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Allowance for Loan Losses and Credit Quality Indicators (Tables)
 12 Months Ended
Mar. 31, 2020
Receivables [Abstract]  
Summary of changes in the allowance for loan losses
The following is a summary of the changes in the allowance for loan losses for the years ended March 31, 2020, 2019, and 2018:
 202020192018
Balance at beginning of period$81,519,624  66,088,139  60,644,365  
Provision for loan losses181,730,182  148,426,578  117,620,140  
Loan losses(183,439,199) (148,308,199) (127,387,857) 
Recoveries16,677,249  15,313,106  15,211,491  
Balance at end of period$96,487,856  81,519,624  66,088,139  
Summary of loans individually and collectively evaluated for impairment
The following is a summary of loans individually and collectively evaluated for impairment for the periods indicated:
March 31, 2020Loans individually
evaluated for
impairment
(impaired loans)		Loans collectively
evaluated for
impairment		Total
Gross loans in bankruptcy, excluding contractually delinquent$5,165,752  —  5,165,752  
Gross loans contractually delinquent70,719,727  —  70,719,727  
Loans not contractually delinquent and not in bankruptcy—  1,133,985,887  1,133,985,887  
Gross loan balance75,885,479  1,133,985,887  1,209,871,366  
Unearned interest and fees(16,848,762) (292,131,962) (308,980,724) 
Net loans59,036,717  841,853,925  900,890,642  
Allowance for loan losses(54,090,509) (42,397,347) (96,487,856) 
Loans, net of allowance for loan losses$4,946,208  799,456,578  804,402,786  

        
March 31, 2019Loans individually
evaluated for
impairment
(impaired loans)		Loans collectively
evaluated for
impairment		Total
Gross loans in bankruptcy, excluding contractually delinquent$4,644,203  —  4,644,203  
Gross loans contractually delinquent59,633,541  —  59,633,541  
Loans not contractually delinquent and not in bankruptcy—  1,063,679,639  1,063,679,639  
Gross loan balance64,277,744  1,063,679,639  1,127,957,383  
Unearned interest and fees(14,319,795) (276,493,957) (290,813,752) 
Net loans49,957,949  787,185,682  837,143,631  
Allowance for loan losses(45,511,124) (36,008,500) (81,519,624) 
Loans, net of allowance for loan losses$4,446,825  751,177,182  755,624,007  
Assessment of the credit quality The following is an assessment of the credit quality for the fiscal years indicated:
 March 31, 2020March 31,
2019
Credit risk 
Consumer loans- non-bankrupt accounts$1,203,552,152  1,121,895,834  
Consumer loans- bankrupt accounts6,319,214  6,061,549  
Total gross loans$1,209,871,366  1,127,957,383  
Consumer credit exposure  
Credit risk profile based on payment activity, performing$1,104,130,714  1,039,774,448  
Contractual non-performing, 61 days or more delinquent (1)
105,740,652  88,182,935  
Total gross loans$1,209,871,366  1,127,957,383  
Credit risk profile based on customer type  
New borrower$124,800,193  138,140,479  
Former borrower127,108,125  116,242,182  
Refinance935,448,882  854,880,194  
Delinquent refinance22,514,166  18,694,528  
Total gross loans$1,209,871,366  1,127,957,383  
Summary of the past due receivables he following is a summary of the past due receivables as of:
 March 31, 2020March 31,
2019		March 31,
2018
Contractual basis:   
30-60 days past due$49,137,102  40,300,574  32,959,151  
61-90 days past due35,020,925  28,549,394  24,812,730  
91 days or more past due70,719,727  59,633,541  50,019,567  
Total$154,877,754  128,483,509  107,791,448  
Percentage of period-end gross loans receivable12.8 %11.4 %10.7 %
Recency basis:
30-60 days past due$48,206,910  35,992,122  29,356,319  
61-90 days past due28,450,942  22,393,106  19,523,845  
91 days or more past due50,669,837  42,771,862  34,548,433  
Total$127,327,689  101,157,090  83,428,597  
Percentage of period-end gross loans receivable10.5 %9.0 %8.3 %