CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2025	Mar. 31, 2025
ASSETS
Cash	$ 10,000,070	$ 4,714,459
Gross loans receivable	1,402,316,900	1,225,635,918
Less:
Unearned interest, insurance and fees	(366,582,467)	(309,320,104)
Allowance for credit losses	(122,648,652)	(103,347,129)
Loans receivable, net	913,085,781	812,968,685
Restricted cash	32,214,683	5,015,837
Income taxes receivable	16,369,854	0
Operating lease right‐of‐use assets, net	72,272,797	76,234,832
Property and equipment, net	17,850,427	19,765,788
Deferred income taxes, net	32,106,174	33,291,074
Other assets, net	36,130,237	40,871,600
Goodwill	7,370,791	7,370,791
Intangible assets, net	4,977,897	7,394,581
Total assets	1,142,378,711	1,007,627,647
Liabilities:
Senior unsecured notes payable, net	0	184,418,211
Income taxes payable	0	222,742
Operating lease liability	74,693,579	78,689,723
Accounts payable and accrued expenses	38,849,724	42,365,032
Total liabilities	790,776,529	568,147,183
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 4,939,105 and 5,374,012 shares at December 31, 2025 and March 31, 2025, respectively	0	0
Additional paid-in capital	275,452,634	266,426,478
Retained earnings	76,149,548	173,053,986
Total shareholders' equity	351,602,182	439,480,464
Total liabilities and shareholders' equity	1,142,378,711	1,007,627,647
Revolving Credit Facility
Liabilities:
Credit facility	575,684,917	262,451,475
Warehouse Facility
Liabilities:
Credit facility	$ 101,548,309	$ 0

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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Balance Type:	credit
Period Type:	instant

- Definition

Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all domestic and foreign income tax obligations due. This amount is the total of current and noncurrent accrued income taxes.