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CONSOLIDATED STATEMENTS OF CASH FLOWS
12 Months Ended
Mar. 31, 2019
USD ($)
Mar. 31, 2018
USD ($)
Mar. 31, 2017
USD ($)
Cash and Cash Equivalents, at Carrying Value, Including Discontinued Operations   $ 32,086,304 $ 15,200,410
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Including Disposal Group and Discontinued Operations $ 9,335,433 12,473,833 11,581,936
Disposal Group, Including Discontinued Operation, Cash and Cash Equivalents 0 19,612,471 3,618,474
Cash flow from operating activities:      
Net income 37,235,134 53,690,018 73,600,294
Gain (Loss) on Disposition of Business 38,377,623 0 0
Adjustments to reconcile net income to net cash provided by operating activities:      
Amortization of intangible assets 1,527,656 990,399 489,836
Amortization of loan costs and discounts 592,549 865,727 2,029,719
Provision for loan losses 148,426,578 117,620,140 119,095,712
Depreciation 6,608,348 7,339,657 6,918,525
Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property (93,199) 210,117 (29,583)
Deferred income tax benefit (3,655,751) 8,785,432 (894,086)
Compensation related to stock option and restricted stock plans 17,635,309 5,434,619 4,810,698
Change in accounts:      
Other assets, net 5,507,068 (858,817) 492,233
Income taxes payable (2,547,222) 2,015,553 4,277,275
Accounts payable and accrued expenses 5,877,916 8,574,634 (904,326)
Net cash provided by operating activities 244,664,271 218,026,468 219,362,747
Cash flows from investing activities:      
Increase in loans receivable, net (190,976,279) (143,373,549) (104,765,019)
Net assets acquired from office acquisitions, primarily loans (33,922,279) (15,586,411) (16,703,456)
Increase in intangible assets from acquisitions (10,223,508) (1,987,762) (4,133,242)
Purchases of property and equipment, net (9,805,084) (9,171,468) (6,813,582)
Proceeds from Sale of Property, Plant, and Equipment 466,806 310,542 801,797
Proceeds from Divestiture of Businesses 37,494,505 0 0
Net cash used in investing activities (206,965,839) (169,808,648) (131,613,502)
Cash flow from financing activities:      
Borrowings from lines of credit 364,290,000 294,963,800 274,901,200
Payments on lines of credit (357,250,000) (345,200,000) (354,450,000)
Payments of Loan Costs 240,000 420,000 201,200
Proceeds from exercise of stock options 5,997,948 25,323,531 1,160,505
Payments Related to Tax Withholding for Share-based Compensation (1,394,835) (1,517,357) 0
Repurchase of common stock (74,519,863) (4,614,331) (4,995,809)
Excess tax benefits from exercise of stock options 0 0 (565,162)
Net cash used in financing activities (63,116,750) (31,464,357) (84,150,466)
(Decrease) increase in cash and cash equivalents (22,750,871) 16,885,894 2,823,386
Effects of foreign currency fluctuations on cash 2,667,447 132,431 (775,393)
Cash and cash equivalents at beginning of period 12,473,833 11,581,936 8,095,263
Cash and cash equivalents at end of period 9,335,433 12,473,833 11,581,936
Interest Paid, Including Capitalized Interest, Operating and Investing Activities 16,835,789 17,696,711 19,251,788
Income Taxes Paid $ 23,259,590 38,741,119 38,042,020
Parent Company [Member]      
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses   $ 130,979,129 $ 128,572,162