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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
3 Months Ended 6 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenues:        
Interest and fee income $ 130,461,548 $ 118,113,200 $ 260,666,938 $ 227,287,915
Insurance and other income, net 20,764,620 19,713,684 48,153,898 40,198,347
Total revenues 151,226,168 137,826,884 308,820,836 267,486,262
Expenses:        
Provision for loan losses 68,620,146 42,043,526 154,442,413 72,309,337
General and administrative expenses:        
Personnel 45,294,668 45,745,551 90,473,013 91,977,674
Occupancy and equipment 13,490,914 12,934,959 26,725,611 26,541,936
Advertising 1,009,797 5,294,835 3,218,192 9,054,544
Amortization of intangible assets 1,106,050 1,245,545 2,238,154 2,460,329
Other 10,284,400 9,767,969 21,381,167 18,305,573
Total general and administrative expenses 71,185,829 74,988,859 144,036,137 148,340,056
Interest expense 13,032,418 6,713,653 24,206,765 12,214,725
Total expenses 152,838,393 123,746,038 322,685,315 232,864,118
Income (loss) before income taxes (1,612,225) 14,080,846 (13,864,479) 34,622,144
Income tax expense (benefit) (246,261) 1,640,754 (3,695,622) 6,411,224
Net income (loss) $ (1,365,964) $ 12,440,092 $ (10,168,857) $ 28,210,920
Net income (loss) per common share:        
Basic (in dollars per share) $ (0.24) $ 2.04 $ (1.77) $ 4.61
Diluted (in dollars per share) $ (0.24) $ 1.94 $ (1.77) $ 4.38
Weighted average common shares outstanding:        
Basic (in shares) 5,726,469 6,083,255 5,733,613 6,120,665
Diluted (in shares) 5,726,469 6,413,079 5,733,613 6,434,211