,037,540
0.30
%
to
2.75%
0.72
%
to
1.08%
(2.31
)%
to
0.11%
 
2014
5,104,483

$22.640127

to
$23.676669
$85,715,982
0.30
%
to
2.75%
0.76
%
to
1.00%
8.63
 %
to
11.32%
 
2013
6,202,099

$20.842283

to
$21.078399
$93,638,207
0.50
%
to
2.75%
0.81
%
to
0.83%
27.40
 %
to
30.30%
 
2012
8,812,415

$16.290581

to
$16.359378
$98,736,683
0.30
%
to
2.75%
0.33
%
to
1.00%
12.99
 %
to
15.79%
Fidelity® VIP Mid Cap Portfolio
 
2016
2,617,830

$24.511615

to
$24.882901
$46,084,251
0.30
%
to
2.75%
0.32
%
to
0.33%
8.89
 %
to
11.59%
 
2015
3,237,684

$22.298947

to
$22.510998
$51,691,751
0.30
%
to
2.75%
0.23
%
to
0.30%
(4.30
)%
to
(1.92)%
 
2014
3,896,587

$22.736200

to
$23.521879
$63,830,530
0.30
%
to
2.75%
0.01
%
to
0.02%
3.16
 %
to
5.71%
 
2013
4,998,451

$21.507218

to
$22.802430
$77,806,071
0.30
%
to
2.75%
0.13
%
to
0.28%
32.19
 %
to
35.46%
 
2012
6,913,830

$15.876932

to
$17.250225
$79,149,157
0.30
%
to
2.75%
0.39
%
to
0.46%
11.46
 %
to
14.22%
Fidelity® VIP Value Strategies Portfolio
 
2016
133,462

$16.881624

to
$29.125133
$2,288,094
0.85
%
to
2.70%
0.91
%
to
0.97%
6.36
 %
to
8.35%
 
2015
204,157

$15.581038

to
$27.383313
$3,176,777
0.85
%
to
2.70%
0.82
%
to
0.90%
(5.77
)%
to
(4.01)%
 
2014
283,720

$16.231901

to
$29.060046
$4,574,058
0.85
%
to
2.70%
0.50
%
to
0.80%
3.68
 %
to
5.61%
 
2013
369,920

$13.998426

to
$15.369434
$5,633,750
0.85
%
to
2.45%
0.65
%
to
0.73%
27.03
 %
to
29.08%
 
2012
475,907

$11.906677

to
$22.119855
$5,633,843
0.85
%
to
2.70%
0.38
%
to
0.56%
23.68
 %
to
25.99%
Fidelity® VIP Dynamic Capital Appreciation Portfolio
 
2016
148,903

$18.300731

to
$25.684843
$2,632,250
0.75
%
to
2.70%
0.73
%
to
0.74%
(0.08
)%
to
1.89%
 
2015
234,125

$17.960896

to
$25.704296
$4,032,502
0.75
%
to
2.70%
0.59
%
to
0.60%
(1.67
)%
to
0.27%
 
2014
247,751

$17.912598

to
$26.140092
$4,284,335
0.75
%
to
2.70%
0.03
%
to
0.22%
7.71
 %
to
9.83%
 
2013
227,580

$16.308992

to
$24.268557
$3,598,618
0.75
%
to
2.70%
0.09
%
to
0.12%
34.57
 %
to
37.22%
 
2012
237,850

$11.827863

to
$18.033810
$2,777,891
0.85
%
to
2.70%
0.32
%
to
0.82%
18.99
 %
to
21.21%
Fidelity® VIP Strategic Income Portfolio
 
2016
107,284

$11.519829

to
$14.968580
$1,422,291
0.50
%
to
1.50%
3.38
%
to
8.18%
6.41
 %
to
7.48%
 
2015
84,222

$10.825956

to
$13.927036
$1,080,696
0.50
%
to
1.50%
2.43
%
to
2.56%
(3.40
)%
to
(2.42)%
 
2014
102,544

$11.206529

to
$14.273150
$1,332,036
0.50
%
to
1.50%
2.76
%
to
2.87%
1.83
 %
to
2.86%
 
2013
95,919

$11.004604

to
$14.002020
$1,233,705
0.30
%
to
1.50%
0.10
%
to
3.66%
(1.45
)%
to
(0.27)%
 
2012
121,527

$11.167056

to
$14.039233
$1,610,832
0.30
%
to
1.50%
3.09
%
to
4.42%
8.59
 %
to
9.90%
Franklin Rising Dividends VIP Fund
 
2016
16,623,896

$22.014024

to
$25.903195
$399,706,589
0.30
%
to
2.80%
0.85
%
to
1.01%
12.84
 %
to
15.59%
 
2015
19,627,341

$19.509293

to
$22.410058
$414,023,269
0.30
%
to
2.80%
1.44
%
to
1.47%
(6.31
)%
to
(4.04)%
 
2014
23,625,692

$20.822970

to
$23.353392
$526,505,475
0.30
%
to
2.80%
1.26
%
to
1.38%
5.72
 %
to
8.29%
 
2013
29,710,602

$19.696171

to
$21.565145
$621,186,179
0.30
%
to
2.80%
1.20
%
to
1.78%
26.11
 %
to
29.19%
 
2012
40,176,164

$15.618264

to
$16.693201
$662,298,788
0.30
%
to
2.80%
1.63
%
to
2.08%
8.87
 %
to
11.45%
Franklin Income VIP Fund
 
2016
33,949,625

$19.021188

to
$19.131689
$669,321,675
0.30
%
to
2.80%
4.34
%
to
10.13%
10.88
 %
to
13.53%
 
2015
40,775,427

$16.851996

to
$17.155407
$716,791,811
0.30
%
to
2.80%
4.43
%
to
4.60%
(9.62
)%
to
(7.42)%
 
2014
50,807,294

$18.203398

to
$18.981745
$979,864,434
0.30
%
to
2.80%
3.04
%
to
4.69%
1.73
 %
to
4.21%
 
2013
63,847,445

$17.468133

to
$18.659483
$1,196,794,237
0.30
%
to
2.80%
2.32
%
to
4.85%
10.80
 %
to
13.51%
 
2012
102,120,192

$15.388596

to
$16.841320
$1,719,573,259
0.30
%
to
2.80%
4.20
%
to
6.26%
9.54
 %
to
12.22%
Franklin Large Cap Growth VIP Fund
 
2016
3,376,113

$18.704876

to
$19.501475
$55,050,262
0.85
%
to
2.80%
—
%
to
—%
(4.50
)%
to
(2.62)%
 
2015
4,315,235

$19.208827

to
$20.421344
$72,753,062
0.85
%
to
2.80%
0.27
%
to
0.27%
2.71
 %
to
4.73%
 
2014
4,992,901

$18.341304

to
$19.883080
$81,345,950
0.85
%
to
2.80%
1.05
%
to
1.08%
9.36
 %
to
11.51%
 
2013
5,765,894

$16.448279

to
$18.182031
$85,241,546
0.85
%
to
2.80%
1.11
%
to
1.12%
25.08
 %
to
27.55%
 
2012
8,233,202

$12.895936

to
$14.535767
$96,872,740
0.85
%
to
2.80%
0.79
%
to
0.84%
9.27
 %
to
11.42%
Franklin Global Real Estate VIP Fund
 
2016
240,880

$17.306622

to
$28.801366
$5,290,790
0.95
%
to
2.80%
—
%
to
1.17%
(2.23
)%
to
(0.41)%
 
2015
270,095

$17.701964

to
$28.919703
$6,008,852
0.95
%
to
2.80%
3.12
%
to
3.18%
(2.21
)%
to
(0.38)%
 
2014
329,570

$18.101196

to
$29.029698
$7,397,583
0.95
%
to
2.80%
0.45
%
to
0.46%
11.84
 %
to
13.92%
 
2013
377,266

$16.185507

to
$25.481823
$7,469,531
0.95
%
to
2.80%
4.49
%
to
4.54%
(0.51
)%
to
1.35%
 
2012
427,626

$16.267952

to
$25.142071
$8,388,156
0.95
%
to
2.80%
—
%
to
—%
23.90
 %
to
26.21%
Franklin Small-Mid Cap Growth VIP Fund
 
2016
8,821,024

$23.380067

to
$24.668667
$136,352,797
0.30
%
to
2.80%
—
%
to
—%
1.29
 %
to
3.72%
 
2015
10,438,844

$23.081525

to
$23.783036
$157,452,312
0.30
%
to
2.80%
—
%
to
—%
(5.35
)%
to
(3.06)%
 
2014
12,376,717

$24.385128

to
$24.533967
$196,223,167
0.30
%
to
2.80%
—
%
to
—%
4.50
 %
to
7.07%
 
2013
15,807,750

$22.914198

to
$23.334129
$238,352,339
0.30
%
to
2.80%
—
%
to
—%
34.34
 %
to
37.58%
 
2012
19,266,572

$16.655423

to
$17.369101
$214,218,229
0.30
%
to
2.80%
—
%
to
—%
7.79
 %
to
10.45%
Franklin Small Cap Value VIP Fund
 
2016
3,800,291

$26.587670

to
$29.040831
$66,275,531
0.30
%
to
2.75%
0.46
%
to
0.66%
26.66
 %
to
29.73%
 
2015
3,650,059

$20.991766

to
$22.385491
$50,212,815
0.30
%
to
2.75%
0.09
%
to
0.89%
(9.90
)%
to
(7.80)%
 
2014
4,294,345

$23.298291

to
$24.278304
$64,712,254
0.30
%
to
2.75%
0.08
%
to
0.74%
(2.16
)%
to
0.18%
 
2013
5,683,963

$23.812141

to
$24.235365
$86,274,032
0.30
%
to
2.75%
0.59
%
to
1.09%
32.54
 %
to
35.72%
 
2012
5,956,979

$17.857456

to
$17.965353
$67,946,048
0.30
%
to
2.75%
0.42
%
to
0.69%
15.18
 %
to
17.91%
Franklin Strategic Income VIP Fund
 
2016
16,575,714

$15.079310

to
$15.175713
$307,649,697
0.30
%
to
2.80%
3.21
%
to
3.21%
5.26
 %
to
7.54%
 
2015
19,935,188

$14.111690

to
$14.325250
$347,847,567
0.30
%
to
2.80%
6.11
%
to
6.59%
(6.28
)%
to
(4.26)%
 
2014
24,233,651

$14.740091

to
$15.285334
$449,783,789
0.30
%
to
2.80%
5.54
%
to
5.71%
(0.70
)%
to
1.45%
 
2013
29,798,024

$14.529719

to
$15.392925
$552,057,488
0.30
%
to
2.80%
5.68
%
to
5.76%
0.66
 %
to
2.86%
 
2012
46,615,479

$14.126080

to
$15.291336
$859,447,857
0.30
%
to
2.80%
5.97
%
to
6.85%
10.00
 %
to
12.33%
Franklin Mutual Shares VIP Fund
 
2016
26,236,946

$19.821188

to
$22.252692
$546,352,159
0.30
%
to
2.80%
2.10
%
to
3.48%
12.85
 %
to
15.59%
 
2015
31,289,744

$17.563602

to
$19.250716
$569,611,868
0.30
%
to
2.80%
2.83
%
to
3.05%
(7.56
)%
to
(5.33)%
 
2014
37,084,769

$19.000464

to
$20.335484
$722,392,206
0.30
%
to
2.80%
1.32
%
to
2.02%
4.16
 %
to
6.72%
 
2013
46,988,463

$18.240897

to
$19.054677
$866,111,651
0.30
%
to
2.80%
2.37
%
to
2.42%
24.72
 %
to
27.67%
 
2012
61,262,938

$14.625294

to
$14.925091
$910,064,471
0.30
%
to
2.80%
1.97
%
to
2.22%
11.09
 %
to
13.86%
Templeton Developing Markets VIP Fund
 
2016
2,745,982

$7.890648

to
$14.057444
$44,835,464
0.75
%
to
2.80%
0.64
%
to
1.08%
14.54
 %
to
16.44%
 
2015
3,077,756

$6.776297

to
$12.272687
$42,699,194
0.75
%
to
2.80%
1.80
%
to
2.47%
(21.65
)%
to
(20.30)%
 
2014
3,719,348

$8.502407

to
$15.711905
$64,426,917
0.75
%
to
2.75%
1.27
%
to
1.77%
(10.58
)%
to
(9.17)%
 
2013
4,628,423

$9.360340

to
$17.571473
$88,623,337
0.75
%
to
2.75%
1.48
%
to
2.07%
(3.43
)%
to
(1.81)%
 
2012
7,081,848

$9.532598

to
$18.195185
$138,758,886
0.75
%
to
2.75%
1.01
%
to
1.19%
10.33
 %
to
12.21%
Templeton Foreign VIP Fund
 
2016
14,926,905

$14.701483

to
$15.275854
$190,816,473
0.30
%
to
2.80%
1.63
%
to
1.95%
4.22
 %
to
6.77%
 
2015
17,288,950

$14.106765

to
$14.307226
$209,657,204
0.30
%
to
2.80%
2.09
%
to
3.24%
(9.08
)%
to
(6.93)%
 
2014
19,516,625

$15.372277

to
$15.514908
$257,467,042
0.30
%
to
2.80%
1.45
%
to
1.71%
(13.59
)%
to
(11.49)%
 
2013
22,822,236

$17.367091

to
$17.954390
$344,232,677
0.30
%
to
2.80%
2.10
%
to
2.18%
19.58
 %
to
22.49%
 
2012
25,530,448

$14.177873

to
$15.014915
$324,020,727
0.30
%
to
2.80%
2.90
%
to
2.91%
14.97
 %
to
17.78%
Templeton Growth VIP Fund
 
2016
12,771,580

$17.543805

to
$18.733633
$195,538,651
0.50
%
to
2.80%
1.54
%
to
1.91%
6.59
 %
to
8.92%
 
2015
15,212,313

$16.458720

to
$17.199491
$216,171,880
0.50
%
to
2.80%
2.39
%
to
2.67%
(9.07
)%
to
(7.01)%
 
2014
18,432,369

$18.100487

to
$18.496229
$284,644,288
0.50
%
to
2.80%
1.24
%
to
1.34%
(5.50
)%
to
(3.37)%
 
2013
23,123,937

$19.140368

to
$19.153890
$374,312,587
0.50
%
to
2.80%
2.62
%
to
2.63%
27.21
 %
to
29.99%
 
2012
33,705,543

$14.725005

to
$15.056806
$428,464,235
0.50
%
to
2.80%
1.50
%
to
2.08%
17.73
 %
to
20.42%
Franklin Mutual Global Discovery VIP Fund
 
2016
8,749,935

$17.958351

to
$19.804647
$227,709,995
0.30
%
to
2.80%
0.02
%
to
1.63%
9.08
 %
to
11.68%
 
2015
10,580,504

$16.463719

to
$17.732712
$249,448,913
0.30
%
to
2.80%
2.61
%
to
2.78%
(6.31
)%
to
(4.03)%
 
2014
12,507,613

$17.572790

to
$18.477426
$311,837,827
0.30
%
to
2.80%
1.57
%
to
2.37%
2.79
 %
to
5.28%
 
2013
15,452,593

$17.095911

to
$17.550648
$370,297,414
0.30
%
to
2.80%
1.79
%
to
2.25%
24.09
 %
to
27.14%
 
2012
22,385,208

$13.776603

to
$13.803965
$443,171,915
0.30
%
to
2.80%
2.26
%
to
3.01%
10.23
 %
to
12.93%
Franklin Flex Cap Growth VIP Fund
 
2016
1,418,488

$19.134239

to
$21.023945
$22,402,487
0.50
%
to
2.75%
—
%
to
—%
(5.52
)%
to
(3.47)%
 
2015
1,789,660

$20.252735

to
$21.778839
$29,564,063
0.50
%
to
2.75%
—
%
to
—%
1.53
 %
to
3.80%
 
2014
2,190,538

$19.946646

to
$20.982180
$35,257,492
0.50
%
to
2.75%
—
%
to
—%
3.23
 %
to
5.45%
 
2013
2,644,159

$19.323070

to
$20.077906
$40,741,967
0.30
%
to
2.75%
—
%
to
—%
33.76
 %
to
36.86%
 
2012
4,107,370

$14.446576

to
$14.567498
$47,222,276
0.50
%
to
2.75%
—
%
to
—%
6.30
 %
to
8.70%
Templeton Global Bond VIP Fund
 
2016
3,978,351

$13.391947

to
$14.266090
$53,896,474
0.30
%
to
2.75%
—
%
to
—%
0.08
 %
to
2.56%
 
2015
4,718,501

$13.381345

to
$13.909852
$62,842,788
0.30
%
to
2.75%
7.45
%
to
9.62%
(6.99
)%
to
(4.68)%
 
2014
5,510,026

$14.386281

to
$14.592335
$77,872,315
0.30
%
to
2.75%
5.06
%
to
5.06%
(1.07
)%
to
1.39%
 
2013
6,466,974

$14.392405

to
$14.541172
$91,465,010
0.30
%
to
2.75%
3.55
%
to
4.69%
(1.22
)%
to
1.23%
 
2012
9,846,675

$14.217363

to
$14.720601
$140,426,200
0.30
%
to
2.75%
6.09
%
to
7.15%
11.85
 %
to
14.62%
Hartford Balanced HLS Fund
 
2016
986,472

$16.093710

to
$19.579225
$14,912,187
0.75
%
to
2.75%
2.74
%
to
2.83%
3.16
 %
to
5.24%
 
2015
1,065,609

$15.291803

to
$19.046884
$15,451,065
0.75
%
to
2.70%
1.90
%
to
3.63%
(2.49
)%
to
(0.57)%
 
2014
1,294,832

$15.379592

to
$19.533503
$19,029,607
0.75
%
to
2.70%
1.81
%
to
1.83%
6.87
 %
to
8.97%
 
2013
1,512,772

$14.113578

to
$18.278484
$20,632,562
0.75
%
to
2.70%
1.56
%
to
1.58%
17.96
 %
to
20.28%
 
2012
1,398,794

$11.733583

to
$15.495238
$15,963,326
0.75
%
to
2.70%
2.99
%
to
3.02%
9.04
 %
to
11.19%
Hartford Total Return Bond HLS Fund
 
2016
34,316,558

$12.700874

to
$14.100157
$428,905,117
0.30
%
to
2.75%
2.54
%
to
2.60%
1.66
 %
to
4.18%
 
2015
39,375,169

$12.493519

to
$13.534310
$477,127,747
0.30
%
to
2.75%
2.64
%
to
3.28%
(3.28
)%
to
(0.88)%
 
2014
46,292,016

$12.917758

to
$13.655147
$571,968,762
0.30
%
to
2.75%
2.68
%
to
3.31%
3.02
 %
to
5.57%
 
2013
62,030,472

$12.539611

to
$12.934646
$733,978,421
0.30
%
to
2.75%
3.60
%
to
5.26%
(4.04
)%
to
(1.66)%
 
2012
59,560,748

$13.067525

to
$13.152914
$724,071,588
0.30
%
to
2.75%
4.03
%
to
4.12%
4.62
 %
to
7.21%
Hartford Capital Appreciation HLS Fund
 
2016
23,607,077

$23.709489

to
$23.962093
$365,083,148
0.30
%
to
2.75%
1.14
%
to
1.17%
2.66
 %
to
5.21%
 
2015
28,153,379

$22.776496

to
$23.095343
$417,093,368
0.30
%
to
2.75%
0.93
%
to
0.99%
(1.72
)%
to
0.71%



 
2014
34,264,581

$22.614953

to
$23.500457
$507,446,086
0.30
%
to
2.75%
0.78
%
to
0.89%
4.40
 %
to
6.99%
 
2013
45,789,660

$21.138320

to
$22.510948
$636,714,458
0.30
%
to
2.75%
0.36
%
to
0.97%
35.31
 %
to
38.66%
 
2012
68,624,191

$15.244506

to
$16.636703
$688,564,430
0.30
%
to
2.75%
1.20
%
to
1.89%
15.13
 %
to
17.98%
Hartford Dividend and Growth HLS Fund
 
2016
16,093,679

$22.804408

to
$26.170193
$291,705,438
0.30
%
to
2.75%
1.57
%
to
2.05%
11.77
 %
to
14.54%
 
2015
19,351,305

$20.402947

to
$22.847762
$308,876,581
0.30
%
to
2.75%
1.47
%
to
1.64%
(3.84
)%
to
(1.45)%
 
2014
23,221,375

$21.217438

to
$23.184705
$379,363,203
0.30
%
to
2.75%
1.04
%
to
2.38%
9.90
 %
to
12.62%
 
2013
32,101,247

$19.306809

to
$20.586382
$469,218,428
0.30
%
to
2.75%
1.42
%
to
1.74%
28.35
 %
to
31.53%
 
2012
42,105,152

$15.042672

to
$15.651725
$470,508,222
0.30
%
to
2.75%
1.94
%
to
2.45%
10.51
 %
to
13.25%
Hartford Global Growth HLS Fund
 
2016
262,329

$11.870966

to
$22.318351
$3,856,725
0.30
%
to
2.75%
—
%
to
0.68%
(0.81
)%
to
1.41%
 
2015
330,750

$11.706080

to
$22.501304
$4,709,379
0.30
%
to
2.75%
—
%
to
0.29%
5.11
 %
to
7.44%
 
2014
260,942

$10.895575

to
$21.473127
$3,554,428
0.30
%
to
2.70%
—
%
to
0.56%
3.94
 %
to
8.96%
 
2013
228,334

$20.081546

to
$20.658365
$3,033,315
0.50
%
to
2.70%
0.21
%
to
0.65%
32.67
 %
to
35.62%
 
2012
204,039

$14.807648

to
$15.571566
$2,003,735
0.50
%
to
2.70%
0.55
%
to
0.72%
20.12
 %
to
22.79%
Hartford Disciplined Equity HLS Fund
 
2016
3,658,924

$25.422223

to
$28.354952
$69,893,555
0.30
%
to
2.75%
0.92
%
to
0.98%
2.89
 %
to
5.44%
 
2015
4,311,941

$24.707800

to
$26.891203
$78,922,730
0.30
%
to
2.75%
0.76
%
to
1.20%
3.94
 %
to
6.51%
 
2014
5,401,238

$23.771907

to
$25.246540
$93,748,052
0.30
%
to
2.75%
0.39
%
to
1.38%
13.03
 %
to
15.83%
 
2013
7,766,959

$21.031419

to
$21.795609
$116,872,515
0.30
%
to
2.75%
0.29
%
to
1.10%
32.14
 %
to
35.41%
 
2012
8,644,385

$15.916413

to
$16.095854
$97,076,786
0.30
%
to
2.75%
1.56
%
to
1.60%
14.43
 %
to
17.27%
Hartford Growth Opportunities HLS Fund
 
2016
6,005,130

$25.668615

to
$28.522519
$103,653,883
0.30
%
to
2.75%
0.43
%
to
0.44%
(3.19
)%
to
(0.79)%
 
2015
7,231,563

$26.514567

to
$28.749309
$127,043,781
0.30
%
to
2.75%
0.13
%
to
0.14%
8.71
 %
to
11.40%
 
2014
9,265,589

$24.391204

to
$25.807052
$147,044,785
0.30
%
to
2.75%
0.19
%
to
0.29%
11.05
 %
to
13.80%
 
2013
11,514,449

$21.964512

to
$22.677114
$159,748,073
0.30
%
to
2.75%
0.01
%
to
0.01%
32.06
 %
to
35.34%
 
2012
14,905,524

$16.631719

to
$16.756013
$153,667,930
0.30
%
to
2.75%
—
%
to
—%
23.42
 %
to
26.48%
Hartford High Yield HLS Fund
 
2016
1,784,247

$20.064318

to
$20.800753
$30,002,601
0.30
%
to
2.75%
6.07
%
to
6.18%
11.15
 %
to
13.91%
 
2015
1,918,000

$17.614511

to
$18.713796
$29,061,362
0.30
%
to
2.75%
3.76
%
to
7.66%
(6.90
)%
to
(4.59)%
 
2014
2,411,993

$18.462129

to
$20.101003
$38,582,200
0.30
%
to
2.75%
6.58
%
to
9.09%
(0.20
)%
to
2.27%
 
2013
3,095,589

$18.052194

to
$20.142133
$48,924,260
0.30
%
to
2.75%
7.19
%
to
8.49%
3.54
 %
to
6.11%
 
2012
4,296,512

$17.012470

to
$19.452754
$64,834,987
0.30
%
to
2.75%
9.90
%
to
9.91%
11.21
 %
to
13.97%
Hartford International Opportunities HLS Fund
 
2016
2,809,239

$16.340564

to
$17.258079
$31,168,276
0.30
%
to
2.75%
—
%
to
1.69%
(1.49
)%
to
0.95%
 
2015
3,239,257

$16.587690

to
$16.874218
$35,938,493
0.50
%
to
2.75%
1.26
%
to
1.44%
(0.89
)%
to
1.37%
 
2014
3,886,054

$16.736370

to
$16.830703
$42,778,575
0.30
%
to
2.75%
—
%
to
2.15%
(6.48
)%
to
(4.16)%
 
2013
4,717,147

$17.561624

to
$17.896543
$54,368,079
0.30
%
to
2.75%
2.10
%
to
2.94%
18.26
 %
to
21.19%
 
2012
3,673,476

$14.390206

to
$15.133826
$35,411,519
0.50
%
to
2.75%
1.95
%
to
1.95%
16.94
 %
to
19.60%
Hartford Small/Mid Cap Equity HLS Fund
 
2016
285,147

$18.452482

to
$28.423377
$5,289,564
0.85
%
to
2.70%
0.88
%
to
1.48%
13.38
 %
to
15.50%
 
2015
346,758

$15.976238

to
$25.068396
$5,528,895
0.85
%
to
2.70%
1.26
%
to
1.51%
(7.27
)%
to
(5.54)%
 
2014
423,478

$16.913383

to
$27.034635
$7,167,689
0.85
%
to
2.70%
0.84
%
to
1.49%
2.42
 %
to
4.33%
 
2013
532,429

$16.210977

to
$26.328652
$8,835,165
0.85
%
to
2.75%
0.70
%
to
1.35%
33.78
 %
to
36.35%
 
2012
891,826

$11.889440

to
$19.680033
$10,617,696
0.85
%
to
2.75%
0.59
%
to
0.60%
12.73
 %
to
14.89%
Hartford Ultrashort Bond HLS Fund


 
2016
137,441,753

$8.076279

to
$9.858641
$164,861,963
0.30
%
to
2.80%
0.17
%
to
0.47%
(1.82
)%
to
0.34%
 
2015
161,425,005

$8.226209

to
$9.824980
$196,796,827
0.30
%
to
2.80%
—
%
to
0.32%
(2.64
)%
to
(0.39)%
 
2014
201,242,987

$8.449044

to
$9.863416
$245,915,008
0.30
%
to
2.80%
—
%
to
—%
(2.66
)%
to
(0.40)%
 
2013
284,272,584

$8.680299

to
$9.902898
$359,160,633
0.30
%
to
2.80%
—
%
to
—%
(2.76
)%
to
(0.40)%
 
2012
443,476,326

$8.926799

to
$9.899871
$572,265,112
0.30
%
to
2.80%
—
%
to
—%
(2.76
)%
to
(0.30)%
Hartford Small Company HLS Fund
 
2016
574,346

$21.782727

to
$24.129307
$9,304,990
0.30
%
to
2.75%
—
%
to
—%
(0.72
)%
to
1.74%
 
2015
708,091

$21.941570

to
$23.410469
$11,294,114
0.50
%
to
2.75%
—
%
to
—%
(10.70
)%
to
(8.67)%
 
2014
899,570

$24.571503

to
$25.632868
$15,918,053
0.50
%
to
2.75%
—
%
to
—%
4.17
 %
to
6.54%
 
2013
1,310,809

$23.588625

to
$24.277572
$21,697,890
0.30
%
to
2.75%
0.08
%
to
0.09%
40.47
 %
to
43.95%
 
2012
1,013,835

$16.747977

to
$16.793087
$11,686,999
0.50
%
to
2.75%
—
%
to
—%
12.50
 %
to
15.06%
Hartford SmallCap Growth HLS Fund
 
2016
262,837

$24.452916

to
$32.347106
$6,187,974
0.85
%
to
2.70%
0.15
%
to
0.16%
9.38
 %
to
11.42%
 
2015
349,639

$21.946095

to
$29.572946
$7,438,316
0.85
%
to
2.70%
0.06
%
to
0.08%
(3.20
)%
to
(1.39)%
 
2014
386,127

$22.255139

to
$30.456529
$8,426,751
0.85
%
to
2.75%
0.04
%
to
0.07%
2.96
 %
to
4.94%
 
2013
558,459

$21.207706

to
$29.579870
$11,759,718
0.85
%
to
2.75%
—
%
to
0.41%
40.94
 %
to
43.65%
 
2012
771,308

$14.763938

to
$21.029882
$11,152,557
0.85
%
to
2.70%
—
%
to
—%
14.27
 %
to
16.40%
Hartford Stock HLS Fund
 
2016
160,751

$17.688900

to
$24.751131
$2,749,650
0.75
%
to
2.75%
1.82
%
to
1.90%
4.50
 %
to
6.61%
 
2015
127,336

$16.591820

to
$23.684955
$2,042,478
0.75
%
to
2.75%
1.68
%
to
1.83%
(0.04
)%
to
1.98%
 
2014
135,218

$16.270343

to
$23.767583
$2,184,736
0.75
%
to
2.70%
1.92
%
to
4.56%
8.34
 %
to
10.48%
 
2013
162,836

$14.727613

to
$21.937608
$2,376,059
0.75
%
to
2.70%
1.98
%
to
2.02%
28.73
 %
to
31.26%
 
2012
426,435

$11.220310

to
$17.042120
$4,631,725
0.75
%
to
2.70%
2.17
%
to
2.59%
11.34
 %
to
13.53%
Hartford U.S. Government Securities HLS Fund
 
2016
2,282,900

$9.784952

to
$11.818688
$23,603,588
0.30
%
to
2.75%
1.52
%
to
2.28%
(1.21
)%
to
1.24%
 
2015
2,339,514

$9.905117

to
$11.674274
$24,164,613
0.30
%
to
2.75%
1.73
%
to
1.82%
(1.19
)%
to
1.26%
 
2014
1,996,216

$10.024703

to
$11.403055
$20,624,542
0.50
%
to
2.75%
2.05
%
to
2.24%
—
 %
to
2.30%
 
2013
2,543,568

$10.022108

to
$11.146482
$25,954,659
0.50
%
to
2.75%
2.06
%
to
2.38%
(4.35
)%
to
(2.17)%
 
2012
4,988,331

$10.477812

to
$11.474120
$52,540,398
0.30
%
to
2.75%
0.96
%
to
1.87%
0.88
 %
to
3.39%
Hartford Value HLS Fund
 
2016
858,340

$21.990602

to
$24.842421
$15,091,684
0.50
%
to
2.70%
1.71
%
to
1.72%
10.67
 %
to
13.13%
 
2015
1,049,254

$19.871301

to
$21.959894
$16,383,347
0.50
%
to
2.70%
1.54
%
to
1.55%
(5.66
)%
to
(3.56)%
 
2014
1,225,238

$21.064438

to
$22.771698
$19,906,746
0.50
%
to
2.70%
1.47
%
to
1.50%
8.40
 %
to
10.81%
 
2013
1,559,325

$19.382840

to
$20.550139
$22,957,524
0.50
%
to
2.75%
0.72
%
to
1.39%
28.36
 %
to
31.28%
 
2012
2,264,762

$15.099867

to
$15.653317
$25,410,694
0.50
%
to
2.75%
2.15
%
to
2.92%
13.81
 %
to
16.40%
Lord Abbett Fundamental Equity Fund
 
2016
590,335

$17.709076

to
$21.777355
$11,260,482
0.30
%
to
1.50%
1.13
%
to
1.16%
14.02
 %
to
15.40%
 
2015
749,744

$15.531399

to
$18.871612
$12,415,393
0.30
%
to
1.50%
1.11
%
to
1.18%
(4.88
)%
to
(3.73)%
 
2014
829,970

$16.328531

to
$19.603342
$14,338,556
0.30
%
to
1.50%
0.39
%
to
0.41%
5.55
 %
to
6.82%
 
2013
916,947

$15.470435

to
$18.351660
$14,954,661
0.30
%
to
1.50%
0.22
%
to
0.25%
33.74
 %
to
35.35%
 
2012
817,096

$11.567545

to
$13.558492
$9,862,728
0.30
%
to
1.50%
0.56
%
to
0.57%
8.94
 %
to
10.25%
Lord Abbett Calibrated Dividend Growth Fund
 
2016
829,625

$18.947640

to
$21.517417
$15,026,874
0.85
%
to
2.70%
1.51
%
to
1.73%
12.04
 %
to
14.13%
 
2015
818,367

$16.602197

to
$19.205816
$13,043,354
0.85
%
to
2.70%
1.69
%
to
1.78%
(4.74
)%
to
(2.96)%
 
2014
920,900

$15.338077

to
$17.108718
$15,224,523
0.85
%
to
2.45%
1.61
%
to
1.76%
8.84
 %
to
10.60%
 
2013
1,206,059

$14.091974

to
$15.469389
$18,126,146
0.85
%
to
2.45%
1.26
%
to
1.50%
24.83
 %
to
26.84%


 
2012
1,241,870

$12.195606

to
$14.912990
$14,815,093
0.85
%
to
2.70%
2.89
%
to
3.07%
9.46
 %
to
11.50%
Lord Abbett Bond Debenture Fund
 
2016
2,191,012

$17.518370

to
$18.611543
$36,091,538
0.30
%
to
2.75%
2.34
%
to
4.59%
9.09
 %
to
11.80%
 
2015
2,462,725

$15.669714

to
$17.060285
$36,709,515
0.30
%
to
2.75%
3.52
%
to
5.91%
(4.20
)%
to
(1.83)%
 
2014
2,959,499

$15.961104

to
$17.808571
$45,468,923
0.30
%
to
2.75%
3.54
%
to
4.35%
1.52
 %
to
4.03%
 
2013
3,699,709

$15.342188

to
$17.542552
$55,209,422
0.30
%
to
2.75%
4.15
%
to
4.39%
5.24
 %
to
7.85%
 
2012
5,647,239

$14.225698

to
$16.669209
$78,821,659
0.30
%
to
2.75%
5.68
%
to
5.97%
9.48
 %
to
12.20%
Lord Abbett Growth and Income Fund
 
2016
451,693

$20.376761

to
$20.817381
$7,083,092
0.50
%
to
2.70%
1.17
%
to
1.38%
13.99
 %
to
16.53%
 
2015
560,989

$17.864529

to
$17.875274
$7,622,513
0.50
%
to
2.70%
1.20
%
to
1.20%
(5.45
)%
to
(3.35)%
 
2014
692,897

$18.483270

to
$18.906066
$9,796,907
0.50
%
to
2.70%
0.53
%
to
0.67%
4.79
 %
to
7.12%
 
2013
855,047

$17.255404

to
$18.042659
$11,416,004
0.50
%
to
2.70%
0.46
%
to
0.61%
32.28
 %
to
35.22%
 
2012
1,314,729

$12.760933

to
$13.639447
$12,865,735
0.50
%
to
2.70%
1.00
%
to
1.03%
9.10
 %
to
11.53%
MFS® Growth Fund
 
2016
8,637,030

$24.631996

to
$26.339016
$122,778,839
0.30
%
to
2.80%
—
%
to
0.05%
(0.39
)%
to
1.87%
 
2015
10,041,725

$24.727335

to
$25.520887
$140,739,991
0.50
%
to
2.80%
—
%
to
0.20%
4.59
 %
to
6.77%
 
2014
11,391,500

$23.642338

to
$23.903523
$152,064,452
0.50
%
to
2.80%
—
%
to
0.10%
5.94
 %
to
8.14%
 
2013
14,207,698

$22.303628

to
$22.317418
$178,720,894
0.30
%
to
2.80%
—
%
to
0.24%
33.08
 %
to
36.09%
 
2012
7,556,745

$16.275030

to
$16.770507
$69,703,082
0.50
%
to
2.80%
—
%
to
—%
14.15
 %
to
16.49%
MFS® Global Equity Fund
 
2016
792,564

$20.801372

to
$27.065192
$17,286,675
0.85
%
to
2.80%
0.94
%
to
1.00%
4.38
 %
to
6.44%
 
2015
902,321

$19.928024

to
$25.428183
$18,594,347
0.85
%
to
2.80%
1.04
%
to
1.09%
(4.14
)%
to
(2.25)%
 
2014
1,054,058

$20.787805

to
$26.012901
$22,414,530
0.85
%
to
2.80%
0.69
%
to
0.73%
1.01
 %
to
2.99%
 
2013
1,299,109

$20.633337

to
$25.256535
$27,230,932
0.85
%
to
2.75%
1.03
%
to
1.07%
24.35
 %
to
26.73%
 
2012
1,390,050

$16.593040

to
$19.929000
$23,218,072
0.85
%
to
2.75%
1.13
%
to
1.15%
20.00
 %
to
22.30%
MFS® Investors Trust Fund
 
2016
7,912,747

$21.413220

to
$23.690084
$123,783,570
0.50
%
to
2.80%
0.59
%
to
0.86%
5.59
 %
to
7.78%
 
2015
9,578,000

$20.279694

to
$21.981049
$140,460,975
0.50
%
to
2.80%
0.69
%
to
0.89%
(2.55
)%
to
(0.55)%
 
2014
11,987,858

$20.810395

to
$22.101507
$178,823,281
0.50
%
to
2.80%
0.81
%
to
1.14%
7.94
 %
to
10.16%
 
2013
15,608,746

$19.279366

to
$20.063384
$213,740,356
0.50
%
to
2.80%
1.00
%
to
1.73%
28.41
 %
to
31.08%
 
2012
24,614,520

$15.014115

to
$15.306120
$262,242,753
0.50
%
to
2.80%
0.72
%
to
0.89%
15.89
 %
to
18.24%
MFS® Mid Cap Growth Fund
 
2016
4,642,247

$10.465894

to
$26.984205
$42,265,469
0.70
%
to
2.80%
—
%
to
—%
2.01
 %
to
4.18%
 
2015
5,921,373

$10.046107

to
$26.451622
$52,127,831
0.70
%
to
2.80%
—
%
to
—%
1.72
 %
to
3.88%
 
2014
6,283,614

$9.670650

to
$26.003493
$53,878,020
0.70
%
to
2.80%
—
%
to
—%
5.86
 %
to
8.10%
 
2013
7,587,420

$8.945794

to
$24.564919
$60,765,890
0.70
%
to
2.80%
—
%
to
—%
33.92
 %
to
36.76%
 
2012
9,730,483

$6.541223

to
$18.342938
$57,492,580
0.70
%
to
2.80%
—
%
to
—%
13.30
 %
to
15.71%
MFS® New Discovery Fund
 
2016
4,050,785

$14.587915

to
$29.888778
$78,731,933
0.30
%
to
2.80%
—
%
to
—%
6.04
 %
to
8.47%
 
2015
4,804,092

$13.448482

to
$28.186188
$87,687,735
0.30
%
to
2.80%
—
%
to
—%
(4.60
)%
to
(2.44)%
 
2014
6,101,489

$13.784625

to
$29.543884
$115,937,160
0.30
%
to
2.80%
—
%
to
—%
(9.82
)%
to
(7.77)%
 
2013
8,386,327

$14.946075

to
$32.761080
$174,807,224
0.30
%
to
2.80%
—
%
to
—%
37.62
 %
to
40.79%
 
2012
12,139,969

$10.574906

to
$23.806222
$184,837,534
0.50
%
to
2.80%
—
%
to
—%
17.88
 %
to
20.30%
MFS® Total Return Fund
 
2016
21,338,580

$16.970149

to
$18.710636
$402,120,648
0.50
%
to
2.80%
2.72
%
to
3.44%
6.08
 %
to
8.27%
 
2015
24,907,211

$15.997080

to
$17.281075
$438,472,800
0.50
%
to
2.80%
2.36
%
to
2.60%
(3.12
)%
to
(1.08)%


 
2014
29,349,919

$16.512607

to
$17.662229
$529,209,414
0.30
%
to
2.80%
—
%
to
1.87%
5.50
 %
to
7.91%
 
2013
36,646,233

$15.651313

to
$16.367266
$621,611,838
0.30
%
to
2.80%
1.66
%
to
1.86%
15.76
 %
to
18.38%
 
2012
55,304,855

$13.520426

to
$13.825762
$810,351,102
0.30
%
to
2.80%
0.29
%
to
2.72%
8.19
 %
to
10.60%
MFS® Value Fund
 
2016
10,966,308

$22.379369

to
$24.922682
$251,725,979
0.30
%
to
2.80%
1.48
%
to
2.33%
10.94
 %
to
13.43%
 
2015
13,176,343

$20.172589

to
$21.970943
$268,181,525
0.30
%
to
2.80%
1.29
%
to
2.39%
(3.48
)%
to
(1.23)%
 
2014
15,543,246

$20.899410

to
$22.244720
$324,071,207
0.30
%
to
2.80%
1.30
%
to
1.62%
7.46
 %
to
9.87%
 
2013
20,712,600

$19.448755

to
$20.246014
$395,887,084
0.30
%
to
2.80%
1.42
%
to
1.56%
32.14
 %
to
35.19%
 
2012
23,342,471

$14.718539

to
$14.976078
$332,978,778
0.30
%
to
2.80%
1.29
%
to
1.58%
13.05
 %
to
15.54%
MFS® Total Return Bond Series
 
2016
38,148,403

$12.797583

to
$13.916194
$520,214,626
0.30
%
to
2.80%
1.84
%
to
4.02%
1.36
 %
to
3.70%
 
2015
42,254,978

$12.626347

to
$13.419897
$561,168,879
0.30
%
to
2.80%
3.21
%
to
3.38%
(3.06
)%
to
(0.88)%
 
2014
49,619,046

$13.024355

to
$13.538877
$671,404,628
0.30
%
to
2.80%
2.83
%
to
2.84%
2.92
 %
to
5.30%
 
2013
63,104,890

$12.654375

to
$12.857122
$819,089,472
0.30
%
to
2.80%
1.26
%
to
1.66%
(3.77
)%
to
(1.58)%
 
2012
27,648,766

$13.064074

to
$13.149603
$364,024,045
0.30
%
to
2.80%
2.75
%
to
2.94%
4.39
 %
to
6.73%
MFS® Research Fund
 
2016
980,543

$21.905803

to
$23.072039
$19,606,867
0.85
%
to
2.80%
0.77
%
to
0.78%
5.73
 %
to
7.82%
 
2015
1,179,120

$20.317840

to
$21.820857
$22,014,371
0.85
%
to
2.80%
0.72
%
to
0.72%
(1.98
)%
to
(0.05)%
 
2014
1,450,301

$20.327821

to
$22.261565
$27,188,206
0.85
%
to
2.80%
0.79
%
to
0.81%
7.16
 %
to
9.27%
 
2013
1,683,027

$18.603416

to
$20.774295
$29,265,106
0.85
%
to
2.80%
0.25
%
to
0.32%
28.63
 %
to
31.17%
 
2012
2,615,544

$14.183107

to
$16.149826
$35,445,464
0.85
%
to
2.80%
0.77
%
to
0.79%
14.04
 %
to
16.28%
MFS® High Yield Portfolio
 
2016
8,167,930

$10.740269

to
$11.501580
$90,637,053
0.85
%
to
2.80%
6.80
%
to
7.13%
10.68
 %
to
12.86%
 
2015
8,850,862

$9.703703

to
$10.190929
$87,891,764
0.85
%
to
2.80%
6.61
%
to
7.65%
(6.86
)%
to
(5.03)%
 
2014
11,022,122

$10.418731

to
$10.730506
$116,451,812
0.85
%
to
2.80%
4.36
%
to
5.36%
(0.03
)%
to
1.94%
 
2013
15,078,674

$10.422041

to
$10.526650
$157,908,538
0.85
%
to
2.80%
2.50
%
to
2.72%
4.22
 %
to
5.27%
BlackRock Global Allocation V.I. Fund
 
2016
371,023

$11.518333

to
$12.365724
$4,374,530
0.30
%
to
1.50%
0.85
%
to
1.27%
2.26
 %
to
3.49%
 
2015
434,336

$11.263821

to
$11.948258
$4,989,616
0.30
%
to
1.50%
1.02
%
to
1.05%
(2.48
)%
to
(1.30)%
 
2014
409,520

$11.549686

to
$12.105308
$4,807,811
0.30
%
to
1.50%
1.63
%
to
2.25%
0.41
 %
to
1.63%
 
2013
419,306

$11.501993

to
$11.911502
$4,878,497
0.30
%
to
1.50%
1.03
%
to
1.10%
12.71
 %
to
14.07%
 
2012
246,475

$10.204702

to
$10.441994
$2,536,238
0.30
%
to
1.50%
0.09
%
to
0.99%
8.33
 %
to
9.64%
BlackRock Global Opportunities V.I. Fund
 
2016
11,387

$14.630141

to
$16.965646
$192,278
1.40
%
to
2.45%
1.45
%
to
2.05%
1.08
 %
to
2.15%
 
2015
13,907

$14.322338

to
$16.784034
$228,573
1.40
%
to
2.45%
0.78
%
to
0.97%
(1.72
)%
to
(0.69)%
 
2014
20,621

$14.421304

to
$17.078460
$340,805
1.40
%
to
2.45%
1.08
%
to
1.16%
(6.47
)%
to
(5.49)%
 
2013
23,118

$15.258286

to
$18.260509
$398,006
1.40
%
to
2.45%
0.34
%
to
0.37%
26.64
 %
to
27.97%
 
2012
25,413

$11.923223

to
$13.781237
$344,956
1.40
%
to
2.35%
0.85
%
to
0.92%
11.95
 %
to
13.02%
BlackRock Large Cap Growth V.I. Fund
 
2016
34,067

$16.409527

to
$24.847190
$587,231
1.40
%
to
2.60%
—
%
to
0.58%
5.12
 %
to
6.38%
 
2015
40,893

$15.424747

to
$23.637915
$666,209
1.40
%
to
2.60%
0.50
%
to
0.60%
0.09
 %
to
1.30%
 
2014
52,098

$15.226766

to
$23.616209
$847,994
1.40
%
to
2.60%
0.56
%
to
0.61%
11.23
 %
to
12.58%
 
2013
64,446

$13.525591

to
$21.230957
$942,228
1.40
%
to
2.60%
0.72
%
to
0.81%
30.48
 %
to
32.06%
 
2012
88,149

$10.242183

to
$16.270969
$981,387
1.40
%
to
2.60%
0.95
%
to
1.39%
12.27
 %
to
13.62%
BlackRock Equity Dividend V.I. Fund
 
2016
459,446

$16.525564

to
$17.741094
$7,837,733
0.30
%
to
1.50%
0.43
%
to
1.57%
14.33
 %
to
15.71%


 
2015
642,928

$14.454091

to
$15.332222
$9,544,743
0.30
%
to
1.50%
1.44
%
to
1.45%
(2.29
)%
to
(1.11)%
 
2014
679,670

$14.793529

to
$15.505077
$10,261,129
0.30
%
to
1.50%
1.52
%
to
1.64%
7.44
 %
to
8.74%
 
2013
768,832

$13.768822

to
$14.258946
$10,732,962
0.30
%
to
1.50%
1.72
%
to
1.97%
22.27
 %
to
23.75%
 
2012
711,362

$11.260778

to
$11.478547
$8,067,470
0.50
%
to
1.50%
2.03
%
to
2.29%
10.24
 %
to
11.34%
UIF Core Plus Fixed Income Portfolio
 
2016
58,272

$10.510559

to
$10.943776
$627,324
1.35
%
to
2.50%
1.66
%
to
1.66%
3.25
 %
to
4.44%
 
2015
61,649

$10.180099

to
$10.478496
$638,396
1.35
%
to
2.50%
3.20
%
to
3.65%
(3.28
)%
to
(2.16)%
 
2014
80,658

$10.525379

to
$10.710012
$859,890
1.35
%
to
2.50%
2.83
%
to
2.98%
4.91
 %
to
6.12%
 
2013
97,592

$10.032769

to
$10.092052
$983,095
1.35
%
to
2.50%
—
%
to
—%
0.33
 %
to
0.92%
UIF Growth Portfolio
 
2016
122,888

$14.086260

to
$14.666750
$1,780,243
1.35
%
to
2.50%
—
%
to
—%
(4.35
)%
to
(3.24)%
 
2015
155,219

$14.726161

to
$15.157585
$2,332,821
1.35
%
to
2.50%
—
%
to
—%
9.20
 %
to
10.47%
 
2014
200,188

$13.484988

to
$13.721383
$2,732,375
1.35
%
to
2.50%
—
%
to
—%
3.47
 %
to
4.67%
 
2013
255,664

$13.016247

to
$13.109696
$3,346,277
1.35
%
to
2.75%
—
%
to
—%
30.16
 %
to
31.10%
UIF Mid Cap Growth Portfolio
 
2016
660,504

$13.911017

to
$20.746745
$9,081,317
0.75
%
to
2.75%
—
%
to
—%
(11.32
)%
to
(9.52)%
 
2015
757,510

$15.375321

to
$23.394195
$11,541,796
0.75
%
to
2.75%
—
%
to
—%
(8.54
)%
to
(6.69)%
 
2014
882,595

$16.478001

to
$25.578603
$14,440,819
0.75
%
to
2.75%
—
%
to
—%
(0.92
)%
to
1.08%
 
2013
1,071,141

$16.301895

to
$25.816450
$17,333,856
0.75
%
to
2.75%
0.24
%
to
0.35%
33.76
 %
to
36.46%
 
2012
1,898,727

$11.946499

to
$19.300529
$22,232,072
0.75
%
to
2.75%
—
%
to
—%
5.55
 %
to
7.68%
Invesco V.I. American Value Fund
 
2016
524,313

$18.203574

to
$26.141135
$9,695,149
0.85
%
to
2.70%
0.12
%
to
0.13%
12.15
 %
to
14.24%
 
2015
620,172

$15.933971

to
$23.308947
$9,999,891
0.85
%
to
2.70%
0.01
%
to
0.01%
(11.78
)%
to
(10.13)%
 
2014
713,051

$17.729300

to
$26.419904
$12,854,092
0.85
%
to
2.70%
0.18
%
to
0.22%
6.56
 %
to
8.55%
 
2013
851,094

$16.332597

to
$24.729846
$14,215,747
0.85
%
to
2.75%
0.52
%
to
0.75%
30.30
 %
to
32.80%
 
2012
1,263,737

$12.298679

to
$19.017410
$15,637,431
0.85
%
to
2.70%
0.62
%
to
0.64%
13.96
 %
to
16.09%
Morgan Stanley Mid Cap Growth Portfolio
 
2016
21,264

$13.086696

to
$20.999877
$267,193
1.35
%
to
2.45%
—
%
to
—%
(11.62
)%
to
(10.64)%
 
2015
24,422

$14.645554

to
$23.761362
$345,798
1.35
%
to
2.45%
—
%
to
—%
(9.07
)%
to
(8.06)%
 
2014
38,397

$15.929315

to
$26.130248
$594,425
1.35
%
to
2.45%
—
%
to
—%
(1.66
)%
to
(0.57)%
 
2013
45,658

$14.607207

to
$16.020231
$709,839
1.35
%
to
2.20%
0.06
%
to
0.06%
34.37
 %
to
35.52%
 
2012
55,282

$10.870781

to
$11.821534
$635,992
1.35
%
to
2.20%
—
%
to
—%
5.88
 %
to
6.78%
BlackRock Capital Appreciation V.I. Fund
 
2016
449,402

$14.400641

to
$15.278228
$6,737,155
0.50
%
to
1.50%
—
%
to
—%
(1.62
)%
to
(0.63)%
 
2015
520,018

$14.637837

to
$15.375355
$7,866,735
0.50
%
to
1.50%
—
%
to
—%
5.02
 %
to
6.08%
 
2014
608,729

$13.937768

to
$14.494328
$8,724,719
0.50
%
to
1.50%
—
%
to
—%
6.94
 %
to
8.01%
 
2013
705,102

$13.033462

to
$13.419051
$9,392,354
0.50
%
to
1.50%
—
%
to
—%
31.41
 %
to
32.73%
 
2012
709,926

$9.918146

to
$10.110023
$7,187,104
0.50
%
to
1.50%
0.63
%
to
0.70%
11.88
 %
to
13.00%
Oppenheimer Capital Appreciation Fund/VA
 
2016
122,044

$15.026166

to
$21.834458
$1,795,609
0.85
%
to
2.75%
0.11
%
to
0.12%
(5.08
)%
to
(3.26)%
 
2015
165,209

$15.531833

to
$23.002491
$2,510,795
0.85
%
to
2.75%
—
%
to
—%
0.47
 %
to
2.39%
 
2014
164,652

$15.168776

to
$22.895896
$2,512,094
0.85
%
to
2.75%
0.21
%
to
0.26%
12.01
 %
to
14.15%
 
2013
170,022

$13.288083

to
$20.441751
$2,252,777
0.85
%
to
2.75%
0.75
%
to
0.88%
25.92
 %
to
28.33%
 
2012
242,428

$10.354264

to
$16.233549
$2,491,089
0.85
%
to
2.75%
0.40
%
to
0.48%
10.72
 %
to
12.84%
Oppenheimer Global Fund/VA
 
2016
704,970

$14.684228

to
$20.443601
$10,102,954
0.85
%
to
2.75%
0.76
%
to
0.79%
(2.87
)%
to
(1.00)%


 
2015
930,508

$14.832940

to
$21.047069
$13,511,080
0.85
%
to
2.75%
1.07
%
to
1.11%
0.86
 %
to
2.79%
 
2014
1,117,461

$14.429674

to
$20.867763
$15,859,465
0.85
%
to
2.75%
0.86
%
to
1.16%
(0.71
)%
to
1.19%
 
2013
1,371,599

$14.259651

to
$21.017468
$19,317,277
0.85
%
to
2.75%
1.13
%
to
1.31%
23.55
 %
to
25.92%
 
2012
2,458,427

$11.379499

to
$17.011297
$27,307,890
0.75
%
to
2.75%
1.92
%
to
2.53%
17.67
 %
to
20.05%
Oppenheimer Main Street Fund®/VA
 
2016
131,697

$18.171861

to
$23.952233
$2,364,205
0.85
%
to
2.75%
0.85
%
to
0.86%
8.28
 %
to
10.36%
 
2015
191,683

$16.466604

to
$22.120904
$3,091,066
0.85
%
to
2.75%
0.65
%
to
0.68%
0.31
 %
to
2.23%
 
2014
234,265

$16.106807

to
$22.052784
$3,696,874
0.85
%
to
2.75%
0.48
%
to
0.58%
7.41
 %
to
9.47%
 
2013
262,453

$14.713944

to
$20.532026
$3,800,498
0.85
%
to
2.75%
0.84
%
to
0.87%
27.88
 %
to
30.33%
 
2012
334,198

$11.290049

to
$16.056067
$3,725,587
0.85
%
to
2.75%
0.66
%
to
0.76%
13.45
 %
to
15.62%
Oppenheimer Main Street Small Cap Fund/VA
 
2016
749,599

$21.480284

to
$29.082018
$15,735,710
0.75
%
to
2.75%
0.25
%
to
0.25%
14.48
 %
to
16.79%
 
2015
932,091

$18.391829

to
$25.403315
$16,787,101
0.75
%
to
2.75%
0.63
%
to
0.71%
(8.64
)%
to
(6.80)%
 
2014
1,144,477

$19.732756

to
$27.806365
$22,197,302
0.75
%
to
2.75%
0.56
%
to
0.62%
8.63
 %
to
10.82%
 
2013
1,475,043

$17.806066

to
$25.598128
$25,782,479
0.75
%
to
2.75%
0.68
%
to
1.03%
36.81
 %
to
39.57%
 
2012
2,228,053

$12.757530

to
$18.710163
$27,876,674
0.75
%
to
2.75%
0.33
%
to
0.33%
14.48
 %
to
16.79%
Oppenheimer Equity Income Fund/VA
 
2016
165,095

$14.618266

to
$19.878685
$2,366,404
0.85
%
to
2.75%
5.24
%
to
5.27%
12.01
 %
to
14.15%
 
2015
212,228

$12.805787

to
$17.747933
$2,672,307
0.85
%
to
2.75%
2.67
%
to
2.73%
(12.27
)%
to
(10.58)%
 
2014
244,000

$14.321652

to
$20.229882
$3,466,094
0.85
%
to
2.75%
1.48
%
to
1.51%
7.73
 %
to
9.79%
 
2013
285,975

$13.044475

to
$18.827018
$3,689,507
0.85
%
to
2.70%
1.13
%
to
1.19%
25.28
 %
to
27.62%
 
2012
151,367

$10.221740

to
$15.028094
$1,569,430
0.85
%
to
2.70%
1.13
%
to
1.13%
10.08
 %
to
12.13%
Putnam VT Diversified Income Fund
 
2016
2,877,125

$14.169873

to
$17.629106
$38,912,966
0.75
%
to
2.75%
6.98
%
to
7.10%
2.56
 %
to
4.63%
 
2015
3,533,319

$13.542501

to
$17.188938
$45,926,832
0.75
%
to
2.75%
8.20
%
to
9.12%
(4.99
)%
to
(3.07)%
 
2014
4,115,124

$13.971545

to
$18.091859
$55,521,261
0.75
%
to
2.75%
7.77
%
to
10.24%
(2.37
)%
to
(0.40)%
 
2013
5,112,542

$14.028001

to
$18.531931
$69,534,219
0.75
%
to
2.75%
3.03
%
to
3.75%
4.89
 %
to
7.01%
 
2012
7,129,432

$13.109378

to
$17.668133
$90,905,102
0.75
%
to
2.75%
5.43
%
to
5.52%
8.50
 %
to
10.69%
Putnam VT Global Asset Allocation Fund
 
2016
185,862

$13.899996

to
$15.592001
$2,833,791
1.15
%
to
2.45%
—
%
to
1.91%
4.13
 %
to
5.49%
 
2015
203,461

$13.348768

to
$14.780228
$2,954,561
1.15
%
to
2.45%
—
%
to
2.17%
(2.25
)%
to
(0.97)%
 
2014
313,204

$14.925369

to
$20.857346
$4,617,068
1.15
%
to
2.40%
1.98
%
to
2.30%
6.83
 %
to
8.17%
 
2013
370,550

$13.797846

to
$19.524199
$5,048,593
1.15
%
to
2.40%
1.82
%
to
2.16%
16.66
 %
to
18.13%
 
2012
736,311

$10.968758

to
$11.908654
$8,526,279
0.75
%
to
2.45%
—
%
to
0.73%
11.44
 %
to
13.35%
Putnam VT Growth Opportunities Fund+
 
2016
740,010

$10.482623

to
$10.556110
$7,784,331
0.30
%
to
1.50%
—
%
to
—%
4.83
 %
to
5.56%
Putnam VT International Value Fund
 
2016
87,253

$8.283132

to
$13.785379
$751,319
1.25
%
to
2.40%
2.48
%
to
2.52%
(1.29
)%
to
(0.15)%
 
2015
99,011

$8.295657

to
$13.966060
$859,357
1.25
%
to
2.40%
1.07
%
to
1.15%
(4.33
)%
to
(3.22)%
 
2014
107,506

$8.571474

to
$14.597418
$953,508
1.25
%
to
2.40%
1.34
%
to
1.35%
(11.64
)%
to
(10.61)%
 
2013
114,845

$9.589137

to
$16.519571
$1,150,307
1.25
%
to
2.40%
2.74
%
to
3.29%
19.32
 %
to
20.69%
 
2012
156,408

$8.100248

to
$13.845310
$1,305,467
0.85
%
to
2.40%
2.90
%
to
4.98%
18.82
 %
to
20.67%
Putnam VT International Equity Fund
 
2016
159,505

$9.316083

to
$13.884178
$1,422,666
0.75
%
to
2.75%
3.32
%
to
3.38%
(5.10
)%
to
(3.18)%
 
2015
130,647

$9.622323

to
$14.630565
$1,231,619
0.75
%
to
2.75%
—
%
to
1.15%
(2.58
)%
to
(0.61)%
 
2014
130,989

$9.681175

to
$15.341442
$1,243,820
0.75
%
to
2.40%
0.76
%
to
0.92%
(8.99
)%
to
(7.47)%


 
2013
156,042

$10.463205

to
$16.856709
$1,585,939
0.75
%
to
2.40%
—
%
to
1.75%
25.04
 %
to
27.11%
 
2012
159,185

$8.034559

to
$13.289604
$1,303,847
1.25
%
to
2.75%
2.16
%
to
2.18%
18.61
 %
to
20.40%
Putnam VT Investors Fund
 
2016
14,833

$19.969294

to
$26.544240
$341,558
0.50
%
to
1.50%
1.30
%
to
1.33%
10.38
 %
to
11.49%
 
2015
16,715

$18.090983

to
$23.808151
$344,159
0.50
%
to
1.50%
0.59
%
to
1.19%
(3.63
)%
to
(2.67)%
 
2014
20,939

$18.773146

to
$24.730592
$458,592
0.30
%
to
1.50%
—
%
to
1.25%
12.22
 %
to
13.57%
 
2013
9,920

$16.729294

to
$21.580184
$185,390
0.50
%
to
1.50%
1.41
%
to
1.46%
33.11
 %
to
34.45%
 
2012
9,099

$12.581848

to
$16.050711
$129,579
0.50
%
to
1.45%
1.02
%
to
1.29%
15.15
 %
to
16.25%
Putnam VT Small Cap Value Fund
 
2016
102,907

$20.408106

to
$28.197366
$2,005,834
0.75
%
to
2.70%
1.20
%
to
1.22%
24.10
 %
to
26.54%
 
2015
108,107

$16.127762

to
$22.721990
$1,674,527
0.75
%
to
2.70%
0.84
%
to
0.85%
(6.79
)%
to
(4.95)%
 
2014
141,157

$16.968452

to
$24.377401
$2,305,345
0.75
%
to
2.70%
0.46
%
to
1.35%
0.68
 %
to
2.66%
 
2013
202,752

$16.528583

to
$24.213174
$3,280,334
0.75
%
to
2.70%
0.84
%
to
1.03%
35.89
 %
to
38.56%
 
2012
186,810

$11.928452

to
$17.818061
$2,235,027
0.75
%
to
2.70%
0.44
%
to
0.44%
14.36
 %
to
16.61%
Putnam VT Voyager Fund+
 
2016
—

$14.615706

to
$21.823002
$—
0.30
%
to
1.50%
1.17
%
to
1.17%
1.98
 %
to
3.21%
 
2015
514,559

$14.331240

to
$21.144952
$8,755,264
0.30
%
to
1.50%
1.09
%
to
1.16%
(7.51
)%
to
(6.39)%
 
2014
577,823

$15.495093

to
$22.342034
$10,534,687
0.50
%
to
1.50%
0.74
%
to
0.75%
8.09
 %
to
9.17%
 
2013
622,930

$14.335692

to
$20.649711
$10,533,928
0.30
%
to
1.50%
—
%
to
0.93%
41.59
 %
to
43.29%
 
2012
672,840

$10.125015

to
$14.310109
$7,794,695
0.50
%
to
1.50%
0.28
%
to
0.30%
12.53
 %
to
13.66%
Putnam VT Equity Income Fund
 
2016
67,244

$19.949839

to
$25.971361
$1,634,065
0.50
%
to
1.50%
1.37
%
to
1.91%
11.95
 %
to
13.08%
 
2015
74,738

$17.820079

to
$22.967914
$1,605,533
0.50
%
to
1.50%
1.48
%
to
1.49%
(4.49
)%
to
(3.53)%
 
2014
90,508

$18.657115

to
$23.807401
$2,034,168
0.50
%
to
1.50%
1.58
%
to
1.79%
10.98
 %
to
12.10%
 
2013
86,799

$16.810753

to
$21.237933
$1,730,502
0.50
%
to
1.50%
1.85
%
to
2.12%
30.44
 %
to
31.75%
 
2012
81,472

$12.887241

to
$16.232605
$1,245,921
0.30
%
to
1.50%
—
%
to
2.00%
17.53
 %
to
18.95%
PIMCO All Asset Fund
 
2016
119,653

$10.982056

to
$11.789849
$1,336,838
0.30
%
to
1.50%
2.48
%
to
2.55%
11.22
 %
to
12.57%
 
2015
145,604

$9.873838

to
$10.473692
$1,455,948
0.30
%
to
1.50%
3.19
%
to
3.26%
(10.54
)%
to
(9.46)%
 
2014
158,736

$11.037121

to
$11.567924
$1,767,709
0.30
%
to
1.50%
2.96
%
to
4.77%
(1.04
)%
to
—%
 
2013
180,362

$11.153166

to
$11.550113
$2,028,753
0.30
%
to
1.50%
2.74
%
to
4.55%
(1.38
)%
to
(0.19)%
 
2012
143,177

$11.309358

to
$11.572157
$1,626,976
0.30
%
to
1.50%
4.76
%
to
5.18%
13.10
 %
to
14.46%
PIMCO StocksPLUS Global Portfolio+
 
2016
501,271

$11.274180

to
$11.961135
$5,816,954
0.50
%
to
1.50%
4.99
%
to
5.00%
6.14
 %
to
7.21%
 
2015
616,883

$10.621657

to
$11.156688
$6,700,487
0.50
%
to
1.50%
5.64
%
to
5.77%
(10.37
)%
to
(9.47)%
 
2014
623,021

$11.850853

to
$12.323864
$7,508,439
0.50
%
to
1.50%
—
%
to
—%
(0.60
)%
to
0.40%
 
2013
676,739

$11.922059

to
$12.274554
$8,157,536
0.50
%
to
1.50%
1.93
%
to
2.06%
17.42
 %
to
18.60%
 
2012
613,597

$10.153212

to
$10.349481
$6,249,628
0.50
%
to
1.50%
0.84
%
to
0.94%
8.14
 %
to
9.22%
PIMCO Global Multi-Asset Managed Allocation Portfolio
 
2016
58,554

$9.749097

to
$10.343180
$574,497
0.50
%
to
1.50%
2.03
%
to
2.49%
2.37
 %
to
3.40%
 
2015
67,135

$9.523174

to
$10.002941
$643,030
0.50
%
to
1.50%
1.18
%
to
1.91%
(1.74
)%
to
(0.76)%
 
2014
80,259

$9.692213

to
$10.079179
$781,047
0.50
%
to
1.50%
1.37
%
to
2.76%
3.01
 %
to
4.05%
 
2013
81,041

$9.408609

to
$9.686929
$764,413
0.50
%
to
1.50%
3.15
%
to
3.19%
(9.28
)%
to
(8.37)%
 
2012
71,070

$10.371089

to
$10.571584
$737,329
0.50
%
to
1.50%
3.35
%
to
3.50%
7.16
 %
to
8.23%
Jennison 20/20 Focus Fund


 
2016
195,644

$2.105864

to
$21.804014
$517,623
1.70
%
to
2.60%
—
%
to
—%
(1.37
)%
to
(0.48)%
 
2015
200,914

$2.115950

to
$22.106585
$531,845
1.70
%
to
2.60%
—
%
to
—%
3.15
 %
to
4.08%
 
2014
224,046

$2.033035

to
$21.432385
$559,117
1.70
%
to
2.60%
—
%
to
—%
3.96
 %
to
4.90%
 
2013
229,655

$1.937982

to
$20.615066
$544,906
1.70
%
to
2.60%
—
%
to
—%
26.04
 %
to
27.18%
 
2012
250,217

$1.523865

to
$16.356405
$459,248
1.70
%
to
2.60%
—
%
to
—%
7.78
 %
to
8.75%
Jennison Fund+
 
2016
—

$1.524852

to
$1.524852
$—
2.20
%
to
2.20%
—
%
to
—%
(3.44
)%
to
(3.44)%
 
2015
28,559

$1.579164

to
$1.579164
$45,100
2.20
%
to
2.20%
—
%
to
—%
8.61
 %
to
8.61%
 
2014
28,559

$1.453924

to
$1.453924
$41,523
2.20
%
to
2.20%
—
%
to
—%
7.20
 %
to
7.20%
 
2013
28,559

$1.356307

to
$1.356307
$38,735
2.20
%
to
2.20%
—
%
to
—%
34.13
 %
to
34.13%
 
2012
43,669

$1.011181

to
$1.011181
$44,157
2.20
%
to
2.20%
—
%
to
—%
13.21
 %
to
13.21%
Prudential Value Portfolio
 
2016
186,190

$1.741103

to
$21.459662
$362,942
1.70
%
to
2.45%
—
%
to
—%
8.27
 %
to
9.09%
 
2015
186,334

$1.596097

to
$19.820553
$335,942
1.70
%
to
2.45%
—
%
to
—%
(10.76
)%
to
(10.09)%
 
2014
187,205

$1.775157

to
$22.210273
$378,404
1.70
%
to
2.45%
—
%
to
—%
7.01
 %
to
7.81%
 
2013
188,064

$1.646523

to
$20.755915
$355,503
1.70
%
to
2.45%
—
%
to
—%
29.32
 %
to
30.30%
 
2012
221,467

$1.263664

to
$16.049431
$315,604
1.70
%
to
2.45%
0.55
%
to
0.55%
11.37
 %
to
12.21%
Invesco V.I. Growth and Income Fund
 
2016
1,593,294

$18.243464

to
$22.050053
$30,094,945
0.75
%
to
2.70%
0.90
%
to
0.93%
16.25
 %
to
18.54%
 
2015
1,866,585

$15.390492

to
$18.967964
$29,857,151
0.75
%
to
2.70%
2.57
%
to
2.63%
(5.89
)%
to
(4.04)%
 
2014
2,183,245

$16.037690

to
$20.155093
$36,691,354
0.75
%
to
2.70%
1.08
%
to
1.64%
7.04
 %
to
9.14%
 
2013
2,893,224

$14.694090

to
$18.782197
$44,729,272
0.75
%
to
2.75%
1.18
%
to
1.23%
30.14
 %
to
32.77%
 
2012
3,837,095

$11.014058

to
$14.461375
$44,591,206
0.85
%
to
2.70%
1.28
%
to
1.54%
11.30
 %
to
13.38%
Invesco V.I. Comstock Fund
 
2016
60,349

$22.663606

to
$26.135580
$1,511,336
1.35
%
to
2.50%
0.57
%
to
1.30%
14.10
 %
to
15.42%
 
2015
78,471

$19.863059

to
$22.644138
$1,702,452
1.35
%
to
2.50%
1.69
%
to
1.69%
(8.51
)%
to
(7.45)%
 
2014
90,401

$21.711063

to
$24.467663
$2,128,190
1.35
%
to
2.50%
1.02
%
to
1.11%
6.41
 %
to
7.64%
 
2013
122,895

$20.403590

to
$22.731362
$2,702,011
1.35
%
to
2.50%
1.43
%
to
1.46%
32.31
 %
to
33.84%
 
2012
159,504

$15.421242

to
$16.984478
$2,630,889
1.35
%
to
2.50%
1.42
%
to
1.45%
15.99
 %
to
17.33%
Invesco V.I. American Franchise Fund
 
2016
2,640,515

$14.711905

to
$16.470522
$40,794,351
0.85
%
to
2.80%
—
%
to
—%
(0.56
)%
to
1.40%
 
2015
3,275,761

$14.794375

to
$16.242854
$50,380,488
0.85
%
to
2.80%
—
%
to
—%
2.11
 %
to
4.12%
 
2014
3,982,108

$14.489106

to
$15.600423
$59,476,691
0.85
%
to
2.80%
0.04
%
to
0.04%
5.45
 %
to
7.52%
 
2013
4,468,382

$13.740793

to
$14.509057
$62,824,449
0.85
%
to
2.80%
0.38
%
to
0.45%
36.27
 %
to
38.95%
 
2012
6,138,699

$10.083217

to
$10.441741
$62,842,077
0.85
%
to
2.80%
—
%
to
—%
10.59
 %
to
12.77%
Invesco V.I. Mid Cap Growth Fund
 
2016
543,581

$13.208587

to
$14.409714
$7,486,452
0.75
%
to
2.75%
—
%
to
—%
(1.98
)%
to
(0.18)%
 
2015
834,993

$13.475099

to
$14.435561
$11,616,415
0.75
%
to
2.75%
—
%
to
—%
(1.54
)%
to
0.29%
 
2014
762,923

$13.685733

to
$14.394247
$10,699,017
0.75
%
to
2.75%
—
%
to
—%
5.11
 %
to
6.89%
 
2013
1,016,535

$13.020689

to
$13.466679
$13,448,655
0.75
%
to
2.75%
0.20
%
to
0.51%
33.30
 %
to
35.58%
 
2012
840,320

$9.767694

to
$9.924071
$8,268,268
0.85
%
to
2.75%
—
%
to
—%
(2.32
)%
to
(0.76)%
Wells Fargo VT Index Asset Allocation Fund
 
2016
171,895

$2.132126

to
$20.773850
$375,501
1.35
%
to
2.45%
0.87
%
to
0.88%
5.06
 %
to
6.23%
 
2015
171,439

$2.007157

to
$19.772457
$360,197
1.35
%
to
2.45%
1.05
%
to
1.22%
(1.20
)%
to
(0.11)%
 
2014
306,834

$1.744947

to
$2.009342
$771,323
1.35
%
to
2.50%
1.36
%
to
1.46%
15.15
 %
to
16.48%
 
2013
392,416

$1.515427

to
$1.725118
$723,530
1.35
%
to
2.50%
1.54
%
to
1.57%
16.68
 %
to
18.03%


 
2012
509,389

$1.298791

to
$1.461617
$818,108
1.35
%
to
2.50%
1.38
%
to
1.53%
10.24
 %
to
11.52%
Wells Fargo VT Total Return Bond Fund+
 
2016
—

$1.658007

to
$12.314005
$—
1.35
%
to
2.75%
0.47
%
to
0.47%
1.39
 %
to
2.09%
 
2015
1,293,198

$1.624126

to
$12.145262
$2,094,523
1.35
%
to
2.75%
1.28
%
to
1.29%
(2.58
)%
to
(1.21)%
 
2014
1,916,800

$1.643962

to
$12.466860
$3,597,468
1.35
%
to
2.75%
1.36
%
to
1.36%
2.73
 %
to
4.18%
 
2013
2,409,449

$1.578072

to
$12.135875
$4,292,748
1.35
%
to
2.75%
1.24
%
to
1.24%
(5.08
)%
to
(3.74)%
 
2012
3,279,900

$1.639407

to
$12.785324
$5,451,561
1.35
%
to
2.75%
1.44
%
to
1.45%
3.23
 %
to
4.68%
Wells Fargo VT Intrinsic Value Fund+
 
2016
—

$1.542068

to
$1.806359
$—
1.35
%
to
2.50%
1.72
%
to
1.87%
(0.55
)%
to
0.01%
 
2015
803,630

$1.550661

to
$1.806242
$1,665,660
1.35
%
to
2.50%
0.86
%
to
0.88%
(2.98
)%
to
(1.86)%
 
2014
1,009,928

$1.598315

to
$1.840450
$2,120,817
1.35
%
to
2.50%
0.73
%
to
0.76%
7.59
 %
to
8.83%
 
2013
1,435,806

$1.485583

to
$1.691084
$2,539,064
1.35
%
to
2.50%
0.99
%
to
1.01%
27.09
 %
to
28.56%
 
2012
1,933,900

$1.168928

to
$1.315436
$2,477,581
1.35
%
to
2.50%
1.35
%
to
1.35%
16.52
 %
to
17.87%
Wells Fargo VT International Equity Fund
 
2016
40,902

$12.263971

to
$13.219323
$522,678
1.35
%
to
2.50%
2.91
%
to
2.91%
0.74
 %
to
1.91%
 
2015
53,577

$12.173375

to
$12.971555
$672,423
1.35
%
to
2.50%
3.89
%
to
4.01%
(0.71
)%
to
0.44%
 
2014
56,241

$12.260820

to
$12.915291
$707,492
1.35
%
to
2.50%
2.50
%
to
2.61%
(7.69
)%
to
(6.62)%
 
2013
80,929

$13.282386

to
$13.831388
$1,099,723
1.35
%
to
2.50%
2.12
%
to
2.14%
16.57
 %
to
17.92%
 
2012
109,977

$11.394184

to
$11.729566
$1,273,524
1.35
%
to
2.50%
1.35
%
to
1.37%
10.68
 %
to
11.96%
Wells Fargo VT Small Cap Growth Fund
 
2016
373,672

$2.136739

to
$2.517721
$1,091,250
1.35
%
to
2.50%
—
%
to
—%
5.09
 %
to
6.30%
 
2015
506,979

$2.033313

to
$2.368461
$1,340,163
1.35
%
to
2.50%
—
%
to
—%
(5.28
)%
to
(4.18)%
 
2014
718,265

$2.146673

to
$2.471908
$1,930,732
1.35
%
to
2.50%
—
%
to
—%
(4.30
)%
to
(3.19)%
 
2013
939,461

$2.243131

to
$2.553438
$2,534,678
1.35
%
to
2.50%
—
%
to
—%
46.53
 %
to
48.22%
 
2012
1,299,692

$1.530857

to
$1.722746
$2,159,489
1.35
%
to
2.50%
—
%
to
—%
5.21
 %
to
6.43%
Wells Fargo VT Discovery Fund
 
2016
28,832

$26.058826

to
$28.875454
$750,663
1.35
%
to
2.45%
—
%
to
—%
5.04
 %
to
6.20%
 
2015
38,136

$24.537066

to
$27.489963
$938,810
1.35
%
to
2.45%
—
%
to
—%
(3.85
)%
to
(2.78)%
 
2014
50,650

$25.239790

to
$28.590111
$1,265,555
1.35
%
to
2.45%
—
%
to
—%
(2.07
)%
to
(0.99)%
 
2013
73,497

$25.492367

to
$29.195713
$1,875,011
1.35
%
to
2.45%
0.01
%
to
0.01%
40.33
 %
to
41.88%
 
2012
89,517

$17.968169

to
$20.805660
$1,618,360
1.35
%
to
2.45%
—
%
to
—%
14.89
 %
to
16.16%
Wells Fargo VT Small Cap Value Fund+
 
2016
—

$15.291615

to
$19.942243
$—
1.35
%
to
2.45%
—
%
to
0.18%
6.14
 %
to
6.71%
 
2015
7,251

$14.329635

to
$18.788422
$100,894
1.35
%
to
2.45%
0.25
%
to
0.40%
(12.80
)%
to
(11.83)%
 
2014
12,770

$16.252650

to
$21.545639
$220,452
1.35
%
to
2.45%
0.28
%
to
0.65%
1.93
 %
to
3.06%
 
2013
14,946

$15.770519

to
$21.137712
$229,743
1.35
%
to
2.45%
0.69
%
to
0.70%
11.98
 %
to
13.21%
 
2012
20,885

$13.060130

to
$13.929712
$279,657
1.35
%
to
2.20%
0.81
%
to
0.86%
11.52
 %
to
12.47%
Wells Fargo VT Opportunity Fund
 
2016
6,844

$18.707191

to
$21.004678
$133,877
1.35
%
to
2.35%
0.04
%
to
2.02%
9.62
 %
to
10.72%
 
2015
10,027

$17.065145

to
$18.970335
$179,989
1.35
%
to
2.35%
0.13
%
to
0.13%
(5.34
)%
to
(4.38)%
 
2014
14,061

$18.027148

to
$19.840186
$270,025
1.35
%
to
2.35%
0.06
%
to
0.09%
7.86
 %
to
8.94%
 
2013
23,226

$16.713448

to
$18.211399
$410,366
1.35
%
to
2.35%
0.20
%
to
0.20%
27.65
 %
to
28.93%
 
2012
25,577

$13.093485

to
$14.125238
$351,370
1.35
%
to
2.35%
0.10
%
to
0.10%
12.84
 %
to
13.97%
HIMCO VIT Index Fund
 
2016
1,597,103

$19.703335

to
$26.757917
$35,156,037
0.30
%
to
1.50%
—
%
to
2.06%
9.68
 %
to
11.00%
 
2015
1,846,002

$17.964414

to
$24.105494
$36,738,587
0.30
%
to
1.50%
—
%
to
0.34%
(0.68
)%
to
0.52%


 
2014
1,816,005

$18.087087

to
$23.980581
$36,158,079
0.30
%
to
1.50%
—
%
to
—%
4.55
 %
to
5.04%
HIMCO VIT Portfolio Diversifier Fund
 
2016
35,328,286

$6.949282

to
$7.430450
$252,409,874
0.30
%
to
1.50%
—
%
to
—%
(5.97
)%
to
(4.84)%
 
2015
36,718,418

$7.390702

to
$7.808156
$277,368,975
0.30
%
to
1.50%
0.86
%
to
0.91%
(3.35
)%
to
(2.18)%
 
2014
39,550,929

$7.646781

to
$7.982319
$307,580,794
0.30
%
to
1.50%
0.16
%
to
0.16%
(1.71
)%
to
(1.21)%
HIMCO VIT American Funds Asset Allocation Fund
 
2016
1,791,226

$19.124912

to
$21.494786
$28,527,909
0.30
%
to
2.75%
2.24
%
to
2.51%
6.15
 %
to
8.78%
 
2015
2,191,971

$18.016593

to
$19.759147
$32,167,801
0.30
%
to
2.75%
1.35
%
to
1.44%
(1.63
)%
to
0.81%
 
2014
2,767,988

$18.314514

to
$19.599713
$40,602,132
0.30
%
to
2.75%
—
%
to
—%
0.74
 %
to
1.76%
HIMCO VIT American Funds Blue Chip Income and Growth Fund
 
2016
1,713,301

$23.339640

to
$26.627915
$31,653,578
0.30
%
to
2.70%
1.64
%
to
2.28%
15.31
 %
to
18.11%
 
2015
2,009,367

$20.241470

to
$22.545865
$31,383,653
0.30
%
to
2.70%
2.96
%
to
3.26%
(5.88
)%
to
(3.59)%
 
2014
2,407,238

$21.505458

to
$23.385569
$39,271,817
0.30
%
to
2.70%
—
%
to
—%
4.60
 %
to
5.67%
HIMCO VIT American Funds Bond Fund
 
2016
9,981,046

$11.559895

to
$12.871090
$109,812,557
0.30
%
to
2.75%
3.41
%
to
4.56%
(0.13
)%
to
2.35%
 
2015
11,201,371

$11.574821

to
$12.575800
$122,013,727
0.30
%
to
2.75%
1.13
%
to
1.79%
(2.77
)%
to
(0.36)%
 
2014
13,947,816

$11.904495

to
$12.620909
$154,400,485
0.30
%
to
2.75%
—
%
to
—%
(0.21
)%
to
0.81%
HIMCO VIT American Funds Global Bond Fund
 
2016
799,400

$10.457762

to
$11.602490
$8,267,948
0.30
%
to
2.70%
—
%
to
1.64%
(0.33
)%
to
2.10%
 
2015
806,672

$10.491931

to
$11.217539
$8,360,359
0.50
%
to
2.70%
1.30
%
to
1.42%
(6.94
)%
to
(4.87)%
 
2014
1,082,486

$11.274306

to
$11.791607
$11,925,644
0.50
%
to
2.70%
—
%
to
—%
(4.94
)%
to
(3.98)%
HIMCO VIT American Funds Global Growth and Income Fund
 
2016
1,798,553

$19.872892

to
$20.709244
$24,254,374
0.30
%
to
2.70%
1.04
%
to
1.99%
4.17
 %
to
6.70%
 
2015
2,321,936

$19.078079

to
$19.409624
$29,451,743
0.30
%
to
2.70%
3.43
%
to
3.49%
(4.26
)%
to
(1.94)%
 
2014
2,866,829

$19.792626

to
$19.927300
$37,160,327
0.30
%
to
2.70%
—
%
to
—%
(1.64
)%
to
(0.59)%
HIMCO VIT American Funds Global Growth Fund
 
2016
844,035

$20.795815

to
$21.021891
$12,842,912
0.50
%
to
2.70%
1.89
%
to
1.97%
(2.52
)%
to
(0.35)%
 
2015
1,065,346

$20.869025

to
$21.565093
$16,151,600
0.50
%
to
2.70%
0.82
%
to
0.88%
3.76
 %
to
6.06%
 
2014
1,221,885

$19.675954

to
$20.784553
$17,528,173
0.50
%
to
2.70%
—
%
to
—%
(0.84
)%
to
0.08%
HIMCO VIT American Funds Global Small Capitalization Fund
 
2016
2,411,032

$19.001544

to
$21.038167
$28,162,356
0.30
%
to
2.70%
0.40
%
to
0.48%
(1.04
)%
to
1.36%
 
2015
2,835,943

$18.746027

to
$21.259400
$33,145,207
0.30
%
to
2.70%
—
%
to
—%
(2.69
)%
to
(0.33)%
 
2014
3,435,995

$18.807289

to
$21.847319
$40,560,163
0.30
%
to
2.70%
—
%
to
—%
(3.20
)%
to
(2.20)%
HIMCO VIT American Funds Growth Fund
 
2016
10,530,766

$24.960991

to
$26.115777
$176,855,943
0.30
%
to
2.75%
0.26
%
to
0.32%
6.14
 %
to
8.78%
 
2015
12,949,268

$23.516099

to
$24.008732
$201,147,748
0.30
%
to
2.75%
0.86
%
to
0.91%
3.61
 %
to
6.18%
 
2014
16,070,401

$22.611180

to
$22.696589
$236,251,625
0.30
%
to
2.75%
—
%
to
—%
2.65
 %
to
3.72%
HIMCO VIT American Funds Growth-Income Fund
 
2016
6,206,513

$22.713550

to
$25.020549
$105,698,763
0.30
%
to
2.75%
1.58
%
to
1.71%
8.19
 %
to
10.88%
 
2015
7,596,680

$20.993642

to
$22.566404
$117,508,398
0.30
%
to
2.75%
—
%
to
1.04%
(1.55
)%
to
0.89%
 
2014
8,967,959

$21.389833

to
$22.367445
$138,122,783
0.30
%
to
2.70%
—
%
to
—%
1.66
 %
to
2.74%
HIMCO VIT American Funds International Fund
 
2016
10,136,770

$15.136960

to
$15.366522
$102,462,408
0.30
%
to
2.75%
1.12
%
to
1.38%
0.47
 %
to
2.96%
 
2015
11,735,289

$14.701087

to
$15.294149
$116,227,332
0.30
%
to
2.75%
1.24
%
to
1.55%
(7.42
)%
to
(5.12)%
 
2014
13,408,879

$15.494184

to
$16.519328
$140,857,233
0.30
%
to
2.75%
—
%
to
—%
(6.83
)%
to
(5.87)%
HIMCO VIT American Funds New World Fund


 
2016
1,392,488

$14.883842

to
$15.335149
$14,610,371
0.30
%
to
2.75%
—
%
to
2.10%
2.04
 %
to
4.57%
 
2015
1,657,732

$14.233036

to
$15.028271
$16,716,582
0.30
%
to
2.75%
0.95
%
to
1.07%
(6.14
)%
to
(3.81)%
 
2014
2,050,425

$14.796659

to
$16.011178
$21,600,303
0.30
%
to
2.75%
—
%
to
—%
(13.31
)%
to
(12.39)%
MFS® Core Equity Portfolio
 
2016
1,406,415

$10.896598

to
$11.290111
$15,638,928
0.95
%
to
2.80%
0.75
%
to
0.78%
8.30
 %
to
10.32%
 
2015
1,605,691

$10.061368

to
$10.233670
$16,312,061
0.95
%
to
2.80%
0.55
%
to
0.56%
0.61
 %
to
2.34%
MFS® Massachusetts Investors Growth Stock Portfolio
 
2016
2,709,890

$10.340806

to
$10.734831
$28,561,752
0.85
%
to
2.80%
0.54
%
to
0.60%
3.15
 %
to
5.18%
 
2015
3,001,257

$10.025366

to
$10.206394
$30,361,959
0.85
%
to
2.80%
0.36
%
to
0.46%
0.25
 %
to
2.06%
MFS® Research International Portfolio
 
2016
1,858,294

$9.113093

to
$9.460449
$17,227,854
0.85
%
to
2.80%
1.64
%
to
1.66%
(3.44
)%
to
(1.54)%
 
2015
2,077,447

$9.438105

to
$9.608632
$19,768,629
0.85
%
to
2.80%
1.98
%
to
2.08%
(5.62
)%
to
(3.91)%




*Represents the annualized contract expenses of the Sub-Account for the period indicated and includes only those expenses that are charged through a reduction in the unit values. Excluded are expenses of the Funds and charges made directly to contract owner accounts through the redemption of units. Where the expense ratio is the same for each unit value, it is presented in both the lowest and highest columns.
**These amounts represent the dividends, excluding distributions of capital gains, received by the Sub-Account from the Fund, net of management fees assessed by the Fund’s manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense risk charges, that result in direct reductions in the unit values. The recognition of investment income by the Sub-Account is affected by the timing of the declaration of dividends by the Fund in which the Sub-Account invests. Where the investment income ratio is the same for each unit value, it is presented in both the lowest and highest columns.
***Represents the total return for the period indicated and reflects a deduction only for expenses assessed through the daily unit value calculation. The total return does not include any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Investment options with a date notation indicate the effective date of that investment option in the Account. The total return is calculated for the period indicated or from the effective date through the end of the reporting period.
# Rounded units/unit fair values. Where only one unit value exists, it is presented in both the lowest and highest columns.

+ See Note 1 for additional information related to this Sub-Account.

7. Subsequent Events:

Management has evaluated events subsequent to December 31, 2016 through the date of issuance noting there are no subsequent events requiring adjustment or disclosure in the financial statements.



 












Hartford Life and Annuity
Insurance Company
 
Independent Auditors' Report
 
Financial Statements - Statutory-Basis
As of December 31, 2016 and 2015, and for the
Years Ended December 31, 2016, 2015 and 2014




HARTFORD LIFE AND ANNUITY INSURANCE COMPANY






CONTENTS



 
 
Page
Independent Auditors' Report
 
 
 
Financial Statements - Statutory-Basis:
 
 
Admitted Assets, Liabilities and Capital and Surplus
 
Statements of Operations
 
Statements of Changes in Capital and Surplus
 
Statements of Cash Flows
 
Notes to Statutory-Basis Financial Statements
X-49



deloitte1.gif
 
Deloitte & Touche LLP
185 Asylum Street
 
Hartford, CT 06103
 
USA
 
 
 
Tel: +1 860-725-3000
INDEPENDENT AUDITORS' REPORT
Fax: +1 860-725-3500
www.deloitte.com

To the Board of Directors of
Hartford Life and Annuity Insurance Company
Hartford, Connecticut

We have audited the accompanying statutory-basis financial statements of Hartford Life and Annuity Insurance Company (the "Company"), which comprise the statutory-basis statements of admitted assets, liabilities, and capital and surplus as of December 31, 2016 and 2015, and the related statutory-basis statements of operations, changes in capital and surplus, and cash flows for each of the three years in the period ended December 31, 2016, and the related notes to the statutory-basis financial statements.

Management’s Responsibility for the Statutory-Basis Financial Statements

Management is responsible for the preparation and fair presentation of these statutory-basis financial statements in accordance with the accounting practices prescribed or permitted by the Connecticut Insurance Department. Management is also responsible for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.

Auditors’ Responsibility

Our responsibility is to express an opinion on these statutory-basis financial statements based on our audits. We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the statutory-basis financial statements are free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the statutory-basis financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the statutory-basis financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the Company’s preparation and fair presentation of the statutory-basis financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the statutory-basis financial statements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

Basis for Adverse Opinion on Accounting Principles Generally Accepted in the United States of America

As described in Note 2 to the statutory-basis financial statements, the statutory-basis financial statements are prepared by the Company using the accounting practices prescribed or permitted by the State of Connecticut Insurance Department, which is a basis of accounting other than accounting principles generally accepted in the United States of America, to meet the requirements of the Connecticut Insurance Department.

The effects on the statutory-basis financial statements of the variances between the statutory-basis of accounting described in Note 2 to the statutory-basis financial statements and accounting principles generally accepted in the United States of America, although not reasonably determinable, are presumed to be material.



Adverse Opinion on Accounting Principles Generally Accepted in the United States of America

In our opinion, because of the significance of the matter described in the Basis for Adverse Opinion on Accounting Principles Generally Accepted in the United States of America paragraph, the statutory-basis financial statements referred to above do not present fairly, in accordance with accounting principles generally accepted in the United States of America, the financial position of the Company as of December 31, 2016 and 2015, or the results of its operations or its cash flows for each of the three years in the period ended December
31, 2016.

Opinion on Statutory Basis of Accounting

In our opinion, the statutory-basis financial statements referred to above present fairly, in all material respects, the admitted assets, liabilities, and capital and surplus of the Company as of December 31, 2016 and 2015, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2016, in accordance with the accounting practices prescribed or permitted by the State of Connecticut Insurance Department as described in Note 2 to the statutory-basis financial statements.

deloitte_sig.gif

April 7, 2017


HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
ADMITTED ASSETS, LIABILITIES AND CAPITAL AND SURPLUS
(STATUTORY-BASIS)
 
As of December 31,
 
2016
 
2015
Admitted assets
 
 
 
Bonds
4,689,164,141

 
$
4,887,305,260

Common and preferred stocks
45,379,137

 
367,027,717

Mortgage loans on real estate
488,300,660

 
549,789,164

Contract loans
112,280,295

 
113,806,515

Cash and short-term investments
698,597,125

 
566,901,490

Derivatives
336,978,875

 
417,711,477

Other invested assets
70,093,932

 
168,473,028

Total cash and invested assets
6,440,794,165

 
7,071,014,651

 
 
 
 
Investment income due and accrued
209,085,493

 
194,004,606

Amounts recoverable for reinsurance
54,916,714

 
51,165,193

Federal income tax recoverable
38,825,967

 
384,101,352

Net deferred tax asset
106,306,495

 
233,491,340

Receivables from parent, subsidiaries and affiliates
199,732

 
—

Other assets
60,896,436

 
65,038,374

Separate Account assets
29,882,167,087

 
32,190,324,610

Total admitted assets
$
36,793,192,089

 
$
40,189,140,126

 
 
 
 
Liabilities
 
 
 
Aggregate reserves for future benefits
3,623,418,710

 
$
3,704,807,749

Liability for deposit-type contracts
746,581,792

 
972,209,477

Policy and contract claim liabilities
21,113,055

 
20,482,328

Asset valuation reserve
36,012,232

 
57,553,274

Interest maintenance reserve
19,203,402

 
10,254,682

Payables to parent, subsidiaries and affiliates
5,659,200

 
22,991,721

Accrued expense allowances and amounts
due from Separate Accounts
(118,933,449
)
 
(176,281,093
)
Collateral on derivatives
294,569,146

 
311,806,014

Other liabilities
369,642,567

 
449,709,688

Separate Account liabilities
29,882,167,087

 
32,190,324,610

Total liabilities
34,879,433,742

 
37,563,858,450

 
 
 
 
Capital and surplus
 
 
 
Common stock - par value $1,250 per share, 3,000 shares authorized,
2,000 shares issued and outstanding
2,500,000

 
2,500,000

Aggregate write-ins for other than special surplus funds
222,837,141

 
252,083,454

Gross paid-in and contributed surplus
603,493,466

 
604,455,820

Unassigned surplus
1,084,927,740

 
1,766,242,402

Total capital and surplus
1,913,758,347

 
2,625,281,676

 
 
 
 
Total liabilities and capital and surplus
$
36,793,192,089

 
$
40,189,140,126









See notes to financial statements.

3

HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
STATEMENTS OF OPERATIONS
(STATUTORY-BASIS)
 
For the years ended December 31,
 
2016
 
2015
 
2014
 
 
 
 
 
 
Revenues
 
 
 
 
 
Premiums and annuity considerations
$
283,347,850

 
$
313,111,457

 
$
41,392,753,512

Net investment income
205,285,053

 
237,932,132

 
260,902,958

Commissions and expense allowances on reinsurance ceded
53,203,614

 
60,644,503

 
381,657,599

Reserve adjustments on reinsurance ceded
(376,823,017
)
 
(228,846,619
)
 
(2,550,166,630
)
Fee income
665,228,513

 
623,264,983

 
940,123,990

Other revenues
41,305,613

 
(4,452,004
)
 
6,229,503

Total revenues
871,547,626

 
1,001,654,452

 
40,431,500,932

 
 
 
 
 
 
 
 
 
 
 
 
Benefits and expenses
 
 
 
 
 
Death and annuity benefits
260,507,275

 
418,149,979

 
427,374,112

Disability and other benefits
3,054,035

 
3,042,392

 
3,889,681

Surrenders and other fund withdrawals
4,125,077,593

 
5,551,496,373

 
6,345,781,545

Commissions and expense allowances
181,760,177

 
226,296,463

 
286,910,347

Increase in aggregate reserves for life and accident and health policies
(81,399,844
)
 
(166,876,864
)
 
(16,460,886
)
General insurance expenses
89,020,118

 
79,333,619

 
111,580,027

Net transfers from Separate Accounts
(3,953,787,204
)
 
(5,209,213,386
)
 
(7,825,980,171
)
Modified coinsurance adjustment on reinsurance assumed
(118,556,247
)
 
(142,665,330
)
 
41,005,789,588

IMR adjustment on reinsurance ceded
—

 
—

 
69,971,617

Other expenses
39,303,474

 
(197,464,468
)
 
(152,993,874
)
Total benefits and expenses
544,979,377

 
562,098,778

 
40,255,861,986

 
 
 
 
 
 
Net gain from operations before federal income tax expense (benefit)
326,568,249

 
439,555,674

 
175,638,946

Federal income tax expense (benefit)
(21,186,059
)
 
26,748,125

 
(294,390,300
)
Net gain from operations
347,754,308

 
412,807,549

 
470,029,246

 
 
 
 
 
 
Net realized capital losses, after tax
(201,608,212
)
 
(331,893,122
)
 
(374,825,322
)
Net income
$
146,146,096

 
$
80,914,427

 
$
95,203,924





















See notes to financial statements.

4

HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
STATEMENTS OF CHANGES IN CAPITAL AND SURPLUS
(STATUTORY-BASIS)

 
For the years ended December 31,
 
2016
 
2015
 
2014
 
 
 
 
 
 
Common stock - Par value $1,250 per share, 3,000 shares authorized,
2,000 shares issued and outstanding
 
 
 
 
 
Balance, beginning and end of year
$
2,500,000

 
$
2,500,000

 
$
2,500,000

 
 
 
 
 
 
Gross paid-in and contributed surplus
 
 
 
 
 
Balance, beginning of year
604,455,820

 
1,605,527,920

 
1,724,153,661

Capital return
(962,354
)
 
(1,001,072,100
)
 
(118,625,741
)
Balance, end of year
603,493,466

 
604,455,820

 
1,605,527,920

 
 
 
 
 
 
Aggregate write-ins for other than special surplus funds
 
 
 
 
 
Balance, beginning of year
252,083,454

 
315,634,232

 
356,288,911

Amortization and decreases of gain on inforce reinsurance
(29,246,313
)
 
(63,550,778
)
 
(40,654,679
)
Balance, end of year
222,837,141

 
252,083,454

 
315,634,232

 
 
 
 
 
 
Unassigned funds
 
 
 
 
 
Balance, beginning of year
1,766,242,402

 
1,485,234,878

 
997,664,886

 
 
 
 
 
 
Net income
146,146,096

 
80,914,427

 
95,203,924

Change in net unrealized capital gains (losses) on investments, net of tax
39,967,504

 
102,292,375

 
183,246,494

Change in net unrealized foreign exchange capital gains
11,711,836

 
1,376,191

 
72,274,886

Change in net deferred income tax
(80,238,643
)
 
122,153,376

 
(120,170,337
)
Change in asset valuation reserve
21,541,042

 
4,838,272

 
(19,169,603
)
Change in nonadmitted assets
(70,442,497
)
 
(30,567,117
)
 
276,184,628

Dividends to stockholders
(750,000,000
)
 
—

 
—

Balance, end of year
1,084,927,740

 
1,766,242,402

 
1,485,234,878

 
 
 
 
 
 
Capital and surplus
 
 
 
 
 
Balance, end of year
$
1,913,758,347

 
$
2,625,281,676

 
$
3,408,897,030




















See notes to financial statements.

5

HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
STATEMENTS OF CASH FLOWS
(STATUTORY-BASIS)
 
For the years ended December 31,
 
2016
 
2015
 
2014
 
 
 
 
 
 
Operating activities
 
 
 
 
 
Premiums and annuity considerations
$
283,021,022

 
$
310,103,532

 
$
213,032,252

Net investment income
216,241,483

 
250,518,416

 
270,311,416

Reserve adjustments on reinsurance
(376,823,017
)
 
(228,846,619
)
 
(2,550,166,630
)
Miscellaneous income
723,713,529

 
714,984,650

 
1,325,441,429

Total income
846,153,017

 
1,046,759,979

 
(741,381,533
)
 
 
 
 
 
 
Benefits paid
4,581,667,641

 
5,979,381,730

 
7,687,606,724

Federal income tax payments (recoveries)
(362,056,372
)
 
90,526,623

 
(3,253,985
)
Net transfers from Separate Accounts
(4,011,134,849
)
 
(5,303,728,406
)
 
(7,994,301,390
)
Other expenses
184,298,098

 
165,759,716

 
139,984,605

Total benefits and expenses
392,774,518

 
931,939,663

 
(169,964,046
)
Net cash provided by (used for) operating activities
453,378,499

 
114,820,316

 
(571,417,487
)
 
 
 
 
 
 
Investing activities
 
 
 
 
 
Proceeds from investments sold, matured or repaid
 
 
 
 
 
Bonds
2,121,491,466

 
2,365,347,618

 
3,310,320,779

Common and preferred stocks
300,600,806

 
488,448,905

 
27,047,595

Mortgage loans
74,772,178

 
82,802,818

 
128,821,117

Derivatives and other
95,809,299

 
22,098,147

 
260,070,712

Total investment proceeds
2,592,673,749

 
2,958,697,488

 
3,726,260,203

 
 
 
 
 
 
Cost of investments acquired
 
 
 
 
 
Bonds
1,920,657,826

 
2,038,688,138

 
2,325,739,261

Common and preferred stocks
11,926,941

 
451,838,635

 
328,136,634

Mortgage loans
13,280,000

 
1,829,406

 
7,465,000

Real estate
—

 
—

 
1,985,128

Derivatives and other
168,856,082

 
228,276,612

 
282,240,093

Total investments acquired
2,114,720,849

 
2,720,632,791

 
2,945,566,116

Net increase (decrease) in contract loans
(1,526,220
)
 
2,502,310

 
(2,313,898
)
Net cash provided by investing activities
479,479,120

 
235,562,387

 
783,007,985

 
 
 
 
 
 
Financing and miscellaneous activities
 
 
 
 
 
(Return of) Paid-in of surplus
—

 
(1,000,000,000
)
 
262,417,164

Dividends to stockholders
750,000,000

 
—

 
—

Other cash provided (used)
(51,161,984
)
 
50,633,260

 
(381,312,055
)
Net cash used for financing and miscellaneous activities
(801,161,984
)
 
(949,366,740
)
 
(118,894,891
)
 
 
 
 
 
 
Net (decrease) increase in cash and short-term investments
131,695,635

 
(598,984,037
)
 
92,695,607

Cash and short-term investments, beginning of year
566,901,490

 
1,165,885,527

 
1,073,189,920

Cash and short-term investments, end of year
$
698,597,125

 
$
566,901,490

 
$
1,165,885,527

 
 
 
 
 
 
Note: Supplemental disclosures of cash flow information for non-cash transactions:
 
 
 
 
 
Non-cash proceeds from invested asset exchanges - bonds, common stock and other invested assets
(54,930,983
)
 
(83,294,060
)
 
—

Non-cash acquisitions from invested asset exchanges - bonds, common stock and other invested assets
(54,930,983
)
 
(83,294,060
)
 
—

IMR adjustment on reinsurance ceded
—

 
—

 
(69,971,619
)
Capital contribution from parent to settle intercompany balances related to stock compensation
962,354

 
1,072,101

 
(2,115,721
)
Non-cash premiums for reinsurance recaptured or issued
—

 
—

 
(41,179,608,719
)
Non-cash modco adjustment for reinsurance recaptured
—

 
—

 
41,179,608,719

Non-cash return of capital to parent paid-in surplus
—

 
—

 
383,158,626

Non-cash return of capital to parent bond proceeds
—

 
—

 
(383,158,626
)
See notes to financial statements.

6
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014


1. Organization and Description of Business

Hartford Life and Annuity Insurance Company (“HLAI” or the “Company”) is a wholly-owned subsidiary of Hartford Life International Holding Company ("HLIHC"), which is a direct subsidiary of Hartford Life Insurance Company (“HLIC”). HLIC is indirectly owned by The Hartford Financial Services Group, Inc. (“The Hartford”).

On March 29, 2016, The Hartford received permission from the State of Connecticut Department of Insurance (“the Department”) to change the ownership structure of certain of its affiliates to re-align affiliates more closely with the businesses they support. As a result, effective April 1, 2016, HLAI sold its former subsidiary, HLIHC to its parent, HLIC, resulting in an immaterial realized loss. In addition, HLIC contributed its ownership interest in HLAI to HLIHC, and therefore HLIHC became HLAI's new parent company. These changes did not result in a material impact to HLAI's surplus or its results of operations.

The Company maintains a complete line of fixed and variable annuities, universal and traditional individual life insurance and benefit products such as disability insurance.
 
2. Summary of Significant Accounting Policies

Basis of Presentation

The accompanying statutory-basis financial statements of HLAI have been prepared in conformity with statutory accounting practices prescribed or permitted by The Department. The Department recognizes only statutory accounting practices prescribed or permitted by the State of Connecticut for determining and reporting the financial condition and results of operations of an insurance company and for determining solvency under the State of Connecticut Insurance Law. The National Association of Insurance Commissioners’ Accounting Practices and Procedures Manual (“NAIC SAP”) has been adopted as a component of prescribed practices by the State of Connecticut.

A difference prescribed by Connecticut state law allows the Company to receive a reinsurance reserve credit for a reinsurance treaty that provides for a limited right of unilateral cancellation by the reinsurer. Even if the Company did not obtain reinsurance reserve credit for this reinsurance treaty, the Company's risk-based capital would not have triggered a regulatory event.

A reconciliation of the Company’s net income and capital and surplus between NAIC SAP and practices prescribed by the Department is shown below for the years ended December 31:
 
SSAP #
F/S Page
2016
2015
2014
Net income
 
 
 
 
 
1. HLAI state basis
 
 
$
146,146,096

$
80,914,427

$
95,203,924

2. State prescribed practices that change NAIC SAP:
 
 
 
 
 
       Less: Reinsurance reserve credit (as described above)
61
4
(16,229,745
)
(8,788,709
)
17,206,071

 
 
 
(16,229,745
)
(8,788,709
)
17,206,071

3. State permitted practices that change NAIC SAP
 
 
—

—

—

4. Net SAP (1-2-3=4)
61
4
$
162,375,841

$
89,703,136

$
77,997,853

Surplus
 
 
 
 
 
5. HLAI state basis
 
 
$
1,913,758,347

$
2,625,281,676

$
3,408,897,030

6. State prescribed practices that change NAIC SAP:
 
 
 
 
 
       Less: Reinsurance reserve credit (as described above)
61
5
119,681,546

135,911,291

144,700,000

 
 
 
119,681,546

135,911,291

144,700,000

7. State permitted practices that change NAIC SAP
 
 
—

—

—

8. NAIC SAP (5-6-7=8)
61
5
$
1,794,076,801

$
2,489,370,385

$
3,264,197,030

    

The Company does not follow any other prescribed or permitted statutory accounting practices that have a material effect on statutory surplus, statutory net income or risk-based capital of the Company.


7
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

The preparation of financial statements in conformity with NAIC SAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates. The most significant estimates include those used in determining the liability for aggregate reserves for life, accident and health, and fixed and variable annuity policies; evaluation of other-than-temporary impairments ("OTTI"); valuation of derivatives; and contingencies relating to corporate litigation and regulatory matters. Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the statutory-basis financial statements. Although some variability is inherent in these estimates, management believes the amounts recorded are adequate.

Certain reclassifications have been made to prior year financial information to conform to the current year presentation. 

Accounting practices and procedures as prescribed or permitted by the Department are different in certain material respects from accounting principles generally accepted in the United States of America (“GAAP”). The more significant differences are:

1.
for statutory purposes, policy acquisition costs (commissions, underwriting and selling expenses, etc.) and sales inducements are charged to expense when incurred rather than capitalized and amortized for GAAP purposes;

2.
recognition of premium revenues, which for statutory purposes are generally recorded as collected or when due during the premium paying period of the contract and which for GAAP purposes, for universal life policies and investment products, generally only consist of charges assessed to policy account balances for cost of insurance, policy administration and surrenders. For GAAP, when policy charges received relate to coverage or services to be provided in the future, the charges are recognized as revenue on a pro-rata basis over the expected life and gross profit stream of the policy. Also, for GAAP purposes, premiums for traditional life insurance policies are recognized as revenues when they are due from policyholders;

3.
development of liabilities for future benefits, which for statutory purposes predominantly use interest rate and mortality assumptions prescribed by the National Association of Insurance Commissioners (“NAIC”), which may vary considerably from interest and mortality assumptions used under GAAP. Additionally for GAAP, reserves for guaranteed minimum death benefits (“GMDB”) are based on models that involve a range of scenarios and assumptions, including those regarding expected market rates of return and volatility, contract surrender rates and mortality experience, and, reserves for guaranteed withdrawal benefits are considered embedded derivatives and reported at fair value;

4.
exclusion of certain assets designated as nonadmitted assets from the Statements of Admitted Assets, Liabilities and Capital and Surplus for statutory purposes by directly charging surplus;

5.
establishment of a formula reserve for realized and unrealized losses due to default and equity risk associated with certain invested assets (Asset Valuation Reserve (“AVR”)) for statutory purposes; as well as the deferral and amortization of realized gains and losses, caused by changes in interest rates during the period the asset is held, into income over the original life to maturity of the asset sold (Interest Maintenance Reserve (“IMR”)) for statutory purposes; whereas on a GAAP basis, no such formula reserve is required and realized gains and losses are recognized in the period the asset is sold;

6.
the reporting of reserves and benefits, net of reinsurance ceded for statutory purposes; whereas on a GAAP basis, reserves are reported gross of reinsurance with reserve credits presented as recoverable assets;

7.
for statutory purposes, investments in unaffiliated bonds, other than loan-backed and structured securities, rated in NAIC classes 1 through 5 are carried at amortized cost, and unaffiliated bonds, other than loan-backed and structured securities, rated in NAIC class 6 are carried at the lower of amortized cost or fair value. Loan-backed bonds and structured securities are carried at either amortized cost or the lower of amortized cost or fair value in accordance with the provisions of Statement of Statutory Accounting Principles (“SSAP”) No. 43 - Revised ("43R") (Loan-backed and Structured Securities). GAAP requires that fixed maturities and loan-backed and structured securities be classified as "held-to-maturity,” "available-for-sale" or "trading,” based on the Company's intentions with respect to the ultimate disposition of the security and its ability to affect those intentions. The Company's bonds and loan-backed securities were classified on a GAAP basis as "available-for-sale" and accordingly, these investments and common stocks were reflected at fair value with the corresponding impact included as a separate component of Stockholder’s Equity;

8.
for statutory purposes, Separate Account liabilities are calculated using prescribed actuarial methodologies, which approximate the market value of Separate Account assets, less applicable surrender charges. The Separate Account surplus

8
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

generated by these reserving methods is recorded as an amount due to or from Separate Accounts on the Statements of Admitted Assets, Liabilities and Capital and Surplus, with changes reflected in the Statements of Operations. On a GAAP basis, Separate Account assets and liabilities must meet specific conditions to qualify as a Separate Account asset or liability. Amounts reported for Separate Account assets and liabilities are based upon the fair value of the underlying assets;

9.
the consolidation of financial statements for GAAP reporting, whereas statutory accounting requires standalone financial statements with earnings of subsidiaries reflected as changes in unrealized gains or losses in surplus;

10.
deferred income taxes, which provide for statutory/tax temporary differences, are subject to limitation and are charged directly to surplus, whereas, GAAP would include GAAP/tax temporary differences recognized as a component of net income;

11.
comprehensive income and its components are not presented in the statutory-basis financial statements;

12.
for statutory purposes derivative instruments that qualify for hedging, replication, or income generation are accounted for in a manner consistent with the hedged item, cash instrument and covered asset, respectively, which is typically amortized cost. Derivative instruments held for other investment and risk management activities, which do not receive hedge accounting treatment, receive fair value accounting for statutory purposes and are recorded at fair value with corresponding changes in value reported in unrealized gains and losses within surplus. For GAAP, derivative instruments are recorded at fair value with changes in value reported in earnings, with the exception of cash flow hedges and net investment hedges of a foreign operation, which are carried at fair value with changes in value reported as a separate component of Stockholder’s Equity. In addition, statutory accounting does not record the hedge ineffectiveness on qualified hedge positions, whereas, GAAP records the hedge ineffectiveness in earnings; and

13.
embedded derivatives for statutory accounting are not bifurcated from the host contract, whereas, GAAP accounting requires the embedded derivative to be bifurcated from the host instrument, accounted for and reported separately.

Aggregate Reserves for Life and Accident and Health Policies and Contracts and Liability for Deposit-Type Contracts

Aggregate reserves for payment of future life, health and annuity benefits are computed in accordance with applicable actuarial standards. Reserves for life insurance policies are generally based on the 1941, 1958, 1960, 1980 and 2001 Commissioner's Standard Ordinary Mortality Tables and various valuation rates ranging from 2.00% to 6.00%. Accumulation and on-benefit annuity reserves are based principally on individual and group annuity tables at various rates ranging from 2.40% to 11.25% and using the Commissioner’s Annuity Reserve Valuation Method (“CARVM”). Accident and health reserves are established using a two year preliminary term method and morbidity tables based primarily on Company experience.

For non-interest sensitive ordinary life plans, the Company waives deduction of deferred fractional premiums upon death of insured. Return of the unearned portion of the final premium is governed by the terms of the contract. The Company does not have any forms for which the cash values are in excess of the legally computed reserve.

Extra premiums are charged for substandard lives, in addition to the regular gross premiums for the true age. Mean reserves for traditional insurance products are determined by computing the regular mean reserve for the plan at the true age, and adding one-half (1/2) of the extra premium charge for the year. For plans with explicit mortality charges, mean reserves are based on appropriate multiples of standard rates of mortality.

As of December 31, 2016 and 2015, the Company had $4,143,023,889 and $6,043,071,722, respectively, of insurance in force, subject to 100% reinsurance to The Prudential Insurance Company of America (“Prudential”) effective January 1, 2013, for which the gross premiums are less than the net premiums according to the standard valuation set by the State of Connecticut. Reserves to cover the above insurance at December 31, 2016 and 2015 totaled $13,621,544 and $22,105,156, respectively, also subject to 100% reinsurance to Prudential.

The Company has established Separate Accounts to segregate the assets and liabilities of certain life insurance, pension and annuity contracts that must be segregated from the Company's General Account assets under the terms of its contracts. The assets consist primarily of marketable securities and are reported at fair value. Premiums, benefits and expenses relating to these contracts are reported in the Statements of Operations.

9
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014


An analysis of annuity actuarial reserves and deposit fund liabilities by withdrawal characteristics for General and Separate Account liabilities as of December 31, 2016 is presented below:
 
 
Separate
Separate
 
 
 
General
Accounts with
Accounts
 
% of
 
Account
Guarantees
Nonguaranteed
Total
Total
A. Subject to discretionary withdrawal
 
 
 
 
 
  1. With market value adjustment
$
24,853,309

$
—

$
—

$
24,853,309

0.09
%
  2. At book value less current surrender charge of 5% or more
14,884,784

—

—

14,884,784

0.05
%
  3. At fair value
—

—

25,060,386,579

25,060,386,579

86.68
%
  4. Total with market value adjustment or at fair value
39,738,093

—

25,060,386,579

25,100,124,672

86.82
%
  5. At book value without adjustment (minimal or no charge or adjustment)
2,137,837,340

—

—

2,137,837,340

7.39
%
B. Not subject to discretionary withdrawal
1,301,498,624

—

372,831,796

1,674,330,420

5.79
%
C. Total (gross)
3,479,074,057

—

25,433,218,375

28,912,292,432

100.00
%
D. Reinsurance ceded
68,865

—

—

68,865

 
E. Total (net)
$
3,479,005,192

$
—

$
25,433,218,375

$
28,912,223,567

 
 
 
 
 
 
 
Reconciliation of total annuity actuarial reserves and deposit fund liabilities:
 
 
 
 
 
F. Life and Accident & Health Annual Statement:
 
 
 
 
 
 1. Exhibit 5, Annuities Section, Total (net)
$
2,725,119,430

 
 
 
 
 2. Exhibit 5, Supplementary Contract Section, Total (net)
7,303,970

 
 
 
 
 3. Exhibit 7, Deposit-Type Contracts Section, Total (net)
746,581,792

 
 
 
 
 4. Subtotal
3,479,005,192

 
 
 
 
Separate Account Annual Statement:
 
 
 
 
 
 5. Exhibit 3, Annuities Section, Total (net)
25,433,218,375

 
 
 
 
 6. Exhibit 3, Supplemental Contract Section, Total (net)
—

 
 
 
 
 7. Policyholder dividend and coupon accumulations
—

 
 
 
 
 8. Policyholder premiums
—

 
 
 
 
 9. Guaranteed interest contracts
—

 
 
 
 
10. Exhibit 4, Deposit-Type Contracts Section, Total (net)
—

 
 
 
 
11. Subtotal
25,433,218,375

 
 
 
 
12. Combined total
$
28,912,223,567

 
 
 
 

Investments

Investments in unaffiliated bonds, other than loan-backed and structured securities, rated in NAIC classes 1-5 are carried at amortized cost and unaffiliated bonds rated in NAIC class 6 are carried at the lower of amortized cost or fair value. Short-term investments include all investments whose maturities, at the time of acquisition, are one year or less and are stated at amortized cost. Unaffiliated common stocks are carried at fair value. Investments in stocks of subsidiaries, controlled and affiliated (“SCA”) companies are based on the net worth of the subsidiary in accordance with SSAP No. 97 (Investment in Subsidiary, Controlled, and Affiliated Entities, a replacement of SSAP No. 88). The change in the carrying value is recorded as a change in net unrealized capital gains (losses), a component of unassigned surplus. Unaffiliated preferred stocks are carried at cost, lower of cost or amortized cost, or fair value depending on the assigned credit rating and whether the preferred stock is redeemable or non-redeemable. Mortgage loans on real estate are stated at the outstanding principal balance, less any allowances for credit losses. Loan-backed bonds and structured securities are carried at either amortized cost or the lower of amortized cost or fair value in accordance with the provisions of SSAP No. 43R. Significant changes in estimated cash flows from the original purchase assumptions are accounted for using the prospective method, except for highly rated fixed rate securities, which use the retrospective method. The Company has ownership interests in joint ventures, investment partnerships and limited liability companies. The Company carries these interests based upon audited financial statements in accordance with SSAP No. 48 (Joint Ventures, Partnerships and Limited Liability Companies). Contract loans are carried at outstanding balances, which approximates fair value.

Interest income from fixed maturities and mortgage loans on real estate is recognized when earned on the constant effective yield method based on estimated timing of cash flows. The amortization of premium and accretion of discount for fixed maturities also takes into consideration call and maturity dates that produce the lowest yield. For fixed rate securitized financial assets subject to prepayment risk, yields are recalculated and adjusted periodically to reflect historical and/or estimated future repayments using

10
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

the retrospective method; however, if these investments are impaired, any yield adjustments are made using the prospective method. The Company has not elected under SSAP No. 43R to use the book value as of January 1, 1994 as the cost for applying the retrospective adjustment method to securities purchased prior to that date. Investment income on variable rate and interest only securities is determined using the prospective method. Prepayment fees on bonds and mortgage loans on real estate are recorded in net investment income when earned. Dividends are recorded as earned on the ex-dividend date. For partnership investments, income is earned when cash distributions of income are received. For impaired debt securities, the Company accretes the new cost basis to the estimated future cash flows over the expected remaining life of the security by prospectively adjusting the security’s yield.

Due and accrued investment income amounts over 90 days past due are nonadmitted. There was no investment income due and accrued excluded from surplus at December 31, 2016 and 2015.

Net realized gains and losses from investment sales represent the difference between the sales proceeds and the cost or amortized cost of the investment sold, determined on a specific identification basis. Net realized capital gains and losses also result from termination or settlement of derivative contracts that do not qualify, or are not designated, as a hedge for accounting purposes. Impairments are recognized within net realized capital losses when investment declines in value are deemed other-than-temporary. Foreign currency transaction gains and losses are also recognized within net realized capital gains and losses.

The AVR is designed to provide a standardized reserving process for realized and unrealized losses due to default and equity risks associated with invested assets. The AVR balances were $36,012,232 and $57,553,274 as of December 31, 2016 and 2015, respectively. Additionally, the IMR captures net realized capital gains and losses, net of applicable income taxes, resulting from changes in interest rates and amortizes these gains or losses into income over the life of the bond, preferred stock or mortgage loan sold or adjusts the IMR when an insurer reinsures a block of its in-force liabilities. The IMR balances as of December 31, 2016 and 2015 were $19,203,402, and $10,254,682, respectively. The net capital gains (losses) captured in the IMR, net of taxes, in 2016, 2015, and 2014 were $15,726,619, $(63,512,225) and $(93,764,541), respectively. In addition, an IMR adjustment of $(69,971,617) was included in the Company's Statement of Operations in 2014 as a result of the sale of the Japan variable and fixed annuity business. The amount of income (expense) amortized from the IMR net of taxes in 2016, 2015, and 2014 included in the Company’s Statements of Operations, was $6,777,899, $(49,059,968) and $(37,668,033), respectively. Realized capital gains and losses, net of taxes, not included in the IMR are reported in the Statements of Operations.

The Company’s accounting policy requires that a decline in the value of a bond or equity security below its cost or amortized cost basis be assessed to determine if the decline is other-than-temporary. In addition, for securities expected to be sold, an OTTI charge is recognized if the Company does not expect the fair value of a security to recover to its cost or amortized cost basis prior to the expected date of sale. The previous cost basis less the impairment becomes the new cost basis. The Company has a security monitoring process overseen by a committee of investment and accounting professionals that identifies securities that, due to certain characteristics, as described below, are subjected to an enhanced analysis on a quarterly basis.

Securities that are in an unrealized loss position are reviewed at least quarterly to determine if an OTTI is present based on certain quantitative and qualitative factors. The primary factors considered in evaluating whether a decline in value for securities not subject to SSAP No. 43R is other-than-temporary include: (a) the length of time and the extent to which the fair value has been less than cost or amortized cost, (b) changes in the financial condition, credit rating and near-term prospects of the issuer, and (c) whether the debtor is current on contractually obligated payments. Once an impairment charge has been recorded, the Company continues to review the impaired securities for further OTTIs on an ongoing basis.

For securities that are not subject to SSAP No. 43R, if the decline in value of a bond or equity security is other-than-temporary, a charge is recorded in net realized capital losses equal to the difference between the fair value and cost or amortized cost basis of the security.

For certain securitized financial assets with contractual cash flows (including asset-backed securities), SSAP No. 43R requires the Company to periodically update its best estimate of cash flows over the life of the security. If management determines that its best estimate of expected future cash flows discounted at the security’s effective yield prior to the impairment are less than its amortized cost, then an OTTI charge is recognized equal to the difference between the amortized cost and the Company’s best estimate of expected future cash flows discounted at the security’s effective yield prior to the impairment. The Company’s best estimate of expected future cash flows discounted at the security’s effective yield prior to the impairment becomes its new cost basis. Estimating future cash flows is a quantitative and qualitative process that incorporates information received from third-party sources along with certain internal assumptions and judgments regarding the future performance of the underlying collateral. As a result, actual results may differ from estimates. Projections of expected future cash flows may change based upon new

11
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

information regarding the performance of the underlying collateral. In addition, if the Company does not have the intent and ability to hold a security subject to the provisions of SSAP No. 43R until the recovery of value, the security is written down to fair value.

Net realized capital losses resulting from write-downs for OTTIs on corporate and asset-backed bonds were $5,362,782, $7,826,222, and $3,447,482 for the years ended December 31, 2016, 2015 and 2014, respectively. Net realized capital losses resulting from write-downs for OTTIs on equities were $1,144,086 and $5,990,918 for the years ended December 31, 2016 and 2015 and were immaterial for the year ended December 31, 2014. See additional information on OTTIs in section j of footnote 3.

Mortgage loans on real estate are considered to be impaired when management estimates that, based upon current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. For mortgage loans on real estate that are determined to be impaired, a valuation allowance is established for the difference between the carrying amount and the Company’s share of the fair value of the collateral. Additionally, a loss contingency valuation allowance is established for estimated probable credit losses on certain homogenous groups of loans. Changes in valuation allowances are recorded in net unrealized capital gains and losses. Interest income on an impaired loan is accrued to the extent it is deemed collectable and the loan continues to perform under its original or restructured terms. Interest income on defaulted loans is recognized when received. As of December 31, 2016, 2015 and 2014, the Company had immaterial impaired mortgage loans on real estate with related allowances for credit losses.

The Company utilizes a variety of over-the-counter ("OTC"), transactions cleared through a central clearing house ("OTC-cleared"), and exchange-traded derivative instruments as part of its overall risk management strategy. The types of instruments may include swaps, caps, floors, forwards, futures and options to achieve one of four Company-approved objectives: to hedge risk arising from interest rate, equity market, credit spread including issuer defaults, price or foreign currency exchange rate risk or volatility; to manage liquidity; to control transaction costs; or to enter into replication transactions. On the date the derivative contract is entered into, the Company designates the derivative as hedging (fair value, cash flow, or net investment in a foreign operation), replication, or held for other investment and/or risk management activities, which primarily involves managing asset or liability related risks which do not qualify for hedge accounting under SSAP No. 86 (Accounting for Derivative Instruments and Hedging, Income Generation, and Replication (Synthetic Asset) Transactions). The Company’s derivative transactions are permitted uses of derivatives under the derivative use plans required by the Department.

Derivatives used in hedging relationships are accounted for in a manner consistent with the hedged item. Typically, cost paid or consideration received at inception of a contract is reported on the balance sheet as a derivative asset or liability, respectively. Periodic cash flows and accruals are recorded in a manner consistent with the hedged item.

Derivatives used in replication relationships are accounted for in a manner consistent with the cash instrument and the replicated asset. Typically, cost paid or consideration received at inception of the contract is recorded on the balance sheet as a derivative asset or liability, respectively. Periodic cash flows and accruals of income/expense are recorded as a component of derivative net investment income. Upon termination of the derivative, any gain or loss is recognized as a derivative capital gain or loss.

Derivatives used in income generation relationships are accounted for in a manner consistent with the associated covered asset. Typically, consideration received at inception of the contract is recorded on the balance sheet as a derivative liability. Upon termination, any remaining derivative liability, along with any disposition payments are recorded as a derivative capital gain or loss.

Derivatives held for other investment and/or risk management activities receive fair value accounting. The derivatives are carried on the balance sheet at fair value and the changes in fair value are recorded in derivative unrealized gains and losses. Periodic cash flows and accruals of income/expense are recorded as components of derivative net investment income.
                                

12
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

3. Investments

a. Components of Net Investment Income
 
For the years ended December 31,
 
2016
2015
2014
Interest income from bonds and short-term investments
$
188,967,631

$
212,173,262

$
242,958,358

Interest income from contract loans
24,306

(860,400
)
(969,963
)
Interest income from mortgage loans on real estate
22,867,735

27,636,257

28,512,983

Interest and dividends from other investments
2,463,691

9,425,680

2,421,947

Gross investment income
214,323,363

248,374,799

272,923,325

Less: investment expenses
9,038,310

10,442,667

12,020,367

Net investment income
$
205,285,053

$
237,932,132

$
260,902,958


b. Components of Net Unrealized Capital Gains on Bonds and Short-Term Investments
 
As of December 31,
 
2016
2015
2014
Gross unrealized capital gains
$
173,957,790

$
189,327,113

$
341,537,427

Gross unrealized capital losses
(38,769,844
)
(61,909,343
)
(21,593,952
)
Net unrealized capital gains
135,187,946

127,417,770

319,943,475

Balance, beginning of year
127,417,770

319,943,475

194,844,995

Change in net unrealized capital gains on bonds and
 
 
 
   and short-term investments
$
7,770,176

$
(192,525,705
)
$
125,098,480


c. Components of Net Unrealized Capital Losses on Common and Preferred Stocks
 
As of December 31,
 
2016
2015
2014
Gross unrealized capital gains
$
1,930,896

$
3,883,408

$
1,924,142

Gross unrealized capital losses
(2,700,950
)
(23,475,228
)
(16,939,864
)
Net unrealized capital losses
(770,054
)
(19,591,820
)
(15,015,722
)
Balance, beginning of year
(19,591,820
)
(15,015,722
)
(11,652,251
)
Change in net unrealized capital losses on
 
 
 
   common and preferred stocks
$
18,821,766

$
(4,576,098
)
$
(3,363,471
)


13
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

d. Components of Net Realized Capital Losses
 
For the years ended December 31,
 
2016
2015
2014
Bonds and short-term investments
$
25,530,969

$
(5,975,818
)
$
(56,301,415
)
Common stocks - unaffiliated
(49,415,502
)
(13,150,711
)
(3,484,566
)
Common stocks - affiliated
(2,280,967
)
—

—

Mortgage loans on real estate
—

(16,111
)
3,274,093

Derivatives
(70,832,408
)
(384,873,378
)
(425,884,685
)
Other invested assets
(84,478,613
)
2,791,047

(4,996,940
)
Net realized capital losses
(181,476,521
)
(401,224,971
)
(487,393,513
)
Capital loss tax expense (benefit)
4,405,072

(5,819,624
)
(18,803,650
)
Net realized capital losses, after tax
(185,881,593
)
(395,405,347
)
(468,589,863
)
   Less: amounts transferred to IMR
15,726,619

(63,512,225
)
(93,764,541
)
Net realized capital losses, after tax
$
(201,608,212
)
$
(331,893,122
)
$
(374,825,322
)

The following table summarizes sales activity of unaffiliated bond, short-term investments and equity securities before tax and transfers to the IMR (without maturities, calls and impairments):
 
For the years ended December 31,
 
2016
2015
2014
Bonds and short-term investments
 
 
 
   Sale proceeds
$
1,761,151,435

$
2,154,309,992

$
2,594,305,896

   Gross realized capital gains on sales
35,200,706

24,373,425

29,569,338

   Gross realized capital losses on sales
(14,709,927
)
(19,104,209
)
(84,893,069
)
Unaffiliated common and preferred stock
 
 
 
   Sale proceeds
262,867,397

436,339,817

26,813,405

   Gross realized capital gains on sales
15,970,430

12,848,976

828,056

   Gross realized capital losses on sales
(64,241,845
)
(20,611,631
)
(4,165,576
)

e. Investments - Derivative Instruments

Overview

The Company utilizes a variety of OTC derivatives, including OTC-cleared transactions, and exchange-traded derivative instruments as part of its overall risk management strategy. The types of instruments may include swaps, caps, floors, forwards, futures and options to achieve one of four Company-approved objectives: to hedge risk arising from interest rate, equity market, credit spread and issuer default, price or currency exchange rate risk or volatility; to manage liquidity; to control transaction costs; or to enter into replication transactions. On the date the derivative contract is entered into, the Company designates the derivative as hedging (fair value, cash flow, or net investment in a foreign operation), replication, or held for other investment and/or risk management activities, which primarily involves managing asset or liability related risks which do not qualify for hedge accounting under SSAP No. 86. The Company’s derivative transactions are used in strategies permitted under the derivative use plans required by the Department.

Interest rate swaps, equity, and index swaps involve the periodic exchange of payments with other parties, at specified intervals, calculated using agreed upon rates or indices and notional principal amounts. Generally, no cash or principal payments are exchanged at the inception of the contract. Typically, at the time a swap is entered into, the cash flow streams exchanged by the counterparties are equal in value.

Credit default swaps entitle one party to receive a periodic fee in exchange for an obligation to compensate the other party should a credit event occur on the part of the referenced issuer.


14
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

Forward contracts are customized commitments that specify a rate of interest or currency exchange rate to be paid or received on an obligation beginning on a future start date and are typically settled in cash.

Financial futures are standardized commitments to either purchase or sell designated financial instruments at a future date for a specified price and may be settled in cash or through delivery of the underlying instrument. Futures contracts trade on organized exchanges. Margin requirements for futures are met by pledging securities or cash, and changes in the futures’ contract values are settled daily in cash.

Option contracts grant the purchaser, for a premium payment, the right to either purchase from or sell to the issuer a financial instrument at a specified price, within a specified period or on a stated date.

Swaption contracts grant the purchaser, for a premium payment, the right to enter into an interest rate swap with the issuer on a specified future date.

Foreign currency swaps exchange an initial principal amount in two currencies, agreeing to re-exchange the currencies at a future date, at an agreed upon exchange rate. There may also be a periodic exchange of payments at specified intervals calculated using agreed upon rates and exchanged principal amounts.

The Company clears interest rate swap and certain credit default swap derivative transactions through central clearing houses. OTC-cleared derivatives require initial collateral at the inception of the trade in the form of cash or highly liquid collateral, such as U.S. Treasuries and government agency investments. Central clearing houses also require additional cash collateral as variation margin based on daily market value movements. In addition, OTC-cleared transactions include price alignment interest either received or paid on the variation margin, which is reflected in net investment income.

Strategies

The notional value, fair value, and carrying value of derivative instruments used during the years 2016 and 2015 are disclosed in the table presented below. During the years 2016 and 2015, the Company did not transact in or hold any positions related to net investment hedges in a foreign operation or income generation transactions. The notional amounts of derivative contracts represent the basis upon which pay or receive amounts are calculated and are not reflective of credit risk. The fair value of derivative instruments are based upon widely accepted pricing valuation models which utilize independent third-party data as inputs or independent broker quotations. For the year ended December 31, 2016 and 2015, the average fair value for derivatives held for other investment and/or risk management activities were $(3,537,318) and $(124,850,450), respectively. The Company did not have any unrealized gains or losses during 2016 and 2015 representing the component of the derivative instruments gain or loss from derivatives that no longer qualify for hedge accounting.
(Amounts in thousands)
As of December 31, 2016
As of December 31, 2015
Derivative type by strategy
Notional Value
Fair Value
Carrying Value
Notional Value
Fair Value
Carrying Value
Cash flow hedges
 
 
 
 
 
 
 
Interest rate swaps
$
60,000

$
78

$
—

$
95,000

$
150

$
—

 
Foreign currency swaps
7,490

58

303

—

—

—

 
Fixed payout annuity hedge
665,795

(262,855
)
—

887,558

(356,513
)
—

Fair value hedges
 
 
 
 
 
 
 
Interest rate swaps
—

—

—

22,870

96

—

Replication transactions
 
 
 
 
 
 
 
Credit default swaps
43,800

407

79

327,000

(5,771
)
(3,931
)
Other investment and/or Risk Management activities
 
 
 
 
 
 
 
Credit default swaps
8,793

(84
)
(84
)
11,240

1,916

1,916

 
Credit default swaps - offsetting
191,738

(7
)
(7
)
207,994

(27
)
(27
)
 
Foreign currency swaps and forwards
151,189

8,763

8,763

355,290

4,255

4,255

 
GMWB hedging derivatives
7,082,191

87,414

87,414

7,413,043

142,031

142,031

 
Equity index swaps and options
—

—

—

290,034

15,969

15,969

 
Interest rate swaps - offsetting
392,010

(18,651
)
(18,651
)
392,010

(11,067
)
(11,067
)
 
Macro hedge program
5,505,861

155,278

155,278

4,190,401

136,597

136,597

Total
 
$
14,108,867

$
(29,599
)
$
233,095

$
14,192,440

$
(72,364
)
$
285,743



15
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

Cash Flow Hedges

Interest rate swaps: Interest rate swaps are primarily used to convert interest receipts on floating-rate fixed maturity investments to fixed rates. There were no gains and (losses) in unrealized gains and losses related to cash flow hedges for the years ended December 31, 2016 and 2015 that have been discontinued because it was no longer probable that the original forecasted transactions would occur by the end of the originally specified time period.

Fixed payout annuity hedge: The Company formerly assumed certain variable annuity products with a guaranteed minimum income benefit ("GMIB") and continues to reinsure certain yen denominated fixed payout annuities. The Company invests in U.S. dollar denominated assets to support the reinsurance liability. The Company entered into pay U.S. dollar, receive yen swap contracts to hedge the currency and yen interest rate exposure between the U.S dollar denominated assets and the yen denominated fixed liability reinsurance payments.

Fair Value Hedges

Interest rate swaps: Interest rate swaps are used to hedge the changes in fair value of fixed rate maturity investments due to fluctuations in interest rates.

Replication Transactions

Credit default swaps: The Company periodically enters into credit default swaps as part of replication transactions. Credit risk is hedged by buying protection on a specific entity by pairing with highly rated fixed-income securities in order to reproduce the investment characteristics of otherwise permissible investments.
 
Other Investment and/or Risk Management Activities

The table below presents realized capital gains and (losses) on derivative instruments used for other investment and/or risk management activities.
(Amounts in thousands)
Realized Gains / (Losses)
By strategy
For the year ended December 31, 2016
For the year ended December 31, 2015
For the year ended December 31, 2014
Credit default swaps
$
953

$
867

$
(178
)
Credit default swaps - offsetting
(450
)
(564
)
(847
)
Foreign currency swaps and forwards
(520
)
—

(1,332
)
GMWB hedging derivatives
(19,968
)
(277,539
)
(121,874
)
Equity index swaps, options, and futures
57,712

3,006

—

Commodity options
—

(1,020
)
—

Interest rate swaps and swaptions
947

(836
)
(1
)
Interest rate swaps - offsetting
9,548

—

(1
)
Macro hedge program
(96,490
)
(13,786
)
(185,599
)
International program hedging instruments
—

—

(65,998
)
Total
$
(48,268
)
$
(289,872
)
$
(375,830
)

Credit default swaps: The Company enters into swap agreements in which the Company reduces or assumes credit exposure from an individual entity, referenced index or asset pool. In addition, the Company may enter into credit default swaps to terminate existing swaps in hedging relationships, thereby offsetting the changes in value of the original swap.

Foreign currency swaps and forwards: The Company enters into foreign currency swaps and forwards to hedge the foreign currency exposures in certain of its foreign fixed maturity investments.

Guaranteed Minimum Withdrawal Benefits (“GMWB”) hedging derivatives: The Company utilizes GMWB hedging derivatives as part of an actively managed program designed to hedge a portion of the capital market risk exposures of the non-reinsured GMWB riders due to changes in interest rates, equity market levels, and equity volatility. These derivatives include customized swaps, interest rates swaps and futures, and equity swaps, options and futures, on certain indices including the S&P 500 index, EAFE index and NASDAQ index.


16
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

Equity index swaps, options, and futures: The Company enters into equity index swaps and futures to hedge equity risk of equity common stock investments. The Company also enters into equity index options to economically hedge the equity risk associated with various equity indexed products.

Commodity options: During 2015, the Company purchased put option contracts on West Texas Intermediate oil futures in order to partially offset potential losses related to certain fixed maturity securities that could arise if oil prices decline substantially. The Company has since reduced its exposure to the targeted fixed maturity securities, and therefore, these options were terminated at the end of 2015.

Interest rate swaps and swaptions: The Company enters into interest rate swaps and swaptions to manage duration between assets and liabilities. In addition, the Company may enter into interest rate swaps to terminate existing swaps in hedging relationships, thereby offsetting the changes in value in the original swap.

Macro hedge program: The Company utilizes equity options, swaps, futures, and foreign currency options to hedge against a decline in the equity markets and the resulting statutory surplus and capital impact primarily arising from Guaranteed Minimum Death Benefit ("GMDB") and GMWB obligations.

International program hedging instruments: The Company's international variable annuity hedge program hedged variable annuities that were offered in Japan and were reinsured from HLIKK. During 2014 this hedge program was terminated due to the sale of HLIKK. For further discussion on the sale, see Note 6 - Reinsurance.

Credit Risk Assumed through Credit Derivatives

The Company enters into credit default swaps that assume credit risk of a single entity or referenced index in order to synthetically replicate investment transactions that would be permissible under the Company's investment policies. The Company will receive periodic payments based on an agreed upon rate and notional amount and will only make a payment if there is a credit event. A credit event payment will typically be equal to the notional value of the swap contract less the value of the referenced security issuer’s debt obligation after the occurrence of the credit event. A credit event is generally defined as a default on contractually obligated interest or principal payments or bankruptcy of the referenced entity. The credit default swaps in which the Company assumes credit risk primarily reference investment grade single corporate issuers and baskets, which include standard diversified portfolios of corporate and commercial mortgage-backed securities ("CMBS") issuers. The diversified portfolios of corporate issuers are established within sector concentration limits and may be divided into tranches that possess different credit ratings.

The following tables present the notional amount, fair value, carrying value, weighted average years to maturity, underlying referenced credit obligation type and average credit ratings, and offsetting notional amount, fair value, and carrying value for credit derivatives in which the Company is assuming credit risk as of December 31:
As of December 31, 2016
 
 
 
 
 
 
 
 
 
(Amounts in thousands)
 
 
 
 
Underlying Referenced Credit Obligation(s)
 
 
 
Credit Derivative type by derivative risk exposure
Notional Amount [2]
Fair Value
Carrying Value
Weighted Average Years to Maturity
Type
Average Credit Rating [1]
Offsetting Notional Amount [3]
Offsetting Fair Value [3]
Offsetting Carrying Value [3]
 
 
 
 
 
 
 
 
 
 
Single name credit default swaps
 
 
 
 
 
 
 
 
 
Investment grade risk exposure
$
49,600

$
279

$
294

1 year
Corporate Credit/ Foreign Gov.
A+
$
40,800

$
(264
)
$
(264
)
Basket credit default swaps [4]
 
 
 
 
 
 
 
 
 
Investment grade risk exposure
33,000

499

309

5 years
Corporate Credit
BBB+
—

—

—

Below investment grade
4,585

320

320

4 years
Corporate Credit
B
4,585

(321
)
(321
)
   Investment grade risk exposure
52,484

(255
)
(408
)
1 year
CMBS Credit
AA+
50,484

142

142

Total
$
139,669

$
843

$
515

 
 
 
$
95,869

$
(443
)
$
(443
)

17
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

As of December 31, 2015
 
 
 
 
 
 
 
 
 
(Amounts in thousands)
 
 
 
 
Underlying Referenced Credit Obligation(s)
 
 
 
Credit Derivative type by derivative risk exposure
Notional Amount [2]
Fair Value
Carrying Value
Weighted Average Years to Maturity
Type
Average Credit Rating [1]
Offsetting Notional Amount [3]
Offsetting Fair Value [3]
Offsetting Carrying Value [3]
 
 
 
 
 
 
 
 
 
 
Single name credit default swaps
 
 
 
 
 
 
 
 
 
Investment grade risk exposure
$
41,800

$
440

$
435

2 years
Corporate Credit/ Foreign Gov.
A+
$
40,800

$
(506
)
$
(506
)
Basket credit default swaps [4]
 
 
 
 
 
 
 
 
 
Investment grade risk exposure
160,000

869

1,380

5 years
Corporate Credit
BBB+
—

—

—

Investment grade risk exposure
229,197

(6,838
)
(5,503
)
6 years
CMBS Credit
AAA-
63,197

236

236

Credit linked notes
 
 
 
 
 
 
 
 
 
Investment grade risk exposure
50,000

49,065

49,980

1 year
Corporate Credit
A+
—

—

—

Total
$
480,997

$
43,536

$
46,292

 
 
 
$
103,997

$
(270
)
$
(270
)

[1]
The average credit ratings are based on availability and the midpoint of the applicable ratings among Moody’s, S&P, Fitch, and Morningstar. If no rating is available from a rating agency, then an internally developed rating is used.
[2]
Notional amount is equal to the maximum potential future loss amount. These derivatives are governed by agreements, clearing house rules, and applicable law which include collateral posting requirements. There is no specific collateral related to these contracts or recourse provisions included in the contracts to offset losses.
[3]
The Company has entered into offsetting credit default swaps to terminate certain existing credit default swaps, thereby offsetting the future changes in value of, or losses paid, related to the original swap.
[4]
Includes $90,069,000 and $389,197,000 as of December 31, 2016 and 2015, respectively, of standard market indices of diversified portfolios of corporate and CMBS issuers referenced through credit default swaps. These swaps are subsequently valued based upon the observable standard market index.

Credit Risk

The Company’s derivative counterparty exposure policy establishes market-based credit limits, favors long-term financial stability and creditworthiness of the counterparty and typically requires credit enhancement/credit risk reducing agreements. The Company minimizes the credit risk in derivative instruments by entering into transactions with high quality counterparties primarily rated A or better, which are monitored and evaluated by the Company’s risk management team and reviewed by senior management. OTC-cleared transactions reduce risk due to their ability to require daily variation margin, monitor the Company's ability to request additional collateral in the event of a counterparty downgrade, and act as an independent valuation source.

The Company has developed credit exposure thresholds which are based upon counterparty ratings. Credit exposures are measured using the market value of the derivatives, resulting in amounts owed to the Company by its counterparties or potential payment obligations from the Company to its counterparties. Credit exposures are generally quantified daily based on the prior business day’s market value and collateral is pledged to and held by, or on behalf of, the Company to the extent the current value of derivatives exceeds the contractual thresholds. In accordance with industry standards and the contractual agreements, collateral is typically settled on the next business day. The Company has exposure to credit risk for amounts below the exposure thresholds which are uncollateralized, as well as for market fluctuations that may occur between contractual settlement periods of collateral movements.

Counterparty exposure thresholds are developed for each of the counterparties based upon their ratings. The maximum uncollateralized threshold for a derivative counterparty is $10 million. In addition, the Company monitors counterparty credit exposure on a monthly basis to ensure compliance with Company policies and statutory limitations. The Company also generally requires that OTC derivative contracts be governed by an International Swaps and Derivatives Association Master Agreement which is structured by legal entity and by counterparty.

For the years ended December 31, 2016, 2015, and 2014 the Company had no losses on derivative instruments due to counterparty nonperformance.


18
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

f. Concentration of Credit Risk

The Company aims to maintain a diversified investment portfolio including issuer, sector and geographic stratification, where applicable, and has established certain exposure limits, diversification standards and review procedures to mitigate credit risk. As of December 31, 2016 and 2015, the Company is not exposed to any credit concentration risk of a single issuer, excluding U.S. government and certain U.S. government agencies and short-term investment pool, greater than 10% of the Company’s capital and surplus.

g. Bonds, Short-Term Investments, Common Stocks and Preferred Stocks
 
 
Gross
Gross
Estimated
Bonds and Short-Term Investments
Statement
Unrealized
Unrealized
Fair
As of December 31, 2016
Value
Gains
Losses
Value
U.S. government and government agencies and
 
 
 
  authorities:
 
 
 
 
 -Guaranteed and sponsored - excluding
 
 
 
 
    asset-backed
$
465,080,828

$
32,198,795

$
(2,719,966
)
$
494,559,657

 -Guaranteed and sponsored - asset-backed
581,469,250

9,875,118

(5,724,597
)
585,619,771

States, municipalities and political subdivisions
80,798,916

7,956,662

(201,852
)
88,553,726

International governments
70,782,078

1,339,847

(1,336,688
)
70,785,237

All other corporate - excluding asset-backed
2,709,087,278

114,015,488

(19,467,991
)
2,803,634,775

All other corporate - asset-backed
781,529,331

8,473,282

(9,317,416
)
780,685,197

Hybrid securities
416,460

98,493

—

514,953

Short-term investments
346,727,725

105

(1,334
)
346,726,496

Total bonds and short-term investments
$
5,035,891,866

$
173,957,790

$
(38,769,844
)
$
5,171,079,812

 
 
Gross
Gross
Estimated
Common Stocks
 
Unrealized
Unrealized
Fair
As of December 31, 2016
Cost
Gains
Losses
Value
Common stocks - unaffiliated
$
43,637,332

$
1,884,938

$
(2,700,950
)
$
42,821,320

Total common stocks
$
43,637,332

$
1,884,938

$
(2,700,950
)
$
42,821,320

 
 
Gross
Gross
Estimated
Preferred Stocks
Statement
Unrealized
Unrealized
Fair
As of December 31, 2016
Value
Gains
Losses
Value
Preferred stocks - unaffiliated
$
2,557,817

$
45,958

$
—

$
2,603,775

Total preferred stocks
$
2,557,817

$
45,958

$
—

$
2,603,775


19
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

 
 
Gross
Gross
Estimated
Bonds and Short-Term Investments
Statement
Unrealized
Unrealized
Fair
As of December 31, 2015
Value
Gains
Losses
Value
U.S. government and government agencies and
 
 
 
  authorities:
 
 
 
 
 -Guaranteed and sponsored - excluding
 
 
 
 
    asset-backed
$
468,157,060

$
50,347,572

$
(1,615,463
)
$
516,889,169

 -Guaranteed and sponsored - asset-backed
529,632,781

16,259,294

(1,319,449
)
544,572,626

States, municipalities and political subdivisions
79,150,187

6,637,538

(380,843
)
85,406,882

International governments
91,243,603

1,115,493

(4,243,423
)
88,115,673

All other corporate - excluding asset-backed
2,865,485,577

100,563,530

(46,901,215
)
2,919,147,892

All other corporate - asset-backed
844,366,352

13,740,711

(7,448,950
)
850,658,113

Hybrid securities
9,269,700

632,025

—

9,901,725

Short-term investments
282,825,867

30,950

—

282,856,817

Total bonds and short-term investments
$
5,170,131,127

$
189,327,113

$
(61,909,343
)
$
5,297,548,897

 
 
Gross
Gross
Estimated
Common Stocks
 
Unrealized
Unrealized
Fair
As of December 31, 2015
Cost
Gains
Losses
Value
Common stocks - unaffiliated
$
343,995,735

$
3,848,518

$
(20,922,855
)
$
326,921,398

Common stocks - affiliated
40,014,377

—

(2,552,373
)
37,462,004

Total common stocks
$
384,010,112

$
3,848,518

$
(23,475,228
)
$
364,383,402

 
 
Gross
Gross
Estimated
Preferred Stocks
Statement
Unrealized
Unrealized
Fair
As of December 31, 2015
Value
Gains
Losses
Value
Preferred stocks - unaffiliated
$
2,644,315

$
34,890

$
—

$
2,679,205

Total preferred stocks
$
2,644,315

$
34,890

$
—

$
2,679,205


The statement value and estimated fair value of bonds and short-term investments at December 31, 2016 by expected maturity year are shown below. Expected maturities may differ from contractual maturities due to call or prepayment provisions. Asset-backed securities (“ABS”), including mortgage-backed securities and collateralized mortgage obligations, are distributed to maturity year based on the Company’s estimate of the rate of future prepayments of principal over the remaining lives of the securities. These estimates are developed using prepayment speeds provided in broker consensus data. Such estimates are derived from prepayment speeds experienced at the interest rate levels projected for the applicable underlying collateral. Actual prepayment experience may vary from these estimates.
 
Statement
Estimated
Maturity
Value
Fair Value
Due in one year or less
$
853,604,202

$
859,263,183

Due after one year through five years
1,788,516,148

1,824,886,221

Due after five years through ten years
1,102,787,663

1,102,442,535

Due after ten years
1,218,725,515

1,312,229,535

No maturity date
72,258,338

72,258,338

Total
$
5,035,891,866

$
5,171,079,812


At December 31, 2016 and 2015, securities with a statement value of $3,981,108 and $3,994,399, respectively, were on deposit with government agencies as required by law in various jurisdictions in which the Company conducts business.


20
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

h. Mortgage Loans on Real Estate

The Company had a maximum and minimum lending rate of 4.03% and 3.39% for loans during 2016 and had one new mortgage loan on real estate with a lending rate of 3.47% during 2015. During 2016 and 2015, the Company did not reduce interest rates on any outstanding mortgage loans on real estate. For loans held as of December 31, 2016 and 2015, the highest loan to value percentage of any one loan at the time of loan origination, exclusive of insured, guaranteed, purchase money mortgages or construction loans was 74% and 75%, respectively. There were no taxes, assessments or amounts advanced and not included in the mortgage loan total. As of December 31, 2016 and 2015, the Company did not hold mortgages with interest more than 180 days past due. As of December 31, 2016 and 2015, there were impaired loans with a related allowance for credit losses of $169,387 and $173,060 with no interest income recognized during the period the loans were impaired.

i. Restructured Debt in which the Company is a Creditor

The Company had recorded investments in restructured loans of $0, $184,551 and $656,131, with realized capital losses related to these loans of $0, $914,375 and $166,985 respectively, as of December 31, 2016, 2015 and 2014.

j.
Joint Ventures, Partnerships and Limited Liability Companies

The Company has no investments in joint ventures, partnerships or limited liability companies that exceed 10% of admitted assets. The Company recognized immaterial OTTIs for the years ended December 31, 2016, 2015 and 2014, respectively, on one state tax credit limited liability company (LLC). The state tax credit LLC was impaired because the Company recovered a portion of the cost of the investment through receipt of tax credits and other tax benefits and not through investment activity. The LLC OTTI was determined as the difference between the remaining expected future tax credits and other tax benefits expected to be received over the life of the investment and the carrying value of the investment.

In November 2016, the Company impaired the carrying value of its affiliated investment, Hartford Financial Service Corp (HFSC), to its current fair value, based on the length of time, the extent to which the value has been less than the cost and recent returns of capital further diminishing future prospects, resulting in a realized loss of $76 million offset by an unrealized gain of the same amount.   

k. Security Lending, Repurchase Agreements and Other Collateral Transactions

The Company enters into securities financing transactions as a way to earn income on securities loaned (securities lending) or on securities sold and repurchased (repurchase agreements). Under a securities lending program, the Company lends certain bonds within the corporate, foreign government/government agencies, and municipal sectors as well as stocks to qualifying third-party borrowers in return for collateral in the form of cash or securities. For domestic and non-domestic loaned securities, respectively, borrowers provide collateral of 102% and 105% of the fair value of the securities lent at the time of the loan. Borrowers will return the securities to the Company for cash or securities collateral at maturity dates generally of 90 days or less. Security collateral on deposit from counterparties in connection with securities lending transactions may not be sold or re-pledged, except in the event of default by the counterparty, and is not reflected on the Company’s financial statements. Additional collateral is obtained if the fair value of the collateral falls below100% of the fair value of the loaned securities. The agreements provide the counterparty the right to sell or re-pledge the securities loaned. If cash, rather than securities, is received as collateral, the cash is typically invested in short-term investments or bonds and is reported as Securities lending reinvested collateral assets on the Statements of Admitted Assets, Liabilities and Capital and Surplus. Income associated with securities lending transactions is reported as a component of net investment income on the Company’s Statements of Operations.

As of December 31, 2016 and 2015, the fair value of loaned securities was approximately $7,069,156 and $4,503,313, respectively, reported in Bonds. As of December 31, 2016 and 2015, the associated liability for cash collateral received was $7,369,862 and $4,680,498, respectively, reported in Other liabilities, in the accompanying Statements of Admitted Assets, Liabilities and Capital and Surplus with no stated maturity date. The Company also received $1,104,062 of securities collateral as of December 31, 2016 which was not included in the Company's Statements of Admitted Assets, Liabilities and Capital and Surplus. As of December 31, 2016 and 2015, the securities acquired from the use of the collateral in connection with our securities lending program were money market mutual funds with amortized cost approximating fair value of $6,265,800 and $4,680,498, respectively. The Company did not have securities lending transactions that extend beyond one year from the reporting date.

21
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014


From time to time, the Company enters into repurchase agreements to manage liquidity or to earn incremental spread income. A repurchase agreement is a transaction in which one party (transferor) agrees to sell securities to another party (transferee) in return for cash (or securities), with a simultaneous agreement to repurchase the same securities at a specified price at a later date. A dollar roll is a type of repurchase transaction where a mortgage-backed security is sold with an agreement to repurchase substantially the same security at a specified time in the future. These transactions generally have a contractual maturity of 90 days or less. Therefore, the carrying amounts of these instruments approximate fair value.

Under repurchase agreements, the Company transfers collateral of U.S. government and government agency securities and receives cash. For the repurchase agreements, the Company obtains cash in an amount equal to at least 95% of the fair value of the securities transferred. The agreements require additional collateral to be transferred when necessary and provide the counterparty the right to sell or re-pledge the securities transferred. The cash received from the repurchase program is typically invested in short-term investments or bonds and is reported as an asset on the Company's Statements of Admitted Assets, Liabilities and Capital and Surplus. Repurchase agreements include master netting provisions that provide both counterparties the right to offset claims and apply securities held by them with respect of their obligations in the event of default. The Company accounts for the repurchase agreements as collateralized borrowings. The securities transferred under repurchase agreements are included in bonds, with the obligation to repurchase those securities recorded in other liabilities in the Statements of Admitted Assets, Liabilities and Capital and Surplus. As of December 31, 2016 and 2015, the Company had no outstanding repurchase agreements.

Reinvested proceeds from repurchase agreements and securities lending transactions consist of short-term, high quality investments and U.S. government and government agency securities. These can be sold and used to meet collateral calls in a stress scenario. In addition, the liquidity resources of most of its general account investment portfolio are available to meet any potential cash demand when securities are returned to the Company. The potential impacts of repurchase agreements, dollar repurchase agreements, or securities lending agreements on the Company’s liquidity and capital position are stress tested monthly, under The Hartford's Liquidity Risk Policy.

The Company also enters into various collateral arrangements in connection with its derivative instruments, which require both the pledging and accepting of collateral. As of December 31, 2016 and 2015, securities pledged of $299,680,663 and $323,674,925, respectively, were included in Bonds and Cash and short-term investments, on the Statements of Admitted Assets, Liabilities and Capital and Surplus. The counterparties have the right to sell or re-pledge these securities. The Company also pledged cash collateral associated with derivative instruments with a statement value of $18,954,090 and $67,565,308, respectively, as of December 31, 2016 and 2015, included in Other invested assets, on the Statements of Admitted Assets, Liabilities and Capital and Surplus.

As of December 31, 2016 and 2015, the Company accepted cash collateral associated with derivative instruments with a statement value of $294,569,146 and $311,806,014, respectively, which was invested and recorded in the Statements of Admitted Assets, Liabilities and Capital and Surplus in Bonds and Cash and short-term investments with a corresponding amount recorded in collateral on derivatives. The Company also accepted securities collateral as of December 31, 2016 and 2015 of $66,074,099 and $46,205,391, respectively, of which the Company has the ability to sell or repledge $55,798,989 and $46,205,391, respectively. As of December 31, 2016 and 2015, the statement value of repledged securities totaled $0 and the Company did not sell any securities. In addition, as of December 31, 2016 and 2015, noncash collateral accepted was held in separate custodial accounts and was not included in the Company’s Statements of Admitted Assets, Liabilities and Capital and Surplus.

l. Security Unrealized Loss Aging

The Company has a security monitoring process overseen by a committee of investment and accounting professionals that, on a quarterly basis, identifies securities in an unrealized loss position that could potentially be other-than-temporarily impaired. For further discussion regarding the Company’s OTTI policy, see Note 2. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, as well as the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believes that the prices of the securities in the sectors identified in the tables below were temporarily depressed as of December 31, 2016 and 2015.


22
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

The following table presents amortized cost or statement value, fair value, and unrealized losses for the Company’s bond and equity securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2016:
 
Less Than 12 Months
12 Months or More
Total
 
Amortized
 
Unrealized
Amortized
 
Unrealized
Amortized
 
Unrealized
 (Amounts in thousands)
Cost
Fair Value
Losses
Cost
Fair Value
Losses
Cost
Fair Value
Losses
U.S. gov't and gov't
 
 
 
 
 
 
 
 
 
  agencies & authorities
 
 
 
 
 
 
 
 
 
  -guaranteed & sponsored
$
91,139

$
88,419

$
(2,720
)
$
—

$
—

$
—

$
91,139

$
88,419

$
(2,720
)
  -guaranteed & sponsored
 
 
 
 
 
 
 
 
 
    -asset-backed
241,611

236,429

(5,182
)
16,729

16,186

(543
)
258,340

252,615

(5,725
)
States, municipalities &
 
 
 
 
 
 
 
 
 
  political subdivisions
4,372

4,170

(202
)
—

—

—

4,372

4,170

(202
)
International governments
30,897

29,807

(1,090
)
1,721

1,474

(247
)
32,618

31,281

(1,337
)
All other corporate
 
 
 
 
 
 
 
 
 
  including international
557,404

542,874

(14,530
)
75,660

70,722

(4,938
)
633,064

613,596

(19,468
)
All other corporate-
asset-backed
364,182

356,112

(8,070
)
84,046

82,799

(1,247
)
448,228

438,911

(9,317
)
Short-term investments
2,852

2,851

(1
)
—

—

—

2,852

2,851

(1
)
    Total fixed maturities
1,292,457

1,260,662

(31,795
)
178,156

171,181

(6,975
)
1,470,613

1,431,843

(38,770
)
Common stock-unaffiliated
1,893

1,893

—

26,806

24,105

(2,701
)
28,699

25,998

(2,701
)
    Total stocks
1,893

1,893

—

26,806

24,105

(2,701
)
28,699

25,998

(2,701
)
Total securities
$
1,294,350

$
1,262,555

$
(31,795
)
$
204,962

$
195,286

$
(9,676
)
$
1,499,312

$
1,457,841

$
(41,471
)

The following table presents amortized cost, fair value, and unrealized losses for the Company’s bond and equity securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2015:
 
Less Than 12 Months
12 Months or More
Total
 
Amortized
 
Unrealized
Amortized
 
Unrealized
Amortized
 
Unrealized
 (Amounts in thousands)
Cost
Fair Value
Losses
Cost
Fair Value
Losses
Cost
Fair Value
Losses
U.S. gov't and gov't
 
 
 
 
 
 
 
 
 
  agencies & authorities
 
 
 
 
 
 
 
 
 
  -guaranteed & sponsored
$
173,383

$
171,839

$
(1,544
)
$
7,262

$
7,191

$
(71
)
$
180,645

$
179,030

$
(1,615
)
  -guaranteed & sponsored
 
 
 
 
 
 
 
 
 
    -asset-backed
110,102

108,813

(1,289
)
484

453

(31
)
110,586

109,266

(1,320
)
States, municipalities &
 
 
 
 
 
 
 
 
 
  political subdivisions
20,932

20,551

(381
)
—

—

—

20,932

20,551

(381
)
International governments
47,538

44,786

(2,752
)
9,296

7,805

(1,491
)
56,834

52,591

(4,243
)
All other corporate
 
 
 
 
 
 
 
 
 
  including international
1,191,562

1,149,602

(41,960
)
37,646

32,705

(4,941
)
1,229,208

1,182,307

(46,901
)
All other corporate-
asset-backed
160,366

158,574

(1,792
)
264,139

258,482

(5,657
)
424,505

417,056

(7,449
)
    Total fixed maturities
1,703,883

1,654,165

(49,718
)
318,827

306,636

(12,191
)
2,022,710

1,960,801

(61,909
)
Common stock-unaffiliated
232,028

217,984

(14,044
)
41,794

34,915

(6,879
)
273,822

252,899

(20,923
)
Common stock-affiliated
—

—

—

40,014

37,462

(2,552
)
40,014

37,462

(2,552
)
    Total stocks
232,028

217,984

(14,044
)
81,808

72,377

(9,431
)
313,836

290,361

(23,475
)
Total securities
$
1,935,911

$
1,872,149

$
(63,762
)
$
400,635

$
379,013

$
(21,622
)
$
2,336,546

$
2,251,162

$
(85,384
)

As of December 31, 2015, The Company held 100% of the common stock of a foreign insurance subsidiary which is stated at GAAP carrying value adjusted for certain nonadmitted items and other adjustments for NAIC SAP rules if applicable. For 2016, see Note 1 Organization and Description of Business for additional information. The following discussion refers to the data presented in the table above, excluding affiliated common stock.


23
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

As of December 31, 2016, fixed maturities, comprised of 598 securities, accounted for approximately 93% of the Company’s total unrealized loss amount. The securities were primarily related to corporate securities concentrated in the energy sector, U.S government agency securities, commercial mortgage-backed securities ("CMBS"), and collateralized debt obligations ("CDOs") which were depressed primarily due to an increase in interest rates and/or widening of credit spreads since the securities were purchased. As of December 31, 2016, 99% of the securities in an unrealized loss position were depressed less than 20% of amortized cost. The decrease in unrealized losses during 2016 was primarily attributable to tighter credit spreads, partially offset by higher interest rates.

Most of the securities depressed for twelve months or more primarily relate to corporate securities concentrated in the energy sector, as well as structured securities with exposure to commercial real estate. Corporate securities within the energy sector are primarily depressed due to a lower level of oil prices. For certain commercial real estate securities, current market spreads are wider than spreads at the securities' respective purchase dates. As of December 31, 2016, the Company does not have an intention to sell any securities in an unrealized loss position, and for loan-backed and structured securities, has the intent and ability to hold these securities until values recover. Furthermore, based upon the Company’s cash flow modeling and the expected continuation of contractually required principal and interest payments, the Company has deemed these securities to be temporarily impaired as of December 31, 2016.

m. Loan-backed and Structured Securities OTTIs

For the year ended December 31, 2016, the Company did not recognize losses for OTTIs on loan-backed and structured securities due to the intent to sell impaired securities or due to the inability or lack of intent to retain an investment in a security for a period of time sufficient to recover the amortized cost basis.
The following table summarizes OTTI recognized during 2016 for loan-backed securities held as of December 31, 2016 recorded because the present value of estimated cash flows expected to be collected was less than the amortized cost of the securities:
1
2
3
4
5
6
7
 
 
 
Book/Adj
 
 
 
 
 
 
 
 
Carrying
 
 
 
 
 
 
 
 
Value
 
 
 
 
Date of
 
 
 
Amortized
Present Value
 
 
 
Financial
 
 
 
Cost Before
of
 
Amortized
Fair
Statement
 
 
 
Current Period
Projected
Recognized
Cost After
Value at
Where
CUSIP
OTTI
Cash Flows
OTTI
OTTI
Time of OTTI
Reported
46625Y
UM
3
$
34,861

$
31,871

$
2,990

$
31,871

$
5,350

3/31/2016
07388N
AX
4
332,635

210,869

121,766

210,869

90,988

12/31/2016
20173Q
BC
4
133,631

129,478

4,153

129,478

990

12/31/2016
Total
 
 
 
 
$
128,909

 
 
 
 




















24
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

n. Structured Notes

The following tables summarize structured notes as of December 31, 2016 and 2015:
December 31, 2016
CUSIP
Identification
Actual Cost
Fair Value
Book/Adjusted
Carrying Value
Mortgage-
Referenced
Security
(Yes/No)
039483
BB
7

$
8,385,689

$
9,019,180

$
8,353,719

NO
30711X
AA
2

506,780

510,946

506,780

YES
V25125
BD
2

1,057,861

996,320

1,059,051

NO
62718Q
AA
3

10,994,565

11,057,310

10,999,435

NO
785592
AD
8

2,559,011

2,657,313

2,557,721

NO
3137G0
AL
3
1,021,208

1,048,601

1,021,646

YES
3137G0
AX
7

217,504

223,141

217,935

YES
3137G0
EW
5

502,520

523,647

502,259

YES
3137G0
FT
1

1,434,891

1,474,306

1,435,653

YES
3137G0
FW
4

2,500,000

2,622,893

2,500,000

YES
3137G0
GT
0
2,464,634

2,536,137

2,464,661

YES
3137G0
HF
9

1,250,000

1,283,020

1,250,000

YES
Total
 
 
$
32,894,663

$
33,952,814

$
32,868,860

 

December 31, 2015
CUSIP
Identification
Actual Cost
Fair Value
Book/Adjusted
Carrying Value
Mortgage-
Referenced
Security
(Yes/No)
03938L
AM
6

$
1,396,846

$
1,068,750

$
1,346,643

NO
039483
BB
7

8,385,689

9,025,432

8,359,875

NO
30711X
AA
2

876,090

882,449

876,090

YES
V25125
BD
2

1,079,450

977,834

1,079,966

NO
37957T
AK
7

600,000

540,000

600,000

NO
580638
AB
0
924,834

932,800

911,888

NO
608190
AH
7

3,877,527

3,893,115

3,888,936

NO
62718Q
AA
3

10,994,565

11,333,267

10,997,742

NO
3137G0
AL
3

1,021,208

1,021,562

1,021,222

YES
3137G0
AX
7

245,684

245,705

245,695

YES
3137G0
EW
5

502,520

474,892

502,426

YES
3137G0
FW
4

2,500,000

2,410,425

2,500,000

YES
3137G0
GT
0
1,464,243

1,462,098

1,464,244

YES
3137G0
HF
9

1,250,000

1,249,060

1,250,000

YES
925369
AA
8

3,179,128

3,236,938

3,175,719

NO
Total
 
 
$
38,297,784

$
38,754,327

$
38,220,446

 






25
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

o. 5* Securities

A 5* is assigned by the NAIC Securities Valuation Office (“SVO”) to certain obligations when an insurer certifies that the documentation necessary to permit a full credit analysis of a security does not exist, that the issuer or Obligator is current on all contracted interest and principal pay downs and that the insurer has the expectation of ultimate payment of all contracted payments.  The 5* securities for the Company are immaterial.

4. Fair Value Measurements

Fair value is determined based on the "exit price" notion which is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants. Financial instruments carried at fair value in the Company’s financial statements include certain bonds, stocks, derivatives, and Separate Account assets.

The Company's estimates of fair value for financial assets and liabilities are based on the framework established in the fair value accounting guidance. The framework is based on the inputs used in valuation, gives the highest priority to quoted prices in active markets and requires that observable inputs be used in the valuations when available. The Company categorizes its assets and liabilities measured at estimated fair value based on whether the significant inputs into the valuation are observable. The fair value hierarchy categorizes the inputs in the valuation techniques used to measure fair value into three broad Levels (Level 1, 2, or 3)

Level 1
Unadjusted quoted prices for identical assets or liabilities in active markets that the Company has the ability to access at the measurement date.

Level 2
Observable inputs, other than quoted prices included in Level 1, for the asset or liability, or prices for similar assets and liabilities.

Level 3
Valuations that are derived from techniques in which one or more of the significant inputs are unobservable (including assumptions about risk). Because Level 3 fair values, by their nature, contain one or more significant unobservable inputs as there is little or no observable market for these assets and liabilities, considerable judgment is used to determine the Level 3 fair values. Level 3 fair values represent the Company’s best estimate of amounts that could be realized in a current market exchange absent actual market exchanges.

In many situations, inputs used to measure the fair value of an asset or liability position may fall into different levels of the fair value hierarchy. In these situations, the Company will determine the level in which the fair value falls based upon the lowest level input that is significant to the determination of the fair value. Transfers of securities among the levels occur at the beginning of the reporting period. There were no transfers between Level 1 and Level 2 for the years ended December 31, 2016 and 2015. In most cases, both observable (e.g., changes in interest rates) and unobservable (e.g., changes in risk assumptions) inputs are used in the determination of fair values that the Company has classified within Level 3. Consequently, these values and the related gains and losses are based upon both observable and unobservable inputs. The Company’s bonds included in Level 3 are classified as such because these securities are primarily within illiquid markets and/or priced by independent brokers.


26
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

The following table presents assets and (liabilities) carried at fair value by hierarchy level:
As of December 31, 2016
 
(Amounts in thousands)
Quoted Prices in Active Markets for Identical Assets
(Level 1)
Significant Observable Inputs
(Level 2)
Significant Unobservable Inputs
(Level 3)
Total
a.
Assets accounted for at fair value
 
 
 
 
 
All other corporate bonds – asset-backed
$
—

$
—

$
6,881

$
6,881

 
Common stocks - unaffiliated
42,821

—

—

42,821

 
Total bonds and stocks
42,821

—

6,881

49,702

 
Derivative assets
 
 
 
 
 
Credit derivatives
—

1,105

—

1,105

 
Interest rate derivatives
—

2,358

—

2,358

 
Foreign exchange derivatives
—

9,066

—

9,066

 
GMWB hedging instruments
—

66,755

81,033

147,788

 
Macro hedge program
—

9,121

167,541

176,662

 
Total derivative assets
—

88,405

248,574

336,979

 
Separate Account assets [1]
29,866,541

—

—

29,866,541

 
Total assets accounted for at fair value
$
29,909,362

$
88,405

$
255,455

$
30,253,222

b.
Liabilities accounted for at fair value
 
 
 
 
 
Derivative liabilities
 
 
 
 
 
Credit derivatives
$
—

$
(1,117
)
$
—

$
(1,117
)
 
Interest rate derivatives
—

(21,009
)
—

(21,009
)
 
GMWB hedging instruments
—

(25,560
)
(34,814
)
(60,374
)
 
Macro hedge program
—

—

(21,384
)
(21,384
)
 
Total liabilities accounted for at fair value
$
—

$
(47,686
)
$
(56,198
)
$
(103,884
)

[1]
Excludes approximately $15.6 million of investment sales receivable net of investment purchases payable that are not subject to SSAP No. 100 (Fair Value Measurements).


27
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

As of December 31, 2015
 
(Amounts in thousands)
Quoted Prices in Active Markets for Identical Assets
(Level 1)
Significant Observable Inputs
(Level 2)
Significant Unobservable Inputs
(Level 3)
Total
a.
Assets accounted for at fair value
 
 
 
 
 
All other corporate bonds – asset-backed
$
—

$
—

$
9

$
9

 
Common stocks - unaffiliated
326,919

—

2

326,921

 
Total bonds and stocks
326,919

—

11

326,930

 
Derivative assets
 
 
 
 
 
Credit derivatives
—

4,224

—

4,224

 
Interest rate derivatives
—

15,620

—

15,620

 
Equity derivatives
—

15,969

—

15,969

 
Foreign exchange derivatives
—

4,255

—

4,255

 
GMWB hedging instruments
—

94,068

114,393

208,461

 
Macro hedge program
—

—

169,182

169,182

 
Total derivative assets
—

134,136

283,575

417,711

 
Separate Account assets [1]
32,173,084

—

—

32,173,084

 
Total assets accounted for at fair value
$
32,500,003

$
134,136

$
283,586

$
32,917,725

b.
Liabilities accounted for at fair value
 
 
 
 
 
Derivative liabilities
 
 
 
 
 
Credit derivatives
$
—

$
(6,267
)
$
—

$
(6,267
)
 
Interest rate derivatives
—

(26,687
)
—

(26,687
)
 
GMWB hedging instruments
—

(36,676
)
(29,753
)
(66,429
)
 
Macro hedge program
—

—

(32,585
)
(32,585
)
 
Total liabilities accounted for at fair value
$
—

$
(69,630
)
$
(62,338
)
$
(131,968
)

[1]
Excludes approximately $17.2 million of investment sales receivable net of investment purchases payable that are not subject to SSAP No. 100.

Valuation Techniques, Procedures and Controls

The Company determines the fair values of certain financial assets and liabilities based on quoted market prices where available and where prices represent reasonable estimates of fair value. The Company also determines fair values based on future cash flows discounted at the appropriate current market rate. Fair values reflect adjustments for counterparty credit quality, the Company’s default spreads, liquidity and, where appropriate, risk margins on unobservable parameters. The following is a discussion of the methodologies used to determine fair values for the financial instruments listed in the preceding tables.

The fair value process is monitored by the Valuation Committee, which is a cross-functional group of senior management within the Company that meets at least quarterly. The Valuation Committee is co-chaired by the Heads of Investment Operations and Investment Accounting and has representation from various investment sector professionals, accounting, operations, legal, compliance and risk management. The purpose of the committee is to oversee the pricing policy and procedures by ensuring objective and reliable valuation practices and pricing of financial instruments as well as addressing valuation issues and approving changes to valuation methodologies and pricing sources. There are also two working groups under the Valuation Committee, a Securities Fair Value Working Group (“Securities Working Group”) and a Derivatives Fair Value Working Group (“Derivatives Working Group”), which include various investment, operations, accounting and risk management professionals that meet monthly to review market data trends, pricing and trading statistics and results, and any proposed pricing methodology changes.

The Company also has an enterprise-wide Operational Risk Management function, led by the Chief Operational Risk Officer, which is responsible for establishing, maintaining and communicating the framework, principles and guidelines of the Company’s operational risk management program. This includes model risk management which provides an independent review of the suitability, characteristics and reliability of model inputs as well as an analysis of significant changes to current models.


28
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

Bonds and Stocks

The fair value of bonds and stocks in an active and orderly market (e.g., not distressed or forced liquidation) are determined by management using a "waterfall" approach after considering the following pricing sources: quoted prices for identical assets or liabilities, prices from third-party pricing services, independent broker quotations, or internal matrix pricing processes. Typical inputs used by these pricing sources include, but are not limited to, benchmark yields, reported trades, broker/dealer quotes, issuer spreads, benchmark securities, bids, offers, and/or estimated cash flows, prepayment speeds, and default rates. Most bonds do not trade daily. Based on the typical trading volumes and the lack of quoted market prices for bonds, third-party pricing services utilize matrix pricing to derive security prices. Matrix pricing relies on securities' relationships to other benchmark quoted securities, which trade more frequently. Pricing services utilize recently reported trades of identical or similar securities making adjustments through the reporting date based on the preceding outlined available market observable information. If there are no recently reported trades, the third-party pricing services may develop a security price using expected future cash flows based upon collateral performance and discounted at an estimated market rate. Both matrix pricing and discounted cash flow techniques develop prices by factoring in the time value for cash flows and risk, including liquidity and credit.

Prices from third-party pricing services may be unavailable for securities that are rarely traded or are traded only in privately negotiated transactions. As a result, certain securities are priced via independent broker quotations which utilize inputs that may be difficult to corroborate with observable market based data. Additionally, the majority of these independent broker quotations are non-binding.

The Company utilizes an internally developed matrix pricing process for private placement securities for which the Company is unable to obtain a price from a third-party pricing service. The Company's process is similar to the third-party pricing services. The Company develops credit spreads each month using market based data for public securities adjusted for credit spread differentials between public and private securities which are obtained from a survey of multiple private placement brokers. The credit spreads determined through this survey approach are based upon the issuer’s financial strength and term to maturity, utilizing independent public security index and trade information and adjusting for the non-public nature of the securities. Credit spreads combined with risk-free rates are applied to contractual cash flows to develop a price.

The Securities Working Group performs ongoing analyses of the prices and credit spreads received from third parties to ensure that the prices represent a reasonable estimate of the fair value. This process involves quantitative and qualitative analyses and is overseen by investment and accounting professionals. As a part of these analyses, the Company considers trading volume, new issuance activity and other factors to determine whether the market activity is significantly different than normal activity in an active market, and if so, whether transactions may not be orderly considering the weight of available evidence. If the available evidence indicates that pricing is based upon transactions that are stale or not orderly, the Company places little, if any, weight on the transaction price and will estimate fair value utilizing an internal pricing model. In addition, the Company ensures that prices received from independent brokers represent a reasonable estimate of fair value through the use of internal and external cash flow models utilizing spreads, and when available, market indices. As a result of these analyses, if the Company determines that there is a more appropriate fair value based upon the available market data, the price received from the third party is adjusted accordingly and approved by the Valuation Committee.

The Company conducts other specific monitoring controls around pricing. Daily analyses identify price changes over 3% for bonds and 5% for equity securities and trade prices for both bonds and stocks that differ over 3% to the current day’s price. Weekly analyses identify prices that differ more than 5% from published bond prices of a corporate bond index. Monthly analyses identify price changes over 3%, prices that have not changed, and missing prices. Also on a monthly basis, a second source validation is performed on most sectors. Analyses are conducted by a dedicated pricing unit that follows up with trading and investment sector professionals and challenges prices with vendors when the estimated assumptions used differs from what the Company feels a market participant would use. Examples of other procedures performed include, but are not limited to, initial and ongoing review of third-party pricing services’ methodologies, review of pricing statistics and trends and back testing recent trades.

The Company has analyzed the third-party pricing services’ valuation methodologies and related inputs, and has also evaluated the various types of securities in its investment portfolio to determine an appropriate fair value hierarchy level based upon trading activity and the observability of market inputs. Most prices provided by third-party pricing services are classified into Level 2 because the inputs used in pricing the securities are observable. Due to the lack of transparency in the process that brokers use to develop prices, most valuations that are based on brokers’ prices are classified as Level 3. Some valuations may be classified as Level 2 if the price can be corroborated with observable market data.


29
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

Derivative Instruments

Derivative instruments are fair valued using pricing valuation models for OTC derivatives that utilize independent market data inputs, quoted market prices for exchange-traded derivatives and OTC-cleared derivatives, or independent broker quotations.

The Derivatives Working Group performs ongoing analyses of the valuations, assumptions, and methodologies used to ensure that the prices represent a reasonable estimate of the fair value. The Company performs various controls on derivative valuations which include both quantitative and qualitative analyses. Analyses are conducted by a dedicated derivative pricing team that works directly with investment sector professionals to analyze impacts of changes in the market environment and investigate variances. On a daily basis, market valuations are compared to counterparty valuations for OTC derivatives. There are monthly analyses to identify market value changes greater than pre-defined thresholds, stale prices, missing prices and zero prices. Also on a monthly basis, a second source validation, typically to broker quotations, is performed for certain of the more complex derivatives and all new deals during the month. A model validation review is performed on any new models, which typically includes detailed documentation and validation to a second source. The model validation documentation and results of validation are presented to the Valuation Committee for approval. There is a monthly control to review changes in pricing sources to ensure that new models are not moved to production until formally approved.

The Company utilizes derivative instruments to manage the risk associated with certain assets and liabilities. However, the derivative instrument may not be classified with the same fair value hierarchy level as the associated assets and liabilities. Therefore the realized and unrealized gains and losses on derivatives reported in Level 3 may not reflect the offsetting impact of the realized and unrealized gains and losses of the associated assets and liabilities.

Valuation Inputs for Investments

For Level 1 investments, which are comprised of exchange-traded securities and open-ended mutual funds, valuations are based on observable inputs that reflect quoted prices for identical assets in active markets that the Company has the ability to access at the measurement date.

For the Company’s Level 2 and 3 debt securities, typical inputs used by pricing techniques include, but are not limited to, benchmark yields, reported trades, broker/dealer quotes, issuer spreads, benchmark securities, bids, offers, and/or estimated cash flows, prepayment speeds, and default rates. Derivative instruments are valued using mid-market inputs that are predominantly observable in the market.

A description of additional inputs used in the Company’s Level 2 and Level 3 measurements is included in the following discussion:

Level 2
The fair values of most of the Company’s Level 2 investments are determined by management after considering prices received from third-party pricing services. These investments include most bonds and preferred stocks.

ABS, CDOs, CMBS and RMBS - Primary inputs also include monthly payment information, collateral performance, which varies by vintage year and includes delinquency rates, collateral valuation loss severity rates, collateral refinancing assumptions, and credit default swap indices. ABS and RMBS prices also include estimates of the rate of future principal prepayments over the remaining life of the securities. Such estimates are derived based on the characteristics of the underlying structure and prepayment speeds previously experienced at the interest rate levels projected for the underlying collateral.

Credit derivatives - Primary inputs include the swap yield curve and credit default swap curves.

Equity derivatives - Primary inputs include equity index levels.

Foreign exchange derivatives - Primary inputs include the swap yield curve, currency spot and forward rates, and cross currency basis curves.

Interest rate derivatives - Primary input is the swap yield curve.

Level 3
Most of the Company’s securities classified as Level 3 include less liquid securities such as lower quality ABS, CMBS, commercial real estate (“CRE”), CDOs and RMBS primarily backed by sub-prime loans. Also included in level 3 are

30
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

securities valued based on broker prices or broker spreads, without adjustments. Primary inputs for non-broker priced investments, including structured securities, are consistent with the typical inputs used in Level 2 measurements noted above, but are Level 3 due to their less liquid markets. Additionally, certain long-dated securities are priced based on third-party pricing services, including municipal securities, foreign government/government agency securities, and bank loans. Primary inputs for these long-dated securities are consistent with the typical inputs used in the preceding noted Level 1 and Level 2 measurements, but include benchmark interest rate or credit spread assumptions that are not observable in the marketplace. Also included in Level 3 are certain derivative instruments that either have significant unobservable inputs or are valued based on broker quotations. Significant inputs for these derivative contracts primarily include the typical inputs used in the Level 1 and Level 2 measurements noted above, but also may include equity and interest rate volatility, swap yield curves beyond observable limits, and commodity price curves.

Separate Account assets

Separate Account assets are primarily invested in mutual funds but also have investments in bonds and stocks. Separate Account investments are valued in the same manner, and using the same pricing sources and inputs, as the bonds and stocks held in the General Account of the Company.

Significant Unobservable Inputs for Level 3 Assets Measured at Fair Values

The following tables present information about significant unobservable inputs used in Level 3 assets measured at fair value. The tables exclude corporate securities for which fair values are predominantly based on broker quotations.

As of December 31, 2016, the Company did not have any Level 3 bonds measured at fair value that were not based on broker quotations.
(Amounts in thousands)
December 31, 2015
Assets accounted for at fair value on a recurring basis
Fair Value
Predominant Valuation Method
Significant Unobservable Input
Minimum [1]
Maximum [1]
Weighted Average [2]
Impact of Increase in Input on Fair Value [3]
CMBS
$
9

Discounted cash flows
Spread (encompasses prepayment, default risk and loss severity)
116bps
138bps
137bps
Decrease

[1] Basis points (bps).
[2] The weighted average is determined based on the fair value of the securities.
[3] Conversely, the impact of a decrease in input would have the opposite impact to the fair value as that presented in the table above.
(Amounts in thousands)
December 31, 2016
Free Standing Derivatives
Fair Value
Predominant Valuation Method
Significant Unobservable Input
Minimum
Maximum
Impact of Increase in Input on Fair Value [1]
GMWB hedging instruments
 
 
 
 
 
 
Equity options
$
18,933

Option model
Equity volatility
27%
30%
Increase
Equity variance swaps
(31,017)
Option model
Equity volatility
20%
23%
Increase
Customized swaps
58,303
Discounted cash flows
Equity volatility
12%
30%
Increase
Macro hedge program
 
 
 
 
 
 
Equity options [2]
165,972
Option model
Equity volatility
17%
27%
Increase

[1] The impact of a decrease in input would have the opposite impact to the fair value as that presented in the table. Changes are based on long positions, unless otherwise noted. Changes in fair value will be inversely impacted for short positions.
[2] Level 3 macro hedge derivatives excludes those for which the Company bases fair value on broker quotations as noted in the following discussion.





31
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

(Amounts in thousands)
December 31, 2015
Free Standing Derivatives
Fair Value
Predominant Valuation Method
Significant Unobservable Input
Minimum
Maximum
Impact of Increase in Input on Fair Value [1]
GMWB hedging instruments
 
 
 
 
 
 
Equity options
36,810
Option model
Equity volatility
27%
29%
Increase
Equity variance swaps
(27,129)
Option model
Equity volatility
19%
21%
Increase
Customized swaps
74,959

Discounted cash flows
Equity volatility
10%
40%
Increase
Macro hedge program
 
 
 
 
 
 
Equity options [2]
169,101

Option model
Equity volatility
14%
28%
Increase

[1] The impact of a decrease in input would have the opposite impact to the fair value as that presented in the table. Changes are based on long positions, unless otherwise noted. Changes in fair value will be inversely impacted for short positions.
[2] Level 3 macro hedge derivatives excludes those for which the Company bases fair value on broker quotations as noted in the following discussion.

Securities and derivatives for which the Company bases fair value on broker quotations predominately include corporate bonds and certain credit derivatives. Due to the lack of transparency in the process brokers use to develop prices for these investments, the Company does not have access to the significant unobservable inputs brokers use to price these securities and derivatives. The Company believes however, the types of inputs brokers may use would likely be similar to those used to price securities and derivatives for which inputs are available to the Company, and therefore may include, but not be limited to, loss severity rates, constant prepayment rates, constant default rates and credit spreads. Therefore, similar to non-broker priced securities and derivatives, generally, increases in these inputs would cause fair values to decrease. For the years ended December 31, 2016 and 2015, no significant adjustments were made by the Company to broker prices received.

Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3)

The tables below provides a roll-forward of financial instruments measured at fair value using significant unobservable inputs (Level 3) for the years ended December 31, 2016 and 2015:
 
 
 
 
Total Realized/
 
 
 
 
 
 
 
 
Unrealized Gains
 
 
 
 
 
Fair Value
Transfers
Transfers
(Losses) Included in:
 
 
 
Fair Value
 
as of
into
out of
Net
 
Purchases/
Sales/
 
as of
(Amounts in thousands)
Jan. 1, 2016
Level 3 [2]
Level 3 [2]
Income [1]
Surplus
Increases
Decreases
Settlements
Dec. 31, 2016
Assets
 
 
 
 
 
 
 
 
 
All other corporate bonds
$
—

$
15,000

$
—

$
(4,504
)
$
—

$
—

$
(10,500
)
$
4

$
—

All other corporate bonds – asset-backed
9

—

—

—

20

7,144

—

(292
)
6,881

Common stocks - unaffiliated
2

—

—

—

(1
)
—

(1
)
—

—

Total bonds and stocks
11

15,000

—

(4,504
)
19

7,144

(10,501
)
(288
)
6,881

Derivatives
 
 
 
 
 
 
 
 
 
Equity derivatives
—

—

—

—

(1,173
)
1,173

—

—

—

GMWB hedging instruments
84,640

—

6,022

—

(44,443
)
—

—

—

46,219

Macro hedge program
136,597

—

—

—

(28,073
)
46,455

—

(8,822
)
146,157

Total derivatives [3]
221,237

—

6,022

—

(73,689
)
47,628

—

(8,822
)
192,376

Total assets
$
221,248

$
15,000

$
6,022

$
(4,504
)
$
(73,670
)
$
54,772

$
(10,501
)
$
(9,110
)
$
199,257


[1]
All amounts in this column are reported in net realized capital gains (losses). All amounts are before income taxes.
[2]
Transfers in and/or (out) of Level 3 are primarily attributable to changes in the availability of market observable information and changes to the bond and stock carrying value based on the lower of cost and market requirement.
[3]Derivative instruments are reported in this table on a net basis for asset/(liability) positions.

32
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

 
 
 
 
Total Realized/
 
 
 
 
 
 
 
 
Unrealized Gains
 
 
 
 
 
Fair Value
Transfers
Transfers
(Losses) Included in:
 
 
 
Fair Value
 
as of
into
out of
Net
 
Purchases/
Sales/
 
as of
(Amounts in thousands)
Jan. 1, 2015
Level 3 [2]
Level 3 [2]
Income [1]
Surplus
Increases
Decreases
Settlements
Dec. 31, 2015
Assets
 
 
 
 
 
 
 
 
 
All other corporate bonds – asset-backed
$
61

$
41

$
(255
)
$
(85
)
$
94

$
256

$
—

$
(103
)
$
9

Common stocks - unaffiliated
190

—

—

32

1

—

(221
)
—

2

Total bonds and stocks
251

41

(255
)
(53
)
95

256

(221
)
(103
)
11

Derivatives
 
 
 
 
 
 
 
 
 
Credit derivatives
(894
)
—

3,224

20

—

(2,350
)
—

—

—

Commodity derivatives
—

1,386

—

(551
)
—

—

—

(835
)
—

Equity derivatives
2,340

—

—

8,067

—

—

—

(10,407
)
—

Interest rate derivatives
686

—

—

(364
)
—

236

—

(558
)
—

Foreign exchange derivatives
39

—

(39
)
—

—

—

—

—

—

GMWB hedging instruments
124,999

—

—

(19,863
)
—

—

—

(20,496
)
84,640

Macro hedge program
140,574

—

—

(31,147
)
—

27,170

—

—

136,597

Total derivatives [3]
267,744

1,386

3,185

(43,838
)
—

25,056

—

(32,296
)
221,237

Total assets
$
267,995

$
1,427

$
2,930

$
(43,891
)
$
95

$
25,312

$
(221
)
$
(32,399
)
$
221,248


[1]
All amounts in this column are reported in net realized capital gains (losses). All amounts are before income taxes.
[2]
Transfers in and/or (out) of Level 3 are primarily attributable to changes in the availability of market observable information and changes to the bond and stock carrying value based on the lower of cost and market requirement.
[3]
Derivative instruments are reported in this table on a net basis for asset/(liability) positions.

Fair Values for All Financial Instruments by Levels 1, 2 and 3

The tables below reflects the fair values and admitted values of all admitted assets and liabilities that are financial instruments excluding those accounted for under the equity method (subsidiaries, joint ventures and partnerships). The fair values are also categorized into the three-level fair value hierarchy.
(Amounts in thousands)
December 31, 2016


Type of Financial Instrument
Aggregate Fair Value
Admitted Value
(Level 1)
(Level 2)
(Level 3)
Not Practicable (Carrying Value)
Assets
 
 
 
 
 
 
Bonds and short-term investments - unaffiliated
$
5,171,080

$
5,035,892

$
238,111

$
4,706,898

$
226,071

$
—

Preferred stocks - unaffiliated
2,604

2,558

—

2,604

—

—

Common stocks - unaffiliated
42,821

42,821

42,821

—

—

—

Mortgage loans on real estate
495,542

488,301

—

—

495,542

—

Derivative related assets
74,146

336,979

—

(174,427
)
248,573

—

Contract loans
112,280

112,280

—

—

112,280

—

Surplus debentures
14,357

12,846

—

14,357

—

—

Low-income housing tax credits ("LIHTC")
704

704

—

—

704

—

Securities lending reinvested collateral assets
6,266

6,266

6,266

—

—

—

Separate Account assets [1]
29,866,541

29,866,541

29,866,541

—

—

—

Total assets
$
35,786,341

$
35,905,188

$
30,153,739

$
4,549,432

$
1,083,170

$
—

Liabilities
 
 
 
 
 
 
Liability for deposit-type contracts
$
(746,582
)
$
(746,582
)
$
—

$
—

$
(746,582
)
$
—

Derivative related liabilities
(103,745
)
(103,884
)
—

(47,547
)
(56,198
)
—

Separate Account liabilities
(29,866,541
)
(29,866,541
)
(29,866,541
)
—

—

—

Total liabilities
$
(30,716,868
)
$
(30,717,007
)
$
(29,866,541
)
$
(47,547
)
$
(802,780
)
$
—



33
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

[1]
Excludes approximately $15.6 million, at December 31, 2016, of investment sales receivable net of investment purchases payable that are not subject to SSAP No. 100.
(Amounts in thousands)
December 31, 2015


Type of Financial Instrument
Aggregate Fair Value
Admitted Value
(Level 1)
(Level 2)
(Level 3)
Not Practicable (Carrying Value)
Assets
 
 
 
 
 
 
Bonds and short-term investments - unaffiliated
$
5,297,549

$
5,170,131

$
73,096

$
4,948,110

$
276,343

$
—

Preferred stocks - unaffiliated
2,679

2,644

—

2,679

—

—

Common stocks - unaffiliated
326,921

326,921

326,919

—

2

—

Mortgage loans on real estate
560,225

549,789

—

—

560,225

—

Derivative related assets
60,543

417,711

—

(223,031
)
283,574

—

Contract loans
113,807

113,807

—

—

113,807

—

Surplus debentures
14,002

12,907

—

14,002

—

—

LIHTC
844

844

—

—

844

—

Securities lending reinvested collateral assets
4,680

4,680

4,680

—

—

—

Separate Account assets [1]
32,173,084

32,173,084

32,173,084

—

—

—

Total assets
$
38,554,334

$
38,772,518

$
32,577,779

$
4,741,760

$
1,234,795

$
—

Liabilities
 
 
 
 
 
 
Liability for deposit-type contracts
$
(972,209
)
$
(972,209
)
$
—

$
—

$
(972,209
)
$
—

Derivative related liabilities
(132,907
)
(131,968
)
—

(70,570
)
(62,337
)
—

Separate Account liabilities
(32,174,839
)
(32,174,839
)
(32,174,839
)
—

—

—

Total liabilities
$
(33,279,955
)
$
(33,279,016
)
$
(32,174,839
)
$
(70,570
)
$
(1,034,546
)
$
—


[1]
Excludes approximately $17.2 million, at December 31, 2015, of investment sales receivable net of investment purchases payable that are not subject to SSAP No. 100.

The valuation methodologies used to determine the fair values of bonds, stocks and derivatives are described in the above Fair Value Measurements section of this note.

The amortized cost of short-term investments approximates fair value.

Fair values for mortgage loans on real estate were estimated using discounted cash flow calculations based on current lending rates for similar type loans. Current lending rates reflect changes in credit spreads and the remaining terms of the loans.

The carrying amounts of the liability for deposit-type contracts and Separate Account liabilities approximate their fair values.

The fair values of contract loans were determined using current loan coupon rates which reflect the current rates available under the contracts. As a result, the fair values approximate the carrying value of the contract loans.

At December 31, 2016 and 2015 the Company had no investments where it was not practicable to estimate fair value.


34
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

5. Income Taxes

A.
The components of the net deferred tax asset/(deferred tax liability) ("DTA"/"(DTL)") at period end and the change in those components are as follows:
1
 
 
 
2016
 
 
 
 
Ordinary
Capital
Total
 
(a)
Gross DTA
$
962,373,665

$
6,847,726

$
969,221,391

 
(b)
Statutory valuation allowance adjustments
—

—

—

 
(c)
Adjusted gross DTA
962,373,665

6,847,726

969,221,391

 
(d)
Deferred tax assets nonadmitted
740,325,673

—

740,325,673

 
(e)
Subtotal net admitted deferred tax assets
222,047,992

6,847,726

228,895,718

 
(f)
Deferred tax liabilities
121,363,413

1,225,810

122,589,223

 
(g)
Net admitted deferred tax asset/(net deferred tax liability)
$
100,684,579

$
5,621,916

$
106,306,495

2
 
 
 
2016
 
 
 
 
Ordinary
Capital
Total
 
Admission Calculation Components SSAP No. 101 :
 
 
 
 
(a)
Federal income taxes paid in prior years recoverable by carrybacks
$
—

$
—

$
—

 
(b)
Adjusted gross DTA expected to be realized
100,684,579

5,621,916

106,306,495

 
 
(1) DTAs expected to be realized after the balance sheet date
100,684,579

5,621,916

106,306,495

 
 
(2) DTAs allowed per limitation threshold
XXX

XXX

271,117,778

 
(c)
DTAs offset against DTLs
121,363,413

1,225,810

122,589,223

 
(d)
DTAs admitted as a result of application of SSAP No. 101
$
222,047,992

$
6,847,726

$
228,895,718

3
(a)
Ratio % used to determine recovery period and threshold limitation
2,215
%
 
 
 
(b)
Adjusted capital and surplus used to determine 2(b) thresholds
$
1,807,451,853

 
 
4
 
 
2016
 
 
 
 
Ordinary
Capital
 
 
Impact of Tax Planning Strategies:
 
 
 
 
(a)
Determination of adjusted gross DTA and net admitted DTA,
 
 
 
 
 
by tax character as a %.
 
 
 
 
 
(1) Adjusted gross DTAs amount from Note 5A1c
$
962,373,665

$
6,847,726

 
 
 
(2) % of net admitted adjusted gross DTAs by tax character attributable
 
 
 
 
 
to the impact of tax planning strategies
0
%
0
%
 
 
 
(3) Net admitted adj. gross DTAs amount from Note 5A1e
$
222,047,992

$
6,847,726

 
 
 
(4) % of net admitted adjusted gross DTAs by tax character admitted
 
 
 
 
 
because of the impact of planning strategies
47
%
8
%
 
 
(b)
Do the tax planning strategies include the use of reinsurance?
Yes________

No___X_____

 
1
 
 
 
2015
 
 
 
 
Ordinary
Capital
Total
 
(a)
Gross DTA
$
1,039,330,187

$
267,323,709

$
1,306,653,896

 
(b)
Statutory valuation allowance adjustments
—

—

—

 
(c)
Adjusted gross DTA
1,039,330,187

267,323,709

1,306,653,896

 
(d)
Deferred tax assets nonadmitted
403,333,664

264,486,490

667,820,154

 
(e)
Subtotal net admitted deferred tax assets
635,996,523

2,837,219

638,833,742

 
(f)
Deferred tax liabilities
405,342,402

—

405,342,402

 
(g)
Net admitted deferred tax asset/(net deferred tax liability)
$
230,654,121

$
2,837,219

$
233,491,340


35
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

2
 
 
 
2015
 
 
 
 
Ordinary
Capital
Total
 
Admission Calculation Components SSAP No. 101 :
 
 
 
 
(a)
Federal income taxes paid in prior years recoverable by carrybacks
$
—

$
—

$
—

 
(b)
Adjusted gross DTA expected to be realized
230,654,121

2,837,219

233,491,340

 
 
(1) DTAs expected to be realized after the balance sheet date
230,654,121

2,837,219

233,491,340

 
 
(2) DTAs allowed per limitation threshold
XXX

XXX

358,768,550

 
(c)
DTAs offset against DTLs
405,342,402

0

405,342,402

 
(d)
DTAs admitted as a result of application of SSAP No. 101
$
635,996,523

$
2,837,219

$
638,833,742

3
(a)
Ratio % used to determine recovery period and threshold limitation
2,784
%
 
 
 
(b)
Adjusted capital and surplus used to determine 2(b) thresholds
$
2,391,790,336

 
 
4
 
 
2015
 
 
 
 
Ordinary
Capital
 
 
Impact of Tax Planning Strategies:
 
 
 
 
(a)
Determination of adjusted gross DTA and net admitted DTA,
 
 
 
 
 
by tax character as a %.
 
 
 
 
 
(1) Adjusted gross DTAs amount from Note 5A1c
$
1,039,330,187

$
267,323,709

 
 
 
(2) % of net admitted adjusted gross DTAs by tax character attributable
 
 
 
 
 
to the impact of tax planning strategies
0
%
0
%
 
 
 
(3) Net admitted adj. gross DTAs amount from Note 5A1e
$
635,996,523

$
2,837,219

 
 
 
(4) % of net admitted adjusted gross DTAs by tax character admitted
 
 
 
 
 
because of the impact of planning strategies
45
%
2
%
 
 
(b)
Do the tax planning strategies include the use of reinsurance?
Yes________

No___X_____

 
1
 
 
Change During 2016
 
 
 
Ordinary
Capital
Total
 
(a)
Gross DTA
$
(76,956,522
)
$
(260,475,983
)
$
(337,432,505
)
 
(b)
Statutory valuation allowance adjustments
—

—

—

 
(c)
Adjusted gross DTA
(76,956,522
)
(260,475,983
)
(337,432,505
)
 
(d)
Deferred tax assets nonadmitted
336,992,009

(264,486,490
)
72,505,519

 
(e)
Subtotal net admitted deferred tax assets
(413,948,531
)
4,010,507

(409,938,024
)
 
(f)
Deferred tax liabilities
(283,978,989
)
1,225,810

(282,753,179
)
 
(g)
Net admitted deferred tax asset/(net deferred tax liability)
$
(129,969,542
)
$
2,784,697

$
(127,184,845
)
2
 
 
Change During 2016
 
 
 
Ordinary
Capital
Total
 
Admission Calculation Components SSAP No. 101 :
 
 
 
 
(a)
Federal income taxes paid in prior years recoverable by carrybacks
$
—

$
—

$
—

 
(b)
Adjusted gross DTA expected to be realized
(129,969,542
)
2,784,697

(127,184,845
)
 
 
(1) DTAs expected to be realized after the balance sheet date
(129,969,542
)
2,784,697

(127,184,845
)
 
 
(2) DTAs allowed per limitation threshold
XXX

XXX

(87,650,772
)
 
(c)
DTAs offset against DTLs
(283,978,989
)
1,225,810

(282,753,179
)
 
(d)
DTAs admitted as a result of application of SSAP No. 101
$
(413,948,531
)
$
4,010,507

$
(409,938,024
)

36
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

3
(a)
Ratio % used to determine recovery period and threshold limitation
(569
)%
 
 
 
(b)
Adjusted capital and surplus used to determine 2(b) thresholds
$
(584,338,483
)
 
 
4
 
 
Change During 2016
 
 
 
 
Ordinary
Capital
 
 
Impact of Tax Planning Strategies:
 
 
 
 
(a)
Determination of adjusted gross DTA and net admitted DTA,
 
 
 
 
 
by tax character as a %.
 
 
 
 
 
(1) Adjusted gross DTAs amount from Note 5A1c
$
(76,956,522
)
$
(260,475,983
)
 
 
 
(2) % of net admitted adjusted gross DTAs by tax character attributable
 
 
 
 
 
to the impact of tax planning strategies
0
%
0
%
 
 
 
(3) Net admitted adj. gross DTAs amount from Note 5A1e
$
(413,948,531
)
$
4,010,507

 
 
 
(4) % of net admitted adjusted gross DTAs by tax character admitted
 
 
 
 
 
because of the impact of planning strategies
2
%
6
%
 
B.
DTLs are not recognized for the following amounts:

Not Applicable.
C.
Significant Components of Income Taxes Incurred
1.
The components of current income tax (benefit)/expense are as follows:
 
 
 
 
 
 
2016
2015
Change
 
(a)
Federal
$
(21,186,059
)
$
26,747,635

$
(47,933,694
)
 
(b)
Foreign
—

490

(490
)
 
(c)
Subtotal
(21,186,059
)
26,748,125

(47,934,184
)
 
(d)
Federal income tax on net capital gains
4,405,072

(5,819,624
)
10,224,696

 
(e)
Utilization of capital loss carryforwards
—

—

—

 
(f)
Other
—

—

—

 
(g)
Federal and foreign income taxes incurred
$
(16,780,987
)
$
20,928,501

$
(37,709,488
)
2.
The main components of the period end deferred tax amounts and the change in those components are as follows:
 
 
 
 
2016
2015
Change
 
 
DTA: Ordinary
 
 
 
 
 
Reserves
$
44,234,336

$
52,731,996

$
(8,497,660
)
 
 
Tax deferred acquisition costs
70,818,973

73,930,746

(3,111,773
)
 
 
Employee benefits
6,372,679

11,369,418

(4,996,739
)
 
 
Bonds and other investments
—

290,088

(290,088
)
 
 
NOL/Min tax credit/Foreign tax credits
831,249,054

889,124,912

(57,875,858
)
 
 
Other
9,698,623

11,883,027

(2,184,404
)
 
 
Subtotal: DTA Ordinary
962,373,665

1,039,330,187

(76,956,522
)
 
 
Total adjusted gross ordinary DTA
962,373,665

1,039,330,187

(76,956,522
)
 
 
Nonadmitted ordinary DTA
740,325,673

403,333,664

336,992,009

 
 
Admitted ordinary DTA
222,047,992

635,996,523

(413,948,531
)
 
 
DTA: Capital
 
 
 
 
 
Bonds and other investments
6,847,726

267,323,709

(260,475,983
)
 
 
Subtotal: DTA Capital
6,847,726

267,323,709

(260,475,983
)
 
 
Total adjusted gross capital DTA
6,847,726

267,323,709

(260,475,983
)
 
 
Nonadmitted capital DTA
—

264,486,490

(264,486,490
)
 
 
Admitted capital DTA
6,847,726

2,837,219

4,010,507

 
 
Total Admitted DTA
$
228,895,718

$
638,833,742

$
(409,938,024
)

37
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

 
 
DTL: Ordinary
 
 
 
 
 
Bonds and other investments
$
8,896,439

$
306,772,356

$
(297,875,917
)
 
 
Deferred and uncollected
1,168,603

1,221,868

(53,265
)
 
 
Reserves
42,517,287

62,409,123

(19,891,836
)
 
 
Other
68,781,084

34,939,055

33,842,029

 
 
Gross DTL ordinary
121,363,413

405,342,402

(283,978,989
)
 
 
DTL: Capital
 
 
 
 
 
Investment related
1,225,810

—

1,225,810

 
 
Gross DTL capital
1,225,810

—

1,225,810

 
 
Total DTL
122,589,223

405,342,402

(282,753,179
)
 
 
Net adjusted DTA/(DTL)
$
106,306,495

$
233,491,340

$
(127,184,845
)
 
 
Adjust for the change in deferred tax on unrealized gains/losses
 
 
(26,809,947
)
 
 
Adjust for the stock compensation transfer
 
 
1,250,629

 
 
Adjust for the change in nonadmitted deferred tax
 
 
72,505,519

 
 
Other adjustments
 
 
1

 
 
Adjusted change in net deferred Income Tax
 
 
$
(80,238,643
)

D.
Reconciliation of federal income tax rate to actual effective rate:

The sum of the income tax incurred and the change in the DTA/DTL is different from the result obtained by applying the statutory federal income tax rate to the pretax income. The significant items causing this difference are as follows:
 
 
% of Pre-tax
 
% of Pre-tax
 
% of Pre-tax
 
2016
income
2015
income
2014
income
 
Tax effect
$
129,365,110

Tax effect
$
101,842,924

Tax effect
$
(217,990,004
)
Statutory tax - 35%
$
45,277,788

35.00
 %
$
35,645,023

35.00
 %
$
(76,296,501
)
35.00
 %
Tax preferred investments
(43,690,668
)
(33.77
)%
(87,245,687
)
(85.67
)%
(66,000,000
)
30.28
 %
Subsidiary value write down
27,300,293

21.10
 %
—

0.00
 %
—

—
 %
Interest maintenance reserve
3,132,052

2.42
 %
19,337,905

18.99
 %
(19,633,778
)
9.01
 %
Amortization of inception gain
(10,236,210
)
(7.91
)%
(21,619,703
)
(21.23
)%
(26,758,068
)
12.27
 %
IRS Audit adjustments
38,226,226

29.54
 %
—

0.00
 %
—

—
 %
VA Hedge Reclass
6,712,342

5.19
 %
(44,333,658
)
(43.53
)%
—

—
 %
All other
(3,264,167
)
(2.52
)%
(3,008,755
)
(2.95
)%
(4,335,266
)
1.99
 %
Total statutory income tax
63,457,656

49.05
 %
(101,224,875
)
(99.39
)%
(193,023,613
)
88.55
 %
Federal and foreign income taxes incurred
(16,780,987
)
(12.97
)%
20,928,501

20.55
 %
(313,193,950
)
143.68
 %
Change in net deferred income taxes
80,238,643

62.02
 %
(122,153,376
)
(119.94
)%
120,170,337

(55.13
)%
Total statutory income tax
$
63,457,656

49.05
 %
$
(101,224,875
)
(99.39
)%
$
(193,023,613
)
88.55
 %

E.
Operating loss and tax credit carryforwards and protective tax deposits

1. At December 31, 2016, the Company had $1,829,093,872 of net operating loss carryforwards which expire between 2023 and 2029, $166,168,548 of AMT credit carryforwards, and $24,897,651 of foreign tax credit carryforwards which expire between 2020 and 2024.

2. The amount of federal income taxes incurred in the current year and each preceding year that will be available for recoupment in the event of future net losses are:
2016
—

2015
—

2014
—


3. The aggregate amount of deposits reported as admitted assets under Section 6603 of the IRS Code was $0 as of December 31, 2016.


38
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

F.
Consolidated Federal Income Tax Return

1. The Company’s federal income tax return is consolidated within The Hartford’s consolidated federal income tax return. The consolidated federal income tax return includes the following entities:
The Hartford Financial Services Group, Inc. (Parent)
Hartford Lloyd's Corporation
Hartford Holdings, Inc.
1stAgChoice, Inc.
Nutmeg Insurance Company
Access CoverageCorp, Inc.
Heritage Holdings, Inc.
Access CoverageCorp Technologies, Inc.
Hartford Fire Insurance Company
Hartford Casualty General Agency, Inc.
Hartford Accident and Indemnity Company
Hartford Fire General Agency, Inc.
Hartford Casualty Insurance Company
Hartford Strategic Investments LLC
Hartford Underwriters Insurance Company
Hartford Underwriters General Agency, Inc.
Twin City Fire Insurance Company
Hartford of Texas General Agency, Inc.
Pacific Insurance Company, Limited
Northern Homelands Company
Trumbull Insurance Company
Maxum Indemnity Company
Hartford Insurance Company of Illinois
Maxum Casualty Insurance Company
Hartford Insurance Company of the Midwest
Maxum Specialty Services Corporation
Hartford Insurance Company of the Southeast
Hartford Life, Inc.
Hartford Lloyd's Insurance Company
Hartford Life and Accident Insurance Company
Property & Casualty Insurance Co. of Hartford
HIMCO Distribution Services Company
Sentinel Insurance Company, Ltd.
Hartford-Comprehensive Employee Benefit Service Co.
First State Insurance Company
Hartford Securities Distribution Company, Inc.
New England Insurance Company
The Evergreen Group, Incorporated
New England Reinsurance Corporation
Hartford Administrative Services Company
Fencourt Reinsurance Company, Ltd.
Hartford Life, LTD.
Heritage Reinsurance Company, Ltd.
Hartford Funds Management Group, Inc.
New Ocean Insurance Co., Ltd.
Hartford Life International Holding Company
Hartford Investment Management Co.
Hartford Group Benefits Holding Company
HRA Brokerage Services. Inc.
Hartford Life Insurance Company
Hartford Integrated Technologies, Inc.
Hartford Life and Annuity Insurance Company
Business Management Group, Inc.
Hartford International Life Reassurance Corp.
Nutmeg Insurance Agency, Inc.
American Maturity Life Insurance Company

2.
Federal Income Tax Allocation

Estimated tax payments are made quarterly, at which time intercompany tax balances are settled. In the subsequent year, additional settlements are made on the unextended due date of the return and at the time that the return is filed. The method of allocation among affiliates of the Company is subject to written agreement approved by the Board of Directors and based upon separate return calculations with current credit for net losses to the extent the losses provide a benefit in the consolidated tax return.
 
6. Reinsurance

The amount of reinsurance recoverables from and payables to affiliated and unaffiliated reinsurers were $8,148,797 and $48,441,360 respectively, as of December 31, 2016 and $12,358,106 and $44,479,130 respectively, as of December 31, 2015.

The effect of reinsurance as of and for the years ended December 31 is summarized as follows:
2016
Direct
Assumed
Ceded
Net
Aggregate reserves for future benefits
$
13,737,668,338

$
1,009,814,809

$
(11,124,064,437
)
$
3,623,418,710

Liability for deposit-type contracts
31,932,206

714,653,231

(3,645
)
746,581,792

Policy and contract claim liabilities
144,070,692

20,007,238

(142,964,875
)
21,113,055

Premium and annuity considerations
1,248,178,977

109,299,565

(1,074,130,692
)
283,347,850

Death, annuity, disability and other benefits
921,467,688

106,615,608

(764,521,986
)
263,561,310

Surrenders and other fund withdrawals
4,383,813,770

184,833,390

(443,569,567
)
4,125,077,593


39
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

2015
Direct
Assumed
Ceded
Net
Aggregate reserves for future benefits
$
13,096,202,774

$
1,032,533,433

$
(10,423,928,459
)
$
3,704,807,748

Liability for deposit-type contracts
37,351,852

934,859,443

(1,817
)
972,209,478

Policy and contract claim liabilities
173,742,873

19,580,979

(172,841,525
)
20,482,327

Premium and annuity considerations
1,358,118,477

108,221,449

(1,153,228,469
)
313,111,457

Death, annuity, disability and other benefits
990,762,200

267,631,533

(837,201,360
)
421,192,373

Surrenders and other fund withdrawals
5,789,852,802

186,423,521

(424,779,950
)
5,551,496,373

2014
Direct
Assumed
Ceded
Net
Aggregate reserves for future benefits
$
12,401,106,393

$
1,048,607,747

$
(9,577,895,699
)
$
3,871,818,441

Liability for deposit-type contracts
40,757,800

1,152,058,189

(20,468,091
)
1,172,347,898

Policy and contract claim liabilities
107,460,386

18,933,697

(107,290,179
)
19,103,904

Premium and annuity considerations
1,788,988,738

(73,107,311
)
39,676,872,085

41,392,753,512

Death, annuity, disability and other benefits
801,686,972

293,031,891

(663,455,070
)
431,263,793

Surrenders and other fund withdrawals
8,767,621,374

210,257,704

(2,632,097,533
)
6,345,781,545


a. External reinsurance

The Company cedes insurance to unaffiliated insurers in order to limit its maximum losses. Such agreements do not relieve the Company from its primary liability to policyholders. The inability or unwillingness of a reinsurer to meet its financial obligations to us, including the impact of any insolvency or rehabilitation proceedings involving a reinsurer that could affect the Company's access to collateral held in trust, could have a material adverse effect on our financial condition, results of operations and liquidity. The Company reduces this risk by evaluating the financial condition of reinsurers and monitoring for possible concentrations of credit risk. As of December 31, 2016, the Company has one reinsurance-related concentration of credit risk greater than 10% of the Company’s capital and surplus. This concentration, which is actively monitored, is as follows: reserve credits totaling $11.0 billion for Prudential offset by $7.6 billion of market value of assets held in trust, for a net exposure of $3.4 billion. As of December 31, 2015, the Company had one reinsurance-related concentration of credit risk greater than 10% of the Company’s capital and surplus. The concentration, which was actively monitored, was as follows: reserve credits totaling $10.3 billion for Prudential offset by $7.1 billion of market value of assets held in trust, for a net exposure of $3.2 billion.

The Company has a reinsurance agreement under which the reinsurer has a limited right to unilaterally cancel the reinsurance for reasons other than for nonpayment of premium or other similar credits. The estimated amount of aggregate reduction in the Company’s surplus of this limited right to unilaterally cancel this reinsurance agreement by the reinsurer for which cancellation results in a net obligation of the Company to the reinsurer, and for which such obligation is not presently accrued is $119.7 million in 2016, a decrease of $16.2 million from the 2015 balance of $135.9 million. The total amount of reinsurance credits taken for this agreement was $184.1 million in 2016, a decrease of $24.9 million from the 2015 balance of $209.0 million.

On January 2, 2013, The Hartford completed the sale of its Individual Life insurance business to Prudential. As part of this transaction a reinsurance gain of approximately $600 million, before tax, was deferred and will be amortized over 20 years as earnings are estimated to emerge from the business reinsured. Amortization amounts, which are recorded as Commissions and expense allowances on reinsurance ceded on the Statements of Operations and as Amortization and decreases of gain on inforce reinsurance on the Statements of Changes in Capital and Surplus, totaled $29.2 million, $63.6 million and $40.7 million for 2016, 2015 and 2014, respectively.


40
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

b. Reinsurance Assumed from Affiliates

On June 30, 2014, HLIC’s parent, HLI, completed the sale of all of the issued and outstanding equity of HLIKK, a Japan affiliate, to ORIX Life Insurance Corporation ("Buyer"), a subsidiary of ORIX Corporation, a Japanese company. Concurrent with the sale, HLIKK recaptured certain risks that had been reinsured to the Company and HLIC by terminating intercompany agreements. As a result, the Company recognized a reduction in surplus of approximately $165 million, including an after-tax loss of approximately $323 million, which includes the impacts of unwinding hedging derivatives related to the recaptured risks.

Upon closing, the Buyer is responsible for all liabilities for the recaptured business. The Company continues to provide reinsurance to the Buyer for approximately $0.7 billion of fixed payout annuities, as of December 31, 2016, related to the “3Win” product formerly written by HLIKK.

Under this agreement, the Buyer continues to cede the following: in-force “3Win” annuities which bundled guaranteed minimum accumulation benefits (“GMAB”), GMIB and GMDB product features and risks. The liability for this assumed reinsurance is presented within Liability for deposit-type contracts on the Statements of Admitted Assets, Liabilities and Capital and Surplus. In connection with this reinsurance agreement, the Company collected immaterial premiums for the years ended December 31, 2016, 2015 and 2014.

The Company entered into a funding agreement with HLIC in 2009 to fund required payouts under this agreement; however the funding agreement was terminated in 2014 as a result of the sale of HLIKK.

Prior to the sale, the Company had the following reinsurance agreements with HLIKK. Under these agreements, HLIKK ceded 100% of its covered risks to the Company. The following list described the reinsurance agreements with HLIKK:

•
The Company assumed GMDB on covered contracts that have an associated GMIB rider in force on or after July 31, 2006, and GMIB riders issued on or after April 1, 2005. In connection with this reinsurance agreement, the Company collected premiums of $0, $0 and $(187,673,983) for the years ended December 31, 2016, 2015 and 2014, respectively.

•
The Company assumed certain in-force and prospective GMIB and GMDB riders issued on or after February 1, 2008. In connection with this reinsurance agreement, the Company collected immaterial premiums for the years ended December 31, 2016, 2015 and 2014.

•
The Company assumed certain in-force and prospective GMDB riders issued on or after April 1, 2005. In connection with this reinsurance agreement, the Company collected immaterial premiums for the years ended December 31, 2016, 2015 and 2014.

c. Reinsurance Ceded to Affiliates

In March 2014, the Company received permission from the Department and the Vermont Department of Financial Regulation to terminate the reinsurance agreement with its affiliate White River Life Reinsurance Company ("WRR") effective April 1, 2014. As a result the Company received a return of ceded premium related to Separate Account business totaling $41 billion offset by Modco adjustments of $41 billion; reassumed $281 million in aggregate reserves for annuity contracts; WRR returned the funds withheld totaling $281 million to the Company; and the Company paid a recapture fee of $0 to WRR. In addition, the Company received a capital contribution of $1.022 billion from its parent HLIC in support of the business recaptured.

The Company had a Modco and coinsurance with funds withheld reinsurance agreement (“WRR Agreement”) with WRR, an affiliated captive insurance company unauthorized in the State of Connecticut. The Company ceded to WRR variable annuity contracts, associated riders, and payout annuities written by the Company; annuity contracts and associated riders assumed by the Company under unaffiliated reinsurance agreements; and GMAB, GMIB riders and GMDB risks assumed by the Company from
HLIKK.

Under Modco, the assets and liabilities, and under coinsurance with funds withheld, the assets, associated with the reinsured business remained on the balance sheet of the Company in segregated portfolios, and WRR received the economic risks and rewards related to the reinsured business through Modco and funds withheld adjustments.


41
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

In connection with the WRR Agreement, the Company reported paid premiums of $0 for December 31, 2016 and 2015, respectively, and $(41,015,622,260) for the year ended December 31, 2014.

7. Related Party Transactions

Transactions between the Company and its affiliates, relate principally to tax settlements, reinsurance, insurance coverages, rental and service fees, capital contributions, returns of capital and payments of dividends. Investment management fees are charged by Hartford Investment Management Company and are a component of net investment income. Substantially all general insurance expenses related to the Company, including rent and benefit plan expenses, are initially paid by the affiliate Hartford Fire Insurance Company.

Direct expenses are allocated using specific identification and indirect expenses are allocated using other applicable methods. Indirect expenses include those for corporate areas which, depending on type, are allocated based on either a percentage of direct expenses or on utilization.

At December 31, 2016 and 2015, the Company reported $199,732 and $0, respectively, as receivables from and $5,659,200 and $22,991,721, respectively, as payables to parent, subsidiaries, and affiliates. The terms of the written settlement agreements require that these amounts be settled generally within 30 days.

The Company participates in an Intercompany Liquidity Agreement (the “Agreement”) that The Hartford entered into with its insurance company subsidiaries that are domiciled in the State of Connecticut. The Agreement allows for short-term advances of funds between Hartford affiliates for liquidity and other general corporate purposes. The Company had no issued and outstanding notes as of December 31, 2016 and 2015.

On June 16, 2016, The Hartford received permission from the Department to pay an extraordinary dividend of $250,000,000 from HLAI to HLIHC. HLAI paid the dividend on July 15, 2016.

On January 13, 2016, The Hartford received permission from the Department to pay an extraordinary dividend of $500,000,000 from HLAI to HLIC. HLAI paid the dividend on January 29, 2016.

On June 29, 2015, The Hartford received permission from the Department to pay extraordinary dividends (as returns of capital) of $500,000,000 from HLAI to HLIC and $500,000,000 from HLIC to Hartford Life, Inc. ("HLI"). HLAI and HLIC paid these returns of capital on July 15, 2015.

On January 9, 2015, The Hartford received permission from the Department to pay extraordinary dividends (as returns of capital) of $500,000,000 from HLAI to HLIC and $500,000,000 from HLIC to HLI. HLAI and HLIC paid these returns of capital on January 30, 2015.

On July 8, 2014, The Hartford received permission from the Department to pay extraordinary dividends (as returns of capital) of $500,000,000 from HLAI to HLIC, and $500,000,000 from HLIC to HLI. HLAI and HLIC paid these returns of capital on July 15, 2014. See additional information in Note 6 regarding capital contributions.

On January 30, 2014, The Hartford received permission from the Department to pay extraordinary dividends (as returns of capital) of $642,349,730 from HLAI to HLIC and $800,000,000 from HLIC to Hartford Life and Accident Insurance Company (“HLA”). HLAI and HLIC paid these returns of capital on February 27, 2014. contributions.
 
Related party transactions may not be indicative of the costs that would have been incurred on a stand-alone basis. For additional information, see Notes 5, 6, 8 and 11.

8. Retirement Plans, Other Postretirement Benefit Plans and Postemployment Benefits
 
The Hartford maintains The Hartford Retirement Plan for U.S. employees, a U.S. qualified defined benefit pension plan (the “Plan”), that covers substantially all U.S. employees of the Company hired prior to January 1, 2013. The Hartford also maintains non-qualified pension plans to provide retirement benefits previously accrued that are in excess of Internal Revenue Code limitations. These plans shall be collectively referred to as the “Pension Plans."


42
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

Effective December 31, 2012, The Hartford amended the Plan to freeze participation and benefit accruals. As a result, employees will not accrue further benefits under the Plan, although interest will continue to accrue to existing account balances. Participants as of December 31, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. The freeze also applies to The Hartford Excess Pension Plan II, The Hartford's non-qualified excess pension benefit plan for certain highly compensated employees.

For the years ended December 31, 2016, 2015 and 2014, the Company incurred expenses related to the Pension Plans of $4,740,669, $4,778,327 and $5,780,928, respectively, related to the allocation of the net periodic benefit cost, benefit payments and funding to the Pension Plans.

The Hartford also provides certain health care and life insurance benefits for eligible retired employees. The Hartford's contribution for health care benefits will depend upon the retiree's date of retirement and years of service. In addition, the plan has a defined dollar cap for certain retirees which limits average company contributions. The Hartford has prefunded a portion of the health care obligations through a trust fund where such prefunding can be accomplished on a tax effective basis. Effective January 1, 2002, company-subsidized retiree medical, retiree dental and retiree life insurance benefits were eliminated for employees with original hire dates on or after January 1, 2002. As of December 31, 2012, The Hartford’s other postretirement medical, dental and life insurance coverage plans were amended to no longer provide subsidized coverage for current employees who retire on or after January 1, 2014. The expenses allocated to the Company for other postretirement benefits were not material to the results of operations for 2016, 2015 and 2014.

Substantially all U.S. employees of the Company are eligible to participate in The Hartford Investment and Savings Plan under which designated contributions may be invested in a variety of investments including up to 10% in common stock of The Hartford. The Company's contributions include a non-elective contribution of 2% of eligible compensation and a dollar-for-dollar matching contribution of up to 6% of eligible compensation contributed by the employee each pay period. The Hartford also maintains a non-qualified savings plan, The Hartford Excess Savings Plan, with the same level of matching contributions (excluding the non-elective contributions) with respect to employee compensation in excess of the limit that can be recognized under the tax-qualified Investment and Savings Plan. Eligible compensation includes overtime and bonuses but is limited to a total of $1,000,000 annually. The cost allocated to the Company for the years ended December 31, 2016, 2015, and 2014 was $1,863,183, $1,663,096 and $2,334,909, respectively.

The Company participates in postemployment plans sponsored by, and included in the financial statements of, the Hartford Fire Insurance Company. These plans provide for medical and salary continuation benefits for employees on long-term disability. The expenses allocated to the Company for long term disability were not material to the results of operations for 2016, 2015, and 2014.

9. Capital and Surplus and Shareholder Dividend Restrictions

Dividend Restrictions

The maximum amount of dividends which can be paid to shareholders by Connecticut domiciled insurance companies, without prior approval of the Connecticut Insurance Commissioner (the “Commissioner”), is generally restricted to the greater of 10% of surplus as of the preceding December 31st or the net gain from operations after dividends to policyholders, federal income taxes and before realized capital gains or (losses) for the previous year. In addition, if any dividend exceeds the insurer's earned surplus, it requires the prior approval of the Commissioner. Dividends are paid as determined by the Board of Directors in accordance with state statutes and regulations, and are not cumulative. Dividends paid totaled $750,000,000 in 2016, and no dividends were paid in 2015 and 2014. For returns of capital, see Note 7. With respect to dividends to its parent HLIHC, the Company’s dividend limitation under the holding company laws of Connecticut is $347,754,309 in 2017. See Note 12 Subsequent Events.

Unassigned Funds

The portion of unassigned funds reduced by each item below at December 31 was as follows:
 
2016
2015
Unrealized capital losses, gross of tax
$
(107,705,057
)
$
132,572,545

Nonadmitted asset values
752,945,336

682,502,840

Asset valuation reserve
36,012,232

57,553,274



43
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

10. Separate Accounts

The Company maintained Separate Account assets totaling $29,882,167,087 and $32,190,324,610 as of December 31, 2016 and 2015, respectively. The Company utilizes Separate Accounts to record and account for assets and liabilities for particular lines of business. For the current reporting year, the Company recorded assets and liabilities for individual variable annuities, variable life and variable universal life product lines in the Separate Accounts.

The Separate Account classifications are supported by state statute and are in accordance with the domiciliary state procedures for approving items within the Separate Accounts. Separate Account assets are segregated from other investments and reported at fair value. Some assets are considered legally insulated whereas others are not legally insulated from the General Account. As of December 31, 2016 and 2015, the Company’s Separate Account statement included legally insulated assets of $29,882,167,087 and $32,190,324,610, respectively.

Separate Account liabilities are determined in accordance with prescribed actuarial methodologies, which approximate the market value less applicable surrender charges. The resulting surplus is recorded in the General Account Statements of Operations as a component of Net transfers from Separate Accounts. The Company’s Separate Accounts are non-guaranteed, wherein the policyholder assumes substantially all the investment risks and rewards. Investment income (including investment gains and losses) and interest credited to policyholders on Separate Account assets are not separately reflected in the Statements of Operations.

Separate Account fees, net of minimum guarantees, were $620,498,300, $710,679,585 and $813,720,444 for the years ended December 31, 2016, 2015 and 2014, respectively, and are recorded as a component of fee income on the Company’s Statements of Operations.

An analysis of the Separate Accounts as of December 31, 2016 is as follows:
 
Indexed
Nonindexed Guaranteed Less Than or Equal to 4%
Nonindexed Guaranteed More Than 4%
Nonguaranteed Separate Accounts
Total
Premium considerations or deposits for the
 
 
 
 
 
year ended December 31, 2016
$
—

$
—

$
—

$
428,564,804

$
428,564,804

Reserves at year-end:
 
 
 
 
 
For accounts with assets at:
 
 
 
 
 
    Fair value
$
—

$
—

$
—

$
29,735,009,565

$
29,735,009,565

    Amortized cost 
 
 
 
 
—

    Total reserves 
$
—

$
—

$
—

$
29,735,009,565

$
29,735,009,565

By withdrawal characteristics:
 
 
 
 
 
    Subject to discretionary withdrawal
$
—

$
—

$
—

$
—

$
—

    With market value adjustment
—

—

—

—

—

    At book value without market value adjustment
 
 
 
 
 
           and with surrender charge of 5% or more
—

—

—

—

—

    At fair value
—

—

—

29,362,177,768

29,362,177,768

    At book value without market value adjustment
 
 
 
 
 
           and with surrender charge of less than 5%
—

—

—

—

—

    Subtotal
—

—

—

29,362,177,768

29,362,177,768

    Not subject to discretionary withdrawal
—

—

—

372,831,797

372,831,797

    Total
$
—

$
—

$
—

$
29,735,009,565

$
29,735,009,565


Below is a reconciliation of net transfers from Separate Accounts as of December 31,
 
December 31, 2016
December 31, 2015
December 31, 2014
Transfer to Separate Accounts
$
428,564,804

$
493,301,666

$
665,027,557

Transfer from Separate Accounts
4,436,510,790

5,673,300,519

8,473,206,078

Net Transfer from Separate Accounts
(4,007,945,986
)
(5,179,998,853
)
(7,808,178,521
)
Internal exchanges and other Separate Account activity
54,158,782

(29,214,533)

(17,801,650)

Transfer from Separate Accounts on the Statements of Operations
$
(3,953,787,204
)
$
(5,209,213,386
)
$
(7,825,980,171
)


44
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

11. Commitments and Contingent Liabilities

a. Litigation

The Company is or may become involved in various legal actions, some of which assert claims for substantial amounts. Management expects that the ultimate liability, if any, with respect to such lawsuits, after consideration of provisions made for estimated losses and costs of defense, will not be material to the financial condition of the Company.

b. Guaranty Funds

In all states, insurers licensed to transact certain classes of insurance are required to become members of a guaranty fund. In most states, in the event of the insolvency of an insurer writing any such class of insurance in the state, members of the funds are assessed to pay certain claims of the insolvent insurer. A particular state’s fund assesses its members based on their respective written premiums in the state for the classes of insurance in which the insolvent insurer was engaged. Assessments are generally limited for any year to one or two percent of premiums written per year, depending on the state.

Under insurance guaranty fund laws in each state, the District of Columbia and Puerto Rico, insurers licensed to do business can be assessed by state insurance guaranty associations for certain obligations of insolvent insurance companies to policyholders and claimants. Part of the assessments paid by/refunded to the Company pursuant to these laws may be used as credits for a portion of the associated premium taxes. The Company paid immaterial net guaranty fund assessments in 2016, 2015, and 2014. The Company has a guaranty fund receivable of $637,238 and $3,771,126 as of December 31, 2016 and 2015, respectively.

c. Leases

As discussed in Note 7, transactions with The Hartford include rental facilities and equipment. Rent paid by the Company to The Hartford for its share of space occupied and equipment used by the Company was $786,827, $6,380,352 and $4,789,032 in 2016, 2015, and 2014, respectively. Future minimum rental commitments are immaterial.

The principal executive office of the Company, together with its parent and other life insurance affiliates, is located in Hartford, Connecticut.

d. Tax Matters

The Company or one or more of its subsidiaries files income tax returns in the U.S. federal jurisdiction, and various state and foreign jurisdictions. The Company is no longer subject to U.S. federal, state and local, or non-U.S. income tax examinations for years prior to 2012. The federal audit of the years 2012 and 2013 began in March 2015 and is expected to be completed in 2017. Management believes that adequate provision has been made in the financial statements for any potential adjustments that may result from tax examinations and other tax-related matters for all open tax years.

The Company’s unrecognized tax benefits are settled with the parent consistent with the terms of the tax sharing agreement described in Note 5.

The Separate Account dividend received deduction (“DRD”) is estimated for the current year using information from the most recent return, adjusted for current year equity market performance and other appropriate factors, including estimated levels of corporate dividend payments and level of policy owner equity account balances. The actual current year DRD can vary from estimates based on, but not limited to, changes in eligible dividends received in the mutual funds, amounts of distributions from these mutual funds, amounts of short-term capital gains at the mutual fund level and the Company’s taxable income before the DRD. The Company recorded benefits of $43,690,668, $87,245,687, and $68,270,923 related to the Separate Account DRD for the years ended December 31, 2016, 2015, and 2014, respectively.

e. Funding Obligations

At December 31, 2016, the Company has outstanding commitments totaling $15,293,820 of which $849,920 is committed to fund limited partnership and other alternative investments, which may be called by the partnership during the commitment period to fund the purchase of new investments and partnership expenses. Additionally, $14,443,900 is related to various funding obligations associated with private placement securities.


45
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
NOTES TO STATUTORY-BASIS FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014

12. Subsequent Events

On January 5, 2017, The Hartford received permission from the Department to pay an extraordinary dividend of $300,000,000 from HLAI to HLIHC. HLAI paid the dividend on January 30, 2017.

The Company has evaluated events subsequent to December 31, 2016, through April 7, 2017, the date the statutory-basis financial statements were available to be issued. The Company has not evaluated subsequent events after that date for presentation in these statutory-basis financial statements.



46
 


PART C
OTHER INFORMATION
ITEM 24. FINANCIAL STATEMENTS AND EXHIBITS
(a)
 
All financial statements are included in Part A and Part B of the Registration Statement
(b)
(1
)
Resolution of the Board of Directors of Hartford Life and Annuity Insurance Company ("Hartford") authorizing the establishment of the Separate Account.(1)
 
(2
)
Not applicable.
 
(3
)
(a) Amended and Restated Principal Underwriter Agreement.(2)
 
(3
)
(b) Form of Dealer Agreement.(3)
 
(4
)
(a) Form of Individual Flexible Premium Variable Annuity Contract. (4)
 
(4
)
(b) Principal First (8)
 
(4
)
(c) Optional Death Benefit Enhancement Rider (8)
 
(4
)
(d) Amendatory Rider - Annuity Commencement Date Deferral Option (10)
 
(5
)
Form of Application.(5)
 
(6
)
(a) Certificates of Incorporation of Hartford. (6)
 
(6
)
(b) Amended and Restated Bylaws of Hartford. (9)
 
(7
)
Reinsurance Agreements and Amendments
 
 
(a) AXA Corporate Solutions Life Reinsurance Company (HLA -- March 13, 2000) (8)
 
 
(b) Transamerica Financial Life Insurance Company (8)
 
 
(c) ACE Tempest Life Reinsurance Ltd. (October 1, 2002) (8)
 
(8
)
Fund Participation Agreements and Amendments
 
 
(a) AIM Variable Insurance Funds (8)
 
 
(b) American Funds Insurance Series (8)
 
 
(c) Franklin Templeton Variable Insurance Products Trust (8)
 
 
(d) Hartford Series Fund, Inc. (8)
 
 
(e) MFS Variable Insurance Trust (8)
 
 
(f) Guarantee Agreement, between Hartford Life and Accident Insurance Company and ITT Hartford Life and Annuity Insurance Company, its wholly owned subsidiary, dated as of August 20, 1993 and effective as of August 20, 1993. (7)
 
 
(g) Guarantee Agreement, between Hartford Life Insurance Company and ITT Hartford Life and Annuity Insurance Company, dated as of May 23, 1997. (7)
 
(9
)
Opinion and Consent of Lisa Proch, Assistant General Counsel.
 
(10
)
Consents of Deloitte & Touche LLP.
 
(11
)
No financial statements are omitted
 
(12
)
Not applicable.
 
(99
)
Copy of Power of Attorney.

(1)
Incorporated by reference to Post-Effective Amendment No. 1, to the Registration Statement File No. 333-70153, dated April 13, 1999.

(2)
Incorporated by reference to Post-Effective Amendment No. 3, to the Registration Statement File No. 33-73570, dated April 1, 1996.

(3)
Incorporated by reference to Post-Effective Amendment No. 9, to the Registration Statement, File No. 333-119415, filed on July 20, 2007.

(4)
Incorporated by reference to Pre-Effective Amendment No. 1, to the Registration Statement File No. 333-101923, dated April 7, 2003.

(5)
Incorporated by reference to Post-Effective Amendment No. 6, to the Registration Statement File No. 333-66343, dated February 8, 2001.

(6)
Incorporated by reference to Post-Effective Amendment No. 12 to the Registration Statement, File No. 333-69485, filed on April 9, 2001.

(7)
Incorporated by reference to Post-Effective Amendment No. 27 to the Registration Statement, File No. 33-73570, filed on April 12, 1999.

(8)
Incorporated by reference to Post-Effective Amendment No. 6, to the Registration Statement, File No. 333-119414, filed on April 9, 2007.

(9)
Incorporated by reference to Post-Effective Amendment No. 8 to the Registration Statement File No. 333-176150, filed on April 25, 2014.

(10)
Incorporated by reference to Post-Effective Amendment No. 33 to the Registration Statement File No. 333-91921, filed on December 1, 2015.






ITEM 25. DIRECTORS AND OFFICERS OF THE DEPOSITOR

NAME
POSITION
Ellen T. Below
Vice President
John B. Brady
Actuary, Vice President
Michael R. Chesman
Senior Vice President, Director of Taxes
Robert A. Cornell
Actuary, Vice President
Christopher S. Conner
Chief Compliance Officer of Separate Accounts
John W. Gallant
Vice President
Michael R. Hazel
Vice President, Controller
Donna R. Jarvis
Actuary, Vice President
Brion S. Johnson
President, Chairman of the Board, Director*
Aidan Kidney
Senior Vice President
Diane Krajewski
Vice President
Lisa S. Levin
Corporate Secretary
Craig D. Morrow
Appointed Actuary, Vice President
Matthew J. Poznar
Senior Vice President, Director*
Robert W. Paiano
Treasurer, Senior Vice President, Director*
Lisa M. Proch
Vice President and Chief Compliance Officer of Talcott Resolution
David G. Robinson
Executive Vice President, General Counsel
Peter F. Sannizzaro
Senior Vice President, Chief Accounting Officer, Chief Financial Officer
Robert Siracusa
Vice President






















Unless otherwise indicated, the principal business address of each of the above individuals is One Hartford Plaza, Hartford, CT 06155.

* Denotes Board of Directors.






ITEM 26. PERSONS CONTROLLED BY OR UNDER COMMON CONTROL WITH THE DEPOSITOR OR REGISTRANT.

Incorporated by reference to Post-Effective Amendment No. 11 to the Registration Statement File No. 333-176150, filed on April 20, 2017.

ITEM 27. NUMBER OF CONTRACT OWNERS

As of January 31, 2017, there were 115,624 Contract Owners.

ITEM 28. INDEMNIFICATION

Section 33-776 of the Connecticut General Statutes states that: "a corporation may provide indemnification of, or advance expenses to, a director, officer, employee or agent only as permitted by sections 33-770 to 33-779, inclusive."

Provision is made that the Corporation, to the fullest extent permissible by applicable law as then in effect, shall indemnify any individual who is a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative, arbitrative or investigative, and whether formal or informal (each, a "Proceeding") because such individual is or was (i) a Director, or (ii) an officer or employee of the Corporation (for purposes of the by laws, each an "Officer"), against obligations to pay judgments, settlements, penalties, fines or reasonable expenses (including counsel fees) incurred in a Proceeding if such Director or Officer: (l)(A) conducted him or herself in good faith; (B) reasonably believed (i) in the case of conduct in such person's official capacity, which shall include service at the request of the Corporation as a director, officer or fiduciary of a Covered Entity (as defined below), that his or her conduct was in the best interests of the Corporation; and (ii) in all other cases, that his or her conduct was at least not opposed to the best interests of the Corporation; and (C) in the case of any criminal proceeding, such person had no reasonable cause to believe his or her conduct was unlawful; or (2) engaged in conduct for which broader indemnification has been made permissible or obligatory under a provision of the Corporation's Certificate, in each case, as determined in accordance with the procedures set forth in the by laws. For purposes of the by laws, a "Covered Entity" shall mean another corporation, partnership, joint venture, trust or other enterprise (including, without limitation, any employee benefit plan) in respect of which such person is serving at the request of the Corporation as a director, officer or fiduciary.

Insofar as indemnification for liability arising under the Securities Act of 1933 (the "Act") may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

ITEM 29. PRINCIPAL UNDERWRITERS

(a)    HSD acts as principal underwriter for the following investment companies:

Hartford Life Insurance Company - Separate Account One
Hartford Life Insurance Company - Separate Account Two
Hartford Life Insurance Company - Separate Account Two (DC Variable Account I)
Hartford Life Insurance Company - Separate Account Two (DC Variable Account II)
Hartford Life Insurance Company - Separate Account Two (QP Variable Account)
Hartford Life Insurance Company - Separate Account Two (Variable Account "A")
Hartford Life Insurance Company - Separate Account Two (NQ Variable Account)
Hartford Life Insurance Company - Separate Account Ten
Hartford Life Insurance Company - Separate Account Three
Hartford Life Insurance Company - Separate Account Five
Hartford Life Insurance Company - Separate Account Seven
Hartford Life Insurance Company - Separate Account Eleven
Hartford Life Insurance Company - Separate Account Twelve
Hartford Life and Annuity Insurance Company - Separate Account One
Hartford Life and Annuity Insurance Company - Separate Account Ten
Hartford Life and Annuity Insurance Company - Separate Account Three
Hartford Life and Annuity Insurance Company - Separate Account Five
Hartford Life and Annuity Insurance Company - Separate Account Six
Hartford Life and Annuity Insurance Company - Separate Account Seven
Union Security Insurance Company - Variable Account C
Union Security Insurance Company - Variable Account D
Union Security Life Insurance Company - Separate Account A





(b) Directors and Officers of HSD

Name
Positions and Offices with Underwriter
Diana Benken
Chief Financial Officer, Controller/FINOP
Christopher S. Conner
AML Compliance Officer, Chief Compliance Officer, Privacy Officer, Secretary
Christopher J. Dagnault (1)
President, Chief Executive Officer, Director
Aidan Kidney
Chairman of the Board, Senior Vice President, Director
Kathleen E. Jorens
Vice President, Assistant Treasurer
Robert W. Paiano
Senior Vice President, Treasurer
Michael Chesman
Senior Vice President, Director of Taxes
Andrew Diaz-Matos
Vice President
Donald C. Hunt
Vice President
Mark M. Sosha
Vice President
Diane Krajewski
Director





Unless otherwise indicated, the principal business address of each of the above individuals is One Hartford Plaza, Hartford, CT 06155.

(1) Address: 500 Bielenberg Drive. Woodbury, MN 55125

ITEM 30. LOCATION OF ACCOUNTS AND RECORDS

All of the accounts, books, records or other documents required to be kept by Section 31(a) of the Investment Company Act of 1940 and rules thereunder are maintained by Hartford at One Hartford Plaza, Hartford, CT 06155.

ITEM 31. MANAGEMENT SERVICES

All management contracts are discussed in Part A and Part B of this Registration Statement.

ITEM 32. UNDERTAKINGS

(a)
The Registrant hereby undertakes to file a post-effective amendment to this Registration Statement as frequently as is necessary to ensure that the audited financial statements in the Registration Statement are never more than 16 months old so long as payments under the variable annuity Contracts may be accepted.

(b)
The Registrant hereby undertakes to include either (1) as part of any application to purchase a Contract offered by the Prospectus, a space that an applicant can check to request a Statement of Additional Information, or (2) a post card or similar written communication affixed to or included in the Prospectus that the applicant can remove to send for a Statement of Additional Information.

(c)
The Registrant hereby undertakes to deliver any Statement of Additional Information and any financial statements required to be made available under this Form promptly upon written or oral request.

(d)
Hartford hereby represents that the aggregate fees and charges under the Contract are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Hartford.

The Registrant is relying on the no-action letter issued by the Division of Investment Management to American Counsel of Life Insurance, Ref. No. IP-6-88, November 28, 1988. Registrant has complied with conditions one through four of the no-action letter.





SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets all the requirements for effectiveness of this Registration Statement pursuant to Rule 485(b) under the Securities Act of 1933 and has duly caused this Registration Statement to be signed on its behalf, in the City of Hartford, and State of Connecticut on April 20, 2017.

HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT SEVEN (Registrant)

By:
Brion S. Johnson*
*By:
/s/ Lisa Proch

Brion S. Johnson

Lisa Proch

President, Chairman of the Board

Attorney-in-Fact






HARTFORD LIFE AND ANNUITY
INSURANCE COMPANY
(Depositor)

By:
Brion S. Johnson*

Brion S. Johnson

President, Chief Executive Officer,

Chairman of the Board


Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons and in the capacities and on the dates indicated.

Brion S. Johnson, President,


Chairman of the Board, Director*


Matthew J. Poznar, Senior Vice President, Director*
*By:
/s/ Lisa Proch
Robert W. Paiano, Senior Vice President, Treasurer, Director*

Lisa Proch
Peter F. Sannizzaro, Senior Vice President, Chief Accounting Officer,

Attorney-in-Fact
Chief Financial Officer
Date:
April 20, 2017




 
EXHIBIT INDEX
(9)
Opinion and Consent of Lisa Proch, Assistant General Counsel
(10)
Consents of Deloitte & Touche LLP
(99)
Power of Attorney