Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 12,839	$ 9,124
Interest-bearing deposits in other banks	66,686	37,203
Federal funds sold	14	14
Securities available for sale, at fair value	78,250	79,783
Restricted investments	2,687	2,016
Mortgage loans held for sale		247
Loans	622,660	550,226
Allowance for loan losses	(6,400)	(5,227)
Loans, net	616,260	544,999
Premises and equipment, net	16,978	17,492
Accrued interest receivable	2,818	1,984
Other real estate owned, net	1,356	1,356
Bank-owned life insurance	14,141	13,961
Other assets	13,524	13,992
Total assets	825,553	722,171
Deposits:
Noninterest-bearing checking	169,542	123,492
Interest-bearing:
Checking	262,274	242,531
Savings and money market accounts	203,038	182,007
Time deposits	70,952	74,125
Total interest-bearing	536,264	498,663
Total deposits	705,806	622,155
Federal Home Loan Bank advances	32,651	16,695
Junior subordinated debt	4,124	4,124
Other liabilities	11,884	12,075
Total liabilities	754,465	655,049
Shareholders’ Equity
Common stock, par value $3.13, and additional paid-in capital; authorized: 8,000,000 shares; issued and outstanding: 3,794,725 and 3,783,724 shares including 19,843 and 20,352 unvested restricted shares, respectively	16,117	15,964
Retained earnings	51,812	49,787
Accumulated other comprehensive income, net	3,159	1,371
Total shareholders’ equity	71,088	67,122
Total liabilities and shareholders’ equity	$ 825,553	$ 722,171