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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Cash Flows from Operating Activities      
Net income $ 5,877,000 $ 6,820,000 $ 6,135,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 1,086,000 1,256,000 1,255,000
Provision for loan losses 1,773,000 346,000 507,000
Loss on disposal of premises and equipment, net 211,000    
(Gain) loss on interest rate swaps, net (5,000) 4,000 3,000
Deferred tax (benefit) expense (487,000) 124,000 221,000
Gains on sales/calls of securities available for sale (992,000) (79,000) (838,000)
Amortization of security premiums, net 508,000 450,000 357,000
Amortization of unearned compensation, net of forfeiture 328,000 250,000 214,000
Issuance of vested restricted stock 175,000 90,000 90,000
Bank-owned life insurance income (360,000) (366,000) (361,000)
Originations of mortgage loans held for sale (4,898,000) (5,379,000) (2,042,000)
Proceeds from mortgage loans held for sale 4,856,000 5,201,000 2,079,000
Gain on mortgage loans held for sale (86,000) (69,000) (37,000)
Changes in assets and liabilities:      
(Increase) decrease in other assets 745,000 (4,731,000) (1,065,000)
Increase (decrease) in other liabilities (822,000) 4,641,000 812,000
Net cash provided by operating activities 7,909,000 8,558,000 7,330,000
Cash Flows from Investing Activities      
Proceeds from maturities, calls and principal payments of securities available for sale 16,166,000 8,196,000 11,707,000
Proceeds from sales of securities available for sale 18,762,000 13,871,000 0
Purchase of securities available for sale (35,801,000) (27,626,000) (12,372,000)
Purchase of premises and equipment (334,000) (558,000) (839,000)
(Purchase) redemption of restricted investments, net 181,000 224,000 (694,000)
Loan originations, net (66,612,000) (1,009,000) (47,036,000)
Net cash used in investing activities (67,638,000) (6,902,000) (49,234,000)
Cash Flows from Financing Activities      
Increase (decrease) in noninterest-bearing checking, interest-bearing checking, savings and money market accounts 144,697,000 (5,396,000) 55,318,000
Increase (decrease) in time deposits (733,000) (8,087,000) 10,297,000
Increase (decrease) in Federal Home Loan Bank advances (4,089,000) (7,085,000) 15,920,000
Cash dividends paid on common stock (1,897,000) (1,836,000) (1,813,000)
Repurchase of common stock (24,000) (21,000) (8,000)
Net cash provided by (used in) financing activities 137,954,000 (22,425,000) 79,714,000
Increase (decrease) in cash and cash equivalents 78,225,000 (20,769,000) 37,810,000
Cash and Cash Equivalents      
Beginning 46,341,000 67,110,000 29,300,000
Ending 124,566,000 46,341,000 67,110,000
Cash payments for:      
Interest 2,651,000 4,603,000 3,061,000
Income taxes 1,255,000 970,000 330,000
Supplemental Disclosures of Noncash Investing Activities      
Unrealized gain (loss) on securities available for sale, net of tax 1,349,000 2,142,000 (823,000)
Unrealized gain (loss) on interest rate swaps, net of tax (271,000) (250,000) 135,000
Changes in Supplemental Executive Retirement Plans, net of tax $ (124,000) $ 17,000 $ 15,000