Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 15,728	$ 9,124
Interest-bearing deposits in other banks	108,825	37,203
Federal funds sold	13	14
Securities available for sale, at fair value	82,848	79,783
Restricted investments	1,835	2,016
Mortgage loans held for sale	375	247
Loans	616,749	550,226
Allowance for loan losses	(6,870)	(5,227)
Loans, net	609,879	544,999
Premises and equipment, net	16,529	17,492
Accrued interest receivable	2,305	1,984
Other real estate owned, net	1,356	1,356
Bank-owned life insurance	14,321	13,961
Other assets	13,159	13,992
Total assets	867,173	722,171
Deposits:
Noninterest-bearing checking	182,653	123,492
Interest-bearing:
Checking	266,501	242,531
Savings and money market accounts	243,573	182,007
Time deposits	73,392	74,125
Total interest-bearing	583,466	498,663
Total deposits	766,119	622,155
Federal Home Loan Bank advances	12,606	16,695
Junior subordinated debt	4,124	4,124
Other liabilities	11,863	12,075
Total liabilities	794,712	655,049
Shareholders’ Equity
Common stock, par value $3.13, and additional paid-in capital; authorized: 8,000,000 shares; issued and outstanding: 3,798,561 and 3,783,724 shares including 8,621 and 20,352 unvested shares, respectively	16,369	15,964
Retained earnings	53,767	49,787
Accumulated other comprehensive income, net	2,325	1,371
Total shareholders’ equity	72,461	67,122
Total liabilities and shareholders’ equity	$ 867,173	$ 722,171