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CONSOLIDATED BALANCE SHEETS - USD ($)
Mar. 31, 2020
Mar. 31, 2019
ASSETS    
Cash and cash equivalents $ 11,618,922 $ 9,335,433
Gross loan balance 1,209,871,366 1,127,957,383
Less:    
Unearned interest and fees (308,980,724) (290,813,752)
Allowance for loan losses (96,487,856) (81,519,624)
Loans receivable, net 804,402,786 755,624,007
Right-of-use asset 101,686,918 0
Property and equipment, net 24,761,108 25,424,183
Deferred income taxes 23,257,985 23,830,899
Other assets, net 28,547,950 18,398,935
Goodwill 7,370,791 7,034,463
Intangible assets, net 24,448,477 15,340,153
Assets held for sale (Note 17) 3,991,498 0
Total assets 1,030,086,435 854,988,073
Liabilities:    
Senior notes payable 451,100,000 251,940,000
Income taxes payable 4,965,302 11,550,197
Lease liability 102,759,386 0
Accounts payable and accrued expenses 59,298,680 39,381,251
Total liabilities 618,123,368 302,871,448
Commitments and contingencies
Shareholders' equity:    
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding 0 0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 12,171,075 and 13,898,265 shares at March 31, 2013 and March 31, 2012, respectively 0 0
Additional paid-in capital 227,214,577 198,125,649
Retained earnings 184,748,490 353,990,976
Total shareholders' equity 411,963,067 552,116,625
Total liabilities and shareholders' equity 1,030,086,435 854,988,073
Deferred Income Tax Assets, Net $ 23,257,985 $ 23,830,899